AGRI-CLINICS AND AGRI-BUSINESS SERVICES TO

FARMERS

OBJECTIVES

To support Agriculture development

To supplement the efforts of public extension and

To create gainful self-employment opportunities to

unemployed Agricultural Graduates, Agricultural Diploma

holders, Intermediate in Agriculture, and Science

Graduates with PG in Agri related subjects.

Central Sector Scheme of AGRI-CLINICS AND AGRI-Central Sector Scheme of AGRI-CLINICS AND AGRI-BUSINESS CENTRES (AC & ABC) BUSINESS CENTRES (AC & ABC)

Overall Progress of the Scheme(as on 21/10/2013)

Total No. of Candidates trained: 34817No. of Agri-ventures established: 13601No. of projects pending with the banks:6060No. of projects sanctioned by the banks:1654No. of projects that received subsidy : 816

Feedback from Non Starters

Major Constraints

Availability of candidates for training Capability of the Nodal Training Institutes with respect

to training and handholding support and its linkages with different stakeholders

Support to the trained graduates in availing timely /adequate credit and easy availability of the subsidy to him

Slow loaning and subsidy release - response of bankers towards credit/subsidy flow to the trained agri-preneurs

Small enterprises established with their own investment or a very low credit need greater support for their sustainability.

Modified ACABC Scheme

Enlarged eligibility criteria

Enhanced financial norms for training

Additional 10% charges for NE & Hill States

Refresher Training for Successful agri-preneurs

Existing capital & interest subsidy replaced with

Composite Subsidy (36% and 44%)

Enhanced ceiling cost of the projects for subsidy

purpose (20 / 25 lacs and 100 lacs)

MoU finalized with 98 Nodal Training Institutions (NTIs)

1. State Agriculture Universities - 16

2. State Government Institutes - 08

3. NGOs - 36

4. Agribusiness Companies - 17

5. Institutes of Co-operative Management - 11

6. Krishi Vigyan Kendras - 10

TRAINING NETWORK TRAINING NETWORK

NTIs will advertise the scheme and collect the applications.

Non-refundable Registration Fee Rs.500/.

Scrutiny of applications by NTI and an official from ATMA/Block Technology Team/ Agri. & Allied departments.

Selection is based on a scoring model by a Committee consisting of representatives of NTI, MANAGE, KVK, NABARD, Bank, State Agri & Allied Departments and Agri-Business Company.

SELECTION OF CANDIDATESSELECTION OF CANDIDATES

Basic Agriculture Knowledge

Central and State Government Schemes

Field Visits

Agricultural Extension

IT enabled Agricultural Extension Advisory Services

Agri-entrepreneurship Development including Market

Survey, Hands on Experience and preparation of Detailed

Project Report.

TRAINING CONTENTTRAINING CONTENT

Through Nodal Training Institutes (NTIs)

Individual Progress Sheet

Interface meetings at State / Institute level

Visits to individual enterprises

Interaction with Bankers

Involvement in ATMA and other Public Extension

Activities

Updating pending and sanctioned loans

Documentation of success story

HANDHOLDING – FOR ONE YEAR HANDHOLDING – FOR ONE YEAR

Website: http://www.agriclinics.net

Helpline no. 1800 425 1556

Agripreneur – (Monthly E-Bulletin)

INFORMATION SUPPORT SERVICEINFORMATION SUPPORT SERVICE

Project Cost: Individual Projects : Rs.20.00 lakhs Group Projects : Rs.100.00 lakhs (5 member group) An additional limit of Rs.5.00 lakhs subsidy is also

provided for extremely successful ventures Margin Money : 10 –15 % or as decided by individual

banks

Bank Loans: Type of Loan - Composite Term Loan (fixed cost + cost for one operative cycle)- At least 10% of the project cost should be in the form of capital investment

Security :

Hypothecation of assets, mortgage of lands or third party guarantee.

Collateral Security is waived up to Rs.5.00 lakhs loan.

LOAN & SUBSIDY

Repayment Period:

5 – 10 years depending upon the project.

Gestation period – Maximum two years as per the nature of the project

Rate of Interest :

As determined by Bank (Commercial / Private Bank / RRB / State Co-operative Bank).

Composite Subsidy:

Credit Linked and back ended subsidy with lock-in period of 3 years.

Subsidy will be released by NABARD to the Banks up-front

36% Subsidy on a maximum Project Cost of Rs.20.00 lakhs (Rs.100.00 lakhs for Group) for general category and 44% for SC, ST, women, Hilly States (NE States, J&k, H.P and Uttaranchal).

The benefit of subsidy will be extended maximum twice to a candidate under the Scheme within the prescribed loan limits

Payment of back-ended subsidy will be linked to extension services provided by Agripreneur.

