AA2014&ZSE SouvenierBooklet Selected

44
2014 Agency Awards GICC, Genting Highlands 10 April 2015

description

ZURICH

Transcript of AA2014&ZSE SouvenierBooklet Selected

Page 1: AA2014&ZSE SouvenierBooklet Selected

2014AgencyAwardsGICC, Genting Highlands10 April 2015

Page 2: AA2014&ZSE SouvenierBooklet Selected

B

Contest Period

Production Credit

Category Producer AM / GAM (DU) GAM (WG) PrizeEntitlement

Please refer to circular reference Life/C/2/15/APM for the rules and regulations of the Contest.

January – December 2015

RM700K GAPE RM1,800K GAPE

(accounting month end)

Diamond Convention Athens, Greece (8D5N)

Gold Convention Colombo/ Xi’an (4D3N)

RM235K APEand 36 cases

RM1,400K GAPE RM3,600K GAPERM470K APEand 36 cases

RM2,240K GAPE RM5,760K GAPE

1 Ticket

2 Tickets

3 TicketsRM750K APEand 36 cases

RM400K GAPE RM1,000K GAPE 1 TicketRM145K APEand 24 cases

ZPR-13 @ Jan 2016(accounting month end)

85% 85% 85%

IL (RP), OL, Public Sector, PA and Healthcare Business @ 100% of APEIL (SP) (including MIP, MTOP) , MSP and MSVR @ 10% on collected premium

(subject to max. cap of 40% of required quota or40% on production credit, whichever is higher)

Diamond ConventionRM100 for every RM10K APE above the min. quota;subject to a maximum of RM5K payout per qualifier.

Gold ConventionRM100 for every RM5K APE above the min. quota;subject to a maximum of RM1K payout per qualifier.

CONVENTIONALLOWANCE!

*GAM / AM will get 30% / 50% respectively of their qualifiers convention allowance (exclude their own qualification).

All images are for illustration purposes only.

Page 3: AA2014&ZSE SouvenierBooklet Selected

1

Message By

YBhg. Tan Sri Ahmad bin Mohd DonChairmanZurich Insurance Malaysia

It gives me great pleasure to address our 2014 Agency Awards achievers. Tonight, we celebrate what you have achieved from your unwavering enthusiasm to rise to be the very best in this most challenging of industries. I am especially pleased to see familiar faces amongst our champions tonight, as we honour those who have been consistently at the top for many years.

On behalf of the Board of Directors and the Management of Zurich Insurance Malaysia, I would like to extend my heartiest congratulations to each and every recipient of an award tonight. Keep up the good work, continue to pursue excellence and be that positive inspiration and role model for those in your care.

I would also like to thank the entire Zurich agency sales force, members of management and staff who have steadfastly ensured the development and modernization of Zurich under the Zurich Leadership team. Observing the growth of our company to this day, I’m proud to say that each and every one of you has made tremendous strides over the years and I trust that we are well on our way to become a leading insurer in Malaysia.

To all qualifiers and award winners, this is a tribute to the strength, perseverance and dedication which you have shown us over the years. Your achievements today will drive Zurich’s Vision: to Be The Best global insurer as measured by our customers, employees, distributors and shareholders. Zurich Insurance Malaysia is a work in progress, let us build on the progress, and use that as motivation to become even better.

I’d like to take this opportunity to thank the Organising Committee for a successful event, keep up the good work.

Congratulations on your achievements, I look forward to many more successes to come.

Syabas and well done!

Contest Period

Production Credit

Category Producer AM / GAM (DU) GAM (WG) PrizeEntitlement

Please refer to circular reference Life/C/2/15/APM for the rules and regulations of the Contest.

January – December 2015

RM700K GAPE RM1,800K GAPE

(accounting month end)

Diamond Convention Athens, Greece (8D5N)

Gold Convention Colombo/ Xi’an (4D3N)

RM235K APEand 36 cases

RM1,400K GAPE RM3,600K GAPERM470K APEand 36 cases

RM2,240K GAPE RM5,760K GAPE

1 Ticket

2 Tickets

3 TicketsRM750K APEand 36 cases

RM400K GAPE RM1,000K GAPE 1 TicketRM145K APEand 24 cases

ZPR-13 @ Jan 2016(accounting month end)

85% 85% 85%

IL (RP), OL, Public Sector, PA and Healthcare Business @ 100% of APEIL (SP) (including MIP, MTOP) , MSP and MSVR @ 10% on collected premium

(subject to max. cap of 40% of required quota or40% on production credit, whichever is higher)

Diamond ConventionRM100 for every RM10K APE above the min. quota;subject to a maximum of RM5K payout per qualifier.

Gold ConventionRM100 for every RM5K APE above the min. quota;subject to a maximum of RM1K payout per qualifier.

CONVENTIONALLOWANCE!

*GAM / AM will get 30% / 50% respectively of their qualifiers convention allowance (exclude their own qualification).

All images are for illustration purposes only.

Page 4: AA2014&ZSE SouvenierBooklet Selected

2

Welcome once again to the Zurich Insurance Malaysia Agency Awards 2014 and the Zurich Star Experience. It is with pride and appreciation that tonight, we acknowledge, congratulate and celebrate 313 Champions who have excelled in various categories. Let me express in particular my congratulations to the Top of the Table (TOT) recipient, K Narayanasamy and our Court of the Table (by FYC) winner, Fauziah Bt Mohd Amin. I would also like to extend my heartiest congratulations to our Top Group Agency Manager, Mr. Fu Cheh Shiun, our Top Agency Manager, Ms. Ho Sau Kwan and our Top Personal Producer Ms. A Amuthavalli. Such achievements are not attained through a few days or weeks of work but are the result of many years of commitment, diligence and excellence. To these top performers and to the other 308 awardees, I extend my congratulations and my respect.

It takes a lot of hard work and determination to be where you are now given the significant challenges faced by the industry today and the significant opportunities that it presents. But while we reflect on these outstanding contributions over the last year, this is no time for us to stand still. Companies are continuously updating the way they do business in order to compete in a world where information is at our fingertips. The speed of business has never been faster and will be faster tomorrow than it is today. We must continuously strive to improve ourselves, in order to maintain the high standards that we have set for ourselves.

