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8/18/2019 AC Power Booster

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Hello Dear AC Aspira Here we are providingMain keeping in mindGeneral Awareness se

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1 INS VIKRANT C 1 MUDRA 2.S CSK / RR 2 IPL 2 3.3 H N A 3 ( 1ST , 2 )4.4 GAGAN N 4 navigation system in the world after( USA , RUSSIA , UK , JAPAN )5.India occupies 5 th spot in 2015 – youth games

BMB 5 D 6. 6 M INDIA MALDIVES (EKUVRIN 2015)7. 7 BRICS UFFA, R 2015

8. 8 L 5 9. 9 R P B D USA

4G A 9 C10. 10 RBI11. 11 S INDIA UAE E N12. POSCO 12 $ 13. SAHAJ LPG 13 14. 14 F 2015 202015. 15 L HDFC 2 16. T 16 $B & 17. 17 I A 18. J 18 19. NAYAK COMMITTEE 19 PSB 20. G 20 T , G 20 21. CHINA INDIA __ M U 21 22. I 22 23. 23 M S UNESCO24. 24 VYAS SAMMAN 2014 25. NASSCOM 25

26. 26 % FDI 2015 1627.27% A 2014 ( 523 )28. F 28 , A 2015 1629. T 29 30. 30 AUTO LOAN 4 W HDFC31. 31 ST D 500 32. A 32 , I LCA T 33. 33 L 2 USA34. F 34 H 201535. 35 N G H K ( S 159 )36. I 36 DASULT RAFALE F37. A MDG ( 2015 )

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38. 38 N K.P.S 39. G I 39 40. S I 40 202241. 41 G 7 S G42. 42 F M & 17000 43. A A 43 S P CEO 44. 44 54 PM A45. 45 DHANUSH T I 46. 46 V A C47. A 47 48. 48 R U NCTA49. W R C A M(RCAM) 49% 35% 50. S 50 I ( )51. 51 %

52. INDO AFRICAN 2015 T 5253. 53% 2015 16 54. A 54 SEKHAR SEN 55. FIPB 55% M ( ING )56. 56 I FORTUNE 2000 57. 57 R I , 58. 58% 49500 FY 201559.AS 2014 15 , 58% PDS 60. 60 EPFO61. 61 XIJINPING NISHAN PAKISTAN

62. 62 NATIONAL AWARDS ( ) 63. P M. S. N , 63, T 64. 64 N W 65. 65 B DHANAK 66. 66A S C S 66A I T A , 200067. 67% RBI 2014 1568. V. R , 68, T 69. G 69 , & 70. M L 70 UNGA ( )71. A NSSO I 71% 72. 72 RBI 73. ADITI A I 73 286 T 74. 74% I HDFC B 75. BCCI JAGMOHAN DALMIYYA 75 76. 76 MAT N FII77. A 77 ICC 78. 78 M NRHM JANANI SURAKHA YOJANA79. K V , 79, H , S A A ( 1923)

80. 80 S C W ICC 81. I 81 82. R G , 82, 83. F A L 83 USA


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84. F DURBAN 22 84 85. 85% C .86. 86% NSSO 87. 87 A BIRDMAN 88. W 8889. V. S. R , 89, T 90. 90% 91.World War II Veteran Harry Smith , 91 92. A 92 L K Y 93. 93$ B

94. 94 O G N A 300,000 J.

95. W 95% 96. SEBI 96 97. 97% 86

98. 98 SMART CITY PROJECTS99. W @ 99 100. 100% FDI & ATM

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5 R

100 Y M G ' R B B B P SWACHH BHARAT P R I O R C 1 E I L I F J I P H C O S I Y D N 2015 S ACOIN 175 J N T 100 & 5

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C I BI 2015 ₹5 C

G J I P W 1965" RBI M M S D M C 125 B A J N

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DIGITAL PROJECTS recently launched by government & sectors1. DRISTHI -- civil aviation2. SAMANVAY -- Rural panchyats3. DISHA -- Digital literacy ( bihar)4. eMUDRA - Digital signatures5. eMIGRATE- Foreign employee

6. NOWCAST - insurance Web portal7. SPEEDPAY- BSNL Mobile Wallet8. Vidhyalakshmi - govt for education loans9. SEHAT- Telemedicine initiative10. e Pragathi - integrated governance ( AP)11. PAHAL-- LPG give it up12. SAHAJ -- LPG online13. mAsset - assets map of gram panchyats14. Smart MIDC-- digital village by Microsoft - Maharashtra15. Meebhoomi - digital deposit of land records ( AP)16. Khoya- paya-- missing children's

17. eBiz -- single window for bussiness clernace18. Rishta -- LED based street lighting -- Himachal Pradesh19. Eshakti -- NABARD digitalisation for SHGS20. Internet Saathi-- Google& TATA supplies bicycles to rural women

Recent aggrements by india with other countries1. India - Georgia -- election2. India - Canada - Renewable energy3. India- Mozambique - renewable energy4. India - France -- Railways5. India - USA -- FATCA & 10 Years defence security deal6. India - Seychelles -- FATCA7. India - Hong Kong - prisoners exchange8. India - Indonesia -- criminal matters / satellite communication9. India - pakistan - peace talk10. India- Thailand - Bilateral defence11. India - Singapore - maritime cooperation /shipping information12. India - Russia -- Prasarabharathi13. India - Jordan - Terrorism14. India - Bangladesh -- Fake currency15. India solvakrepublic - Railways16. India - Oman -- MLAT ( multi legal assistance treaty)17. India - Australia -- field of security18. India - Egypt -- Tourism19. India - Nepal -- Petroleum pipeline20. India - Luthinia -- Agricultural aggrements21. India - Equdor -- JETCO ( Joint economic trade )22. India - Mauritius -- Defence security23. India - palestine - Isreal -- Trade & Tradition24. India - Sweden -- urban sector cooperation

PMO office

→ N A A → P N → A . P P.K.M→ P R T


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→ C E A A S→ R H → F R .W→ C P → C R A. T→ C A S T R

→ H R M→ P A K → D M K→ ITPO L.C.G→ S G.S.R→ DRDO S.C→ P R.C→ F → D M

BIG P OJEC N MBE P S 50000 5 ; 2015 16 > 5300 AMRUT 50,000 SMART CITIES 48000 R (RIDF) 25000 L 15000 S 45000 RRB 15000 MUDRA B 20000 ; 3000 U PPF 3000 / EPF 6000

N (NIF) 20000 ATAL 150 SAFE INDIA 1000 SETU ( ) 1000 P ( PMKVY) 1500 INDHRADHUNASH 2015 16 20000 R 2 ( 2.4 ) LPG 40591 IAF 2000 SMILE FUND SIDBI 10000

PMKVY 10/12 1500 J ( N 1 ) 4200 NABARD C 30000 ATIF A 200 ( 250 ) V ( ) 6095 CAMPA 3800 IRFC LIC 1.5 IPDS I 45000 EPFO 2000 FY2015 FAME 795 PMJDY 25147


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30 5 4000 & AIRTEL 4G 296 S 98 AMRUT 500 H 305 R 400 T 77 / 150 2016 AIIB 57 M 800 U 300 M 352 W 900 CCI 420 M 640

S 161 WTO N 2015 16 650 A 200 NBFC RBI 7 + SAHARA 8 S 10 41 P 11 72 F 17( BY 2020) 101 T V 150 PAHAL 291

P 501 B 501 D 2500 C 4G H F ALL 2 / 4 U ( B ) MUDRA BANK 5.77 BSE 5600 S ISRAEL 300 SUKHOI RUSSIA 5 200 L CHIRIOOK /APACHE USA 200 DHANUSH GUNS 114 PILATUS S 106 M H BOEING USA 16

F F A R F P F M T T T F G F A ( ) F A C F HQ T K F " SHE TAXI F SHE BUS KERALA 1 ( LG ) F M _ N F VMP ( ) H F R W & T F B P A


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F A , T F F R 100% PMJDY M DD KISAN N D N

N T

Top 10 bank first in first outs F F MUDRA CARD C F M D ICICI F LIC UAE T ICICI RBL ( R )

F ATM BIHAR F BANDHAN BANK A UN GREEN NABARD

'I ' P T B

. U P S B , 13 R 20,058

. T R 5,000 . 70,000 5 1.60 , 80,000

B . I RBI .

B . SBI R 5,511 , B I R 2,455 , IDBI R 2,229

R 1732 IOB R 2009 . M I C R V C B B . T N M N E C C B G P N E C B I . R S O L V B MD & CEO O C B

S N E C 6 Commodities Production in tons 2015-16Soyabean 10.70Groundnut 6.64 millionRapessed & 6.75cotton 35.32sugarcane 356.56Rice 102.54 millionWheat 90.78 millionCoarse Cerels 40.42 miilionMaize 22.74PULSES 17.38TUR 2.71Gram 7.59

Disinvestment In PSUs Fiscal 2015-16

ONGC 5% 13100 crores

INDIAN OIL 10% 9000 crores

NTPC 5% 6000 crores

NMDC 10% 4800 crores

BHEL 5% 3000 crores

NHPC 11.36% 2400 crores

NALCO 10% 1200 crores


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INDIA Country AGRREMENTS1. India Georgia Election2. India Canada Renewable energy3. India Mozambique Renewable energy

4. India France Railways5. India USA FATCA & 10 Years

defence security deal

6. India Seychelles FATCA7. India Hong Kong Prisoners exchange8. India Indonesia Criminal matters / satellite9. India pakistan Peace talk10. India Thailand Bilateral defence11. India Singapore Maritime cooperation

12. India Russia Prasarabharathi13. India Jordan Terrorism14. India Bangladesh Fake currency15. India solvak republic Railways16. India Oman MLAT ( multi legal

assistance treaty

17. India Australia Field of security18. India Egypt Tourism19. India Nepal Petroleum pipeline

20. India Luthinia Agricultural aggrements21. India Equdor JETCO ( Joint economic

trade22. India Mauritius Defence security23. India palestine Isreal Trade & Tradition24. India Sweden Urban

