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RiceWomen in Jeans: Becky SchefersFirst Section: Page 36

RichmondMeier balances hauling milk, breeding, milking, cowsSecond Section: Pages 16 - 18

FIRST SECTION Pages 1, 5 Milk prices on slow road to recovery Pages 1, 6 MN legislation provides funds for rollover prevention structures on older tractorsPages 8 - 9 Ag InsiderPages 12 - 13 Land values continue to sink with commodity prices Page 22 On the Road with Princess KayPage 26 FSA News & NotesPage 27 Dairy in the Suburbs Page 28 An update on precision dairy farmingPage 29 Demonstrating the extreme: Autotoxicity in alfalfaPage 30 Dear County Agent GuyPage 31 Becoming Farmer SilasPage 32 Making Cents of Dairy Page 33 Dairy Good Life Page 34 Veterinary WisdomSECOND SECTION Page 8 Soil erosion in Iowa: more than $1 billion a yearPages 10 - 11 The Mielke Market WeeklyPage 12 Dairy marketsPage 13 Area hay auction results Pages 14 - 15 Dairying Across AmericaPages 20 - 21 A day in the life of Michael DerksPages 28 - 29 Minnesota State Holstein Show draws large crowdPages 31 - 32 Minnesota Guernsey breeders host national convention, sale in Twin CitiesPages 34 - 35 Crop & Weather ReportPage 37 Drink up!Pages 38 - 39 Dairy RecipesTHIRD SECTIONPages 3 - 4 Esser farm marks 160th yearPages 6 - 7 Richmond, Flodquist take part in grazing apprenticeship programPage 8 Paulson discusses cover crop bene ts at dairy conferencePages 11, 13 Why did you host a June Dairy Month event?Page 14 March mailbox prices averaged 52 cents lowerPage 15 MPP enrollment began July 1Page 21 Dairy CalendarPages 22 - 23 Some Udder StuffPages 24 - 30 Classi eds

FROM OUR SIDE OF THE FENCE:

What has been your favorite vacation?

Pages 15 - 16

Dairy Star Saturday, July 9, 2016 Page 3

Zone 1For additional stories from our other zone, log on to www.dairystar.com

Lake CityMeyer cuts

electric bill in half with solar panels

First Section: Pages 10 - 11

HarmonyKids and their cowsThird Section: Pages 16 - 19

RichmondSchroeder balances managing amateur baseball team, milking cowsSecond Section: Pages 4 - 5

MelroseFuechtmanns honored as Century FarmFirst Section: Pages 23, 25

Rock RapidsMetzger family given Good Farm Neighbor AwardSecond Section: Pages 23 - 24

BrowervillePerishes transition farm to son-in-law, PaulzineFirst Section: Pages 1, 7

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Chat eld, Minn.Dairy Pro le: The BurnapsPage 39

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PierzMN Agricultural Water Quality Certi cation Program celebrates 100,000th acreSecond Section: Pages 3, 6


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capacity. A growing inventory of cheese and butter stocks in the U.S. continue to put additional pressure on the milk market. In the rest of the world, dairy stocks are in the form of excess milk powder. Stephenson said the industry has been in similar situations of an over-stock of product before. Cheese inventories have been building its probably the biggest inventory weve ever had but the inventory, in relation to use, is not a place we havent been before, Ste-

phenson said. Stephenson feels the stockpiled inventory is not going to correct itself in export sales with the strong U.S. dollar and countries not having funds to purchase product. As dif cult as we have had it here, it is much worse in the EU and signi cantly worse in New Zealand.

Theyve been pulling back and trim-ming production, Stephenson said. Their prices have been bad enough for a long time that it is having an im-pact on milk supplies in other coun-tries. According to Stephenson, trig-gering the uptick in the Class III fu-tures is either a combination of actual declines in milk production in other countries or the growth in milk pro-duction is slowing less than the de-mand for dairy products worldwide. Finally we get a chance to work down some of the stocks, Stephen-son said. I think we can reverse some of the stockholdings and maybe bleed those products off. As a result, Stephenson thinks the milk market is beginning a recovery. The real question is, are we go-ing to take that $2 jump or more that the futures market shows or is it going to be a little softer demand, Stephen-son said. Personally, I dont expect a recovery to be explosive. I think we are going to see these prices start to creep back up to more comfortable levels. With the futures market show-ing signi cant jumps over the next few months, Stephenson foresees the remainder of 2016 to show a contin-ued recovery. He expects 2017 to be a considerably better year for dairy producers.

Con nued from PRICE | Page 1

The real question is, are we going to take that $2 jump or more

that the futures market shows...

MARK STEPHENSON, UNIVERSITY OF WISCONSINMADISON

Dairy Star Saturday, July 9, 2016

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From Our Side Of The FenceWhat has been your favorite vacation?

Turn to OUR SIDE | Page 16

Tim and Roberta Gadient pictured with daughter, Olivia, and granddaughter Jaelyn Evjen, 3 monthsZumbrota, Minn. Goodhue County 100 cowsHow often do you get away from the farm each year? We get away at least once each year and an additional two times if it works out. Our annual get-away is a group of family and friends who go up North to go snowmobiling for a weekend in the winter. What kind of preparations do you do before you leave? We make sure all the animals are bedded well and we mix extra batches of feed. We also make sure the manure pits are somewhat empty and we sell any problem cows. We double check to make sure any treated or special needs cows are marked. We usually leave a list to make sure all the chores get done.Who lls in on the farm while youre gone? How do you nd the labor? Depending on who is around or has time, our four daughters will help with chores, especially milking. One of our friends comes to do the skidloader work and feeding. What has been your favorite trip? In February 2014, we had a terrible snowstorm hit the night before we were going on an overnight snowmobiling trip. We were pushing snow all morning, and the pole shed where we keep our dry cows lled up with snow. Of course, we had a cow calve in the pole shed so I had to get the newborn calf out of the snow. I (Tim) put the calf in the bucket of the skidloader, but got stuck on my way out. We nally got all the chores done and snow cleared so we were able to leave. We rode our sleds over to where we were staying in Waumandee, Wis. On our way we kept getting stuck. We also saw a milk truck stuck that was being dug out by a skid-loader and several cars in the ditch. Weve never been so glad not to be at home. Even though the weather made things more of a hassle it was a fun trip and fun to be away from the farm. When youre not working in the snow, its so fun.If you could go anywhere, where would you go and why? Tim: I would go to Colorado or Wyoming to go snowmobiling in the mountains. I think that would be a lot of fun. Roberta: I dont go on planes, so I would have to go somewhere close. I think it would be fun just to go up North and relax. What is the rst thing you do outside when you return to the farm? We usually get back right before chores, so we drop off our luggage in the house and go outside to start chores. What is the most relaxing job on the farm for you? Tim: Baling dry hay when you have three days in front of you so you dont have to hurry. It doesnt hap-pen very often, but when it does its so nice. Roberta: I like mowing the lawn or milking cows. Tell us about your farm. Tims home farm is about ve miles away. When we were getting married, Tims dad found this farm. Even though it needed a lot of work, it was a farmsite with 120 acres, so we bought it. That was in 1986. We started with 32 cows and worked together with Tims dad for a year or two. We then bought another 126 acres. We grow alfalfa and corn. We have four daughters, Molly, Amy, Gena and Olivia. Amy and her husband, Mark, have a daughter who is our rst grandchild, Jaelyn, 3 months.

