3/15/2012 - Dakota County Tribune Business Weekly

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March 15, 2012 dakotacountytribune.biz VOLUME 33, NUMBEr 3

by Aaron VehlingDakota County tribune

redistricting of state House and Senate districts late last month has caused a stir in burns-ville and Lakeville, as incumbents and challengers vie for seats in new territories. the changes sparked a scram-bling in the local GoP with con-sequences that reach as far as the Lakeville school board. rep. Mary Liz Holberg, r-Lakeville, the House Ways and Means chair, announced March 1 in an email to supporters, and obtained by thisweek, that she was running in the newly created, Lakeville-centric House District 58a. “i grew up here and we raised our family in Lakeville,” Holberg wrote in an email to supporters. “it has been a true honor and privilege to represent such a great community that has so much to be proud of.” the new district, 58a, makes up most of Lakeville and has no incumbent. redistricting split Lakeville into three House dis-tricts, meaning Holberg would have had to run for re-election in 56b, a primarily burnsville district with the orchard Lake area basically the only piece of Lakeville left for her to represent. the Valley Park neighborhood in Lakeville will be in a district with apple Valley in 57a. Holberg’s move leaves 56b open for new candidates. Lakev-ille school board vice-chair roz Peterson and GoP Second Con-gressional District chairman ter-ry McCall, both republicans, are seeking their party’s endorsement on March 17. DFLer Will Morgan, a teacher

in the burnsville-eagan-Savage school district and former two-term House member, announced his bid last week to return to the Capitol. “i’m looking forward to the

challenge,” Morgan told thisweek last week, discussing the need for him to introduce himself to the Lakeville portion of 56b. Peterson, 46, a school board member since 2007, made her an-

nouncement in a Facebook post on Monday, March 5, indicating that she had been asked to run for the seat. “i want to be able to address having a great working environ-ment for jobs that is more condu-cive to job creation,” Peterson told thisweek. She said that though she is a longtime Lakeville resident and has been involved extensively in that community, she has sig-nificant ties to burnsville as well. Peterson, who works in commer-cial real estate, is a member of

Peterson, McCall to seek endorsement

Holberg move opens up 56B for GOP

Photo by t.W. budig

House Speaker Kurt Zellers, R-Maple Grove, and House Ways and Means Committee Chairwoman Mary Liz Holberg, R-Lakeville, study a document during a pause in the special session. Holberg plans to run in a new House district that is currently unrepresented.

Mary Liz Holberg Roz Peterson Terry McCall

See GOP, Page 35A

by Tad JohnsonDakota County tribune

republican state Sen. Chris Gerlach of apple Val-ley announced on Monday

that he will retire, effective at the end of his term this year, according to a press release. Gerlach, who has served in the Minnesota Senate for eight years, preceded by six years in the Minnesota House, said he wanted to spend more time with his family and focus on his di-

rect mail business. Gerlach and his wife, Shelli, have two children, ages 10 and 8. the announcement comes six days before the Senate District 57 endorsing con-vention at which many ex-pected him to be the new district’s candidate. “While serving in the

Legislature is truly an honor and privilege, the family and financial sacrifices are great,” he said in a press release. “now is the time to reassess my personal priorities.” recent reports regard-ing Gerlach’s ownership in eagan-based Capitol Di-

apple Valley resident has served the area for 14 years

Gerlach to step aside for new senatorState Sen. Chris Gerlach,

R-Apple Valley, cited a

desire to spend more time

with his family as the main reason he is

retiring from his work in the

Senate. Photo by rick orndorf

See Gerlach, 0A

inside biz

Laura adeLmann

Jessica harper

T.W. budig

Skype connects prisoners to loved ones 2aPostal Service, union in lawsuit battle 2a bill would pay money back to schools 7a

neWs

forum

capiToL commerce

dakoTa arTs

Rosemount Mayor Bill Droste’s State of the City outlines the surge in local economic development in the past year.

2a

Dan McCarty is a Rosemount native, Lakeville resident and Eagan police off icer who has written his f irst novel.

36a

biLLdrosTe

danmccarTy

JeffmorTensen

360 Communities is prepared to take on the diff icult work of meeting the high demand for its nonprof it services.

4a

Lakeville senator’s proposal for a so-called Right to Work constitutional amendment causes a Capitol stir.

6adave

Thompson

2A March 15, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

by Laura AdelmannDakota County tribune

Friends, families and children may never have to enter jail to visit an incarcerated relative in Dakota County again. under the first pilot program in Minnesota that may become perma-nent this spring, the Dakota County Jail has installed an electronic visi-tation system that allows people to visit jail inmates from home. Visitors call the jail on com-puters at home using Skype, a free online video telephone program, and inmates receive calls through a video system in the jail developed by turnkey Corrections, the company that operates kiosks at the jail where inmates can purchase snacks and toiletries. the video calls cost 35 cents per minute, are limited to 15 min-utes per hour and are monitored by turnkey. if adopted permanently, cor-rections officers would also moni-

tor calls on a screen, said Dakota County Sheriff ’s office Lt. Law-rence Hart. “We need to maintain security,” Hart said. “two sets of eyes are bet-ter than one.” Concerns include inmate access to graphic images or behaviors, or video visitors wearing inappropriate clothing or sharing criminal infor-mation. if a violation occurs, the inmate and caller can be blacklisted from the system. Since distance video visiting started in January, there has only been one infraction, said todd Westby, turnkey’s general manager. “the response has been over-whelmingly positive,” Westby said. “kids can visit with mom and dad in jail and not have to come into the jail environment.” He said families have passed around a laptop at the dinner table to interact with an inmate, show them a holiday meal and bake cake while on the call. “one couple even got married,” Westby said. Dakota County Sheriff Dave

bellows said video visiting saves jail staff from having to escort inmates to visitation areas, and keeps visitors from having to find transportation to see their friend or family member in jail. to use the system, visitors regis-ter at inmatecanteen.com, set up an account and provide a credit card to call the jail. During daytime hours, inmates are allowed to receive calls in their housing unit, unless they are in a class or on lockdown. inmates are limited to one call

per hour, and if behavioral issues arise, phone privileges are taken away. Funds raised through the phone and canteen system are shared be-tween the jail and turnkey. Hart said the jail’s canteen funds are used for rehabilitation programs intended to expand inmates’ options once released from jail. “i’m not one that is going to spend a lot of money on cuisine, but i’m going to put it into programs,” bellows said. Since the system went live, the jail has received between $2,800 and $3,300 per month, according to Westby. He said visitor traffic is down at the jail, while 44 percent of visitors are using the system, and monthly spending on phone calls more than tripled from $30 per month to $100 to $120 per inmate. “the inmates love it, because it’s not 9 to 5 Sunday only,” Westby said. bellows said the jail will contin-ue to offer on-site visitation, which also takes place using video screens. the 20-year-old system is being

updated at a cost of about $12,000 to $15,000. Whether the distance video vis-iting remains a part of the upgrade is still undecided, bellows said. “i want to make sure the tech-nology is working right for us,” he said. turnkey President Patrick Mc-Mullan said technology is eliminat-ing older modes of communication, and predicted Skype-like systems will appear in other jails across the state and country. “you’ll never have ‘Jailbook’ like ‘Facebook,’ ” he said. “but if you look, inmates only have the ability to communicate by the u.S. Postal Service and telephone. Five years from now, the desk phone won’t ex-ist anymore.” bellows said at a jail administra-tor’s meeting that Dakota County’s distance video visiting experiment drew a lot of interest. “Sherburne County is coming here to look at the system tomor-row,” he said.

Laura Adelmann is [email protected].

technology could expand to other jails

Dakota County Jail tests distance video visits

Photo submitted

A kiosk, like this one, is used by Dakota County Jail inmates to order commissary, request services, receive messages and conduct video visitation.

by Jessica HarperDakota County tribune

the u.S. Postal Service has taken its union to court over employee lockers in ea-gan. a lawsuit was filed last week in hopes of overturn-ing an arbitration ruling that requires the Postal Service to install larger lockers at its processing and distribution center in eagan. though it may seem in-consequential, the expense of installing larger lockers would be $200,000, according to a Minneapolis-St. Paul busi-ness Journal report. the issue surfaced two years ago when the american Postal Workers union filed a work-condition grievance against the Postal Service. in it, the union claimed employ-ees’ existing lockers were too narrow and short to accom-modate winter gear. in December, arbitrator Hamah king ordered man-agement at the center to in-stall lockers at least as large as those at the facilities the new center replaced. the postal service argued it would create too great of a financial burden. the federal lawsuit filed March 2 by the u.S. attor-

ney’s office alleges king’s rul-ing “ignored relevant contract language and … disregards the applicable regulation.” it contends that the facil-ity’s lockers abided by federal regulations, but the arbitrator said those regulations didn’t apply to the plant in eagan. the suit states king also failed to properly consider the collective bargaining agree-ment between the Postal Service and the union when forming his opinion. aPWu spokeswoman Sally Davidow said she has not yet seen the lawsuit, and declined to comment further. Peter nowacki, spokesman for the u.S. Postal Service, also declined to comment on the litigation. the Postal Service an-nounced in late February it plans to move mail process-ing to the eagan facility from Duluth and rochester in Minnesota, and La Crosse and eau Claire in Wisconsin. its consolidation plan is aimed at reducing the Postal Service’s growing deficit, which is predicted to be ap-proximately $12 billion in 2012.

Jessica Harper is at [email protected].

Postal Service sues union over lockers by Tad Johnson

Dakota County tribune

the city of rosemount is emerging from the Great recession with an eco-nomic development surge. Mayor bill Droste highlighted this burst of new businesses moving to or expanding in rosemount during his State of the City address last tuesday at the Steeple Center. the event, organized by the Dakota County regional Chamber of Com-merce, served as a way for Droste to emphasize the positive gains, which includes plastic-prototype manufac-turer Proto Labs projecting to add 300 jobs to a rosemount business Park lo-cation. the gains also listed are a projected 82 new housing units this year from three different home builders; plans continuing for a new senior housing building and a park-and-ride location; and other new jobs at Hawkins inc., rosemount Clean energy, origina-tion inc. and the Federal aviation ad-ministration. ruthe batulis, chamber president, said rosemount has been a quiet hot-bed and that Droste’s speech was a way to highlight that positive news. “it is a touchstone of the times,” batulis said. “it shows that rosemount has a business-friendly environment.” other businesses that have reinvest-ed in the community in the past year include toPS Pizza, which roughly doubled the size of its restaurant, and terry’s Hardware, which is in the a process of renovating its “main street” location. “Giving those businesses our sup-port will ensure that they are present and able to support our community,” Droste said. Much of the suburban economy re-lies on a strong housing market. While rosemount still has vacant homes due to foreclosure, there are signs that the housing market is rebounding. “We are hearing from realtors that

there is an uptick in their business,” batulis said. “rosemount has a great location, which is a few miles from the airport, Minneapolis and people still love the small-town feel.” From a city government perspec-tive, Droste noted the city’s efforts to reduce the tax levy, which has fallen over the past four years, as residents have felt the effects of the sour econ-omy. “We’ve held that line – actually, we’ve moved that line down – while still funding a prudent list of added items,” Droste said.

He also pointed to the future as he says the city could be a prime site for a hotel development, according to a re-cent market study. in addition to that, he said, the city’s goals include bringing recre-ational facilities downtown and into other neighborhoods. Droste will record the speech for broadcast later this month on govern-ment access cable television channels.

Tad Johnson is at [email protected].

Mayor highlights accomplishments in the past yearRosemount sees surge in economic development

Photo by tad Johnson

Rosemount Mayor Bill Droste talks with attendees after the State of the City Address last Tuesday at the Steeple Center.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY March 15, 2012 3A

Buzz

People, places and pursuits creating buzz in Dakota County business

this week as submitted by the local business community

Submissions to Buzz: www.DakotaCountyTribune.biz

NoteworthyTomWrobleWskiNamed general manager of Apple Valley Applebee’s

TomWroblewskihasbeennamedgeneralmanagerofApplebee’sinAppleValley.Hewaspreviouslygeneralman-ageroftheLakevillelocation.Wro-blewskihasbeenwithApplebee’sfor23years.

TonyCapersAppointed chief sales and marketing officer at Tail Wind Voice and Data, Plymouth

Anthony“Tony”Ca-persofRosemounthas

beenappointedchiefsalesandmarket-ingofficeratTailWindVoiceandData,Plymouth.HewillmanagetheP&L/revenueforthecompany.

AccoladesnaCr Training reCognized by avaya

AsaparticipantintheAvayaLearn-ingPartnerProgram,Eagan-basedNACRanditstrainingprogramhavebeenrecognizedbyAvayaforhigheststudentsatisfactionintheUnitedStatesforthefourthquarterof2011.Thisnewawardispresentedquarterlytoonewin-nerineachglobalregion.

mary b.kusskeNamed one of the top 63 independent broker/dealer women advisors

MaryB.Kusske,CFP,presidentofBurnsville-basedKusskeFinancialManagement,Inc.,hasbeennamedoneoftheTop63IndependentBroker/DealerWomenAdvisorsintheNov.1,2011,issueofRegisteredRepMagazine.Therankingisbasedonas-setsundermanagement.

Business BriefsmCdonald’s remodels iCeniC Trail sTore

McDonald’srecentlycompletedanextensiveremodelingatitsLakevillelocationonIcenicTrail.Theremodelincludedinteriorrenovations,exteriorbuildingimprovements,andanaddi-tionaldrive-throughlane.

Business Briefsprime TherapeuTiCs sTrikes agreemenT WiTh emd serono

Eagan-basedPrimeTherapeuticsandEMDSerono,Inc.,asubsidiaryofMerckKGaA,Darmstadt,Germany,haveenteredintoanagreementbringingthefirstoutcomes-basedrebatecontractforamultiplesclerosisdrug,Rebif,toPrime’sCareCenteredContractingprogram. TheRebifagreementisthethirdCareCenteredContractthatPrimehasenteredintowithpharmaceuticalpart-nersinthelast12months.Otherchronicdiseasesoffocusthusfarhaveincludedosteoporosisanddiabetes.

lakeville Chamber hosTs expo aT lakeville norTh

TheLakevilleChamberofCommercewillhostitsninthannualLandscape&Home/ConsumerShowcaseExpofrom9a.m.to3p.m.Saturday,March17,atLakevilleNorthHighSchool.Parking,admissionandseminarsareallfree.

gander mounTain aCademy Trains loCal poliCe

TheLakevillePoliceDepartmentisnowusingtheliverangeatGanderMountainAcademyfortrainingandpractice.Theacademyhastheabilitytosetthesystemtorepresentlightingtosimulatereal-lifesituations,includingflashingsquadlights.Targetscanalsobesettoturnatdifferentanglestosimulatemovement.

diCk’s saniTaTion uses naTural gas in TruCks

Dick’sSanitation,Lakeville,recentlycompletedconstructionofanewCom-pressedNaturalGas(CNG)fillstationandbeganusingclean-burningCNGinfivenewtrucks.CNGisafossilfuelsubstituteforgasoline.

lakeville releases building permiT reporT

Lakevilleissuedbuildingpermitswithatotalvaluationof$12,669,047throughFebruarycomparedto$5,549,087in2011.Commercialandindustrialpermitswithatotalvaluationof$1,827,000wereissuedthroughFebruarycomparedto$379,500in2011. Permitsfor26singlefamilyhomeswereissuedthroughFebruarywithatotalvaluationof$7,787,000comparedto14permitsthroughFebruaryof2011withatotalvaluationof$4,294,000.

Business Briefsmedi-Car program benefiTs ChariTies

Medi-CARAutoRepairinRose-mountiscelebratingitsthirdyearinbusinessbyofferingaspecialprogramcalled“DoctorYourCar:DonatetoYourFavoriteCharity.”Thepro-gramlaunchedinMarchandwillrunthroughMay31. ThebrainchildofMedi-CARownerDebiMcConnell,theprogramwillbenefitanumberoflocalcharitiesthroughdesignateddonationsonbe-halfofautoownersandtheautorepairshop. “Icameupwiththe‘DoctorYourCarandDonate’programasameansofgivingbacktothecommunity,whilegivingmyclientsasayinwherethemoneygoes.WearesopleasedtobepartoftheRosemountcommunity.Makingthesedonationsonbehalfofourclientsisonewaytoexpressourgratitude,whilealsoraisingfundsandvisibilityforthemanyimportantorga-nizationsservingourarea,”McConnellsaid. Medi-CARwilldonate5percentofacustomer’srepairbill(withaminimumof$10contribution)toadesignatedcharity.AreanonprofitscancontactMcConnelltoensuretheirorganization’snameisonthedonationdesignationlistbyphoneat(651)[email protected].

CiTy CounCil approves menard’s move

TheAppleValleyCityCouncilgavefinalapprovalMarch8toMenard’smoveintoFischerPoint,whichistheopencornfieldeastofHomeDepotonCountyRoad42.ItnowgoestoMetCouncilforcomprehensiveplanclear-ancebeforeconstructioncanbegin.ThecityislookingatnewtenantsforthecurrentMenard’slocation.

Business BriefsmaTTressfirm geTs neW signage, invenTory

MattressFirm,14949FlorenceTrail,AppleValley,recentlyinstalleditsnewsign.ThestoreislocatednexttoVerizoninfrontofSam’sClub. TheAppleValleystore’sinsidewasguttedandallnewinventorywasputinlastweek.MatressFirmboughtoutMattressGiantstores,including15intheregion.

applebee’s remodeling in apple valley

TheApplebee’sinAppleVal-leywillbeclosedSunday,May6,throughWednesday,May9,forremodeling.Therestaurantwilladdanewmuralwallwithalocalthemeandopenupthebar.Otherupdatesincludenewfurniture,lighting,outsidesignage,awnings,buildingstoneworkandlandscaping.

fundraiser seT for sCoTT proudfooT

A“PotofGold”fundraiserforScottProudfoot,whowasinjuredinadivingaccident,willbeheldMarch12-17.Proudfootisunder-goingoutpatienttherapyatCour-ageCenter.Alldonationswillhelpoffsetexpenseforhis“outofpocket”physicaltherapy. AnythingmadefromeithersilverorgoldcanbedonatedatDance-WorksP.A.C.andHealthWorksFit-nessforWomen,17470GlacierWay,Lakeville,oratJayF.Jeweler,15050CedarAve.,atthecornerofCountyRoad42andCedarAvenueinAppleValley.CallDanceWorksat(952)432-7123withquestions.

Submission to Buzz TheDakotaCountyTribuneBusinessWeeklyincludespromotions,newhires,retirements,awardsandothersuchbusinessnewsontheBuzzpage.Ifyouhaveanannouncementyouwouldlikeincludedinthispartofthenewspaper,[email protected],faxto(952)846-2010ormailittotheBurnsvilleofficeat12190CountyRoad11,Burnsville,MN55337.Whensendingaphotobye-mailbesurethatitis200dpiorgreater.Includeadaytimephonenumberifsomeonefromthenewsroomneedstocontactthebusinessforadditionalinformation.Deadlineis5p.m.FridaypriortoThursdayedition.Submissionofinformationdoesnotguaranteepublication.Allitemsaresubjecttoediting. Tipsonwhattoincludeinthesubmissionare:names,titles,dates,businessname,briefdescriptionofthenewstakingplace,briefdescriptionofthebusiness,contactnamesandnumbers.


Forum

Commentary and opinion regarding issues

in the world of business and public policy

Submissions to Forum: www.DakotaCountyTribune.biz

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Many Minnesotans say they treasure the Minnesota Vikings football team, but they don’t want to help pay for a new stadium to keep it. That’s the dilemma for the Legisla-ture, which keeps stalling, hoping it can put this decision off until after the No-vember elections. Meanwhile, the Vikings insist they want a new $975 million stadium and are willing to pay more than $427 mil-lion of the cost, as long as someone else pays the remaining $548 million. The central question, however, is not how to pay for it and where to put it. The bottom line is: How important is the Viking team to Minnesotans’ quality of life? If the consensus of the people is to keep the Vikings because they add so much value to the state’s quality of life, then all the people should help pay for a new stadium that will keep them here. This burden should not fall on Min-

neapolis residents alone through the ar-ray of taxes they pay now for facilities like Target Field, the Minneapolis Con-vention Center and Target Center. Nor should it fall on only those who would pay for electronic pull tabs, as proposed in the latest stadium plan. The latest plan calls for a $975 mil-lion stadium east of the Metrodome in Minneapolis. It would be financed by $427 million from the Vikings, $150 million from Minneapolis through sales and luxury taxes and $398 million from state-run electronic pull tabs. This plan still has to be approved by a reluctant Legislature and Minneapolis City Council, which fear the backlash from those who question the Vikings deal when compared with the state’s need to close a budget deficit, to pay

for $2.1 billion in withheld payments to school districts and to fund human ser-vices. Since this issue has dragged on for 10 years and a plan has been put together for the Legislature, this is the session to vote it up or down. Waiting won’t lead to a better solution. Minnesotans want to believe the Vi-kings will never leave for a city with a modern stadium. Don’t they recall how the state lost its former NBA franchise, the Minneapolis Lakers, to Los Angeles and the Minnesota North Stars NHL hockey team to Dallas? Have they forgotten how the state fought for and regained new hockey and basketball franchises by having to build Target Center and the Xcel Center? A major policy question is: Should the state continue to fund entertainment venues for its residents with local and state taxes? Why not? There are state and lo-

cal tax dollars in the Xcel Center in St. Paul, Target Field in Minneapolis, the National Sports Center in Blaine, the Guthrie Theater in Minneapolis, the Mall of America in Bloomington and the TCF Bank Stadium on the Univer-sity of Minnesota campus. The most recent case of public fi-nancing is Target Field in Minneapolis, where there is a 0.15 percent sales tax paying two-thirds of the cost. People are raving about this stadium, even as they help pay for it when they buy something in Hennepin County. A consensus is developing that keep-ing the Vikings maintains the state’s quality of life. A stadium plan is on the table. Let’s vote.

An editorial from the ECM Publishers Editorial Board. Thisweek Newspapers

and the Dakota County Tribune are is part of ECM Publishers Inc.

by Jeff MortensenDAkOTA COUNTy TRIBUNE

360 Communities has previously shared the exciting results from the Uni-versity of Minnesota Center for Applied Research and Educational Improvement evaluation of our Partners For Success program: 88 percent of students in the evaluation met, exceeded or made prog-ress toward their reading goals. Nearly half of those kids exceeded those goals, several by 200 percent. In addition to vali-dating strong service results, the CAREI study also provided constructive feedback regarding organizational areas for im-provement. Adaptability is an essential part of any organization’s continued growth and vi-ability and 360 Communities is a learn-ing organization. Over the past couple of months, we have opened up new con-versations externally with partners and internally with staff and volunteers. We have found that while there is much to celebrate about 360 Communities, there is also important feedback to act on now to improve and strengthen services that directly support families. Informed by staff and volunteers clos-est to the work, community partners and the CAREI evaluation, we promptly implemented improvements that both strengthen our direct services and increase

our volunteer capacity. We’ve added 40 frontline staff hours to the 360 Communities Burnsville Re-source Center. These hours are shared by employees from our Partners For Success, Dakota Healthy Families and 360 Com-munities Lewis House service areas. The result is experienced full-time staff cover-age Monday through Friday, 9 a.m. to 5 p.m. at this critical location that supports many of our other service areas through-out Dakota County. This immediately provides more direct service to families, greater support to volunteers and allows us to be more responsive to community needs through our (952) 985-5300 hot-line and in-person intakes. In addition, 360 Communities added a position that is responsible for the recruit-ment, support and retention of volunteers … a community source of strength! In the past four weeks, this addition has already made an impact: 10 new volunteers are now providing direct service to families, another 15 are in the on-boarding pro-

cess and active volunteers have gained in-creased support. Our services are now more accessible at a time when they couldn’t be more need-ed. According to the U.S. Census Bureau American Community Survey, there was a 126 percent jump in poverty in Dakota County between 2000 and 2010. We are confident our recent changes will help us connect with families in new and better ways, paving the way for a successful fu-ture for all of us. 360 Communities is adapting to the changing needs of its staff, its volunteers and its communities. We are grateful to the more than 1,000 volunteers who gen-erously give 360 Communities their time and talent annually to strengthen their communities. Drop by and you’ll notice a fresh in-flux of energy and excitement around 360 Communities. If you are interested in vol-unteering, contact kathryn Archambault at (952) 985-4017. your community and 360 Communities need you.

Jeff Mortensen is Interim President and CEO of 360 Communities, a nonprof it

devoted to preventing violence in our homes and communities, stabilizing families in crisis, and ensuring that kids succeed in

school. Columns reflect the opinion of the author.

Time is now to vote on Vikings stadium

The next step for 360 Communities: strengthening family services

Guest ColumnistJeff Mortensen

ECM Editorial


by Aaron VehlingDakota County tribune

the city of Lakeville has some of the most enviable park and recreation facilities in the state. Many of its 59 parks, 18 conservation areas and six greenways and seven nature trails are due to park dedica-tion fees charged to develop-ers (or land “donated” by de-velopers), a common practice in most cities that state stat-ute supports. in november, the City Council approved a study to help it determine how to adapt park dedication fees to the new reality of the housing market. the preliminary study, conducted by consultant Daniel Licht and presented at a recent council work ses-sion, indicated that Lakev-ille’s fees are in the middle when compared to similar cities across the region, such as Plymouth, eden Prairie, and Maple Grove. the fees are higher than Woodbury and blaine. the study proposes a new formula for determin-ing more reasonable fees that stay within or are lower than the 10 percent maximum re-quired by statute. Park dedi-cation dollars can come in two forms: donated land or fees. the city currently charges developers: • $4,747 per lot for single-family units; • $4,153 per each multi-

ple-family unit; • $7,693 per net acre for commercial developments; and • $4,558 per net acre for industrial developments. the formula proposal is not set in stone, but Parks and recreation Director Steve Michaud said it would be tied to “acreage and people’s needs.” City Council Member Colleen Labeau asked why neighboring cities were not included in the fee compari-son. She said Plymouth and eden Prairie’s “land prices are substantially higher.” Labeau also wondered why the city is paying money for studies. “it’s bogus,” she said. “i go by a lot of those parks and they are seldom used. People have their rainbow play-grounds in their yards.” Labeau, who works in the real estate industry, con-ceded that families in search of a new home do ask about parks, but argues that Lakev-ille should “great creative.” “We need to have our vi-sion – figure out what the community really wants,” she said. Council Member ker-rin Swecker raised questions about Labeau’s comments because Labeau’s father, Jim Stanton, is the developer whose protest about park dedication fees triggered the study. “i’ve got a number of calls today and two emails,” Swecker said. “they are con-cerned about you having a comment on this because of your father. there is a very large perception, with your dad having 37 lots currently in process and another 111

coming, that if we lower the rate 5 percent it could affect him up to $40,000.” Labeau said she spoke with City attorney roger knutson, who said there was no conflict of interest. “i wish it wasn’t him be-cause this started long before he came,” Labeau said.

From boom to bust During boom times, park dedication fees provided Lakeville with the means for building and maintaining a variety of parks. in 2005 the city brought in $2.2 million in fees and land in lieu of fees, according to a table provided by Den-nis Feller, Lakeville’s finance director. as the economic down-turn became fully realized – and development slowed

on the heels of reduced de-mand – the city’s park dedi-cation fees and land revenue dropped to about $108,000. Since then, land values have declined while park dedication fees have either stayed the same or increased. after Stanton’s protest last fall of the current fees, the city was legally obligated to re-assess its fee structure. Stanton wrote a letter to a city at that time asking that the $176,000 in park dedica-tion fees from his most recent Crescent ridge project be put into an escrow fund until the city reviews its park dedica-tion rates. “i think we are very aware that land prices have plum-meted and development has substantially slowed,” Stan-ton wrote. He added that the current

fee of $4,747 per lot would amount to about 33 percent of the land cost for him. State law and city code govern fee rates, suggesting 10 percent as a reasonable fee percent-age. in 2011, the city’s park dedication fees (land and cash) totalled about $477,000. about $393,000 of that was cash, with Stanton’s share held in escrow pending the outcome of the study. in a phone interview with thisweek, Labeau said that the problem with the fees being high is that they are passed on to consumers. “Percentage-wise,” she said of the relationship of fees to the overall cost to develop land, “the cost of land value is not in line anymore because of the plummeting factors.”not the first battle

though Stanton’s protest is the first in Michaud’s de-cades with the city, Michaud said it is not the first time the economy has led to con-cerns about park-dedication fees and lawsuit threats from builders. bob erickson, who was city administrator of Lakev-ille in the late 1980s through the early 2000s, said he ran into controversy over fees charged to commercial and industrial developments. the appropriateness of the fees on such developments “was a very contentious issue at the time,” erickson said. it was based on to what extent those businesses place a demand on the open space system, he said. “that was evaluated and we determined that they con-tribute to organized softball leagues. … the employees certainly make use of trails, if not to the same degree and extent of residential proper-ties,” erickson said. erickson is now on the developer’s side of things; he works for Welsh Companies. He said the city has amended its fees in recent years to accommodate senior housing, with the consider-ation that residents of some assisted-living facilities might not use the park systems. as for the need to address fees in light of new economic norms, erickson said it is necessary or else land devel-opment can become prohibi-tively expensive. there will be more dis-cussion on this topic, with a possible vote at the March 19 City Council meeting.

