48, MONKLAND STREET , GARTLEA, AIRDRIE, ML6 9NL · 48 MONKLAND STREET, GARTLEA, AIRDRIE, ML6 9NL 16...

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H H H O O O M M M E E E R R R E E E P P P O O O R R R T T T 48 MONKLAND STREET GARTLEA AIRDRIE ML6 9NL

Transcript of 48, MONKLAND STREET , GARTLEA, AIRDRIE, ML6 9NL · 48 MONKLAND STREET, GARTLEA, AIRDRIE, ML6 9NL 16...

Page 1: 48, MONKLAND STREET , GARTLEA, AIRDRIE, ML6 9NL · 48 MONKLAND STREET, GARTLEA, AIRDRIE, ML6 9NL 16 June 2017 RRN: 9813-5126-8200-0755-3996 About this document This Recommendations

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You can use this document to:Energy Performance Certificate (EPC)Dwellings

Scotland48 MONKLAND STREET, GARTLEA, AIRDRIE, ML6 9NL

Dwelling type: Ground-floor flatDate of assessment: 15 June 2017Date of certificate: 16 June 2017Total floor area: 66 m2

Primary Energy Indicator: 259 kWh/m2/year

Reference number: 9813-5126-8200-0755-3996Type of assessment: RdSAP, existing dwellingApproved Organisation: ElmhurstMain heating and fuel: Boiler and radiators, mains

gas

You can use this document to:Compare current ratings of properties to see which are more energy efficient and environmentally friendly•Find out how to save energy and money and also reduce CO2 emissions by improving your home•

Estimated energy costs for your home for 3 years* £2,136

Over 3 years you could save* £528

See yourrecommendations

report for moreinformation

* based upon the cost of energy for heating, hot water, lighting and ventilation, calculated using standard assumptions

Very energy efficient - lower running costs Current Potential

A(92 plus)

B(81-91)

69 76C(69-80)

D(55-68)

E(39-54

F(21-38)

G(1-20)

Not energy efficient - higher running costs

Energy Efficiency Rating

This graph shows the current efficiency of your home,taking into account both energy efficiency and fuelcosts. The higher this rating, the lower your fuel billsare likely to be.

Your current rating is band C (69). The average ratingfor EPCs in Scotland is band D (61).

The potential rating shows the effect of undertaking allof the improvement measures listed within yourrecommendations report.

Very environmentally friendly - lower CO2 emissions Current Potential

A(92 plus)

B(81-91)

77C(69-80)

68D(55-68)

E(39-54

F(21-38)

G(1-20)

Not environmentally friendly - higher CO2 emissions

Environmental Impact (CO2) Rating

This graph shows the effect of your home on theenvironment in terms of carbon dioxide (CO2)emissions. The higher the rating, the less impact it hason the environment.

Your current rating is band D (68). The average ratingfor EPCs in Scotland is band D (59).

The potential rating shows the effect of undertaking allof the improvement measures listed within yourrecommendations report.

Top actions you can take to save money and make your home more efficient

Recommended measures Indicative cost Typical savingsover 3 years

Available withGreen Deal

1 Floor insulation (suspended floor) £800 - £1,200 £237.00

2 Low energy lighting £25 £99.00

3 Double glazed windows £3,300 - £6,500 £195.00

A full list of recommended improvement measures for your home, together with more information on potential cost andsavings and advice to help you carry out improvements can be found in your recommendations report.

THIS PAGE IS THE ENERGY PERFORMANCECERTIFICATE WHICH MUST BE AFFIXED TO THEDWELLING AND NOT BE REMOVED UNLESS IT IS

REPLACED WITH AN UPDATED CERTIFICATE

The Green Deal may allow you to make yourhome warmer and cheaper to run at no up-frontcapital cost. See your recommendations report

for more details.

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Page 1 of 5Elmhurst Energy Systems RdSAP Calculator v2.11r11 (SAP 9.92)

Recommendations Report48 MONKLAND STREET, GARTLEA, AIRDRIE, ML6 9NL16 June 2017 RRN: 9813-5126-8200-0755-3996

Summary of the energy performance related features of this homeThis table sets out the results of the survey which lists the current energy-related features of this home. Each elementis assessed by the national calculation methodology; 1 star = very poor (least efficient), 2 stars = poor, 3 stars =average, 4 stars = good and 5 stars = very good (most efficient). The assessment does not take into consideration thecondition of an element and how well it is working. ‘Assumed’ means that the insulation could not be inspected and anassumption has been made in the methodology, based on age and type of construction.

Element Description Energy Efficiency Environmental

Walls Cavity wall, filled cavity

Roof (another dwelling above)

Floor Suspended, no insulation (assumed)

Windows Single glazed

Main heating Boiler and radiators, mains gas

Main heating controls Programmer, TRVs and bypass

Secondary heating None

Hot water From main system

Lighting Low energy lighting in 17% of fixed outlets

The energy efficiency rating of your homeYour Energy Efficiency Rating is calculated using the standard UK methodology, RdSAP. This calculates energy usedfor heating, hot water, lighting and ventilation and then applies fuel costs to that energy use to give an overall ratingfor your home. The rating is given on a scale of 1 to 100. Other than the cost of fuel for electrical appliances and forcooking, a building with a rating of 100 would cost almost nothing to run.

As we all use our homes in different ways, the energy rating is calculated using standard occupancy assumptionswhich may be different from the way you use it. The rating also uses national weather information to allow comparisonbetween buildings in different parts of Scotland. However, to make information more relevant to your home, localweather data is used to calculate your energy use, CO2 emissions, running costs and the savings possible from makingimprovements.

The impact of your home on the environmentOne of the biggest contributors to global warming is carbon dioxide. The energy we use for heating, lighting and powerin our homes produces over a quarter of the UK’s carbon dioxide emissions. Different fuels produce different amountsof carbon dioxide for every kilowatt hour (kWh) of energy used. The Environmental Impact Rating of your home iscalculated by applying these 'carbon factors' for the fuels you use to your overall energy use.

The calculated emissions for your home are 46 kg CO2/m²/yr.

The average Scottish household produces about 6 tonnes of carbon dioxide every year. Based on this assessment,heating and lighting this home currently produces approximately 3.0 tonnes of carbon dioxide every year. Adoptingrecommendations in this report can reduce emissions and protect the environment. If you were to install all of theserecommendations this could reduce emissions by 0.8 tonnes per year. You could reduce emissions even more byswitching to renewable energy sources.