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Marv Byer, pictured with his son, LandonFrazee, Minn.Becker County55 cowsHow often do you get away from the farm each year? We usually get away once a year for two to three days. We like to go to the state wrestling tourna-ment.What kind of preparations do you do before you leave? We try to get a couple things ready. We have the ration written out and ll the mixer full so they only have to mix once in two days. We also mark all the cows.Who lls in on the farm while youre gone? How do you nd the labor? My sister and brother-in-law. She lives down the road from us. They raise beef cat-tle. We help them and they help us.What has been your favorite trip? We went to Dis-neyland in 2006. We had never been on an airplane or that far away from home. We went to Magic King-dom, Animal Kingdom, MGM, Sea World and CoCo Beach. The kids were little yet and we stayed for four days.If you could go anywhere, where would you go and why? We think Australia and Hawaii are beautiful places we would like to see.What is the rst thing you do outside when you return to the farm? I like to check the cows and the milkhouse. Thats what I do every time.What is the most relaxing job on the farm for you? I like doing anything in a tractor that has air condi-tioning when its really hot outside. Planting is prob-ably my favorite.Tell us about your farm. I was farming with my brother for 15 years. For the last 1.5 years Ive been farming on my own. I grew up here. We have four children, Stephanie, Byron, Ethan and Landon. Land-on is going into 11th grade; the other three have grad-uated from high school. We have 373 acres, and we plant corn and hay.

Barry AndersonCullbarr FarmsLowry, Minn.Pope County80 cowsHow often do you getaway from the farm each year? I can only get away once a year. I have been going to Montana tosnowmobile since 2007.What kind of prepara-

tions do you do before you leave? When I am get-ting ready to leave, I have all the calf feed ground and ll the steer stuffer. I do some herd health and lookover my records to see what cows might be calving orare ready to be dried off.Who lls in on the farm while youre gone? How do you nd the labor? My buddy, Mike, milks forme in the mornings, and Jim, our neighbor, helps milk at night with Cullen. Otherwise, we really dont needto nd help.What has been your favorite trip? In 2008, myfriends and I went to West Yellowstone to snowmo-bile. It snowed the whole week we were there. Every day we went out riding, we were riding in fresh snow. It was awesome. If you could go anywhere, where would you go?If I could go anywhere, I would like to get in a mo-torhome and travel the United States just to sitesee. What is the rst thing you do outside when youreturn to the farm? The rst thing I do when I gethome is talk with my brother about how things went.Then, I walk around the farm to look things over. What is the most relaxing job on the farm for you? The most relaxing job I like to do is cut hay. I like tosee a nice hay eld being cut. Tell us about your farm. I farm in a partnership withmy brother, Cullen, and his wife, Angie, and their twoboys, Tate, 8, and Tavin, 3. We milk 80 cows twice a day in a double-4 step-up, walk-through parlor. Our cows are housed in a coverall hoop building and bed-ded with sand. We grow 800 acres of corn, 760 acresof soybeans, 40 acres of oats and 200 acres of alfalfa.We also calve 170 beef cows in the spring, and usu-ally sell the calves in January. We are slowly buyingbull calves from other dairy farmers to raise as steers.

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6 JD CT322, 2006, 3609 hrs., #126268 ......$24,900 1 JD CT322, 2006, 3305 hrs., #130736 ......$19,800

CORN & ROW CROP HEADERS4 JD 612C, 2011, #96087 ...........................$84,000

CORN HEADS 4 JD 893, 1996, #126995 ...........................$21,500 9 JD 893, 2001, #127232 ...........................$19,500 5 JD 893, 2001, #131005 ...........................$18,900 4 Case IH, 1083 hrs., #129345 ...................$14,000 6 JD 1293, 2004, #127779 .........................$21,500 8 Harvestec 4112C, 2009, #127253 ...........$35,000 6 JD 606C, 2013, #115136 .........................$61,500 4 JD 606C, 2013, #116470 .........................$63,500 8 JD 606C, 2014, #125557 .........................$64,900 5 JD 606C, 2011, #127224 .........................$46,900 4 JD 608C, 2013, #104504 .........................$55,000 1 JD 608C, 2009, #115865 .........................$55,000 6 JD 608C, 2009, #117225 .........................$52,000 2 JD 608C, 2012, #118668 .........................$71,000 6 JD 608C, 2014, #118946 .........................$76,000 4 JD 608C, 2014, #125126 .........................$55,000 5 JD 608C, 2012, #125833 .........................$68,000 4 JD 608C, 2013, #126457 .........................$68,000 7 JD 612C, 2009, #103694 .........................$69,500 1 JD 612C, 2013, #103714 .........................$92,000 5 JD 612C, 2010, #106243 .........................$75,000 8 JD 612C, 2014, #116928 .......................$109,900 6 JD 612C, 2013, #122102 .........................$80,000 1 JD 612C, 2008, #125146 .........................$57,500 1 JD 612C, 2013, #125221 .........................$95,000 3 JD 612C, 2013, #113792 .........................$97,000 5 JD 612C, 2014, #125927 .........................$98,500 8 JD 612C, 2015, #126164 .......................$116,500 3 JD 612C, 2014, #126845 .......................$102,000 6 JD 612C, 2008, #127007 .........................$64,500 1 JD 612C, 2009, #128688 .........................$59,000 5 JD 618C, 2013, #107764 .......................$139,000 6 NH 996 N6, 1998, #122331 .....................$14,800 10 Geringhoff Rota-Disc 1200B, #127038 ...................................................$24,500 5 GeringhoffRota-Disc 1222, 2007, #118082 .........................................$48,900 6 Geringhoff Rota-Disc 830B, 2006, #107701 .........................................$37,000 2 Geringhoff Rota-Disc 830B, 2009, #108516 .........................................$34,000

MOWER CONDITIONERS12 JD 635, 2008, #126498 ...........................$18,750 10 JD 835, 2012, #130580 ...........................$24,000 8 JD 925, 1998, #118474 ...........................$12,500 12 JD 936, 2004, #130746 ...........................$12,500 11 JD 946, 2012, #126583 ...........................$26,900 7 JD 946, 2014, #126629 ...........................$30,900 4 JD 946, 2014, #126997 ...........................$32,000 11 JD 946, 2005, #130363 ...........................$21,500 6 JD 946, 2011, #126500 ...........................$25,500 12 JD 946, 2012, #131028 ...........................$28,900 12 JD 956, 2009, #117898 ...........................$28,000 10 JD 956, 2013, #121134 ...........................$28,900 8 JD 956, 2014, #123597 ...........................$35,500 1 JD 956, 2011, #126054 ...........................$30,500 7 NH 1475, 2008, #120162 .........................$15,500 10 NH H7150, 2011, #122976 ......................$19,900 6 NH H7150, 2012, #126620 ......................$24,500