Aaron Vehling is at [email protected] or www.

facebook.com/thisweeklive.

Money, land used to build

outdoor amenities

Lakeville looks to temper developer’s park fees

Photo by rick orndorf

Residents gather for summer entertainment at one of Lakeville’s many parks. The City Council is looking at lowering fees it charges to developers to help pay for parks.

by Tad JohnsonDakota County tribune

roberta Gibbons can trace her political aspirations to a State Capitol field trip when she was only a sixth-grader. now that school child is embarking on a campaign to be the state representative of an area of Dakota County she’s called home for the past 20 years. Gibbons is the only DFL candidate to file to seek the House District 57a en-dorsement (the old 37a), which will be handed out at the March 17 convention. She would face rep. tara Mack, r-apple Valley, who has served two terms in the House.

Gibbons said she plans to tell the dele-gates that her message is about fairness, from tax policy to transpor-tation options and job opportunities to ac-cess to education. Gibbons has worked on political campaigns and with the lo-cal DFL senate district for about the past 10 years. She’s knocked on doors, served as associate chair and chairper-son of the old Senate District 37. While serving as the chair-person of the senate district in 2003, she said she helped en-hance the organization’s email and website communications. Gibbons and her husband lived in eagan and inver Grove Heights for seven years prior to moving to apple Val-ley in 1992, in large part to be in School District 196.

She said one of the major reasons she is running for elec-tive office is that School District 196 has fallen from no. 1 in the state to no. 37, according to one school-rating organi-zation.

Gibbons said the main reason the district has fallen in the rankings is that its state funding has been reduced in recent years and that has ne-cessitated program cuts and teacher layoffs. “there is some kind of disconnect,” Gibbons said. “We are not placing as much importance on education as we did in the past.” She points out that the financial situation in District 196 could have been much worse this year if it hadn’t received one-time stimulus money of $5 million from the

Federal education Jobs Fund. “(education) is so impor-tant because they are going to be taking care of us when we get old,” said Gibbons, who directed fundraisers while serving on the Cedar Park elementary School Finance Committee. She views stable funding for k-12 and higher educa-tion as investments in job cre-ation as local employers get skilled workers. She is concerned about the rising cost of tuition as state funding has been reduced to the Minnesota State Colleges and universities System. “every kid should be able to afford college and they shouldn’t have to break the bank to do it,” she said. another focus of Gibbons’ campaign will be on job cre-ation. She said the state needs to work with MnSCu colleg-es to make sure they are offer-

ing the kinds of programs and degrees that employers will require. “When i was on the door steps of people in the cam-paign, one overriding theme i heard from people is getting jobs,” Gibbons said. Job creation and retention-are keys to solving many cur-rent problems, according to Gibbons. When more people are working, Gibbons said, it re-duces the tax burden on ev-eryone, it helps support local businesses because people now have money to spend, and home ownership increas-es to fuel the property-tax base, which funds local gov-ernments. She said she supports Gov. Mark Dayton’s idea of fund-ing road and other construc-tion projects as a way to create jobs. in response to the criti-

cism that such job creation is only temporary, Gibbons said construction work is already a cyclical kind of employment and the sector needs a bridge to when she says the economy will improve. Gibbons will be taking her message to the delegates of 57a, which now includes a south portion of apple Val-ley and a northeast portion of Lakeville. it’s a demographic that is largely the same as the old 37a that she served as a Senate District party leader. She’s hoping that familiarity will help her as the campaign takes shape. thisweek newspapers will run a series of stories about local political candidates in the coming weeks, including Mack.


roberta Gibbons has history in local

politics, schools

Longtime Apple Valley resident seeks DFL endorsement

Roberta Gibbons


Capitol Commerce

by T.W. BudigECM Capitol REpoRtER

With the chants of union activists ringing outside the in State Capitol corridor March 12, a Senate committee on a 7-to-6 vote passed a proposed, so-called Right to Work con-stitutional amendment. the amendment, if ap-proved by voters, would make it illegal to force someone to join a union or pay union dues as a condition of employment. “i’m a big believer in ideas,” said Sen. Dave thompson, R-lakeville, after seeing his Freedom of Employment amendment squeak by the Senate Judiciary and pub-lic Safety Committee. “We passed a big hurdle today.” the Senate committee hearing attracted hundreds of union activists to the Capitol. their chants — “Just vote no” — and others pealed out-side of the committee during much of the more than three-hour hearing. the decibels increased and fell with opening and closing of doors. although thompson de-scribed the demonstration as “what’s great about america,” other Republican senators struck sterner tones. “i will not be intimidated by the unions,” said Sen. Dan Hall, R-Burnsville, comment-ing on the “disrespectful” voices outside the committee room. thompson described his proposed amendment as a simple bill — about choice and freedom. He called union dues a “job tax,” and argued that forcing someone to pay union fees for representation they do not want cut at the heart of eco-nomic freedom. But thompson’s inter-pretation of the proposed amendment was not shared by opponents who depicted it as needless, intrusive, and a stealth-attack on unionism. “this bill is intended to, and will, financially cripple unions,” said Minneapolis po-lice officers Federation presi-dent lt. John Delmonico. among objections by op-

ponents to the proposed amendment is that it legal-izes and encourages “free rid-ers,” employees who benefit through union representation, wanted or not, but who would no longer have to pay for it. one opponent character-ized the “free riders” aspect as asking the Chamber of Com-merce to represent businesses but not ask for membership fees. other union officials de-scribed the proposed amend-ment as a threat against public safety. tom thornberg. Minne-sota professional Firefighters president, argued his union’s advocacy on fire safety is-sues benefited not just union members but the public at large. the proposed amendment “dishonors” the fallen fire-fighters who shortly will be memorialized on the Capitol grounds, he explained. andy lindberg, of Car-penters local 68, said he was a Republican and many other union members are Republi-can, too. He argued the pro-posed amendment simply fuels Democratic party spin that Republicans are against workers. Both advocates and oppo-nents argued the amendment had wage implications for non-union members. aaron Sojourner, of the University of Minnesota Carlson School of Manage-ment, said a study of the im-pact of Right to Work law in oklahoma suggests a similar law in Minnesota could lower wages for workers by about $1,800 per year — advocates cited studies finding just the opposite. “there’s a lot of bad stud-ies out there,” Sojourner said. But others felt the amend-ment was needed. pat purcell, of the Minne-sota Department of Human Services, said she knew her appearance before the com-mittee would make her name “mud” among colleagues but argued that if union member-ship were valuable, passage of the amendment would not

hurt them. Becky Swanson, a Dakota County childcare provider who has been active in the child care unionization de-bate, spoke on behalf of the amendment. “Give us the chance to run our own businesses,” she said. the proposed amendment sparked committee debate. “i do think this is a really an ill-conceived bill,” said Sen. Barb Goodwin, DFl-Co-lumbia Heights. putting the proposed amendment before the voters was akin to letting the major-ity decide the economic fate of a minority, Goodwin argued. Sen. Ron latz, DFl-St. louis park, argued that unions provide workers with job securities — non-union workers can be fired without reason, he explained. “What’s the problem we’re trying to fix here?” latz said. Sen. Julianne ortman, R-Chanhassen, indicated the proposed amendment evoked complex issues. “(But) there’s no yellow votes here. it’s green or red,” she said of options before committee members. Hall argued the amend-ment would help Minnesota. “it’s a freedom issue to me,” he said. after an attempt to send the bill to the Senate Jobs and Economic Growth Com-mittee failed, the proposed amendment was sent to the Senate Rules Committee. “there’s no guarantee i’ll succeed,” thompson said of seeing his amendment go onto the ballot. He hadn’t been intimi-dated by the loud protest, he indicated. “i expect the rest of the day will be fine,” thompson said. one Republican commit-tee member, Sen. Bill inge-brigtsen, R-alexandria, voted against the amendment. the committee action keeps alive the possibility the Republican legislature could place three proposed consti-tutional amendments before state voters in November. a proposed photo iD constitutional amendment is moving through the House and Senate, while a same-sex marriage ban amendment was placed on the ballot last fall. No committee hearings have yet taken place in the House on the Right to Work amendment.

T.W. Budig can be reached at [email protected].

thompson says proposed constitutional amendment cleared big hurdle

Lakeville senator’s bill roils union supporters

photo by t.W. Budig

Sen. Dave Thompson, R-Lakeville, saw his proposed constitutional amendment dealing with union membership and dues pass a Senate committee March 12.

photo by t.W. Budig

Sen. Dan Hall, R-Burnsville, was not pleased with the protesters outside the committee room during a hearing the so-called Right to Work proposed constitutional amendment.

photo by t.W. Budig

One Right to Work amendment opponent made plain his feelings while standing outside of the committee room.

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Capitol Commerce

by John Gessner and Tad Johnson

Dakota County tribune

in the wake of the tania Chance controversy, a burns-ville legislator has introduced a bill that expands the defini-tion of government-employee separation agreements re-quiring disclosure. rep. Pam Myhra, r-40a, introduced the legislation amid an uproar over a separa-tion agreement with Chance, the former head of human re-lations in burnsville-eagan-Savage School District 191. the agreement gives Chance $254,815 to es-sentially sit out the last 18 months of her two-year con-tract (see related stories). un-der terms of the agreement, she resigned on Feb. 1. the district has come un-der fire for not disclosing the reasons behind the buyout. at the advice of its attorney, the district concealed nine lines of the document that exposes the existence, but not the nature, of charges Chance had filed against the district. “the point here is that people want to know what

public funds are being used for,” Myhra said. “there is quite an outcry regarding the situation that’s happening in independent School Dis-trict 191, with over a quarter of a million dollars settle-ment. People want answers. they also really want edu-cation funding to go to pay for what’s happening in the classroom, for students to be learning.” the bill, which amends the personnel-data section of the Minnesota Data Practices act, may not be lawyer-proof. it adds to the definition of public data “a settlement agreement for a lump sum payment made in lieu of sal-ary or other compensation, or any agreement settling any dispute.” the bill makes public the terms of any agreement “or other arrangement” arising from an employee relation-ship, including a buyout. that phrase replaces one which says that the terms of any agreement “settling any dispute” must be public. the law already requires “specific reasons” for buyouts

that exceed $10,000 in public money. that’s where disclo-sure becomes tricky, accord-ing to Mark anfinson, gener-al counsel for the Minnesota newspaper association. the law is ambiguous in setting forth what kinds of “reasons” should be disclosed in a separation agreement, he said. District 191’s lawyer,

Maggie Wallner of kennedy and Graven, maintains that, for example, the fact that Chance and the district “wish to terminate their employ-ment agreement” constitutes a reason. it’s hardly the kind of “reason” angry residents and teachers in the district are clamoring for. but government bod-

ies often cite reasons such as “save on legal fees” or “end the dispute” to dodge controver-sies in separation agreements, anfinson said. “that way the public bod-ies don’t have to discuss the bad stuff,” he said. Strengthening the law to provide a wider definition of “reasons” is also tricky. that could violate data privacy law

by disclosing employee infor-mation that is private under the law, according to anfin-son. Myhra’s bill passed the House education Finance Committee on tuesday and was headed for the Civil Law Committee, anfinson said.

John Gessner is [email protected].

State rep. Pam Myhra’s bill responds to Chance controversy

Bill would widen net for separation disclosure

by T.W. BudigeCM CaPitoL rePorter

House republicans pro-pose to cut deeper into the state budget reserve in order to speed up the repayment of the k-12 school funding shift. House education Finance Committee Chairman Pat Garofalo, r-Farmington, described his legislation as “good news” Minnesota schools, but the move was de-scribed as risky by the state’s teachers union president. already, some $318 mil-lion, by law, has been desig-nated to pay down the more than $2 billion lawmakers have borrowed in education funding to craft recent state budget agreements. the dollars come out of recent state budget surpluses,

which have replenished the budget reserve. Garofalo’s bill would add an additional $430 million to the outgoing one-time school funding — an additional $780 in per pupil funding — but also depletes the budget reserve. “i think it’s a higher prior-ity to pay back the debt than to have the cash in hand,” Garofalo said. the state would still have $577 million in reserve, Ga-rofalo said. His bill passed the House education finance committee today on a 14 to 5 vote. House Speaker kurt Zellers, r-Maple Grove, de-scribed the bill as reflecting what republicans have been hearing from the public. “We believe we’re on a

good track,” he said of the state budget. Zellers doesn’t believe the next state budget forecast, out in november, would show a darkening state budget pic-ture. but Democratic Gov. Mark Dayton suggested on March 8 the republican pro-posal was an election-year political ploy. “Sounds good,” he said. but Dayton expressed concern that republicans by “raiding” the budget reserve could force the state into short-term borrowing. beyond this, his phi-losophy on additional state spending — and Dayton considers the funding shift repayment that — is that it must be offset by additional revenue, Dayton explained.

He would hold republi-cans to that task, Dayton in-dicated. education Minnesota President tom Dooher in a statement said while the idea of paying off the school shift as quickly as possible is laud-able, “this proposal is a risky,

one-time maneuver that pays off only a fraction of the money (about 20 percent) owed to schools while putting the state’s budget reserves and credit rating at risk,” said the teachers’ union president. republicans and Demo-crats blame each other for the

school funding shifts. His legislation would re-turn the school payment schedule, explained Garofalo, back to as it was in 2011.

T.W. Budig can be reached at [email protected].

Garofalo’s high priority is teachersunion president’s risky manuever

Proposal would pay back schools early

Photo by t.W. budig

State Rep. Pat Garofalo, R-Farmington, talks during a Capitol press conference regarding a bill that would funnel more money to schools. Gov. Mark Dayton has called the proposal and election-year ploy and the Education Minnesota president deemed it risky.

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Pam Myhra Tania Chance


TosubmitanitemfortheCal-endar, email it to [email protected] or fax (952) 846-2010.

Date-specific Dakota County Regional Chamber of Commerce events: •Thursday,March15,8 to9a.m.,EaganStateoftheCityAd-dress,EaganFireSafetyCenter,1001StationTrail, Eagan. Infor-mation: Jessy Annoni at (651)288-9202 or [email protected]. •Friday,March16,7:30 to8a.m.,MinnesotaChamberconfer-ence call, DCR Chamber office,1121 Town Centre Drive, Suite102,Eagan.RSVP:JessyAnnoniat (651) 288-9202 or [email protected]. •Tuesday,March20,noonto1:30 p.m., newmember orienta-tion, DCRChamber office, 1121Town Centre Drive, Suite 102,Eagan. RSVP: Jessy Annoniat (651) 288-9202 or [email protected]. •Thursday,March22,7:30to9 a.m., Breakfast With Champi-ons,JBLConferenceandEventsCenter, 3795 Pilot Knob Road,Eagan. Speaker: Tommy Wat-son. Cost: $20/members, $30/nonmembers,includesbreakfast.RSVP: Jessy Annoni at (651)288-9202 or [email protected]. Apple Valley Chamber of Commerce events: •Thursday,March15,5 to7p.m.,BusinessAfterHours,Think

Mutual Bank, 15751 EmperorAve., Apple Valley. Information:[email protected]. • Wednesday, March 21,11:30a.m. to1:30p.m.,Mayor’sState of the City, Hayes Com-munity & Senior Center, 14603HayesRoad,AppleValley.Noonluncheonandaddress.Cost:$15/members, $20/guests. Informa-tion: CatherineBauman at [email protected]. Burnsville Chamber of Commerce events: •Thursday,March15,6to10p.m.,BiteofBurnsville,BurnsvillePerformingArts Center. Call thechamberfortickets($40)at(952)435-6000 or email [email protected]. Lakeville Area Chamber of Commerce events: •Friday,March16,7:30 to8a.m., Minnesota Chamber con-ferencecall,chamberconferenceroom. •Saturday,March17,9a.m.to3p.m.,LakevilleLandscape&HomeExpo,LakevilleNorthHighSchool.Free. • Wednesday, March 21,11:15 a.m. to 1 p.m., GeneralMembershipLuncheonandStateof theCityAddress, Holiday InnHotel & Suites Lakeville, 20800KenrickAve.Noonlunchandpro-gram. Cost: $20/members, $30/nonmembers. RSVP by March16. River Heights Chamber of Commerce events: •Wednesday,March28,7:30

to 9 a.m., South St. Paul LocalIssues,Central SquareCommu-nity Center, 100 Seventh Ave.N., South St. Paul. Information:[email protected]. District 196 Community Education will offer the follow-ing business courses. Registerat www.district196.org/ce or call(651)423-7920. • Excel 2010: Functions andFormulas,6:30to8:30p.m.Mon-day,March 19,RosemountMid-dle School, 3135 143rd St. W.,Rosemount.Cost:$39. •WritingYourOwnWill,6:30to 9 p.m. Monday, March 19,Scott Highlands Middle School,14011 Pilot Knob Road, AppleValley.Cost:$49.

Ongoing Platinum Partners,achapterofBNI,welcomesone represen-tative from each profession andmeetseveryWednesdaymorningfrom7:30to9a.m.attheLakev-illeGreenMill.Tolearnmore,callAmyat(952)226-7741. Creative Networking Pro-fessionals,anindependentbusi-ness networking group, meetsthefirstandthirdTuesdayofthemonth at JoJo’s Rise andWineinBurnsvillefrom8to9a.m.Thegroup is focused on creating in-terpersonal relationships togrowbusiness-to-business referrals.Yearlyduesare$65.Newmem-bersarewelcome.Membersarelimited to one per professionalcategory. For more informa-tion, contact Jeff Rothmeyer [email protected] or see

www.CreativeNetworkingProfes-sionals.com. Dakota Business PartnersmeetseveryTuesday from8:15-9:30 a.m. at AmericInn, 17145Kenyon Ave. (just off Interstate35andCountyRoad50),Lakev-ille.Forwhyourgroupisdifferentandmore information visit www.dakotabusinesspartners.com orfindusonFacebook. Network Unlimited Burns-ville Chapter, a professionalnetworkingchapter,meetsThurs-days from 4:30 to 5:45 p.m. atBD’s Mongolian Grill, CountyRoad 42 and Burnhaven Drive.Toseeifyourcategoryisopengotowww.NetworkUnlimited.org. Network Unlimited Eagan Chapter,aprofessionalnetwork-ing chapter, meets Tuesdaysfrom4:30to5:45p.m.atStepha-no’s,CliffRoadandHighway13,Eagan.Toseeifyourcategoryisopen go to www.NetworkUnlim-ited.org. BNI – The Valley NetworkersChapterofBusinessNetworkingIntl. meets Thursdays at 11:30a.m. at the DCTC Apple ValleySite at 14200 Cedar Ave. BNIis a networking group for busi-ness ownerswho are looking toincreasetheirrevenue.Onlyoneperson from each profession.Bring your own lunch. Formoreinformation, call Paula Sevenichat (952) 891-4057 or visit www.bni-mn.com BNI – Networking meetsThursdays at 7:15 a.m. at theRound Bank in Farmington. Formoreinformation,contactEllenat(952)412-5287orLannyat(612)386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m.at theLakevilleBrunswickZone,11129 162nd St. W. For moreinformation, callMaggieKaseat(952)230-1602orvisitwww.bni-mn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdaysat Highview Hills Senior LivingCenter, 20150 Highview Ave.,Lakeville. Information: MichelleReisenauer, (612) 868-2950 [email protected]. BNI – Leads 2 Referralsmeetsfrom7:30to9a.m.Tues-days at Jeff Belzer’s dealership(second floor cafeteria), 21111Cedar Ave., Lakeville. Informa-tion: Kari Switala, (612) 298-

3487. Professional Referral Ex-change of Burnsville meets ev-ery Wednesday for breakfast atDenny’s Restaurant. Meetingsbegin at 7 a.m. For more infor-mation,contactJoBaecker,areadirector,at(612)618-5347orvisitthewebsitewww.prorefx.com. Elite Executives Chapterof Business Networking Interna-tionalmeetseachTuesday7:30-9 a.m. at the JBL Companiesbuilding (old fire station), 3795Pilot Knob Road, Eagan. Thislivelyreferralgroupcanhelpyougrow your business, but we dolimit membership to one personfrom each profession. Visitorsarewelcome.Formore informa-tion,contactBobReuterat(651)552-3647, [email protected]. Find our chapter’swebsiteatbnimn.com. Beta Sigma Phi, Precep-tor Alpha Delta Chapter, meetsthesecondWednesdayofeverymonth at 7:30 at a member’shome.Forinformation,call(952)894-8831. Network Results ChapterofBusiness Network International,networking for local businessowners, only one person fromeachprofession.First twomeet-ings are free. We meet everyWednesdayforbreakfast,7-8:30a.m. at Roasted Pear, 14200Nicollet Ave. S., Burnsville. CallJimCulpepperformoreinforma-tion:(612)655-4339. Networks Plus - Diversified Business Professionals Chap-ter of Business Network Inter-national, a business referral or-ganization.MeetingswillbeheldThursdays 11:30 a.m. – 1 p.m.atSavageCityHall,6000McCollDrive, Savage, MN. All profes-sionalsareinvitedtoattend.CallCrystal(952)314-8676. Networking coffee group at Caribou Coffee will meet from9:30-11:30 a.m. at Caribou Cof-fee, 14638 Cedar Ave., on thesecond and fourth Mondays ofthemonth.Call(763)783-4767toregister. Grapevine Network “Com-mon Denominator” Groupmeets Tuesdays from 7:30-8:45a.m. at Coldwell Banker Burnet,190 Cobblestone Lane, Burns-ville. For information, call (952)746-5611 or visit www.thegrape-vinenetwork.com.

Grapevine Networking Group meets Wednesdaysfrom 7:30-8:45 a.m. at ColdwellBankerBurnet,190CobblestoneLane,Burnsville.Forinformation,call(952)746-5611orvisitwww.thegrapevinenetwork.com. Kingdom Advisorsmembersmeetmonthlyforfellowship,train-ing,networking,prayer,andshar-ingofbestpractices.RonBlueorother recognized speakers (viaDVD) cover a topic eachmonthhelping members integrate andapply Biblical financial wisdominto their professional advice.Visitors welcome. The S MetroGroup meets at Family Finan-cial Services, 151 W. BurnsvilleParkway,Burnsville,from7:30to9 a.m. on the fourthTuesday ofeachmonth.POC is JeffRobin-son at (952) 890-6611. The SEMetroGroupmeetsat2918Up-per55thSt.,InverGroveHeights,thefirstThursdayofeachmonthfrom12noonto1p.m.(bringyourlunch). POC is Ginger Ewing at(651)389-1177. The S.T.A.R. (South Twin Cities Area Referral) Network-ing Group meets 8 to 9 a.m.every Wednesday at BremerBank, 17600CedarAve, Lakev-ille. Openings are available. Forquestions,callKathyAndradeat(952)997-1306. SHiFT network events areheld Thursdays from 6:30 to 8p.m. at Inver Hills CommunityCollege, 2500 E. 80th St., InverGrove Heights. SHiFT is a non-profit network connecting adultsin mid-life transition with oppor-tunitiestoseekmeaningfulwork,newavocations,andasupportivecommunity(www.shiftonline.org).Members:Free.Guests:$5. Women’s Business Ex-change meets the fourthWednesday from 11:30 a.m.to 1 p.m. at Baskets On Occa-sion,4580ScottTrail,Suite204,Eagan.Fee:$5permeeting.Formore information, contact Maryat (651) 994-8392 or visit www.meetup.com/womens-business-exchange-eagan. Seed Your Businessreferral-based networking group meetsthe first and third Wednesdayat noon at Baskets On Occa-sion,4580ScottTrail,Suite204,Eagan.Feeis$5permeeting.Upto two professions per person.ContactMaryat(651)9948392.

Calendar

by Tad JohnsonDAkotA County tribune

State rep. kurt bills, r-rosemount, added his name on thursday to the growing list of candidates seeking the republican endorsement for the chance to face u.S. Sen. Amy klobuchar this fall. bills, a first-term repre-sentative, rosemount High School economics teacher and former rosemount City Council member, touted his experience in those areas in making his announcement on the corner of downtown rosemount’s main intersec-tion. With about 30 supporters standing behind him, bills said he plans to bring econ 101 to the u.S. Capitol and used the location to show he stands behind “main street” and not “Wall Street.” “My only aspirations lie in fixing what is broken

and standing up for what is right,” bills said. “it would be a lot easier for me to stay at home with my family, how-ever, i care too much about them and about our state and about our great country to sit back and take the easy road.” He cited the rosemount City Council and state Legislature’s ability to turn around financial situations for both units of government as examples of the work he would like to address on the federal level. bills served two years on the council before being elected to the State House in 2010. bills will attempt to convince delegates for the Minnesota GoP conven-tion May 18-19 that he is the right candidate to face klobuchar. Also vying for the en-dorsement are military veter-an Pete Hegseth and former

lawmaker and retired u.S. navy pilot Dan “Doc” Sever-son. bills defeated one-term rep. Phil Sterner, DFL-rosemount in 2010. in 2008, Sterner won the seat that had been held by republican Dennis ozment who had served in the Legislature for 23 years. bills announcement leaves an apparent opening for the House District 57b seat. the republicans will endorse a candidate at its March 17 convention. its leadership is in an explorato-ry phase in seeking a nomi-nee in the new 57b. the expected DFL can-didate is Jeff Wilfahrt, the father of a gay u.S. Army soldier who was killed in ac-tion.


kurt bills was elected to state House in 2010Rosemount representative seeks U.S. Senate endorsement

Photo by tad Johnson

State Rep. Kurt Bills, R-Rosemount, stood on a busy corner in downtown Rosemount to announce his bid to be the Republicans endorsed 2012 U.S. Senate candidate.

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Trust isoneof life’smostvaluable commodities — sovaluable,infact,thatitsome-timesplays akey role in thehandlingof a family’s finan-cial and estate planning af-fairs. Fulfillingthatroleisacor-porateentityorpersoncalledatrustee.Inmanycases,fam-iliesseekingefficientwaystopassassets fromonegenera-tion to the next create trustdocuments, giving responsi-bility for handling those as-sets to a trusted third party—atrustee. If you have assets youeventuallywanttopassontoloved ones, a favorite char-ity,etc.,there’sagoodchanceyou’llneedtoenlistatrusteetocarryoutyourwishes. Financial planner PeterCarnathan, CFP, who worksextensivelywith trustsat theWashington, D.C., firm Fi-duciary Trust International,usedacardgameanalogy toexplain the dynamic: “Imag-ine you’re playing cards andfor some reason you have to

leave the table. You need togive your cards to someoneatthetabletoplayyourhand,trusting that person will actin your best interests. Basi-cally you’re entrusting someorallofyourassetstoanotherentity or person.Thepersonyouchoosetoplayyourhandisyourtrustee.” Typicallyapersonchoosesatrusteetohandleassetstheyhaveputintoalegalstructurecalledalivingtrust.Adocu-ment that is separate fromawill,alivingtrustcanserveasavehicleforholdingassetsonbehalfof the incomebenefi-ciariesor for transferringas-sets tax-efficiently from thegrantor who established thetrust to beneficiaries — of-ten children, grandchildren,charities upon death of thegrantor. A trustee is a person orcorporate entity (such as abank) that has been autho-rized by the grantor to holdand manage assets residinginsidethetrust—realestate,lifeinsurancepolicies,invest-

ments, cash and the like —on the grantor’s behalf, act-ingaccordingtothegrantor’swishes. A trustee is legallyrequiredtoactinthebestin-terestsofthetrust’sbeneficia-ries,asspelledoutinthetrustdocument, which includesthe grantor’s wishes alongwith other rules governingthe trust. Additionally, thetrusteeisgovernedbyastrictsetofstatestatutesregulatingtrustee behavior, in order toprotecttrustbeneficiaries. Trustees fall into twogeneral categories: (1) a cor-porate/incorporated trustee,typically a corporate entitysuchasabankortrustcompa-ny;and(2)apersonal/naturaltrustee, an individual who’schosen for the rolebasedonhis or her strong relation-ship (personal, professionalor both) with the grantorand the grantor’s family —“usually an individualwithalong personal connection tothe grantor and their family,someone who can use theirkeen insight intoa family to

interpret the grantor’s wish-es,” Carnathan explained.A family member can act astrustee, provided they alsocan remain impartial, objec-tive or neutral when dealingwiththeneedsandlong-termdesiresofotherfamilymem-bersandfinances. Given the substantial as-sets thatmaybe involved,aswell as the sensitivities thatoften accompany family fi-nancialmatters,theselectionofatrusteeshouldn’tbetakenlightly, nor should the trust-ee’srolesandresponsibilities. In many cases, Carna-than recommends using co-trustees: a personal trusteeis selected for the uniquefamily insight they possessand paired with a corporatetrusteetoassumesomeofthepotentially heavy and com-plex administrative burdenassociated with trustee du-ties. “Being a trustee can beanimmenseresponsibilityforone person,” he said. “Withco-trustees, it’s the best ofbothworlds.”