Let me remind you that we are in the business of helping customers understand and protect themselves from risks. Therefore to succeed, we need to be relevant for our customers, understanding their needs and expectations. It is as a result of this understanding that we will be able to deliver advice, propositions and service that will mark us out from our competitors and make us distinct in our market place. You will all be aware that our FlexiLife Plus and our Senior Gold propositions have both been enhanced during the first quarter in a way that is unmatched in the market.

To fit in with today’s consumer-oriented world, we also need to ensure that we exercise quality in everything we do, at every customer touch point. Only when we are connected to our customers, will we be able to add value in the sales process and respond with relevant solutions and we must always place our customers at the core of everything we do - without them, there is no business. You will also be aware that regulation and customer pressure together are driving our industry to demonstrate greater professionalism. When I am asked about the impact of new regulation on Agency, I always stress that our best, most professional and active agents will benefit and have greater rewards.

I would like to emphasize that our agency force continues to be the number one distribution channel for the company and will continue to be an absolutely fundamental part of the business as we expect the contribution from the agency force to grow bigger. Agency growth is vital in any insurance company. At our stage of development, recruitment is critical to us and you will have seen the launch of new initiatives in the first part of this year. Together with you, we will strive to ensure that we double the number of our active agents and be one step closer to becoming the leading insurance company in Malaysia.

It is when we deliver growth and quality through distinctive product and service propositions that we will BE THE BEST and position Zurich to outgrow its peers and deliver on our ambitious plan, a success in which we will all be able to take credit for.

At Zurich, we want to constantly equip our valuable agency force with the latest skills and knowledge through training and development. This is to ensure that you achieve and maintain a cutting edge lead in this demanding and increasingly sophisticated industry. Make full use of the Zurich Star Experience as it is a great platform for you to exchange ideas and solutions and I can only see all of you gaining much from each other.

I have talked to many of you before about ‘bumps in the road’ and our need not to get distracted by these. For sure, we will face new and different challenges this year but I am confident that you will rise to the challenge and meet them with the same determination and fervor you have always displayed. 2014 was a transitional year for us, a year of many changes as we put in new foundations for long term growth. I am encouraged by our start to 2015 and I know you will surpass our performance from last year in 2015, making it a ‘so so good’ year. I have much confidence in your abilities and we have only begun to unlock your potential. On the last day of March, we received nearly 900 applications – we have the potential to do that every single day!

Finally, I would like to thank the Organising Committee for their untiring efforts in making this event a resounding and remarkable success.

Congratulations once again to all award winners and qualifiers and I look forward to a fruitful 2015!

Keep up the good work and endeavor to BE THE BEST with Zurich!

Message By

Philip SmithChief Executive OfficerZurich Insurance Malaysia

Page 5: AA2014&ZSE SouvenierBooklet Selected

3

As the calendar flips through to the end of the first quarter of 2015 and my first quarter at Zurich Insurance Malaysia, I find myself facing multiple opportunities within the company to help me to learn and understand the value of our agency members and the reason why agency has become such a significant distribution channel for us. This period has given me the opportunity to embrace new challenges personally and to support our agency in expanding its customer reach and most importantly, accelerating its growth. I am here today to ensure that we continue to take our growth forward and to realize the massive potential that this agency has.

The Agency Awards 2014 and Zurich Star Experience (ZSE) are two events of great importance and significance for all of us. A night of celebration and a toast to success for all your hard work and commitment coupled with a learning platform exclusively organized for the benefit of everybody attending.

My sincere congratulations go out to all our 313 well deserving awardees. Hats off to COT by FYP, Pang Suk Ching, Leong Siew Keng & Joanne Quek, Top Personal Producing Agency Leader, Pang Suk Ching, Top Rookie Advisor, C Jamespaul, Top Agency Builder Agency Manager, R Gobi and Top Agency Builder Group Agency Manager, R Muthuraman. Well done to Superstar Agency Manager, Ho Sau Kwan, Superstar Group Agency Manager, Voon Foot Jee, Top Gross New Premium Personal Producer, Fauziah Mohd Amin, Top Gross New Premium Agency Manager, Shamsoor Munawar, Top Gross New Premium Group Agency Manager, Sarip Ahmad and last but not least, MDRT by FYC, K. Anandraj and Sarip Ahmad. You have all proven that you are indeed Champions in your own leagues.

Our ZSE agenda is packed with stimulating talks and seminars from highly reputable speakers. I believe that the Master Your Success Blueprint and Driving Breakthrough Results and Performance sessions will motivate you, push you to your limits and challenge you to realize your true potential. It is not every day that you get to share your experiences or learn from your peers. Make full use of these sessions and treat them as stepping stones to help you to reach greater heights and become the best in class.

Customers are more and more willing to trust an advisor or an agency team that is run by professionals and “MDRT” is recognised as being one of the world’s most highly coveted indicators of professionalism in our industry. We want all of you to achieve this recognition, which will be one of our measures for growing and nurturing quality advisors within the company. Various initiatives are in the pipeline to increase the number of our MDRT qualifiers which will help us boost our membership of this elite club and break into the world’s top MDRT companies!

This year, Zurich is gearing up with new propositions which will enable us to serve the changing needs of our customers, with our focus this year being to strengthen our propositions portfolio in the savings and health areas to cater to the current and future demands of our target customers. We are confident that, by diversifying our product offerings in the market, you will be able to competitively serve our customers. We will also pursue new opportunities by focusing harder on the SME segment, providing comprehensive coverage to their owners and family members as well as to their employees.

In ensuring that we continue to stand tall amongst the best in the business, we need to outshine the competition and provide a “one of a kind” service. Improving the quality and quantity of products we offer will also give customers more reasons to keep coming back. To supplement this, we are also putting a lot of effort into promoting “Ease of Doing Business” (EODB). This is particularly evident in our Agency Portal, which benefits agency workflows, customer service, and, ultimately, our bottom line results. This is a key competitive advantage for us, which we want to see all our agencies leverage.

Together we will take our business to the next level and in no time at all we will BE THE BEST!

Thank you.