ROUND BALERS10 JD 458, 2007, #127678 ...........................$14,500 11 JD 466, 1998, #126486 ...........................$14,500 11 JD 466, 1998, #130974 ...........................$15,900 2 JD 468, 2011, #126398 ...........................$32,650 10 JD 468, 2011, #129122 ...........................$36,500 4 JD 469, 2013, #118387 ...........................$36,500 7 JD 469, 2014, #121911 ...........................$35,900

5 JD 469, 2014, #126188 ...........................$33,900 8 JD 557, 2002, #125266 ...........................$15,900 4 JD 566, 1999, #119723 ...........................$14,000 10 JD 568, 2012, #116478 ...........................$34,900 7 JD 568, 2012, #121286 ...........................$31,000 9 JD 568, 2008, #119918 ...........................$30,000 1 JD 568, 2007, #122377 ...........................$31,900 10 JD 568, 2006, #122687 ...........................$29,900 10 JD 568, 2012, #123505 ...........................$34,900 10 JD 568, 2009, #125546 ...........................$22,500 6 JD 568, 2011, #126221 ...........................$34,900 11 JD 568, 2009, #126994 ...........................$27,900 8 JD 568, 2007, #131030 ...........................$17,500 4 JD 569, 2013, #116188 ...........................$39,900 8 JD 569, 2014, #118014 ...........................$44,900 5 JD 569, 2014, #121188 ...........................$38,500 7 JD 569, 2014, #123810 ...........................$42,900 7 JD 569, 2014, #123811 ...........................$42,900 8 JD 569, 2014, #124210 ...........................$40,000 4 JD 569, 2013, #126055 ...........................$39,500 2 JD 569, 2013, #129929 ...........................$41,799 11 NH BR7080, 2012, #123818 ....................$19,900 11 NH BR7090, 2008, #123046 ....................$24,900 10 NH BR740A, 2006, #131072 ....................$12,500 10 NH BR750, 2003, #122883 ......................$12,900 1 Case IH RB564, 2008, #129522 ..............$23,000 10 NH Roll-Belt 450, 2015, #129121 ...........$22,500

SELF-PROPELLED SPRAYERS2 JD 4720, 2006, 1650 hrs., #130054 ......$139,000 2 JD 4730, 2008, 1053 hrs., #128705 ......$185,000 8 JD 4830, 2013, 497 hrs., #123036 ........$237,500 8 132 Aluminum Boom, 2013, 299 hrs. ...$69,000 8 Case SPX4260, 2001, 5866 hrs., #122979 ..................................$55,000

SKID STEER LOADERS7 JD 250, 2000, 5122 hrs., #30518 ............$11,900 10 JD 250, 1999, 725 hrs., #129148 ............$18,500 4 JD 250, 2002, 2574 hrs., #130667 ..........$13,000 1 JD 315, 2014, 27 hrs., #113452 ..............$28,900 1 JD 315, 2014, 42 hrs., #113451 ..............$28,900 13 JD 320, 2007, 580 hrs., #126492 ............$24,900 12 JD 320, 2005, 2931 hrs., #126912 ..........$18,900 6 JD 325, 2008, 3338 hrs., #126849 ..........$21,500 6 JD 325, 2008, 1185 hrs., #127640 ..........$22,900 6 Mustang 2042, 1999, 2568 hrs., #129117 ...................................................$12,900 13 JD 260-II, 2002, 1134 hrs., #127036 .......$18,900 2 JD 260-II, 2003, 2856 hrs., #129106 .......$18,900 11 JD 318D, 2010, 985 hrs., #122690 ..........$29,500 6 JD 318D, 2010, 285 hrs., #126439 ..........$32,900 8 JD 318E, 2014, 523 hrs., #125356 ..........$36,900 4 JD 318E, 2015, 45 hrs., #118133 ............$41,500 1 JD 320D, 2012, 2150 hrs., #123100 ........$28,750 10 JD 320D, 2013, 630 hrs., #123473 ..........$33,900 2 JD 320D, 2012, 1566 hrs., #124756 ........$27,000 3 JD 320D, 2013, 210 hrs., #126841 ..........$37,000 10 JD 320D, 2012, 5072 hrs., #126926 ........$18,900 5 JD 320D, 2012, 2260 hrs., #130315 ........$22,900 4 JD 320E, 2014, 147 hrs., #118329 ..........$38,500 10 JD 320E, 2014, 115 hrs., #121065 ..........$40,900 6 JD 320E, 2014, 2264 hrs., #124162 ........$29,700 7 JD 320E, 2014, 429 hrs., #125588 ..........$41,900 5 JD 320E, 2014, 1748 hrs., #125994 ........$32,000 10 JD 320E, 2015, 30 hrs., #126180 ............$41,900 12 JD 320E, 2015, 40 hrs., #121127 ............$43,900 4 JD 320E, 2015, 142 hrs., #127651 ..........$33,900 8 JD 320E, 2015, 29 hrs., #116484 ............$39,900 4 JD 320E, 2015, 115 hrs., #130568 ..........$43,900 8 JD 326D, 2012, 6236 hrs., #128882 ........$19,900 2 JD 326E, 2014, 94 hrs., #120126 ............$41,900 10 JD 326E, 2014, 55 hrs., #122026 ............$44,900 8 JD 326E, 2014, 430 hrs., #125552 ..........$41,500 2 JD 326E, 2014, 1876 hrs., #126744 ........$33,500

1 JD 326E, 2015, 200 hrs., #127008 ..........$46,000 4 JD 326E, 2014, 860 hrs., #127652 ..........$37,500 12 JD 326E, 2015, 141 hrs., #118077 ..........$42,900 12 JD 326E, 2013, 177 hrs., #104177 ..........$43,900 2 JD 326E, 2015, 150 hrs., #128590 ..........$44,000 8 JD 326E, 2014, 490 hrs., #128883 ..........$43,500 4 JD 326E, 2015, 150 hrs., #130571 ..........$46,000 4 JD 328E, 2013, 155 hrs., #104185 ..........$45,900 10 JD 328E, 2014, 561 hrs., #123437 ..........$45,900 4 JD 328E, 2014, 546 hrs., #124407 ..........$49,500 7 JD 328E, 2014, 830 hrs., #125591 ..........$43,900 4 JD 328E, 2014, 500 hrs., #127230 ..........$49,500 5 JD 332D, 2011, 2749 hrs., #117927 ........$30,900 4 JD 332D, 2012, 612 hrs., #127231 ..........$46,000 10 JD 332E, 2014, 495 hrs., #116321 ..........$49,900 5 JD 332E, 2014, 352 hrs., #115525 ..........$42,900 5 NH L190, 2010, 1506 hrs., #128537 ........$25,900 8 NH LS185B, 2005, 2425 hrs., #126189 ...$21,900 10 Case SR200, 2013, 725 hrs., #122870 .. $29,900 6 Bobcat T870, 2013, 1705 hrs., #127860 .$51,900