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Recommendations Report48 MONKLAND STREET, GARTLEA, AIRDRIE, ML6 9NL16 June 2017 RRN: 9813-5126-8200-0755-3996

Estimated energy costs for this home

Current energy costs Potential energy costs

Heating £1,608 over 3 years £1,191 over 3 years

Hot water £273 over 3 years £276 over 3 years

Lighting £255 over 3 years £141 over 3 years

Totals £2,136 £1,608

You couldsave £528

over 3 years

Potential future savings

These figures show how much the average household would spend in this property for heating, lighting and hot water.This excludes energy use for running appliances such as TVs, computers and cookers, and the benefits of anyelectricity generated by this home (for example, from photovoltaic panels). The potential savings in energy costs showthe effect of undertaking all of the recommended measures listed below.

Recommendations for improvementThe measures below will improve the energy and environmental performance of this dwelling. The performanceratings after improvements listed below are cumulative; that is, they assume the improvements have been installed inthe order that they appear in the table. Further information about the recommended measures and other simpleactions to take today to save money is available from the Home Energy Scotland hotline which can be contacted on0808 808 2282. Before carrying out work, make sure that the appropriate permissions are obtained, where necessary.This may include permission from a landlord (if you are a tenant) or the need to get a Building Warrant for certaintypes of work.

Recommended measures Indicative cost Typical savingper year

Rating after improvement

Energy EnvironmentGreenDeal

C 72 C 72

C 74 C 73

C 76 C 77

1 Floor insulation (suspended floor) £800 - £1,200 £79

2 Low energy lighting for all fixedoutlets £25 £33

3 Replace single glazed windows withlow-E double glazed windows £3,300 - £6,500 £65

Measures which have a green deal tick are likely to be eligible for Green Deal finance plans based on indicativecosts. Subsidy also may be available for some measures, such as solid wall insulation. Additional support may also beavailable for certain households in receipt of means tested benefits. Measures which have an orange tick mayneed additional finance. To find out how you could use Green Deal finance to improve your property, visitwww.greenerscotland.org or contact the Home Energy Scotland hotline on 0808 808 2282.

Choosing the right improvement package

For free and impartial advice on choosing suitable measures for your property, contact the Home EnergyScotland hotline on 0808 808 2282 or go to www.greenerscotland.org.

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Low and zero carbon (LZC) energy sources are sources of energy that release either very little or no carbon dioxideinto the atmosphere when they are used. Installing these sources may help reduce energy bills as well as cuttingcarbon.LZC energy sources present: There are none provided for this home

Recommendations Report48 MONKLAND STREET, GARTLEA, AIRDRIE, ML6 9NL16 June 2017 RRN: 9813-5126-8200-0755-3996

About the recommended measures to improve your home’s performance ratingThis section offers additional information and advice on the recommended improvement measures for your home

1 Floor insulation (suspended floor)Insulation of a floor will significantly reduce heat loss; this will improve levels of comfort, reduce energy use andlower fuel bills. Suspended floors can often be insulated from below but must have adequate ventilation toprevent dampness; seek advice about this if unsure. Further information about floor insulation is available frommany sources including www.energysavingtrust.org.uk/scotland/Insulation/Floor-insulation. Building regulationsgenerally apply to this work so it is best to check this with your local authority building standards department.

2 Low energy lightingReplacement of traditional light bulbs with energy saving recommended ones will reduce lighting costs over thelifetime of the bulb, and they last up to 12 times longer than ordinary light bulbs. Also consider selecting lowenergy light fittings when redecorating; contact the Lighting Association for your nearest stockist of DomesticEnergy Efficient Lighting Scheme fittings.

3 Double glazed windowsDouble glazing is the term given to a system where two panes of glass are made up into a sealed unit.Replacing existing single-glazed windows with double-glazed windows will improve comfort in the home byreducing draughts and cold spots near windows. Double-glazed windows may also reduce noise, improvesecurity and combat problems with condensation. Building regulations apply to this work and planningpermission may also be required, so it is best to check with your local authority on what standards need to bemet. A building warrant is not required if the windows comply with the current requirements.

Low and zero carbon energy sources

Your home's heat demand

You could receive Renewable Heat Incentive (RHI) payments and help reduce carbon emissions by replacing yourexisting heating system with one that generates renewable heat and, where appropriate, having your loft insulated andcavity walls filled. The estimated energy required for space and water heating will form the basis of the payments. Formore information go to www.energysavingtrust.org.uk/scotland/rhi.

Heat demand Existing dwelling Impact of loftinsulation

Impact of cavitywall insulation

Impact of solid wallinsulation

Space heating (kWh per year) 8,378 N/A N/A N/A

Water heating (kWh per year) 1,936

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Recommendations Report48 MONKLAND STREET, GARTLEA, AIRDRIE, ML6 9NL16 June 2017 RRN: 9813-5126-8200-0755-3996

About this documentThis Recommendations Report and the accompanying Energy Performance Certificate are valid for a maximum of tenyears. These documents cease to be valid where superseded by a more recent assessment of the same buildingcarried out by a member of an Approved Organisation.

The Energy Performance Certificate and this Recommendations Report for this building were produced following anenergy assessment undertaken by an assessor accredited by Elmhurst (www.elmhurstenergy.co.uk), an ApprovedOrganisation Appointed by Scottish Ministers. The certificate has been produced under the Energy Performance ofBuildings (Scotland) Regulations 2008 from data lodged to the Scottish EPC register. You can verify the validity of thisdocument by visiting www.scottishepcregister.org.uk and entering the report reference number (RRN) printed at thetop of this page.

Assessor's name: Mr. Gordon TurnerAssessor membership number: EES/008495Company name/trading name: Whyte & BarrieAddress: Suites 7-8 Waverley House

Caird ParkLanarkshireHamiltonML3 0QA

Phone number: 01555 750504Email address: [email protected] party disclosure: No related party

If you have any concerns regarding the content of this report or the service provided by your assessor you should inthe first instance raise these matters with your assessor and with the Approved Organisation to which they belong. AllApproved Organisations are required to publish their complaints and disciplinary procedures and details can be foundonline at the web address given above.