The cut-off date of April 2004 for subsidy eligibility is now removed.

Project Activities:

32 Projects mentioned (only illustrative).

Any Project which provide services to the farmers.

Hand Holding by Nodal Training Institutions:

Up to one year

ACABC Over the Years…

Year Physical Target & AchievementTarget (Trainin

g)

Achievement

Ventures Established

Success Rate (%)

2002-03 3245 3058 416 13.60

2004-05 3500 2977 783 26.30

2006-07 3000 3149 1081 34.33

2008-09 3000 2503 824 32.92

2009-10 3000 2564 1111 43.33

2011-12 4000 4015 2139 53.28

2012-13 4400 4439 2250 50.69

Total 37245 32683 12992 39.75

S.No. State Trained Established

1 Andhra Pradesh 1458 555

2 Arunachal Pradesh 14 2

3 Assam 487 172

4 Bihar 2817 951

5 Chandigarh 2 1

6 Chattisgarh 281 149

7 Delhi 13 2

8 Goa 3 1

9 Gujarat 1150 401

10 Haryana 457 158

11 Himachal Pradesh 416 108

12 Jammu and Kashmir 1206 157

13 Jharkhand 559 128

14 Karnataka 2634 1060

15 Kerala 174 45

16 Madhya Pradesh 963 364

State-wise Progress (21/10/2013) State-wise Progress (21/10/2013)

S.No. State Trained Established

17 Maharashtra 7340 3117

18 Manipur 382 113

19 Meghalaya 9 3

20 Mizoram 34 0

21 Nagaland 149 13

22 Orissa 507 105

23 Pondicherry 97 60

24 Punjab 426 149

25 Rajasthan 2408 856

26 Tamilnadu 3462 1649

27 Tripura 1 0

28 Uttar Pradesh 6603 3120

29 Uttaranchal 285 78

30 West Bengal 480 84

Total 34817 13601

Sl.No Name of the Activity No. of Agriventures Established

1 Agri-Clinics 2019

2 Agri-Clinics and Agribusiness Centres 5321

3 Agro-Eco Tourism 9

4 Animal Feed Unit 42

5 Bio-fertilizer production and Marketing 93

6 Contract Farming 47

7 Cultivation of Medicinal Plants 106

8 Direct Marketing 167

9 Farm Machinery Unit 317

10 Fisheries Development 252

AGRO-VENTURES ESTABLISHED AGRO-VENTURES ESTABLISHED (05-08-2013)(05-08-2013)

Sl.No

Name of the Activity No. of Agriventures Established

11 Floriculture 92

12 Horticulture Clinic 105

13 Landscape + Nursery 99

14 Nursery 320

15 Organic Farming 82

16 Pesticides Production and Marketing 30

17 Post Harvest Management + value addition 166

18 Fisheries clinic 14

19 Seed Processing and & Agri-business 277

20 Soil Testing Laboratory 95

Sl.No Name of the Activity No. of Agriventures Established

21 Tissue culture unit 27

22 Vegetable production & Marketing 95

23 Vermi Composting / Organic manure 439

24 Veterinary Clinics 772

25 Crop production 170

26 Dairy/Poultry/Piggery/Goat etc 2221

27 Rural Godowns 45

28 Production & Marketing of Bio-Control Agents 14

29 Agriculture Journalism 16

30 Sericulture 37

31 Mushroom Cultivation 51

32 Apiary 61

Total 13601

BANKERS MUST PLAY A BANKERS MUST PLAY A PROACTIVE ROLEPROACTIVE ROLE

Subsidy Flow in 2011-12 and 2012-13 together was Rs.

13.58 crores whereas it was only Rs. 5.41 crores since

beginning till 2010-11

Issues in up-scaling Agri-Clinics and Issues in up-scaling Agri-Clinics and Agri-Business CentresAgri-Business Centres

• Not attracting serious candidates to the scheme

• Need for Quality NTIs which produce results

• Slow pace of Loan and Subsidy disbursement

• Lack of convergence between ATMA and Agripreneurs

Mr. Vijay Bharat, Post Graduate in AgricultureMr. Vijay Bharat, Post Graduate in AgricultureFounder of “Mobile Agricultural School & Services Founder of “Mobile Agricultural School & Services (MASS)” Ranchi, Jharkhand, Ph: 09431588284(MASS)” Ranchi, Jharkhand, Ph: 09431588284

MASS started in 2006 is an Agri-services and training centre on wheels moving from village to village equipped with audio-visual aids such as projector, screen, laptop, electronic board and CDs on best farm practices

Offers agri-inputs and consultancy services at the door steps of the farmer Extension services – Imparts training in the bus itself at the village on

ATMA activities and other Government programmes.