SQUARE BALERS6 JD 100, 2000, #130270 ...........................$23,500 2 Krone BP890XC, 2011, #116014 .............$96,500 10 JD L330, 2015, #119685 .......................$119,900

UTILITY TRACTORS3 JD 2030, 1975, 2307 hrs., #29931 ..........$17,900 10 JD 2950, 1986, 8538 hrs., #128132 ........$22,900 10 JD 3155, 1988, 18300 hrs., #126385 ......$24,500 9 Case 5220, 1992, 10067 hrs., #125640 . $21,900 6 Case 5230, 5872 hrs., #129119 ...............$27,500 10 JD 6400, 1994, 7825 hrs., #129836 ........$34,900 13 JD 6400, 1997, 6285 hrs., #130780 ........$39,500 12 JD 6420, 2003, 5710 hrs., #130978 ........$54,900 4 MF 6616, 2014, 898 hrs., #127776 .........$99,500 4 JD 5075M, 2013, 100 hrs., #125138 .......$38,000 12 JD 5075M, 2015, 149 hrs., #117914 .......$64,500 1 JD 5085E, 2014, 75 hrs., #129930 ..........$49,900 12 JD 5085M, 2012, 1610 hrs., #125293 .....$47,995 12 JD 5085M, 2015, 100 hrs., #117911 .......$67,500 4 JD 5100E, 2015, 44 hrs., #128660 ..........$44,900 11 JD 5100M, 2013, 547 hrs., #101961 .......$54,900 7 JD 5100M, 2015, 210 hrs., #118463 .......$62,900 5 JD 5100M, 2012, 2096 hrs., #105880 .....$55,000 2 JD 5115M, 2012, 611 hrs., #129621 .......$61,399 12 JD 6105M, 2014, 198 hrs., #108441 .......$88,000 8 JD 6105R, 2013, 191 hrs., #103066 ........$89,000 6 JD 6105R, 2013, 241 hrs., #103291 ........$94,000 4 JD 6105R, 2014, 106 hrs., #127952 ........$99,000 11 JD 6115M, 2015, 311 hrs., #115573 .......$89,000 10 JD 6125M, 2013, 425 hrs., #120889 .......$87,500 5 JD 6125M, 2014, 138 hrs., #107430 .......$95,000 4 JD 6125M, 2014, 152 hrs., #107431 .......$95,000 9 JD 6125M, 2014, 195 hrs., #107433 .......$95,000 7 JD 6125M, 2014, 275 hrs., #107434 .......$95,000 11 JD 6125M, 2014, 269 hrs., #107428 .......$95,000 2 JD 6125M, 2013, 243 hrs., #123591 .......$92,500 8 JD 6125M, 2013, 631 hrs., #126547 .......$91,000 10 JD 6125M, 2013, 718 hrs., #128282 .......$75,000 2 JD 6125R, 2013, 256 hrs., #110407 ......$113,000 2 JD 6125R, 2014, 225 hrs., #127948 ......$106,000 13 JD 6125R, 2015, 131 hrs., #117886 ......$102,500 1 JD 6125R, 2014, 300 hrs., #128687 ........$99,000 8 JD 6130D, 2014, 84 hrs., #111013 ..........$72,000 4 JD 6130R, 2015, 58 hrs., #119863 ........$126,000 6 JD 6140D, 2015, 6 hrs., #118599 ............$80,500 11 NH T6050 PLUS, 2012, 1500 hrs., #123598 ...................................................$79,000 9 NH TN75SA, 2009, 2220 hrs., #126686 ...$26,000 5 NH TV6070, 2009, 5546 hrs., #129363 ...$65,000

WINDROWERS6 JD R450, 2011, 1520 hrs., #130392 ......$116,000 6 JD R450, 2013, #130827 .......................$125,000


By Kyla Mauk62nd Princess Kay of the

Milky Way

On the Road with Princess Kay

Wow, what a great June. I am thankful for amonth lled with activities to celebrate dairy farm-ers and allow me to actively advocate for the dairy community. Whether it was breakfasts on the farm ortalking to consumers at a grocery store, I thorough-ly enjoyed each and every event I had the opportuni-ty to be a part of. Here is a brief recap of some of the events from June Dairy Month. To start June, I had the honor of attending a playground build at an elementary school in the Twin Cities. At this event, hundreds of volunteers worked tirelessly to com-pletely build a playground from the ground up, in just one day. I was able to talk with students about the importance of getting 60 minutes of exercise every day and refueling with nutritious foods such as milk,cheese and yogurt. The entire Vikings team also cameto help build the playground and meet the studentsand help me promote Fuel Up to Play 60. A very popular event for counties to participate induring June Dairy Month are breakfasts and dinnerson the farm. I had the privilege to attend six of these. Each event allowed the public to tour the host farm toexperience a working dairy, enjoy a delicious meal, and participate in fun- lled activities. These are such an impactful way for us to advocate for the dairy com-munity. When else can people who are not involved in agriculture experience life on the farm? I sincerely thank everyone who had a hand in making these days so successful. You have truly made a difference in the lives of many people because you shared your story.

Each farm was different in so many ways, yet it was certain that the farmers hosting cared deeply abouttaking the best care of their animals to provide themost wholesome, nutritious foods on the market. During June, I was also able to go to the Hy-Veein Oakdale, Minn., to assist with their dairy day cel-ebration. There, dairy farmer and Minnesota DairyPrincess Coordinator Janet Bremer and I talked withconsumers about the #dairy3forme pledge and an-swered dairy farming questions while passing outcheese samples. Whenever I am able to do an event in metropolitan areas, I look forward to the conversa-tions because people are so disconnected from agri-culture. Another speci c event I would like to highlightwas my trip to Rochester to help PossAbilities withtheir community outreach and fundraiser event. Pos-sAbilities is a program that helps to enrich the lives of children and adults with cognitive and physical disabilities. Here, I was able to interact with some ofthe most genuine people I have ever had the honor tomeet. They were so excited to learn about how their milk got to their table and what life is like on a dairyfarm. And no, I did not win the ice cream eating con-test, but I gave it my best. Each event I participated in was lled with oppor-tunities to have conversations about the dairy com-munity. It is so crucial to build trust with our consum-ers so we can continue doing the job we love. Even though June Dairy Month is over, we still have 11 months of the year that we must be advocates for ourindustry. A large event that hosts people on your farm,or a simple conversation about why we use a certainpractice on the farm, can make a lasting impressionon someone. Thank you, dairy farmers, for continuing to be dairy champions.

Our story doesnt end when June is over

It is so crucial to build trust with our consumers so we can continue doing the job we love.

