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Transcript of Aging Parents 2013
CARING FOR
AGING PARENTSA special supplement to the
February 23, 2013
An information and resource guide to help ensure that those close to your heart have a rich and rewarding life in their later years.
Page 2, Saturday, February 23, 2013 Aging Parents Hood County News
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Hwy 144 Bank1905 S. Morgan Street817-579-1980 / 1-800-452-1442
Tolar Banking Center8401 Highway 377 West254-835-4338
Hwy 377 Bank4064 E. Highway 377817-579-2655
Pecan Plantation9205 Plantation Road, Suite 101817-579-5677
Voted Best Bank in Hood County for the last three years in a row, First National Bank of Granbury has the knowledge and experience in
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Celebrating 125 Years
Hood County News Aging Parents Saturday, February 23, 2013, Page 3
Sneaky, rotten scams can take many formsThere are crooks cooking up new
ways to separate people from
their money around every corner.
Sadly, senior citizens are often prime
targets.
Seniors can be easy marks if they are
more trusting than the more skeptical
among us, or if they are experiencing
a loss of mental sharpness, according
to Gary Morris, an investigator with the
Hood County Sheriff ’s Offi ce.
“Most of my cases are people at least
70-plus (years old),” Morris said. “Even
in the 70-plus range are people that are
well-educated - and they still get duped
- or they’re entering into the realm of de-
mentia. We’ve got several elderly people
in Hood County that scammers have just
drained their bank accounts.”
He said the angles often include scams
presented in emails, regular mail or by
telephone.
Morris said many scam artists are
charismatic, and also use sophisticated
methods.
“Crooks do their research and they
probably know the person of the house
is elderly - and they may even fi nd out
they live alone,” Morris said. “There are
some people out there that can sell you
the pair of shoes you have on your feet.
They’re that convincing.
“A lot of the phone calls start off with
‘You’ve won a lottery’ or something of
that nature. They’ll explain the process
of what you have to do to collect the
money. They may start up with a general
conversation, and try to make you feel
good.”
Often, those scammers instruct the
victim that a set amount of money must
be paid up front before the big jackpot
prize can be claimed. Morris said that
the thing to do is ask the caller for his
name and the company’s name, plus the
company’s primary phone number. If the
caller won’t answer your questions, hang
up, Morris said. Or, simply hang up even
before listening to the presentation. As
Morris noted, there’s no law requiring
you to have a conversation with an unso-
licited caller.
If an email from someone you don’t
know shows up in your inbox, do not
open it. It could be a phishing scam,
which is designed to get you to turn over
your personal bank account number,
Social Security number or other private
information through deception.
Scammers have a couple of things
that work in their favor when it comes to
targeting seniors. One is that sometimes
family members aren’t around enough
to halt scam attempts by monitoring
checking accounts and mail. The other
factor is that some elderly people simply
have a diff erent outlook toward strang-
ers because they grew up in a diff erent
era.HANDSHAKE WAS GOOD AS CONTRACT
“They learned (to be trusting) from
their parents. Someone who is 80, when
they were growing up, a handshake
was as good as a contract,” Morris said.
“You just trusted people - especially in a
smaller town.”
One senior Hood County resident re-
ported an incident last year in which a
caller mentioned the name of a man he
had actually met 10 years earlier.
“The scammer did his research. Some-
times they even know the name of your
pet,” Morris said. “He told this man his
friend passed away and in his will he’s
giving (him) $5.5 million from a bank in
London. The caller was purporting to be
a higher-up (offi cial) at this bank in Lon-
don. He had details about his friend.”
Morris said the caller claimed that the
money would be his - but that he fi rst
had to send $1,780 to a specifi c bank ac-
count because the man’s account had
been inactive for years.”
Fortunately the local resident came to
the Sheriff ’s Offi ce and consulted with
authorities, who warned him it was most
likely a scam.
Conventional sweepstakes scams -
claiming to be legitimate off ers such as
the Publisher’s Clearinghouse - are some
of the most prevalent ways crooks use to
steal from seniors. The bait plays on their
dreams of taking that dream vacation
or exotic ocean cruise they never could
aff ord.
“People just don’t hand out millions of
dollars,” Morris said. “In this world, you
don’t get anything for free. It’s just go-
ing to cost you something - some way,
somehow.”
1. Health care/medicare/health insur-
ance fraud - Perpetrators may pose as a
Medicare representative to get seniors to
give them personal information, or provide
bogus services at makeshift mobile clinics,
then bill Medicare and pocket the money.
2. Counterfeit prescription drugs -
These scams most often are on the Inter-
net. Victims may even end up buying un-
safe substances.
3. Funeral and cemetery scams - Some-
times those grieving from a loss of a
spouse may be targeted. Some scammers
claim to be seeking an unpaid debt.
4. Fraudulent anti-aging products -
Watch out for fake Botox, some of which
can cause unwanted health problems if it’s
a particularly bad batch.
5. Telemarketing - Statistically, seniors
make twice as many purchases over the
phone than the national average. This type
of scam is hard to trace.
6. Internet fraud - Beware of pop-up
browser windows off ering virus-scanning
software, and email and phishing scams
that request private personal information
from the potential victim. Some falsely
claim to be entities such as the IRS, inquir-
ing about a tax refund, etc.
7. Investment schemes - Seniors who
want to safeguard their cash for later years
could be vulnerable to these scams, which
can include pyramid schemes.
8. Homeowner/reverse mortgage
scams - Reverse mortgage scams have in-
creased greatly in recent years. Scammers
are taking advantage of the fact that legiti-
mate reverse mortgages increased in fre-
quency by 1,300 percent between 1999-
2008.
9. Sweepstakes and lottery scams -
Scammers claim the person won a lottery
or sweepstakes, but must make a down
payment to release the prize money. A
prize money check from the scammers will
take a few days before it shows up as hav-
ing been rejected.
10. The grandparent scam - Scammers
place a call to a senior citizen and say
something like, “Hi grandma, do you know
who this is?” When the grandparent guess-
es the name of a grandchild, the scammer
will claim to be that person and then ask
for money to be sent via Western Union or
other method to get them out of a phony
fi nancial problem, or even so they can
make bail and get out of jail.
Source: National Council on Aging.
| SCAMS TARGETING SENIORS
LOOKING OUT FOR YOU: Gary Morris, a longtime investigator with the Hood County Sheriff ’s Offi ce, said that it’s important that children and other close family members of potentially at-risk senior citizens help them by keeping a close watch on their activity in their emails and bank accounts - with a particular focus on whether they may be sending out money orders to potential scam artists. Today’s crooks no longer operate strictly through regular mail just using old-fashioned phony sweepstakes off ers. Many of them use sophisticated methods and can be quite convincing for those who may tend to be a little too trusting.Photo by Mark Wilson/Hood County News
HOOD COUNTY NEWS
HOOD COUNTY NEWS
Personal contacts crucial for seniors
Making a decision on when a senior
citizen needs to move from home
into a nursing or assisted living facil-
ity is never easy for family members. When
they live far apart, making that assessment
can be even more diffi cult.