Message By

Mukesh DhawanGeneral Manager, Life InsuranceZurich Insurance Malaysia

Page 6: AA2014&ZSE SouvenierBooklet Selected

4

Champion’s Category- Top Rookie Advisors 05- Top Personal Producers (PP) 07- Top Personal Producing Agency Leaders (PPAL) 09- Top Agency Managers 11- Top Group Agency Managers 12- Top Gross New Premium Producer

- Personal Producer 13 - Agency Manager 13 - Group Agency Manager 13- Superstar Agency Leaders

- Agency Managers 14 - Group Agency Managers 15- Top Agency Builders

- Agency Managers 16 - Group Agency Managers 17

Personal Producer’s Category- Top of the Table (TOT) - By FYP 18- Court of the Table (COT) - By FYC 18- Court of the Table (COT) - By FYP 19- Million Dollar Round Table (MDRT) - By FYC 20- Million Dollar Round Table (MDRT) - By FYP 21- Centurion Club 32- Super Million Dollar Club (SMDC) 33- Million Dollar Club (MDC) 33- Zurich Star Club 34

Star Agency’s CategoryGroup Agency Managers

- 3-Star Agency 36 - 2-Star Agency 37 - 1-Star Agency 37 - Star Agency Builder 37

Agency Managers

- 4-Star Agency 38 - 3-Star Agency 38 - 2-Star Agency 38 - 1-Star Agency 39 - Star Agency Builder 39

Group Life Business- Top Personal Producers 40

Page 7: AA2014&ZSE SouvenierBooklet Selected

5

Champion’s Category

C JAMESPAULSales AdvisorJohor Bahru

AM: R MariapanGAM: L Selvadurai

PAULINE LAMSales AdvisorJohor Bahru

AM: Barry ChiuGAM: Jesmine Kia

KOH ENG SOONSales AdvisorK Lumpur 1

AM: Tong Khoon SengGAM: Tong Kon Kit

Champion

1st Runner-Up 2nd Runner-Up

“Don’t spend your days thinking about what could have been. Instead ask, what do I want now? How can I do that? Then make a strong decision to start moving in that direction. You can keep your dreams in your head or can start building a foundation for

them to exist in real life.

If we reach for “greatness” we may fail and get hurt along the way, but the real victory is in the reaching

itself. So stretch out and open yourself up to the excitement and joy that is waiting for you.”

TOP ROOKIE ADVISORS (newly recruited advisors from 1 October 2013 till 31 December 2014) (Subject to a minimum of RM100,000 APE from All Regular Premium Plans)

Page 8: AA2014&ZSE SouvenierBooklet Selected

6

Champion’s Category

continued:

P MURUGANSales Advisor

PenangGAM: A Kalaimoney

KIA SWEE YANSales AdvisorJohor Bahru

GAM: Jesmine Kia

R R MUINAMMLSales Advisor

IpohGAM: B S Tamil Selvi

ANNABEL TEOSales Advisor

MuarAM: Teo Kim SongGAM: Gina Gan

JOCELYN TANSales Advisor

MalaccaGAM: PC Lim

R KOGILAHSales AdvisorJohor Bahru

AM: R MariapanGAM: L Selvadurai

A SUMATHYSales Advisor

SerembanAM: K Haritas

GAM: S.J.Kovalan

TOP ROOKIE ADVISORS (newly recruited advisors from 1 October 2013 till 31 December 2014) (Subject to a minimum of RM100,000 APE from All Regular Premium Plans)

Page 9: AA2014&ZSE SouvenierBooklet Selected

7

Champion’s Category

TOP PERSONAL PRODUCERS (PP)(Subject to a minimum of RM200,000 APE from All Regular Premium Plans)

A AMUTHAVALLISales AdvisorK Lumpur 2

GAM: C Sathiaseelan

FU SHAN SHANSales Advisor

MalaccaAM: Ho Sau Kwan

GAM: Fu Cheh Shiun

LEE AI TENGSales Advisor

MalaccaAM: Pang Nam MingGAM: Fu Cheh Shiun

S SIVANSales AdvisorJohor Bahru

GAM: R Ramesh

Champion

1st Runner-Up 2nd Runner-Up 2nd Runner-Up

“You must see yourself as a winner before you can win”

Page 10: AA2014&ZSE SouvenierBooklet Selected

8

Champion’s Category

continued:

TOP PERSONAL PRODUCERS (PP)(Subject to a minimum of RM200,000 APE from All Regular Premium Plans)

PHANG NAM CHUENSales Advisor

MalaccaAM: Pang Nam MingGAM: Fu Cheh Shiun

LEE YEE LUNSales Advisor

MuarAM: Yang Young Young

GAM: Tan See Lay

ALAN PUASales Advisor

MalaccaAM: Ho Sau Kwan

GAM: Fu Cheh Shiun

SIAH AH SEEPrime Advisor

MalaccaAM: Ho Sau Kwan

GAM: Fu Cheh Shiun

R KAURISales AdvisorJohor Bahru

GAM: R Ramesh

P SHANKARENSales AdvisorSungai PetaniAM: R Gobi

GAM: R Muthuraman

TAY CHEE HAWSales AdvisorJohor Bahru

AM: Jacqueline TayGAM: Emily Tay

Page 11: AA2014&ZSE SouvenierBooklet Selected

9

Champion’s Category

TOP PERSONAL PRODUCING AGENCY LEADERS (PPAL)(Subject to a minimum of RM200,000 APE from All Regular Premium Plans)

PANG SUK CHINGAgency Manager

TawauGAM: Chew Kah Vui

K. ANANDRAJAgency Manager

Petaling JayaGAM: Lee Ban Wan

(Zenith Gp)

K NARAYANASAMYGroup Agency Manager

Penang

Champion

1st Runner-Up 2nd Runner-Up

“From the day I join as a Life Insurance agent, my aim and vision is to be a top producer

and leader....

NOTHING IS IMPOSSIBLE..... just do it and climb the ladder.”

Page 12: AA2014&ZSE SouvenierBooklet Selected

10

Champion’s Category

LEE KIAN BOONGroup Agency Manager

Klang

JESMINE KIAGroup Agency Manager

Johor Bahru

continued:

TOP PERSONAL PRODUCING AGENCY LEADERS (PPAL)(Subject to a minimum of RM200,000 APE from All Regular Premium Plans)

YAP WAI FONGGroup Agency Manager

K Lumpur 1

S SATHIAgency Manager

IpohGAM: B S Tamil Selvi

THONG YOKE HOEAgency Manager

Johor BahruGAM: Jesmine Kia

A SUBARAMANIAgency Manager

K Lumpur 2GAM: KL Direct

LIM CHAU LENGAgency Manager

K Lumpur 1GAM: Yap Wai Fong

FELICIA CHONGAgency Manager

Petaling JayaGAM: P & F Group Sdn Bhd

Page 13: AA2014&ZSE SouvenierBooklet Selected

11

Champion’s Category

TOP AGENCY MANAGERS(Subject to a minimum of RM500,000 GAPE from All Regular Premium Plans)

HO SAU KWANMalacca

GAM: Fu Cheh Shiun

WILLIE VOONKuching

GAM: Voon Foot Jee

PANG SUK CHINGTawau

GAM: Chew Kah Vui

Champion

1st Runner-Up 2nd Runner-Up

“The journey in 2014 with Zurich was an exciting and challenging one. Thanks to the company for

supporting us all the way!

