Who are ADS?• Independent Loss

Assessors• We represent the

client• Expert team of loss

assessors, engineers and surveyors

• Over 20 years experience in the field

Why choose a loss Assessor??• Insurance Companies

employ expert Loss Adjusters to advise them

• Legal requirement that Insurance Companies must advise client's of entitlement to engage their own loss assessor

Fire• Substantial damage• Common causes:

– Chimney fire– Electrical faults– Appliance failure– Candles– Cigarettes– Chip pans

Escape of Water• Damage caused by

leaking water

• Common causes– Burst pipes– Hot press cylinders– Overflow from attic

tank– Taps left running

Burglary/Malicious Damage• Damage and loss of

property• Assessment of

– Damage caused during break in

– Valuation of jewellery– Valuation of personal

property– Valuation of stock loss

Storms/Floods• Damage can be

extensive• Common claims include

– Missing or damaged roof tiles

– Damage from fallen trees– Leaks through a damaged

roof– Flood damage which can

result in considerable damage

Lightning

• Structural damage to property

• Severe damage to electrical appliances

Escape of Oil• Oil can leak from the

tank or pipes• Can cause significant

damage• Early action is

essential to prevent contamination

• May require specialist clean up

Impact Damage• Damage from impact

by – Motor vehicles– Animals– Fallen trees etc.

• Damage can be substantial

 

Subsidence• Subsidence is caused

by ground movement as a result of nearby construction or burst water mains

• Can result in serious problems

Accidental Damage• Almost all insurance

policies include accidental damage cover

• Examples– Knocking over a TV– Cracking bath surface– Damage to wooden

flooring moving furniture

Business Interruption• A crucial aspect of

commercial insurance is the provision of Business Interruption cover

• Allows businesses to be compensated for any loss of profit when an incident causes disruption

• We liaise with your accountant, solicitor etc to present your loss to the Insurer

Process of a Claim

Step 1On Site Meeting

with Client

Step 2On Site Meeting with Insurance Adjuster

Step 3Submit Detailed

Report of Costings

Step 4Liaise with Client to settle the claim

Step 5Finalise

Settlement

Other Services• Project Management• Litigation Reports• Property Restoration• Repair Supervision• Marine Claims• Motor Claims• Specialist Valuation Report

The Facts that Count!• The last 12 months :

– ADS settled over 650 claims– Over 7 million euro paid out in settlements to

our clients– Became the first claims management services

company to be regulated by the Central Bank of Ireland

So if you have a claim....

don’t call

Call

Thank you for listening!