Each type of trusteecomes with pros and cons.Forreasonsofimpartiality,orto take familypoliticsoutofthe equation, a grantor mayopttoappointonlyacorpo-ratetrustee,Carnathannoted.Also,intheory,asacorporateentity, a corporate trusteehas an infinite life and willnotdie,asapersonal trusteeeventually will. Corporatetrusteesalsolikelyhavemoreexperience administratingtrusts than personal trustees.Personaltrustees,ontheoth-erhand,tendtocostlessandpossessmoreintimateknowl-edgeoffamilydynamics. Ineithercase,afamily’sfi-

nancialfuturemayrestlargelyin a trustee’shands.“Whoafamilychoosesastrusteecanbeoneofthemostimportantdecisions a family makes,”saidCarnathan.“Theramifi-cationsforfinancialplanning,for wealth planning and forestateplanning,arehuge.”

This column is provided by the Financial Planning Associa-tion (FPA) of Minnesota, the

leadership and advocacy orga-nization connecting those who provide, support and benef it from professional f inancial

planning. FPA of Minnesota can be found online at www.

fpamn.org.

When a family’s finances turn on trust, a capable trustee is a mustFinancial Sense

Facebook, Twitter andYouTube have dominated theworld of social media. How-ever, it’s time to make wayforanew,growingsocialme-dia outlet that’s perfect forsmall businesses — Pinterest.Pinterest is the new, flashyway to share business logos,products,couponsandthelike.TheBetterBusinessBureauofMinnesotaandNorthDakotaoffers business owners tipsto see ifPinterest is right fortheirbusiness. Pinterest is an online bul-letin board that allows usersto “pin” and organize imagestospecificcategoriesof inter-est.Whenusingitforbusinesspurposes,businessownerscanpin images of their businesslogos, business coupons anddiscounts, andother consum-er-friendlyimages. Followers of that businesscan then like, comment orre-pintheimagetotheirownboards,andcontinueontothebusiness sitewhere the imageoriginated. According to theretaildealsite,ideeli.com,Pin-terest has brought a 446per-centincreaseintraffictotheirwebsite. “With enough followersandimages,your‘pins’aresuretogoviral,”saidDanaBadge-row,presidentandCEOoftheBBB. “Getting eyes on yourproductisthekeytoasuccess-fulbusiness.Whatbetterwaythan touse anoutletdevotedto enticing viewers throughimages?” BeforesettingupaPinter-est account, business ownersshouldconsiderthefollowing:

•Doyouhave sales/eventsto promote? Is your businesshavingacan’t-be-beatsaleonback-to-school items, shirtsand shoes, flashy watches? Isyourrestaurantofferinganewitem on the menu tonight?Without getting too promo-tional, Pinterest can maketheseimagescatchyandfun. •Doyouliketoshare?No-bodylikesself-absorbedover-sharers, but onPinterest yourbusiness can not only sharethe images that pertain toyour business, but the imagesofotherusersasawayofsay-ing,“Hey,Ifindthisfunnyandit relates to our mission, too.Checkthisout!” Is Pinterest a fit for you?Since Pinterest doesn’t tech-nically have any “business”features on their site yet, andtheirboards aremorevisuallybased,itmaybehardtolureinpotential customers — but itstillmightbeworthashot. Social media is attractingpeople in all demographicsand if your business wants tokeep up with the times, theBBBrecommendstryingnewsocial media outlets to en-hanceyourbrandvisibility. For more business newsyou can trust, visit www.bbb.org/news. The BBB promotes stan-dards of business ethics andconduct, and has educationprogramsthat informandas-sist the general public. Hoursof operation are 8 a.m. to 5p.m. Monday through Friday.ContacttheBBBatwww.bbb.orgor(651)699-1111.

The Parade of Homes RemodelersShowcase will be held March 30 throughApril1throughouttheTwinCities.Atotalof68remodeledhomeswillbeonthetour.FreeguidebooksareavailableatareaHoli-dayStationstoresandallhomesarefeaturesonlineatParadeofHomes.org.

Home buyers in the13-countyTwinCitiesmet-ropolitan area entered into3,756 purchase agreementsduringFebruary,a34.2per-cent increaseover lastyear.A warm winter certainlyhelpedactivity,but low in-terest rates and affordablepriceswere likely themaindraws.Morepeople signedpurchase agreements lastmonth than during Febru-ary 2006 and everyFebru-arythereafter. Motivated by less com-petition and an improvingeconomic landscape, sell-ersweremoreactive.Therewere 5,366 newly listedproperties, up 1.1 percentfrom February 2011. Thenumber of homes for salecontinued to drop, down

27.2percent fromlastyearto16,689active listings—the lowest inventory read-ing for any month since2003. Months supply ofinventory was at a six-yearlowof4.6months. “Themixofhomessell-ing is slowly starting tochangewhichhastranslatedinto the smallest price de-cline since October 2010,”saidCariLinn,presidentofthe Minneapolis Area As-sociationofRealtors.“Sub-siding price declines are asignofmarketrebalance.” Traditional sales surged36.2 percent, while fore-closure sales increased 8.5percent. Both segmentshad nearly identical mar-ketshares,comprising42.7and42.3percentofoverall

sales, respectively. Shortsales were up 36.3 percentto make up the remaining15.0percentofsales. The seller side of theequation continues to im-prove. For the seventhconsecutive month, sellersreceivedmoreof theirask-ing price than in the yearprior. Sellers should takesome comfort in the factthat homes are selling in144 days compared to 159last February. That marksthefifthconsecutivemonthof year-over-year decreaseinmarkettimes. Those looking to selltheir properties should beaware of distressed marketactivity.Homesinfinancialdistressareexitingthemar-ketplace faster than they

are entering it, but they’restillasignificantfactor.Theoverall median sales pricewasdown1.4percentfromFebruary2011to$138,000,marking the smallest de-cline in 16 months. Dig-ging deeper, traditionalprices fell 11.6 percent to$183,000;foreclosurepricesfell1.4percentto$104,000;and short sale prices fell17.1percentto$116,000. “Mediansalespriceisanimportant market indica-tor,nodoubt,butwatchingonlypriceactivity is short-sighted,” said Andy Fa-zendin, MAAR president-elect. “Other indicators areofferingconsistentevidenceofamarketonthemend.”

Pinterest captivates the visual audience

Remodelers Showcase slated March 30-April 1

Home prices stabilize amidst other improvements

by Jessica HarperDAkOTACOuNTYTRIBuNE

AnEaganmanisfacingfel-onychargesforallegedlyfailingtopaytaxesassociatedwithhisPriorLakebusiness. Douglas Nagle, 52, wascharged by the Scott CountyAttorney’s Office with fourcounts of willful failure to payMinnesota sales tax,one countofmakingasaleafterthestateDepartment of Revenue re-vokedhis sales taxpermit, andfourcountsofwillful failure tofile corporate returns between2006and2010. Nagle, owner of DiggersSales and Service Inc., owesa total of $608,992 in unpaidsales taxes, according to theMinnesotaDepartmentofRev-

enue. The department revokedNagle’ssalestaxpermit inOc-tober2011forallegedly failingtopaysalestaxesbetweenJune2008andOctober2011. Despite the state’s actions,Nagle made illegal sales eightdayslater,accordingtotheDe-partmentofRevenue. Nagle’s unpaid corporatetaxes total $5,897, includingpenalty and interest, the com-plaintsaid. If convicted, Nagle couldface up to five years in prisonanda$10,000fineforeachfel-onycount.

Jessica Harper is at [email protected].

Eagan man faces felony tax charges

8075 Lucerne Blvd.3 Miles West of I-35Lakeville, MN 55044952-440-4656 • HeritageLinks.com

Book Your Company Event at...


Apple Valley Chamber of Commerce Address:14800GalaxieAvenue,Suite101, AppleValley,MN55124 Phone:(952)432-8422or1-800-301-9435 Website:www.applevalleychamber.com E-mail:[email protected]

Burnsville Chamber of Commerce Address:101W.BurnsvilleParkway,No.150, Burnsville,MN55337 Phone:(952)435-6000 Fax:(952)435-6972 Website:www.burnsvillechamber.com E-mail:[email protected] Convention & Visitors Bureau Address:12600NicolletAve.,Suite100, Burnsville,MN55337 Phone:(952)895-4690 Fax:(952)487-1777 Website:www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address:19950DoddBlvd.,Suite101, Lakeville,MN55044 Phone:(952)469-2020 Website:www.lakevillechamber.org E-mail:[email protected] County Regional Chamber of Commerce Address:1121TownCentreDrive,No.102, Eagan,MN,55123 Phone:(651)452-9872 Fax:(651)452-8978 Website:www.dcrchamber.com E-mail:[email protected]

Eagan Convention and Visitors Bureau Address:1501CentralParkway,Eagan,MN55121 Phone:(651)675-5546or1-866-324-2620 Website:http://eaganmn.com E-mail:[email protected]

Downtown Lakeville Business Association Address:8790207thSt.W.,Suite204,P.O.Box371,Lakeville,MN55044 E-mail:[email protected] OfficeHours:MondaysandWednesdays9a.m.to2p.m. JudyTschumperisthedirectoroftheDowntown LakevilleBusinessAssociation.

Hastings Area Chamber of Commerce & Tourism Bureau Address:111ThirdSt.E.,Hastings,MN55033 Phone:(651)437-6775or1-888-612-6122 Fax:(651)437-2697 Website:www.hastingsmn.org E-mail:[email protected]

River Heights Chamber of Commerce Address:5782BlackshirePath,InverGrove Heights,MN55076 Phone:(651)451-2266 Fax:(651)451-0846 Website:www.riverheights.com E-mail:[email protected]

Positively Minnesota Marketing Partnership MinnesotaDepartmentofEmployment&EconomicDevelopment Address:1stNationalBankBuilding,332MinnesotaSt.,SuiteE200,St.Paul,MN55101 Phone:(651)259-7298 Fax:(651)215-3841 E-mail:[email protected]

Dakota Future Role: Provide site location assistance for firmsconsidering Dakota County locations and serves as ageneral gateway for economic development serviceswithinDakotaCounty. Address:P.O.Box240874,AppleValleyMN 55124-0874 E-mail:[email protected] Phone:(651)491-2551 Website:www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of newemployees,generalgatewayintoMinnesotaDepartmentofEmploymentandEconomicDevelopmentandotherstateagencies Phone:612-821-4411 E-mail:[email protected]

South Metro SCORE Role:CounselorstoAmerica’ssmallbusinesses,free,confidential, face-to-face assistance from successfulbusinessmentors. Phone:(952)890-7020 E-mail:[email protected] Website:www.score-southmetro.org

City Governments Role: Provide guidance through any real estatedevelopmentprocess;mayprovidefinancialincentivesthrough tax increment financing, local loan funds orstateorfederalbusinessfinanceprograms.Apple Valley, Bruce Nordquist Phone:(952)953-2576 E-mail:[email protected] Website:www.ci.apple-valley.mn.usBurnsville, Skip Nienhaus Phone:(952)895-4454 E-mail:[email protected] Website:www.burnsville.orgEagan, Jon Hohenstein Phone:(651)675-5660 E-mail:[email protected] Website:www.ci.eagan.mn.usFarmington, Tina Hansmeier Phone:(651)280-6821 E-mail:[email protected] Website:www.ci.farmington.mn.usHastings, Shannon Rausch Phone:(651)480-2344 E-mail:[email protected] Website:www.ci.hastings.mn.usInver Grove Heights, Jennifer Gale Phone:651-451-2266 E-mail:[email protected] Website:www.ci.inver-grove-heights.mn.usMendota Heights, Jim Danielson Phone:651-452-1850 E-mail:[email protected] Website:www.mendota-heights.comLakeville, Dave Olson Phone:952-985-4421 E-mail:[email protected] Website:www.ci.lakeville.mn.usRosemount, Kim Lindquist Phone:651-322-2020 E-mail:[email protected] Website:www.ci.rosemount.mn.usSouth St. Paul, Jennifer Gale Phone:651-451-2266 E-mail:[email protected] www.southstpaul.orgWest St. Paul, Jim Hartshorn Phone:651-552-4140 E-mail:[email protected] Website:www.ci.west-saint-paul.mn.us

*Inver Grove Heights and South St. Paul useProgressPlus,anaffiliateoftheRiverHeightsChamberof Commerce, for their city’s economic developmentservices.

Dakota County Business Contacts

rectandthemailingof fliersin support of the so-calledRighttoWorkproposedcon-stitutional amendment didnotfactorintohisdecisiontoretire, according to a sourceclosetoGerlach. Common Cause Minne-sotaaskedGerlachonMon-day to disclose Capitol Di-rect’sclientlist. The conservative politi-cal action committee Free-domClubpaidfortheRightto Work fliers, which weremailedinneighborhoodsthathaveRepublicansenatorsre-portedlyreluctantaboutsup-

portingtheproposedamend-ment. Capitol Direct’s websitereportedthatGerlachboughtthe company in the mid-2000sandbroughtwithhim“his values discipline, andbusiness ethics, which rein-forced the strong foundationofthisalreadysuccessfulandgrowingorganization.” Gerlach would have runin the new Senate District57, which largely went un-changedfromhisolddistrictunder the new redistrictingplan.The district, which in-cludesallofRosemountandApple Valley, adds Coatesand a portion of northeast

Lakeville,whilelosingapor-tionofsoutheastBurnsville. Senate district leadershipdidnotindicateifacandidatehas emerged to seek the en-dorsement. Apple Valley residentMikeGermain,whohasrunpreviously against Gerlach,has said that he will seekthe DFL’s endorsement thisweekendattheparty’sdistrictconvention. Gerlach’s retirementcomes fourdaysafterHouseDistrict37BRep.KurtBills,R-Rosemount,announcedhewould seek the RepublicanU.S.Senate endorsement fora runagainstU.S.Sen.Amy

Klobuchar, a Democrat.TheRepublicans are seeking acandidateforthatoffice(nowcalled57B),too.

Gerlach’s career Duringhiscareer,Gerlachserved in both the Republi-can minority and majority,and as an assistant majorityleaderandmajoritywhip. He said in the press re-leasethathewasmostproudoftheopportunitytoserveasthe chairman of the SenateCommerceCommittee. “It has been a great plat-form in which to promotefree-marketeconomicswhilebalancing consumer protec-

tions,”hesaid. In 2010, as the lead mi-noritypartymemberonelec-tions issues, Gerlach said hewaskey to the successfulbi-partisaneffortsthatproduceda wide-ranging package ofelection reforms, includingadministration procedures,absentee ballot reforms, anearlier primary election andchangestocampaignfinanceand reporting rules in thewakeoftheColeman-Frank-enrecountof2008. Gerlach graduated witha bachelor of arts degree inpolitical science from theUniversityofSt.Thomasandearned a master of business

administration degree fromtheUniversity ofSouthDa-kota. Hemaintained anddeac-tivatedweaponssystemsasaformercaptainintheU.S.AirForce. GerlachhasservedontheDakotaCountyHumanSer-vices Advisory CommitteeandasaboardmemberoftheApple Valley Optimist Club– an organization dedicatedto fostering a wide range ofyouthprograms.


Gerlach from Page 1A

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PUBLIC NOTICEADVERTISEMENT FOR BIDSThe Dakota County Community

Development Agency (CDA) invitesprospective Bidders to submit bids forthe purchase of furniture for Vermil-lion River Crossing Senior HousingDevelopment, which is currently underconstruction in Farmington, Minne-sota. Single bids will be received fora l l furniture. Sea led b ids w i l l bereceived at Dakota County CDA until3:30 p.m., CST, Tuesday, April 3, 2012.Bids received after this date and hourwill be returned unopened. Bids willbe opened publicly and read aloud. Abid tabulation or other bid result willbe furnished to the B idders uponrequest. Bids shall be addressed to:Dakota County Community Develop-ment Agency, 1228 Town Centre Drive,Eagan, Minnesota 55123 (Attn: KariGill).

Furniture specifications prepared byJill Kruger, will be available on orabout March 15, 2012 from Jill Kruger,3640 Lawndale Lane North #52, Ply-mouth, MN 55446 ; phone : (763 )745-9300.

For bids exceeding $75,000, bidsecurity equal to five (5%) percent ofthe bid amount shall be submittedwith the bid and the bidder who isawarded the contract will be requiredto furnish a Performance Bond andPayment Bond. See bid specificationsfor details.

The Dakota County CDA reservesthe right to reject any and all bidsreceived and to waive informalities andirregularities in the bidding.2938417 3/15-3/22/15

PUBLIC NOTICEADVERTISEMENT FOR BIDSDAKOTA COUNTY COMMUNITYDEVELOPMENT AGENCY (CDA)

EAGAN, MN 55123Notice is hereby given that sealed

bids will be received by the Office ofthe Director of Housing Finance &Development, Dakota County CDA,Minnesota until 10:00 AM, Thursday,April 5, 2012, at the office of DakotaCounty Community DevelopmentAgency , 1228 Town Centre Dr ive,Eagan, MN 55123, at which time theywill be publicly opened and read aloudfor the furnishing of all labor andmaterials for the Window, Roofing,Soffit & Fascia Replacement projecta t M iss iss ippi Terrace SeniorApartments located at 301 RamseySt., Hastings, MN.

Bids received after this time and datewill be rejected. No telephone bids orfax bids will be accepted. Bids shall beon the forms provided for that purposeand according to the Bidding Docu-ments prepared by Dakota CountyCDA. Bids will be opened publicly andread aloud. A bid tabulation or otherbid result will be furnished to the Bid-ders . Bids shall be addressed to:Dakota County CDA, 1228 Town Cen-tre Drive, Eagan, MN 55123.A mandatory pre-bid walk-through

is scheduled for Thursday March 22,2012 at 1:30 PM and is required ofALL bidders. Bidders are to meet atthe front entrance parking lot toMississippi Terrace at 1:30 PM onThursday March 22, 2012. Thepre-bid walk-through is mandatoryand only those bidders who attendwill have their bids considered atbid opening. Bidders must confirmo f the i r i n t en t to a t t end thewa lk-through by contacting theProject Manager, Bob Rosenthal atDakota County CDA, 651-675-4483no later than 3:00 PM WednesdayMarch 21, 2012. Failure of a bidderto attend the walk-thru immediatelysubjects his/her bid to disqualification.

Interested bidders can contact BobRosenthal @ 651-675-4483 of theDakota County CDA to obta in b iddocuments and receive more informa-tion regarding this project. Specifica-tions and bid documents for thisproject may not be available untilthe walk-thru on March 22, 2012.Bid security in the amount of 5% of

the bid must accompany each bid inaccordance with the Instruction toBidders. Bids shall be directed to theProject Coordinator, securely sealedand endorsed upon the outside wrap-per, with the Project Address and BidDue Date.The CDA hereby notifies all bidders

that in regard to any Contract enteredinto pursuant to this advertisement,Disadvantaged Business Enterprises(D.M.E.) will be afforded full opportu-nity to submit bids and / or proposalsand will not be subjected to discrimi-nation on the basis of race, color, sex,age, religion, or national origin. TheDakota County CDA reserves the rightto reject any and all bids, to waiveirregularities and informalities thereinand to award the Contract in the bestinterest of the CDA.

Bob Rosenthal,Capital Projects ManagerDakota County CommunityDevelopment Agency

2929232 3/8-3/15/12

PUBLIC NOTICEORDER TO SHOW CAUSE

STATE OF MINNESOTACOUNTY OF DAKOTA

DISTRICT COURTFIRST JUDICIAL DISTRICT

COURT FILE NO. 19HA-CV-12-150Case Type: Torrens

In the matter of the Petition of:Leonard L. Barber and Veroonika Bar-ber, husband and wife,in Relation to Certificate of Title No.143731 issued for land in the Countyof Dakota and State of Minnesotalegally described as follows:

Lot Thirty-one (31), Block Five (5), inGreenleaf First Addition according tothe plat thereof.

TO: MICHAEL CORCORAN;JODI CORCORAN;

and to parties, if any, in possession ofsaid premises adverse to the Peti-tioner.Upon receiving and filing the Report

of the Examiner of Titles in the aboveen t i t l e d m a t t e r , I T I S HEREBYORDERED, that you and all personsinterested, appear before this Court onthe 11th day of April, 2012, at 9:00a.m. in the Dakota County Govern-ment Center, Hastings, Minnesota, andthen, or as soon thereafter as saidmatter can be heard, show cause, ifany there be, why this Court shouldnot enter an Order as follows:That the Contract for Deed Docu-ment No. 644207 has been cancelledpursuant to law and that any inter-est of Michael Corcoran and JodiCorcoran in the premises is herebyterminated. The Registrar of Titles,is to show by memorial upon Cer-tificate of Title No. 143731 that allrights under the Contract for DeedDocument No. 644207 have beenterminated and to omit from futureCertificates of Title issued for thepremises the memorial of the Con-tract for Deed Document No. 644207and the No t ice of Cancel la t ionDocument No. 686795 and also omitthe memorials of 557631, 619710,620266, and 641608 and the memo-rial of this Order.IT IS FURTHER ORDERED, that this

Order be served:a) at least 10 days prior to such hear-

ing upon the above named partiesresiding in this State in the mannerprovided by law for service of Sum-mons in a civil action;b) it shall be served at least 14 days

prior to such hearing upon any of theabove named nonresidents by sendinga copy of this order to such nonresi-dent at his post office address, by reg-istered or certified mail, return receipt;c) it shall be served upon any party

who cannot be found by two weekspublished notice and by sending acopy of this Order at least 14 daysprior to the hearing by first class mailto such party a t this last knownaddress and by sending another copyof this Order at least 14 days prior tothe hearing by first class mail to hisaddress as stated on the Certificate ofTitle if an address is so stated.Dated: 2/24/12

BY THE COURT:/s/ Patrice SutherlandJudge of District Court

APPROVED: JAMES P. O'CONNELLEXAMINER OF TITLES

BY: /s/ James P. O’ConnellJAMES P. O'CONNELL

Attorney for Petition:Timothy D. ErbBarna, Guzy & Steffen, LTD400 Northtown Financial Plaza200 Coon Rapids BoulevardMinneapolis, MN 55433Attendance is not required at saidhearing except to object to the entry ofthe above described Order.2924931 3/8-3/15/12

PUBLIC NOTICENOTICE TO THE CREDITORS OF

AND CLAIMANTS AGAINSTCLAIR CORPORATION

NOTICE IS HEREBY GIVEN by ClairCorporation (“the Corporation”) that:1. The Corporation is in the process

of dissolving.2. The Corporation filed with the

Minnesota Secretary of State a Noticeof Intent to Dissolve.

3. The Notice of Intent to Dissolvewas filed with the Minnesota Secretaryof State on February 10, 2012.4. All claims by creditors or claim-

ants must be in writing and must befiled with Chandler and Brown, Ltd.,332 Minnesota Street, Suite W2610, St.Paul, MN 55101.5. All claims by creditors or claim-

ants must be received on or before 90days from the date of first publicationof this notice. Any creditor or claim-ant who fails to file a claim on orbefore May 23, 2012 (90 days from thedate of first publication of this notice),and all those claiming through orunder the creditor or claimant are for-ever barred from suing on that claim orotherwise realizing upon or enforcingit except as otherwise provided in Min-nesota Statutes Section 302A.781.2911100 2/23-3/15/12

PUBLIC NOTICENOTICE TO CREDITORS OF

DISSOLUTIONDAN WOHLER’S SOUTHSIDE

HEATING & AIR CONDITIONING OFAPPLE VALLEY, INC.

P l e a s e t ake no t i c e th a t DANWOHLER'S SOUTHSIDE HEATING &AIR CONDITIONING OF APPLE VAL-LEY, INC., a Minnesota corporationwith a registered address of 6950 W146th St. #106, Apple Valley MN55124 is in the process of dissolvingthe corporation.Notice of Intent to Dissolve was filed

with the Minnesota Secretary of Stateon February 20, 2012.Any and all claims against the corpo-

ration must be presented to the corpo-ration on or before May 31, 2012 to thefollowing address:Dan Wohler’s Southside Heating & AirConditioning of Apple Valley, Inc.c/o Mitchell KingKretsch & Gust, PLLC5151 Edina Industrial Blvd., #650Minneapolis, MN 554392926423 3/8-3/29/12

PUBLIC NOTICEDakota County Community

Development AgencyMarch 15, 2012

Notice is hereby given of an oppor-tunity for public comment on the pro-posed substantial amendment to theDakota County Community Develop-ment Block Grant (CDBG) Program forFederal Fiscal Years 2008.

Proposed Substantial Amendments

The CDA 2008 Action Plan shall beamended to:

* Allocate $158,246.74 of undesig-nated City of Eagan funds; and* Create the Northwoods Acquisi-

t i o n a c t i v i t y w i th a bu d g e t o f$158,246.74.Persons seeking more information

on this proposed substantial amend-ment should contact Lisa Henning,Assistant Director of Community andEconomic Development, at the DakotaCounty Community DevelopmentAgency (CDA ) , te l ephone (651 )675-4467. Public comments may besubmitted orally or in writing to theCDA through April 15, 2012. Approvalof the amendment, subject to consid-eration of public comments, will be onthe agenda of the Dakota County Boardof Commissioners meeting to be heldat the Dakota County GovernmentCenter, third floor, 1590 Highway 55,Hastings, MN 55033 on April 24 at9:00a.m.2931564 3/15/12

PUBLIC NOTICESUMMONS


DISTRICT COURTFIRST JUDICIAL DISTRICTCASE TYPE: OTHER CIVIL

Case No. ___________----------------------------------------------------------Crutchfield Dermatology, P.A.,a Minnesota corporation,

Plaintiff,vs.John Doe,

Defendant.----------------------------------------------------------THE STATE OF MINNESOTA TO THEABOVE-NAMED DEFENDANTSYOU ARE HEREBY SUMMONED AND

REQUIRED to serve on P la int i f f ’sattorney an answer to the complaintwhich is on file in the Office of theC o u r t A d m i n i s t r a t o r o f t h eabove-named Court served on you,within twenty (20) days after service ofthis summons on you, exclusive of theday of service. If you fail to do so,judgment by default will be takenagainst you for the relief demanded inthe complaint.

NOTICE OF ALTERNATIVEDISPUTE RESOLUTION

PROVISIONSPursuant to Minn. Stat. § 543.22,

notice is hereby given that alternativedispute resolution is available to eachparty. Guidelines relating to alterna-tive dispute resolution process may befound in Rule 114 of the MinnesotaRules of General Practice for the Dis-trict Court, attached hereto.Dated: February 28, 2012

ROSHA LEGAL GROUP, PLLCBy /s/ Darrin M. Rosha (#270301)Attorney for Plaintiff5424 Shoreline DriveMound, Minnesota 55364(952) 472-3333(952) 472-3334 (fax)

2932942 3/15-3/29/12P

PUBLIC NOTICENOTICE OF INFORMAL

APPOINTMENT OF PERSONALREPRESENTATIVE AND NOTICETO CREDITORS (INTESTATE)


FIRST JUDICIAL DISTRICTDISTRICT COURT

PROBATE DIVISIONCourt File No. 19HA-PR-12-172

Estate of Peter E. Jackson, a/k/aPeter Eric Jackson and Eric PeterJackson, DecedentNotice is given that an application

for informal appointment of personalrepresentative has been filed with theRegistrar. No will has been presentedfor probate. The application has beengranted.Notice is also given that the Regis-

trar has informally appointed Sandra J.Browning, whose address is 2707Woods Trail North, Burnsville, MN55306 as personal representative ofthe Estate of the Decedent. Any heir oro the r in te rested pe rson may beentitled to appointment as personalrepresentative or may object to theappointment of the personal represen-tative. Unless objections are filed withthe Court (pursuant to Minn. Stat.524.3-607) and the Court otherwiseorders, the personal representative hasfull power to administer the Estateincluding, after 30 days from the dateof issuance of letters, the power tosell, encumber, lease or distribute realestate.Any objections to the appointment of

the Personal Representative must befiled with this Court and will be heardby the Court after the filing of anappropriate petition and proper noticeof hearing.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Dated: 3/13/12

Heidi CarstensenRegistrarCarolyn M. RennCourt Administrator

Attorney for Personal RepresentativeChristina M. AmbroseMonroe Moxness Berg PA8000 Norman Center Drive, Suite 1000Minneapolis, MN 55437Attorney License No.: 0390034Telephone: (952) 885-5999Fax: (952) 885-5969Email: [email protected] 3/15-3/22/12




Care Type: Contract/ReplevinCase No.: 19HA-CV-12-938

_______________________________________Country Place Mortgage Ltd., as ser-vicer to MHC Operating Limited Part-nership,

Plaintiff,v.Steven M. Kitowski and Dina Kitowski,

Defendants._______________________________________THIS SUMMONS IS DIRECTED TOSteven M. Kitowski and Dina Kitowski,7298 W. 126th Street, Cedar Knolls#459, Apple Valley, Minnesota 55124.1. YOU ARE BEING SUED. The

Plaintiff has started a lawsuit againstyou. The Plaintiff's Complaint againstyou is on file with the District CourtAdministrator. Do not throw thesepapers away. They are official papersthat affect your rights . You mustrespond to this lawsuit even though itmay not yet be filed with the Court andthere may be no court file number onthis summons.

2. YOU MUST REPLY WITHIN 20DAYS TO PROTECT YOUR RIGHTS.You must give or mail to the personwho signed this summons a writtenresponse called an Answer within 20days of the date on which you receivedthis Summons. You must send a copyof your Answer to the person whosigned this summons located at:Foley & Mansfield, PLLP, 250 Mar-

quette Avenue, Suite 1200, Minneapo-lis, MN 55401.