Provides on farm services to farmers such as soil testing MASS develops agricultural films and use it as a tool for training. Plans to replicate the model in neighboring states, villages and

Glamorizing Agriculture.

Farmers covered – 1,50,000 in 26 districts of Jharkhand and Bihar States Direct Employment to 19 persons

Annual turnover Rs.1.24 crore

Mr. Samir Ranjan Bordoloi, B.Sc. (Agri) Mr. Samir Ranjan Bordoloi, B.Sc. (Agri) S. S. Botanicals, The Agri-Clinic cum Agri-Business S. S. Botanicals, The Agri-Clinic cum Agri-Business Centre, Tarajan, Jorhat, Assam; Ph: 098540-49583Centre, Tarajan, Jorhat, Assam; Ph: 098540-49583

Started in 2003 Operating in Jorhat, Golaghat, Sibsagar, Dibrugarh, Tinsukia,

Karbi-Anlong and Nagoan districts Services available

Advisory – Tea, Organic Farming, other crops Soil Testing Market Information Farmers’ Training, Farmer - Scientist Interaction Agri-Business Centre - Wholesale and retail sale of Organic

Inputs, Vermicompost, Bio-pesticides, Bio-fertilizers, Seeds, Farm Equipments, Shade Net, Inorganic Inputs etc.

Involved in ATMA and Horticulture Technology Mission activities

Krishok Bandhu Help Card (Farmers Registration Card)- Already more than 3000 registered farmers

Strategic partnership with FERTILE GROUND, CANADA for organic farming and Agri-Tourism.

Publication of “PRAKRITI” – Bi-monthly News Letter for cultivators @ Rs.5/- per copy. NABARD, Guwahati subscribed 500 copies for Farmers’ Club members

Annual Turnover more than Rs.2.00 crores

Employment – 30 persons direct, 150 persons indirect

Mr.Soibam Surchandra Singh, P.G.D.F.Sc.Mr.Soibam Surchandra Singh, P.G.D.F.Sc.S. Tomba & Sons Ingetrated Fish Farming Pvt. Ltd.S. Tomba & Sons Ingetrated Fish Farming Pvt. Ltd.

Hiyangthang Mamang Leikai, P.O. Wangoi, Hiyangthang Mamang Leikai, P.O. Wangoi, Imphal West District, Ph. : 9856082269Imphal West District, Ph. : 9856082269

Started in 2007 High density production of pengba endemic medium

fish through special breeding technique with the help of Bureau of Fish Genetic Resources, Lucknow

Introduced composite fish farming in Manipur among farmers

Increased rearing capacity of Pengba from 8000 number per hectare fingerling to 20,000 fingerling

Increased fish productivity from earlier 3 ton / ha. to 7.5 ton / ha.

Farmers covered – more than 1000 Employment – direct 35 persons, indirect more than

300 Annual turnover – More than Rs.1.5 crores

Mr. Soibam Suruchandra Singh

Provides Disease free, Healthy fish carp seed of Pengba species to farmers

Vidharbha Biotech Lab in 1996 Production and marketing of bio pesticides and bio

fertilizers Extension Service – Providing extension services in the

areas of soil and water testing, Awareness of organic

farming, Free Consultancy Services regarding pest and

diseases of major crops to the farmers . Farmers Covered – 5000 Direct Employment for 26 persons in Lab and Marketing Investment – 50 lacs (Fixed 35 lacs & Operational 15 lacs) Annual Turnover – Around Rs.1 to 1.25 crores

Mrs. Sangeeta Deepak Sawalakhe (M.Sc. Agri),Mrs. Sangeeta Deepak Sawalakhe (M.Sc. Agri),

Vidharbha Biotech Lab - MIDC - 856,Lohara, Yeotmal Vidharbha Biotech Lab - MIDC - 856,Lohara, Yeotmal

Mobile. No: 09422869423Mobile. No: 09422869423

Inauguration of Packing unit

Ms. M.Nila, Super Agro Products, Pollachi, Tamilnadu, Ms. M.Nila, Super Agro Products, Pollachi, Tamilnadu, Mobile: Mobile: 98430316319843031631, Email; , Email; Superagroinputs@rediffmail.comSuperagroinputs@rediffmail.com

Age : 41 Years Qualification : M.Sc (Agri.Mkg & management) from TNAU ,

Coimbatore in 1994 ACABC Training from TNAU (CARDS) Coimbatore in2005 Activity started in December 2006 Activity : Micronutrients Mfg, and sale, Agri consultancy

Covering 1200 farmers in 75 villages Employment provided to 25 persons (Direct & Indirect) Turnover : Rs.75.00 lakhs Husband joined her venture resigning private job