37 $VXUDQVL %LQWDQJ 7EN GDQ (QWLWDV … Asuransi Bintang Tbk and Its Subsidiary For the Years Ended...
Transcript of 37 $VXUDQVL %LQWDQJ 7EN GDQ (QWLWDV … Asuransi Bintang Tbk and Its Subsidiary For the Years Ended...
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and Its Subsidiary
Consolidated Financial Statements
For the Years Ended December 31, 2016 and 2015
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AND ITS SUBSIDIARYTABLE OF CONTENTS
Page
Independent Auditors’ Report
The Directors’ Statement on the Responsibility for Consolidated Financial Statements of PT Asuransi Bintang Tbk and Its Subsidiary For the Years Ended December 31, 2016 and 2015
CONSOLIDATED FINANCIAL STATEMENTS - For the Years Ended December 31, 2016 and 2015
Consolidated Statements of Financial Position
Consolidated Statements of Profit or Loss and Other Comprehensive Income
Consolidated Statements of Changes in Equity
Consolidated Statements of Cash Flows
Notes to Consolidated Financial Statements
Attachment I
Statements of Financial Position – Parent Entity Only
Attachment II
Statements of Profit or Loss and Other Comprehensive Income - Parent Entity Only
Attachment III
Statements of Changes in Equity - Parent Entity Only
Attachment IV
Statements of Cash Flows - Parent Entity Only
Attachment V
Underwriting Revenues, Expenses and Income - Parent Entity Only
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Notes
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Notes
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Notes
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corporate action
Accumulated number of shares Par value
issued and per shareDate Description outstanding (in full Rupiah)
Number of shares before public offering
November 17, 1989
Initial public offering of one million shares with Rp 1,000 (in full Rupiah) par value per share in Indonesia Stock Exchange
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Accumulated number of shares Par value
issued and per shareDate Description outstanding (in full Rupiah)
October 13, 1997
Stock split of the par value from Rp 1,000 (in full Rupiah) to
with nominal value of Rp 500 (in full Rupiah)per share for each two (2) shareswith nominal value of Rp 1,000 (in full Rupiah) per share
November 1, 2000
Bonus shares which entitled each shareholder to receive five (5)new shares for every two (2) shares, all of the issued shares were listed in Indonesia Stock Exchange
September 29, 2006Bonus shares totaling to 61,075,668 shares, all of the issued shares were listed in Indonesia Stock Exchange
December 12, 2006
The Pre-Emptive Rights entitled each shareholder to receivetwo (2) Pre-Emptive rights for every seven (7) shares held with each Pre-Emptive right entitled the stockholders to buy one (1) share at a price of Rp 500 (in full Rupiah). The number of shares has increased by32,617,574 shares as a result of Limited Public Offering
June 16, 2016Stock split with a par value from Rp 500 (in full Rupiah) to Rp 250 (in full Rupiah) per share
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and
and
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investee
investee
investee
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Mata Uang Fungsional dan Pelaporan Functional and Reporting Currencies
Transaksi dan Saldo Transactions and Balances
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Aset Keuangan Financial Assets
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Liabilitas Keuangan Financial Liabilities
Liabilitas Keuangan Lain-lain Other Financial Liabilities
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Saling Hapus Instrumen Keuangan Offsetting of Financial Instruments
Penurunan Nilai Aset Keuangan Impairment of Financial Assets
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Penghentian Pengakuan Aset dan Liabilitas Keuangan
Derecognition of Financial Assets and Liabilities
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Sukuk yang diukur pada nilai wajar melalui penghasilan komprehensif lain
Sukuk measured at fair value through other comprehensive income
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straight-line method
Buildings Years
Office equipment, furniture and fixtures Years Vehicles Years
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.
