604.319.4438 [email protected] scottmcleod...Let’s get started - contact me today:...
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Transcript of 604.319.4438 [email protected] scottmcleod...Let’s get started - contact me today:...
NOBODY I N T H E WORLDS E L L S M O R E R E A L E S TAT E T H A N R E / M A X .
As a local REALTOR® since 2003 I have the expertise
to provide well-informed vision and guidance to ensure
my clients succeed in today’s market. I take great pride
in the calibre of service and support I offer and hold
myself to a higher standard of professionalism. Rest
assured - your best interests are my focus.
By staying informed of current market trends and
mortgage lending changes, being connected to top
professionals in related fields, and by utilizing current
marketing technologies I ensure my clients have the
greatest opportunity to succeed in buying the right
home with as little stress and few surprises as possible.
With the right agent and the right approach you will
achieve your real estate goals and be thrilled with
the outcome. Let’s get started - contact me today:
604.319.4438.
SCOTT MCLEOD
FIND THE RIGHT REALTOR®
The best agents WANT to
help you from the start.
KNOW YOUR PRICE RANGE
Get pre-qualified so you can
act quickly.
PREPARE LIKE A PRO
Create a list of “must-haves”
and “nice-to-haves”.
SEARCH ON-THE-GO
Receive new listings as soon
as they come up.
MAKE AN OFFER WITH CONFIDENCE
Your offer will stand out if
you are committed.
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TIPS for Finding Your Dream HomeFirst, know the market and prepare
yourself for what you need to do to
compete with other buyers looking
for a similar home as you are.
THE BUYING PROCESSThe buying process can at times be very frustrating and difficult - you might find yourself competing with any number of other buyers on a specific property that you love; you might finally have found the “one” only to discover it isn’t worth your money; you may need to reshape your vision of your “dream home”. You can lean on me throughout your journey - I have the knowledge, contacts, and advice to help you find a home that’s right for you.
CONSULTATION
Help me to thoroughly
understand your
needs, then enter into
an agency relationship:
• Buyers Agency
Acknowledgment
Form
• Buyers Exclusive
Agency Agreement
• Working with a
Realtor™
• Fintrac Form
THE SEARCH
Once you’ve
established financial
qualification
and deposit
requirements, tour
and view properties
that fit your criteria,
until you find your
dream home!
FIND YOUR DREAM HOME
So you’ve found your
Dream Home! What
next? I will assist you
with deciding on key
elements of your
offer: Price, Deposit
Amount, Dates and
Subject Clauses /
Conditions.
THE OFFER
I will prepare your
written Contract of
Purchase and Sale,
and then present
and negotiate your
offer to purchase.
STEP 1
STEP 2STEP 3
STEP 4
REMOVE SUBJECTS
Exciting day, you’re
moving forward!
Sign an addendum
to the contract,
submit deposit
(bank draft) to
my brokerage.
Next steps are to
select a Lawyer or
Notary to complete
the closing
documentation,
arrange for movers,
transfer utilities,
insurance, forward
mail, etc. In time
you will visit your
Lawyer or Notary
to sign closing
documentation.
COMPLETION
Money and Title
are exchanged
by your Lawyer
or Notary on
your behalf at
a date set out
in the Purchase
Contract. You
officially own
your home!
POSSESSION
Receive your
keys and start
unpacking! Or
renovating!
Either way, the
home is yours!
DUE DILIGENCE
Once we have a
property under contract
we ensure it is worth
your money.
• Inspection
• Title Search
• Property Disclosure
• Environmental
• Home/Fire Insurance
REVIEW STRATA
DOCUMENTS
• Form B
• Strata Minutes and
By-laws
• Financial Statements
• Engineers Report
• Registered Strata Plan
• Depreciation Reports
STEP 5
STEP 6STEP 7
STEP 8
D E T E R M I N I N G A N A C C U R A T E
PRICE RANGEBuying a home is an investment in your future, but it should not
hold you back from doing other things that are important to you.
Speak to a mortgage specialist or your bank to figure out what
you can afford, before you start looking for your dream home.
PROPERTY TRANSFER TAX
Unless you qualify for the First Time Home Buyers Program (see below), you will be required to pay Property Transfer Tax at the completion of your purchase. Property Transfer Tax is as follows:
First $200,000 ................................................... 1.0% $200,001 - $2,000,000 .................................. 2.0% Over $2,000,001 ............................................... 3.0% Over $3,000,001 ............................................... 5.0%
First Time Home Buyers Program - you will be exempt from paying transfer if:
a) The property will be your principal residence
b) Located in BC
c) Purchased for less than $475,000 (non-new properties)
d) Purchased for less than $750,000 (new properties)
DOWN PAYMENT
Depending on the lender and the property type, down payments can vary. A general rule of thumb is that for a condo/townhouse or detached house, a minimum down payment of 5% is required, whereas bare land typically requires a down payment of at least 50%. The Canadian Mortgage and Housing Corporation (CMHC) requires any buyer to purchase mortgage insurance when the down payment is less than 20%. Full insurance rates can be found at: www.ratehub.ca/cmhcmortgage-insurance
OTHER COSTS
1) House Inspection: $300-600
2) Lawyers Fees: $1000-$1200
3) GST if new development
4) Foreign ownership tax
THINGS TO CONSIDER
“My wife and I were first time home buyers looking to purchase in an unfamiliar city and neighbourhood. Through meetings and conversation with Scott he assessed our needs and wants, set up viewings and helped us purchase a home for our young family. The home hunt took some time, and Scott made us feel very comfortable that we were being looked out for throughout the entire process. Even after moving in he is still attentive and helpful with our questions. We love our home and couldn’t be happier. Thanks Scott!”
– S. & D. Leighton
“We first hired Scott McLeod to help us buy a new house. Scott exceeded our expectations in every way: he was highly professional and knowledgeable, approachable and helpful, was willing to work around our challenging schedule making himself available during the week and on the weekends, during and after business hours. He also helped us sell our townhouse in a reasonable time, leading us through the process from start to finish and helping us to stay cool, realistic, and positive. He worked hard on obtaining all the information and data necessary to make a great representation of our home and every suggestion he made was backed up with factual and statistical data, reports and market
trends. The whole process was very smooth and the experience was very positive. We feel that not only we dealt with a great Realtor but we also made a good friend. We would highly recommend Scott to anybody looking to sell or buy property in the Lower Mainland.”
– O. & A. Polissky
“We were extremely impressed with the guidance, help, and support that Scott had given us during the recent purchase of our new home. Scott’s top-notch negotiating skills were truly put to the test when he presented our offer to a very emotionally-attached seller. The thoroughness he put into researching the comparable sales and listings in the area was truly genius and ultimately landed us an amazing home for a fantastic price! Even now that our sale is complete, Scott still makes himself available to answer questions and provide referrals to his extensive network of associated professionals, including lawyers, inspectors, and contractors. We highly recommend Scott for his positive attitude, high level of professionalism and commitment to his clients. From the start of your search, to the closing of the sale and beyond, you will not be disappointed with Scott.”
– C. & B. May
WHAT HAPPY PEOPLE HAVE TO SAY
I treat my clients with the utmost respect and give them my best. I believe that the effort and commitment I am prepared to
give you is best conveyed through the words of my past clients.
2615A Saint Johns Street, Port Moody, BC V3H 2B5
Phone 604.939.6890