3. YOU MUST RESPOND TO EACHCLAIM. The Answer is your writtenresponse to the Plaintiff's Complaint.In you r Ans we r you mu s t s ta tewhether you agree or disagree witheach paragraph of the Complaint. Ifyou believe the Plaintiff should not begiven everything asked for in the Com-p la in t , you must say so in yourAnswer.4. YOU WILL LOSE YOUR CASE

IF YOU DO NOT SEND A WRITTENRESPONSE TO THE COMPLAINTTO THE PERSON WHO SIGNEDTHIS SUMMONS . I f you do notAnswer within 20 days, you will losethis case. You will not get to tell yourside of the story, and the Court maydecide against you and award thePlaintiff everything asked for in thecomplaint. If you do not want to con-test the claims stated in the complaint,you do not need to respond. A defaultjudgment can then be entered againstyou for the relief requested in thecomplaint.5. LEGAL ASSISTANCE. You may

wish to get legal help from a lawyer. Ifyou do not have a lawyer, the CourtAdministrator may have informationabout places where you can get legalassistance. Even if you cannot getlegal help, you must still provide awr itten Answer to protect yourrights or you may lose the case.

6 . ALTERNATIVE DISPUTERESOLUTION. The parties may agreeto or be ordered to participate in analternative dispute resolution processunder Rule 114 of the Minnesota Gen-eral Rules of Practice. You must stillsend your written response to theComplaint even if you expect to usealternative means of resolving this dis-pute.Dated: March 5, 2012.

FOLEY & MANSFIELD PLLPBy: s/ Thomas J. LallierThomas J. Lallier (#163041)250 Marquette Avenue, Suite 1200Minneapolis, MN 55401Telephone: (612) 338-8788Fax: (612) [email protected] for Country Place Mort-gage Ltd., as servicer to MHC Oper-ating Limited Partnership2929838 3/8-3/22/12

PUBLIC NOTICEMINNESOTA SECRETARY OF STATECERTIFICATE OF ASSUMED NAMEMinnesota Statutes, Chapter 333The filing of an assumed name does

not prov ide a user w ith exc lus iver ights to that name. The fil ing isrequired for consumer protection inorder to enable consumers to be ableto identify the true owner of a busi-ness.1. The assumed name under which

the business is or will be conducted is:SLS Design.

2. The principal place of business is:3486 Dodd Road, Eagan, Minnesota,55123.

3. The entity conducting businessunder the above Assumed Name is asfollows: Suburban Landscape Service,Inc . , 3486 Dodd Road, Eagan, MN55123.

4. I, the undersigned, certify that Iam signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.DATED: 1.3.12

Collin W. Merrill, President2935676 3/15-3/22/12


not prov ide a user w ith exc lus iver ights to that name. The fil ing isrequired for consumer protection inorder to enable consumers to be ableto identify the true owner of a busi-ness.1. List the exact assumed name

under which the business is or will beconducted: Taconite Management

2. Principal Place of Business: 1785Taconite Point, Eagan, MN 55122

3. List the name and complete streetaddress of all persons conductingbusiness under the above AssumedName, OR if an entity, provide the legalcorporate, LLC, or Limited Partnershipname and registered office address.

Joseph R. Giganti, 1785 TaconitePoint, Eagan, MN 55122

4. I, the undersigned, certify that Iam signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: 2-23-2012

Joseph R. Giganti, owner2937256 3/15-3/22/12PPUBLIC NOTICE

MINNESOTA SECRETARY OF STATECERTIFICATE OF ASSUMED NAMEMinnesota Statutes, Chapter 333The filing of an assumed name does


under which the business is or will beconducted: Sampson Communications

2. Principal Place of Business: 1795Covington Ln, Eagan, MN 55122


Carolyn Ann Sampson, 1795 Coving-ton Ln, Eagan, MN 551224. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: 1/4/12

Carolyn Sampson, President2929420 3/8-3/15/12P



under which the business is or will beconducted: Forever Daisies

2. Principal Place of Business: 15016Eileen Circle, Burnsville, MN 55306


Kimberly J . Klein, 15016 EileenCircle, Burnsville, MN 553064. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: 1-23-2012

Kimberly J. Klein2930730 3/8-3/15/12P



under which the business is or will beconducted: Easy Rest

2. Principal Place of Business: 315Marie Ave E, West St Paul, MN 55118


Contour of 10,000 Lakes, Inc., 315Marie Ave E, West St Paul, MN 55118Adjustable Bedding Concepts Inc.,

315 Marie Ave E, West St Paul, MN551184. I, the undersigned, certify that I


Lee Pattridge President2932149 3/15-3/22/12P

PUBLIC NOTICEMINNESOTA SECRETARY OF STATE

AMENDMENT TOCERTIFICATE OF ASSUMED NAMEMinnesota Statutes, Chapter 333The filing of an assumed name does


under which the business is or will beconducted: Heart Start, Ltd.

2. Principal Place of Business: 4745Bristol Blvd., Eagan, MN 55123


Catherine Pickrell, 4745 BristolBlvd., Eagan, MN 551234. This certificate is an amendment

of Certificate of Assumed Name FileNumber: 120727 originally filed onJuly 23, 2012.5. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: January 12, 2012

Catherine Pickrell CEO/Owner2936878 3/15-3/22/12P

��

��

PUBLIC NOTICENOTICE OF AND ORDER FORHEARING ON PETITION FOR

FORMAL PROBATE OF WILL ANDAPPOINTMENT OF PERSONAL

REPRESENTATIVE AND NOTICETO CREDITORS



Court File No.: 19HA-PR-12-160In Re: Estate of Daniel Ronayne,also known as Daniel J. Ronayne,also known as Daniel John Ronayne,Decedent.It is Ordered and Notice is given that

on April 24th, 2012 at 9:00 a.m., ahearing will be held in this Court atthe Dakota County Judicial Center,1560 Highway 55 West, Hastings, Min-nesota 55033, for the formal probate ofan instrument purporting to be thedecedent’s Will dated January 27,2012, and for the appointment of Ger-aldine G. Ronayne, whose address is1868 Merlot Curve, Eagan, Minnesota,55122, as personal representative ofthe estate of the decedent in an unsu-pervised administration.Any objections to the petition must

be raised at the hearing or filed withthe Court prior to the hearing. If thepetition is proper and no objectionsare filed or raised, the personal repre-sentative will be appointed with thefull power to administer the estate,including the power to collect allassets; pay all legal debts, claims,taxes, and expenses; sell real and per-sonal property; and do all necessaryacts for the estate.Notice is also given that, subject to

Minn. Stat. § 524.3-801, all creditorshaving claims against the decedent’sestate are required to present theclaims to the personal representativeor to the Court within four (4) monthsafter the date of this notice or theclaims will be barred.Dated: 3/8/12

BY THE COURTEdward LynchJudge of District Court

Peter M. Hendricks (MN# 0336798)Garvey, Boggio & Hendricks, P.A.9995 Lyndale Avenue SouthBloomington Minnesota 55420Telephone: (952) 881-4996Facsimile: (952) 881-24702934827 3/15-3/22/12

PUBLIC NOTICENOTICE OF SHERIFF’S SALE

UNDER JUDGMENT AND DECREESTATE OF MINNESOTACOUNTY OF DAKOTA


(Mortgage Foreclosure by Action)Court File No. 19HA-CV-11-6056

_______________________________Vermillion State Bank,

Plaintiff,v.R o b e r t W . M e l s o n , V i c k i L .Breitschwerdt, J. Doe I-V and XYZ Co.I-V,

Defendants._______________________________Notice is hereby given that under

and by virtue of a judgment entered inthe above-entitled action on January17, 2012, a certified copy of which hasbeen delivered to me directing sale ofthe property hereinafter described tosatisfy the amount found and adjudgeddue to the Plaintiff in the above actionfrom Defendants Robert W. Melson andVicki L. Breitschwerdt, the Sheriff ofDakota County will sell at public auc-tion, to the highest bidder for cash, onApril 6, 2012, at 10:00 a.m., at theSheriff 's Office, 1580 Highway 55,Hastings, MN, in said state and county,the premises and real estate describedin said judgment, being in DakotaCounty, Minnesota, to wit:PARCEL 1:Lots 5 and 6, Block 9, Town of Hast-ings, according to the recorded platthereof , and s i tua te in Dako taCounty, Minnesota.Property address: 415 - 2nd StreetWest, Hastings, MNParcel I.D. No. 19-32150-09-060

ANDPARCEL 2:The SW 1⁄4 of NW 1⁄4 of SE 1⁄4; and NW1⁄4 of NW 1⁄4 of SE 1⁄4 of Section 18,Township 113, Range 19, accordingto the United States GovernmentSurvey thereof and situate in DakotaCounty, Minnesota.Property address: unknownParcel I.D. Nos.: 07-01800-80-010;07-01800-79-010; 07-01800-78-010

subject to redemption within six (6)months after confirmation of said sale.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.Date: February 17, 2012

DAVE BELLOWS,Sheriff of Dakota CountyBy:/s/Robert Shingledecker

DeputyRalph L. Moore, I.D. #74780STEIN & MOORE, P.A.Attorneys for Plaintiff332 Minnesota Street, #W-1650St. Paul, MN 55101(651) 224-96832914400 2/23-3/29/12

PUBLIC NOTICENotice of Public Sale

NOTICE IS HEREBY GIVEN, that onWednesday, March 21 at 1:00 p.m. at14709 W. Burnsville Parkway, Lot 168,Burnsville, Minnesota 55306, the fol-lowing property will be sold by publicauc t ion by the Sher i f f o f Dako taCounty:

1979 Bendix 14x58Manufactured Home

Serial Number KC1157AThis sale will be held to satisfy a

claim upon the above-described prop-erty held by Rambush Estates, pursu-ant to Minnesota Sections 504B.365and 514. Upon information and belief,this property is owned by RaymondPayne. The amoun t of the c la imagainst the above referenced propertyis $4958.00 (plus back taxes) com-puted to the date of sale, exclusive ofthe expenses of said sale and theadvertising thereof, together with theactual expenses of making said sale.Dated: February 21, 2012

Rambush Estates Ltd Partnership14709 W Burnsville ParkwayBurnsville, MN. 55306(952) 890-84402917147 3/1-3/15/12

PUBLIC NOTICENotice of Hearing by Publication(Minn. Stat. § 518B.01, subd. 8)

State of MinnesotaCounty DAKOTA

District CourtFIRST Judicial District

Court File Number: 19WS-FA-12-337Case Type: Domestic Abuse

In the Matter of:SILVIA VARILLAS RIVERA, Petitionervs.ALAN AARON TORRES CORIZOSA,RespondentTo Respondent named above:An order has been issued directing

you to appear at Dakota County Dis-trict Court, 1 Mendota Rd W #140,West St Paul, MN on April 3, 2012 at1:30 p.m. and explain why the reliefsought in the Petition for the Order forProtection should not be granted.You may obtain a copy of the Peti-

tion and any order issued from thecourt from the Dakota County CourtAdministrator’s Office.If you do not appear at the sched-

uled hearing, the Petitioner’s requestmay be granted as a default matter.Failure to appear will not be a defenseto prosecution for violation of theCourt’s Order.Date: MARCH 7, 2012

CAROLYN M. RENNCourt AdministratorLORI SCHNEPF,SENIOR COURT CLERK

2932083 3/15/12

PUBLIC NOTICENOTICE AND ORDER OF HEARING

ON PETITION FOR FORMALADJUDICATION OF INTESTACY,DETERMINATION OF HEIRSHIP,APPOINTMENT OF PERSONAL

REPRESENTATIVE AND NOTICETO CREDITORS


DISTRICT COURTPROBATE DIVISION

FIRST JUDICIAL DISTRICTCourt File No. 19HA-PR-12-145

Estate of DOUGLAS W. KIRSEBOM,DecedentIt is Ordered and Notice is given that

on April 3, 2012, at 9:00 a.m., a hear-ing will be held in this Court at DakotaCounty Judicial Center, Probate Divi-sion, 1560 Highway 55, Hastings, Min-nesota, for the adjudication of intes-tacy and determination of heirship ofthe Decedent, and for the appointmentof Sarah Kirsebom and Nicole Kirse-bom, whose address is Sarah Kirse-bom, 551 E 18th Street, #106, Hast-ings, MN 55033 and Nicole Kirsebom,1616 Walnut Street, Hastings, MN55033 as personal representative ofthe Estate of the Decedent in anUNSUPERVISED administration. Anyobjection to the Petition must be filedwith the Court prior to or raised at thehearing. If proper and if no objectionsare filed or raised, the personal repre-sentative will be appointed with fullpower to administer the Estate, includ-ing the power to collect all assets, payall legal debts , claims , taxes , andexpenses, and sell real and personalproperty, and do all necessary acts forthe Estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Date: 3/2/12

Arlene PerkkioJudge

(COURT SEAL)Attorney for Personal RepresentativeStephen M. Meisinger60 East Marie, Suite 109West St. Paul, MN 55118Attorney License No.: 197324Telephone: 651-457-2827FAX: 651-457-98872929304 3/8-3/15/12

PUBLIC NOTICEMINNESOTA SECRETARY OF STATECERTIFICATE OF ASSUMED NAMEMinnesota Statutes Chapter 333The filing of an assumed name does

not prov ide a user w ith exc lus iver ights to that name. The fil ing isrequired for consumer protection inorder to enable consumers to be ableto identify the true owner of a busi-ness.1. State the exact assumed name

under which the business is or will beconducted: The Fax Guys

2. State the address of the principalplace of business: 11975 PortlandAvenue, Ste. 110, Burnsville, MN 55337


Dynamic Solut ions Group, Inc . ,11975 Portland Ave., Ste. 110, Burns-ville, MN 553374. I certify that I am authorized to

sign this certificate and I further cer-tify that I understand that by signingthis certificate, I am subject to thepenalties of perjury as set forth inMinnesota Statutes section 609.48 asif I had signed this certificate underoath.Date: 11/28/11

Scott A. Becker, Attorney2934364 3/15-3/22/12P



under which the business is or will beconducted: Healthy Living How To

2. Principal Place of Business: 17836Glasgow Way, Lakeville, MN 55044


Vanessa Romero, 17836 GlasgowWay, Lakeville, MN 550444. I, the undersigned, certify that I


Vanessa R. Romero, Owner2933600 3/15-3/22/12P



under which the business is or will beconducted: Benecomplink

2. Principal Place of Business: 4660Slater Road, Suite 146, Eagan, MN55122


America’s Benefits Test, Inc., 4660Slater Road, Suite 146, Eagan, MN551224. I, the undersigned, certify that I


Scott Becker, President2929413 3/8-3/15/12P



under which the business is or will beconducted: US Federal CU AdvisorsRetirement: Investments: Insurance

2. Principal Place of Business: 1400Riverwood Drive, Burnsville, MN 55337


US Federal Credit Union, 1400 Riv-erwood Drive, Burnsville, MN 553374. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: February 20, 2012David G. Hellmuth, General Counsel

(Attorney for US Federal Credit Union)2926301 3/8-3/15/12P




under which the business is or will beconducted: IMC of Minnesota

2. Principal Place of Business: 1503Highway 13 East, Burnsville, MN 55337


Viking Magazine Service Inc., 1503Highway 13 East, Burnsville, MN 553374. This certificate is an amendment

of Certificate of Assumed Name FileNumber 4019384-2 originally filed on10/14/2010 under the name IMC ofMinnesota.5. I, the undersigned, certify that I


David J. Moulder, CEO2929787 3/8-3/15/12P




under which the business is or will beconducted: HALAL GROCERIES

2. Principal Place of Business: 13000ALDRICH AVE S., BURNSVILLE, MN55337


MOHAMMED KHALED RASHID ,10351 DEVONSHIRE RD #219, BLOOM-INGTON, MN 554314. This certificate is an amendment

of Certificate of Assumed Name FileNumber: 4410674-2 originally filed on12 Aug 2011.5. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.Date: 02-28-2012

Mohammed Khaled Rashid (Owner)2938119 3/15-3/22/12P

PUBLIC NOTICENOTICE AND ORDER OF HEARINGON PETITION FOR PROBATE OFWILL AND APPOINTMENT OF

PERSONAL REPRESENTATIVE ANDNOTICE TO CREDITORS




Estate of JEANNE H. SHOBERG,Decedent.It is Ordered and Notice is given that

on April 10, 2012, at 9:00 a.m., a hear-ing will be held in this Court at DakotaCounty Judicial Center, Probate Divi-sion, 1560 Highway 55, Hastings, Min-nesota, for the formal probate of aninstrument purporting to be the will ofthe Decedent, dated November 7, 2011,and for the appointment of KeithShoberg, whose address is 4408 Cas-sandra Drive, Flower Mound, TX 75022as persona l representat ive of theEstate of the Decedent in an UNSU-PERVISED administration. Any objec-tions to the petition must be filed withthe Court prior to or raised at the hear-ing. If proper and if no objections arefiled or raised, the personal represen-tative will be appointed with full powerto administer the Estate including thepower to collect all assets, to pay alll e g a l d eb t s , c l a im s , t a x e s andexpenses, to sell real and personalproperty, and to do all necessary actsfor the Estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Date: 3-2-12

Shawn M. MoynihanJudge

(COURT SEAL)Attorney for Personal RepresentativeEdmund C. Meisinger60 East Marie, Suite 109West St. Paul, MN 55118Attorney License No.: 71833Telephone: 651-457-2827FAX: 651-457-98872929271 3/8-3/15/12

PUBLIC NOTICEORDER AND NOTICE OF HEARING

ON PETITION FOR FORMALPROBATE OF WILL AND

APPOINTMENT OF PERSONALREPRESENTATIVE IN

UNSUPERVISEDADMINISTRATION AND NOTICE TO

CREDITORSSTATE OF MINNESOTACOUNTY OF DAKOTA


Court File No. 19HA-PR-12-170In Re: Estate of Elmer H. Ebel, akaElmer Herman Ebel, DeceasedTO ALL INTERESTED PERSONS ANDCREDITORS:It is Ordered and Notice is hereby

given that on the 10th day of April,2012, at 9:00 o’clock A.M., a hearingwill be held in the above named Courtat 1560 W. Highway 55, Hastings, Min-nesota, for the formal probate of aninstrument purporting to be the will ofthe above named deceased, dated Sep-tember 27, 2005, and for the appoint-ment of Dean C. Ebel, whose addressis 2394 - 163rd Avenue, Mora , MN55051 as personal representative ofthe estate of the above named dece-dent in unsupervised administration,and that any objections thereto mustbe filed with the Court. That, if proper,and no objections are filed, a personalrepresentative will be appointed toadminister the estate, to collect allassets, pay all legal debts, claims,taxes and expenses, and sell real andpersonal property, and do all neces-sary acts for the estate.Notice is further given that ALL

CREDITORS having claims against saidestate are required to present the sameto said personal representative or tothe Court Administrator within fourmonths after the date of this notice orsaid claims will be barred.Dated: 3/12/12

Michael MayerJudge

(COURT SEAL)Brian J. TaurinskasAttorney633 So. Concord St., #320P O Box 605South St. Paul, MN 550752937552 3/15-3/22/12

PUBLIC NOTICENOTICE OF ASSOCIATION LIEN

FORECLOSURE SALENOTICE IS HEREBY GIVEN , thatdefault has occurred in the termsand conditions of the Declaration forRidgeview Condominium Homes("Declaration") as recorded in theoffice of the County Recorder in andfor Dakota County, Minnesota, whichsaid Declaration covers the follow-ing described property situated inthe County of Dakota and State ofMinnesota, to-wit:Apartment Number 302,12922 Nicollet Avenue South,Condominium Ownership No. 15,Ridgeview Condominium HomesPROPERTY ADDRESS : 12922

Nicollet Avenue South Unit 302,Burnsville MN 55337THAT, pursuant to said Declaration,

there is claimed to be due and owingas of the date of this Notice by USBank, Nationa l Association, asTrustee , as Unit owner, to RidgeviewHomeowners Association, the princi-pal amount of One Thousand EightHundred Ninety Six Dollars and00/100 ($1,896 .00 ) for condo-minium assessments; and that anyaction being now pending at law orotherwise to recover said debt or anypart thereof has been discontinued, orthat an execution upon any judgmentrendered therein has been returnedunsatisfied, in whole or in part, and;THAT, pursuant to said Declaration,

and the statute in such case made andprovided, said debt creates a lien uponsaid premises in favor of RidgeviewHomeowners Assoc iat ion, as ev i -denced by that Notice of Lien datedJanuary 9, 2012, and recorded Feb-ruary 22, 2012 as Document No.2850977 in the Dako ta Coun tyRecorder's Office.THAT, notice is hereby given that by

virtue of the power of sale created bystatute, said lien will be foreclosed bythe sale of said premises with thehereditiments and appurtenancesthereto, which said sale will be madeby the Sheriff of Dakota County, atpublic auction to the highest bidder,for cash, to pay the amount then duefor said condominium assessments,together with the costs of foreclosure,including attorney's fees as allowed bylaw, as follows:DATE AND TIME OF SALE: May 2,

2012, at 10:00 A.M.PLACE OF SALE: Dakota County

Law Enforcement Center, 1580 High-way 55, Hastings, MN.The time allowed by law for redemp-

tion by the Unit owner, their personalrepresentatives or assigns, is six (6)months from the date of said sale. Ifno redemption occurs, the propertymust be vaca ted by 11:59 PM onNovember 2, 2012.

Dated: February 29, 2012By ____________/s/_________________David J. Raymond, #221818Attorney for Ridgeview HomeownersAssociation5838 Blackshire PathInver Grove Heights, MN 55076651-455-3100File # 1441168

THIS COMMUNICATION IS FROM ADEBT COLLECTOR

2936266 3/15-4/19/12

PUBLIC NOTICENotice of Hearing by Publication

(Minor Name Change)(Minn. Stat. § 259.10)

State of MinnesotaCounty Dakota

District CourtFirst Judicial District

Court File Number: 19AV-CV-12-493Case Type: Name Change

In the Matter of the Application of:Kimberly Beth StrandOn Behalf of:Jack Kenneth ConnerFor a Change of Name to:Jack Kenneth VolkmeierTO: Anthony ConnerAn Application for Name Change has

been filed by Kimberly Beth Strand fora change o f name fo r the mino rchild(ren) Jack Kenneth Conner toJack Kenneth Volkmeier. A hearing onthis Application will be held at 14955Galaxie Ave., Apple Valley, MN 55124on April 5, 2012, at 9:00 a.m.You may obtain a copy of the Appli-

cat ion for Name Change from theWestern Service Center, 14955 GalaxieAve., Apple Valley, MN 55124.If you do not appear at the sched-

uled hearing, the Petitioner’s Applica-tion for a Name Change for the minorchild(ren) may be granted.Dated: Feb. 24, 2012

Carolyn M. RennCourt AdministratorBy: Pam SchadeggDeputy

2923146 3/1-3/15/12P

PUBLIC NOTICESTATE OF WISCONSIN

CIRCUIT COURTPOLK COUNTY PUBLICATION

SUMMONSCase No. 11-CV-774

The Honorable Molly E. GaleWyrickCase Code 30404

(Foreclosure of Mortgage)The amount claimed exceeds $5000.00

Wells Fargo Bank, NA, 3476 StateviewBlvd., Fort Mill, SC 29715, Plaintiff vs.Vicki L. O'Day, Richard E. Keefe, JaneDoe Keefe and John Doe O'Day, 111Kellogg Blvd. E, Apt. 2910, Saint Paul,MN 55101-1227, Defendants

THE STATE OF WISCONSINTo each person named above as a

defendant: You are hereby notified thatthe plaintiff named above has filed alawsuit or other legal action againstyou. Within 40 days after March 1,2012 you must respond with a writtendemand for a copy of the complaint.The demand must be sent or deliveredto the court, whose address is 1005 WMain Street, Ste. 300, Balsam Lake, WI54810 and to Gray & Assoc iates ,L .L .P . , plaintiff 's attorney , whoseaddress is 16345 W. Glendale Dr., NewBerlin, WI 53151-2841. You may havean attorney help or represent you.

If you do not demand a copy of thecomplaint within 40 days, the courtmay grant judgment against you forthe award of money or other legalaction requested in the complaint, andyou may lose your right to object toanything that is or may be incorrect inthe complaint. A judgment may beenforced as provided by law. A judg-ment awarding money may become alien against any real estate you ownnow or in the future, and may also beenforced by garnishment or seizure ofproperty. Dated this 22nd day of Feb-ruary, 2012. William N. Foshag, StateBar No. 1020417, Gray & Associates,L.L.P., Attorneys for Plaintiff, 16345 W.G l e n d a l e D r . , N e w B e r l i n , W I53151-2841, (414) 224-8404, (414)224-1237. Gray & Associates, L.L.P. isattempting to collect a debt and anyinformation obtained will be used forthat purpose. If you have previouslyreceived a discharge in a chapter 7bankruptcy case, this communicationshould not be construed as an attemptto hold you personally liable for thedebt.2923007 3/1-3/15/12P

��

��

PUBLIC NOTICENotice of Issuance of

HarassmentOrder For Relief by Publication



Court File Number: 19AV-CV-12-529Case Type: Harassment

Kevin Stookey, Petitioner(s)vs.William Ray Bronson, Respondent(s)To Respondent named above:YOU ARE HEREBY NOTIFIED that

a Harassment Order For Relief hasbeen issued in the above matter.A hearing is scheduled for April 4,

2012 at 9:00 a.m. at Western ServiceCenter, 14955 Galaxie Ave., Apple Val-ley, MN 55124.Failure to appear at a scheduled

hearing or to obtain a copy of theHarassment Order For Relief will notbe a defense to prosecution for viola-tion of the Court’s order.Date: March 8, 2012

Carolyn M. RennCourt AdministratorPam SchadeggDeputy

2934572 3/15/12

PUBLIC NOTICENotice of Hearing by Publication(Minn. Stat. § 518B.01, subd.8)


District Court1st Judicial District

Court File Number: 19AV-FA-12-624Case Type: Domestic Abuse

In the Matter of: Alisa Marie Carmona,Petitionervs.George Carmona, RespondentTo Respondent named above:An order has been issued directing

you to appear at Western Service Cen-ter, 14955 Galaxie Avenue, Apple Val-ley, MN 55124 on April 9, 2012 at 9:00a.m. and explain why the relief soughtin the Application for Extension of theOrder for Protection should not begranted.You may obtain a copy of the Peti-

tion and any order issued from thecourt from the Dakota County CourtAdministrator’s Office.If you do not appear at the sched-

uled hearing, the Petitioner’s requestmay be granted as a default matter.Failure to appear will not be a defenseto prosecution for violation of theCourt’s Order.Date: March 12, 2012

Carolyn RennCourt AdministratorValerie BlomquistDeputy

2937086 3/15/12

PUBLIC NOTICENotice of Hearing by Publication(Minn. Stat. § 518B.01, subd. 8)


District Court1st Judicial District

Court File Number: 19AV-FA-10-1010Case Type: Domestic Abuse

In the Matter of: Kelly Marie Slater,Petitionervs.James Edward Cephus, RespondentTo Respondent named above:An order has been issued directing

you to appear at Western Service Cen-ter, 14955 Galaxie Avenue, Apple Val-ley, MN 55124 on April 2, 2012 at 9:00a.m. and explain why the relief soughtin the Application for Extension of theOrder for Protection should not begranted.You may obtain a copy of the Peti-

tion and any order issued from thecourt from the Dakota County CourtAdministrator’s office.If you do not appear at the sched-

uled hearing, the Petitioner’s requestmay be granted as a default matter.Failure to appear will not be a defenseto prosecution for violation of theCourt’s Order.Date: March 12, 2012

Carolyn RennCourt AdministratorValerie BlomquistDeputy

2937103 3/15/12



under which the business is or will beconducted: Munkabeans Coffee

2. Principal Place of Business: 1206Mainstreet, Hopkins, MN 55343


Yen Cafe Corp., 1206 Mainstreet,Hopkins, MN 553434. I, the undersigned, certify that I

am signing this document as the per-son whose signature is required, or asagent of the person(s) whose signa-ture would be required who has autho-rized me to sign this document onhis/her behalf, or in both capacities. Ifurther certify that I have completed allrequired fields, and that the informa-tion in this document is true and cor-rect and in compliance with the appli-cable chapter of Minnesota Statutes. Iunderstand that by signing this docu-ment I am subject to the penalties ofperjury as set forth in Section 609.48as if I had signed this document underoath.

Date: 1-4-2012Phuong Duong, CEO

2934443 3/15-3/22/12P



under which the business is or will beconducted: Music for Meals

2. Principal Place of Business: 2407th Ave. S., South St. Paul, MN 55075


Clearwave Media Group, 240 7th Ave.S., S. St. Paul, MN 550754. I, the undersigned, certify that I


Date: 10/26/11Dean A. Ward, Director

2935879 3/15-3/22/12P



under which the business is or will beconducted: Any Body Can

2. Principal Place of Business: 16560F lagsta f f Way W , Rosemount , MN55068


Michael Persing, 16560 Flagstaff WayW, Rosemount, Mn 550684. I, the undersigned, certify that I


Michael Persing2936888 3/15-3/22/12P




Case type: Other civil (Reformation ofInstrument)

Court File No. 19HA-CV-12-1019_________________________________Federal Home Loan MortgageCorporation,

Plaintiff,v.Wells Fargo Bank, N.A., Koffi A. Baliki,An thony H i nes , Lacy A . S i ems ,deceased, Jeffrey W. Siems as per-sonal representative of the Estate ofLacy A. Siems, and the United States ofAmerica,

Defendants.THIS SUMMONS IS DIRECTED TO THEABOVE NAMED DEFENDANTS;

1. YOU ARE BEING SUED. ThePlaintiffs have started a lawsuit againstyou.The Plaintiff's Complaint against you

The Plaintiff s Complaint against youis attached to this Summons. Do notthrow these papers away. They areofficial papers that affect your rights.You must respond to this lawsuit eventhough it may not yet be filed with theCourt and there may be no court filenumber on this Summons.