Use of this energy performance information

Once lodged by your EPC assessor, this Energy Performance Certificate and Recommendations Report are availableto view online at www.scottishepcregister.org.uk, with the facility to search for any single record by entering theproperty address. This gives everyone access to any current, valid EPC except where a property has a Green DealPlan, in which case the report reference number (RRN) must first be provided. The energy performance data in thesedocuments, together with other building information gathered during the assessment is held on the Scottish EPCRegister and is available to authorised recipients, including organisations delivering energy efficiency and carbonreduction initiatives on behalf of the Scottish and UK governments. A range of data from all assessments undertakenin Scotland is also published periodically by the Scottish Government. Further information on these matters and onEnergy Performance Certificates in general, can be found at www.gov.scot/epc.

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Recommendations Report48 MONKLAND STREET, GARTLEA, AIRDRIE, ML6 9NL16 June 2017 RRN: 9813-5126-8200-0755-3996

Opportunity to benefit from a Green Deal on this propertyUnder a Green Deal, the cost of the improvements is repaid over time via a credit agreement. Repayments are madethrough a charge added to the electricity bill for the property.

To see which improvements are recommended for this property, please turn to page 3. You can choose whichimprovements you want to install and ask for a quote from an authorised Green Deal provider. They will organiseinstallation by an authorised Green Deal installer. If you move home, the responsibility for paying the Green Dealcharge under the credit agreement passes to the new electricity bill payer.

For householders in receipt of income-related benefits, additional help may be available.

To find out more, visit www.greenerscotland.org or call 0808 808 2282.

Authorisedhome energyassessment

Finance atno upfront

cost

Choose fromauthorisedinstallers

May be paidfrom savingsin energy bills

Repaymentsstay with theelectricity bill

payer

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survey report on:

48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

48 Monkland StreetGartleaAirdrieML6 9NL

Mr Gary O'Hare

14 Dunrobin RoadAirdrieML6 8LP

Whyte & Barrie Chartered Surveyors

15th June 2017

Single Survey

Property address

Customer

Customer address

Prepared by

Date of inspection

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1

Terms & Conditions (With MVR) - 1\10\2008

Page 1 of 6

48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

PART 1 - GENERAL1.1 THE SURVEYORS

The Seller has engaged the Surveyors to provide the Single Survey Report and a generic MortgageValuation Report for Lending Purposes. The Seller has also engaged the Surveyors to provide anEnergy Report in the format prescribed by the accredited Energy Company.

The Surveyors are authorised to provide a transcript or retype of the generic Mortgage ValuationReport on to Lender specific pro-forma. Transcript reports are commonly requested by Brokers andLenders. The transcript report will be in the format required by the Lender but will contain the sameinformation, inspection date and valuation figure as the generic Mortgage Valuation Report and theSingle Survey. The Surveyors will decline any transcript request which requires the provision ofinformation additional to the information in the Report and the generic Mortgage Valuation Report untilthe Seller has conditionally accepted an offer to purchase made in writing.

Once the Seller has conditionally accepted an offer to purchase made in writing, the Purchaser'slender or conveyancer may request that the Surveyors provide general comment on standardappropriate supplementary documentation. In the event of a significant amount of documentationbeing provided to the Surveyors, an additional fee may be incurred by the Purchaser. Any additionalfee will be agreed in writing.

If information is provided to the Surveyors during the conveyancing process which materially affectsthe valuation stated in the Report and generic Mortgage Valuation Report, the Surveyors reserve theright to reconsider the valuation. Where the Surveyors require to amend the valuation in consequenceof such information, they will issue an amended Report and generic Mortgage Valuation Report to theSeller. It is the responsibility of the Seller to ensure that the amended Report and generic MortgageValuation Report are transmitted to every prospective Purchaser.

The individual Surveyor will be a member of the Royal Institution of Chartered Surveyors who iscompetent to survey, value and report upon Residential Property .

If the Surveyors have had a previous business relationship within the past two years with the Seller orSellers Agent or relative to the property, they will be obliged to indicate this by ticking the adjacent box.

The Surveyors have a written complaints handling procedure. This is available from the offices of theSurveyors at the address stated.

THE REPORTThe Surveyors will not provide an amended Report on the Property, except to correct factualinaccuracies.

The Report will identify the nature and source of information relied upon in its preparation.

The Surveyor shall provide a Market Value of the Property, unless the condition of the Property is suchthat it would be inappropriate to do so. A final decision on whether a loan will be granted rests with theLender who may impose retentions in line with their lending criteria. The date of condition and valueof the property will be the date of inspection.

To date, Purchasers have normally obtained their own report from their chosen Surveyor. By contrast,a Single Survey is instructed by the Seller and made available to all potential Purchasers in theexpectation that the successful Purchaser will have relied upon it. The Royal Institution of CharteredSurveyors rules require disclosure of any potential conflict of interest when acting for the Seller andthe Purchaser in the same transaction. The Single Survey may give rise to a conflict of interest and ifthis is of concern to any party they are advised to seek their own independent advice.

1 Which shall be in accordance with the current RICS Valuation Standards (The Red Book) and RICS Rules of Conduct.

Terms and Conditions

1.2

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Terms & Conditions (With MVR) - 1\10\2008

Page 2 of 6

48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

1.3

The Report and any expressions or assessments in it are not intended as advice to the Seller orPurchaser or any other person in relation to an asking price or any other sales or marketing decisions.The Report is based solely on the Property and is not to be relied upon in any manner whatsoeverwhen considering the valuation or condition of any other property.

If certain minor matters are mentioned in the Report it should not be assumed that the Property is freeof other minor defects.

Neither the whole nor any part of the Report may be published in any way, reproduced or distributedby any party other than the Seller, prospective purchasers and the Purchaser and their respectiveprofessional advisers without the prior written consent of the Surveyors.

LIABILITYThe Report is prepared with the skill and care reasonably to be expected of a competent residentialsurveyor who is a member of the Royal Institution of Chartered Surveyors.

The Report is addressed to the Seller and was prepared in the expectation that it (or a complete copy)along with these Terms and Conditions (or a complete copy) would (or, as the case might be, wouldhave been) be disclosed and delivered to:-

The Surveyors acknowledge that their duty of skill and care in relation to the Report is owed to theSeller and to the Purchaser. The Surveyors accept no responsibility or liability whatsoever in relationto the Report to persons other than the Seller and the Purchaser. The Seller and Purchaser should beaware that if a Lender seeks to rely on this Report they do so at their own risk. In particular, theSurveyors accept no responsibility or liability whatsoever to any Lender in relation to the Report. Anysuch Lender relies upon the Report entirely at their own risk.