Besides succeeding in our career, we need to succeed in our lives too as to be a better person,

we definitely have to be successful in many ways.”

Some thoughts to share:1. Focus on our goals, not just on ourselves.2. Ask for other people’s opinion. We can learn

from others.3. Say thank you. Always a good idea in any

situation.4. Treat everyone equally. Other people know

stuff that we don’t.5. Allow ourselves to fail. We could learn from

our mistakes.

Page 14: AA2014&ZSE SouvenierBooklet Selected

12

Champion’s Category

TOP GROUP AGENCY MANAGERS(Subject to a minimum of RM1,200,000 GAPE from All Regular Premium Plans)

FU CHEH SHIUNMalacca

VOON FOOT JEEKuching

LEE BAN WAN (ZENITH GP)Petaling Jaya

A KALAIMONEYPenang

Champion

1st Runner-Up 2nd Runner-Up 2nd Runner-Up

“I thank God for His blessings and guidance last year. Thanks to my agents that worked

hand in hand to be the best!

I would like to share the powerful tools with my fellow colleagues for personal planning and

kick starting our careers.Setting goals is all about knowing what we want to achieve and where to concentrate our efforts.

We have to be SMART! Therefore our daily “to do” list must be:

SpecificMeasureableAttainableRelevant

Time Bound

Lets make 2015 a better year for ourselves!”

Page 15: AA2014&ZSE SouvenierBooklet Selected

13

Champion’s Category

TOP GROSS NEW PREMIUM PRODUCER(Subject to highest gross new business premium collected (new business FYP)

AGENCY MANAGER

GROUP AGENCY MANAGER

FAUZIAH BT MOHD AMINK Lumpur 2

AM: Shamsoor Munawar MohamadGAM: Sarip Ahmad

SHAMSOOR MUNAWAR MOHAMADK Lumpur 2

GAM: SARIP AHMAD

SARIP AHMADK Lumpur 2

PERSONAL PRODUCER

Page 16: AA2014&ZSE SouvenierBooklet Selected

14

Champion’s Category

SUPERSTAR AGENCY LEADERSAGENCY MANAGERS(Subject to highest number of superstar points)

HO SAU KWANMalacca

GAM: Fu Cheh Shiun

WILLIE VOONKuching

GAM: Voon Foot Jee

R GOBISungai Petani

GAM: R Muthuraman

Champion

1st Runner-Up 2nd Runner-Up

“The journey in 2014 with Zurich was an exciting and challenging one. Thanks to the company for

supporting us all the way!

Besides succeeding in our career, we need to succeed in our lives too as to be a better person,

we definitely have to be successful in many ways.”

Some thoughts to share:1. Focus on our goals, not just on ourselves.2. Ask for other people’s opinion. We can learn

from others.3. Say thank you. Always a good idea in any

situation.4. Treat everyone equally. Other people know

stuff that we don’t.5. Allow ourselves to fail. We could learn from

our mistakes.

Page 17: AA2014&ZSE SouvenierBooklet Selected

15

Champion’s Category

SUPERSTAR AGENCY LEADERSGROUP AGENCY MANAGERS(Subject to highest number of superstar points)

VOON FOOT JEEKuching

FU CHEH SHIUNMalacca

A KALAIMONEYPenang

Champion

1st Runner-Up 2nd Runner-Up

“Thank you to all my agency members, colleagues and many other friends who have

supported me through all these years!

I believe you will get whatever you want as long as you believe in it and be consistent, be focused in what you are doing. I further believe nobody

fails, they only quit and quitters never win!

In Zurich nothing is impossible, just go for it!”

Page 18: AA2014&ZSE SouvenierBooklet Selected

16

Champion’s Category

TOP AGENCY BUILDERAGENCY MANAGERS(Subject to highest number of qualified new Sales Advisors)

R GOBISungai Petani

GAM: R Muthuraman

S JAYA KUMARANSungai Petani

GAM: J Chandramogan

R MARIAPANJohor Bahru

GAM: L Selvadurai

B SHARLASeremban

GAM: S.J.Kovalan

Champion

1st Runner-Up1st Runner-Up 2nd Runner-Up

“Do the best, God will do the rest”

Page 19: AA2014&ZSE SouvenierBooklet Selected

17

Champion’s Category

TOP AGENCY BUILDERGROUP AGENCY MANAGERS(Subject to highest number of qualified new Sales Advisors)

R MUTHURAMANSungai Petani

L SELVADURAIJohor Bahru

WEMA ZENITH SDN BHDKlang

Champion

1st Runner-Up 2nd Runner-Up

“Duty Is A Matter Of The Mind. Commitment Is A Matter Of The Heart”

Page 20: AA2014&ZSE SouvenierBooklet Selected

18

Personal Producer’sCategory

K NARAYANASAMY(Life Member)

Group Agency ManagerPenang

TOT: 2013 & 2014; MCOT: 2006; COT: 2010 & 2011;

MAA MDRT: 1988-2003, 2007 & 2008; MMDRT: 2004 & 2005;

MDRT: 2009 & 2012

FAUZIAH BT MOHD AMINSenior Prime Advisor

K Lumpur 2AM: Shamsoor Munawar Mohamad

GAM: Sarip AhmadCOT: 2010, 2011 & 2014;

MTOT: 2006-2007; MDRT: 2008, 2009 & 2013

“If you really believe in what you are doing, the prospect is going to know it. So you give, and

then you gain. Not just for the money, but for a life for helping others.

We are in the business where we can show others how much we care.”

“Everything starts with a dream.. and my dream has always been to be a CHAMPION

FOREVER!!!”