Having someone to check on an older per-
son who lives alone can be a crucial link to as-
sistance when needed, and that’s one area in
which a local company, Golden Years, can help.
Sometimes the person is in a stage in which
it’s not necessarily clear whether it’s safe to live
alone.
“We happen to have a whole lot (of clients)
like that right now,” said L.V.N. Lisa Ezernack,
a co-owner of Golden Years along with R.N.
Karen Dougherty. “When you look at someone
and their needs, you have to look at the entire
24/7 picture. That encompasses friends, family
and where they live.”
In one recent example Dougherty gave, a
Hood County woman was visited by her son
from Oklahoma. After visiting in person with
his mother, he contacted Golden Years and
mentioned that he saw some signs that had
him concerned. His mother was repeating
herself when speaking, and he noticed some
dents in her car that weren’t there before.
Then she called during a trip to a grocery store
and told him she wasn’t sure how to get back
home.
“It’s important someone is aware,” Dougherty
said, adding that sometimes family members
who live far away can get a dependable neigh-
bor to check on senior citizens. Personal physi-
cians often can provide the fi rst warning that
there is a real problem or danger.
Ezernack noted two key situations that can
lead to danger for seniors - a senior who be-
gins to wander away from home on foot, and
those who refuse to put away the car keys
when their driving skills deteriorate.
Golden Years can assist with a wide variety
of issues faced by seniors, including: personal
hygiene, reminding of medications, meal prep-
aration, light housekeeping, transportation,
respite for family caretakers, doctor’s appoint-
ment assists, grocery shopping and compan-
ionship.
“We do little to big,” Ezernack said, adding
that 24/7 assistance is also available.
More information is available online through
the Texas Department of Aging and Disability
Services (www.dads.state.tx.us/).
Hood County News Aging Parents Saturday, February 23, 2013, Page 5
PERSONAL CARE: Karen Dougherty, R.N., (standing) and Lisa Ezernack, L.V.N., are co-own-ers of Golden Years, which specializes in providing personal in-home caregivers in Hood County and surrounding areas including Weatherford, Benbrook, Burleson, Cleburne, Ste-phenville and Glen Rose. Services off ered by Golden Years, with its staff of about a dozen caregivers, range from assistance with personal hygiene, meal preparation and light house-keeping to companionship and full 24-hour service, for all ages.
FIGHT CANCERDavid M. D’Spain, D.O. Jessica Hals, D.O.
TEXAS ONCOLOGY-GRANBURY303 W. Pearl StreetGranbury, TX 76048817-579-3700 www.TexasOncology.com
Page 6, Saturday, February 23, 2013 Aging Parents Hood County News
County: Dual air ambulance memberships worth moneySeniors may feel secure if they’ve
purchased air ambulance insur-
ance in the event that they need
to be airlifted to a hospital. But they
could be in for a shock - and a big bill -
if they only have one membership.
Air Evac Lifeteam and CareFlite both
serve the Hood County area. But the
companies do not honor each other’s
memberships.
That means that if a
medical helicopter is
being utilized else-
where when a member
needs it, the other com-
pany’s copter will be
dispatched to handle
the emergency.
And that means a bill
with a lot of zeroes, lo-
cal offi cials warn.
“An air ambulance
ride is $10,000 to
$15,000 - minimum,”
said Precinct 4 Commissioner Steve
Berry. “Some insurances only pay $100
toward the (air) ambulance ride. For the
protection, I still think (a dual member-
ship) is very important.”
Households can be covered by both
Air Evac and CareFlite for around $100
per year. But even cheaper memberships
are available.
According to Berry and Texas EMS,
here is how the Texas EMS/Air Evac
memberships work:
As Hood County’s offi cial 911 provider,
area residents can purchase household
memberships for $36 per year that will
cover both ground transport by Texas
EMS and air transport by Air Evac. How-
ever, the Air Evac transport must origi-
nate in Hood County. Berry noted that
Air Evac has a helicopter stationed here.
For an additional $35 per year, house-
holds can have an Air Evac membership
that provides coverage in any of the 26
states where Air Evac operates. In other
words, the transport would not have to
originate out of Hood County in order
for members of the
household to have
coverage.
CareFlite member-
ships are $49 per year
and cover the entire
service area around
D/FW, Berry said.
Residents who are
Granbury water cus-
tomers or customers
of the Acton Mu-
nicipal Utility District
(AMUD) are covered
by the company of their choice - or by
both companies - through monthly
charges that are either $1 or $2. Custom-
ers are able to opt out if they wish.
Both companies have worked with
homeowners groups on group cover-
age at a lower rate than the standard
membership fees. Memberships for
both companies provide coverage for
all in the household. The way it works,
Berry said, is that the companies accept
whatever coverage is provided by the
patient’s insurance company. If the insur-
ance company provides no coverage for
air transport, the patient is not billed.
8Both
companies have worked
with homeowners groups on group coverage at a lower rate.
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Hood County News Aging Parents Saturday, February 23, 2013, Page 7
Once bedridden, now walking
It starts with something as little as a cold infection, then inevitably prolif-erates to an elderly patient becoming
dehydrated.“A dehydrated elderly person is too
weak to move, and slowly loses muscle mass while in bed or sitting in a chair all day,” according to Justus Peters, M.D., who works in Pecan Plantation.
Days of planned activities no longer are imaginable, and depression sinks in. This elderly patient is one of hundreds doctors see every year, Peters explained.
“One particular patient I have had the fortune of becoming very close with is a prime example of a success story in physical therapy,” said Peters.
She seemed too young to be crippled. Weighing a measly 80 pounds, Peters said the frail, elderly, grandmother-type was so sweet and had a wonderful smile.
“Her knees were contracted back, and her elbows were contracted and bent - after not moving her arms and legs from being bedridden after a stroke.
“Even replacement joint surgery did not alleviate her painful joints. Unable to feed herself due to her upper extremity
contraction,” Peters said, “she lost weight, protein, and subsequently her muscle mass plummeted to frail skin on bones.”
This lovely lady was sent to physical therapy and inpatient rehabilitation. She went through three-a-day workouts on strengthening, range of motion and fl ex-ibility exercises.
She had occupational therapy to help her feed herself with special utensils and train her to be able to continue activities of daily living, Peters stated.
“That very same sweet grandmother of a lady is now walking, feeding herself, bathing herself and has a much bet-ter quality of life,” Peters said. “This is a story with many patients of mine, and of other physicians who believe in physical therapy.”
Peters encourages family members to speak with a physician when they notice a loved one is declining. The doctor can address “transitioning” programs such as rehab, home health care or inpatient rehab centers.
For questions, Peters can be reached at [email protected].
GRANBURY VILLARehab & Nursing
Granbury Villa is
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as well as the unique social and emotional needs of our residents
and families.