GENERIC MORTGAGE VALUATION REPORTThe Surveyors undertake to the Seller that they will prepare a generic Mortgage Valuation Report,which will be issued along with the Single Survey. It is the responsibility of the Seller to ensure thatthe generic Mortgage Valuation Report is provided to every potential Purchaser.

TRANSCRIPT MORTGAGE VALUATION FOR LENDING PURPOSESThe Surveyors undertake that on being asked to do so by a prospective purchaser, or his/herprofessional advisor or Lender, they will prepare a Transcript Mortgage Valuation Report for LendingPurposes on terms and conditions to be agreed between the Surveyors and Lender and solely for theuse of the Lender and upon which the Lender may rely. The decision as to whether finance will beprovided is entirely a matter for the Lender. The Transcript Mortgage Valuation Report will be frominformation contained in the Report and the generic Mortgage Valuation Report.

2 Which shall be in accordance with the current RICS Valuation Standards (The Red Book) and RICS Rules of Conduct

Terms and Conditions

1.4

1.5

the Seller;

any person(s) noting an interest in purchasing the Property from the Seller;

any person(s) who make(s) (or on whose behalf is made) an offer to purchase the Property,whether or not that offer is accepted by the Seller;

the Purchaser; and

the professional advisers of any of these.

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Terms & Conditions (With MVR) - 1\10\2008

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

1.6 INTELLECTUAL PROPERTYAll intellectual property rights whatsoever (including copyright) in and to the Report, excluding theheadings and rubrics, are the exclusive property of the Surveyors and shall remain their exclusiveproperty unless they assign the same to any other party in writing.

PAYMENTThe Surveyors are entitled to refrain from delivering the Report to anyone until the fee and othercharges for it notified to the Seller have been paid. Additional fees will be charged for subsequentinspections and Reports.

CANCELLATIONThe Seller will be entitled to cancel the inspection by notifying the Surveyor's office at any time beforethe day of the inspection.

The Surveyor will be entitled not to proceed with the inspection (and will so report promptly to theSeller) if after arriving at the property, the Surveyor concludes that it is of a type of construction ofwhich the surveyor has insufficient specialist knowledge to be able to provide the inspectionsatisfactorily. The Surveyor will also be entitled not to proceed if after arriving at the property, thesurveyor concludes that the property is exempt under Part 3 of The Housing (Scotland) Act 2006 asdetailed in the (Prescribed Documents) Regulations 2008. If there is a potential threat to their healthor personal safety, the inspection may be postponed or cancelled, at the Surveyor's discretion.

In the case of cancellation or the inspection not proceeding, the Surveyor will refund any fees paid bythe Seller for the inspection and Report, except for expenses reasonably incurred and any fee due inlight of the final paragraph of this section.

In the case of cancellation by the Seller, for whatever reason, after the inspection has taken place butbefore a written report is issued, the Surveyor will be entitled to raise an Invoice equivalent to 80% ofthe agreed fee.

PRECEDENCEIf there is any incompatibility between these Terms and Conditions and the Report, these Terms andConditions take precedence.

DEFINITIONS

Terms and Conditions

1.7

1.8

1.9

1.10

the "Lender" is the party who has provided or intends or proposes to provide financial assistanceto the Purchaser towards the purchase of the Property and in whose favour a standard securitywill be granted over the Property;

the "Transcript Mortgage Valuation Report for Lending Purposes" means a separate report,prepared by the Surveyor, prepared from information in the Report and the generic MortgageValuation Report, but in a style and format required by the Lender. The Transcript MortgageValuation Report for Lending Purposes will be prepared with the skill and care reasonably to beexpected from a surveyor who is a member of the Royal Institution of Chartered Surveyors andwho is competent to survey, value and report on the Property;

the "Generic Mortgage Valuation Report" means a separate report, prepared by the Surveyorfrom information in the Report but in the Surveyor's own format;

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Terms & Conditions (With MVR) - 1\10\2008

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

PART 2 - DESCRIPTION OF THE REPORTTHE SERVICEThe Single Survey is a Report by an independent Surveyor, prepared in an objective way regardingthe condition and value of the Property on the day of the inspection, and who is a member of the RoyalInstitution of Chartered Surveyors. It includes an Energy Report as required by Statute and this is inthe format of the accredited Energy Company. In addition, the Surveyor has agreed to supply ageneric Mortgage Valuation Report.

THE INSPECTIONThe Inspection is a general surface examination of those parts of the Property which are accessible: inother words, visible and readily available for examination from ground and floor levels, without risk ofcausing damage to the Property or injury to the Surveyor.

All references to visual inspection refer to an inspection from within the property at floor level and fromground level within the site and adjoining public areas, without the need to move any obstructions.Any references to left or right are taken facing the front of the property.

The Inspection is carried out with the Seller's permission, without causing damage to the building orcontents. Furniture, stored items and insulation are not moved.

Unless identified in the report the Surveyor will assume that no harmful or hazardous materials havebeen used in the construction. The presence or possible consequences of any site contamination willnot be researched.

Terms and Conditions

2.1

2.2

the "Market Value" is the estimated amount for which a property should exchange on the date ofvaluation between a willing buyer and a willing seller in an arm's-length transaction after propermarketing wherein the parties had each acted knowledgeably, prudently and without compulsion;

the "Property" is the property which forms the subject of the Report;

the "Purchaser" is the person (or persons) who enters into a contract to buy the Property from theSeller;

a "prospective Purchaser" is anyone considering buying the Property;

the "Report" is the report, of the kind described in Part 2 of these Terms and Conditions and in theform set out in part 1 of Schedule 1 of the Housing (Scotland) Act 2006 (Prescribed Documents)Regulations 2008;

the "Seller" is/are the proprietor(s) of the Property;

the "Surveyor" is the author of the Report on the Property; and

the "Surveyors" are the firm or company of which the Surveyor is an employee, director, memberor partner (unless the Surveyor is not an employee, director, member or partner, when the"Surveyors" means the Surveyor) whose details are set out at the head of the Report.

the "Energy Report" is the advice given by the accredited Energy Company, based on informationcollected by the Surveyor during the Inspection, and also includes an Energy PerformanceCertificate, in a Government approved format.