COUNTIRES AMBASSDORSIndia to Bhutan Gautam BambawaleIndia to Russia P.S. RaghavanRussia to India Alexander KadakinIndia to Tajikistan Shri Asith BhattacharjeeIndia to Turkmenistan TV Nagendra PrasadIndia to Kazakhstan Harsh Kumar JainKazakhstan to India BULATIndian to Uzbekistan Mr Vinod KumarBangladesh to India Syed Muazzem AliIndia to Bangladesh H.E. Pankaj SaranIndian to south korea Mr. Vikram DoraiswamiIndia to Mongolia Somnath ghoshChina to India Le YuchengIndia to china Ashok kantha

India to Canada Shri. Vishnu PrakashGrmany to India Dr. Martin NeyIndia to germany Mr. Vijay GokhaleIndia to france Arun Kumar SinghFrance to India Mr François RichierSingapore to India Mr Lim Thuan KuanIndia to Singapore Ms.Vijay Thakur SinghIndia to srilanka Mr. Y.K. SinhaSrilanka to India Sudharshan SeneviratneIndia to Mauritius Shri Anup KumarIndia to Seychelles Mr.Sanjay PandaIndia to FIJI Gitesh Sharma

India to Australia Mr. Sunjay SudhirAustralia to India Patrick SucklingIndia to Myanmar Gautam MukhopadhayIndia to US Dr. S. JaishankarUS to India Richard Rahul VermaJapan to India Mr. Takeshi YagiIndia to japan Deepa Gopalan WadhwaIndia to Nepal Ranjit RaeNepal to India Deep Kumar Upadhyay

India to brazil Sunil Kumar lalIndian High to Comm. Ravi ThapareUzbekistan to India Dr. SALIKH R.

India - Country AggrementIndia-Egypt 2

India-Cambodia 2India-Tajikistan 2India-Uzbekistan 3India-Kyrgyzstan 4India-Srilanka 4India-Kazakhstan 5India-Sweden 6India-Tanzania 6India-Belarus 6India-Southkorea 7India-Turkmenistan 8India-Mongolia 14India-Bangladesh 22India-China 24

RBI RATES

Policy Repo Rate 6.75%

Reverse Repo Rate 5.75%

Marginal Standing FacilityRate

7.75%

CRR 4%Bank Rate 7.75%

SLR 21.5%


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Revolution ForProtein revoultion Higher productivityGreen Revolution Food grainsWhite Revolution orOperation Flood

Milk

Yellow Revolution Oil Seeds productionBlack Revolution Petroleum ProductionBlue Revolution Fish ProductionBrown Revolution Leather/non-conventional

(India)/Cocoa productionGolden Fiber Revolution Jute ProductionGolden Revolution Fruits/Overall Horticulture

development/HoneyGrey Revolution Fertilizer

Pink Revolution OnionRed Revolution Meat & TomatoRound Revolution- PotatoSilver Fiber Revolution CottonSilver Revolution Egg/PoultryEvergreen Revolution OverallFather of telecomrevolution

Sampitroda

BANKS CAPITALSNew bank license 500 croresPrivate banks 500 croresForeign bank 500 croresUrban cooperative banks 100 croresState cooperative banks 100 croresSmall bank & payment banks 100 croresEXIM bank 8500 croresSIDBI 1000 CroresAuthorised Regional Rural 2000 croresMUDRA BANK 20000 croreNABARD 500 crores

FDI PERCENTAGEAgriculture 100%AssetReconstruction 100%Civil Aviation 100%Commodity Exchanges 49%Courier Services 100%Credit Information Companies 74%Defence 49%e-commerce B-B 100%Insurance 49%Multi Brand Retail 51%Pension-- (Pension – Raised) 26%Petroleum and Natural Gas 49%Power Exchanges 49%Print Media-- 49%Private Sector Banks 100%Public Sector Banks 20%Single Brand Retail 49%Special Economic Zones 100%

Stock Exchanges/Clearing 49%Tea Plantation 100%Telecom 100%Tourism 100%

DEFENCE CHIEFSNSA Ajit Dovel

NAVAL R.K.DhowanAIRFORCE Arup Raha

ARMY Dalbir Singh SuhagITBP krishna chowdaryBSF Devendra Kumar Pathak

CRPF Prakash Mishra

NSG J N ChoudhuryDRDO S ChristopherHAL TS RajuBEL S.K. Sharma

BDL V.Udaya BhaskarISRO Kiran kumar

VSSC K.SivanSHAR P.kunhi krishnanLPSC S.bandopadyyya

RAW Rajinder KhannaCBI Anil Kumar SinhaIB Dineshwar Sharma

SCIENCE DEFENCE CHIEFSNational security Ajith dovalPrincipal secretary Nripendra mishraAdd. Principal secretary P.K.MishraPrivate secretary Rajiv ToproChief Economic Arvind SubraminamRevenue secretary Hasmuk adiaFinancial secretary Ratan p.Watal


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Bandhan Bank → F → HQ K→ S 23 A & I A → L → T A ,S → S C R . 2570 → CEA A L→ MD & CEO F B B ,C S G

Cabinet secretary Pradeep kumarCommerce secretary Rita A. TeotiaCorporate Affairs Tapan RayHome secretary Rajeev MeharshiPseb chairman Ajit Kumar sethDefense secretar Mohan KumarITPO L.C.GoyalScientific advisor G.S.ReddyDRDO S.ChristopherPrinciple scientific R.ChidambaramForeign secretary jaisankarDefence secretary Mohanreddy

EXTERNAL TRADE In BillionsTotal external debt 475.8long term debt 391.1Short tem debt 48.7Multeral debt 52.6Bilateral debt 21.7IMF 21.7Export credit 12.8ECB exteranl commercial 181.9NRI deposits 115.2Ruppee debt 1.5Sovereigh debt 89.6

FIRST IN FIRST OUT STATESAmrut scheme started at RajasthanFirst smart city nomination PuducherryFirst swachh bharat MysoreTop state in visiting Tourist TamilnaduFirst Green Field private airport Andal (WB)First Airport with solar port CochinFirst indian city HQ for world Tourism KochiFirst state to implement " SHE KeralaFirst SHE BUS Kerala1st happiest city LG chandigarhFirst green police station Maurice nagar

NewdelhiFirst VMP ( village monitoring project HarayanaFirst full fledged solar state RajasthanWorld largest & Tallest flag FaridabadBest e Panchyat AssamFirst kisan call centre Agartala ,

TripuraFirst issue of soil health card PunjabFirst soil health card project Rajasthan100% financial inclusion PMJDY

MeghalayaDD KISAN channel launches Newdelhi

Digital india week NewdelhiNational earth hour capital Thane

BALANCE OF TRADE IN bn

Reserve money --Net non- 8,468.47FER -- Foreign exchange reserves $353.069FII inflows $ 4092CPI 4.4%WPI (-4.54)%IIP 6.4%Fiscal defecit 4%Revenue defecit 2.8%TRADE defecit $ 10.8exports 15.8 Imports 13.40%


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→ I 1 4.25%O M 8.5%

GOLD CHEME B DGE 2015 16

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BI 2015PA MEN BANK 11 41 1.A B N L2.A M C S L3.C D S L4.D P5.F P T L

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NDE 10 72 1. A F (I ) L ., J2. C L A B L ., J3. D M P L ., A4. E H P L , C

5. ESAF M I P L ., C6. J F S P L , B7. RGVN (N E ) M L , G8. S M F P L ., N M


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9. U F S P L ., B10.U M F P L ., V

RBI BANDHAN , IDFC 25 SUSPENSION __

BI 7 NBFC 1.R F2.A M F3.E T & C4.RCS P F5.N I6.D S & S7.S F .+ SAHARA ( A 2015)

WINNERS OF BANKING AWARDS 2015

1. Best public sector bank overall-----SBI Bank2. Best pvt sector bank overall---------HDFC Bank Ltd3. Best Foreign bank overall------------Citibank N.A.4. Best foreign bank-Asset quality------Deutsche bank ag5. Best PVT SB –Asset quality------------HDFC bank ltd6. Best PUB SB –Asset quality------------Vijaya Bank7. Best PUB SB-Retail growth performance-----Canara Bank8. Best PVT SB- Retail growth performance-----Kotak Mahindra bank ltd9. Best PUB SB-Priority sector lending------Canara bank10. Best PVT SB-Priority sector lending------RBL Bank Ltd11. Best PUB SB-Retail--------------------------SBI bank12. Best PVT SB-Retail----------------------------HDFC bank ltd.13. Best Foreign Bank-Retail-------------------CITIBANK N.A.14. Best PUB SB-Rural Reach-------------------SBI Bank15. Best PVT SB-Rural Reach------------------AXIS BANK16. Best PUB SB-Technology Adoption------SBI bank17. Best PVT SB-Technology Adoption-------HDFC Bank18. Best PUB SB-Global Business-------------BOB19. Best Pvt SB-Global Business---------------ICICI Bank

List of winner of Arjuna Award 2015:

Rohit Sharma (Cricket) Jitu Rai (Shooting) P R Sreejesh (Hockey) Babita (Wrestling) Dipa Karmakar (Gymnastics) Sandeep Kumar (Archery) M R Poovamma (Athletics) Sharath Gaekwad (Para-Sailing) Yumnad Santhoi Devi (Wushu) Anup Kumar Yama (Rollerskating) Abhilasha Mhatre (Kabaddi) Manjeet Chhillar (Kabaddi)

Sathish Sivalingam (Weightlifting) Swarn Singh Virk (Rowling) K Srikanth (Badminton) Bajrang (Wrestling) Mandeep Jangra (Boxing)


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∅ SBI launches RuPay platinum debit card with NPCI_ State Bank of India launched a RuPayplatinum debit card in association with National Payment Corporation of India (NPCI). The RuPaycard comes with a special feature for the convenience of customers that is accepted at all paymentchannels-ATMs, PoS and e-commerce.