Rehabilitation Services Physical, Speech, Occupational
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Grief Support Group
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Please stop by
to visit anytime!
Volunteers are
always welcome.
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AcceptingMedicare, Medicaid,
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Page 8, Saturday, February 23, 2013 Aging Parents Hood County News
Note: If you are already a member of CareFlite, please give this application to a friend or extend your membership for $10 per Year per Household.
Caring - Heart MembershipHood County Residents Application
Plan Year 01/01/13 - 12/31/13
Member Services Office3110 S. Great SW ParkwayGrand Prairie, Texas 75052(877) 339-2273 (M-F 8a-5p)(A Texas 501c3 non-profit entity)
__5 Years $49Check here for 5 Years for the price of 1 year
(normally $49/yr.)
First Name: _____________________________________ Middle Initial: _______ Last Name: _______________________________________
Home or PO Box Address: ___________________________________________City: _____________________ Zip Code: ____________ County: Hood
Home Phone#: __________________________________________ Email: ___________________ @ __________________ . ______
Date of Birth: Male Female Employer Name: _________________________________________________________
Primary Insurance: No Yes (If yes, insurance name__________________________)
Supplement Insurance: No Yes (If yes, insurance name__________________________)
LIST Other Family Members of Your Household: (For additional household family members, please copy this page and attach to this application.)
First Name: ____________________________ Middle Initial: ______ Last Name: ____________________________________
Date of Birth: ____________________________________ Male Female
Primary Insurance: No Yes (If yes, insurance name__________________________)
First Name: ____________________________ Middle Initial: ______ Last Name: ____________________________________
Date of Birth: ____________________________________ Male Female
Primary Insurance: No Yes (If yes, insurance name__________________________)
First Name: ____________________________ Middle Initial: ______ Last Name: ____________________________________
Date of Birth: ____________________________________ Male Female
Primary Insurance: No Yes (If yes, insurance name__________________________)
DO NOT SEND CASH - Please make $49 Check Payable to CareFlite or or apply by credit card below.
If applying by credit card, you may fax your application to (972) 602-7182 anytime 24/7.
Card Type: _____________ Card Number: ____________________________________________________________
Expiration Date: ________________ Billing Zip Code: __________ Date: _________________________________
Name on Card: ____________________________________________________________________________________
_________________________________________________________________
Fill outonly if usingCredit Card
By paying the CareFlite Memebership fee I agree (on behalf of my family) to abide by the terms and wish to hereby apply for Air Membership in the CareFlite Caring-Heart Membership Program for my self and members of my household listed on the Application, as set forth in this Agreement. I have reviewed the Caring-Heart Air Membership Agreement and agree to abide by the terms thereof. I request payment of authorized Medicare or other insurance benefits to me, or on my behalf, to be paid to CareFlite for any emergency services and supplies furnished to me by CareFlite. I authorize any holder of any of my medical information to release that information to the CMS, its agents and carriers, or CareFlite, in order to determine benefits payable on my behalf, now and in the future. This agreement and authorization is executed on my behalf and on the behalf of the other members of my household, if they are minors or otherwise unable to sign. I understand that under the State ruel 157.11k, if I or a household member is a Medicaid recipient, then I am not allowed to have them on my Application, therefor I am stating that I have not listed on my application anyone that is a Medicaid recipient. If a family member becomes a recipient of Medicaid, I will notify CareFlite in writing of this change immediately. I warrant that all the information in the Application is true and correct. CareFlite reserves the right to request documentation demonstrating the accuracy of such information. I acknowledge that membership in CareFlite Caring-Heart Membership Program is simply a membership in a program sponsored by CareFlite, and thus, is not membership in CareFlite’s non-profit corporate entity as the term membership is contemplated under the Texas Non-Profit Corporation Act.
For CareFlite Office Use Only / Hood County News AGING PARENTS 2/13 Welcome Card Sent On:
Date Received: ____________________________Form of Payment: _________________ Amount Paid:___________________
Membership # Assigned: __________________________ Date Sent to Fulfillment: ___________________Emp. Initial: _____________
1
TEAR THIS PAGE OUT & SUBMIT APPLICATION
2
3
Fill out & mail this application with your payment to:
CareFlite, 3110 S. Great SW Parkway, Grand Prairie, TX 75052
Applications will be effective on the date of the postmark or fax to (972) 602-7182. All memberships in this group will renew each year on January 1st.
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}Signature for Processing, Acceptance
of Terms & Credit Card (If Used):4
All ApplicantsSign Here
___/___/___
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Hood County News Aging Parents Saturday, February 23, 2013, Page 9
PROTECT YOUR FAMILY & FINANCES
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Photo courtesy of Sheldon Cohen
Page 10, Saturday, February 23, 2013 Aging Parents Hood County News
Seniors who want to stay in shape,
have fun in their golden years and
even ward off dementia may fi nd
that dancing is a two-step in the right
direction.
According to the American Association
of Retired Persons (AARP), dancing has a
way of toning the entire body and reduc-
ing stress and tension. Dancing that re-
quires the memorization of dance steps
and sequences improves memory skills,
according to the AARP, with the added
benefi t of bringing companionship and
increased self confi dence.
“It keeps us on the ball,” said Ray Yoos, a
94-year-old cancer survivor who is a reg-
ular at dances held
at the Hood County
Senior Center (501 E.
Moore St., 817-573-
5533). “It’s good exer-
cise - and it’s fun.”
It was at a Senior
Center dance in 2004
that Yoos met Mary
Knight, an 81-year-
old widow. He has
needed no other
dance partner since.
“I danced as a
young girl, but my husband didn’t
dance,” said Knight. “I didn’t dance for 53
years. I’m making up for lost time.”
The Senior Center is helping others in
their post-retire-
ment years make
up for lost time as
well. A line dance
group for women
meets every Mon-
day and Wednesday
at 9 a.m. The group
has performed at
local events and
nursing homes.
Several - including
Knight - are cancer
survivors.
Dances are held at the center every
Thursday evening from 7 to 9:30 p.m. A
rotation of four country western bands
perform at the weekly events.
According to Senior Center Executive
Director Mindy Hodges, anywhere from
75 to 100 men and women attend the
dances each week, paying a $5 cover
charge. Any money that is left over after
paying the band is donated to the cen-
ter, Hodges said.
Experts with the AARP say that danc-
ing promotes creativity, stimulates brain
chemicals that produce a feeling of well-
being and has even been known to trig-
ger forgotten memories in Alzheimer’s
patients.
Yoos and Knight are indicators of the
health benefi ts that come from cutting
a rug. Knight has had several bouts of
melanoma and just a few weeks ago,
Yoos fi nished 20 radiation treatments for
bladder cancer.
Through the health worries, they have
managed to spend carefree hours trip-
ping the light fantastic.
It was at a Senior Center dance that the
couple fi rst met. Their friends partnered
up and took to the dance fl oor, leaving
the two strangers to keep each other
company.