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Terms & Conditions (With MVR) - 1\10\2008

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The Surveyor will not carry out an asbestos inspection, and will not be acting as an asbestos inspectorin completing a Single Survey of properties that may fall within the Control of Asbestos in theWorkplace Regulations. In the case of flats it will be assumed that there is a duty holder, as defined inthe Regulations and that a Register of Asbestos and effective Management Plan is in place, whichdoes not require any expenditure, or pose a significant risk to health. No enquiry of the duty holder willbe made.

THE REPORTThe Report will be prepared by the Surveyor who carried out the property inspection and will describevarious aspects of the property as defined by the headings of the Single Survey report with thecomments being general and unbiased. The report on the location, style and condition of the property,will be concise and will be restricted to matters that could have a material effect upon value and willomit items that, in the Surveyor's opinion, are not significant. If certain minor matters are mentioned, itshould not be interpreted that the property is free of any other minor defects.

Throughout the report, the following repair categories will be used to give an overall opinion of thestate of repair and condition of the property.

WARNING:If left unattended, even for a relatively short period, Category 2 repairs can rapidly develop into moreserious Category 3 repairs. The existence of Category 2 or Category 3 repairs may have an adverseeffect on marketability, value and the sale price ultimately achieved for the property. This isparticularly true during slow market conditions when the effect can be considerable.

Parts of the property, which cannot be seen or accessed, will not be reported upon and this will bestated. If the Surveyor suspects that a defect may exist within an unexposed area and which couldhave a material effect upon the value, he may recommend further investigation by specialistcontractors.

SERVICESSurveyors are not equipped or qualified to test the services and therefore no comment can beinterpreted as implying that the design, installation and function of the services are inaccordance/compliance with regulations, safety and efficiency expectations. However, comment ismade where there is cause to suspect significant defects or shortcomings with the installations. Notests are made of any services or appliances.

ACCESSIBILITYA section is included to help identify the basic information interested parties need to know to decidewhether to view a property.

Terms and Conditions

2.3

2.4

2.5

1.

2.

3.

Category 3: Urgent repairs or replacement are needed now. Failure to deal with them may causeproblems to other parts of the property or cause a safety hazard. Estimates for repairs orreplacement are needed now.

Category 2: Repairs or replacement requiring future attention, but estimates are still advised.

Category 1: No immediate action or repair is needed.

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Terms & Conditions (With MVR) - 1\10\2008

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ENERGY REPORTA section is included that makes provision for an Energy Report, relative to the property. TheSurveyor will collect physical data from the property and provide such data in a format required by anaccredited Energy Company. The Surveyor cannot of course accept liability for any advice given bythe Energy Company.

VALUATION AND CONVEYANCER ISSUESThe last section of the Report contains matters considered relevant to the Conveyancer (Solicitor). Italso contains the Surveyor's opinion both of the market value of the property and of the re-instatementcost, as defined below.

"Market Value" is the estimated amount for which a property should exchange on the date of valuationbetween a willing buyer and a willing seller in an arm's-length transaction after proper marketingwherein the parties had each acted knowledgeably, prudently and without compulsion. In arriving atthe opinion of the Market Value, the Surveyor also makes various standard assumptions covering, forexample, vacant possession; tenure and other legal considerations; contamination and hazardousmaterials; the condition of un-inspected parts; the right to use mains services; and the exclusion ofcurtains, carpets etc. from the valuation. In the case of flats, the following further assumptions aremade that:

Any additional assumption, or any found not to apply, is reported.

"Re-instatement cost" is an estimate for insurance purposes of the current cost of rebuilding theProperty in its present form unless otherwise stated. This includes the cost of rebuilding the garageand permanent outbuildings, site clearance and professional fees, but excludes VAT (except on thefees).

Sellers or prospective Purchasers may consider it prudent to instruct a reinspection and revaluationafter a period of 12 weeks (or sooner if appropriate) to reflect changing circumstances in the marketand/or in the physical condition of the Property.

Terms and Conditions

2.6

2.7

There are rights of access and exit over all communal roadways, corridors, stairways etc. and touse communal grounds, parking areas, and other facilities;

There are no particularly troublesome or unusual legal restrictions;

There is no current dispute between the occupiers of the flats or any outstanding claims or losses;and the costs of repairs to the building are shared among the co-proprietors on an equitablebasis.

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This section tells you about the type, accommodation, neighbourhood, age and construction of the property. It alsotells you about the extent of the inspection and highlights anything that the surveyor could not inspect.

All references to visual inspection refer to an inspection from within the property without moving any obstructionsand externally from ground level within the site and adjoining public areas. Any references to left or right in adescription of the exterior of the property refer to the view of someone standing facing that part of the property fromthe outside.

The inspection is carried out without causing damage to the building or its contents and without endangering theoccupiers or the surveyor. Heavy furniture, stored items and insulation are not moved. Unless identified in the reportthe surveyor will assume that no harmful or hazardous materials or techniques have been used in the construction.The presence or possible consequences of any site contamination will not be researched.

Services such as TV/cable connection, internet connection, swimming pools and other leisure facilities etc. will notbe inspected or reported on.

1. Information and scope of inspection

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

Description

Accommodation

Gross internal floor area (m²)

Neighbourhood and location

Age

Weather

Chimney stacks

Roofing including roof space

Single Survey

The subjects comprise a ground floor flat in a purpose built twostorey block comprising four flats in total.

All at Ground Floor Level: -

Entrance Hall, Lounge, 2 Bedrooms, Kitchen and Bathroom withWC

66m2 approx.

The property is situated in a fairly large Local Authority built housingarea and has similar style and character properties surrounding.The property's location offers reasonable access to most normallocal facilities.

Built circa 1930.

Sunny

Visually inspected with the aid of binoculars whereappropriate.

There is a brick built chimney stack on the rear roof slope, this ispresumed to be shared between the subjects and upper floorproprietor.

Sloping roofs were visually inspected with the aid ofbinoculars where appropriate.

Roof spaces were visually inspected and were entered wherethere was safe and reasonable access, normally defined asbeing from a 3m ladder within the property.

If this is not possible, then physical access to the roof spacemay be taken by other means if the Surveyor deems it safe andreasonable to do so.

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

Rainwater fittings

Main walls

Windows, external doors and joinery

External decorations

Conservatories / porches

Communal areas

Garages and permanent outbuildings

Outside areas and boundaries

Single Survey

The roof structure is formed in pitched design clad externally in claytiles.

No access was available to any roof void area.

Visually inspected with the aid of binoculars whereappropriate.