∅ SBI- CITI BANK__ Air India may tie up with SBI, Citibank to raise funds through ECB∅ SBI-home loan rates for women _ which offer loans to women at 9.85 percent∅ SBI-INTOUCH_ DIGITAL SERVICE launched in delhi , chennai, bangulure,mumbai.∅ SBI- COUNTRY first bank to set-up payment gateways to entire govt entities & small trades in

online market.∅ SBI -launched digital banking facilities . e-KYC , tab banking for customers.∅ SBI started accounts on_ twitter , youtube , facebook

Other PUBLIC SECTOR BANKS→ AB A S A M A : U R 500 L .→ Canara Mobile Wallet (m-Wallet)--existing limit of Rs. 5,000/- per day per customer to Rs. 1,00,000/-

per day per customer with a monthly cap of Rs. 1,00,000/-→

CanMobile – A mobile banking product to our customers. It is simple, safe, secure, swift and instant.→ BOB Suvidha Fixed Deposit Scheme--A product offering a combination of competitive interests aswell as easy liquidity.

→ Cent-lakhpathi scheme by central bank of india→ Corp Kiran -- NGOs, SHGs, State Governments, District Administration, local bodies→ CORPORATION BANK -- APKE DUKAN --LOAN TO OWN A SHOP→ DENA e TRADE (On Line Trading in shares)→ MAHA mobile banking→ Bank of Maharashtra Introduces “Purple Privileges” Account for HNIs→ ECGC signs MOU with ECAs of BRICS countries→ Bharatiya Mahila Bank wins The Asian Banker Achievement Award 2015→ Bharatiya Mahila Bank Launches ‘Doctor’s Loan’ and ‘Her Auto Loan’→ Exim Bank of India has signed an MOU with the Brazilian Development Bank→ IDBI "GO mobile " BANKING→ SYND SMART GEN -- small account for childrens education→ SYND SMART she -- saving products for women→ e-Purse DEBIT CARDS→ INDPAY -- MOBILE BANKING→ IOB Launch IOB m Passbook, IOB Mobile and IOB Self Passbook Kiosk-- ON august 15th 2015 → UMOBILE- a milestone in banking field- provides the customers a secure and convenient means of

banking and commerce from anywhere anytime → Kisan ATMs in rural areas to serve the customers of our remote rural branches. → Mobile Banking- "OBC mPAY"→ OBC --PMEGP e-Tracking System→ Tied up with canara bank , hsbc for insurance products→ OBC e-Shoppe--online shopping and other utility payments through various consolidators. → UNITED MBANKING -- Mobile banking facility → United quick pay -- e banking facility → Bank has launched ‘PNB Ladli’ scheme for popularization of education among girls of Rural / Semi

urban areas. → PNB Ujala Scheme for providing 4 solar street lights in the→ adopted villages and a solar lantern to each girl student adopted under PNB Ladli Scheme→ V Genuth Savings Bank Account(Vijaya bank)--Saving Bank account designed for Children - Age day

1 and above. Students undergoing various courses are also eligible


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→ V-ABACUS’ Tab Banking offers the convenience of opening a bank account for customer, from homeor office. With ABACUS Tab Banking, customer can now enjoy a faster and smoother accountopening experience with VIJAYA Bank

PRIVATE BANK APPs→ ICICI--Smart vault --safety digital locker system→ Digital banking "POCKETs"→ Student travel card→ M -pesa - icici+vodafone→ I-Mobile app for windows phone→ Digital village akodara--gujarat→ Branch on wheel --Odisha→ Speech recognization password→ ICICI --TAP & PAY --it transfer with moment or payments out of cash→ Digital Village Project in Akodara Village of Gujarat – ICICI Bank→ India’s first” transparent credit card “in association with American Express – ICICI

→ HDFC --- launched a 10 second paperless instant loan plan→ HDFC Bank launches Pay Zapp--- first 1-click mobile-pay solution→ HDFC -- secure + -- high security & safe cards→ HDFC-- i watch banking -apple→ DDA Housing Scheme 2014 - HDFC Bank→ HDFC --Hajj Umrah Card-- HAJJ piligrims→ HDFC Bank Limited has launched an exclusive 'ForexPlus' card for people making the Haj and

Umrah pilgrimages→ HDFC Bank launches Chillr -- phone book can send immediate money

→ ASHA home loan -- online loan access upto 25lakhs→ Ping n pay- axis bank→ AXIS kisan card -- CREDIT to farmers→ Airtel money – AXIS BANK+AIRTEL→ V I & → F K P K M B→ F S A (I ) F B

BANKS CMD & HEAD QUARETER & TAGLINESBANK NAME CMD HEAD A E AGLINE

S B I A B(C )

M T I .

S B B & J

J G ,MD J T N .

S B H

S M ,MD H M .I .D

S B P S. A. RR ,MD

P B M T

S B M

S S ,MD B W .

S B T

J N ,MD T A .

N B


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BANK NAME CMD HEAD A E AGLINE A B R S K A .A B S K K

(A )H W I B

B B P.S .J V ,G I ' I BB I M O R M R

.B M S M P O O B .C B R S B T .C B I R R M C 191C B S B M ,K P D B A K M T F BI B M

K J (A)

C Y T F B

I O B R.K C G O B C

A C G ,H W

BANK NAME CMD HEAD A E AGLINE P & S B S.J N D W

P N UA

N D T

S B A S M ,K F F

UCO B A K K H Y U B I A T M G U I P.S K T V B K B A B M B U

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P B

BANK NAME C MD&CEO HEAD A E AGLINE A B S M S S M B ZICICI B C K M H H N ,K A

YES B R K M E HDFC B A P M W I I B R.S R S M W K M U K M L


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BC SB

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INSURANCE COMPANY TAGLINES & THEIR HEAD'S LIC S.K.R M A R N I ' G. SBI A U R M O P ,A ,JAL,A , A. F G M Y K A M A J P H T

F E M A K R T AIA I H ICICI S H S A , B A B P M A S E A

A GE NDA G PMJDY 2016 J 10 S 2016 ( 100% L 2016 ) D 2017 B B 2017( )


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S _2019 R 2020 S 1 GW 2020 FAME ( F & ) 2020 G _ 2047, 2.0 175GW 2022 H 2022 E 2022 UN R M 2022 N 20 __2020 UN SDG S 2030

MODI VISITSUSA visit 24-30 SeptemberIn a four day visit to US, Modi not only met US President Barack Obama, but also sought to invite

investment from prominent CEOs and urged the Indian-American community to take up a greater role in thedevelopment of India.Modi-Obama joint statement:

M O I U S W H ,

, , A , . H US I ' L E , L W . I WTO. I

, M . , M E .

Joint editorial: F , ' M O

W P . T I A : I

. T 21 ," .

T S V , M L K , M G H DT , ,

.

Madison Square Garden pitch:

3D M , , I ' M

I A M S G . "J M G ,

' . 1.25 I ," M I ," M

M ' , Y 'M I '. "I , I ," M . H

. . M ' . "I , . B I

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Work for G-All :Modi at UNGA:


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T M UN G A .

M P . M P '

P , , ," M . H , M P

.Lifetime visas for PIOs:

M P I O (PIO) I A .

M PIO O C I I . H PIO I

. W M , H M

NRI PIO I .

Breakfast with CEOs: M I ,

. O , M

B R ' L D F , L B G S KKR' H K , CEO , B ' J M N , J I G E IBM'

R . O E S (G ), K F (M ), D W M

(C ), A G (AES), D M R (C G ), D O (C

K (W P ), M L C (C ), I I N P C M ' A B .

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United Arab Emirates 16-17 August I UAE & &

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UAE M C , S&T .Tajikistan 12-13 July 2015

KEY AREAS-- Trade , economic intergration Modi's visit to Tajikistan would give an impetus to bilateral ties between New Delhi and Dushanbe. key points --Capital --Dushanbe, Currency--Tajikistani somoni, president--Emomali Rahmon,primeminster --Kokhir Rasulzoda.

Kyrgyzstan 12 July 2015 Modi signed four agreements including one on bolstering defence cooperation and holding annual joint military exercises. Defence Cooperation, Election , Bureau of Indian Standards , Cooperation in Culture KEYPOINTS-- Capital --Bishkek, Currency-- Kyrgyzstani som, President --Almazbek Atambayev

Turkmenistan 10-11 July 2015 Narendra Modi on Saturday pitched for early implementation of the $ 10 billion TAPI gas pipeline

project 7-pacts signed --Including defence & tourism, Cross-border threats of terrorism, Organised crime ,

Illegal drug-trafficking , Reaffirmed their commitment for a stable Afghanistan, Land-sea route throughIran for the pipeline should be explored, Enhancing connectivity-- TAPI

TAPI (Turkmenistan-Afghanistan-Pakistan-India) -- operational by 2018 and will carry gas fromTurkmenistan’s Galkynysh field that holds gas reserves of 16 trillion cubic feet.

KEY POINTS --Capital--Ashgabat, Currency-- Turkmenistan manat, President -GurbangulyModi and Sharif’s Meet in Ufa

Tackling Terrorism, Military Meeting, Freeing Fishermen, Religious Tourism, Mumbai TerrorAttack

KEY persons _ India – modi , Foreign secretary -- S.jai shankar, NSA -- Ajit Doval

PAKISTAN --PM -- SHARIF, Foreign secretary-- Aizaz Chowdary, NSA-- Sartaj azizRussia--7th BRICS summit & SCO summit 8–10 July 2015 Modi to attend BRICS and SCO summit in Ufa_ Attend 7th BRICS summit and (SCO) in Ufa, Russia. Theme BRICS -- " powerful factor for Global Development" India & pakistan got the member ship in SCO ; SCO --Headquarters_ Beijing, China Members_ China, Kazakhstan, Kyrgyzstan, Russia, Tajikistan, Uzbekistan, Pakistan, India --

Observers_ Afghanistan, Belarus, Iran, MongoliaKazakhstan 7 July 2015

Will supply 5,000 tonnes of uranium to India during 2015-19, PM’s visit to Kazakhstan is expectedto give a fillip to the civil nuclear deal signed in 2009.