“It was just me and Ray left sitting
there and I said, ‘Well, do you dance?’”
recalled Knight. “And I guess we danced
and we just kept dancing. We’ve been
together ever since.”
Rock Around The Clock
Senior Center offers
health-boosting dance events during day,
evening
8SeniorDance
Every Thursday7 p.m.
ON THEIR TOES: Ray Yoos and Mary Knight are proof of the health benefi ts of dancing. Both have attended weekly dances at the Hood County Senior Center,
even while undergoing cancer treatments. Yoos is 94; Knight is 81. MARY VINSON | HOOD COUNTY NEWS
Hood County News Aging Parents Saturday, February 23, 2013, Page 11
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Page 12, Saturday, February 23, 2013 Aging Parents Hood County News
Water noodling at the YWater noodle is one of over half a dozen fun-fi lled water aerobics classes on the schedule at the Hood County YMCA. Instructor Katie Brian leads her water noodle class with a combination of moderate and low-impact moves designed to burn calories and condition the entire body.
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MARY VINSON | HOOD COUNTY NEWS
Hood County News Aging Parents Saturday, February 23, 2013, Page 13
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Page 14, Saturday, February 23, 2013 Aging Parents Hood County News
Senior Circle marks 14th anniversary this spring at Lake Granbury Medical Center
Mark your calendar for
the Senior Prom. The
May 7 event is not for
high school seniors, but for
adults 50 years old and better.
Senior Circle will be celebrat-
ing its 14th anniversary at
the Senior Prom this year. The
adults-only prom will be from
5-8 p.m. Tuesday, May 7 at the
Granbury Resort and Confer-
ence Center, 621 E. Pearl St.
Some 300 guests enjoyed last
year’s Senior Prom featuring a
nostalgic theme. Those attend-
ing were greeted at the door
with corsages, a Senior Prom
Yearbook, and the opportunity
to have their photos taken by a
professional photographer.
“The anniversary celebration
was such a huge success that
the event outgrew its venue at
a Granbury school cafeteria,”
said Lake Granbury Medical
Center spokeswoman Dixie Lee
Hedgecock. “And two hours of
dancing was not enough!
“This year’s event has been
relocated to the conference
center and, by popular demand,
there will be another hour of
dancing to enjoy.”
SENIOR CIRCLE BENEFITS
Membership and involve-
ment within Senior Circle allows
older adults to remain active
and engaged in the commu-
nity, according to Jeanette Hill,
Senior Circle advisor.
The information and knowl-
edge gained through LGMC’s
innovative community resource
program can be a crucial aspect
of maintaining a healthy life-
style.
“It is also an exceptional way
for newcomers to get accli-
mated to the area, make friends
quickly, and to stay up-to-date
with the medical care and phy-
sicians in their new hometown,”
Hill noted.
There are many Senior Circle
benefi ts provided through en-
rollment in LGMC’s innovative
community resource program.
National benefi ts of Senior
Circle membership include:
■ ADT Home Companion
– discounted installation and
monthly service fee.
■ Prescription discount card
(Scriptsave).
■ Vision discount Card (Ey-
eMed).
■ Hearing discount card (Bel-
tone).
■ Car rental discounts (Ala-
mo, Enterprise and National Car
Rental).
■ Inside Circle: National Se-
nior Circle magazine subscrip-
tion.
In addition, there are many
other benefi ts available here
at home. LGMC is dedicated to
providing each member with
support for living healthy lives
through education and social
activities.
Local benefi ts include:
■ Day and extended trips.
■ Free exercise classes.
■ Free health and wellness
seminars.
■ Free health screenings.
■ Free copies, faxing and no-
tary service.
■ Free meal voucher (daily)
for caregivers of hospitalized
members.
■ Discounted rates and
waived fees at Lake Granbury
Fitness Center.
■ Socials, crafts and games …
and more.
Senior Circle annual member-
ship for an individual is just $15
and $27 for a couple.
For more information on Se-
nior Circle contact Jeanette Hill,
Senior Circle Advisor, at 817-
579-2979 or visit GranburySe-
niorCircle.com.
SPECIAL OCCASION: Jerry and Pat Gressert were dressed in style for the Senior Prom last year. Sponsored by the Senior Cir-cle, the dance is moving to a larger location this year. By popular
demand, this year’s adults-only dance will also be an hour lon-ger. The 2013 Senior Prom will be from 5-8 p.m. Tuesday, May 7 at the Granbury Resort and Conference Center, 621 E. Pearl St.
MARY VINSON | HOOD COUNTY NEWS
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Hood County News Aging Parents Saturday, February 23, 2013, Page 15
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Page 16, Saturday, February 23, 2013 Aging Parents Hood County News
LIFE INSURANCE PREPARATION: Local insurance agent Brent Northcutt (left) goes over the details of life in-surance policies with customer David Casey. For elderly citizens such as Casey, getting insurance, long-term care and other important documents in order is necessary to make the transition into their golden years smoother. Northcutt suggests an annual review of insurance documents to see if any changes are in order and to make certain nothing expires.
Two words are perhaps the most
important when it comes to
preparing for insurance in one’s
elderly years.
Start early.
“It’s simply less ex-
pensive, and you run
much less risk of be-
ing uninsurable,” said
Farmer’s agent Brent
Northcutt. “The older
a person gets, the
higher the risk.”
Northcutt sug-
gests that children
of aging citizens sit down with their par-
ents to make certain such insurance as
long-term care and permanent life insur-
ance is in order.
“Always, when I’m talking to someone
in their 40s, it comes up, ‘Hey, my parents
don’t have that,’” said Northcutt.
“It’s like wanting homeowners insur-
ance while you’re smelling smoke.”
Take term insur-
ance, for example. It is
popular, but North-
cutt said folks should
know it only pays
when a person passes
away, and it is only
good for a certain
amount of years. He
strongly urges chil-
dren to encourage
parents currently on
term insurance to convert to permanent
life insurance.
“Let’s say at 45 I was in perfect health,
but at 65 I have high cholesterol, high
blood pressure and diabetes,” he said.
It pays to start early with insurance
HOOD COUNTY NEWS
PLEASE SEE INSURANCE | 17
Things are always changing in
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Hood County News Aging Parents Saturday, February 23, 2013, Page 17
“With permanent insurance, you’ll still
be okay.”
Another advantage to having perma-
nent insurance instead of term, North-
cutt said, is the ability to use the death
benefi ts to pay estate taxes. Plus, the
cash value a permanent policy accrues
can actually make it as cheap, or in some
cases cheaper than term, he said.
And again, the earlier the start, the
cheaper the cost.
“Some companies off er conversion
without proof of insurability,” he said.
“But you don’t get it for the same premi-
um, so it is still good to do it earlier.”
Northcutt said today’s young person
is more aware of insurance than their
parents were because it is much more
publicized.
“They see the ads, hear them on the ra-
dio and TV,” he said. “Growing up I didn’t
hear any of those things.”