Top of the Table (TOT) - By FYP(Requirement : Above RM2,903,400 FYP)

Court of the Table (COT) - By FYC(Requirement : RM483,900 - RM967,799 FYC)

Page 21: AA2014&ZSE SouvenierBooklet Selected

19

Personal Producer’sCategory

Court of the Table (COT) - By FYP(Requirement : RM1,451,700 - RM2,903,399 FYP)

PANG SUK CHINGAgency Manager

TawauGAM: Chew Kah Vui

COT: 2014; MDRT: 2007, 2009, 2011

& 2013

LEONG SIEW KENGPrime Advisor

SegamatAM: Albert Leow Bock HwayGAM: Jaclyn Ang Yoek Hong

COT: 2014; MDRT: 2011, 2012 & 2013

JOANNE QUEKPrime AdvisorPetaling Jaya

AM: Chen Chee MinGAM: Hew Chai Lan COT:2013 & 2014;

MDRT: 2008

Page 22: AA2014&ZSE SouvenierBooklet Selected

20

Personal Producer’sCategory

Million Dollar Round Table (MDRT) - By FYC(Requirement : RM161,300 - RM483,899 FYC)

K. ANANDRAJAgency Manager

Petaling JayaGAM: Lee Ban Wan (Zenith Gp)

MAA MDRT: 2005-2009; MDRT: 2010-2014

SARIP AHMADGroup Agency Manager

K Lumpur 2MAA MDRT: 2001, 2002, 2004, 2005 & 2007;

MDRT: 2000 & 2014

Page 23: AA2014&ZSE SouvenierBooklet Selected

21

Personal Producer’sCategory

Million Dollar Round Table (MDRT) - By FYP(Requirement : RM483,900 - RM1,451,699 FYP)

YEE SIOW MIESales Advisor

SitiawanAM: Ding Sook Sung

GAM: Ding Ah HiMAA MDRT: 1995;

MDRT: 2000, 2001, 2003-2014

YAP WAI FONGGroup Agency Manager

K Lumpur 1MDRT: 2001; 2004-2014

LEE KIAN BOONGroup Agency Manager

KlangCOT: 2011;

MAA MDRT: 1996; MDRT: 2001-2010, 2012-

2014

ANGEL TANGGroup Agency Manager

Johor BahruMAA MDRT: 1993-1995,

1997, 2003 & 2004 ; MDRT: 2001, 2002, 2005,

2006, 2013 & 2014

ONG SUN WANGroup Agency Manager

Alor SetarMDRT: 2001, 2003-2014

P RAJASEGARGroup Agency Manager

SerembanCOT: 2011;

MDRT: 2001, 2003, 2006-2010, 2012-2014

Page 24: AA2014&ZSE SouvenierBooklet Selected

22

Personal Producer’sCategory

Million Dollar Round Table (MDRT) - By FYP(Requirement : RM483,900 - RM1,451,699 FYP)

LEE BAN WANGroup Agency Manager

Petaling JayaMAA MDRT: 1993-1995, 2001

& 2005, MDRT: 2002, 2004, 2010,

2013 & 2014

LAW MEK CHENGGroup Agency Manager

Kota BahruMDRT: 2005-2014

LEE AI TENGSales Advisor

MalaccaAM: Pang Nam MingGAM: Fu Cheh Shiun

TOT: 2013; COT: 2011 & 2012;

MDRT: 2005-2010, 2014

KANG LEONG CHENGPrime Advisor

KuchingAM: Tsen Yun Siong

GAM: James Bong Kee Chin COT: 2013;

MDRT: 2004-2007, 2009-2012 & 2014

LILIAN CHEOWAgency Manager

Petaling JayaGAM: P & F Group Sdn Bhd MAA MDRT: 1995, 2004 &

2005 MDRT: 2002, 2003, 2006,

2007, 2012-2014

LIN LAI HARSales Advisor

IpohAM: Ng Pei Shen @ Ng Fei

GAM: Thong Kum LingCOT: 2013;

MDRT: 2001, 2003, 2006, 2007, 2010-2012, 2014

continued:

Page 25: AA2014&ZSE SouvenierBooklet Selected

23

Personal Producer’sCategory

Million Dollar Round Table (MDRT) - By FYP(Requirement : RM483,900 - RM1,451,699 FYP)

KHIEW FUI LANSales Advisor

KuchingAM: Chong Tung NingGAM: Voon Foot Jee

MDRT: 2004-2007; 2010, 2011, 2013 & 2014

SIAH AH SEEPrime Advisor

MalaccaAM: Ho Sau Kwan

GAM: Fu Cheh ShiunCOT: 2013;

MDRT: 2007, 2010-2012, 2014

HOW BENG GUANSales Advisor

MuarAM: Wee Seia Lin

GAM: Wennie WeeMAA MDRT: 2005;

MDRT: 2006-2011, 2013 & 2014

IRENE SEE YOKE CHINAgency Manager

KlangGAM: Keok Seng Tee

MAA MDRT: 2005-2006;MDRT: 2009, 2011-2014

K L LEEPrime Advisor

KlangAM: Lim Fong Kiew

GAM: Lee Kian BoonMDRT: 2007-2014

TAN KEM WANSales Advisor

KlangAM: Teh Kim ChengGAM: Lee Kian Boon

MDRT: 2005, 2006, 2008, 2011, 2013 & 2014

continued:

Page 26: AA2014&ZSE SouvenierBooklet Selected

24

Personal Producer’sCategory

Million Dollar Round Table (MDRT) - By FYP(Requirement : RM483,900 - RM1,451,699 FYP)

ALAN PUASales Advisor

MalaccaAM: Ho Sau Kwan

GAM: Fu Cheh ShiunMDRT: 2010, 2011 - 2014

ONG HOON LIANGSenior Prime Advisor

Kota BahruAM: Ong Chin KeongGAM: Chiam Yaw See

MDRT: 2001, 2007, 2008, 2013 & 2014

NG TONG ENGSales AdvisorK Kinabalu

GAM: Chong Chee KimMDRT: 2009-2014

SIAM HWEE KINGAgency Manager

SegamatGAM: Tey Pei Yee

MDRT: 2007, 2011, 2012-2014

TING PEI LINGSales Advisor

MalaccaAM: Ho Sau Kwan

GAM: Fu Cheh ShiunMDRT: 2007, 2011, 2012-

2014

EVERLYN SIAHSales Advisor

MalaccaAM: Ho Sau Kwan

GAM: Fu Cheh ShiunMDRT: 2011-2014

continued:

Page 27: AA2014&ZSE SouvenierBooklet Selected

25

Personal Producer’sCategory

LAWRENCE TANGroup Agency Manager

Sungai PetaniCOT: 2011;