Caspian Sea oil block drilling agreement, that India has 25 per cent stake in. India and Kazakhstancould also be finalising agreements on mining, mineral and oil and gas projects, which include ironore, coal and potash exploration.


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KEY POINTS _ Capital --Astana, Currency--Kazakhstani tenge, President --Nursultan Nazarbayev,Prime minster -Karim Massimov

Uzbekistan 6 July 2015 Modi said the contract to do so, which was signed in 2013 to supply 2,000 metric tons of uraniumore concentrate over five years 3-PACTS on Strengthening cooperation, cooperation on cyber-security, special economic zones

MOUs signed on Political ties,Security, Counter-terrorism, Trade and investment, Science andtechnology , Cultural linkages. Key points -Capital --Tashkent, Currency--Uzbekistani som, President --Islam Karimov, Primeminister--Shavkat Mirziyoyev.

BANGLADESH_June 6 – 7 2015 Modi discussed the ratification of te India-Bangladesh Land Boundary Agreement - 1974 &

Protocol- 2011. & Testa water issue Total -22 aggrements including on curbing human trafficking, smuggling of fake currency and

setting up an Indian Economic Zone, to boost bilateral ties Agreements on two key bus services were also reached; including the Kolkata-Dhaka-Agartala

another Dhaka-Shillong-Guwahati route was also flagged off by the three leaders. Memorandum of Understanding for Extending a New Line of Credit (LoC) of USD 2 billion by Indiato Bangladesh was signed.

Capital: Dhaka , Currency: Bangladeshi taka , PM: Sheikh Hasina,President: Abdul Hamid

MODI SCHEMESPradhammantri jandhan yojana --financial inclusion

Accidental insurance cover of Rs.1.00 lac & No minimum balance required,life insurance cover ofRs.30,000/- & operation of the account for 6 months, an overdraft facility will be permitted &Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days, Overdraft facilityupto Rs.5000/- is available in only one account per household.

By 28 January 2015, 12.58 crore accounts were opened, with around 10590 crore launched on --15 August 2014, location --viganan bhavan , new delhi Total PMJDY accounts so far as on oct 10 th – 25000 crores accounts ; total credit –25147 cr

Sukanya samridi account -- For girl child Interest rate of 9.2% --2015-16 The maturity of account is 21 years from the date of opening of the account or Marriage of the Girl Child Initial deposit of Rs 1000 and thereafter any amount in multiple of Rs 100 can be deposited subject tomax limit of 1.5 lakh & Age of 10 years, a girl child can operate her account

launched - 22 January 2015, location --Haryana, panipat ,Brand ambasdor -- Madhuri dixitMUDRA Bank Yojana --Financial inclusion

Micro Units Development and Refinance Agency Ltd (MUDRA) Bank on 8 April, 2015 with a corpusof Rs 20,000 crore and a credit guarantee corpus of Rs 3,000 crore.

Mudra bank Extend finance and credit support to Microfinance Institutions (MFI) and agencies thatlend money to small businesses, retailers, self-help groups and individuals& SC& STs & BCs

MUDRA --SHISHU – 50000; KISHOR – 50000 to 5 lakh ; Tarun – 5 lakh to 10 lakhs

SIDBI-- SMEs credit & limitations MANUFACRING SECTOR (investments limit for support of machinery & tools)

• Micro--25lakhs• Small--25lakhs--5crores• Medium--5crores--10crores

SERVICE SECTOR • Micro--10 LAKHS• Small--10lakhs--2crores• Medium--2crores--5crores


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Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)- Social security scheme Bank account holders aged between 18 and 50 years are eligible to apply for this scheme Premium is fixed at Rs. 330 for a life cover of Rs. 2 lacs. June 1st, 2015 to May 31st, 2016 is the period for which this scheme will cover all kind of risks to your

life in the first year of operation. Next year onwards as well, the risk cover period will remain June 1 toMay 31.

launched--9 May 2015 , , location --Kolkata Pradhan Mantri Suraksha Bima Yojana (PMSBY)-- Social security scheme Bank account holders aged between 18 years and 70 years are eligible to apply for this scheme. just Rs. 12 in annual premium for having an accidental death or disability cover of Rs. 2 lacs under

this scheme Insured for a period of one year from June 1, 2015 to May 31, 2016. Next year onwards as well, the

risk cover period will remain to be June 1 to May 31. launched--9 May 2015 , , location –Kolkata

Atal Pension Scheme -- Social security scheme Minimum age of joining APY is 18 years and maximum age is 40 years Would receive the fixed monthly pension of Rs. 1000 to Rs 5000 at the age of 60 years Pension of Rs 1000 he would contribute Rs 181 a month. On his death his wife would get Rs 1000

per month and after her death the nominees will get 1.7 lakh.Kisan Vikas Patra (KVP) Re-Introduced -saving certificate scheme

Denomination of Rs. 1000, 5000, 10,000 and 50,000, with no upper lock-in period of 2 years and 6 months Double in 100 months Maturity period of 8 years 4 months Interest rate--8.7%

Pradhan Mantri Gram Sinchai Yojana - Micro irrigation Micro irrigation & ensure water supply to farmers round the year. basic contours of the agri-irrigation programme would be on lines of the PMGSY Budget allocation --5300 crores

Pradhan Mantri Sansad Adarsh Gram Yojana- Rural development Under the Yojana, Members of Parliament (MPs) will be responsible for developing the socio-economicand physical infrastructure of three villages each by 2019, and a total of eight villages each by 2024.

Target --6,433 Adarsh Grams, of the 2,65,000 gram panchayats, will be created by 2024 Funding -- through MP lads

Soil Health Card Scheme Soil Health Card is used to assess the current status of soil health and, when used over time, todetermine changes in soil health that are affected by land management.

The scheme will provide all 145 million farm owners in the country with a soil health card in the nextthree years.

The budget allotted Rs.100 crore for issuing cards and an additional Rs.56 crore to set up 100 mobilesoil testing laboratories across the country.

Programme started in rajasthan & first SHC issued in punjab

MAKE IN INDIA India must become a manufacturing powerhouse in order to gainfully employ its demographic dividend& Big labour pool and a large domestic market. In addition, with China’s competitive advantage inmanufacturing eroding

India has the opportunity to take some share of global manufacturing away from China. stop tax terrorism & improve infrastructure

reform labour laws & invest in skills development make it easier to acquire land & implement Goods and Services Tax (GST)


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Some of the make in India initatives Spice Group said it would start a mobile phone manufacturing unit in Uttar Pradesh with an investment

of Rs.500 crore SAMSUNG --MSME -Samsung Technical Schools" will be established in India Hitachi said it was committed to the initiative, It said that an auto-component plant will be set up in

Chennai in 2016

Huawei opened a new research and development (R&D) campus in Bengaluru AIRBUS with MAHENDRA said that it will manufacture its products in India and invest $ 2 BillionUS dollars.

Marine Products Export Development Authority said that it was interested in supplying shrimp eggs toshrimp farmers in India under the initiative

Tata JLR (Jaguar Land-Rover) announced that it will move its production of the Land Rover Defenderto its Pune facility in India in 2016

DIGITAL INDIA KEY components of digital india

Digital infrastructure-to support national optic fiber INTERNET OF THINGS (IOT)-essential building of smart cities Foreign ICT investments -- make in india policy

9 pillars of digital india B H U A M C P I A P 4.E G R T K E I A E M T NET ZERO I IT J E H P

DIGITAL INDIA intiatives India's top billionaires pledged around Rs 4.5 lakh crore to projects related to Digital Indiagenerate

employments for some 18 lakh people. government's Rs 1.13-lakh-crore Digital India programme Tata Consultancy Services -will hire 60,000 IT professionals this year. Reliance Industries Chairman Mukesh Ambani said his company would invest Rs 2.5 lakh crore

across different Digital India heads Digital India where 1.2 billion connected Indians drive the nation," said the Prime Minister at the

launch of the Digital India Week Kumar Mangalam Birla-- 350,000 towns and villages in India to provide mobile-based healthcare

and education services Bharathi Mittal said spends over Rs 1 lakh crore in the next five years. Rival telco Reliance Communications, pledged to invest Rs 10,000 crore to fund transformational

initiatives across the cloud, digital and telecom space. Vedanta Resources Chairman Anil Agarwal, to provide education through digital medium, or e-

Shikhsha.

SKILL INDIA Focus on creating jobs for youth, the government has decided to revamp the antiquated industrial

training centres that will skill over 20 lakh youth annually and devise special courses based onindustry needs.

will set up 1,500 new ITIs across the country and another 100-odd such centres in North East andLeft Wing Extremism affected states.

Creating 500 Million jobs by 2020 World Youth Skills Day on 15th July*


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Smart citiesA smart city should be able to respond faster to city and global challenges than one with a simple'transactional' relationship with its citizensKey 'smart' sectors which includes--Transport, Energy , Health care& Water and waste100 PROPOSED SMART CITIES SMART CITIES - Assistance from other countries

SINGAPORE --100 smart cities across the country, USA--Ajmer , Ahmadabad, Vishakapatnam ,JAPAN--Varanasi,FRANCE --Pondicherry and Nagpur & gujarat ,SPAIN ---DELHI, ISREAL -- Maharastra , CHINA -

PUNE , CHINA - AndhrapradeshJAPAN --MUMBAI, AUSTRALIA-- ATAL scheme, AUSTRIA -- JNNURMGERMANY --3 more smart cities * no mentiones citiesCANADA -- Wooden multi-storey housing technology in urban citiesNOTE -- first smart city -- puducherryBudget intiative -- 100 croresCorpus --48000 crores & each smart city will get 100 crores for next 5 years

INDRADANUSH

To achieve full immunization coverage for all children in the country by 2020 The Union Health & Family Welfare Ministry will be supported by UNICEF, WHO, Rotary

International and other donor partners 82 districts are in the States of Bihar, Uttar Pradesh, Rajasthan andMadhya Pradesh.

