499c0021 Chick 499c0005 Eva 499c0027 Julia
description
Transcript of 499c0021 Chick 499c0005 Eva 499c0027 Julia
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4 9 9 C 0 0 2 1 C H I C K4 9 9 C 0 0 0 5 E V A4 9 9 C 0 0 2 7 J U L I A
Mercuries life insurance
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1993 1997 2001 2005 2009 20130
0.5
1
1.5
2
2.5
Customers
(m
illio
n to
nes)
I N C R E A S E O F P E O P L E C O V E R I N S U R A N C E
Mercuries life insurance
(year)
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• Aging population
• Low economic
• Lonely elderly
Mercuries life insurance
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Long Term Care Whole Life insurance policy
L T C W L
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• Life Insurance + care
• Guaranteed life
• Good for family
Mercuries life insuranceAbout LTCWL
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The Proportion of the Population in Taiwan(2009)
0-15 15-25 25-35 35-45 45-55 55up0.5
1.5
2.5
3.5
4.5
5.5 amount of people
M
illion
ton
es
age
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Common conditions of old age peopleAmnesia
Reduced mobil ity
No family
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Expense and Quality of Care
Way of care expense Quality
Foreign caregivers $ 21,000~22,000
per month
Depend on the caregiver you hire.
Nursing home$ 18,000~60,000
Per month
Depend on the money you give in.
Family member Lowest
More comfortable but create pressure on family.
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Mercuries life insuranceInitial Care Insurance money $ 600,000
Long Term Care money 24 times $ 2,880,000 (120,000 per year)
Death Benefit $ 1,000,000
Total take back money $4,480,000
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A promise, a friend
Mercuries life insurance