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This is why only DeLaval puts the PLUS+ in your farm management.

Contact one of the following dealers to learn more:

IOWAKramer Bros.Monticello, IA319-465-5931Prairie Land Ag Supply Inc.Rock Valley, IA712-476-9290United-Suckow Dairy SupplyWest Union, IA563-422-5355Postville, IA563-864-7417

WISCONSINAdvanced Dairy/Bobs Dairy SupplySpring Valley, WI715-772-3201Ederer Dairy SupplyPlain, WI608-546-3713Joes Refrigeration Inc.Withee, WI715-229-2321Mlsna Dairy Supply Inc.Cashton, WI608-654-5106

Mondovi Dairy Systems Inc.Mondovi, WI715-926-5777West Salem, WI608-769-2113The Scharine Group Inc.Whitewater, WI800 472-2880Mt Horeb, WI800-872-3470MINNESOTA & SOUTH DAKOTAD&D Ag SupplyPennock, MN320-599-4466

East Central Dairy SupplyMora, MN320-679-1029Genex Farm SystemsMelrose, MN320-256-3276Watertown, MN605-886-7401Sioux Falls, SD800-284-0015S&S Dairy System LLCSt. Charles, MN507-932-4288Professional Dairy SystemsWadena, MN218-632-5416

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IowaDUBUQUERoeder Implement2580 Rockdale Road(563) 557-1184 (800) 557-1184

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MinnesotaALEXANDRIAAlex Power Equipment 111 50th Avenue West(320) 763-4994 www.alexpowerequipment.com

ANOKALano Equipment, Inc. 6140 Highway 10 NW(763) 323-1720

GLENCOE Arnolds of Glencoe 655 Lindbergh Trail (320) 864-5531 www.arnoldsinc.com

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LORETTO Lano Equipment, Inc. 23580 State Highway 55(763) 479-8200(888) 479-4342www.lanoequip.com

NORTH BRANCHOlson Power & Equipment38560 14th Avenue(651) 674-4494 (800) 657-5198www.olsonpower.com

NORTH MANKATOArnolds of Mankato1715 Howard Drive(507) 387-5515www.arnoldsinc.com

SHAKOPEELano Equipment, Inc. 3021 West 133rd Street(952) 445-6310(877) 753-6100 www.lanoequip.com

ST. CLOUD Arnolds of St. Cloud2995 Quail Road NE(320) 251-2585 www.arnoldsinc.com

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South DakotaSIOUX FALLS Pfeifer Implement5301 West 12th Street(605) 338-6351

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By Ryan BrunnStearns Co. Exec. Dir.

FSA News & Notes

Allow me to introduce myself. My name is Ryan Brunn and I am the newCounty Executive Director (CED) for the Stearns County Farm Service Agency(FSA). I am extremely excited to have the opportunity to work with the great staffin Stearns, the numerous partners in the Ag Community and, most importantly, Ilook forward to serving the farmers with all the oppor-tunities our agency provides. I have worked for FSA for 15 years and was most recently the CED in Kana-bec/Pine/Carlton/St. Louis/Lake/Cook Counties. With about a week left of certi cation, I am sure I will be meeting some of you in the near future. Reporting acres timely If you have not yet reported your 2016 crop acres, the deadline is approaching fast. Friday, July 15 is the deadline so please call your local of ce and set up an appointment. If you fail to report your acres or be put on a register by the FSA of ce by close of business July 15, you will be assessed a late- led reporting fee of $46 per farm. This could be costly, so do not delay.2017 MPP-Dairy registration underway Dairy farms participating in the Margin Protection Program (MPP) can nowmake their 2017 election. The registration period is from July 1 to Sept. 30, 2016. More information to come. Stearns FSA county committee nomination period now open The nomination period for the Stearns FSA County Committee began on June15. Nomination forms must be postmarked or received in the Stearns County FSA Of ce by close of business on Aug. 1. County committees are unique to FSA and allow producers to have a voice onfederal farm program implementation at the local level. To be eligible to serve on the FSA county committee, a person must participateor cooperate in an agency administered program, be eligible to vote in a countycommittee election and reside in the Local Administrative Area (LAA) where theyare nominated. All producers, including women, minority, and beginning farmersand ranchers are encouraged to participate in the nomination and election process. This year, nominations and elections will be held in LAA 1, which includes:Brockway (W), Brockway (E), St. Wendel, LeSauk, Collegeville, St. Joseph, St.Cloud and Waite Park, Wake eld, Rockville and Maine Prairie (N), St. Cloud andSt. Augusta (W), St. Cloud and St. Augusta (E), Lynden (N), Luxemburg, MainePrairie (C), Maine Prairie (E), Fair Haven, Lynden (S) and Maine Prairie (S). Producers may nominate themselves or others as candidates. Organizationsrepresenting minority and women farmers and ranchers may also nominate candi-dates. To become a nominee, eligible individuals must sign form FSA-669A. Theform and more information about county committee elections is available online at: www.fsa.usda.gov/elections. Elected county committee members serve a three-year term and are respon-sible for making decisions on FSA disaster, conservation, commodity and pricesupport programs, as well as other important federal farm program issues. Countycommittees consist of three to 11 members. FSA will mail election ballots to eligible voters beginning Nov. 7. Ballots aredue back in the Stearns County Of ce by mail or in person no later than Dec. 5.All newly elected county committee members and alternates will take of ce Jan. 1, 2017. For more information about county committees, please contact the StearnsCounty FSA of ce at 320-251-7800 or visit www.fsa.usda.gov/elections. Farm Service Agency is an Equal Opportunity Lender. Complaints about discrimina-tion should be sent to: Secretary of Agriculture, Washington, D.C. 20250. Visit the FarmService Agency Web site at: www.fsa.usda.gov/ for necessary application forms and up-dates on USDA programs.

Brunn is new director for Stearns County FSA

CALL US AT:507-234-5594800-658-7262

The Nuhn Lagoon Crawler is an amphibious vehicle designed for agitating lagoons.

The wheels are able to drop down, giving the vehicle roughly 5 feet of ground clearance. The unit then drives itself into a lagoon,

where it turns into an agitation boat.