The plan aims at providing immunization for seven diseases which can be prevented byvaccination:Whooping cough ,Hepatitis B, Diphtheria, Tetanus, Polio, Tuberculosis

Parma Jan Samadhan Scheme• Monitoring the availability of drugs, identify shortages, if any, and to take remedial steps and

Maintaining data on production, exports and imports, market share of individual companies,profitability of companies etc, for bulk drugs and formulations

• Rendering advice to the Central Government on changes/ revisions in the drug policy Sansad adharsh gram yojana

• Leveraging the leadership, capacity, commitment and energy of the Members of Parliament (MP) todevelop model Gram Panchayats.

• Building partnerships with voluntary organisations, co-operatives and academic and researchinstitutions.

• MPs or Sansads to identify and develop one village from their respective constituency as a modelvillage by 2016 and two more by 2019.

• MPs are required to pick one village with a population of 3000-4000 in plains and 1000-3000 in hillswithin a month of the launch.

• “smart schools” with IT-enabled classrooms and e-libraries, Panchayat infrastructure improvementunder schemes such as MGNREGA and Backward Regions Grants Fund etc.

Deendayal Upadhyaya Gram Jyoti Yojana strengthening of sub-transmission and distribution network, feeder separation, Metering at all levels

including at input points, feeders and distribution transformers. It also seeks to strengthen Micro grid and off grid distribution network of rural electrification. Funds: The scheme has budgetary outlay of 76,000 crore rupees for implementation of the projects of which

Union Government will provide grant of 63,000 crore rupees. It should be noted that, this scheme replaces Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY),

which was launched by previous UPA government led by then PM Manmohan Singh.Jyotigram Yojana scheme

Jyotigram Yojana is an initiative of the Government of Gujarat to ensure availability of 24-hour three

phase quality power supply to rural areas of the state and to supply power to farmers residing inscattered farm houses through feeders having specially designed transformers. The scheme was dedicated to the nation by President A. P. J. Abdul Kalam in 2006.


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Stockholm International Water Institute (SIWI) has commended the scheme saying Jyotigram schemehas radically improved the quality of village life, spurred non-farm economic enterprises, and halvedthe power subsidy in agriculture.

Government of India is set to accept Gujarat's Jyotigram project as a flagship scheme for the 12th fiveyear plan.

AMRUT--Atal Mission for Rejuvenation and Urban Transformation

AMRUT mission aimed at transforming 500 cities and towns into efficient urban living spaces, with specialfocus on a healthy and green environment for children.• The National Priority is to create infrastructure to provide basic services to households, amenities• This will improve the quality of life of all• Especially the poor and the disadvantaged.• The infrastructure should lead to provision of better services to people.• The Cabinet approved Rs 50,000 crore for this mission which is to be spent over the next five years• AMRUT -- upgraded vesrsion of JNNURM -- also called as -JNNURM-2

Shyama Prasad Mukherji Rurban MissionBudgetary provision for the Pooled Municipal Debt Obligation Facility has been enhanced from Rs 5000crore to Rs 50,000 crore with extension of the facility by five years to March 31, 2019Scheme covers _Urban renewal of cities and towns, four fundamental activities

• safe drinking water and sewerage management• use of recycled water for growing organic fruits and vegetables• solid waste management• digital connectivity

Housing for All by 2022 scheme Slum rehabilitation of Slum Dwellers with participation of private developers using land as a

resource; Promotion of affordable housing for weaker section through credit linked subsidy; Affordable housing in partnership with Public & Private sectors and Subsidy for beneficiary-led individual house construction or enhancement. TARGET -- 2 crore houses in urban & 4 crore houses in rural

PAHAL scheme Pratyaksh Hanstantrit Labh _ LPG debt scheme The Direct Benefit transfer of LPG (DBTL) scheme PAHAL (Pratyaksh Hanstantrit Labh) has been

re-launched in 54 districts on 15 November 2014 in the 1st Phase and will be launched in the rest of the 622 districts of the country on 1 January

2015. T 15.3 676 . C

. . 43% KCC kisan credit card

Kisan Credit Card is a credit card to provide affordable credit for farmers in India. It was started by theGovernment of India, Reserve Bank of India (RBI), and National Bank for Agriculture and RuralDevelopment (NABARD) in 1998-99 to help farmers access timely and adequate credit.The Kisan Credit Card allows farmers to have cash credit facilities without going through time-consuming bank credit screening processes repeatedly.Repayment can be rescheduled if there is a bad crop season, and extensions are offered for up to fouryears. The card is valid for five years and subject to annual renewals. Withdrawals are made using slips,cards, and a passbook.Crop loan with Kisan Credit CardCredit to farmers or groups of farmers for crop loans, working capital or investment credit for viableagriculture purpose.

All farmers, owner cultivators, tenant cultivators, share croppers and individual farmersEligibility: IndividualRepayment period: With in A MAXIMUM OF 12 MONTHS.


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Collateral Security: Registered mortgage of land in case loan is above Rs. 100000/- and hypothication ofcrops to be raised.

Nai Manzil • To mainstream Madarsa students through bridge course with the help of reputed Academic Institutions.• To be implemented by Maulana Azad Education Foundation (MAEF).• Launched in 2014 by Ministry of Minority Affairs

USTTAD (Upgrading the Skills and Training in Traditional Arts/Crafts for Development) The Scheme aims at upgrading Skills and Training in preservation of traditional Ancestral Arts/Crafts ofminorities.

4 Components of the scheme: Up-gradation of Skills and Training in Traditional Arts/Crafts through Institutions. USTTAD Fellowship for Research and Development. Support to Craft museum for curating traditional arts/ crafts. Support to minority craftsmen/artisans for marketing Nationally/ Internationally through ExportPromotion Councils

Launched in May 2015, in Varanasi by Ministry of Minority AffairsParamparagat Krishi Vikas Yojana

Announced in Budget 2015-16 Nodal Agency: Ministry of Agriculture The scheme is aimed at irrigating the field of every farmer and improving water use efficiency to

provide `Per Drop More Crop’. Traditional methods of farming such as Organic farming will be encouraged so as to improve soil

health. Soil Health Card Scheme has also been launched to improve soil fertility on a sustainable basis.

Nai RoshiniLeadership development scheme for minority women by Ministry of Minority Affairs.

N & EPFO 8.75% PPF 8.7% K P(K )8.7% 1000, 50,000 D , 100

2.5 (2 6 KCC K C D C. 7% ;KCC 5 9.2% (2015) PMJJB 18 50 R . 330 R . 2 . PM B 18 70 , R . 12 R . 2 A AL PEN ION CHEME 40, R . 1

R 5000 60

R 342 (R 12 + R 330) PMSBY.

PMJD 12% A 1.00 , L R .30,000, 5000 A A (AA ) R .2/ K & R .3/ K . , R 1/ P .

GO . ECEN COMMI EU G C 125 B J MODIU M F C R & R PPP MK

U G T F I R BN NU M C I A SU G SIT 1984 S P AU G CSR A B


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U C E C S W V K S

C SU G SIT 1984 S M U F M H L C ' U G B SME VP M MC H DU F M PPF H R KB H C C NSEL V V D

M R M R P &R B D

I R __D.K.H L S R C __ D . A KI R V 2020__R ME G M R _S P

C C F I R _ M S A

ECEN BILL & AC INDO BANGLADESH __ 119 _ B R 2015 __ T TRANSGENDER 2014 B 2015 C A J J 2015 __ _ 18 16W

T 2015__ M & 2015 __ MOTOR VEHICLES A 2014 __ L _ FOR P A _2014 _ E 2014 _ A SC _ , , , & A H NID BILL 2013 __

R E R __ N __ 124 __ ACTL 2014__ T S L (A ) B , 2014 T T R A I B , 2014

A E BILLA Gujarat Control of Terrorism and Organised Crime (GCTOC)T M R NJAC

B & & G __ M


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HIGHLIGHTS OF UNION BUDGET 2015-16

TAXATION• A W T .• A 2% R . 1 .• R 25% .

• N .• T R . 4,44,200 .• 100% S B , CSR.• S 14 .

AGRICULTURE• Rs. 25,000 crore for Rural Infrastructure Development Bank.• Rs. 5,300 crore to support Micro Irrigation Programme.• Farmers credit - target of 8.5 lakh crore.

INFRASTRUCTURE• Rs. 70,000 crores to Infrastructure sector.• Tax-free bonds for projects in rail road and irrigation.• PPP model for infrastructure development to be revitalised and govt. to bear majority of the risk.• Atal Innovation Mission to be established to draw on expertise of entrepreneurs, and researchers to

foster scientific innovations; allocation of Rs. 150 crore.• Govt. proposes to set up 5 ultra mega power projects, each of 4000MW.

EDUCATION• AIIMS in Jammu and Kashmir, Punjab, Tamil Nadu, Himachal Pradesh, Bihar and Assam.• IIT in Karnataka; Indian School of Mines in Dhanbad to be upgraded to IIT.• PG institute of Horticulture in Amritsar.• Kerala to have University of Disability Studies.• Centre of film production, animation and gaming to come up in Arunachal Pradesh.• IIM for Jammu and Kashmir and Andhra Pradesh.

DEFENCE• Allocation of Rs. 2,46,726 crore an increase of 9.87 per cent over last year.• Focus on Make in India for quick manufacturing of Defence equipment.• WELFARE SCHEMES• GST and JAM trinity (Jan DhanYojana, Aadhaar and Mobile) to improve quality of life and to pass

benefits to common man.• Six crore toilets across the country under the Swachh Bharat Abhiyan.• MUDRA bank will refinance micro finance orgs. to encourage first generation SC/ST entrepreneurs.• Housing for all by 2020.• Upgradation 80,000 secondary schools.