2. YOU MUST REPLY WITHIN 20DAYS TO PROTECT YOUR RIGHTS.You must give or mail to the personwho signed this summons a writtenresponse called an Answer within 20days of the date on which you receivedthis Summons. You must send a copyof your Answer to the person whosigned this Summons located at:

Bradley N. BeiselBeisel & Dunlevy, P.A.282 U.S. Trust Center730 Second Ave. S.Minneapolis, MN 55402-2444

3 . YOU MUST RESPOND TOEACH CLAIM. The Answer is yourwritten response to the Plaintiff 'sComplaint. In your Answer you muststate whether you agree or disagreewith each paragraph of the Complaint.If you believe the Plaintiff should notbe given everything asked for in theComplaint, you must say so in yourAnswer.4. YOU WILL LOSE YOUR CASE

IF YOU DO NOT SEND A WRITTENRESPONSE TO THE COMPLAINTTO THE PERSON WHO SIGNEDTHIS SUMMONS. I f you do notanswer within 20 days, you will losethis case. You will not get to tell yourside of the story, and the Court maydecide against you and award thePlaintiff everything asked for in theComplaint. If you do not want to con-test the claims stated in the Com-plaint, you do not need to respond. Adefault judgment can then be enteredagainst you for the relief requested inthe Complaint.5. LEGAL ASSISTANCE. You may

wish to get legal help from a lawyer. Ifyou do not have a lawyer, the CourtAdministrator may have informationabout places where you can get legalassistance. Even if you cannot getlegal help, you must still provide awr itten Answer to protect yourrights or you may lose the case.

6 . ALTERNATIVE DISPUTERESOLUTION . The parties may agreeto or be ordered to participate in analternative dispute resolution processunder Ru le 114 of the M innesotaGeneral Rules of Practice. You muststill send your written response to theComplaint even if you expect to usealternative means of resolving thisdispute.

7. THIS LAWSUIT MAY AFFECTOR BRING INTO QUESTION TITLETO REAL PROPERTY located in Thisaction involves, affects, or brings intoquestion real property situated in theCounty of Dakota, commonly knownas 4540 Cinnamon Ridge Trail, St.Paul, Minnesota legally described as:That part of Lot 10 , B lock 1,Cinnamon Ridge, lying northerly ofa l i n e d r a w n f r o m t h esoutheasterly corner of said Lot10, to a point on the westerly lineof said Lot 10 distant 66.81 feetsouthwester ly from the mostnortherly corner of said Lot 10, asmeasured along said westerly line,and reserving easements of record.All in the City of Eagan, DakotaCounty, Minnesota.

(referred to as the "Subject Property"and the "Correct Legal Description").The purpose of this action is to

ob ta in an Order of this Court asfollows:

1. R e f o r m i n g t h e f o l l o w i n gdocuments, nunc pro tunc, from theirincorrect legal descriptions therein tostate the above described Correct LegalDescription.a. Wa r ran t y Deed g iven by the

Secre tary of Hous ing and UrbanDevelopment, of Washington D.C. toLacy A. Siems dated May 2, 1994 andrecorded May 23, 1994 as DocumentNo. 1218277.b. Personal Representatives Deed

given by Jeffrey W. Siems as PersonalRepresentative of the Estate of Lacy A.Siems to Anthony Hines dated August20, 2003 and recorded January 15,2004 as Document No. 2164396.

c. Warranty Deed given by AnthonyHines, single, to Koffi A. Baliki datedSeptember 27 , 2005 and recordedDecember 15, 2005 as Document No.2388923.d. Mortgage given by Koffi A. Baliki,

in favor of Wells Fargo Bank, N.A.d a t ed S ep t emb e r 2 7 , 2 0 05 andreco rded Decembe r 15 , 2005 asDocument No. 2388924.e. Notice of Pendency of Proceeding

and Power of Attorney to ForecloseMortgage given by Wells Fargo Bank,N.A. to Reiter & Schiller, P.A. datedSeptember 20 , 2010 and recordedOctober 4, 2010 as Document No.2756662.f. Sheriff's Certificate of Sale and

Foreclosure Record dated December 1,2010 and recorded December 2, 2010as Document No. 2769760.g. Affidavit of Attorney-In-Fact as

Conclusive Proof of Non-Terminationand Nonrevocation in Real EstateTransactions for Wells Fargo Bank,N.A., dated June 16, 2011 and recordedJune 20 , 2011 as Documen t No.2805994.h. Limited Warranty Deed given by

Sarah Adam of Reiter and Schiller, P.A.as Attorney-In-Fact for Wells FargoBank, N .A . to Federa l Home LoanMortgage Corporation dated June 16,2011 and recorded June 20, 2011 asDocument No. 2805995.

2. De te rmining tha t the aboveinstruments were valid and effective att h e t i m e t h e y w e r e e x e c u t e dnotwithstanding their incorrect legal

notwithstanding their incorrect legaldescriptions therein.

3. Determining that Wells FargoBank, N .A . has no r igh t , t i t le orinterest in the Subject Property.

557.03 NOTICE OF NOPERSONAL CLAIM

Pursuant to Minn. Stat. § 557.03 youare hereby served with notice that nopersonal claim is made against youand that any defendant upon whomthis notice is served who unreasonablydefends this action shall pay full coststo the plaintiff.Dated: 2-24-12

BEISEL & DUNLEVY, P.A.By: /s/ Bradley N. BeiselBradley N. Beisel #6191282 U.S. Trust Building730 Second Avenue SouthMinneapolis, MN 55402-2444Telephone: (612) 436-2222Attorneys for Plaintiff

2936987 3/15-3/29/12

PUBLIC NOTICELAND TITLE SUMMONS IN

PROCEEDINGS SUBSEQUENT TOINITIAL REGISTRATION OF LANDSTATE OF MINNESOTACOUNTY OF DAKOTA

DISTRICT COURTFIRST JUDICIAL DISTRICTCase No. 19HA-CV-10-5882

In the Matter of the Petition of Fed-eral Home Loan Mortgage Corporation,to reform a mortgage and affirm theforeclosure of said mortgage, recordedagainst the following described realestate in Dakota County, Minnesota,namely:Parcel A:Part of the East half (E 1⁄2) of theSoutheast Quarter (SE 1/4) com-mencing 1394.24 feet north of theSoutheast corner, thence North 85degrees 57 minutes West 81 feet,thence North 60 degrees 08 min-utes West 132.9 feet, thence North55 degrees 48 minutes West159.8 feet to the center of SibleyHighway, thence North 27 degrees06 minutes East 721.85 feet tothe East line of Section, thenceSouth 803.33 feet to the point ofbeginning, all in Section Eight (8),Township Twenty -seven (27 ) ,Range Twenty-three (23), accord-ing to the Government Surveyt h e r e o f . E x c e p t t h a t p a r tdescribed as follows: That part ofGovernment Lot 7 , Section 8,Township 27 North, Range 23West and that part of Section 9,Township 27 North, Range 23West, Dakota County, Minnesota,described as follows:Commencing at the Southeast cor-ner of said Section 8; thence North0 degrees 54 minutes 45 secondsWest (assumed bearing) along theeast line of said Section 8 a dis-tance of 1,394.24 feet to a Judi-cial Landmark set pursuant toDistrict Court File #78511; thenceNorth 89 degrees 05 minutes 14seconds East 12.31 feet to thepoint of beginning parcel to bedesc r ibed , sa i d po in t be ingmarked by a Judicial Landmarkset pursuant to the above File#78511; thence South 89 degrees05 minutes 14 seconds West12.31 feet to a Judicial Land-mark set pursuant to the aboveFi le #78511 thence North 86degrees 51 minutes 46 secondsWest 81.00 feet to a Judicia lLandmark set pursuant to theabove File #78511; thence North61 degrees 02 minutes 46 sec-onds West 132.9 feet to a Judi-cial Landmark set pursuant to theabove File #78511; thence North56 degrees 42 minutes 46 sec-onds West 42.60 feet along a line,which if extended 164.48 feetfrom said last Judicial Landmarkwould run to a Judicial Landmarkset Pursuant to the above File#78511; thence in a straight lineto point of beginning and thereterminating.

Abstract PropertyParcel B:Commencing at a point on theWest line of Section 9, Township27 , Range 23 , a dis tance o f1394 .24 f e e t n o r t h o f t h eSouthwest corner of said Section9; thence North along the west lineof said Section 9 a distance of492 .2 f ee t to a poin t on thesouthwesterly line of LetendreS tree t in Le tendre Addi t ion ;thence South 56 degrees 27minutes East along said street linea distance of 18.21 feet to a point;thence South a distance of 484.9feet to a point; thence West adistance of 12.31 feet to the pointof beginning. Being part of Lots9, 10 and 12, Block 2, LetendreAdd i t i o n , a c c o rd i n g t o th eGovernment Survey thereof.

Abstract PropertyParcel C:That part of Lots 9 and 10, Block2, LETENDRE ADDITION lyingEast and North of the followingdescribed line:Commencing at the Southwestcorner of Section 9, Township 27,Range 23; thence North 0 degrees54 minutes 46 seconds West(assumed bearing) along the Westline of the Southwest Quarter ofsaid section 1394.24 feet to apoint, said point being marked bya Judicial Landmark set pursuantto District Court File No. 78511;thence North 0 degrees 54 minutes46 seconds West 492 .2 fee t ;thence South 67 degrees 21minutes 46 seconds East 18.21f e e t t o th e a c t u a l p o i n t o f

f e e t t o th e a c t u a l p o i n t o fb e g i nn i n g o f the l i n e to b edescribed; thence South 0 degrees23 minutes 41 seconds East484.94 feet to a point, said pointb e i ng ma rked b y a Jud i c ia lLandmark set pursuant to DistrictCourt File No. 78511; thence, on ab ea r i n g o f du e Ea s t , to theEasterly line of said Block 2, andthere terminating. Excepting fromthe above described lands all thatpart plated as MC RAE ADD.Registered Property, as evidencedby Certificate of Title No. 106105.Torrens Property.

F e d e r a l H om e L o a n M o r t g a g eCorporation vs.Jeffrey M. Johnson,Sylvia JohnsonJeffrey M. KennedyCynthia C.S. KennedyDefendants.

THE STATE OF MINNESOTA TO THEABOVE-NAMED DEFENDANT:You a re he reby summoned and

required to answer the Petition of thePe t i t ione r in the above -en t i t l edproceeding and to file your answer tothe Petition in the office of the DistrictCourt Administrator in said County,within 20 days after service of thisSummons upon you, exclusive of theday of such service. If you fail toanswer the Petition within the timea foresa id , the Pe t i t ioner in thisproceeding will apply to the Court forthe relief demanded therein.Dated: ___________________

Attorneys for Petitioner:By_______________________Bradley N. Beisel #6191BEISEL & DUNLEVY, P.A.282 U.S. Trust Building730 Second Avenue SouthMinneapolis, MN 55402-2444Telephone: (612) 436-2222

Witness, District Court Administratorof said Court, and the seal thereof, atMinneapolis, in said County,this _____ day of _____________________,2011.By_________________________________

Deputy2936181 3/15-3/29/12

PUBLIC NOTICENOTICE OF MORTGAGEFORECLOSURE SALE

THE RIGHT TO VERIFICATIONOF THE DEBT AND IDENTITY OFTHE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY LAW ISNOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN , that

default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 2, 2008MORTGAGORS: Dan Webinger and

Kim A. Webinger, Husband and Wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered May 9, 2008, Dakota

County Registrar of Titles, DocumentNo. T627841, Certificate of Title No.144720.

ASSIGNMENTS OF MORTGAGE :Assigned to: U.S. Bank National

Association.Sa id Mortgage being Registered

Land.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.TRANSACTION AGENT 'S MORT -

GAGE IDENTIFICATION NUMBER ONMORTGAGE: 100229801000241236

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Prestige Mortgage LLC

RESIDENTIAL MORTGAGE SER -VICER: U.S. Bank Home Mortgage

MORTGAGED PROPERTY ADDRESS:8018 Delano Way, Inver Grove Heights,MN 55076

T A X P A R C E L I . D . # :20-64075-02-190

LEGAL DESCRIPTION OF PROP -ERTY:

ERTY:Lot Nineteen (19), Block Two (2), inRiver Bluffs of Inver Grove Heights,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $272,844.00AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $280,887.34That prior to the commencement of

this mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;

PURSUANT to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:

DATE AND TIME OF SALE: March29, 2012 at 10:00 AM

PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 1, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.

MORTGAGOR(S) RELEASED FROMFINANCIAL OBLIGATION ON MORT-GAGE: None

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: January 27, 2012.U.S. Bank National AssociationMortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-3454THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.2902622 2/9-3/15/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Oc tober 30 ,

2006MORTGAGORS: Evelyn L. Clements

and Junior Clements, husband andwife.

MORTGAGEE: J PM o r g a n C h a s eBank, National Association.

DATE AND PLACE OF RECORDING:Recorded February 13, 2007, Dakota

Coun ty Recorder , Documen t No.2496332.

ASSIGNMENTS OF MORTGAGE :NONE

TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -

GAGE IDENTIFICATION NUMBER ONMORTGAGE: NONE

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: JPMorgan Chase Bank,National Association

RESIDENTIAL MORTGAGE SER -VICER : JPMo rgan Chase Bank ,National Association

MORTGAGED PROPERTY ADDRESS:100 Fourth Avenue North, Unit 107,South Saint Paul, MN 55075

T A X P A R C E L I . D . # :36-72850-25-107


Unit NO . 107 , Common InterestCommunity Number 492, Wakota onFourth, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $146,401.53

That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any part

PUBLIC NOTICENOTICE AND ORDER OF HEARINGON PETITION FOR PROBATE OFWILL AND APPOINTMENT OF

PERSONAL REPRESENTATIVESAND NOTICE TO CREDITORS




Estate of VIVIAN SENDEN, DecedentIt is Ordered and Notice is given that

on April 24, 2012, at 9:00 a.m., a hear-ing will be held in this Court at DakotaCounty Judicial Center, 1560 Hwy. 55,Hastings, Minnesota, for the formalprobate of an instrument purporting tobe the will of the Decedent , datedMarch 23, 1973, and for the appoint-ment of John Senden whose addressis: 611 Custer Street, Spearfish, SD57783 as personal representatives ofthe Estate of the Decedent in anUNSUPERVISED administration. Anyobjections to the petition must be filedwith the Court prior to or raised at thehearing. If proper and if no objectionsare filed or raised, the personal repre-sentative will be appointed with fullpower to administer the Estate includ-ing the power to collect all assets, topay all legal debts, claims, taxes andexpenses, to sell real and personalproperty, and to do all necessary actsfor the Estate.Notice is also given that (subject to

Minn. Stat. 524.3-801) all creditorshaving claims against the Estate arerequired to present the claims to thepersonal representative or to the CourtAdministrator within four months afterthe date of this Notice or the claimswill be barred.Date: 3/12/12

Jerome B. AbramsJudge

(COURT SEAL)Attorney for John SendenGenelle ForsbergGenelle Forsberg Attorney1345 Corporate Center Curve,Suite 205Eagan, MN 55121Attorney License No.: 0255749Telephone: 651-209-8925Fax: 651-209-89262936835 3/15-3/22/12

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under which the business is or will beconducted: Crosstown Auto Repair

2. Principal Place of Business: 12001County Road 11, Burnsville, MN 55337


Panda Automo t ive, Inc . , 12001County Road 11, Burnsville, MN 553374. I, the undersigned, certify that I


Date: 1-10-12Panda Automotive, Inc.,

by Perry G. Linn, Its President2924969 3/8-3/15/12


THE RIGHT TO VERIFICATION OF THEDEBT AND IDENTITY OF THE

ORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: ThatDefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: 11/01/2007ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $77,500.00MORTGAGOR(S): Ronda L. Smeester,

a single womanMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Provident Funding Associates,L.P.DATE AND PLACE OF F IL ING :

12/10/2007 as Document Number2560280 in the Office of the CountyRecorder, Dakota County, MinnesotaASS IGNMENT OF MORTGAGE :

Assigned to Provident Funding Associ-ates, L.P.DATE AND PLACE OF F IL ING :

02/29 /2012 as Document Number2852449 in the Office of the CountyRecorder, Dakota County, MinnesotaLEGAL DESCRIPTION OF PROP -

ERTY: Apartment No.102, 12986 Nicol-let Avenue South, Condominium Own-ership No. 15, Ridgeview CondominiumHomes, Dakota County, MinnesotaSTREET ADDRESS OF PROPERTY:

12986 Nicollet Avenue South #102,Burnsville, MN 55337COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaT A X P A R C E L I . D . N O . :

02-01300-16-680LENDER: Provident Funding Associ-

ates, L.P.RESIDENTIAL MORTGAGE ORIGI-

NATOR: Provident Funding Associates,L.P.RESIDENTIAL MORTGAGE SER -

VICER: Provident Funding Associates,L.P.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN: 1000179-3517100096-7THE AMOUNT CLAIMED TO BE DUE

ON THE MORTGAGE ON THE DATE OFTHE NOTICE: $78,014.41No action or proceeding has been

instituted at law to recover the debtsecured by said mortgage, or any partthereof.There has been compliance with all

preforeclosure notice requirements ofsaid mortgage and/or applicable stat-utes.Pursuant to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:D A T E A N D T I M E O F S A L E :

04/27/2012 at 10:00 A.M.PLACE OF SALE: Dakota Sheriff's

Office, 1580 Highway 55 Hastings, MN55033to pay the debt then secured by saidmortgage and taxes, if any, on saidpremises and the costs and disburse-ments, including attorney fees allowedby law.

The time allowed by law for redemp-tion by said mortgagor(s), their per-sonal representatives or assigns is six(6) months from the date of sale.TIME AND DATE TO VACATE PROP-

ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on 10/27/2012.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: NoneTHE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS THAT MORTGAGEDPREMISES ARE IMPROVED WITH ARESIDENTIAL DWELLING OF LESSTHAN FIVE UNITS, ARE NOT PROP-ERTY USED IN AGRICULTURAL PRO-DUCTION, AND ARE ABANDONED.Dated: 03/15/2012

Provident Funding Associates,L .P . , M o r t g a g e e /M o r t g a g eAssignee

Dunakey & Klatt, P.C.,By Brian G. Sayer and Crystal W. Rink,Attorneys for Mortgagee /MortgageAssignee531 Commercial Street, P.O. Box 2363,Waterloo, IA 50701THIS IS A COMMUNICATION FROM ADEBT COLLECTOR AND ANY INFOR-MATION OBTAINED WILL BE USEDFOR THAT PURPOSE.2938348 3/15-4/19/12

secured by said mortgage, or any partthereof;







Dated: January 31, 2012.JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: February 28,

2008MORTGAGORS: Stephen R. Prince

and Krista L. Prince, Husband andWife.

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc..

DATE AND PLACE OF RECORDING:Recorded March 17, 2008, Dakota



Association.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Cornerstone MortgageCompany


MORTGAGED PROPERTY ADDRESS:716 12TH Street , Farmington, MN55024

T A X P A R C E L I . D . # :14-22505-04-080


Lot 8, Block 4, East FarmingtonSixth Addition, Dakota County, Min-nesota.COUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;



PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), their

said sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.







NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: October 25,

2006ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $172,000.00MORTGAGOR (S ) : S teve Kuhl , a

single manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Lenox Financial Mortgage Corp., itssuccessors and assignsDATE AND PLACE OF RECORDING:Recorded: January 03, 2007 Dakota

County RecorderDocument Number: 2485526ASSIGNMENTS OF MORTGAGE:And assigned to: Nationstar Mort-

gage LLCDated: January 25, 2012Transaction Agent: Mortgage Elec-

tronic Registration Systems, Inc.Transaction Agent Mortgage Identifi-

cation Number: 1003023-0610004674-1Lender or Broker: Lenox Financial

Mortgage Corp.Res iden t ia l Mortgage Serv icer :

Nationstar Mortgage, LLCMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 13008 County

Road 5, Burnsville, MN 55337-2264T a x P a r c e l I D N u m b e r :

02-19500-03-022LEGAL DESCRIPTION OF PROP -

ERTY: Lot 2, Block 3, Dakota Place,according to the plat thereof, except-ing therefrom that part described asfollows:Beginning at the Northeast corner of

said Lot 2; thence on an assumed bear-ing of South 86 degrees 31 minutes 31seconds West along the North line ofsaid Lot 2 a distance of 110.46 feet;thence South 38 degrees 56 minutes49 seconds West, a distance of 66.63feet; thence North 87 degrees 37 min-

feet; thence North 87 degrees 37 minutes 54 seconds East a distance of154.95 feet; thence Northerly a dis-tance of 52.18 feet along a non-tangen-tial curve concave to the West having aradius of 2784.93 feet and a centralangle of 1 degrees 04 minutes 25 sec-onds, the chord of said curve bearsNorth 2 degrees 56 minutes 16 sec-onds West to the point of beginningand there terminating, according to theplat thereof on file or of record in theoffice of the County Recorder, DakotaCounty, Minnesota.AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :$169,932.82T H A T a l l p r e - f o r e c l o s u r e

requirements have been complied with;that no action or proceeding has beeninst ituted at law or otherw ise torecover the debt secured by sa idmortgage, or any part thereof;PURSUANT to the power of sa le

con ta ined in sa id mor tgage , theabove-described property will be soldby the She r i f f o f sa id coun ty asfollows:DATE AND TIME OF SALE: March

23, 2012 at 10:00 AMPLACE OF SALE: Dakota County

Law En fo rcemen t Cen te r , 1580Highway 55, Lobby S-100, Hastings,Minnesotato pay the deb t secured by sa idmortgage and taxes, if any, on saidp r e m i s e s a n d t h e c o s t s a n ddisbursements, including attorney feesallowed by law, subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.If the Mortgage is not reinstated

under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on September 24, 2012, or thenext business day if September 24,2012 falls on a Saturday, Sunday orlegal holiday.Mortgagor(s) released from financial

obligation: NONETHIS COMMUNICATION IS FROM

A DEBT COLLECTOR ATTEMPTINGTO COLLECT A DEBT . ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF

THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: February 09, 2012

ASSIGNEE OF MORTGAGEE :Nationstar Mortgage LLC

Wilford, Geske & Cook P.A.Attorneys for Assignee of MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 023752F012901270 2/9-3/15/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: September

14, 2009ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $232,737.00MORTGAGOR (S ) : L indy For t in ,

unmarried womanMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Oxford Lending Group LLC., itssuccessors and assignsDATE AND PLACE OF REGISTER-

ING:Registered: September 25, 2009

Dakota County Registrar of TitlesDocument Number: T651458ASSIGNMENTS OF MORTGAGE:And assigned to: Flagstar Bank, FSBDated: January 25, 2012Transaction Agent: Mortgage Elec-


cation Number: 100052550272271551Lender or Broker: Oxford Lending

Group LLC.Residential Mortgage Servicer: Flag-

star Bank, FSBMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:

142805COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 13717 E Welling-

ton Cres, Burnsville, MN 55337-4312T a x P a r c e l I D N u m b e r :

021810002160LEGAL DESCRIPTION OF PROP -

ERTY: Lot Sixteen (16) in Block Two(2) of Colonial Hills, according to theplat thereof on file and of record in theoffice of the Registrar of Titles in andfor said County and State.AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :$231,721.93THAT all pre-foreclosure require-

ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof; that this is registeredproperty;

property;PURSUANT to the power of sale con-

t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: March


Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated

under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onSeptember 24, 2012, or the next busi-ness day if September 24, 2012 falls ona Saturday, Sunday or legal holiday.Mortgagor(s) released from financial


A DEBT COLLECTOR ATTEMPT-ING TO COLLECT A DEBT. ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF

THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: February 09, 2012

ASSIGNEE OF MORTGAGEE :Flagstar Bank, FSB




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Au gu s t 2 0 ,

2004MORTGAGOR: Ke v in M . Kee f e , a

single person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded October 6, 2004, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Summit Mortgage Corpo-ration

RESIDENTIAL MORTGAGE SER -VICER: CitiMortgage, Inc.

MORTGAGED PROPERTY ADDRESS:16618 Illinois Avenue, Lakeville, MN55044

TAX PARCEL I.D. #: 228330006040LEGAL DESCRIPTION OF PROP -

ERTY:Lot 4, Block 6, Walnut RidgeCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,

ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ O c t o b e r 1 ,2012_____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.



Dated: January 31, 2012.CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 27, 2007MORTGAGORS: William A. Selle, Jr.

and Amanda R. Selle, Husband andWife.


DATE AND PLACE OF RECORDING:Recorded August 23, 2007, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : U .S . Bank Na t iona lAssociation


MORTGAGED PROPERTY ADDRESS:16260 Glen Oaks Road, Lakeville, MN55044

T A X P A R C E L I . D . # :22-16650-01-050


Lot 5, Block 1, Cedarglen, DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."



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default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: January 31,

2005MORTGAGORS: Robb D. Pauling and

Tonya S. Pauling, husband and wife.MORTGAGEE:Advisor's Mortgage,

LLC.DATE AND PLACE OF RECORDING:Recorded March 7, 2005, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: ABN Amro Mortgage

Group,Inc. n/k/a CitiMortgage, Inc..TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Advisor's Mortgage, LLC


MORTGAGED PROPERTY ADDRESS:18268 Echo Drive, Farmington, MN55024


ERTY:Lo t 2 , B lock 2 , Dako ta Coun tyEs ta tes 7 th Add i t i on , Dako taCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: March 9,2012 at 10:00 AM


TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on September 10, 2012,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.




USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688810-6793THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuant to the provisions of Minne-

sota Statutes 580.07, the foregoingforeclosure sale is postponed untilApr i l 20 , 2012 at 10 :00 am at theSheriff's Office, Law Enforcement Cen-ter, 1580 Hwy 55, Lobby #S-100, Hast-ings, MN, in said county and state.

Dated: March 6, 2012.CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.By: Paul A. WeingardenAttorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688810-6793THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.2930421 3/15/12



under which the business is or will beconducted: Crosstown Tire & Auto

2. Principal Place of Business: 12001County Road 11, Burnsville, MN 55337


Panda Automo t ive, Inc . , 12001County Road 11, Burnsville, MN 553374. I, the undersigned, certify that I


Panda Automotive, Inc.,by Perry G. Linn, Its President

2924962 3/8-3/15/12



DISTRICT COURTFIRST JUDICIAL DISTRICTCASE TYPE: MORTGAGE

FORECLOSURECourt File No. ______

_______________________________________Affinity Plus Federal Credit Union,

Plaintiff,vs.Christopher L. Tobias and Misty M.Koepke, John Doe an Mary Rowe,

Defendants.______________________________________THIS SUMMONS IS DIRECTED TO

DEFENDANTS CHRISTOPHER L .TOBIAS AND MISTY M. KOEPKE.YOU ARE BEING SUED. The Plain-

tiff has started a lawsuit against you.The Plaintiff's Complaint against youis attached to this Summons. Do notthrow these papers away. They areofficial papers that affect your rights.You must respond to this lawsuit eventhough it may not yet be filed with theCourt and there may be no Court filenumber on this Summons.YOU MUST REPLY WITHIN 20

DAYS TO PROTECT YOUR RIGHTS.You must give or mail to the personwho signed this Summons a writtenresponse called an Answer within 20days of the date on which you receivedthis Summons. You must send a copyof your Answer to the person whosigned this Summons located at:

Creig Andreasen, Esq.Messerli & Kramer P.A.1400 Fifth Street Towers100 South Fifth StreetMinneapolis, MN 55402

YOU MUST RESPOND TO EACHCLAIM . The Answer is your writtenresponse to the Plaintiff's Complaint.In you r Ans we r you mu s t s ta tewhether you agree or disagree witheach paragraph of the Complaint. Ifyou believe the Plaintiff should not begiven everything asked for in the Com-p la in t , you must say so in yourAnswer.YOU WILL LOSE YOUR CASE IF

YOU DO NOT SEND A WRITTENRESPONSE TO THE COMPLAINTTO THE PERSON WHO SIGNEDTHIS SUMMONS. I f you do notAnswer within 20 days, you will losethis case. You will not get to tell yourside of the story, and the Court maydecide against you and award thePlaintiff everything asked for in theComplaint. If you do not want to con-test the claims stated in the Com-plaint, you do not need to respond. Adefault judgment can then be enteredagainst you for the relief requested inthe Complaint.LEGAL ASSISTANCE. You may

wish to get legal help from a lawyer. Ifyou do not have a lawyer, the CourtAdministrator may have informationabout places where you can get legalassistance. Even if you cannot getlegal help, you must still provide awr itten Answer to protect yourrights or you may lose the case.ALTERNATIVE DISPUTE RESO-

LUTION . The parties may agree to orbe ordered to participate in an alterna-tive dispute resolution process underRule 114 of the Minnesota GeneralRules of Practice. You must still sendyour written response to the Com-plaint even if you expect to use alter-native means of resolving this dispute.THIS LAWSUIT MAY AFFECT OR

BRING INTO QUESTION TITLE TOREAL PROPERTY LOCATED INDAKOTA COUNTY, STATE OF MINNE-SOTA , LEGALLY DESCRIBED AS :"LOT 5, BLOCK 8, HILLANDALEADDITION NO. 3, DAKOTA COUNTY,MINNESOTA , TOGETHER WITHAPPURTENANT EASEMENTS CRE-ATED PURSUANT TO DECLARATION,D O C U M E N T N O . 7 1 8 4 1 4 , A SAMENDED, DAKOTA COUNTY, MINNE-SOTA."The object of this action is judg-

ment against Misty M. Koepke.Dated: March 7, 2012

MESSERLI & KRAMER P.A.By: /s/ Creig AndreaseCreig Andresen (#334832)1400 Fifth Street Towers100 South Fifth StreetMinneapolis, MN 55402-1217(612) 672-3600ATTORNEYS FOR PLAINTIFF

THIS IS AN ATTEMPT TO COL-LECT DEBT AND ANY INFORMA-TION OBTAINED WILL BE USEDFOR THAT PURPOSE.2936924 3/15-3/29/12


Without Real EstateState of MinnesotaCounty Dakota


Court File Number: 19WS-FA-11-1517Case Type: Dissolution with Children

In Re the Marriage of:Bambi Christina Weems, PetitionerAndAllen J. Kendall, RespondentTHE STATE OF MINNESOTA TO THEABOVE-NAMED RESPONDENT:WARNING: Your spouse (husband orwife) has filed a lawsuit against youfor dissolution of your marriage. Acopy of the paperwork regarding thelawsuit is served on you with thissummons. This summons is an offi-cial document from the court thataffects your rights. Read this sum-mons carefully. If you do not under-stand it, contact an attorney forlegal advice.1. The Petitioner (your spouse) has

filed a lawsuit against you asking for adissolution of your marriage (divorce).A copy of the Petition for Dissolutionof Marriage is attached to this Sum-mons . There should also be a copy ofPetitioner’s F inanc ia l A f f idav i tattached.