The rainwater goods are formed in cast iron sections.

Visually inspected with the aid of binoculars whereappropriate.

Foundations and concealed parts were not exposed orinspected.

The property is of traditional cavity brick construction with renderfinish externally. It is assumed that the cavities have been filledwith insulating material at some time in the past.

Internal and external doors were opened and closed wherekeys were available.

Random windows were opened and closed where possible.

Doors and windows were not forced open.

The main entrance door to the flat is formed in pvc framed designwith double glazed apertures. All windows are formed in pvcframed design with single glazing.

Visually inspected.

Painted finishes where applicable.

None

It is understood from information received from the seller that theaccess pathway leading to and surrounding the building is commonwith the upper floor proprietor. This should be confirmed byreference to the property titles.

None

Visually inspected.

It is understood from information received from the occupier that thegarden grounds directly in front of the property and to the rear righthand portion are included within the property titles.

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

Ceilings

Internal walls

Floors including sub floors

Internal joinery and kitchen fittings

Chimney breasts and fireplaces

Internal decorations

Single Survey

Visually inspected from floor level.

The ceilings are presumed to be formed in lath and plasterconstruction.

Visually inspected from floor level.

Using a moisture meter, walls were randomly tested fordampness where considered appropriate.

Formed in masonry with plaster hard finish.

Surfaces of exposed floors were visually inspected. Nocarpets or floor coverings were lifted.

Sub-floor areas were inspected only to the extent visible froma readily accessible and unfixed hatch by way of an inverted"head and shoulders" inspection at the access point.

Physical access to the sub floor area may be taken if theSurveyor deems it is safe and reasonable to do so, and subjectto a minimum clearance of 1m between the underside of floorjoists and the solum as determined from the access hatch.

The floors have a mix of what is presumed to be suspended timbersections overlaid with softwood flooring and solid concreteconstruction.

Built-in cupboards were looked into but no stored items weremoved.

Kitchen units were visually inspected excluding appliances.

The kitchen has both floor standing and wall mounted units.Internal pass doors are generally moulded panel timber design withdoor surrounds and skirtings formed in softwood sections withpainted finish.

Visually inspected.

No testing of the flues or fittings was carried out.

There is a fireplace within the lounge which presentlyaccommodates a gas fire. This is understood to have beendisconnected.

Visually inspected.

Painted finishes have been used extensively throughout theproperty.

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

Cellars

Electricity

Gas

Water, plumbing, bathroom fittings

Heating and hot water

Drainage

Single Survey

None. There is an external store adjacent to the main entrancedoor. This could not be inspected as it was locked shut at time ofinspection.

Accessible parts of the wiring were visually inspected withoutremoving fittings. No tests whatsoever were carried out to thesystem or appliances. Visual inspection does not assess anyservices to make sure they work properly and efficiently andmeet modern standards. If any services are turned off, thesurveyor will state that in the report and will not turn them on.

Mains supply. The electricity meter and consumer unit are bothlocated in a small cupboard enclosure within the lounge.

PVC coated cabling has been used where seen.

Accessible parts of the system were visually inspected withoutremoving fittings. No tests whatsoever were carried out to thesystem or appliances. Visual inspection does not assess anyservices to make sure they work properly and efficiently andmeet modern standards. If any services are turned off, thesurveyor will state that in the report and will not turn them on.

Mains gas supply. The proprietary gas meter housing box islocated externally on the rear elevation.

Visual inspection of the accessible pipework, water tanks,cylinders and fittings without removing any insulation.

No tests whatsoever were carried out to the system orappliances.

Mains water supply. The main sanitary ware comprises bath,washhand basin and WC.

The plumbing is formed in a mix of copper and plastic pipeworkwhere seen.

Accessible parts of the system were visually inspected apartfrom communal systems, which were not inspected.

No tests whatsoever were carried out to the system orappliances.

A gas fired central heating system is installed. The central heatingboiler is situated in a store cupboard accessed from the kitchenand is an Ideal Logic 30 Combi type combination boiler. This unitalso provides the domestic hot water supply.

Drainage covers etc. were not lifted.

Neither drains nor drainage systems were tested.

Presumed to main sewer.

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

Fire, smoke and burglar alarms

Any additional limits to inspection

Single Survey

Visually inspected.

No tests whatsoever were carried out to the system orappliances.

For flats / maisonettes

Only the subject flat and internal communal areas givingaccess to the flat were inspected.

If the roof space or under-building / basement is communal,reasonable and safe access is not always possible. If noinspection was possible, this will be stated. If no inspectionwas possible, the surveyor will assume that there are nodefects that will have a material effect on the valuation.

The building containing the flat, including any externalcommunal areas, was visually inspected only to the extent thatthe surveyor is able to give an opinion on the generalcondition and standard of maintenance.

The property was occupied, fully furnished and the floors concealedwith a variety of coverings. No inspection of floor surfaces waspossible under WCs, baths, showers, or washing machines orsimilar water using appliances and these should be checked atregular intervals as water seepage can cause problems.

Services have not been tested. To have these testedarrangements should be made with suitably qualified electricians,plumbers, heating engineers etc.

The construction materials described in this report should not beconsidered as an exact specification. They are described forgeneral guide only and based on a non-disruptive, visualinspection as defined in the main Terms & Conditions. Somedescriptions may be partial and/or assumed. No detailed analysis,sampling or testing of materials has been undertaken.

Due to the nature and/or age of some properties deleteriousmaterials e.g. asbestos can be present in the building fabric and/orthe finished surfaces to such e.g. textured coatings such as Artex,floor/ceiling/wall tiles, claddings, linings etc. If any of theseelements are applicable to the property under report and shouldyou require certainty of the construction of any part of the property(including any outbuildings or garages) then a detailed BuildingSurvey or sample testing of materials by qualifiedtechnicians/scientists should be undertaken prior to concludingpurchase. This degree of reporting is clearly out-with the scope ofthis form of inspection. This is not an Asbestos survey and shouldnot be construed as such in any degree. Should this form ofinspection, or indeed any other form of inspection to identifydeleterious materials within the property, be required this should beprovided by suitably qualified specialists under separateinstructions.

No inspection for Japanese Knotweed or other invasive plantspecies has been carried out and unless otherwise stated, for thepurposes of this report, it is assumed there is no JapaneseKnotweed or other invasive plant species within the boundaries ofthe property or in neighbouring properties. The identification of

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

Single Survey

Japanese Knotweed or other invasive plant species should bemade by a specialist contractor.