• DBT will be further be expanded from 1 crore to 10.3 crore.• For the Atal Pension Yojana, govt. will contribute 50% of the premium limited to Rs. 1,000 a year.• New scheme for physical aids and assisted living devices for people aged over 80.• Govt. to use Rs. 9,000 crore unclaimed funds in PPF/EPF for Senior Citizens Fund.• Rs. 5,000 crore additional allocation for MGNREGA.• Govt. to create universal social security system for all Indians.

RENEWABLE ENERGY • Rs. 75 crore for electric cars production.• Renewable energy target for 2022: 100K MW in solar; 60K MW in wind; 10K MW in biomass and

5K MW in small hydro

• TOURISM• Develpoment schemes for churches and convents in old Goa; Hampi, Elephanta caves, Forests ofRajasthan, Leh palace, Varanasi, JallianwalaBagh, QutbShahi tombs at Hyderabad to be under thenew toursim scheme.


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• Visa on Arrival for 150 countries.

FINANCIAL SECTOR• Forward Markets Commission to be merged with the Securities and Exchange Board of India.• NBFCs registered with the RBI and having asset size of Rs 500 crore and above to be considered as

financial institution‘under Sarfaesi Act, 2002, enabling them to fund SME and mid-corporate

businesses.• Permanent Establishment norms to be modified to that mere presence of offshore fund• managers in the country does not lead to adverse tax consequences.

Rail budget 2015-16• No increase in fairs for daily passengers but railway freight hiked 10% for urea, 2.7% for cement and

6.3% for coal, 0.8% for iron and steel.• No new trains will announced for this current year.• Increasein the number of bio toilets and vacuum toilets like airplane in trains.• Water wending machines will installed on stations to arrange drinking water for passengers.• 'Operation 5 minutes', where in passengers traveling unreserved can purchase a ticket in 5 minutes.

He also announced to launch mobile app for purchase of unreserved tickets.• For security and convenience of passengers he announced two 24*7 helplines 138 for general

complaint and 183 for security complaints.• On priority basis Prabhu announces to install Surveillance cameras in ladies compartments and

selected coaches for women's safety because Nari-Surakasha is major issue for everyone inprevious years.

• Over 400 railway stations will lashed with Wi-fi in coming year, he also announced to give mobilecharging facility to all coaches including general coaches.

• Speed on nine railway corridors to go up to 200 km per hour.It will helptrains to increase theiraverage speed.

• Booking facility of Wheel chairs for senior citizen will be available through online.• Prabhu introduces satellite railway terminals in major cities and centrally managed Rail Display

Network is expected to be introduced in over 2K stations over the next 2 years.• Railways will also going to establish Four Railway Research Centres in four universities.• Cleanliness also got priority in Prabhu‘s budget he announce Swach-Railscheme.• To make train and stations clean ,this scheme is launched under Swach Bharat Abhiyan Under

Swach-Rail scheme railways are going to setupnew department of cleanliness and going to engageprofessional agencies for training of cleaning staffs on 650 major stations.

• Railway is going to setup Alarm announcing system at no man crossing with help of IIT Kanpur.

BANKING

Reserve bank of India Establishment • The Reserve Bank of India was established on April 1, 1935 in accordance with the provisions of the

Reserve Bank of India Act, 1934.• The Central Office of the Reserve Bank was initially established in Calcutta but was permanently

moved to Mumbai in 1937.• Though originally privately owned, since nationalisation in 1949, the Reserve Bank is fully owned

by the Government of India.• The Reserve Bank's affairs are governed by a central board of directors. The board is appointed by

the Government of India in keeping with the Reserve Bank of India Act.

Appointed/nominated for a period of four years Constitution:Official Directors_Full-time : Governor and not more than four Deputy GovernorsGovernor-- Dr. Raghuram Rajan*Deputy Governor_


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Shri H.R. Khan; Dr. Urjit R. Patel ;Shri R. Gandhi ;Shri S. S. MundraNon-Official Directors -- 11 total recently added = rajiv mehrishi + D.C.DuggalNominated by Government: ten Directors from various fields and one government OfficialOthers: four Directors - one each from four local boardFinancial Supervision The Reserve Bank of India performs this function under the guidance of the Board for Financial Supervision

(BFS). The Board was constituted in November 1994 as a committee of the Central Board of Directors ofthe Reserve Bank of India.Objective Primary objective of BFS is to undertake consolidated supervision of the financial sector comprisingcommercial banks, financial institutions and non-banking finance companies.I. Acts administered by Reserve Bank of India

1. Reserve Bank of India Act, 19342. Public Debt Act, 1944/Government Securities Act, 20063. Government Securities Regulations, 20074. Banking Regulation Act, 1949

5. Foreign Exchange Management Act, 19996. Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act,2002 (Chapter II)

7. Credit Information Companies(Regulation) Act, 20058. Payment and Settlement Systems Act, 20079. Payment and Settlement Systems Regulations, 2008 and Amended up to 2011 and BPSS

Regulations, 200810. The Payment and Settlement Systems (Amendment) Act, 2015 - No. 18 of 201511. Factoring Regulation Act, 2011

II. Other relevant Acts 1. Negotiable Instruments Act, 18812. Bankers' Books Evidence Act, 18913. State Bank of India Act, 19554. Companies Act, 1956/ Companies Act, 20135. Securities Contract (Regulation) Act, 19566. State Bank of India Subsidiary Banks) Act, 19597. Deposit Insurance and Credit Guarantee Corporation Act, 19618. Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970

9. Regional Rural Banks Act, 197610. Banking Companies (Acquisition and Transfer of Undertakings) Act, 198011. National Bank for Agriculture and Rural Development Act, 198112. National Housing Bank Act, 198713. Recovery of Debts Due to Banks and Financial Institutions Act, 199314. Competition Act, 200215. Indian Coinage Act, 2011 : Governs currency and coins16. Banking Secrecy Act17. The Industrial Development Bank (Transfer of Undertaking and Repeal) Act, 200318. The Industrial Finance Corporation (Transfer of Undertaking and Repeal) Act, 1993

Offices Have 19 regional offices, most of them in state capitals and 9 Sub-offices.Training EstablishmentsHave five training establishments


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Two, namely1. College of Agricultural Banking and Reserve Bank of India2. Staff CollegeOthers are autonomous_3. National Institute for Bank Management4. Indira Gandhi Institute for Development Research (IGIDR)5. Institute for Development and Research in Banking Technology (IDRBT)Quantative & Qualitative credit control

I. Quantative credit control is to establish control over the total quantitiy of credit in the country.II. qualitative credit control the central bank takes the help of bank rate , open market operations ,

SLR , CRR , rationing of credit , regualtion of consumer credit , moral suasion , variation in marginrequirement

RATES INTRODUCED in the years , repo rate -- 1992, revers repo rate -- 1996, bank rate --1934, LAF -1999Bank Rate: Bank rate is the rate at which the RBI is prepared to buy or rediscount eligible bills of exchangeor other commercial papers. In simple words, bank rate is the rate at which RBI extends advices (Credit) tocommercial banks. A change in the bank rate will result in a change in the prime lending rate of banks andthus act as an independent instrument of monetary control.Cash Reserve Ratio (CRR): Cash reserve ratio is the cash parked by the banks in their specified currentaccount maintained with RBI. In other words, it is the percentage of deposit (both demand and time deposit)which a bank has to keep with the RBI. RBI is empowered to vary the CRR between 3% to 15%. Thepurpose of reducing CRR is to leave large cash reserve with banks so as to enable them to expand bankcredit. Similarly increasing of CRR means squeezing the cash reserve of the banks and limits their creditproviding capacityStatutory liquidity Ratio (SLR): Statutory liquidity ratio is the liquid assets commercial banks maintainwith the RBI in the form of cash (book value), gold (current market value) and balances in unencumbered

approved securities. At present SLR is 21.50% of the total demand and time deposit liabilities of the bank.However, RBI can change SLR from time to time. Both CRR and SLR reduce or increase the capacity toexpand credit to business and industry. Thus both of these are anti-inflationary.

# MONEY MARKETOpen Market Operations (OMO): The buying and selling of eligible securities in the money market byRBI for the purpose of curtailing or expanding the volume of credit. By selling securities the RBI can absorbfunds, and buying the securities can release funds also into the market. The purpose of OMO is to influencethe volume of cash reserves with the commercial banks and thus influence the volume of loans and advancesthey can make to the industrial and commercial sector.

1. Selective Credit Controls: Under the Banking Regulation Act 1949, section 21 empowers RBI to issue

directives to the banking companies regarding their advance in order to check speculation and risingprices. The controls are selective as they are used to control and check the rising tendency of price andhording of certain individual commodities of common use. However, while imposing selective control,RBI takes care that bank credit for production and transportation of commodities and exports is notaffected. These are mainly focused on credit to traders who use such credit for financing hoarding andspeculation. Since 1956-57 RBI is employing this method.

2. Prime Lending Rate (PLR): It is rate of interest of which commercial banks lend to their prime highprofile blue chip corporate borrowers. (From 1990’s banks are free to determine PLR).

3. Repo Rate: Repurchasing option is traded in this market for a short time periods. Repo is Repurchasingby RBI.

4. Priority Sector Lending: It is lending to some particular sector at lower interest rate. RBI orders allpublic sector banks to give 18% of credit to priority sector.

5. Market Stabilization Scheme: It is a scheme under which RBI buys and sells Government of Indiasecurities in order to control liquidity.

6. Money in Circulation: Money in use to finance current transactions as distinct from idle money.


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7. Investment Bank: A Bank that provides long term fixed capital for industry, generally by taking upshares in limited companies.

8. Regional Rural Bank: It was established in 1975 under the provision of RRB Act 1976, with a view todevelop rural economy.