When in the lagoon, the Lagoon Crawler is powered by a quad port, Nuhn Header Series manure pump. 10000+GPM volumes are used to maneuver

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6 Tooth Dietrich - Complete .................$7,000FAST 9518, 1800 gal, 90 boom, 380 tires, triple nzzl,Raven ctrls ..........................$26,500NEW Nuhn 10,000 Gal Quad Train, Alliance Tires, Brakes, Hyd. Direct Drive .................... Call for PricingNEW Nuhn 7000 gal Slurry Tank, Alliance Tires, Hyd. Direct Drive .......... Call for PricingNEW Vertical Till Injectors ... Call for PricingNEW Doda Pit Pumps .......... Call for PricingHoule 6, 8 Pit Pump, small 1000 PTO, Dual Agitator, 3pt. w/ Hyd Cylinder for Top Link ............................................$8,000Houle 6, 8 Pit Pump, small 1000 PTO, Dual Agitator, 3pt. w/ Hyd Cylinder for Top Link ............................................$5,500L&D Land Manager Spayer, 1000 gal , 60 boom, 20 spacing, Big Wheel, Raven controls .......................................$8,750

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By Susan SteinkeColumnist

Dairy in the Suburbs

The sudden and unexpected passing of a fam-ily member is always heart-wrenching. Coping and adjusting to their absence takes time. When that family member plays a key role on a farming operation, how do you pick up the pieces and move on when the chores still need to get done? My friend, Megans, father passed away in mid-May from heart complica-tions after collapsing in his barn. R.J. was only 65 and just a few years into his retirement from a full-time job. He owned Dunlooken Farm in Glencoe, Minn., along with his wife, Bev, his oldest daughter, Shannon, and Shan-nons husband, Jeremy. The livestock of Dunlooken Farm includes goats, horses, chickens, ducks, two bull calves, and a few pigs. They also own hay elds and maintain exten-sive gardens. With Jeremy working full time off the farm, Shannon busy managing a large CSA, and Bev in charge of her own small, but pro table, goat busi-ness, R.J. was the main man when it came to the day-to-day farm work. It was R.J. who knew how to trim goat hoofs, R.J. who knew how to coax the baler into life, R.J. who knew how to manage the nicky Bobcat with its choke held in place by a rubber band. With R.J. suddenly gone, not only was the family bereft at having lost their beloved husband and father, but they were also faced with the task of picking up the slack left by his absence. When offers of How can we help? poured in as word spread of R.J.s passing, Bev, Shannon and Jeremy were inspired to organize a Celebration/Work Day. The goal was to complete some of the tasks that

can pile up on a farm, and to nish some projects that R.J. had on his summer to-do list. Most importantly, though, it was to honor R.J.s memory by working on the farm he loved. When Kurt and I arrived to pitch-in at Dunlooken Farm on the scheduled Saturday in mid-June, the sense of a community coming together was immedi-ately apparent. A crew of well-wishers was already hard at work: mulching and weeding in the gardens; scraping, priming and painting buildings; and muck-ing out horse stalls and goat pens. We even passed one of our seed distributors driving a load of round bales out the driveway. What was it about R.J. that brought together

friends, family, neighbors and acquaintances? My simple answer would be his smile. He always had

one. Ive known him since Megan and I became friends in seventh grade, and Kurt and I saw him recently when he and Bev made their annual spring trip to our farm to buy bull calves. Weve al-ways enjoyed our visits with this lovely couple, and it was no surprise that R.J. arrived this year sporting his typical smile. Our assigned task for the Celebra-tion/Work Day was to x the farms hay racks. Like so many other small farms, Dunlookens line of machinery is on the elderly side, which is ne if you have someone to maintain them. That some-one used to be R.J., so we were happy to step in and do what we could. With the help of Megan and her husband, both

visiting from Colorado for the week, we scrounged up a hammer, nails, saw and some scrap lumber. With alittle muscle powering and some hammering, it didnttake long to bring the hay racks back into workingorder. The day was beautiful, and no one there mindedthe work. It felt so great to lend a hand to this won-derful family, to give them a head-start on a summer of farm work. And to see so many people generously doing the same. Out of great loss came a beautiful ex-ample of helping each other. What better way to show that someone is loved, respected and appreciated thanto take care of his loved ones when he can no longer do it himself.

Susan and her husband, Kurt, milk 40 cows inGreen eld, Minn. They have three little farmhands:Lily, 8, Tate, 4, and Gemma, 2. Just two miles eastof their farm, on a clear day you can see the Minne-apolis skyline. Susan can be reached at [email protected].

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Autotoxicity is the chemical inhi-bition by a plant on the germination or growth of a plant of the same species, and has been suggested as one of the mechanisms for poor alfalfa emergence and growth. Although several factors in uence autotoxicity, such as soil tex-ture, rainfall and termination timing, research indicates a break in the pro-duction and/or crop rotation is needed to avoid potential stand establishment problems. Typically, autotoxicity in alfalfa is not an issue, given the rota-tional schemes (e.g. corn following al-falfa). However, there are growers that wish to renovate their current alfalfa elds and commonly ask what would be the impacts of that approach. Before we present the University of Minnesota (UMN) Forage Teams recommenda-tions concerning alfalfa autotoxicity, lets take this opportunity to show what happens in the most extreme settings.

The images below are from the Institute for Agricultural Professional Field School plots located on the St. Paul campus. To demonstrate the ex-tremes (i.e. no planting delay), 2-year old alfalfa was ail mowed and the res-idue incorporated. After incorporation, alfalfa was Brillion-seeded into a well prepared seedbed at 12 pounds per acre (Figure 1). Since the chemicals associ-ated with autotoxicity are thought to be concentrated in the leaf material, a second treatment assesses the impact of roots only on alfalfa autotoxicity (Fig-ure 2). Finally, alfalfa was seeded where there was no previous alfalfa crop, the no-alfalfa check treatment, to compare to the potential for alfalfa autotoxicity from incorporation of full plant (i.e. roots and shoots) or roots only on es-tablishment of alfalfa seedlings (Figure 3).

The most striking difference was between the autotoxicity treatments (full plant and roots only) and the non-autotoxicity alfalfa check plot. Since all treatments were direct seeded (i.e. Brillion) into well-prepared soil at 12 pounds per acre, we would expect stands greater than 25 plants per square feet. In the check plots, stands were greater than 35 plants per square foot (Figure 3). Alfalfa populations where drastically reduced by autotoxicity

with 0.3 plants per square foot for the full-plant treatment, and 1.7 plants per square foot for the roots only treatments (Figure 1 and 2). For both the autotox-icity treatments, the entire plot (200 square feet) was counted. In order to maximize yields, growers need at least 25 plants per square foot at the onset of the rst production year. It is doubt-ful in most years that alfalfa growers will be faced with such extreme sce-narios. There may be confounding fac-tors such as the dif culty of preparing a rm seedbed when incorporating as much crop residue as we did in this demonstration, which may have also contributed to poor alfalfa stands. We created an extreme example to force the issue to demonstrate the potential risks. The severity of stand loss, and probability of encountering autotoxic-ity when seeding into existing alfalfa likely would be less than shown here, but the potential for problems is real with signi cant risk of stand loss and incurred costs. Therefore, in years with signi cant winterkill, alfalfa growers should give consideration to autotoxic-ity in alfalfa and be ready to rotate to a non-alfalfa crop. Visit http://z.umn.edu/forageoptions for information on emergency crops following alfalfa win-terkill. In summary, the UMN Forage Team recommends the following man-