MDRT: 2006, 2007 & 2014

Million Dollar Round Table (MDRT) - By FYP(Requirement : RM483,900 - RM1,451,699 FYP)

ROBIN CHOKGroup Agency Manager

Johor BahruMDRT: 2001, 2004, 2013 &

2014

T RAMESHAgency Manager

MalaccaGAM: T Sumathy

MDRT: 2010, 2011, 2013 & 2014

FU SHAN SHANSales Advisor

MalaccaAM: Ho Sau Kwan

GAM: Fu Cheh ShiunCOT: 2011 & 2013; MDRT: 2012 & 2014

TAY CHEE HAWSales AdvisorJohor Bahru

AM: Jacqueline TayGAM: Emily Tay

MDRT: 2004, 2006, 2010 & 2014

K HARITASAgency Manager

SerembanGAM: S. J. Kovalan

COT: 2013;MDRT: 2011, 2012 & 2014

continued:

Page 28: AA2014&ZSE SouvenierBooklet Selected

26

Personal Producer’sCategory

S.J.KOVALANGroup Agency Manager

SerembanMDRT: 2011, 2013 & 2014

S GANESANGroup Agency Manager

SerembanMDRT: 2011, 2012 & 2014

TESSA SOOSales Advisor

SegamatAM: Siam Hwee King

GAM: Tey Pei YeeMDRT: 2012-2014

Million Dollar Round Table (MDRT) - By FYP(Requirement : RM483,900 - RM1,451,699 FYP)

LIM CHAU LENGAgency Manager

K Lumpur 1GAM: Yap Wai Fong

MDRT: 2006-2008 & 2014

SAW HOCK JOOAgency Manager

IpohGAM: Saiful Chai AbdullahMDRT: 2010, 2011, 2013

& 2014

WONG LINGGroup Agency Manager

SibuMDRT: 2007, 2009 & 2014

continued:

Page 29: AA2014&ZSE SouvenierBooklet Selected

27

Personal Producer’sCategory

Million Dollar Round Table (MDRT) - By FYP(Requirement : RM483,900 - RM1,451,699 FYP)

B S TAMIL SELVIGroup Agency Manager

IpohMDRT: 2010 & 2014

CHONG MUI HAAgency Manager

K KinabaluGAM: Chong Chee Kim

MDRT: 2010 & 2014

continued:

LIM ZUI CHIANSales Advisor

MuarAM: Lim Siew Chow

GAM: Ang Thong LeeMDRT: 2012 & 2014

A DEVAKUMARANAgency Manager

SerembanGAM: S.J.Kovalan

MDRT: 2012 & 2014

ONG SIEW FENGAgency Manager

Johor BahruGAM: Moderngroup

ConsultingMDRT: 2013 & 2014

TAN SENG KOKSales AdvisorJohor Bahru

GAM: Moderngroup Consulting

MDRT: 2013 & 2014

Page 30: AA2014&ZSE SouvenierBooklet Selected

28

Personal Producer’sCategory

Million Dollar Round Table (MDRT) - By FYP(Requirement : RM483,900 - RM1,451,699 FYP)

SIM CHOON SIEWSales AdvisorButterworth

AM: Cheah Seok KeauGAM: Tang Chin HeeMDRT: 2013 & 2014

JESMINE KIAGroup Agency Manager

Johor BahruMDRT: 2013 & 2014

continued:

NG LI HIANSales Advisor

KuchingAM: Willie Voon

GAM: Voon Foot JeeMDRT: 2013 & 2014

S SARAVANANGroup Agency Manager

PenangMDRT: 2013 & 2014

SIM KIOK HOONSales Advisor

KuchingAM: Sim Kek Hui

GAM: Voon Foot JeeMDRT: 2013 & 2014

MEVIN YAPSales AdvisorJohor Bahru

GAM: Moderngroup Consulting

MDRT: 2013 & 2014

Page 31: AA2014&ZSE SouvenierBooklet Selected

29

Personal Producer’sCategory

Million Dollar Round Table (MDRT) - By FYP(Requirement : RM483,900 - RM1,451,699 FYP)

S SATHIAgency Manager

IpohGAM: B S Tamil Selvi

MDRT: 2014

continued:

BONG SIN POKGroup Agency Manager

KuchingMDRT: 2014

ANNABEL TEOSales Advisor

MuarAM: Teo Kim SongGAM: Gina Gan

MDRT: 2014

ALLAN YAP AH FATTSales Advisor

IpohAM: Chai Ming HongGAM: Ang Kar Eng

MDRT: 2014

RAYMOND WUIGroup Agency Manager

KuchingMDRT: 2014

TEO POH HUATSales Advisor

KuchingAM: Tsen Yun Siong

GAM: James Bong Kee Chin MDRT: 2014

Page 32: AA2014&ZSE SouvenierBooklet Selected

30

Personal Producer’sCategory

Million Dollar Round Table (MDRT) - By FYP(Requirement : RM483,900 - RM1,451,699 FYP)

LEE YIP BEESales AdvisorK Lumpur 1

GAM: Choi Kok HongMDRT: 2014

CHIN NYUK CHUISales AdvisorJohor Bahru

AM: Ong Siew FengGAM: Moderngroup

ConsultingMDRT: 2014

continued:

MONG KOK HENGSales Advisor

SegamatAM: Tan Teck Ping

GAM: Lem Beng ChoonMDRT: 2014

WONG SIN NYUCKSales AdvisorK Kinabalu

AM: Chong Mui HaGAM: Chong Chee Kim

MDRT: 2014

CHAI KOK CHEANGSales AdvisorK Lumpur 1

GAM: Choi Kok HongMDRT: 2014

A AMUTHAVALLISales AdvisorK Lumpur 2

GAM: C SathiaseelanMDRT: 2014

Page 33: AA2014&ZSE SouvenierBooklet Selected

31

Personal Producer’sCategory

Million Dollar Round Table (MDRT) - By FYP(Requirement : RM483,900 - RM1,451,699 FYP)

CAROLYN LIMSales AdvisorPetaling Jaya

AM: Gan Yock LingGAM: Lee Ban Wan

(Zenith Gp)MDRT: 2014

CHU CHEE SUENGSales AdvisorSungai Petani

AM: Ho Ah YingGAM: Lau Bee Shian

MDRT: 2014

SIM GUAT MEIAgency Manager

Johor BahruGAM: See Teck Sin

MDRT: 2014

continued:

Page 34: AA2014&ZSE SouvenierBooklet Selected

32

Personal Producer’sCategory

CENTURION CLUB(Requirement : 100 Applications and RM150,000 APE and above)

No. Name Area

1 A THERESA AGNES Ipoh

2 A. N. SURYA Ipoh

3 C A PRAKASH Ipoh

4 C JAMESPAUL Johor Bahru

5 ESTHER YIP Petaling Jaya

6 FELICIA CHONG Petaling Jaya

7 KELVIN CHONG K Lumpur 1

8 KOH ENG SOON K Lumpur 1

9 M SELVARAJAN Ipoh

10 M V TAMILCHELVAM Kajang

11 N JAYA LETCHUMI K Lumpur 2

In Alphabetical Order

No. Name Area

12 P SHANKAREN Sungai Petani

13 R KAURI Johor Bahru

14 R RAMESH Johor Bahru

15 RAHULAN A/L AYANAROO

Penang

16 S MOGANA Seremban

17 S SIVAN Johor Bahru

18 S SUZAN RANI Johor Bahru

19 S.S PANDIAN Seremban

20 S.SHANTHI Kluang

21 THEN KANG WEI Kuching

22 V REGU Kluang

Page 35: AA2014&ZSE SouvenierBooklet Selected

33

Personal Producer’sCategory

Super Million Dollar Club (SMDC)(Requirement : RM300,000 APE and above)

Million Dollar Club (MDC)(Requirement : RM150,000 - RM299,999 APE)

In Alphabetical Order

In Alphabetical Order

No. Name Rank Area Group Agency Manager

1 A SUBARAMANI Agency Manager K Lumpur 2 KL Direct

No. Name Area

1 ADRIAN YAP Kemaman

2 ALVIN LEE BAN ANN Petaling Jaya

3 B JOHN Malacca

4 C VENGADACHALAM K Lumpur 2

5 CAROLYN LEE Petaling Jaya

6 CHONG SU LING Sandakan

7 CHONG TUNG FUNG Kuching

8 DANSON Klang

9 EDWIN HIEW CHEE FOO

K Lumpur 1

10 ESTHERINA JONG Kuching

11 G RAVICHANDRAN Penang

12 JACOB EA Muar

13 JANICE TAN Klang

14 KELWIN LIM K Lumpur 1

15 KONG FUI CHAU Tawau

16 LEE CHOON THAI K Lumpur 1

17 LEE YEAN WEE Petaling Jaya

18 LEE YEE LUN Muar

19 LIM CHIA HUI Johor Bahru

20 LIM YU HENG Malacca

No. Name Area

21 LING SWEE ING Sibu

22 LYE SIM YET Petaling Jaya

23 M GANESAN Kajang

24 M MATHAN Seremban

25 M V SELVARAJ Kluang

26 M VELKUMARAN Seremban

27 M VIKNERAJ Johor Bahru

28 N LALMUHUNTHAN K Lumpur 2

29 N SEGARAN Penang

30 ONG KEE TENG Malacca

31 PANG LEE KEN Tawau

32 PARAMMES Petaling Jaya

33 PAULINE LAM Johor Bahru

34 PF LAI Petaling Jaya

35 PHANG NAM CHUEN Malacca

36 R KOGILAH Johor Bahru

37 S ARUL TEEPAN Seremban

38 S KHASHINATHAN Seremban

39 SEE TECK SIN Johor Bahru

40 THONG YOKE HOE Johor Bahru

41 WONG TIAM HUAT Johor Bahru

Page 36: AA2014&ZSE SouvenierBooklet Selected

34

Personal Producer’sCategory

ZURICH STAR CLUB(Requirement : RM100,000 - RM149,999 APE)

In Alphabetical Order

No. Name Area

1 A SUMATHY Seremban

2 ADAM MALIK PAKIRY Seremban

3 ALLY TAN K Lumpur 1

4 CHEN WING KENT Petaling Jaya

5 CHEW SIEW MOI Kuching

6 CHONG SIEW MOOI K Lumpur 1

7 CLARENCE LIM KAR HUI

Petaling Jaya

8 E SING LEE K Lumpur 1

9 ENOCH LEOW Segamat

10 ESVARAN K Lumpur 2

11 G K PARAMJIT Kluang

12 G RAGINI Seremban

13 HO AH LOOI Kemaman

14 J A DANIEL Kluang

15 JOCELYN TAN Malacca

16 JOEY ONG Petaling Jaya

17 JOON MEI KEONG K Lumpur 1

18 K AMARA KUMAR Kluang

19 K HARITAS Seremban

20 K PALANI Seremban

No. Name Area

21 K VIJAYAH Johor Bahru

22 K YOGENDRAN Johor Bahru

23 KHO GA TIE Miri

24 KIA SWEE YAN Johor Bahru

25 LEE LAI SIM K Lumpur 1

26 LEONG YEE MAY K Lumpur 1

27 LIAW AI LEE K Kinabalu

28 LIM CHONG KANG K Lumpur 1

29 LO KEN YIP Sandakan

30 LOW MEI MEI Sungai Petani

31 M BATUMALAI Kluang

32 M R RATHANA Kajang

33 M.K SUBRAMANIAM Johor Bahru

34 MATHIAS TAN Malacca

35 MAURINE VOON Kuching

36 MURPHY OOI Penang

37 N RATHI Johor Bahru

38 NG FOONG SIN K Lumpur 1

39 P G GUNAMANI Sungai Petani

40 P KALAIVANEI Klang

41 P KUMAR Johor Bahru

Page 37: AA2014&ZSE SouvenierBooklet Selected

35

Personal Producer’sCategory

ZURICH STAR CLUB(Requirement : RM100,000 - RM149,999 APE)

In Alphabetical Order

continued:

No. Name Area

42 P MURUGAN Penang

43 P SIVAM Kluang

44 R BALANMURUGAN Penang

45 R D SAVARIA XAVIER Ipoh

46 R JESINTHA Seremban

47 R LEELAVATHI K Lumpur 2

48 R R MUINAMML Ipoh

49 R VIGNESEN Johor Bahru

50 S ARUMUGAM Kluang

51 S BALASUBRAMANIAM

Penang

52 S M TAN Klang

53 S MOHAN Seremban

54 S SHADHANA Kluang

55 SAMANTHA CHOW Petaling Jaya

56 STEWART SIA Johor Bahru

No. Name Area

57 SUEANE LIM Segamat

58 TAI ZI JIE Malacca

59 TAN CHIEW LEE Kuching

60 TAN ENG CHEWE Ipoh

61 TAN LINLY Muar

62 TEE LAY LIN Johor Bahru

63 TEH SIEW HONG Penang

64 TEO GEK ING Kuching

65 TIE HIE ING Sibu

66 V MUNIANDY Ipoh

67 V VEELMURUGU Johor Bahru

68 WEE SEIA LIN Muar

69 WILSON VOON LIK CHIA

Kuching

70 YAP WEN YAO Kuantan

71 YII CHING CHUO Sibu

72 YONG SOO CHING K Lumpur 1

Page 38: AA2014&ZSE SouvenierBooklet Selected

36

Star Agency’s Category Group Agency Managers

SARIP AHMAD

Kuala Lumpur 2

3-Star Agency(Requirement : RM3,000,000 - 3,999,999 GAPE)

Page 39: AA2014&ZSE SouvenierBooklet Selected

37

Star Agency’s Category Group Agency Managers

Star Agency’s Category Group Agency Managers

2-Star Agency(Requirement : RM2,000,000 - RM2,999,999 GAPE)

1-Star Agency(Requirement : RM1,000,000 - RM1,999,999 GAPE)

Star Agency Builders(Requirement : Recruited more than 10 qualified Sales Advisors and achieved at least RM10,000 APE)

No. Name Area

1 A KALAIMONEY Penang

2 FU CHEH SHIUN Malacca

3 LEE BAN WAN (ZENITH GP) Petaling Jaya

4 S.J.KOVALAN Seremban

5 VOON FOOT JEE Kuching

In Alphabetical Order

In Alphabetical Order

In Alphabetical Order

No. Name Area

1 B S TAMIL SELVI Ipoh

2 C SATHIASEELAN K Lumpur 2

3 CHEW KAH VUI Tawau

4 G NARAYASAMY Kluang

5 JESMINE KIA Johor Bahru

6 K NARAYANASAMY Penang

7 L SELVADURAI Johor Bahru

8 MODERNGROUP CONSULTING

Johor Bahru

No. Name Area

9 P & F GROUP SDN BHD Petaling Jaya

10 P RAJASEGAR Seremban

11 R MUTHURAMAN Sungai Petani

12 R RAMESH Johor Bahru

13 S GANESAN Seremban

14 SKS & ASSOCIATES SDN BHD

Tawau

15 V MUNIANDY Ipoh

16 YAP WAI FONG K Lumpur 1

No. Name Area

1 L SELVADURAI Johor Bahru

2 R MUTHURAMAN Sungai Petani

3 S.J.KOVALAN Seremban

4 WEMA ZENITH SDN BHD Klang

Page 40: AA2014&ZSE SouvenierBooklet Selected

38

Star Agency’s Category Agency Managers

No. Name Area Group Agency Manager

1 HO SAU KWAN Malacca Fu Cheh Shiun

No. Name Area Group Agency Manager

1 PANG SUK CHING Tawau Chew Kah Vui

2 WILLIE VOON Kuching Voon Foot Jee

4-Star Agency(Requirement : RM2,000,000 - RM2,499,999 GAPE)

3-Star Agency(Requirement : RM1,500,000 - RM1,999,999 GAPE)

2-Star Agency(Requirement : RM1,000,000 - RM1,499,999 GAPE)

No. Name Area Group Agency Manager

1 SHAMSOOR MUNAWAR MOHAMAD K Lumpur 2 Sarip Ahmad

In Alphabetical Order

In Alphabetical Order

In Alphabetical Order

Page 41: AA2014&ZSE SouvenierBooklet Selected

39

Star Agency’s Category Agency Managers

Star Agency’s Category Agency Managers

No. Name Area Group Agency Manager

1 ALBERT LEOW BOCK HWAY

Segamat Jaclyn Ang Yoek Hong

2 CHEN CHEE MIN Petaling Jaya Hew Chai Lan

3 FOO SEE SHIANG Johor Bahru Robin Chok

4 GAN YOCK LING Petaling Jaya Lee Ban Wan (Zenith Gp)

5 K HARITAS Seremban S.J.Kovalan

6 K. ANANDRAJ Petaling Jaya Lee Ban Wan (Zenith Gp)

7 KALAISELVAN A/L BASKARAN

Kluang R K Saundarajan

8 M SELVARAJAN Ipoh V Muniandy

9 P KALAIVANEI Klang R. Chandrashekar

10 PANG NAM MING Malacca Fu Cheh Shiun

11 R GOBI Sungai Petani R Muthuraman

12 R MARIAPAN Johor Bahru L Selvadurai

No. Name Area Group Agency Manager

1 ABDUL RAHIM ABDULLAH

Penang K Narayanasamy

2 B SHARLA Seremban S.J.Kovalan

3 K YOGENDRAN Johor Bahru L Selvadurai

4 R GOBI Sungai Petani R Muthuraman

5 R MARIAPAN Johor Bahru L Selvadurai

6 S JAYA KUMARAN Sungai Petani J Chandramogan

7 WILLIE VOON Kuching Voon Foot Jee

1-Star Agency(Requirement : RM500,000 - RM999,999 GAPE)

Star Agency Builder(Requirement : Recruited more than 4 qualified Sales Advisors with at least RM10,000 APE)

In Alphabetical Order

In Alphabetical Order

Page 42: AA2014&ZSE SouvenierBooklet Selected

40

Group Life Business

FEA CONSULTINGSDN BHDK Lumpur

SRI VISAKAM ENTERPRISEK Lumpur

Champion 1st Runner-Up 2nd Runner-Up

Top Personal Producers(Requirement : Minimum RM250,000 APE)

K.EDWIN SOOSAY A/L S KOLANTASAMY

K Lumpur

NO PHOTOAVAILABLE

Page 43: AA2014&ZSE SouvenierBooklet Selected

41

Organising CommitteeAgency Awards 2014

Advisor Phil Smith

Organising Chairman Mukesh Dhawan

Committee Members Angela Tan

(in alphabetical order) Cecilia Tan

Christy Leong

Esther Liew

James Lau

Josephine Lim

Kathleen Poon

Kong Ooi Leng

Loke Shee Yan

Phuah Eng Ying

Roziana Mohd Yatim

Wong Su Tien

Page 44: AA2014&ZSE SouvenierBooklet Selected

2014AgencyAwardsGICC, Genting Highlands10 April 2015