9. Lead Banking Scheme: Under this scheme all the nationalized banks and few private sector banks wereallowed specially and were asked to play the “Lead Role”. The lead banks act as a leader to bring about

co-ordination of cooperative banks, commercial banks and other financial institutions in their respectivedemises to bring about rapid economic development.10. Call Money: It is a loan that is made for a very short period i.e. for a few days only or for duration of a

week. It carries a low rate of interest. In case of a stock exchange market, the duration of call money maybe for a fortnight.

11. LIBOR: London Inter- Bank Offered Rate. An interest rate at which banks can bestow funds, inmarketable size, from other banks in London inter- bank market.

12. MIBOR: Mumbai Inter Banking Operative Rate.13. Capital Deepening: It occurs when capital to LIBOR ratio increase in a country, it helps in economic

development of the country.14. BASEL II: This norms assess the need for risk capital and replaces the minimum 9% capital adequacy

norm under BASEL-I. BASEL II enables greater transparency and banks will evaluate themselves.15. CAMELS: Capital Adequacy, Asset Quality, Management, Earnings Liquidity and Systems.16. Capital Adequacy Ratio: It is the ratio of total capital fund of a bank to its risk weighted assets. It is an

indicator of banks financial health.17. Asset Reconstruction Company : Takes over the NPA of banks or financial institutions at cheaper rate,

reconstruct it and sells it and makes profit out of it. This helps in clearing the balance sheet of banks.18. Universal Banking: It is a banking scheme given by Khan Committee according to which conduction of

all financial activities under one roof by a bank or financial institution. In other words, this meansintegration of roles of bank and other development banks.

19. Service Area Approach: Under this scheme, branches of commercial banks were allotted certainspecific semi-urban and rural areas. These branches were made more responsible for overall developmentof prescribed areas. It was implemented in 1989.

20. Merchant Banking: It is an activity under which a bank take up portfolio management (Banks advisingtheir clients about management of fund) as well as banker to the issue of the company.

21. Urban co-operative bank --Urban Co-operative Banks (UCBs) though not formally defined, refers toprimary cooperative banks located in urban and semi-urban areas. These banks, till 1996, were allowed tolend money only for non-agricultural purposes. This distinction does not hold today. These banks weretraditionally centered around communities, localities work place groups. They essentially lent to smallborrowers and businesses

22. Land development bank --The special banks providing Long Term Loans are called Land DevelopmentBanks, in the short, LDB.The history of LDB is quite old. The first LDB was started at Jhang in Punjab in1920. This bank is also based on Co-operative. The main objective of the LDB's are to promote thedevelopment of land, agriculture and increase the agricultural production. The LDBs provide long-termfinance to members directly through their branches.

23. Greshem’s Law : Bed money (Black Money) pushes good money (White Money) out of circulation.24. Bank of International Settlement: Based in Switzerland, gives the statement of international monetary

transactions. It is the one which gives CAMELS, BASEL.

# CAPITAL MARKETS -- SEBI (Regualted )SEBI: Securities and Exchange Board of India. SEBI is the primary governing/regulatory body for thesecurities market in India. All transactions in the securities market in India are governed and regulated bySEBI. Its main functions are:

1. New issues (Initial Public Offering or IPO)2. Listing agreement of companies with stock exchanges3. Trading mechanisms4. Investor protection


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5. Corporate disclosure by listed companies etc.Zero Coupon Bonds: Zero Coupon Bonds (also called as pure discount bonds) are bonds that pay noperiodic interest payments or so called ‘Coupens’. Zero coupon bonds are purchased at a discount from theirvalue at maturity. The holder of a Zero Coupon bond is entitled to receive a single payment, usually of aspecified sum of money at a specified time in future. Investors earn interest via difference between thediscounted price of the bond and its par (or redemption) value.

Undated Securities: Securities not bearing a redemption date or option.Tap Issue: An issue of treasury bills to government departments and others at a fixed price stand, withoutgoing through the market, as distinct from a tender issue.Buy Back of Shares: Various individuals, financial institutions, directors of the company, hold companyshares. This indicates the ownership of the company, when a company is allowed to buy-back its shares. Itmeans it is increasing its ownership.Penny Stocks: Penny stocks are securities or stocks which are sold by smaller new companies. They aregenerally sold because companies are seeking money for expansion, basic operations, and even for thecommencement of business.Participatory notes: These are notes issued by FIIs and some of the Indian based foreign banks.GDR/ADR: Global Deposit Receipts (GDR) are popularly known as Euro issues i.e. shares of Indian

companies sold in the European market. When these shares of Indian companies are sold in the US capitalmarket they are called as American Deposit Receipts (ADR).Black-Sholes Formula : A formula used to establish a fair price for options in financial markets.Swap: A transaction in which securities of a certain value are sold to a buyer in exchange for the purchasefrom the buyer of securities having the same value. The purpose being to obtain an improvement, in the eyesof either of the parties, in the quality of the security or to anticipate a change in yield. Currency as well assecurities are swapped in this way.Screen Based Book - where securities are auctioned through an anonymous screen based system, and theprice of which securities are sold is discovered in screen. This eliminates the delays, risks andimplementation difficulties associated with traditional procedures.ESOP: Employee Stock Option.Market Capitalisation: Total value of the equity in the present market price is called market capitalization.Hedge Funds: They are basically private investment pools for wealthy, financially sophisticated investors.Traditionally they have been organized as partnership, with the general partner managing the fund’sportfolio.Mutual Funds: Funds set up on the principal of pooled risk and pooled resources with the purpose of givingthem the benefits of share market without exposing individually to the volatility of share market.Venture Capital : Risk capital is called venture capital.Sovereign Wealth Fund: It is state owned fund composed of financial assets such as stocks, bonds,property or other financial investment.Futures: Contracts made in a future market for the purchased or sale of commodities on a specified futuredata. Futures provide a convenient mechanism for holding market risk. Future market forms an importantpart of many organized commodity exchange or market.NCDEX: National Commodity Derivatives Exchange. It is the largest commodity futures exchange.

Forward Market Commission: It is a regulatory body for commodity futures, and forward trade in India. Itwas set up under Forward Contract (Regulation) Act 1952. It’s headquarter is in Mumbai.CARE: Credit Analysis and Research Ltd. It was started in November 1993. It was set up by IDBI.ICRA: Investment Information and Credit Rating Agents of India Limited. It was established in 1991. Itprimarily rates short, medium and long debt instruments. But, since 1995 it has been doing equity ratingalso.Voting Shares: Equity shares entitling holders to vote in the election of directors of a company. Normally

all ordinary shares are voting shares, but sometimes a company may create a class of non-voting ordinaryshares.


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Tobin Tax: The tax foresighted by James Tobin. It is a tax that should be imposed on portfolio capitals, sothat when a foreign investor wants to take out this investment he has to pay tax, which is expected todiscourage the tendency to move from one country to another in search of quick gains.Factoring: The business in which, a firm takes over the collection of trade debts on behalf of others, therebyenabling them to obtain insurance against bad debts. It is a service primarily intended to meet the needs ofsmall and medium-size firms. The procedure is for the factoring company to buy up its client’s invoices and

then itself claim payment of them.Underwriting : Underwriting is the business of insuring against risk.Counter Guarantee: It is given by an economic agent, another agent will oblige the contract signed withthe 3rd party.NSDL: It is the first registered depository in India set up in November 1996 and has been promoted byIDBI, UTI and NSE.CDSL: Central Depository Services Limited.Sub- Prime Loans: It is also called as ‘B’ loans or second chance loans. These are loans originated toborrowers who do not qualify for market interest rates because of problems in their credit history.Derivative Trading: It is trading on claims, on claims on real producers.Currency Future: Where in a contract in made between two parties, in which a party agrees to buy or sell a

fixed amount of currency at fixed foreign exchange at a later date. It reduces currency volatility rise for boththe parties.Insider Trading: When insider (managers, directors, others) have more information of the companiesperformance than the external share holders. And they use it to make a profit is called insider trading. It isbanned in India by SEBI.Multi Commodity Exchange (MCE): The trading happening in papers instead of commodities in physical.The largest MCX is in Ahmadabad.Arbitrage: The act of buying a currency or a commodity in one market and simultaneously selling it for aprofit in another market.COMMODITIES, DERIVATIVES, AND METALS MARKETSi. Commodity markets are markets where raw or primary products are exchanged , with traditional

commodities such grains, meat and livestock, exchange trading has expanded to include metals, energy,currency and currency indexes, equities and equity indexes, government interest rates and privateinterest rates.

ii. These raw commodities are traded on regulated commodities exchanges, in which they are bought andsold in standardized

iii. Contracts.iv. A Commodities Exchange is an exchange where various commodities and derivatives products are

traded. These contracts can include spot prices, forwards, futures, and options on on futures.India has 7 national commodity exchanges namely

1. Multi Commodity Exchange (MCX)2. National Commodity and Derivatives Exchange (NCDEX)3. National Multi-Commodity Exchange (NMCE)4. Indian Commodity Exchange (ICEX)5. The ACE Derivatives exchange ( ACE )6. Universal commodity exchange (UCX)7. Bhatinda Om & Oil Exchange Ltd.