agement guidelines for reducing alfalfa autotoxicity: When possible, allow at least one year between terminating an old alfalfa stand and re-seeding alfalfa. Although we were able to establish alfalfa ef-fectively within a shorter window, evidence of autoconditioning suggests that a longer rotation interval may be better. Thus, fall-, winter-, or spring-killed alfalfa stands should be seeded to something else in spring and safely re-seeded to alfalfa possibly late summer, but preferably the following spring. Delaying spring re-seeding two to four weeks after tillage of a killed stand is not an effective strategy to alleviate autotoxicity because de-layed seeding can still result in sig-

ni cant re-seeding year yield losses. When considering overall risks associated with alfalfa autotoxicity, if possible, it is less risky to not attempt to thicken thinning stands of alfalfa with alfalfa. Use red clover or terminate the stand and seed something else. How-ever, giving soil type, alfalfa stand age, precipitation and termination timing there are opportunities, especially in the seeding year to re-seed alfalfa. Please visit http://z.umn.edu/alfalfariskcalc for alfalfa autotoxicity risk calculator. Visit University of Minnesota For-age (http://z.umn.edu/forages) for more information on alfalfa autotoxicity and additional management strategies for dealing with winter-killed or low-pop-ulation alfalfa stands.

Demonstrating the extreme: Autotoxicity in alfalfaBY M. SCOTT WELLS, DAVID NICHOL AND ROGER BECKER

U of M Forage Team

Figure 1. Full plant incorporation of alfalfa (i.e. roots plus shoots) and subsequent impacts on re-seeded al-falfa establishment.

Figure 2. Incorporated alfalfa roots and subsequent alfalfa autotoxicity on re-seeded alfalfa establishment.

Figure 3. Non-autotoxicity alfalfacheck plots. Alfalfa seeded followingfall fallow.

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By Andrea BorgerdingAssistant Editor

As I watch my children grow, I cant help but try to predict what kind of peo-ple they will be when they are adults. It seems as though their little bodies stretch and ll out right before my eyes, and so do their personalities. My big boy Silas is 7 years old. He is becoming tall and lean, and when I hug him, his arms wrap perfectly around the middle of my back. Crazy. I wish I could stop time and enjoy those moments forever. Silas has gone from being an uncertain and timid little boy to an adventurous, fun-loving kid. Since the beginning of summer, he has also become Farmer Silas. At rst, I didnt know what was happening, but I look back now and I know exactly when and why he has chosen, in his own words, to be a hard-working farmer. For the past two years, Ive been discussing my dream to run a farm again. Our kids know that before they came around, Daddy and I used to milk cows. So, we often talk about those days with them and I mention that I would love to start a goat farm someday. Silas is always chiming in how he is going to help me milk goats. I laugh to myself because it sounds good and fun until they actually have to do the work. But, Silas took it to heart. As soon as summer vacation started, Silas started putting on blue jeans everyday. He wouldnt be a farmer without a baseball cap and a dark blue or gray t-shirt to go with his jeans. Now, I have a farmer in my midst. We currently have no animals aside from our aging Rottweiler but a lot of open land just waiting to get fenced in for livestock. Our 10-acre plot of heaven on earth is just waiting for our little hobby farm to come alive and I think Silas can see it, too. Last Saturday morning, things seemed to work out perfect in that an opportu-nity came up for Silas to accompany Joe on a farm visit for a service call. Zander

was sleeping in and Maren and I were deep in a game of Matchbox cars. Silas was itching to play outside, so I asked Joe to take him with to the nearby dairy farm. Silas was so excited. He went ying out the door so fast that I had to shout at him

to wear his mud boots. They were gone for about 1.5 hours. From what Joe told me, Silas had a blast. He got right up to the cows to check them out. He walked around the barn alongside Joe without any hesitation. When Silas came home he came walking in the house. He instantly started apologizing. Sorry, Mommy! I shouldnt wear my boots in the house! He diligently went back out in the garage and took off his mud boots which became barn boots that day. I gave him a hug and like I always do I buried my face into the top of his head and kissed his blond hair. Wow, Silas you smell great! Just like youve been in a barn! I know, right?! he said with excitement. I asked him if he had fun and, of course, he said yes. And so, my summer continues with Farmer Silas. I know it wont last forever, so Im enjoying his obsession with farming. Its a good, honest profession and one where there is a lot of personal growth and satisfaction in a job well done. I know Silas will be waiting for the next opportunity to take a visit to a dairy farm. But this time he better remember to wear his everyday farm wardrobe when he dashed out the door on Saturday, he didnt even realize he was wearing shorts and a muscle shirt. He even forgot his baseball cap. What kind of farmer does he think he is?

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By Dave Vander KooiColumnist

Making Cents of Dairy

Fortunately, I have been a healthy person for most of my hard working years. I am very thankful for that and realize that others are not as fortunate as I have been. However, about last Christmas things began to change. After eating two helpings of pecan pie with real whip cream at my daughter, Annas, house, I went home with the most unusual bloated feeling I have ever had. After a few days it subsided, but would im-mediately return with any normal size meal, and es-pecially with any fat-based food or alcohol. Taking away a beer or two a week was no problem, but steak or ice cream, now thats a major issue for me. After suffering for a few weeks, I nally decided to see a doctor. I have never had a personal doctor. One, because I rarely go in, and two, because in our town doctors come and go faster than a two teated heifer that limps. Because of Worthingtons lower in-come high immigrant population, good doctors tend

to leave here a little quicker. We love our diverse community, and maybe all communities suffer a little with quality medical care. The rst doctor I saw was a physicians assistant. I told her my symptoms, and with no tests she put me on Prilosec OTC for a stomach ulcer. I used it for a month and ate very small meals, and still was miserable most of the time with gas and bloat. Next, I went to the competitions clinic and saw a doctor who a friend recommended. He immediately ordered a round of tests to see if my gall bladder was bad. The tests all came back negative, so I was back to square one. Then, my daughter-in-law, Rita, suggested I try a different antacid. I did, and within two weeks I felt great and was medicine free. Then immediately another problem popped up, I could barely walk because of pain shooting up my left foot and ankle. There was some swelling like a gout