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

Single Survey

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This section identifies problems and tells you about the urgency of any repairs by using one of the following threecategories:

2. Condition

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

Urgent repairs or replacement areneeded now. Failure to deal withthem may cause problems to otherparts of the property or cause asafety hazard. Estimates for repairsor replacement are needed now.

Repairs or replacement requiringfuture attention, but estimates arestill advised.

No immediate action or repair isneeded.

Structural movement

Repair category 1

No evidence of any recent settlement, subsidence or significant structuralmovement having affected the building.

Notes

Dampness, rot and infestation

Repair category 1

There was no evidence of dampness, rot or infestation noted within those areasavailable for inspection.

Notes

Chimney stacks

Repair category 2

Erosion noted to the chimney stack.Notes

Roofing including roof space

Repair category 2

A few loose, missing and broken tiles noted. The roof cladding is now of asignificant age.

Notes

Rainwater fittings

Repair category 2

Cracked and corroding sections noted.

It should be appreciated it was not raining at time of inspection and we aretherefore unable to confirm that all rainwater good joints are watertight. It iswidely recommended that monitoring of rainwater goods be undertaken

Notes

Single Survey

Category 3 Category 2 Category 1

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

particularly in periods of heavy rainfall.

Main walls

Repair category 2

Evidence of cracked and bossed render noted particularly on the front elevationaround the window mullion. Erosion noted to basecourse brickwork mortar jointsand erosion also noted to the wallhead closer.

Notes

Windows, external doors and joinery

Repair category 2

The windows are now of a significant age, single glazed and difficult to operatewhere sampled..

Notes

External decorations

Repair category 1

No significant visible defects noted.Notes

Conservatories/porches

Repair category -

N/ANotes

Communal areas

Repair category 1

No significant visible defects noted.Notes

Garages and permanent outbuildings

Repair category -

N/ANotes

Outside areas and boundaries

Repair category 2

General deterioration noted to boundary fences, access steps and railings.Notes

Single Survey

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

Ceilings

Repair category 1

No significant visible defects noted. As with some of the internal wall finishes,some of the ceilings have an artex coated finish and whilst it cannot be confirmedit is known from information widely available that older forms of artex may containtraces of asbestos.

Notes

Internal walls

Repair category 1

No significant visible defects noted.Notes

Floors including sub-floors

Repair category 2

Localised areas of uneven flooring noted particularly to the hallway and kitchen.Notes

Internal joinery and kitchen fittings

Repair category 2

Missing kitchen units noted. The kitchen fittings display normal wearcommensurate with age and use.

Notes

Chimney breasts and fireplaces

Repair category 1

No significant visible defects noted.Notes

Internal decorations

Repair category 1

Normal wear and blemishes noted.Notes

Cellars

Repair category -

N/ANotes

Single Survey

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

Electricity

Repair category 1

Not tested. No significant visible defects noted.

It is assumed that appropriate Building Regulations approval has been obtainedfor any electrical alteration or installation carried out after 1 January 2005.

The Institute of Electrical Engineers recommends that inspections and testingsare undertaken at least every five years and on a change of occupancy. Itshould be appreciated that only the most recently constructed or re-wiredproperties will have installations which fully comply with IEE regulations.

Notes

Gas

Repair category 1

Not tested. No significant visible defects noted.Notes

Water, plumbing and bathroom fittings

Repair category 2

Not tested. A leak noted around the WC.Notes

Heating and hot water

Repair category 2

Not tested. Leaking radiator noted within the hallway.

Gas central heating systems should be maintained on an annual basis by a gassafe registered engineer.

Notes

Drainage

Repair category 1

Not tested. No significant visible defects noted.Notes

Single Survey

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Set out below is a summary of the condition of the property which is provided for reference only. You should refer tothe previous comments for detailed information.

RememberThe cost of repairs may influence the amount someone is prepared to pay for the property. We recommend thatrelevant estimates and reports are obtained in your own name.

WarningIf left unattended, even for a relatively short period, Category 2 repairs can rapidly develop into more seriousCategory 3 repairs. The existence of Category 2 or Category 3 repairs may have an adverse effect on marketability,value and the sale price ultimately achieved for the property. This is particularly true during slow market conditionswhere the effect can be considerable.

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

Single Survey

Urgent repairs or replacement areneeded now. Failure to deal withthem may cause problems to otherparts of the property or cause asafety hazard. Estimates for repairsor replacement are needed now.

Repairs or replacement requiringfuture attention, but estimates arestill advised.

No immediate action or repair isneeded.

Category 3

Category 2

Category 1

Structural movement 1

Dampness, rot and infestation 1

Chimney stacks 2

Roofing including roof space 2

Rainwater fittings 2

Main walls 2

Windows, external doors and joinery 2

External decorations 1

Conservatories/porches -

Communal areas 1

Garages and permanent outbuildings -

Outside areas and boundaries 2

Ceilings 1

Internal walls 1

Floors including sub-floors 2

Internal joinery and kitchen fittings 2

Chimney breasts and fireplaces 1

Internal decorations 1

Cellars -

Electricity 1

Gas 1

Water, plumbing and bathroom fittings 2

Heating and hot water 2

Drainage 1

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Guidance notes on accessibility informationThree steps or fewer to a main entrance door of the property:In flatted developments the 'main entrance' would be the flat's own entrance door, not the external door to thecommunal stair. The 'three steps or fewer' are counted from external ground level to the flat's entrance door. Wherea lift is present, the count is based on the number of steps climbed when using the lift.

Unrestricted parking within 25 metres:For this purpose, 'Unrestricted parking' includes parking available by means of a parking permit. Restricted parkingincludes parking that is subject to parking restrictions, as indicated by the presence of solid yellow, red or white linesat the edge of the road or by a parking control sign, parking meters or other coin-operated machines.

3. Accessibility information

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1. Which floor(s) is the living accommodation on? Ground

2. Are there three steps or fewer to a main entrance door of the property?

3. Is there a lift to the main entrance door of the property?

4. Are all door openings greater than 750mm?

5. Is there a toilet on the same level as the living room and kitchen?

6. Is there a toilet on the same level as a bedroom?

7. Are all rooms on the same level with no internal steps or stairs?

8. Is there unrestricted parking within 25 metres of an entrance door to the building?

Single Survey

X

X

X

X

X

X

X

Yes No

Yes No

Yes No

Yes No

Yes No

Yes No

Yes No

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This section highlights information that should be checked with a solicitor or licensed conveyancer. It also gives anopinion of market value and an estimated reinstatement cost for insurance purposes.