Sewa Operasi Operating Lease
Perlakuan Akuntansi untuk Lessee Accounting Treatment as a Lessee
straight-line basis
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Pengakuan Pendapatan Premi Premium Income Recognition
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Beban Klaim Claims Expense
settled claims
Komisi Commissions
Liabilitas Manfaat Polis Masa Depan Liability for Future Policy Benefits
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Aset Reasuransi Reinsurance Assets
cedant
cedant
Liabilitas Kontrak Asuransi Insurance Contract Liabilities
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accrual basis
Fee
fee
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Liabilitas Imbalan Kerja Jangka Pendek Short-term Employee Benefits Liability
Liabilitas Imbalan Kerja Jangka Panjang Long-term Employee Benefits Liability
Projected Unit Credit
Liabilitas Imbalan Kerja Jangka Panjang Lainnya
Other Long-term Employee BenefitsLiabilities
Projected Unit Credit
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Pajak Kini Current Tax
Pajak Tangguhan Deferred Tax
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Pertimbangan Judgments
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Pinjaman yang diberikan dan piutang Loans and receivables
Not include Sharia unit
investee
Komitmen sewa operasi - Grup sebagai lessee
Operating lease commitments - the Group as lessee
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Estimasi dan Asumsi Estimates and Assumptions
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Estimasi Klaim Estimated Claims
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Manfaat Polis Masa Depan Future Policy Benefits
Aset Reasuransi Reinsurance Assets
counterparty
Pengujian Kecukupan Liabilitas Liability Adequacy Test
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Fair Value - Fair Value -Total Shares January 1, 2016 December 31, 2016 Unrealized Gain (Loss)
Total
Fair Value - Fair Value -Total Shares January 1, 2015 December 31, 2015 Unrealized Gain (Loss)
Total
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Fair Value - Fair Value - Unrealized Total Units * January 1, 2016 December 31, 2016 Gain (Loss)
In full number of shares
Fair Value - Fair Value - Unrealized Total Units * January 1, 2015 December 31, 2015 Gain (Loss)
Total Shares*) Cost Fair Value Unrealized Gain (Loss)
Total
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Total Shares*) Cost Fair Value Unrealized Gain (Loss)
Total
In full number of shares
UnrealizedMaturity Date Rating Cost Fair Value Gain (Loss)
Oct 17, 2023/Sept15,2026May15, 2033May15, 2028Aug 02, 2020
March 19, 2017
15, 2020, 2019
Nov 22, 2021July15, 2023
, 2019
July 10, 2027
Total
UnrealizedMaturity Date Rating Cost Fair Value Gain (Loss)
Oct 17, 2023May15, 2033/Sept15,2026May15, 2028May15
March 19, 2017Aug 02, 2020
July 10, 2027July15, 2023
Total
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Government Bond Year 2007 - FR0056
Government Bond - FR0065
Republic Of Indonesia 2023
Government Bond Year 2005 - FR0046
Government Bond Year 2007 - FR0045
Total
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UnrealizedMaturity Date Rating Cost Fair Value Gain (Loss)
July 10, January 15, November 16,2023September 15,
Total
UnrealizedMaturity Date Rating Cost Fair Value Gain (Loss)
July 10, January 15,
Total
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January 1 Additions Deductions December 31
Changes during 2016
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January 1 Additions Deductions December 31
Changes during 2015
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self-assessment
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Harga kuotasian dalam pasar aktif/
(Level 1)/ Significant Quoted prices Significant unobservable
Nilai Tercatat/ in active markets observable inputs inputsCarrying Values (Level 1) (Level 2) (Level 3)
Aset yang diukur pada nilai wajar: Assets measured at fair value:
Fair value measurement using:
December 31, 2016Pengukuran nilai wajar menggunakan:/
Harga kuotasian dalam pasar aktif/
(Level 1)/ Significant Quoted prices Significant unobservable
Nilai Tercatat/ in active markets observable inputs inputsCarrying Values (Level 1) (Level 2) (Level 3)
Aset yang diukur pada nilai wajar: Assets measured at fair value:
Fair value measurement using:
December 31, 2015Pengukuran nilai wajar menggunakan:/
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bid price
Fair value of Non-financial Assets
Number of Percentage of Total Paid-upShares Ownership Capital Stock
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Number of Percentage of Total Paid-upShares Ownership Capital Stock
Number of Percentage ofShares Ownership
Number of Percentage ofShares Ownership
Manajemen Permodalan Capital Management
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and
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Decrease(Increase)
Reinsurance in Unearned Net PremiumGross Premiums Premiums Premiums Income
Decrease(Increase)
Reinsurance in Unearned Net PremiumGross Premiums Premiums Premiums Income
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Estimasi KlaimIncrease
(Decrease)Reinsurance in Estimated Net Claims
Gross Claims Claims Claims Expense
Increase(Decrease)
in Estimated Reinsurance Own Retention Net Claims
Gross Claims Claims Claims Expense
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Commission Commission Net CommissionExpense Income Expense
Commission Commission Net CommissionExpense Income Expense
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8,40% in 2016 and 9,10% in 2015
4% in 2016 and 7% in 2015
1% of mortality rate