David Casey is a prime example of
someone who would have been hit with
a larger payment had he waited to take
out long-term care insurance. Now 76,
he took out policies on he and his wife a
little more than a decade ago.
Shortly after, he had heart surgery.
“One of the conditions of long-term
care is your age and your health,” Casey
said. “And nothing is certain in this life,
that’s for certain.”
Recent studies show the average cost
of living in a nursing home is around
$4,200 per month with an average stay
between 18-24 months.
“If you ask most 55-60-year-old people
if they know what it costs monthly to live
in a nursing home, they don’t,” Northcutt
said.
“And a lot of times by the time they fi g-
ure it out, it’s too late to do much about
it fi nancially. That’s where kids sitting
down with their parents is important.
“Show them the numbers. Make sure
they are as they should be, and if they’re
not, get busy getting them there.”
Northcutt recommends an annual re-
view of all policies, no matter how long
they’ve been in place.
“It’s so easy to let something lapse,”
he said. “Things are always changing in
people’s lives, and it’s important to make
sure insurance stays in order.”
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Page 18, Saturday, February 23, 2013 Aging Parents Hood County News
Caring for yourself and
your loved one
While traveling by airplane, the
fl ight attendant tells you to
put on your oxygen mask fi rst
before helping others. It makes sense.
You cannot help someone if you are in
peril yourself.
For caregivers helping someone
managing a disease causing dementia,
such as Alzheimer’s, this peril comes on
slowly.
Jill Woolly Renshaw, regional market-
ing director for Arbor House Assisted Liv-
ing & Memory Care Communities, off ers
the following information.
ENEMY FOR CAREGIVERS
The fi rst thing you must know is that
stress is the number one enemy to care-
givers. Stress causes a myriad of health
complications.
Too many times, we pull up our boot
straps and get the job done without tak-
ing into consideration the toll it is taking
on our health. So, be aware of your stress
levels, schedule time to relax and get the
help you need at each leg of the journey.
Exercise, eat well and keep your con-
nections with friends, church and volun-
teer work. Find something that makes
you happy and be sure you do it. Don’t
miss your doctor appointments; your
health is very important. Take a break
and accept change.
CHANGE AND EXPECTATIONS
So let’s talk about some of those
changes. It is so hard as a family mem-
ber to change your expectations of your
husband, wife, father, mother. You have
an expected role and action/reaction of
them in certain situations.
Their perception of the situation
changes, and their ability to process
their response changes, and that equals
a diff erent outcome. This can be the
source of much anger and frustration by
both parties. This is especially true when
the behavior is diff erent from time to
time or day to day.
It can feel as if the
person with demen-
tia is doing things to
purposely frustrate
the caregiver. In most
cases this is not the
reality.
MAKE THE MOST OF IT
Here are tips to
making the most of
this journey:
1) Understand that
the person’s reac-
tion is normal; we just
don’t fully understand
what they are under-
standing or what they are trying to do.
If we were in their shoes, we would
very likely respond the same way they
are.
2) A “behavior” is not something to be
stopped, but rather understood.
When we invest our skills into under-
standing the cause of a behavior, we
can then change the environment or
approach or provide the purpose that is
missing, in order to meet the need. It is
this way that the “behavior” will subside.
Keep in mind, that
some “behavior” has
purpose for the per-
son, and the caregiver
must evaluate its risk
verses its reward to
determine if interven-
tion is even needed.
3) Change your
communication and
do not correct.
As the journey pro-
gresses, processing of
information takes lon-
ger. According to Len-
ny Butler, it can take
up to 90 seconds to
process a single piece
of information. So shorten your commu-
nication (words) and lengthen the time
allowed for the person to process and
respond – 90 seconds is a long time!
4) Avoid isolation, for you and the per-
son you care for.
In the early part of the journey, main-
tain your social routine. As the journey
progresses use day stay off erings to
allow yourself a break and allow your
loved one time to be in a supportive en-
vironment with friends “like” them.
Your loved one may be resistive to this
at fi rst because change is scary, but once
the routine is developed they will likely
do very well.
5) Keep a routine. The part of the
memory that is working the best is called
implicit memory, and it is in this area that
our routine or habits function “automati-
cally.”
Keeping things automatic can play a
signifi cant role in reducing stress.
6) Create a low-stress environment. We
are all alike in this sense: When our stress
is low we cognitively function at a higher
level. This is even more true for people
with dementia.
Pick your battles and don’t correct if
you don’t have to. Arguing is stressful!
Remove items that the person should
not interact with so that you don’t have
to correct that interaction. Say “yes” a lot.
'Understand thatthe person’sreaction is
normal, we justdon’t fully
understand whatthey are
understanding ortrying to do.’
Hood County News Aging Parents Saturday, February 23, 2013, Page 19
Nutrition tips for seniors on-the-go
Today’s seniors are leading active
lives, fi lling their time with travel
and new experiences.
While staying active is great for one’s
general well-being and happiness, con-
tinuous travel provides many challenges
to maintaining a healthy lifestyle.
Good nutrition and regular
exercise can keep you feeling
great and reduce your risk for
diseases such as prostate can-
cer, diabetes and hyperten-
sion. And, as we age, our risk
for developing these diseases
increases, so it’s especially vital
for aging men and women to
protect their overall health.
Next time you take a trip, don’t let
your health go on vacation too. Here are
some wellness tips that will travel as well
as your wrinkle-free shirts:
■ Maybe it’s all that waiting, but
something about airports makes people
hungrier. Packing food may be your best
bet for a wholesome meal. If you do buy
airport food, you may want to couple it
with a little exercise. Explore the termi-
nal’s options before settling on the fi rst
fast-food joint you see. Salads, low-fat
sandwiches and smoothies abound,
these days. And instead of snacking on
high-sodium pretzels or crackers on your
fl ight, opt for an immunity-boosting
piece of fruit instead.
■ On road trips, pack a cooler fi lled
with fresh vegetables, homemade sand-
wiches and water. If you do stop along
the way, try and wait until you can fi nd
a rest stop with plenty of healthy food
choices.
■ Incorporate cancer-fi ghting foods
into your daily meals. Evidence from sev-
eral studies suggests that fi sh can help
protect against prostate cancer because
they have “good fat,” particularly ome-
ga-3 fatty acids. Likewise, a lack of vege-
tables in the diet is linked to a higher risk
of aggressive prostate cancer, according
to experts at the Prostate Cancer Foun-
dation.
■ A buff et can derail a diet quickly.
When possible, skip the all-you-can-eat
food fest and opt for individual menu
items instead. When you can’t resist a
buff et, eat an entire plate of salad before
hitting the main dishes. Just be sure to
go light on cheese and dressing and
heavy on vegetables like broccoli and
caulifl ower. After the salad, stick with
grilled, lean meats and whole grains.
Keep the amount of fat you get from red
meat and dairy products to a minimum.
■ When you’re cooking for yourself,
you know exactly what’s in your food.