2. You must serve upon Petitionerand fi le w ith the Court a wr ittenAnswer to the Petition for Dissolutionof Marriage and your Financial Affi-davit. You must pay the required filingfee. Answer forms and the FinancialAffidavit form are available from theCourt Administrator’s office. You mustserve your Answer and Financial Affi-davit upon Petitioner within thirty(30) days of the date you were servedwith this Summons, not counting theday of service. If you do not serve andfile your Answer and Financial Affida-vit , the Court may give your spouseeverything he or she is asking for inthe Petition for Dissolution of Mar-riage.

This proceeding does not involve realproperty.

NOTICE OF TEMPORARYRESTRAINING PROVISIONS

Under Minnesota law, service of thiss ummon s m ake s the f o l l ow i n grequirements apply to both parties tothe action, unless they are modified bythe court or the proceeding is dis-missed:(1) Neither party may dispose of any

assets except (a) for the necessities oflife or for the necessary generation ofincome or preservation of assets, (b) byan agreement of the parties in writing,or (c) for retaining counsel to carry onor to contest this proceeding.(2) Neither party may harass the

other party.(3) All currently available insurance

coverage must be maintained and con-tinued without change in coverage orbeneficiary designation.(4) Parties to a marriage dissolution

proceeding are encouraged to attemptalternative dispute resolution pursu-ant to Minnesota law. Alternative dis-pute resolution includes mediation,arbitration and other processes as setforth in the district court rules. Youmay contact the court administratorabout resources in your area. If youcannot pay for mediation or alterna-tive dispute resolution, in some coun-ties, assistance may be available to youthrough a nonprofit provider or a courtprogram. If you are a victim of domes-tic abuse or threats as defined in Min-nesota statutes, chapter 518b, you arenot required to try mediation and youwill not be penalized by the court inlater proceedings.IF YOU VIOLATE ANY OF THESE

PROVISIONS, YOU WILL BE SUB-JECT TO SANCTIONS BY THECOURT.NOTICE OF PARENT EDUCATION

PROGRAM REQUIREMENTSUnder Minnesota Statutes, Section

518.157, in a contested proceedinginvolving custody or parenting time ofa minor child, the parties must beginparticipation in a parent educationprogram that meets minimum stan-dards promulgated by the MinnesotaSupreme Court within 30 days afterthe first filing with the court. In someDistricts, parenting education may berequired in all custody or parentingproceedings. You may contact the Dis-trict Court Administrator for addi-t iona l informat ion regarding thisrequirement and the availability of par-ent education programs.Dated: 06/21/2011

2934696 3/15-3/29/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: M a r c h 1 6 ,

2005MORTGAGORS: Matthew P. Ander-

son and Maria T. Anderson, husbandand wife.

MORTGAGEE: Mortgage Services ofMinnesota, Inc..

DATE AND PLACE OF RECORDING:Recorded May 16 , 2005, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: JPMorgan Chase Bank,

N.A.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgage Services ofMinnesota, Inc.


MORTGAGED PROPERTY ADDRESS:3872 Cinnabar Drive, Eagan, MN 55122


ERTY:Lot 3, Block 1, Cedar Grove No. 9,Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."





default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 16, 2001MORTGAGOR: Mark D. Nowack, An

Unmarried Man.MORTGAGEE: Bank o f Ame r ica ,

National Association as successor bymerger to Fleet National Bank.

DATE AND PLACE OF RECORDING:Recorded June 4, 2001, Dakota



National Association.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -

GAGE IDENTIFICATION NUMBER ON


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Fleet National Bank


MORTGAGED PROPERTY ADDRESS:11180 166th Street West, Lakeville, MN55044


ERTY:Lot 13 , Block 2 , Lakeville Hills ,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: April 3,2012 at 10:00 AM





Dated: February 2, 2012.JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 7, 2004MORTGAGOR: Vanessa L. Kahle, a

single person.MORTGAGEE: C it iMortgage, Inc . ,

successor by merger with ABN AMROMortgage Group, Inc.

DATE AND PLACE OF RECORDING:Recorded Sep tember 16 , 2004,

Dakota County Recorder, DocumentNo. 2248204.




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: ABN AMRO MortgageGroup, Inc.


MORTGAGED PROPERTY ADDRESS:8612 Holland Avenue, Apple Valley, MN55124

T A X P A R C E L I . D . # :01-27503-010-01


Lot 1, Block 1, Forest Park Estates4th Addition, Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-

ING TAXES, IF ANY, PAID BY MORTGAGEE: $310,404.12





TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on _October 1, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.







default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: J u n e 2 6 ,

2006MORTGAGORS: Samuen Hon and

Kheang Pheng, Husband and Wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered July 27, 2006, Dakota

County Registrar of Titles, DocumentNo. 594758, Certificate of Title No.127353.






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Centennial Mortgage andFunding, Inc.


MORTGAGED PROPERTY ADDRESS:1855 Pumice Point, Eagan, MN 55122


ERTY:Lot Thirty (30), Block Two (2), CedarGrove No. 7COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN

��



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: December 7,

2007MORTGAGORS: Karen E. Williams

and Kiera A. Fernandez, both single.MORTGAGEE:J P M o r g a n C h a s e

Bank, N.A.DATE AND PLACE OF RECORDING:Reco rded Decembe r 19 , 2007 ,



National Association s/b/m to ChaseHome Finance LLC.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: JPMorgan Chase Bank,N.A.


MORTGAGED PROPERTY ADDRESS:1220 Summit Oaks Drive, Burnsville,MN 55337

T A X P A R C E L I . D . # :02-73000-110-02


Lot 11, Block 2, Summit Oaks First,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: May 3,2012 at 10:00 AM


TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on November 5, 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.



Dated: March 6, 2012.JPMorgan Chase Bank, NationalAssociationMortgagee/Assignee of Mortgagee



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: December 16,


MORTGAGE: $138,800.00MORTGAGOR(S): Jessica R. Waldron,

a single person and Todd A. Peterson,a single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for American Mortgage Network,Inc., its successors and assignsDATE AND PLACE OF RECORDING:Recorded: January 31, 2005 Dakota

County RecorderDocument Number: 2290788ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank Of New

York Mellon FkA The Bank Of NewYork, As Trustee For The Certificate-holders Of CWALT, Inc., AlternativeLoan T rust 2005-3CB , Mo r tgagePass -through Cert i f icates , Ser ies2005-3CBDated: June 06, 2011Recorded: January 18, 2012 Dakota

County RecorderDocument Number: 2842926Transaction Agent: Mortgage Elec-


cation Number: 1001310-2040851459-2Lender or Broker: American Mort-

gage Network, Inc.Residential Mortgage Servicer: Bank

of America, N.A.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 14305 Hickory Ct,

Apple Valley, MN 55124-6675T a x P a r c e l I D N u m b e r :

01.28950.01.110LEGAL DESCRIPTION OF PROP -

ERTY: Lot 11, Block 1, GardenviewPlace First Addition, Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE


ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof;PURSUANT to the power of sale con-

t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: April 27,

2012 at 10:00 AMPLACE OF SALE: Dakota County


under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onOctober 29, 2012, or the next busi-ness day if October 29, 2012 falls on aSaturday, Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: March 15, 2012

ASSIGNEE OF MORTGAGEE:The Bank Of New York Mellon FkAThe Bank Of New York, As TrusteeFor The Certificateholders O fCWALT, Inc., Alternative LoanT r u s t 2 0 0 5 - 3CB , M o r t g a g ePass-through Certificates, Series2005-3CB


��

��

Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.








default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: November 20,

2009MORTGAGORS: Fernando Torres and

Wendy Torres, Husband and Wife.MORTGAGEE: Bank o f Ame r ica ,

N.A..DATE AND PLACE OF RECORDING:Recorded February 12, 2010, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Minnesota Housing

F inance Agency . And therea f terassigned to: Bank of America, N.A..And thereafter assigned to: U.S. BankNational Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bank of America, N.A.


MORTGAGED PROPERTY ADDRESS:1213 Elm Street , Farmington, MN55024


ERTY:Lot 11, Block 1, East Farmington 4thAddition, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 1, 2012, unless

11:59 p.m. on October 1, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.







default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: A u g u s t 2 ,

2005MORTGAGOR: M i r i am A t t i a s , a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded August 12, 2005, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: U.S. Bancorp Advantage,LLC


MORTGAGED PROPERTY ADDRESS:15596 Dwellers Way, Apple Valley, MN55124


ERTY:Unit No. 702 , Common InterestCommunity No. 397 , Bays ide, ACondominium, Dakota County, Min-nesotaCOUNTY IN WHICH PROPERTY IS











ABANDONED.Dated: February 1, 2012.

U.S. Bank National AssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: J anu a r y 5 ,

2007MORTGAGORS: V. Barton Porter and

Rebekah Porter, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded February 15, 2007, Dakota

Recorded February 15, 2007, DakotaCoun ty Recorder , Documen t No.2496838.

ASSIGNMENTS OF MORTGAGE :As s i gned to : Deu t sche Bank

National Trust Company, as Trusteefor American Home Mortgage AssetsT rus t 2007 -2 , Mo r tgage -BackedPass -Through Cert i f icates Ser ies2007-2.

TRANSACTION AGENT: MortgageElectronic Registration Systems, Inc.

TRANSACTION AGENT 'S MORT -GAGE IDENTIFICATION NUMBER ONMORTGAGE: 100024200015770874

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American Brokers Con-duit

RESIDENTIAL MORTGAGE SER -VICER: American Home Mortgage Ser-vicing, Inc

MORTGAGED PROPERTY ADDRESS:13625 Fernando Avenue, Apple Valley,MN 55124


ERTY:Lot 18, Block 11, Greenleaf FourthAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 1, 2012 unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.



Dated: January 31, 2012.Deutsche Bank National TrustCompany, as trusteeMortgagee/Assignee of Mortgagee





2007MORTGAGORS: Julie Grinager and

Monty J. Grinager, wife and husband.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Reco rded Novembe r 27 , 2007 ,








MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS:8999 267TH Street West, Lakeville, MN55044

TAX PARCEL I.D. #: 130290056010and 130290076010


Exhibit AThe East 165 feet of the South 264

feet of the Northeast Quarter (NE 1/4)of the Southwest Quarter (SW 1/4) ofSection Twenty-nine (29), TownshipOne hundred thirteen (113), RangeTwenty (20); and the West 165 feet ofthe South 264 feet of the NorthwestQuarter (NW 1 /4) of the SoutheastQ u a r t e r ( S E 1 / 4 ) o f S e c t i o nTwenty-nine (29), Township One hun-dred thirteen (113), Range Twenty (20),according to the Government Surveythereof, Dakota County, Minnesota

COUNTY IN WHICH PROPERTY ISLOCATED: Dakota

ORIGINAL PRINCIPAL AMOUNT OFMORTGAGE: $187,500.00

AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-GAGEE: $190,477.67








Dated: February 1, 2012.U.S. Bank National AssociationMortgagee/Assignee of Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Oc tober 31,

2007MORTGAGOR: Laura M. Thompson,

A Single Person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded November 6, 2007, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Granite Mortgage & Con-struction Finance, Inc.


MORTGAGED PROPERTY ADDRESS:15022 Dunwood Trail, Apple Valley,MN 55124


ERTY:Unit No 3, Common Interest Com-munity No. 241, Prairie Crossing Vil-las

��


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 02,


MORTGAGE: $212,744.00MORTGAGOR(S): Michael J. Ertres-

vaag and Amy J. Ertresvaag, husbandand wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Cornerstone Mortgage Com-pany, its successors and assignsDATE AND PLACE OF RECORDING:Recorded: January 26, 2007 Dakota

County RecorderDocument Number: 2491778ASSIGNMENTS OF MORTGAGE:And assigned to: Countrywide Bank,

N.A.Dated: March 16, 2007Recorded: April 02, 2007 Dakota



cation Number: 1001770-5050002684-4Lender or Broker: Cornerstone Mort-

gage CompanyResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 17095 Foliage Ave,

Farmington, MN 55024-9213T a x P a r c e l I D N u m b e r :


ERTY: Lot 15, Block 5, Dodd Park,Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE






under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onSeptember 10, 2012, or the next busi-ness day if September 10, 2012 falls ona Saturday, Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: January 26, 2012

ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger with Countrywide Bank,FSB fka Countrywide Bank, N.A.

Wilford, Geske & Cook P.A.Attorneys for Assignee of MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 023822F01

NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEThe above referenced sale scheduled

for March 09, 2012 at 10:00 AM hasbeen postponed to April 09, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: March 09, 2012

ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger with Countrywide Bank,FSB fka Countrywide Bank, N.A.

Wilford, Geske & Cook P.A.Attorneys for Assignee Of Mortgagee:Lawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 023822F012935484 3/15/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 21, 2008MORTGAGORS: Kevin C. Thompson

and Maria Lourdes Manuel Thompson,husband and wife.

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc.







LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Freedom Mortgage Cor-poration


MORTGAGED PROPERTY ADDRESS:5971 Cahil l Avenue, Inver GroveHeights, MN 55076

TAX PARCEL I.D. #: 200331083020and 200341052060


The South 250 feet of the East 174.2feet of the Southeast Quarter of Sec-tion 33, Township 28, Range 22,ALSO Commencing at the South-west corner of Section 34, Township28, Range 22, thence East 23 feet tothe center of S .A . Road No. 25,thence Northeasterly along the cen-ter of said road to a point 93 feetEast and 250 fee t Nor th of theSouthwest corner of said Section,thence West 93 feet to the West lineof said Section, thence South 250fee t of the poin t of beginning ,according to the Government Surveythereof, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOT I CE ,INCLUDING TAXES, IF ANY, PAID BYMORTGAGEE: $248,814.58

That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee /Ass ignee of Mortgageecomplied with all notice requirementsas required by statute; That no actionor proceeding has been instituted atlaw or otherwise to recover the debtsecured by said mortgage, or any partthereof;

PURSUANT to the power of sa lecontained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:


PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidp r em i s e s , a n d t h e c o s t s a n ddisbursements, including attorneys'f e e s a l l ow ed b y l aw s ub j e c t toredemption within six (6) months fromt h e d a t e o f s a i d s a l e b y t h em o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns unlessreduced to Five (5) weeks under MNStat. §580.07.

T IME AND DATE TO VACATEPROPERTY: If the real estate is anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the da te on o r be fo re which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on November 5, 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROMF I N A N C I A L O B L I G A T I O N O NMORTGAGE: None

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."



��

��

lasCOUNTY IN WHICH PROPERTY IS
















2006MORTGAGOR: L i n d a P . Hu th , a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded January 31, 2007, Dakota



National Trust Company, as IndentureTrustee for American Home MortgageInvestment Trust 2007-2.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American Home Mort-gage


MORTGAGED PROPERTY ADDRESS:3050 Riverwood Drive, Unit 126, Hast-ings, MN 55033


ERTY:Unit No. 126, Garage Unit No. G126,Riverwood Carriage Homes Condo-minium, Dakota County, Minnesota,Condominium File No. 80COUNTY IN WHICH PROPERTY IS












Dated: January 30, 2012.Deutsche Bank National TrustCompany, as trusteeMortgagee/Assignee of Mortgagee





2007MORTGAGORS: Michael W. Howells

and Sharon K. Howells, Husband andWife.


DATE AND PLACE OF RECORDING:Registered October 4, 2007, Dakota







LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: First Residential Mort-gage Corporation


MORTGAGED PROPERTY ADDRESS:8248 131ST Street West, Apple Valley,MN 55124

T A X P A R C E L I . D . # :01-17000-01-200


Lot Twenty (20), Block One (1), inChateau Estates, Dakota County,Minnesota.COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date of

within six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.









2003MORTGAGORS: Albert E Clayton, III

and Vikki L Clayton, husband and wife.MORTGAGEE: National City Mort-

gage Co. dba Commonwealth UnitedMortgage Company.

DATE AND PLACE OF RECORDING:Reco rded Decembe r 23 , 2003 ,


ASSIGNMENTS OF MORTGAGE :Assigned to: PNC Bank, National

Association.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: National City MortgageCo. dba Commonwealth United Mort-gage Company

RESIDENTIAL MORTGAGE SER -VICER: PNC Bank, National Associa-tion

MORTGAGED PROPERTY ADDRESS:16684 Gerdine Path West, Rosemount,MN 55068


ERTY:Lot 39, Block 4, Donnay's CollegePark 2nd Addition, Dakota County,State of Minnesota.COUNTY IN WHICH PROPERTY IS










GAGE: None"THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: January 30, 2012.PNC Bank, National AssociationMortgagee/Assignee of Mortgagee


PUBLIC NOTICENOTICE OF MORTGAGE

FORECLOSURE SALENOTICE IS HEREBY GIVEN , that

default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: December

27, 2006.MORTGAGOR(S): MDG Properties,

LLC, a Minnesota limited liabilitycompany.MORTGAGEE: Lehman Brothers

Bank, FSB.DATE AND PLACE OF RECORDING:

Filed January 4, 2007, Dakota CountyRecorder, as Document No. 2485996.ASSIGNMENT(S) OF MORTGAGE:

Assigned to Bayview Loan Servicing,LLC, by assignment dated January 5,2007, filed for record April 29, 2009, asDocument No. 2653417.The land described in said mortgage

is not registered land.MORTGAGE HOLDER (as defined in

section 58.02):Transaction Agent: NA.Transaction Agent's Mortgage Identi-

fication Number on Mortgage: NA.Lender or Broker: Bayview Loan

Servicing, LLC.Residential Mortgage Servicer: NA.MORTGAGE ORIGINATOR (as defined

in section 58.02): Lehman BrothersBank, FSB.MORTGAGED PROPERTY ADDRESS:

3105 East 65th Street, Inver GroveHeights, MN, 55076.T A X P A R C E L I . D . N O . :

20-00300-28-015.LEGAL DESCRIPTION OF PROP -

ERTY: The East 150.00 feet of the West631.00 feet of the South 453.33 feet ofthe South 1⁄2 of the Northwest 1⁄4 ofSection 3, Township 27, Range 22,Dakota County , M innesota , ly ingno r thwes te r ly o f the fo l l ow i ngdescribed line: Commencing at theSouthwest corner of said Northwest 1⁄4;thence easterly along the South line ofsaid Northwest 1⁄4, a distance of 599.94feet to the point of beginning of theline to be described; thence northeast-erly a distance of 179.96 feet, along atangen t ia l curve, concave to thenorthwest, with a central angle of 50degrees 38 minutes 00 seconds, and aradius of 203.63 feet; thence north-easterly tangent to said curve a dis-tance of 416.11 feet; thence northeast-erly a distance of 181.36 feet, along atangen t ia l curve, concave to thenorthwest, with a central angle of 33degrees 03 minutes 44 seconds, and aradius of 314.29 feet, to the South lineof the North 1859.22 feet and thereterminating.COUNTY IN WHICH PROPERTY IS

LOCATED: Dakota.ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $475,500.00.AMOUNT CLAIMED TO BE DUE ON

THE MORTGAGE ON THE DATE OFTHIS NOTICE: $552,365.23.The holder of the mortgage has com-

plied with all conditions precedent toacceleration of the debt secured by themortgage and foreclosure of the mort-gage and all notice and other require-ments of applicable statutes. That noaction or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof.PURSUANT to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: April 19,

2012 at 10:00 a.m.PLACE OF SALE: Sheriff 's main

of f ice in the Dako ta Coun ty LawEnforcement Center, 1580 Highway 55,Lobby #S-100, in the City of Hastings,County of Dakota, State of Minnesota.to pay the debt then secured by saidmortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: none.Dated: February 24, 2012.

BAYVIEW LOAN SERVICING, LLC,Assignee

/s/ Sarah M. ZachSARAH M. ZACH -for-Atty. I.D. #391758MURNANE BRANDTAttorneys for Assignee30 East Seventh Street, Suite 3200St. Paul, Minnesota 55101Telephone (651) 227-941113940232921937 3/1-4/5/12

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default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: Au gu s t 25 ,

2004MORTGAGORS: Randy W. Moritz and

Doris D. Moritz, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded October 25, 2004, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: GreenTree Servicing

LLC.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : Coun tryw ide HomeLoans, Inc.

RESIDENTIAL MORTGAGE SER -VICER: Green Tree Servicing LLC

MORTGAGED PROPERTY ADDRESS:17045 Embers Avenue, Farmington,MN 55024

T A X P A R C E L I . D . # :22-18102-07-401


Unit No. 2401, Common InterestCommunity No. 329, CornerstoneLake Condom in ium s , Dako taCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS











Dated: March 7, 2012.Green Tree Servicing LLCMortgagee/Assignee of Mortgagee


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default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 25, 2003MORTGAGORS: Sabab Xayarath and

Lalana Xayarath, husband and wife.MORTGAGEE: Goldmine Lending.DATE AND PLACE OF RECORDING:Registered October 28, 2003, Dakota

Registered October 28, 2003, DakotaCounty Registrar of Titles, DocumentNo. 0519411, Certificate of Title No.125574.

ASSIGNMENTS OF MORTGAGE :Assigned to: Regions Mortgage, Inc.

And thereafter assigned to: JPMorganChase Bank, National Association.Sa id Mortgage being Registered

Land.TRANSACTION AGENT: NONETRANSACTION AGENT 'S MORT -


LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Goldmine Lending


MORTGAGED PROPERTY ADDRESS:2128 Cliff Hill Lane, Eagan, MN 55122

T A X P A R C E L I . D . # :10-16600-05-040


Lot 4, Block 5, in Cedar Cliff, DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS














NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: August 28,


MORTGAGE: $214,000.00MORTGAGOR(S): Robert W . Dor-

mady and Tamara A. Dormady, Hus-band and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Countrywide Bank, N.A., its suces-sors and assigns.DATE AND PLACE OF RECORDING:Recorded: Sep tember 19, 2006

Dakota County RecorderDocument Number: 2462196ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon FKA The Bank of NewYork as Trustee for the Certificate-holders CWALT, Inc. Alternative LoanT r u s t 2 0 0 6 - O A 1 7 , M o r t g a g ePass -through Cert i f icates , Ser ies2006-OA17Dated: February 08, 2010Recorded: March 25, 2010 Dakota



cation Number: 100133700016359765Lender or Broker : Countryw ide

Lender or Broker : Countryw ideBank, N.A.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 125 6th Ave S,

South Saint Paul, MN 55075-2338T a x P a r c e l I D N u m b e r :


ERTY: Lot 7 and the North 1/2 of Lot 8,Block 8 of Hepburn ParkAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:THE BANK OF NEW YORKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS OF THECWALT, INC. ALTERNATIVE LOANTRUST 2006-OA17, MORTGAGEPASS-THROUGH CERTIFICATES,SERIES 2006-OA17





2003MORTGAGORS: Paul J. Fox and Lori

L. Fox, husband and wife.MORTGAGEE: Mortgage Electronic






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Principal ResidentialMortgage, Inc.


MORTGAGED PROPERTY ADDRESS:18897 Euclid Path, Farmington, MN55024


ERTY:Lot 1, Block 1, Nelsen Hills Farm2nd AdditionCOUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceeding

this mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;




TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on _October 5, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.



Dated: February 3, 2012.CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: November 30,


MORTGAGE: $589,000.00MORTGAGOR(S): Steven Michael

Goutierez and Raquel Goutierez, hus-band and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor WMC Mortgage Corp., its succes-sor and assigns.DATE AND PLACE OF RECORDING:Recorded: January 13, 2005 Dakota

County RecorderDocument Number: 2285026ASSIGNMENTS OF MORTGAGE:And assigned to: Wells Fargo Bank

NA for the Benefit of Asset BackedSecurities Corporation Home EquityLoan Trust, Series 2005-HE3 Asset

Backed Pass through Certificates,Series 2005-HE3Dated: June 09, 2008Recorded: June 24, 2008 Dakota



cation Number: 100136300110895231Lender or Broker: WMC Mortgage

Corp.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 16125 Hominy Ct,

Lakeville, MN 55044-4448T a x P a r c e l I D N u m b e r :


ERTY: Lot 14, Block 8, VermillionSpringsAMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of said

six (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated






ASSIGNEE OF MORTGAGEE :WELLS FARGO BANK , N .A ASTRUSTEE FOR THECERTIFICATE-HOLDERS OF THEASSET BACKED SECURITIESCORPORATION HOME EQUITYLOAN TRUST, SERIES 2005-HE3,ASSET BACKED PASS-THROUGHC E R T I F I C A T E S , S E R I E S2005-HE3




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 16, 2004MORTGAGOR: Susan Boh lken , a

single person.MORTGAGEE: Lakeland Mortgage

Corp..DATE AND PLACE OF RECORDING:Recorded May 10 , 2004, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: TCF Mortgage Corpora-

tion. And thereafter assigned to:Mortgage Electronic Registration Sys-tems, Inc. And thereafter assigned to:U.S. Bank, National Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Lakeland Mortgage Corp.


MORTGAGED PROPERTY ADDRESS:469 Tiffany Drive, Hastings, MN 55033


ERTY:Lot 11, Block 1, Cari Park, accord-ing to the recorded plat thereof, andsituate in Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 5, 2012, unlessthe redemption period is reduced to 5

the redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.





PUBLIC NOTICENOTICE OF ASSESSMENT LIEN

FORECLOSURE SALEDate: January 25, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the terms

and conditions of the Amended andResta ted Dec lara t ion for Garre t tSquare Association (hereinafter the"Association") which was recorded asDocument No. 261860 on August 12,1992 , in the O f f ice of the DakotaCounty Registrar of Titles as amendedand supplemented and also, pursuantto Minn. Stat. §515B.3-116, coveringthe following property:

Legal Description: Unit 214 andGarage Unit No. 47, in Condo-minium No. 36, Garre t t SquareCondominium Homes , DakotaCounty, MinnesotaStreet Address: 14620 Ga r re t tAvenue, #214, Apple Valley, MN55124Tax Parcel No.01-81401-01-128(Unit 214)01-81401-01-231 (Garage Unit47)2. Pursuant to said Amended and

Restated Declaration, there is claimedto be due and owing as of January 25,2012, from Dawn W. Williams, titleholder, to the Association, a Minne-sota non-profit corporat ion, theamount of $3,355.00 for unpaidassociation dues, late fees, attorneysfees and costs, plus any other suchamounts that will accrue after Janu-ary 25, 2012, and other costs of collec-tion and foreclosure which will beadded to the amount claimed due andowing at the time of the sale herein.

3. No action is now pending at law orotherwise to recover said debt or anypart thereof.4. That all preforeclosure require-

ments have been met.5. The owner has not been released

from the owner's financial obligationto pay said amount.

6. The Amended and Restated Decla-ration, referenced above, and Minn.Stat. §§515B.3-115 and 515B.3-116provide for a continuing lien againstthe property. A Notice of Lien evidenc-ing the amount due was recorded onNovember 3, 2011, as Document No.T686583 in the Dakota County Regis-trar of Titles' Office.