4. Valuation and conveyancer issues

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In addition to the usual legal checks and searches, it should be ensured that Monkland Street is a highwaymaintainable at public expense.

Airdrie is an area in which underground mineral workings have taken place and ceased at some time in the past.

A French door set has been installed on the rear elevation and for the purposes of this report it is presumed thatany necessary Local Authority consents have been sought and complied with in respect of this and any otheralterations that may have been undertaken.

It is recommended the property be insured for not less than £109,000 (ONE HUNDRED AND NINE THOUSANDPOUNDS).

The market value of the property may be fairly stated in the sum of £55,000 (FIFTY FIVE THOUSANDPOUNDS).

Signed

Report author

Company name

Address

Date of report

Single Survey

Matters for a solicitor or licensed conveyancer

Estimated reinstatement cost for insurance purposes

Valuation and market comments

Security Print Code [384077 = 6854 ]Electronically signed

Gordon S Turner

Whyte & Barrie Chartered Surveyors

Suite 7 & 8, Waverley House, Caird Park, Hamilton, ML3 0QA

22nd June 2017

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Permanent outbuildings:

None

© Quest End Computer Services Limited 2008All rights reserved

Page 1 of 4

48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

Property Address

Address 48 Monkland Street, Gartlea, Airdrie, ML6 9NLSeller's Name Mr Gary O'HareDate of Inspection 15th June 2017

Property Details

Property Type

Property Style

Does the surveyor believe that the property was built for the public sector,e.g. local authority, military, police?

Flats/Maisonettes only Floor(s) on which located Ground No. of floors in block 2

No. of units in block 4Approximate Year of Construction 1930

Tenure

Ground rent £ Unexpired years

Accommodation

Number of Rooms

Gross Floor Area (excluding garages and outbuildings)

Residential Element (greater than 40%)

Garage / Parking / Outbuildings

Available on site?

Mortgage Valuation Report

Lift provided?

X Absolute Ownership Leasehold

House Bungalow Purpose built maisonette Converted maisonette

X Purpose built flat Converted flat Tenement flat Flat over non-residential useOther (specify in General Remarks)

Detached Semi detached Mid terrace End terrace

Back to back High rise block X Low rise block Other (specify in General Remarks)

X Yes No

Yes X No

1 Living room(s) 2 Bedroom(s) 1 Kitchen(s)

1 Bathroom(s) 1 WC(s) 0 Other (Specify in General remarks)

66 m² (Internal) 74 m² (External)

X Yes No

Single garage Double garage Parking space X No garage / garage space / parking spaceYes No

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Based on visual inspection only. If any services appear to be non-mains, please comment on the type and locationof the supply in General Remarks.

Brief description of Central Heating:

Apparent legal issues to be verified by the conveyancer. Please provide a brief description in General Remarks.

Gas fired boiler to radiators.

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

Construction

Walls

Roof

Special Risks

Has the property suffered structural movement?

If Yes, is this recent or progressive?

Is there evidence, history, or reason to anticipate subsidence, heave, landslip or flood in theimmediate vicinity?

If Yes to any of the above, provide details in General Remarks.

Service Connections

Drainage Water

Electricity Gas

Central Heating

Site

Location

Planning Issues

Has the property been extended / converted / altered?

If Yes provide details in General Remarks.

Roads

Mortgage Valuation Report

Rights of way Shared drives / access Garage or other amenities on separate site Shared service connections

Ill-defined boundaries Agricultural land included with property Other (specify in General Remarks)

Residential suburb X Residential within town / city Mixed residential / commercial Mainly commercial

Commuter village Remote village Isolated rural property Other (specify in General Remarks)

Made up road Unmade road Partly completed new road Pedestrian access only X Adopted Unadopted

X Brick Stone Concrete Timber frame Other (specify in General Remarks)

X Tile Slate Asphalt Felt Other (specify in General Remarks)

Yes X No

Yes No

Yes X No

X Mains Private None X Mains Private None

X Mains Private None X Mains Private None

X Yes Partial None

X Yes No

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The property is situated in a fairly large Local Authority built housing area and has similar style and characterproperties surrounding. The property's location offers reasonable access to most normal local facilities.

Airdrie is an area in which underground mineral workings have taken place and ceased at some time in the past.

The property has been altered at some time in the past with the installation of a French door set on the rearelevation. For the purposes of this report it is presumed that any necessary Local Authority consents have beenboth sought and complied with.

At time of inspection the property was noted to be in average condition for age and character. Items of repair,maintenance and upgrading are required.

The foregoing comments and overall condition of the property have been reflected in providing our opinion ofvalue.

None

© Quest End Computer Services Limited 2008All rights reserved

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

General Remarks

Essential Repairs

Estimated cost of essential repairs £ Retention recommended? Amount £

Mortgage Valuation Report

Yes No

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The property will afford adequate security for mortgage lending purposes at our opinion of value.

(to include the cost of total rebuilding, site clearance, professional fees, ancillary charges plus VAT)

month Short Assured Tenancy basis?

© Quest End Computer Services Limited 2008All rights reserved

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48 Monkland Street, Gartlea,Airdrie, ML6 9NL15th June 2017 502990

Comment on Mortgageability

Valuations

Market value in present condition £ 55,000

Market value on completion of essential repairs £Insurance reinstatement value £ 109,000

Is a reinspection necessary?

Buy To Let Cases

What is the reasonable range of monthly rental income for the property assuming a letting on a 6 £ N/A

Is the property in an area where there is a steady demand for rented accommodation of this type?

Declaration

Signed Security Print Code [384077 = 6854 ]Electronically signed by:-

Surveyor's name Gordon S Turner

Professional qualifications BSc MRICS

Company name Whyte & Barrie Chartered Surveyors

Address Suite 7 & 8, Waverley House, Caird Park, Hamilton, ML3 0QA

Telephone 01698 891400

Fax 01698 284516

Report date 22nd June 2017

Mortgage Valuation Report

Yes X No

Yes No

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PP P

RR ROO O

PP PEE E

RR RTT TYY Y

QQ QUU U

EE ESS S

TT TII I OO O

NN NNN N

AA AII I RR R

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