Don’t give up that knowledge just be-
cause someone else is doing the cook-
ing. Ask how your meals are prepared
to avoid certain no-no’s like trans fatty
acids, which are found in margarine.
■ Remember to exercise each day,
whether it’s exploring a new location
on foot, or taking a swim in the hotel
pool. Beyond burning calories, endur-
ance exercises are particularly eff ective
at increasing the body’s natural levels of
antioxidants, eliminating infl ammatory
molecules that drive cancer.
■ Relax and enjoy your trip. Reducing
stress can lead to a longer, happier life.
More wellness tips can be found at
www.PCF.org.
Just as you would never forget your
itinerary at home, don’t leave town with-
out your good habits.
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Page 20, Saturday, February 23, 2013 Aging Parents Hood County News
Wills, powers of attorney for more
than wealthyIn the words of Paul Hyde, not
having a will is not smart. “It
also leads to problems within
the family,” said Hyde, an attorney
who specializes in wills and pow-
ers of attorney.
“Even families that have had
good relationships have prob-
lems when questions come up,
and a lot of it comes down to
what would mom and dad have
wanted?”
So Hyde recommends children
sit down with their aging parents
and discuss wills and powers of
attorney. Sure, they can be touchy
subjects, but the discussions are
often necessary.
“It’s not always greed that cre-
ates a problem,” he said. “What I
see most are good-intentioned
people trying to carry out their
parents’ wishes, but if there’s
nothing in writing, it leads to a lot
of arguing and problems.
“It’s an important conversa-
tion to have with your parents,
but some parents may want to be
private about it. Sometimes who’s
going to be the executor can
cause hurt feelings.”
Still, Hyde suggests that parents
and children consider having
such a conversation. For exam-
PLEASE SEE WILLS | 21
WHERE THERE’S A WILL: Attorneys Paul Hyde and Tracy Bush specialize in preparing wills and powers of attorney. Hyde said wills, contrary to some beliefs, are not just for wealthy people, but rather more to make certain that items left be-hind by a family member are distributed as they would want
instead of letting the state handle the aff air. He also sug-gests careful assignments of powers of attorney to make cer-tain the right people are in charge of durable (fi nancial) and medical POTs. They recommend reviewing wills and POTs ev-ery fi ve years.
HOOD COUNTY NEWS
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Hood County News Aging Parents Saturday, February 23, 2013, Page 21
ple, sometimes a parent doesn’t know
what’s most important to a child unless
they are told - and most times that is
something that has no real monetary
value.
“It may have no real value, but a ton of
sentimental value,” said Hyde. “Say, for
example, there’s some ticket stubs from
a ballgame you went to with your dad,
or a special photo. Why was that pocket
knife special to you and your dad?
“I tell people to go home and fi nd
things that are specifi c to people in your
family when I work on a will.”
Also, it is extremely important for chil-
dren to know where their parents’ will is.
“You don’t have to give them a copy,
but make sure they know where it is,” he
said.
Hyde said one of the misnomers con-
cerning wills is that they are only for
persons with a lot of money.
“That is simply not true,” he said. “Do
you want your loved ones to deal with
the laws of intestacy (the state decides
who gets what) or do you want it to go
as your family would want?”
Hyde recommends reviewing wills ev-
ery fi ve years.
“I have people call and tell me their
parents’ will is 20 years old and asking
if they need a new one,” he said. “I don’t
know. We don’t automatically make
a new one. It may be that nothing’s
changed and it’s just fi ne.”
Powers of attorney are also some-
thing children should address with their
aging parents, Hyde said.
“Let’s say mom loses the capacity to
think for herself. If you don’t have power
of attorney, you can’t sign for Medicaid,
etc.
“You have to go through an expen-
sive court process for guardianship. But
even then, you have to go through the
court for permission for everything.”
There are two important powers of at-
torney, durable (fi nancial) and medical.
Often, Hyde said, these are not assigned
to the same person for a variety of rea-
sons.
“Sometimes they are just better suited
to diff erent people. For example, if one
person is a nurse, you would probably
want them to have the medical power
of attorney,” Hyde said.
“But understand these are completely
diff erent documents. If you walk into
a hospital with a durable power of at-
torney, you might as well have a pizza
coupon.”
It’s also good, Hyde said, to have an
alternate power of attorney assigned.
This is usually where the children are
involved.
“Normally, a spouse has power of at-
torney, but what if something happens
to both at once, or if a spouse dies?” he
said.
Hyde also stressed the importance
of including long-term care in aging
preparation. So often, he said, families
believe they have to do such things as
sell their parents’ home to come up with
money for nursing home stays, which
average $4,200 per month.
QUALIFIED INCOME TRUST
And if a person’s income is more than
$2,130 per month, Medicaid will not
help with the nursing home stay, he
said. This is where it becomes important
for children to help their parents look
into a way to divert some of the income
into something called a qualifi ed in-
come trust.
“That income doesn’t count toward
Medicaid purposes, but it still has to go
their health care,” said Hyde.
For example, if a person ready to en-
ter a nursing home has an income of
$2,200 per month from social security,
etc., if $1,000 is diverted, it places them
into the Medicaid qualifying category,
and Medicaid will help pay for the nurs-
ing home stay.
“You don’t have to sell the house,” said
Hyde.
In fact, Hyde said, homesteads can
be exempt for up to $500,000 when it
comes to assessing fi nancial worth for
Medicaid. He then recalled stopping
someone at the last minute from using
the money from a sold home to pay the
nursing home. Instead, they used the
money to buy a new home to relocate a
family member. “Now the sister can be
close,” he said.
“You have to have a talk with your
parents and explain the importance
and that everyone needs these things,”
Hyde said. “Who can make the hard de-
cisions? If a plug has to be pulled, who
can be trusted to do it?”
WILLS: Attorney recommendsreviewing wills every five yearsFROM PAGE 20
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Page 22, Saturday, February 23, 2013 Aging Parents Hood County News
Personal home care fills gapSeniors who are beginning to need
a bit of assistance with things like
meal preparation, bathing and
housework no longer have to surren-
der their independence and move into
a nursing home.
There is now middle ground that helps
them bridge the gap between living in-
dependently and living with round-the-
clock care.
Personal home care companies are
providing specialized assistance to
those who are still able to do quite a bit
for themselves. They off er just what a cli-
ent needs - whether it be help 24 hours a
day, seven days a week or just someone
to play a game of cards with.
According to Senior Living (www.
seniorliving.org), the companionship
provided by personal home care staff ers
“can be crucial for seniors who live alone
and may be isolated from others.”
Personal home care companies are
licensed by the state. Employees can do
non-medical tasks, but cannot provide
medical treatment such as that provided
through home health care agencies.
The two entities often, however, work
hand-in-hand, according to Linda Britt.
She owns Community Personal Care and
New Life Homes in Hood County. Com-
munity Personal Care off ers companion-
type services. New Life Homes off ers 24-
hour care, with one caregiver for every
three clients.