7. Pursuant to the power of sale con-ta ined in the same Amended andRestated Declaration and granted bythe owners in taking title to the pre-mises subject to said Amended andRestated Declaration and pursuant toM i n n . S t a t . § § 5 1 5B . 3 - 1 1 5 and515B.3-116, said Lien will be fore-closed by the sale of said property bythe Sheriff of Dakota County, at theDakota County Sheriff's Office, DakotaCounty Law Enforcement Center, 1580Highway 55 Lobby S-100, Hastings,MN 55033, on the 5th day of April,2012, at 10:00 a.m. at public auc-tion to the highest bidder, to pay theamount then due for said assess -ments, together with the costs of fore-closure, including attorneys fees asallowed by law.8. The t ime a l lowed by law fo r

redemption by the unit owner, his per-sonal representatives or assigns is six(6) months from the date of sale. Thedate and time to vacate the propertyis 11:59 p.m. on October 5, 2012, ifthe account is not reinstated or theowners do not redeem from the fore-closure sale.

REDEMPTION NOTICETHE TIME ALLOWED BY LAW

FOR REDEMPTION BY THE MORT-GAGOR, THE MORTGAGOR'S PER-SONAL REPRESENTATIVES ORASSIGNS, MAY BE REDUCED TOFIVE WEEKS IF A JUDIC IALORDER IS ENTERED UNDER MIN-NESOTA STATUTES , SECTION582.032, DETERMINING, AMONGOTHER TH INGS , THAT THEMORTGAGED PREMISES AREIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED.9. THIS IS A COMMUNICATION FROM

A DEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.

GARRETT SQUARE ASSOCIATION

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THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: ThatDefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: 08/25/2003ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $287,000.00MORTGAGOR(S): Paul E. Sonnen-

burg and Karen M. Sonnenburg, hus-band and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Provident Funding Associates,L.P.DATE AND PLACE OF F IL ING :

10/30/2003 as Document Number2133812 in the Office of the CountyRecorder, Dakota County, MinnesotaLEGAL DESCRIPTION OF PROP -

ERTY: Lot 4, Block 4, Andersons Cen-tury Farm Second Addition, DakotaCounty, MinnesotaSTREET ADDRESS OF PROPERTY:

17782 Idawood Path, Lakeville, MN55044COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaT A X P A R C E L I . D . N O . :

22-11451-04-040LENDER: Provident Funding Associ-

ates, L.P.RESIDENTIAL MORTGAGE ORIGI-

NATOR: Provident Funding Associates,L.P.RESIDENTIAL MORTGAGE SER -

VICER: Provident Funding Associates,L.P.TRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN: 1000179-3513070070-7THE AMOUNT CLAIMED TO BE DUE

ON THE MORTGAGE ON THE DATE OFTHE NOTICE: $250,788.53No action or proceeding has been

instituted at law to recover the debtsecured by said mortgage, or any partthereof.There has been compliance with all

preforeclosure notice requirements ofsaid mortgage and/or applicable stat-utes.Pursuant to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:D A T E A N D T I M E O F S A L E :

04/27/2012 at 10:00 A.M.PLACE OF SALE: Dakota Sheriff's

Office, 1580 Highway 55 Hastings, MN55033to pay the debt then secured by saidmortgage and taxes, if any, on saidpremises and the costs and disburse-ments, including attorney fees allowedby law.

The time allowed by law for redemp-tion by said mortgagor(s), their per-sonal representatives or assigns is six(6) months from the date of sale.TIME AND DATE TO VACATE PROP-

ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on 10/27/2012.MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORT-GAGE: NoneTHE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS THAT MORTGAGEDPREMISES ARE IMPROVED WITH ARESIDENTIAL DWELLING OF LESSTHAN FIVE UNITS, ARE NOT PROP-ERTY USED IN AGRICULTURAL PRO-DUCTION, AND ARE ABANDONED.Dated: 03/15/2012

Provident Funding Associates,L .P . , M o r t g a g e e /M o r t g a g eAssignee

Dunakey & Klatt, P.C.,By Brian G. Sayer and Crystal W. Rink,Attorneys for Mortgagee /MortgageAssignee531 Commercial Street, P.O. Box 2363,Waterloo, IA 50701THIS IS A COMMUNICATION FROM ADEBT COLLECTOR AND ANY INFOR-MATION OBTAINED WILL BE USEDFOR THAT PURPOSE.2938309 3/15-4/19/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: February 15,


MORTGAGE: $164,000.00MORTGAGOR (S ) : Sara Weldin, a

single person and James A. Talbot, asingle personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Homestead Mortgage Corporation,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: February 24, 2006 Dakota

County RecorderDocument Number: 2408366ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon FKA The Bank of NewYork, as Trustee for the

Certificateholders of CWALT, Inc.Alternative Loan Trust 2006-12CB,Mortgage Pass-Through Certificates,Series 2006-12CBDated: January 12, 2012Recorded: January 26, 2012 Dakota



cation Number: 100075420040049890Lender or Broker: Homestead Mort-

gage CorporationResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 1046 Hall Ave,

West Saint Paul, MN 55118-1422T a x P a r c e l I D N u m b e r :


ERTY: The North 50 feet of the South150 feet of the West 1/2 of Block 12, B.Michel's Addition to West St. Paul.AMOUNT DUE AND CLAIMED TO BE










THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: March 15, 2012

ASSIGNEE OF MORTGAGEE:The Bank of New York Mellon FKAThe Bank of New York, as Trusteefor the Cer t i f ica teholders ofCWALT , Inc . Alternative LoanT r u s t 2 0 0 6 - 12CB , Mo r tgagePass-Through Certificates, Series2006-12CB


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GARRETT SQUARE ASSOCIATIONAttorneys for Garrett SquareAssociationTHOMSEN & NYBECK, P.A.By:______________________Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Garrett Square - Williams 11-7-498D)2907508 2/16-3/22/12




2004MORTGAGORS: Allen R. Patrin and

Cindy M. Patrin, Husband and Wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered December 20 , 2004,

Dakota County Registrar of Titles,Document No. 554722, Certificate ofTitle No. 134578.



Land.






MORTGAGED PROPERTY ADDRESS:808 3rd Street, Farmington, MN 55024


ERTY:Exhibit “A”

The South Fifty (S50) feet of LotsOne (1), Two (2 ) , and Three (3 ) ,except the West Ten (W10) feet of LotThree (3), in Block Thirty Six (36) ofM. Moes Addition to Farmington,Minn; and that portion of Shepley’sAddition to Farmington, Minnesota,described as follows: starting at theNortheast corner of Lot One (1),Block One (1), of Shepley’s Additionto Farmington, Minnesota, as plat-ted, thence North Ten (N10) feet,more or less to the Southeast cor-ner of Lot One (1), Block Thirty Six(36), M. Moes Addition to Farming-ton, Minn.; thence West along theNorth line of Shepley’s Addition toFarmington, Minnesota, which isalso the South line of M. Moes Addi-tion to Farmington, Minn. to a pointTen (10) feet North of the Northwestcorner of Lot One (1), Block One (1),Shepley’s Addition to Farmington,Minnesota; thence South Ten (S10)feet to the Northwest corner of saidLo t One (1 ) , B l ock One (1 ) o fShepley’s Addition to Farmington,Minnesota, and thence East alongthe North line of said Lot One (1),Block One (1), Shepley’s Addition toFarmington, Minnesota, to the pointof beginning, according to therecorded plat thereof and situate inDakota County, Minnesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOT I CE ,INCLUDING TAXES, IF ANY, PAID BYMORTGAGEE: $164,448.97





T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 1, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.







default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 1, 2007MORTGAGORS: Michael C. Hudalla

and Jacqueline A. Hudalla, husband

and Jacqueline A. Hudalla, husbandand wife.


DATE AND PLACE OF RECORDING:Registered October 22, 2007, Dakota


ASSIGNMENTS OF MORTGAGE :Ass igned to: C i t iBank,N .A . as

Trustee For Cert i f icateholders ofStructured Asset Mortgage Invest-ments II Trust 2007-AR7,MortgagePass-Through Certificates , Series2007-AR7.Sa id Mortgage being Registered




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bear Stearns ResidentialMortgage Corporation


MORTGAGED PROPERTY ADDRESS:2530 Arbor Court, Mendota Heights,MN 55120


ERTY:Lot 8, Block 1, Mendota Woods.COUNTY IN WHICH PROPERTY IS











Dated: February 8, 2012.Citibank, N.A., as TrusteeMortgagee/Assignee of Mortgagee



THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That

default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: September 8,


MORTGAGE: $154,000.00MORTGAGOR(S): Kristine L Semelis,

an unmarried personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Irwin Mortgage CorporationTRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 1000139-0081072357-1SERVICER: Ocwen Loan Servicing,

LLCLENDER: Irwin Mortgage Corpora-

tion.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on September 26, 2006, as Document

on September 26, 2006, as DocumentNo. 2464247.ASSIGNED TO: U.S. Bank National

Association, as Trustee for GSAAH om e E q u i t y T r u s t 2 0 0 6 - 2 0 ,Asset-Backed Certificates , Series2006-20 Dated: December 24, 2011 ,and recorded January 9, 2012 byDocument No. 2841123 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 12, Block 2, East Farming-ton Third Addition, Dakota County,Minnesota.PROPERTY ADDRESS: 1305 Walnut

St, Farmington, MN 55024PROPERTY I.D: 14-22502-02-120COUNTY IN WHICH PROPERTY IS

LOCATED: DakotaTHE AMOUNT CLAIMED TO BE DUE

ON THE MORTGAGE ON THE DATE OFTHE NOTICE : One Hundred S ixtyThousand Eight Hundred Ten and08/100 ($160,810.08)THAT no action or proceeding has

been instituted at law to recover thedebt secured by said mortgage, or anypart thereof; that there has been com-pliance with all pre-foreclosure noticeand acceleration requirements of saidmortgage, and/or applicable statutes;PURSUANT, to the power of sale con-

tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM

on April 3, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. 580.30 orthe property is not redeemed underMinn. Stat. 580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on October 3, 2012, or the nextbusiness day if October 3, 2012 fallson a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: February 16, 2012 U.S.

Bank National Association, asTrustee for GSAA Home EquityTrust 2006-20, Asset-BackedCertificates, Series 2006-20

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 11MN00876-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A S A P # 4 1 9 4 7 3 2 0 2 / 1 6 / 2 0 1 2 ,02/23/2012, 03/01/2012, 03/08/2012,03/15/2012, 03/22/20122904128 2/16-3/22/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE:J uly 19, 2006MORTGAGORS: A r p a n D a n a n d

Amanda Dan, husband and wife.MORTGAGEE: Mortgage Electronic









MORTGAGED PROPERTY ADDRESS:3200 Sunset Lake Drive, Burnsville,MN 55337

T A X P A R C E L I . D . # :02-73200-01-090


Lot 9, Block 1, Sunset Lake ICOUNTY IN WHICH PROPERTY IS















NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: July 08, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $144,000.00MORTGAGOR(S): Patricia L Pope, a

single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor America's Wholesale Lender, itssuccessors and assigns.DATE AND PLACE OF RECORDING:Recorded: August 09, 2005 Dakota

County RecorderDocument Number: 2349206ASSIGNMENTS OF MORTGAGE:An d a s s i g n e d t o : U .S . BANK

NA T I O N A L A S SOC I A T I O N , A STRUSTEE FOR THE CERTIFICATE-HOLDERS OF CSFB MORTGAGESECURITIES CORP . ADJUSTABLERATE MORTGAGE TRUST 2005-11A D J U S T A B L E R A T EMORTGAGE-BACKED PASS-THROUGHCERTIFICATES,SERIES 2005-11Dated: August 16, 2011Recorded: August 23, 2011 Dakota



cation Number: 1000157-0005370120-3Lender or Broker: America's Whole-

sale LenderResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 14762 Excelsior

Ln, Apple Valley, MN 55124-5738T a x P a r c e l I D N u m b e r :


ERTY: Unit No. 1, Common InterestCommun i t y No . 124 , M i s t woodCourthomesAMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.

��




2003MORTGAGORS: Robert M. Shellum

and Jodi L. Shellum, husband andwife.





National Association s/b/m with ChaseHome Finance LLC.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America MortgageLLC dba Bell Mortgage


MORTGAGED PROPERTY ADDRESS:17409 Ixonia Path, Lakev i l le, MN55044

T A X P A R C E L I . D . # :22-13201-170-04


Lot 17 , Block 4, Barrett SecondAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS















default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: October 14,


MORTGAGE: $148,000.00MORTGAGOR(S): Denise Resendez

and Gregory Resendez, Wife and Hus-bandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Maribella Mortgage, LLCTRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 100220710000089421SERVICER: Ocwen Loan Servicing

LLCLENDER: Maribella Mortgage, LLC.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on January 24, 2006, as Document No.2399591. Said mortgage was modifiedby Loan Modification of MortgageAgreement recorded July 31, 2009 asDocument No. 2675140. Said mort-gage was also modified by Modifica-tion Agreement recorded on March 18,2011 as Document No. 2791978.ASSIGNED TO : Deutsche Bank

National Trust Company, as Trusteeunder the Pool ing and Serv ic ingAgreement dated as of January 1,2006, GSAMP Trust 2006-HE1 Dated:January 4, 2012 , and recorded Janu-a r y 2 3 , 2 012 b y Do cumen t No .2844200.

LEGAL DESCRIPTION OF PROP-ERTY: Lot 1, Block 7, the townhousesof Shannon 1st Addition, Togetherwith the easement for access, partywalls, utilities, recreation facilities andparking facilities as contained indocument no. 417233, Dakota County,Minnesota.PROPERTY ADDRESS: 16128 Foli-

age Avenue West , Rosemount , MN55068PROPERTY I.D: 22 75900 07 010COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE: One Hundred Forty-EightThousand Nine Hundred Nine and26/100 ($148,909.26)THAT no action or proceeding has

been instituted at law to recover thedebt secured by said mortgage, or anypart thereof; that there has been com-pliance with all pre-foreclosure noticeand acceleration requirements of saidmortgage, and/or applicable statutes;

PURSUANT, to the power of sale con-tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM

on May 1, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on November 1, 2012, or thenext business day if November 1, 2012falls on a Saturday, Sunday or legalholiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."

Dated: March 15, 2012Deutsche Bank National TrustCompany, as Trustee under thePooling and Servicing Agreementda ted as of January 1, 2006 ,GSAMP Trust 2006-HE1

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/Mortgagee One Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 11MN00999-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A-4213453 03/15/2012, 03/22/2012,03/29/2012, 04/05/2012, 04/12/2012,04/19/20122932594 3/15-4/19/12

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sonal representatives or assigns.If the Mortgage is not reinstated






ASSIGNEE OF MORTGAGEE:U.S. Bank National Association, asTrustee for the Certificateholdersof CSFB Mortgage Securities Corp.Adjustable Rate Mortgage Trust2005-11 Adjustable RateMortgage-Backed Pass-ThroughCertficates, Series 2005-11





MORTGAGE: $280,000.00MORTGAGOR(S): Bruce F. Huysen-

truit and Ellen L. Huysentruit, hus-band and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Decision One Mortgage Com-pany, LLC, its successors and assignsDATE AND PLACE OF RECORDING:Recorded: January 29, 2004 Dakota

County RecorderDocument Number: 2169640ASSIGNMENTS OF MORTGAGE:And assigned to: U.S. Bank National

Association, as Trustee, on behalf ofthe holders of the CSFB MortgagePass-Through Certificates , Series2005-CF1Dated: November 14, 2008Reco rded : Decembe r 05 , 2008

Dakota County RecorderDocument Number: 2625689Transaction Agent: Mortgage Elec-


cation Number: 100077910001383211Lender or Broker : Decision One

Mortgage Company, LLCResidential Mortgage Servicer: Select

Portfolio ServicingMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 1700 70th St W,

Inver Grove Heights, MN 55077-2226T a x P a r c e l I D N u m b e r :


ERTY: The West 471 feet of the North350 feet of the Northeast 1/4 of theNorthwest 1/4 of Section 7, Township27, Range 22,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE








A DEBT COLLECTOR ATTEMPT-

A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF



ASSIGNEE OF MORTGAGEE:U.S. Bank National Association,as Trustee, on behalf of theholders of the CSFB MortgagePass-Through Certificates, Series2005-CF1



FORECLOSURE SALEDate: January 25, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the terms

and conditions of the Declaration forCarriage Hills Condominiums, Inc.(hereinafter the "Association") whichwas reco rded as Documen t No .599819, in the Office of the CountyRecorder of Dakota County, Minne-sota, as amended/supplemented, anda l s o , pu r s u an t t o M i n n . S t a t .'515B.3-116, covering the followingproperty:LEGAL DESCRIPTION OFPROPERTY: Unit No. 212, GarageNos. 54 and 69, Condominium FileNo. 47 , Carriage Hi l ls Condo-minium, Dakota County, Minne-sotaSTREET ADDRESS: 3420 Golf-view Drive, Unit 212, Eagan, MN55123TAX PARCEL ID NUMBER :10-76900-03-0362. Pursuant to said Declaration,

there is claimed to be due and owingas of January 25, 2012, from Anna L.Edwards and Michael W. Oden, titleholders, to the Association, a Minne-sota non-profit corporat ion, theamount of $5,596.36 for unpaidassociation dues, late fees, attorneys'fees and costs, plus any other suchamounts that will accrue after Janu-ary 25, 2012, including reasonableattorneys' fees and costs of collectionand foreclosure which will be added tothe amount claimed due and owing atthe time of the sale herein.


ments have been met.5. The owne r s h a v e no t b e en

released from the owners' financialobligation to pay said amount.

6. The Declaration, referenced above,and Minn. Stat . §§515B .3-115 and515B.3-116 provide for a continuinglien against the property. A Notice ofLien evidencing the amount due wasrecorded on June 1, 2011, as Docu-men t No. 2803252 in the Dako taCounty Recorder's Office.

7. Pursuant to the power of sale con-tained in the same Declaration andgranted by the owners in taking title tothe premises subject to said Declara-t ion and pursuant to M inn. Stat .§§515B.3-115 and 515B.3-116, saidLien will be foreclosed by the sale ofsaid property by the Sheriff of DakotaCounty, at the Dakota County SheriffsOffice, Dakota County Law Enforce-ment Center, 1580 Highway 55, LobbyS-100 , Hastings, MN 55033, on the5th day of April, 2012, at 10:00a.m. at public auction to the highestbidder, to pay the amount then due forsaid assessments, together with thecosts of foreclosure, including attor-neys fees as allowed by law.8. The t ime a l lowed by law fo r

redemption by the unit owners, theirpersonal representatives or assigns issix (6) months from the date of sale.The date and time to vacate the prop-erty is 11:59 p.m. on October 5, 2012,if the account is not reinstated or theowners do not redeem from the fore-closure sale.


FOR REDEMPTION BY THE MORT-GAGORS , THE MORTGAGORS 'PERSONAL REPRESENTATIVES ORASSIGNS, MAY BE REDUCED TOFIVE WEEKS IF A JUDIC IALORDER IS ENTERED UNDER MIN-NESOTA STATUTES , SECTION582.032, DETERMINING, AMONGOTHER TH INGS , THAT THEMORTGAGED PREMISES AREIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED.9. THIS IS A COMMUNICATION FROM


CARRIAGE HILLS

CARRIAGE HILLSCONDOMINIUMS, INC.

Attorneys for Carriage HillsCondominiums, Inc.THOMSEN & NYBECK, P.A.By: ___________________Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Ca r r i a g e H i l l s /Edw a rd s -Oden /11-7-050D)2907526 2/16-3/22/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: March 26,


MORTGAGE: $141,200.00MORTGAGOR(S): Alexander Svir-

shch and Viktoria Svirshch, husbandand wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor America's Wholesale Lender, itssuccessors and assigns

successors and assignsDATE AND PLACE OF REGISTER-

ING:Registered: April 27, 2004 Dakota

County Registrar of TitlesDocument Number: 535497ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon FKA The Bank of NewYork as Trustee for the Benefit of theCertificateholders of the CWABS

Inc., Asset-Backed Certificates, Series2004-5Dated: October 28, 2011Registered: November 10 , 2011

Dakota County Registrar of TitlesDocument Number: T686952Transaction Agent: Mortgage Elec-


cation Number: 100015700035628649Lender or Broker: America's Whole-


of America, N.A.Mortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 13754 Heywood

Ct, Apple Valley, MN 55124-9588T a x P a r c e l I D N u m b e r :


ERTY: Lot 2, Block 1, Common Inter-est Community No. 321, WildwoodF irst Addi t ion, according to therecorded plat thereof.AMOUNT DUE AND CLAIMED TO BE


ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof; that this is registeredproperty;PURSUANT to the power of sale con-









ASSIGNEE OF MORTGAGEE:THE BANK OF NEW YORKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THEBENEFIT OF THECERTIFICATEHOLDERS OF THECWABS INC . , ASSET -BACKEDCERTIFICATES, SERIES 2004-5





MORTGAGE: $256,000.00MORTGAGOR(S): William G. Rogers

and Debora D. Rogers, Husband andWifeMORTGAGEE: World Savings Bank,

FSBDATE AND PLACE OF RECORDING:Recorded: October 31, 2006 Dakota

County RecorderDocument Number: 2472435Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: World Savings

Bank, FSBRes iden t ia l Mortgage Serv icer :

Wachovia Mortgage, FSBMortgage Originator: Not Applicable

Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 12525 Pinehurst

Dr, Burnsville, MN 55337-3455T a x P a r c e l I D N u m b e r :


ERTY: Lot 12, Block 2, Pinehurst,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE











MORTGAGEE: Wells Fargo Bank,N .A . also known as WachoviaMortgage, a division of WellsFargo Bank, N.A., and formerlyknown as Wachovia Mortgage,FSB, formerly known as WorldSavings Bank, FSB

Wilford, Geske & Cook P.A.Attorneys for MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 006848F022904969 2/16-3/22/12




MORTGAGE: $330,000.00MORTGAGOR(S): Daniel H. Larkin

and Sheri L. Larkin, Husband and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Forteva, LLC., dba FortevaFinancial Services, its successors andassigns.DATE AND PLACE OF REGISTER-

ING:Reg iste red : Feb rua ry 24, 2005

Dakota County Registrar of TitlesDocument Number: 559610ASSIGNMENTS OF MORTGAGE:A n d a s s i g n e d t o : B A N K O F

AMERICA , N .A . , SUCCESSOR BYMERGER TO BAC HOME LOANS SER-VICING, LP FKA COUNTRYWIDE HOMELOANS SERVICING LPDated: October 25, 2011Registered: November 08, 2011

Dakota County Registrar of TitlesDocument Number: T686810Transaction Agent: Mortgage Elec-


cation Number: 100060677001428077Lender or Broker: Forteva, LLC., dba

Forteva Financial ServicesResidential Mortgage Servicer: Bank



LOCATED: DakotaProperty Address: 20880 Indepen-

dence Ave, Lakeville, MN 55044-5878T a x P a r c e l I D N u m b e r :


ERTY: Lot 6, Block 5, Marion FieldsSecond Addition, according to therecorded plat thereof.AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :$325,749.54

��


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: May 20, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $148,000.00MORTGAGOR(S): Gina G. Steiner and

Vincent P. Steiner, wife and husbandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for GreenPoint Mortgage Funding,Inc., its successors and assignsDATE AND PLACE OF RECORDING:Recorded: June 08, 2005 Dakota

County RecorderDocument Number: 2328766ASSIGNMENTS OF MORTGAGE:And assigned to: U.S. Bank, National

Association, as successor trustee toWachovia Bank, N.A., as trustee for theCertificateholders of the MLMI TrustMortgage Loan Asset-Backed Certifi-cates, Series 2005-A6Dated: September 28, 2011Reco rded : Novembe r 17 , 2011



cation Number: 100013800869570651Lender or Broker: GreenPoint Mort-

gage Funding, Inc.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 15872 Griffon

Path, Apple Valley, MN 55124-6660T a x P a r c e l I D N u m b e r :


ERTY: Lot 1, Block 9, MorningviewFourth Addition, together with appur-tenant easements created pursuant todeclaration, Document No. 827274, asamended, Dakota County Minnesota

AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOT I CE :$150,617.94THAT all pre-foreclosure require-










ASSIGNEE OF MORTGAGEE:U.S. Bank, National Association,as successor trustee to WachoviaBank, N.A., as trustee for theCertificateholders of the MLMIT r u s t M o r t g a g e L o a nAsset-Backed Certificates, Series2005-A6


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$325,749.54THAT all pre-foreclosure require-









THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: February 16, 2012

ASSIGNEE OF MORTGAGEE :Bank of America, N.A., Successorby Merger to BAC Home LoansServicing, LP FKA CountrywideHome Loans Servicing LP





1994MORTGAGOR: Kathy A. Humphrey,

a single person.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association s/b/m toChase Home Finance, LLC f/k/a Marga-retten & Company Inc.

DATE AND PLACE OF RECORDING:Recorded April 11, 1994, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Margaretten & CompanyInc.


MORTGAGED PROPERTY ADDRESS:923 Oakwood Heights Circle, Eagan,MN 55123

T A X P A R C E L I . D . # :10-53800-103-02


Unit Number 3, Condominium Num-ber 59, Oakwood Heights Condo-minium, a Condominium located inDakota County, Minnesota.COUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: April 6,


PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin twelve (12) months from thedate of said sale by the mortgagor(s),their persona l representat ives orassigns unless reduced to Five (5)weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on April 8, 2013, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.








MORTGAGE: $135,000.00MORTGAGOR(S): Kelly Zehoski, an

unmarried womanMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Provident Funding Associates, L.P.,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: January 15, 2008 Dakota

County RecorderDocument Number: 2566342ASSIGNMENTS OF MORTGAGE:And assigned to: Provident Funding

Associates, L.P.Dated: August 22, 2011Recorded: August 29, 2011 Dakota



cation Number: 1000179-3517120077-3Lender or Broker: Provident Fund-

ing Associates, L.P.Residential Mortgage Servicer: Provi-

dent Funding Associates, L.P.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 839 Dwane St,



ERTY: Lot 1, Block 17, South ParkDivision No. 10, Dakota County, Min-nesota.AMOUNT DUE AND CLAIMED TO BE








A DEBT COLLECTOR ATTEMPT-ING TO COLLECT A DEBT. ANY

ING TO COLLECT A DEBT. ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF


THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: February 23, 2012

ASSIGNEE OF MORTGAGEE :Provident Funding Associates,L.P.




NOTICE IS HEREBY GIVEN: Thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 8,


MORTGAGE: $315,000.00MORTGAGOR(S): Roger D Garrett, a


Registration Systems, Inc. as nomineefor Bear Stearns Residential MortgageCorpTRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 100386100002542033SERVICER: Ocwen Loan Servicing,

LLCLENDER: Bear Stearns Residential

Mortgage Corp.DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofTitle , on February 27, 2007, as Docu-ment No. 606646.ASSIGNED TO: U.S. Bank National

Association, as Trustee for the regis-tered holders of Bear Stearns AssetBacked Securities I Trust 2007-HE4Asset-Backed Certificates , Series2007-HE4 Dated: July 28, 2011 , andrecorded August 19, 2011 by Docu-ment No. T683265 .LEGAL DESCRIPTION OF PROP -

ERTY : Lo t 3 , B lock 7 , in EurekaEstates 1st Addition, Dakota County,Minnesota.PROPERTY ADDRESS: 24220 Holy-

oke Path, Lakeville, MN 55044PROPERTY I.D: 13-24660-07-030COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NO T I C E : T h r e e H u n d r e dForty-Four Thousand Four HundredTwenty-Six and 30/100 ($344,426.30)THAT no action or proceeding has


tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:

DATE AND TIME OF SALE: 10:00 AMon April 10, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343topay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. 580.30 orthe property is not redeemed underMinn. Stat. 580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on October 10, 2012, or the nextbusiness day if October 10, 2012 fallson a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: February 23, 2012

U.S. Bank National Association,as Trustee for the registeredholders of Bear Stearns AssetBacked S e cu r i t i e s I T r u s t2007-HE4 Asset-BackedCertificates, Series 2007-HE4

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/Mortgagee

MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 11MN00497-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A S A P # 4 1 9 7 6 9 8 0 2 / 2 3 / 2 0 1 2 ,03/01/2012, 03/08/2012, 03/15/2012,03/22/2012, 03/29/20122908695 2/23-3/29/12




2007MORTGAGOR: John F ischer , aka

John D. Fischer, a single person.MORTGAGEE:PNC Bank, National

Association, s/b/m to National CityMortgage a division of National CityBank.

DATE AND PLACE OF RECORDING:Recorded December 5, 2007, Dakota

Recorded December 5, 2007, DakotaCoun ty Recorder , Documen t No.2559728.




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: National City Mortgage adivision of National City Bank


MORTGAGED PROPERTY ADDRESS:84 Riverwoods Lane, Burnsville, MN55337


ERTY:Lot 2, Block 2, Townhouse Villagesat River Woods 2nd AdditionCOUNTY IN WHICH PROPERTY IS











Dated: February 14, 2012.PNC Bank, National AssociationMortgagee/Assignee of Mortgagee





2003MORTGAGORS: David K. Roiger and

Vickie L. Roiger, Husband and Wife.MORTGAGEE: Mortgage Source, Inc..DATE AND PLACE OF RECORDING:Recorded July 24, 2003 , Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgage Source, Inc.