problem, so I went into urgent care to get medicine.The doctor on call didnt think it was gout, took somex-rays, and said it was arthritis. He prescribed somearthritis meds, and sent me to the local pharmacy. Fortunately for me, my pharmacist is my neighbor, and both his college-aged sons work for us in thesummer. He knows me and he cares about the medicines prescribed. He immediately said the arthritis medicine pre-scribed would eat my stomach up if I truly did have a stomach ulcer re-cently. He said the safest thing I could take was 600 mg of Tylenol up to six times a day for my pain. The Tylenol allowed me to keep working, but at a much slower limp-ing pace. My longtime Hispanic employee, Herberto, who assists me withthe fresh cows, sat me down one morning and said heneeded to tell me something. He said, Mr. Dave, youneed to drive around in your truck and sit in your of- ce, and tell all your employees what to do. You haveworked too hard all your life and your body is failing and you need to rest. I told him I respected his opin-ion, but hoped it wasnt over yet, and the best part of my work is working with my employees and helping them be successful in whatever they do. I really wasnt making any progress with my foot,so I decided to go back to the physicians assistant.She never looked at my foot, but did give me somegout medicine because I asked for it, and she ran some blood tests. The blood test results didnt come backfor 10 days, and were negative for gout and rheuma-toid arthritis. She said there were some other arthri-tis indicators and could get me in to see a specialistin Sioux Falls in six months at the earliest. Really?At that time she also prescribed some opioids for mypain. Those pills were awesome, but after I took about three of them, Prince died from them, and I decidedthey had to stop before I was addicted. In the mean-time, two of my lady milkers were mixing up homeremedies of blended pineapple, celery and sprouts forme to drink. With no real relief and spring coming fast, I de-cided to try the doctor I had tried earlier who I liked but was wrong about my gall bladder. He took one look at the information I gave to his nurse, and with-out looking at my ankle, he said I had water on theankle and prescribed a diuretic water pill. After twodays of painfully climbing down from my high clear-ance sprayer every half hour, I decided he didnt know anything either. So, now what Im thinking, and I never have beenaccused of being a quick thinker, that maybe if my foot hurts I should see a foot doctor. I have driven my 93-year-old precious mother to a foot doctor inour town on occasion, and she always speaks highlyof him. I called him to get an appointment about theend of May. He was booked until June 30. I took the appointment and in the meantime purchased new RedWing work shoes with the best inserts I could buy.I also bought new dress shoes with great support toreplace my 10-year-old perfectly good dress shoes. With the Tylenol, new shoes, and icing my foot morn-ing and night, I survived the busy planting and haying season. Today I went to the foot doctor. He was my age,wise, caring, and he actually looked at my foot. By poking and prodding , he determined I have plantarfasciitis. This is a damaged ligament in the bottom ofmy foot that was causing all the pain and swellingeven up to my ankles. He gave me a cortisone shot inthe heel, put me on a mild pill for swelling, told me my shoe purchases were very wise. And, he gave mesome stretching exercises to do. I feel very con dent he is on the right track, and that soon I will be able to run after heifers and grandkids again. The bad news is I have used up all my deductible medical expense this year so I dont have a good excuse to avoid thatdreaded colonoscopy that Im due for before Dec. 31.

Vander Kooi operates a 1,200-cow, 3,000-acrefarm with his son, Joe, and daughter-in-law, Rita, near Worthington, Minn. Send him feedback at [email protected]

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Im starting to really dread nding letters in the mailbox from Blue Cross and Blue Shield of Minnesota, our health insurance company. Last winter, we got a letter explaining the 50 percent increase in health insur-ance premiums. After nding a plan with a higher deductible and a somewhat more affordable premium, I thought my health in-surance headaches were over. It turns out they were only just beginning. Last weeks letter from Blue Cross announced that, starting in 2017, the company will be discon-tinuing all individual and family health insurance plans. The letter included a several-hundred word explanation of the main point: our company is los-ing too much money on individual plans, so you need to nd a new health insurance company. I read the letter and fumed. Blue Cross will continue selling health insur-ance through employer-based plans; theyre only dropping the individual plan portion of their busi-ness. So, basically, those of us who are self-em-ployed, like farmers and other small business own-ers, are getting thrown out into the street to nd a new home. Were supposed to be the backbone of our nations economy but it feels like were being treated as second-class citizens when it comes to health insurance. Then I cried. Blue Cross has been our insurance provider since we started farming. We stayed with this company even through the premium increases because I wanted access to the best medical care in the state in the event that something happened to one of us. Now, I have no idea what kind of access to medical care Ill be able to nd. Or what kind of premiums and deductibles will be available. Our health insurance premiums already consume a third of our family living withdrawal. Even worse, all I can do right now is stew about it. I cant start shopping around for coverage because health insurance companies havent set their rates for 2017. I am characteristically a glass-over owing optimist, but right now its hard to be optimistic about the health insurance options that will be available when open enrollment begins in November. Heres why: Blue Crosss exit from the individual plan market leaves 103,000 Minnesotans without health insurance. Thats a big increase in demand that has to be met by the other health insurance companies in Minnesota. When demand goes up, prices increase. In free market economics, demand and supply would balance themselves out and prices would stabilize. In the face of high prices, some customers would choose to go without health insurance, bring-ing demand back down to meet supply. But health insurance is no longer a free market. Because of current federal health care law, individuals must purchase health insurance or face penalties. Un-der that same law, health insurance companies cannot deny coverage to applicants. But health insurance companies can raise their rates. Or they can exit the mar-ket the same way Blue Cross did. Some health insurance market analysts point to Blue Crosss exit as the next domino to fall after Preferred One left the individual health plan market in 2014 due to signi cant nancial losses. Those losses on individual health plans are the result of a basic imbalance: too many expenses, too little income. On the surface this looks like a bad busi-ness situation, but its really a consequence of a broken system: As a society, we arent taking responsibility for our health. Instead, were relying on medical care and prescription drugs to keep us functioning. Furthermore, hospitals, clinics and pharmaceutical companies practice indiscriminate and unethical pricing for medi-cal care. As a result, our nations health care bill is excessively high. Insurance works because of the law of large numbers. A large group of healthy people pays premiums, which pay for the claims of a small group. But in the in-dividual health insurance market, the large groups premiums no longer generate enough funds to cover the small groups claims, so the result is nancial losses. As a business owner, I fully understand that business cannot continue with year-after-year losses. Something has to change. Either you reduce expenses, in-crease income, or exit the business. Given the complications of the individual health insurance market right now, I can see how exiting the business is the easiest option. In a Pioneer Press story about Blue Cross exiting the market, a representative from another health insurance company summed up the uncertainties the industry is sorting through: We dont know what the path forward looks like yet, said Larry Bussey, director of communications for Medica. Im guessing their headaches are even bigger than mine. Health insurance companies have until Aug. 1 to submit proposals for 2017 individual health plan rates to the state department of commerce. I think its safe to say that health insurance companies will ask for higher rates again this year. Last year the commerce department approved rate increases as high as 50 percent be-cause health insurance companies were experiencing signi cant nancial losses. But if those rate increases still dont balance the budget, health insurance com-panies could still exit the market before open enrollment begins on Nov. 1. An-other domino down would create even more uncertainty in the market. For those of us who rely on individual health plans to insure our families, the path forward looks pretty certain: fewer companies to choose from and higher premiums. References available upon request. Sadie and her husband, Glen, milk 75 cows near Melrose, Minn. They have three children Dan, 9, Monika, 6, and Daphne, 3. Sadie also writes a blog at www.dairygoodlife.com. She can be reached at [email protected].

Another health insurance headache


By Jim BennettColumnist

Veterinary Wisdom

Oral calcium products, including boluses, gels, capsules and liquids have been around for many years. Their use was not widely accepted in the dairy veteri-nary community, until the introduction of a gel tu

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