MEAL PREPARATION
Personal home care workers provide
such services as: medication reminders,
light housekeeping, meal preparation,
transportation, help with exercise, keep-
ing family members informed of their
loved one’s condition and participating
with the client in hobbies and games.
Personal home care companies can
provide much-needed relief, Britt said,
to family members who are serving as
their loved one’s primary caretaker.
“The husband or the wife that’s trying
to take care of their loved one and not
send them to a nursing home really, real-
ly need a break,” she said. “We give them
a chance to relax and rest.”
Staff ers at agencies off ering compan-
ion assistance contact qualifi ed medical
professionals whenever a health issue
arises with a client.
“It’s coordinated care,” explained Britt.
Certifi ed home health care agencies
and hospice agencies are strictly regu-
lated by the federal government, ac-
cording to Senior Living.
Britt said there is “defi nitely confusion”
among members of the public about
the diff erences between home health
care and personal home care. Most of
the time, what people need is the type
of maintenance care provided by per-
sonal home care, she said.
Britt recommends that younger peo-
ple think ahead by looking into their
long-term health insurance.
“It is really, really needed if you haven’t
saved up the money to be well-cared for
at home,” she said.
Britt also cautioned against making as-
sumptions of senior health care.
“Most people think that the govern-
ment will take care of them. It will not,”
she said. “If they qualify for Medicaid,
they can get maintenance care. If not,
they can’t.”
Britt said that companies off ering per-
sonal care services can provide those
services even to those living in nursing
homes.
“If the staff is overworked and the fam-
ily would like for their loved ones to have
special, hands-on care - we can do that,”
she said.
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Hood County News Aging Parents Saturday, February 23, 2013, Page 23
Make home safety a priorityPrevention is the new focus of
health care.
“Our goal is preventing accidents
before they occur,” according to Beth
Bland, of Home Safety Consultant Ser-
vices of Granbury.
Safety consultants can evaluate your
home, or the home of a loved one, to de-
termine if there are any safety concerns.
Possible solutions will be off ered to any
safety hazards.
Consider these statistics that Bland
presents from the Centers for Disease
and Control and Prevention (CDC):
■ One in three adults age 65 and older
falls each year.
■ Falls are the leading cause of injury
death.
■ Falls are also the most common
cause of nonfatal injuries and hospital
admissions for trauma.
■ On average, the hospitalization cost
for a fall injury is $17,500, and Medicare
covers about 78 percent of this cost.
■ Health care legislation has proposed
drastic cuts in Medicare and Medicaid
that will increase the out-of-pocket ex-
pense.
SAFE AT HOME
Keeping a loved one at home is physi-
cally, mentally and fi nancially the best
for everyone.
A safety consultant will observe all inte-
rior and exterior areas of the home such
as:
■ Driveway.
■ Walkway.
■ Entry land-
ing.
■ Garage.
■ Hallways.
■ Bathrooms.
■ Bedrooms.
■ Kitchen.
■ Patio.
The consultant will complete an evalu-
ation and provide a copy for your refer-
ence. Any areas of concern will be noted,
along with possible solutions.
“Our goal is to assist our clients with
maintaining their independence and
safety in their own home.
BENEFICIAL EVALUATION
A safety evaluation is said to be ben-
efi cial for a wide-range of individuals,
including the following:
■ Loved ones who are faced with the
new responsibility for aging parents or
adults.
■ Individuals
recently experi-
encing diffi culty
maneuvering in
the home.
■ Individuals
recently hav-
ing surgery or
other procedures
requiring additional assistance in the
home.
■ Individuals with disabilities or re-
quiring devices for mobility.
■ Individuals who have experienced
an injury due to a recent accident in their
home.
Call Bland at 903-815-5293 for more
information.
PREVENTION: A safety consultant can observe the home to evaluate safety measures.
COURTESY
Falls are leadingcause of injury
death.
For advanced orthopedic care, this is the team to choose.
The orthopedic surgeons at Lakeside Physicians are focused on bringing you innovative care that can help you quickly get back to life. Cody Hartshorn, M.D. and Corey Mark, M.D. specialize in both surgical and non-operative treatments for musculoskeletal disorders. They offer orthopedic procedures including knee and hip replacement, treatment for orthopedic trauma, and care for sports injuries for every level of athlete. To learn more, visit LakesidePhysicians.com.
817-573-DOCS
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Page 24, Saturday, February 23, 2013 Aging Parents Hood County News
Senior-friendly updates can lower your bills
More seniors than ever before are choosing to
stay in their homes as they age. According
to a study by the AARP, only fi ve percent of
Americans ages 65 and older live in group quarters like
nursing homes.
From narrow hallways to steep stairs, design ele-
ments in typical houses can make remaining at home
diffi cult in our golden years. However, basic upgrades,
like handrails and ramps, can go a long way toward
making homes safer for seniors. And there are other
small senior-friendly changes that can even make
homes more environmentally friendly, which can help
lower utility bills.
“The aging process can be gradual for some, how-
ever others can move quickly from independent living
to a cane to a walker,” says Joyce Polhamus, Chair of the
American Institute of Architects (AIA) Design for Aging
Knowledge Community. “You don’t need to completely
remodel your home; there are small things you can do
now to make it more accessible as the aging process
evolves, while also making it better for the environment.”
AUTOMATE TO CONSERVE
One of the best ways to help ensure senior safety is to
have a well-lit home. But it sometimes can be diffi cult
to reach outlets and to remember to turn lights on and
off as you move about your house. Installing sensors,
so lights go on and off automatically when you enter
and leave rooms, will cut back on electricity costs and
ensure better visibility.
As we age, tasks that formerly seemed simple, like
watering plants, can be diffi cult and energy-consum-
ing. Polhamus recommends setting automatic timers
on sprinkler systems to eliminate the need to do this
task yourself, while also helping to conserve water.
UPDATE APPLIANCES
Emptying the dishwasher or putting a load of laun-
dry in the washing machine, can put a strain on the
body. Consider installing newer appliances designed to
be more senior friendly.
With newer dishwasher and refrigerator models, you
can open doors and drawers between hip and shoul-
der height, which won’t require reaching up or bend-
ing down. Additionally, replacing older appliances with
newer, more energy-effi cient appliances can help you
reduce your carbon footprint.
Or you can place existing appliances, like front-load-
ing washing machines, on platforms. An architect
can help you redesign any room around appliances to
make it safer and more senior-friendly.
SEASONAL DESIGN
The majority of heat gain and loss comes from win-
dows. Electronic curtains can alleviate the burden of re-
peatedly opening and closing traditional curtains and
are more airtight to better keep cold air outside.
If electronic curtains aren’t an option, Polhamus rec-
ommends ensuring windows are properly sealed and
considering shrubs or bushes outside to act as a buff er
against wind and cold air.
To fi nd an architect who can help make your home
greener and more comfortable for seniors, visit http://
architectfi nder.aia.org/
With a few updates, you can live in peace knowing
your home is designed for aging.