*The regulatory body is Forward Markets Commission (FMC) which was set up in 1953

TYPES OF MONEY SUPPLY1. M0-- Reservemoney/ govt money/ base money/high power money/money multiplier2. M0=C+ OD + CR

C= currency in circulationOD = other deposits with RBICR = CASH RESERVE RATIO with RBI


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3. M1-- Narrow money/ high circulated money/ high liquidity moneyM1 = C + DD + OD C= Currency in circulationDD = demand deposits == CD(current deposits ) + SD(saving deposits)OD = other deposits with RBI

4. M2 = M1 + Post office savings as deposits (DD)5. M3 = M1 + TD time deposits (TD = RD(recurring deposits ) + FD(fixed deposits)6. M4 = M3 + POST OFFICE DEPOSITS

NM1/NM2/NM3-- REVISED money• NM1 = C+ OD + DD• NM2= NM1 + STD(short term deposits )• NM3= NM2 + long term deposits + call moneyNew calculations• L1 = NM3 + All deposits with post offices (NSC) national saving scheme• L2 = L1 + Term deposits of lending institutions + term borrowings of lending insutuions + CD issued

by financial institutions• L3 = L2 + NBFCs Deposits

PE OF MONE MO R M1 NARROW 15 M3 BROAD 15 L1 MONTHLY L2 MONTHLY L3 QUARTERLY 3MONTHS

ACCO N M & M

SAVING NO C R 6 , 10 F 7DAYS / NOW 14 DAYS 10 YEARS F 6 5 .

NPA 90 DA BAD LOANS 90 NPA 90 1 S NPA 1 3 D NPA 3 Y NPA/B NPA

GO S 1 YEAR M 1 5 L 5 D 30 L 50 Y

A S 6 18 M 18 36 L M 36

CONCEPT OF MONEYHot money --- Money which swifts from one country to another country in order to upgrade itself is calledas hot money


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FIAT MONEY -- Fiat money is money that can be used as tender but does not have a physical commodity,such as gold or silver, linked to it, *extrinsic value > intrinsic valueNEAR MONEYassets which can readily be converted into cash, such as bills of exchange.CALL MONEY money loaned by a bank or other institution which is repayable on demand.

DEAR MONEY or tight moneyA situation in which money or loans are very difficult to obtain in a given country. If you do have theopportunity to secure a loan, then interest rates are usually extremely highCHEAP MONEY --loan or credit with a low interest rate, or the setting of low interest rates by a centralbankPRECAUTIONARY MONEYunexpected financial crisis economic situation , keep people to save gold with themselves called asprecautionary moneyNETRUAL MONEY if an economy is having , the capacity to maintian steady price for longer period , named as netrual money* GS == MS ( goods suppy = money supply)

DEPOSIT MONEYThe money which is maintained by the banks named as deposit money also called s credit agencies*example -- DFIs, commerical banks , cooperatives , RRBs , NBFCsSMART MONEY The process by which experienced investors and traders who tend to evaluate and find investmentopportunities before anyone is knownCredit cards , debit card, cash cardPLASTIC MONEY --Plastic money is a term that is used predominantly in reference to the hard plasticcards we use every day in place of actual bank notes. They can come in many different forms such as cashcards, credit cards, debit cards, pre-paid cash cards and store cards.RESERVE MONEYIt is a measure of money multiplier. Money multiplier shows the mechanism by which reserve moneycreates money supply in the economy. It is again dependent on two variables, namely currency deposit ratioand reserve deposit ratio.STANDARD MONEY - Monetary unit which is designated by a government to serve as the basis of itscurrency system and into which other types of money in the country are convertible& compare standard ofvalue.

* intrinsic value = extrinsic valueNATIONAL INCOME* National income first time coined by -- Dadabai nauarji --1868* First time scientific national income calcuated by --V.K.R.V.Rao-1931 National income is a flow not a stock conceptIn india ,national income estimates are realted with financial year (1st april to 31st march)

GNP (Gross national product) _ GNP refers to the money value of total output or production of final goods and service produced by thenational income during a given period ,i.e ayear

GNP = GDP +(X-M)* , X= export, GDP= Gross domestic product , M= import* If export = import or X=M , then GNP = GDP and it is a condition for a closed economy X=M=0GDP(Gross domestic product) - It is the total money value of all goods and service produced within thegeographical boundaries of the country during a given year GDP = GNP -(X-M)

NNP net national income _ NNP is obtained by subtracting depreciation value from GNPNNP = GNP - depreciation*When NNP is obtained at factor cost , it is known as national income


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NATIONAL INCOME (NI)-- National income is calculated by subtracting the net indirect taxes form NNPat market pricesNNP at Factor cost or NI --NNP at Market prices - indirect taxes + subsidiesNNP at Market prices --NNP at factor cost + indirect taxes - subsidiesGNP at Market prices --GDP at market prices + NET factor income earned from abroadNNP at Market prices --GNP at market prices - consumption of fixed capital

Per capital income _N.I.at constant prices / population *

AGRICULTURE INDICATORS --2014-15 Total Food grains -- 257.12 million tonnes

• Rice -- 102.54 million tonnes• Wheat -- 90.78 million tonnes• Coarse Creels -- 40.42 million tones• Maize -- 22.74• PULSES --17.38• TUR- 2.71• Gram - 7.59

OIL SEEDS --27.38 million tonnes • SOYABEAN -- 10.70• Groundnut --6.64 million tonnes• Rapeseed & mustard --6.75• cotton --35.32• sugarcane -- 356.56

MACRO ECONOMIC TIME PERIOD → GDP -- yearly , quarterly , monthly→ Capital market -- 1 year and above→ Money market -- less than 1 year→ Call money -- overnight→ Notice money -- 2-14 days→ term money-- 15days to 1 year→ Certificates of deposits--min 7 days - max- 12 months→ Commerical papers -- min 7 days -- max --12 months→ Forward rate aggrements -- contracts are available for maturity 10 years→ Market repo-- 1 day - 1 year→ RBI LAF -- 1 day→ NDTL -- 15 Days basis→ T-bills -- 91, 182, 364 DAYS→ Inter bank participation -- 91 -180 Days→ IIP calulates -- quartely , monthly→ RBI finacial year -- july 1st -- june 30→ BANKS -- April 1st -- MARCH -31st→ General budget -- financial starts from April 1ST

Recent Brand ambassadors 2015 → S T P T & & T , → AR R S ' → A K → HRX T S

→ E S N→ I S L ( TN) D→ K ' A S G→ U B Y S


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→ J T M S D→ N Z T S M→ R I R K→ S G & D S G→ F ' S H→ H C A

→ H R V R→ 2017 FIFA U 17 W C S G→ B B , B P [H ] P C→ 'B B , B P ' M D→ A B C A , M H & T → A K W C D M , → A K D C V , L , LG, M , T U→ H R H S , P , , OPPO → K K UNESCO A , E , G→ K K E A , L , N , P , P , S T→ S A K A P , L , A , H S , W → S K A , D TV, E , H , ICICI, N , N , V→ M D → I S → V BSF→ N D UNICEF→ KERALA

Miscellous awards A B A A 2015 B M B P W A E N Y T

W F (B F F A ) M , S W A A K , P P C S S P A 2015 N S G UNESCO/G C W P F P 2015 M D M B I P 2015 L K (H ) S S R S C L S A B S 2015 K M S , A M J ,C C P M M 68 C (FIPRESCI A ) M (I F ) G M M W S T R N R I L A A 2015 P R

W N T D A 2015 SS N (U H M ) G P P 2014 I S R O (ISRO) B L W A A B V S P A ISRO M M O M T I S A (S Y ) J R D P F F A 2015 B S R K A R R C M D M A 2015 B A K D . P P D . A K 2015 W A

. I A A 2015 S D R ( I )

E ' A A A B . G P N Q A 2015 D IA L


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Important Books and Authors List 201537 B S A HA A SA K S M G SA : A C W A SB B : A M P D A S

B D : A D G ' A T SB K A HC : C S P SC S I R : 2G, P & P E P BD C : A I U N E S H M PE U : M , M , N M V ME M P JS RF P P . D NF L A S (F P 2015)F A GF G C , A P PR M RF A U LF F : T S H M T A SK RG S W H LG B G PG S : E , G , D I J RI C A R A CI P D S P M KK I FK : T V Y A.S. D , A SK B : K B T C R P M A PM P MM I A : N E C C BM : I C T VM W : E I S I C R MN H D K M KP M K N T V A B. RR I H SR T R C ... G RS I (1 P R C S ) A TS G : C , C C S SS C K MS E R BT C M D A BT I P : A C A S P A KT P P C JT R S ( S G ) J MT : M S E P S A KU : D I P B SU CH V R

Autobiographies by Indian personalities T T M L Y S W F APJ A K C C G VK S A S H A B T R M L M S O L I N E K N S T S T S D K


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T U M K P I M W S T N J A : T D N ' C K V R S H K D A F M BV A M D I K G

M C M L LK A T , L & L M K S J C C S R L B : A M V M A O D : A M N S S D S G

Important person obituary O P M , H C L , V M B P F K K R F MP M J S W S Y M SC E V K . C R , S A C , D . S S , I HIV/AIDS , N P P H S K , S L , F I P APJ A K F B G R S G F C J I Y K S M M , SMS , T J H S N J , M C , F I ' S B C ' R G N C F I C H K . N P W C I R I

Important summits 10 G20 M 2015 T , A 27 APEC S 2015 P 4 N S S 2016 : U S I 2015 M 41 G8 S 2015 S E (G ) 7 BRICS S 2015 U , R 5 SAARC 19 SAARC , P 26 ASEAN 2015 L , K L 13 P B D 2015 G (G ) NATO 2016 W , P 4 BIMSTEC S 2015 N ADB A M 2015 B , A G 2015 S RE I 2015 N D 29 I E S D PERTOTECH 2015 N


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15 S D S D 3 I 2015 A F S N D W D C 2015 N D 1 R E G I M & E NEW 1 W 11 METRO POLIS CONGRESS HYDERABAD

7 G I S 2014 H G I G I M 2015 C 1 C T C 2015 J 7 A M C D R R 2016 INDIA W C I T 2018 H 18 N C G G N J I H C A 2015 8 I R K J C S K 77 A C P O L A S 2015 C SANSKRIT 2015 B 23 CHOGM 2015 P ,M 2015 A , G UN 2015 PARIS T E I S 2015 EU US 2015 U S E U B 8TH IRENA A D 6 I N E F A 2014 M 3 UN W C D R R S , J 13 UN C C P C J D

F /F / /A /B 20

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