1% at 20 years old andproportionately decline to 0%
at 55 years oldat 55 years old
Change in Assumptions Increase in Assumptions Decrease in Assumptions
Impact of on Long-term employe benefits liability Increase (Decrease)
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Change in Assumptions Increase in Assumptions Decrease in Assumptions
Impact of on Long-term employe benefits liability Increase (Decrease)
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8,40% in 2016 and 9,10% in 2015
4% in 2016 and 7% in 2015
1% of mortality rate
1% at 20 years old andproportionately decline to 0%
at 55 years oldat 55 years old
Change in Assumptions Increase in Assumptions Decrease in Assumptions
Impact of on Other long - term employee benefits lialibity Increase (Decrease)
Change in Assumptions Increase in Assumptions Decrease in Assumptions
Impact of on Other long - term employee benefits lialibity Increase (Decrease)
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Credited (charged) to Credited (charged) to
Other comprehensive Other comprehensiveJanuary 1, 2015 Profit or loss income December 31, 2015 Profit or loss income December 31, 2016
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Sifat Pihak Berelasi Nature of Relationship
Transaksi dengan Pihak Berelasi Transactions with Related Parties
Percentage to Total Assets/Liabilities
Board of ManagementBoard of Directors Commissioners Personnel
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Board of ManagementBoard of Directors Commissioners Personnel
Risiko Asuransi Insurance Risk Management
severity
Kontrak Asuransi Insurance Contract
Treaty program for each loss and risk
Retention Local Foreign Total
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Treaty program for each loss and risk
Retention Local Foreign Total
In full amount U.S. Dollar
Excess of Loss
Excess of loss program for each loss and risk
Retention Local Foreign Total
Asumsi Utama Main Assumptions
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Sensitivitas Sensitivities
Impact on Net Profit
Loss ratioLoss ratio
Tabel Perkembangan Klaim Claim Development Table
Cumulative Paid
Year of Accident Paid to DateDevelopment Year -
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Incurred
Year of Accident Paid to Date
Summary
Year of Accident Earned Premium
Development Year -
Risiko Keuangan Financial Risk Management
Risiko Harga Price Risk
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Impact on Post-tax ProfitImpact on Other Component
of Equity
Risiko Suku Bunga Interest Rate Risk
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market approach .
Average Effective Interest Rate Within One (1) Year In the 2 nd Year In the 3 rd Year In the 4th Year More than 4 Years Total
Liabilities
Floating Rate
Average Effective Interest Rate Within One (1) Year In the 2 nd Year In the 3 rd Year In the 4th Year More than 4 Years Total
Liabilities
Floating Rate
Foreign Exchange Risk
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Foreign Equivalent in Foreign Equivalent inCurrencies Rupiah Currencies Rupiah
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Risiko Kredit Credit Risk
Diukur pada nilai wajar melalui laba rugi Financial assets at FVPL
Tersedia untuk dijual AFS financial assets
Pinjaman yang diberikan dan piutang Loans and receivables
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Risiko Likuiditas Liquidity Risk
<= 1 Year 1-2 Years 3-5 Years > 5 Years Total As Reported
LiabilitiesCommissions payable *)
Other liabilities *)Bank loan
Total
<= 1 Year 1-2 Years 3-5 Years > 5 Years Total As Reported
LiabilitiesCommissions payable *)
Other liabilities *)Bank loan
Total
Not Include Sharia unit
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Segmen usaha Business Segment
MotorFire Vehicle Marine Cargo Engineering Others Total
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MotorFire Vehicle Marine Cargo Engineering Others Total
Segmen geografis Geographical Segment
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Revenue by geographical market
Carrying amount of segment assets *) Additions to property and equipment
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Recorded Non-ledger Non-admitted Admittedassets **) assets assets assets ***)
excludes participants fund (tabarru') of sharia insurance programnot consolidated
Based on Regulation No. 53/PMK.010/2012 of the Minister of Finance and the Bapepam-LK regulation No.PER-08/BL/2012
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Recorded Non-ledger Non-admitted Admittedassets **) assets assets assets ***)
excludes participants fund (tabarru') of sharia insurance programnot consolidated
Based on Regulation No. 53/PMK.010/2012 of the Minister of Finance and the Bapepam-LK regulation No.PER-08/BL/2012
Excludes participants fund (tabarru') of sharia insurance program
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akad wakalah bil ujrohaqad wakalah bil ujroh
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Retained Total Capital Stock Earnings Equity
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Analisis Kekayaan dan Perhitungan Batas Tingkat Solvabilitas Dana Tabarru’, Kekayaan yang Tersedia Untuk Qardh, dan Saldo Solvabilitas Dana Perusahaan Unit Usaha Syariah
Asset Analysis and Computation of Solvency Margin of Tabarru’ Fund, Assets Available for Qardh and Balance of Solvency Shareholders’ Fund
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Recorded Non-ledger Non-admitted AdmittedAssets Assets Assets Assets
Recorded Non-ledger Non-admitted AdmittedAssets Assets Assets Assets
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Qardh
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