(StatePoint)
COURTESY
COMFORT: A few updates can make the home designed for seniors.
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Hood County News Aging Parents Saturday, February 23, 2013, Page 25
Some drivers license laws different for seniors
While more and more attention
is directed toward those who
potentially become danger-
ous drivers while texting, another
at-risk group has been a concern for
as long as automobiles have needed
bumpers.
Aging drivers can pose traffi c prob-
lems of their own, statistics show. A USA
Today article found online states that
a study by Cernegie Mellon University
(statistics compiled from 1999-2004)
showed that for drivers ages 75 to 84,
the rate of about three deaths per 100
million miles driven is equal to the death
rate of teenage drivers. For those 85 and
older, however, the fatality rate jumps
dramatically - to nearly four times that of
teenagers.
A new Texas law that went into eff ect
on Sept. 1 (HB 84, known as “Katie’s Law”)
changed the requirements for some
older drivers. Texas drivers ages 79 and
older now must always renew their driv-
ers license at the Department of Public
Safety offi ce every six years, and may not
do so electronically or by mail. A vision
test will be given during all in-person re-
newals for those 79 and older.
Drivers age 85 and older must renew
their license in person - on the individ-
ual’s second birthday after the previous
expiration date - according to the Texas
Department of Public Safety website.
Mail, phone and electronic license re-
newals are still options for Texans under
age 79.
Any physician licensed in Texas can
inform the DPS about a potentially dan-
gerous driver, and that is an exception
to the patient-physician privilege, the
website states.
“The driver is notifi ed in writing of the
referral and required to provide medical
information from his/her personal phy-
sician,” said the DPS site, adding that it
will also accept information from courts,
other DMVs, police, family members and
other sources.
The source of the information is not
considered anonymous or confi dential,
according to the DPS.
“However, an attempt is made to pro-
tect the identity of the reporter,” the DPS
website states. “If the client requests
an administrative hearing, the identity
of the reporter may be revealed at that
time.”
Laws governing rules for drivers 79
years of age and older are contained in
the Texas Transportation Code, sections
521.274 and 521.2711.
ABLE DRIVERS: Aging drivers can pose traffi c problems.
When your heart is on the line,choose nationally accredited care.
The moment you feel chest pain or shortness of breath that could be a heart attack, go to Lake Granbury Medical Center. We are accredited by the Society of Chest Pain Centers, the national chest pain center accreditation agency. That’s important because accredited chest pain centers have demonstrated expertise in the timely diagnosis and treatment of cardiac emergencies.*
So in an emergency, call 911 and know where to go. Choose a nationally accredited Chest Pain Center. Choose Lake Granbury. For more information, visit GranburyHeartCare.com.
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*According to the Society of Chest Pain Centers, www.scpcp.org.B89178
COURTESY
Page 26, Saturday, February 23, 2013 Aging Parents Hood County News
■ Talk to your parents about their fears, needs, pri-
orities and wishes as they get older.
■ Have the name and phone number of your par-
ents’ doctor, lawyer, pharmacist, hair dresser, grocery
store and seniors’ transportation service in case you
should need to call them.
■ If you live far away, make sure that you have the
name of a neighbor, friend or volunteer who can
check in on your parents if there’s trouble.
■ Make sure their home is safe. Install smoke de-
tectors that work, install anti-scald devices, fall-proof
the house and make sure there is adequate lighting.
■ Post important phone numbers, including emer-
gency numbers, where they can easily see them.
■ Purchase a medical alert system so that your par-
ents can push a button for help from anywhere in the
house.
■ Visit seniors’ housing facilities so you know
what’s out there, and if necessary, put your parents
on waiting lists.
■ Call them every day or two just to say hello and
to see if everything’s all right. If you can’t do this, have
family, friends or volunteers alternate calls or visits.
■ Encourage them to stay active. Look into bowl-
ing leagues, bingo nights, book clubs for seniors,
dance lessons for the elderly, travel tours, seniors’ as-
sociations, etc. They will thank you for it.
To-Do List
IN-HOME PERSONAL CARE
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Hood County News Aging Parents Saturday, February 23, 2013, Page 27
Gum health a major concern for aging populationGot healthy gums? That’s one of the most impor-
tant questions for senior citizens as they start to
have concerns with their oral health.
Dr. Cathy Hubnik, a dentist with Dentures and Dental
Services (DDS) in Granbury, said that bacteria in the
mouth actually changes early in life, starting with the
onset of puberty. Up to that point, cavities are the most
common problem.
“When people are younger, the bacteria is diff erent,
so you’re more prone to cavities. Gum disease becomes
more prevalent as we age,” Hubnik said, noting that you
should consult with your dentist to check for possible
periodontal (gum) disease. “In the United States, more
adults lose their teeth to gum disease than to tooth
decay.
Hubnik said that before puberty, the bacteria that
causes gum disease is more muted, although older
people certainly can still get cavities as well.
Maintaining healthy gums is also important when a
senior decides to get dentures.
“Once a person loses teeth, they continue to lose
bone,” Hubnik said, noting that healthy teeth provide a
healthy blood supply to the bone.
O. Jay Killingsworth, manager of DDS, said that an-
other change seniors commonly experience is dry
mouth. It can be a side eff ect of some medications, and
can increase the potential for cavities. There are a wide
variety of over-the-counter saliva substitutes that a
pharmacist can recommend.
Arthritis can interfere with some seniors being able
to properly care for their teeth, such as when using a
conventional toothbrush becomes too painful. Hubnik
suggested trying an electric toothbrush, which can also
be more effi cient in removing plaque.
Over a period of time, brushing techniques can falter.
A hygenist or a dentist can help you with re-learning
the proper way to brush, and show how to reach prob-
lem areas.
Hubnik said that one relatively recent major develop-
ment is that titanium implants have become more af-
fordable in the last fi ve years or so.
“It’s the closest thing we have to making a natural
tooth structure,” said Hubnik, who has been with DDS
almost 10 years, and practicing general dentistry for 21
years.
Dental implants can make chewing harder foods eas-
ier than with dentures. Maintaining that ability can help
stave off the onset of dementia, according to one study
done in Japan, Hubnik said.
“When you have a harder diet, it sends oxygen to
portions of the brain that help long-term memory,” she
said.
COURTESY
REGULAR CHECKUPS: Gum disease becomes more and more preva-lent as we age.
25+ physicians. 12 specialties. One number.
No matter what kind of doctor you need, look to Lakeside Physicians. Our primary care physicians are here to provide routine checkups, health management and sick visits for your entire family. And for more specific needs, Lakeside Physicians offers convenient access to a number of specialists, covering everything from pediatrics and orthopedics to cardiology, general surgery, and more. To find a physician who is right for you, call today.
817-573-DOCS
LakesidePhysicians.comB89177
Page 28, Saturday, February 23, 2013 Aging Parents Hood County News
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