MORTGAGED PROPERTY ADDRESS:17495 Grove Avenue, Lakeville, MN55044


ERTY:Lot 9, Block 2, Cherry View SecondAdditionCOUNTY IN WHICH PROPERTY IS




2005MORTGAGOR: Bethanie J. Schatz, a








LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: DHI Mortgage CompanyLimited Partnership


MORTGAGED PROPERTY ADDRESS:2579 Yellowstone Drive, Hastings, MN55033


ERTY:Unit No. 52, CIC No. 439, GlendaleHeights Villas, Dakota County, Min-nesotaCOUNTY IN WHICH PROPERTY IS











Dated: March 7, 2012.Green Tree Servicing LLCMortgagee/Assignee of Mortgagee


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default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 13, 2006MORTGAGOR: A i k o S t e a rn s , an

unmarried woman.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association, successorin interest by purchase from the Fed-eral Deposit Insurance Corporation asReceiver for Washington Mutual Bankf/k/a Washington Mutual Bank, FA.

DATE AND PLACE OF RECORDING:Recorded May 12 , 2006 , Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : Washington Mutua lBank, FA


MORTGAGED PROPERTY ADDRESS:3140 Farnum Drive, Unit A, Eagan, MN55121

T A X P A R C E L I . D . # :10-18151-040-03


Lot 4, B lock 3 , Coachman LandCompany 2nd Addit ion, DakotaCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS














NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: June 07, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $175,000.00MORTGAGOR(S): Tamela J. Moen

and Larry A. Moen, wife and husbandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor America's Wholesale Lender, itssuccessors and assignsDATE AND PLACE OF RECORDING:Recorded: June 22, 2005 Dakota

County RecorderDocument Number: 2333157ASSIGNMENTS OF MORTGAGE:And assigned to: THE BANK OF NEW

YORK MELLON FKA THE BANK OFNEW YORK AS TRUSTEE FOR THECERTIF ICATEHOLDERS OF THECWABS, INC., ASSET-BACKED CER-TIFICATES, SERIES 2005-4Dated: September 16, 2011Reco rded : Novembe r 17 , 2011



cation Number: 10001570004929820-7Lender or Broker: America's Whole-



LOCATED: DakotaProperty Address: 15508 Judicial Rd,

Burnsville, MN 55306-5206T a x P a r c e l I D N u m b e r :


ERTY: That part of Lot Fourteen (14)which lies Easterly of the Westerly 231feet, First Addition to Benham Invest-ment Company's Minnesota OrchardGardens, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:THE BANK OF NEW YORKMELLON FKA THE BANK OF NEWYORK AS TRUSTEE FOR THECERTIFICATEHOLDERS OF THECWABS, INC., ASSET-BACKEDCERTIFICATES, SERIES 2005-4


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PUBLIC NOTICENOTICE OF MORTGAGE

ORECLOSURE SALETHE RIGHT TO VERIFICATION OF

THE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That

default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: October 5,


MORTGAGE: $152,000.00MORTGAGOR(S): Tollie Thomas, Jr,

A Single PersonMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor WMC Mortgage Corp.TRANSACTION AGENT: Mortgage


LLCLENDER: WMC Mortgage Corp..DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofT it le , on December 29, 2006 , asDocument No. 603367.ASSIGNED TO: U.S. Bank National

Association, as Trustee for the regis-tered holders of Mastr Asset BackedSecurities Trust 2007-WMC1MortgagePass -Through Cert i f icates Ser ies2007-WMC1 Dated: April 16, 2010 , andrecorded May 18, 2010 by DocumentNo. T662082 .LEGAL DESCRIPTION OF PROP -

ERTY : Lot 9, B lock 11, Pa lominoWoods, Dakota County, State of Min-nesotaPROPERTY ADDRESS: 14070 Hey-

wood Path, Apple Valley, MN 55124PROPERTY I.D: 01-56775-11-090COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE: One Hundred Sixty-SixThousand Three Hundred Eight and02/100 ($166,308.02)THAT no action or proceeding has



on April 10, 2012


Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on October 10, 2012, or thenext business day if October 10, 2012falls on a Saturday, Sunday or legalholiday.


Dated: February 23, 2012U.S. Bank National Association,as Trustee for the registeredholders of Mastr Asset BackedS e c u r i t i e s T r u s t2007-WMC1MortgagePass-Through Certificates Series2007-WMC1

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 10MN00199-2 TTHIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A S A P # 4 2 0 0 0 4 3 0 2 / 2 3 / 2 0 1 2 ,03/01/2012, 03/08/2012, 03/15/2012,03/22/2012, 03/29/20122912995 2/23-3/29/12


FORECLOSURE SALEDate: February 2, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the terms

and conditions of the Amended andRestated Declaration for Oak Leaf WestHomeowners Association (hereinafterthe "Association") which was recordedas Document No. 466846, in the Officeof the Registrar of Titles of DakotaCounty, Minnesota, and also, pursu-ant to Minn. Stat. '515B.3-116, cover-ing the following property:LEGAL DESCRIPTION: L o t F i f -teen (15), Block One (1) in OakLeaf P lat Three, CIC No. 350,Dakota County, MinnesotaSTREET ADDRESS: 1712 East123rd Street , Burnsv i l le, MN55337T A X P A R C E L I D N O .02-53702-01-1502. Pursuant to said Amended and

Restated Declaration, there is claimedto be due and owing as of February 2,2012, from Janet Miriam Nelson, titleholder, to the Association, a Minne-sota non-profit corporat ion, theamount of $8,690.72 for unpaidassociation dues, late fees, attorneys'fees and costs, plus any other suchamounts that will accrue after Febru-ary 2 , 2012 , including reasonableattorneys' fees and costs of collectionand foreclosure which will be added tothe amount claimed due and owing atthe time of the sale herein.

3. No action is now pending at law orotherwise to recover said debt or anypart thereof. A writ of execution onthe judgment in Dakota County Dis-trict Court File No. 19HA-CV-11-34113was returned wholly unsatisfied andthe Association is abandoning itsefforts to collect said judgment.4. That all preforeclosure require-



6. The Amended and Restated Decla-ration, referenced above, and Minn.Stat. §§515B.3-115 and 515B.3-116provide for a continuing lien againstthe property. A Notice of Lien evi-dencing the amount due was recordedon October 22, 2010, as Document No.T669774 in the Dakota County Regis-trar of Titles' Office.

7. Pursuant to the power of sale con-ta ined in the same Amended andRestated Declaration and granted bythe owner in taking title to the pre-mises subject to said Declaration andpursuant to Minn. Stat. §§515B.3-115and 515B.3-116, said Lien will be fore-closed by the sale of said property bythe Sheriff of Dakota County, at theDakota County Sheriff's Office, DakotaCounty Law Enforcement Center, 1580Highway 55, Lobby S-100 , Hastings,MN 55033, on the 18th day of April,2012, at 10:00 a.m. at public auc-tion to the highest bidder, to pay theamount then due for said assess -ments, together with the costs of fore-closure, including attorneys fees asallowed by law.8. The t ime a l lowed by law fo r

redemption by the unit owner, her per-sonal representatives or assigns is six(6) months from the date of sale. Thedate and time to vacate the propertyis 11:59 p.m. on October 18, 2012,if the account is not reinstated orthe owner does not redeem from theforeclosure sale.

foreclosure sale.REDEMPTION NOTICE

THE TIME ALLOWED BY LAWFOR REDEMPTION BY THE MORT-GAGOR, THE MORTGAGOR'S PER-SONAL REPRESENTATIVES ORASSIGNS, MAY BE REDUCED TOFIVE WEEKS IF A JUDIC IALORDER IS ENTERED UNDER MIN-NESOTA STATUTES , SECTION582.032, DETERMINING, AMONGOTHER TH INGS , THAT THEMORTGAGED PREMISES AREIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED.9. THIS IS A COMMUNICATION FROM


OAK LEAF WEST HOMEOWNERSASSOCIATION

Attorneys for Oak Leaf WestHomeowners AssociationTHOMSEN & NYBECK, P.A.By:Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Oak Leaf West / Nelson/ 10-7-326D)2915570 2/23-3/29/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE:June 30, 1994MORTGAGORS: John M . Paw lenty

and Jodi L. Pawlenty, Husband andWife.

MORTGAGEE: Norwest Mortgage,Inc..



ASSIGNMENTS OF MORTGAGE :Assigned to: Universal Mortgage

Corporation of Wisconsin. And there-after assigned to: U.S. Bank NationalAssociation.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Norwest Mortgage, Inc.


MORTGAGED PROPERTY ADDRESS:131 Ash Street East, South Saint Paul,MN 55075


ERTY:Lot Sixteen, Block Two (2), SunnyV iew Terrace, According to theRecorded Plat Thereof on File and ofRecord in the Office of the CountyRecorder, Dakota County, Minne-sota.COUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."





default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: February 25,

2008MORTGAGOR: Meaghan E. Legg, a


Registration Systems, Inc..

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded March 5, 2008, Dakota

Coun ty Recorder , Documen t No.2575915, corrected by Correct iveMo r tgage reco reded as Doc . No.2584662.




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Marketplace Home Mort-gage, LLC


MORTGAGED PROPERTY ADDRESS:20583 Hampshire Way, Lakeville, MN55044

T A X P A R C E L I . D . # :22-82052-730-02


Lot 73, Block 2, Village Creek 3rdAddi t ion , CIC No. 346 , Dako taCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on _October 12 , 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.








2009MORTGAGORS: Jacquelynn Sanders

and Matthew Sanders, Wife and Hus-band.





National Association.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: The Business Bank DBAPrime Mortgage

RESIDENTIAL MORTGAGE SER -

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RESIDENTIAL MORTGAGE SERVICER : JPMo rgan Chase Bank ,National Association

MORTGAGED PROPERTY ADDRESS:3405 Brookview Drive, Burnsville, MN55337


ERTY:The East 77 Feet of Lot 6, Block 2,Sunset Terrace and the West 23 Feetof Lot 13, Block 4, Sunset Terrace2nd AdditionCOUNTY IN WHICH PROPERTY IS















default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 1, 2007MORTGAGOR: Jacqueline M . Tap-

pella, A Single Person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded Ju ly 3 , 2007 , Dako ta






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: CTX Mortgage Company,LLC


MORTGAGED PROPERTY ADDRESS:1950 Rose Way, Hastings, MN 55033


ERTY:Unit No. 506 , Common InterestCommunity Number 511, A Condo-minium, Pra ir ie R idge , Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOTICE, INCLUD-ING TAXES, IF ANY, PAID BY MORT-

ING TAXES, IF ANY, PAID BY MORTGAGEE: $175,137.05








Dated: February 16, 2012.JPMorgan Chase Bank, NationalAssociationMortgagee/Assigneeof Mortgagee




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 30, 2003MORTGAGOR: Yong Vang, a single

person.MORTGAGEE: PNC Bank, National

Association, s/b/m to National CityBank, s/b/m to National City MortgageCo., f/k/a NCMC NewCo., Inc., s/i/i toNational City Mortgage Co..

DATE AND PLACE OF RECORDING:Recorded September 3, 2003, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: National City MortgageCo.


MORTGAGED PROPERTY ADDRESS:4611 Audrey Avenue, Inver GroveHeights, MN 55077


ERTY:Lot 2, Block 4, Groveland ParkCOUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-

premises, and the costs and disbursements , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.




Dated: February 14, 2012.PNC Bank, National AssociationMortgagee/Assignee of Mortgagee




NOTICE IS HEREBY GIVEN: Thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: August 21,


MORTGAGE: $232,000.00MORTGAGOR (S ) : Carmen Lopez

Caraballo and Nestor Sevilla Sr, wifeand husband, as joint tenantsMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor EquiFirst CorporationTRANSACTION AGENT: Mortgage

Electronic Registration Systems, Inc.MIN#: 100200100103536110SERVICER: Ocwen Loan Servicing

LLCLENDER: EquiFirst Corporation.DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofT it le , on September 11, 2006 , asDocument No. 597352.ASSIGNED TO : HSBC Bank USA ,

National Association, as Trustee, forthe registered holders of NomuraHome Eq u i t y Home Lo an , In c .Asset-Backed Certificates , Series2007-2 Dated: December 24, 2011 , andrecorded January 12, 2012 by Docu-ment No. T689966 .LEGAL DESCRIPTION OF PROP -

ERTY: Lots(14)and Fifteen(15) in BlockFour (4) of Ravenscroft Park Additionto South St. Paul, Dakota County,Minnesota.PROPERTY ADDRESS : 354 12th

Avenue South, South St. Paul, MN55075PROPERTY I.D: 36 63000 04 150COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : T w o H u n d r e dTwenty-Eight Thousand Seven Hun-dred Twelve and 10/100 ($228,712.10)THAT no action or proceeding has





"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION

MINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: February 23, 2012

HSBC Bank USA, NationalAssociation, as Trustee, for theregistered holders of NomuraHome Equity Home Loan, Inc.Asset-Backed Certificates, Series2007-2



THE RIGHT TO VERIFICATIONOF THE DEBT AND IDENTITY OFTHE ORIGINAL CREDITOR WITHINTHE TIME PROVIDED BY LAW ISNOT AFFECTED BY THIS ACTION.Notice is hereby given that default

has occurred in conditions of the fol-lowing described mortgage:DATE OF MORTGAGE: March 3, 2006MORTGAGORS: Paul O'Connell and

Brenda O'Connell, husband and wifeMORTGAGEE: New Century Mort-

gage CorporationDATE AND PLACE OF RECORDING:Recorded: March 13, 2007Dakota County Registrar of TitlesDocument #: 607207ASSIGNMENTS OF MORTGAGE:Said mortgage was assigned to Deut-

sche Bank National Trust Company, asIndenture Trustee, for New CenturyHome Equity Loan Trust 2006-1 onApril 21, 2011 and said assignmentwas recorded on February 2, 2012 andgiven document number T690969.LEGAL DESCRIPTION OF PROP-

ERTY:THAT PART OF LOT SIX (6 ) ,BLOCK ONE (1) , OAK CLIFF ,ACCORDING TO THE PLAT ONFILE AND OF RECORD IN THEO F F I C E O F T H E C O U N T YRECORDER, DAKOTA COUNTY,MINNESOTA, LYING WEST OFTHE FOLLOWING DESCRIBEDLINE:COMMENCING AT THE NORTH-WEST CORNER OF SAID LOT SIX( 6 ) ; T H E N C E N O R T H 8 9DEGREES 48 MINUTES 04 SEC-ONDS EAST ASSUMED BEARINGALONG THE NORTH LINE OFSAID LOT SIX (6) FOR A DIS-TANCE OF 51.07 FEET TO THEPOINT OF BEGINNING; THENCESOUTH 01 DEGREES 15 MIN-UTES 20 SECONDS WEST FOR ADISTANCE OF 102 .09 FEET ;THENCE SOUTH 03 DEGREES 23MINUTES 26 SECONDS WESTFOR A DISTANCE OF 42 .20 ,THENCE SOUTH 05 DEGREES 27MINUTES 23 SECONDS WESTFOR A DISTANCE OF 44.12 FEETPLUS OR MINUS TO THE SOUTHLINE OF SAID LOT SIX (6) ANDTHERE TERMINATING.The Torrens Certificate No. is

142126PARCEL ID #: 10-53550-064-01PROPERTY ADDRESS : 2245

Mahogany Way, Eagan, Minnesota55122TRANSACTION AGENT: N/ATRANSACTION AGENT ID NO.: N/ACURRENT MORTGAGE SERVICER:

Carrington Mortgage Services, Inc.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOT I CE ,INCLUDING TAXES, IF ANY PAID BYMORTGAGEE: $269,682.24

That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee /Ass ignee of Mortgageecomplied with all notice requirementsas required by statute; that no Mort-gago rs have been re leased f romfinancial obligation on said Mortgage;that no action or proceeding has beeninstituted by law to recover that debtsecured by said Mortgage, or any partthereof; that all conditions precedentto forec lose of the Mortgage andaccelera t ion of the deb t securesthereby have been fulfilled;

PURSUANT to the power of sa letherein contained, said Mortgage willbe foreclosed and the above describedproperty will be sold by the Sheriff ofsaid county as follows:

DATE AND TIME OF SALE: April 12,2012 at 10:00 amPLACE OF SALE: Dakota County

Law Enforcement Center, Lobby S-100,1580 Highway 55, Hastings, MN 55033to pay the debt the debt then securedby the Mortgage, and taxes, if any, onsa id premises , and the costs anddisbursements, including attorneys'fees allowed by law, subject to redemp-tion within six (6) months from thedate of sale by the mortgagors, theirpersonal representatives or assigns.

DATE TO VACATE PROPERTY: Thedate on or before which the mortgagormust vaca te the p rope r ty i f themortgage is not reinstated underMinnesota Statutes section 580.30 ofth e p r o p e r t y r e d e em e d un d e rMinnesota Statutes sections 580.23 is

Minnesota Statutes sections 580.23 isOctober 12, 2012 at 11:59 p.m. If theforegoing date is Saturday, Sunday, ora legal holiday, then the date to vacateis the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROMFINANCIAL OBLIGATION ON MORT-GAGE: NoneTHE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.THIS COMMUNICATION IS FROM A

DEBT COLLECTOR ATTEMPTING TOCOLLECT A DEBT. ANY INFORMA-TION OBTAINED WILL BE USED FORTHAT PURPOSE.Dated: February 15, 2012

Deutsche Bank National TrustCompany, as Indenture Trustee,for New Century Home EquityLoan Trust 2006-1Mortgagee

Kenneth J. JohnsonMinnesota State Bar No. 0246074Johnson, Blumberg & Associates, LLCAttorney for Mortgagee230 W. Monroe St., Ste. 1125Chicago, IL 60606Phone 312-541-9710Fax 312-541-97112915858 2/23-3/29/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: March 21,

2001MORTGAGORS: Michael P. Liegl and

Sara J. Liegl, husband and wife.MORTGAGEE: Lakeland Mortgage

Corporation.DATE AND PLACE OF RECORDING:Recorded May 23 , 2001, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Principal Residential

Mo r tgage , Inc . . And the rea f te rassigned to: Mortgage Electronic Reg-istration Systems, Inc.. And thereaf-ter assigned to: CitiMortgage, Inc..



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Lakeland Mortgage Cor-poration


MORTGAGED PROPERTY ADDRESS:124 9th Avenue North, South SaintPaul, MN 55075


ERTY:Lot 14, Block 3, Windsor Addition toSouth St. Paul, Minn.COUNTY IN WHICH PROPERTY IS






DATE AND TIME OF SALE: April 10, 2012 at 10:00 AM


TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ _ O c t o b e r 1 0 ,2012____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."






2003MORTGAGOR: Angela J. Brickley, a

single person.MORTGAGEE: River City Mortgage

Corp.DATE AND PLACE OF RECORDING:Recorded November 3, 2003, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: River City Mortgage Corp


MORTGAGED PROPERTY ADDRESS:4417 Naper Bay, Eagan, MN 55122


ERTY:Unit 97 , Cliff Lake Courthomes ,Common Interest Community No.125, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS













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default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 23, 2010MORTGAGOR: Ashley Bergeson, a

single person.MORTGAGEE: Homeservices Lend-

ing, LLC Series A DBA Edina RealtyMortgage.

DATE AND PLACE OF RECORDING:Recorded May 24, 2010 , Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Wells Fargo Bank, N.A..

And thereafter assigned to: U.S. BankNational Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Homeservices Lending,LLC Series A DBA Edina Realty Mort-gage

RESIDENTIAL MORTGAGE SER -VICER: U.S. Bank National Associa-tion

MORTGAGED PROPERTY ADDRESS:1118 Wild Rose Court, Northfield, MN55057


ERTY:Lo t 28 , B l ock 1 , Co l l ege V i ewEstates, CIC No. 197COUNTY IN WHICH PROPERTY IS













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2006MORTGAGOR: Sherman J. Perrault,


Registration Systems, Inc..DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING:Recorded Sep tember 18, 2006 ,






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America MortgageLLC DBA Bell Mortgage


MORTGAGED PROPERTY ADDRESS:15371 Drexel Way, Apple Valley, MN55124


ERTY:Lot 5, Block 1, Apple Valley East

Third Addition, Dakota County, Min-nesota
















2006MORTGAGORS: Erik P. Williams and

Sarah A. Williams, husband and wife.MORTGAGEE:Argent Mortgage Com-

pany, LLC.DATE AND PLACE OF RECORDING:Reco rded Decembe r 14 , 2006 ,



National Association, successor ininterest by purchase from the FederalDeposit Insurance Corporation asReceiver for Washington Mutual Bank.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Argent Mortgage Com-pany, LLC


MORTGAGED PROPERTY ADDRESS:17110 Gannon Way West, Rosemount,

17110 Gannon Way West, Rosemount,MN 55068

T A X P A R C E L I . D . # :22-16703-060-01


Lot 6, Block 1, Cedar Highlands 4thAdditionCOUNTY IN WHICH PROPERTY IS















default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 25, 2003MORTGAGOR: Antoinette J. Ralston,

an unmarried woman.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association, successorin interest by purchase from the Fed-eral Deposit Insurance Corporation asReceiver for Washington Mutual Bankf/k/a Washington Mutual Bank, FA.

DATE AND PLACE OF RECORDING:Recorded Sep tember 16 , 2003 ,







MORTGAGED PROPERTY ADDRESS:253 East Arion Street, West St Paul,MN 55118


ERTY:Lot 10, Block 2, Hurleys 3rd Addi-tion to West St. PaulCOUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action or

required by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;











default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 25, 2005MORTGAGOR: LaurieAnn M. Chris-

topherson, a married person.MORTGAGEE:Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded August 18, 2005, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc. And

thereafter assigned to: U.S. BankNational Association, as Trustee forStanwich Mortgage Loan Trust, Series2011-4.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: CTX Mortgage Company,LLC

RESIDENTIAL MORTGAGE SER -VICER: Carrington Mortgage ServicesLLC

MORTGAGED PROPERTY ADDRESS:13920 Autumnwood Court , Rose-mount, MN 55068


ERTY:UNIT NO . 3203 , MEADOWS OFBLOOMFIELD, COMMON INTERESTCOMMUNITY NUMBER 470, DAKOTACOUNTY, MINNESOTA.COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' fees

ments , inc luding attorneys feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.




Dated: February 2, 2012.U.S. Bank, National Association,as TrusteeMortgagee/Assignee of Mortgagee





MORTGAGE: $134,400.00MORTGAGOR(S): Mike T. Reis and

Tamera J. Reis, Husband and WifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for America's Wholesale Lender,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: February 08, 2005 Dakota

County RecorderDocument Number: 2294296ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon FKA The Bank of NewYork, as Trustee for the Certificate-h o l d e r s o f t h e CWA B S , I n c . ,Asset-Backed Certificates , Series2005-1Dated: October 20, 2011Reco rded : Decembe r 15 , 2011



cation Number: 1000157-0004676607-3Lender or Broker: America's Whole-



LOCATED: DakotaProperty Address: 252 1st Ave S,



ERTY: Lot 17, Block 15, Hepburn ParkAddition to the City of St. Paul, accord-ing to recorded plat thereof and situ-ate in Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE









THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR


ASSIGNEE OF MORTGAGEE:The Bank of New York MellonFKA The Bank of New York, asTrustee for theCertificateholders of the CWABS,Inc., Asset-Backed Certificates,Series 2005-1





2005MORTGAGORS: Brett J. Fisher and

Robin J. Fisher, Husband and Wife.MORTGAGEE: Tradition Mortgage.DATE AND PLACE OF RECORDING:Recorded February 7, 2006, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc.,

successor by merger with ABN AmroMortgage Group, Inc..



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Tradition Mortgage


MORTGAGED PROPERTY ADDRESS:18833 Dupont Way, Farmington, MN55024


ERTY:Lot 25, Block 4, Meadow Creek Sec-ond Addit ion, According to theRecorded P la t Thereof , Dako taCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS











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default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 24,


MORTGAGE: $200,000.00MORTGAGOR(S): Douglas R. Hol-

man and Monica C. Holman, husbandand wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Decision One Mortgage Company,LLCTRANSACTION AGENT: Mortgage


LLCLENDER: Decision One Mortgage

Company, LLC.DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofTitle , on February 26, 2007, as Docu-ment No. 606586.ASSIGNED TO : Deutsche Bank

National Trust Company, as trustee forthe registered holders of Morgan Stan-ley ABS Capital I Inc. Trust 2007-HE5Mortgage Pass-Through Certificates,Series 2007-HE5. Dated: August 11,2011 , and recorded September 14,2011 by Document No. T684204 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot Fourteen (14), Block Six-teen (16), Friendly Hills Re-Arr, accord-ing to the plat thereof, Dakota County,Minnesota.PROPERTY ADDRESS: 719 Decorah

Lane, Mendota Heights, MN 55120PROPERTY I.D: 27-27800-16-140COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : O n e H u n d r e dSeventy-Four Thousand Eight Hun-d r e d T h i r t y - T w o a n d 2 9 / 1 0 0($174,832.29)THAT no action or proceeding has



on May 1, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on November 1, 2012, or thenext business day if November 1, 2012falls on a Saturday, Sunday or legalholiday.


Dated: March 15, 2012Deutsche Bank National TrustCompany, as trustee for theregistered holders of MorganStanley ABS Capital I Inc. Trust2007-HE5 Mortgage Pass-ThroughCertificates, Series 2007-HE5.

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 11MN00551-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A-4213648 03/15/2012, 03/22/2012,03/29/2012, 04/05/2012, 04/12/2012,04/19/20122933402 3/15-4/19/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 11, 2007MORTGAGORS: Mario A. Baker and

Angela L. Baker, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded July 24, 2007 , Dakota








MORTGAGED PROPERTY ADDRESS:116 19th Avenue South, South SaintPaul, MN 55075

T A X P A R C E L I . D . # :36-53600-02-060


Lots 4 and 5, and the North 20 Feetof Lot 6, Block 2, Oak View Additionto South St. Paul.COUNTY IN WHICH PROPERTY IS













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PROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: February 14, 2012.

CitiMortgage, Inc.Mortgagee/Assignee of Mortgagee





MORTGAGE: $137,000.00MORTGAGOR(S): Bopha Soeun and

Pharoth Phal, Both Single PersonsMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for AmTrust Bank, its successorsand assignsDATE AND PLACE OF RECORDING:Recorded: October 23, 2008 Dakota

County RecorderDocument Number: 2619503

Document Number: 2619503ASSIGNMENTS OF MORTGAGE:And assigned to: Nationstar Mort-

gage, LLCDated: February 08, 2012Transaction Agent: Mortgage Elec-


cation Number: 100162500013760559Lender or Broker: AmTrust BankRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 3805 Laurel Ct,

Eagan, MN 55122-1622T a x P a r c e l I D N u m b e r :


ERTY: Lot 4, Block 1, Briar Hill 2ndAddition, Dakota County, MNAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Nationstar Mortgage, LLC





2003MORTGAGORS: David A. Rupe and

Tina M. Rupe, Husband and Wife.MORTGAGEE: Opt imum Mortgage

Services Inc..DATE AND PLACE OF RECORDING:Recorded January 13, 2004, Dakota



tion. And thereafter assigned to:Mortgage Electronic Registration Sys-tems, Inc.. And thereafter assigned to:U.S. Bank National Association.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Optimum Mortgage Ser-vices Inc.


MORTGAGED PROPERTY ADDRESS:16542 Frazer Way, Lakeville, MN 55068


ERTY:Lot 5, Block 8, Donnay's Valley Park3rd Addi t ion, According to theReco rded pla t the reof , Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS















default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: January 27 ,

2006MORTGAGOR: Christina C. Kempen-

ich, A Single Person.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association, s/i/i bypurchase from the Federal DepositInsurance Corporation as Receiver forWashington Mutual Bank f/k/a Wash-ington Mutual Bank, FA.








MORTGAGED PROPERTY ADDRESS:3589 Blue Jay Way, Unit 103, Eagan,MN 55123

T A X P A R C E L I . D . # :10-45050-04-044


Unit 4103, Lexington Place Condo-minium, Condominium File No. 66COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, Law

PLACE OF SALE:Sheriff s Office, LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.








default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 4, 2007MORTGAGOR:Miriam Attias-Magana,


Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded May 29, 2007 , Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bankers Mortgage Com-pany, LLC


MORTGAGED PROPERTY ADDRESS:15587 Eagles Nest Way, Apple Valley,MN 55124


ERTY:Unit No. 403, CIC Number 484, ACondominium, Legacy Homes atCobb lestone Lake North Shore,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is

redeemed under section 580.23 is11:59 p.m. on October 15, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.







default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 30, 2004MORTGAGORS: M ichael C . Doy le

and Kathleen A. Doyle, husband andwife.

MORTGAGEE: Anchor Bank, WestSaint Paul, N.A..

DATE AND PLACE OF RECORDING:Registered June 8, 2004, Dakota



tion. And thereafter assigned to:Mortgage Electronic Registration Sys-tems, Inc. And thereafter assigned to:U.S. Bank National Association.Sa id Mortgage being Registered



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Anchor Bank, West SaintPaul, N.A.


MORTGAGED PROPERTY ADDRESS:300 Sherwood Court, West Saint Paul,MN 55118


ERTY:Lot 13, Block 1, in Howard Runge's2nd AdditionCOUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-

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default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 20, 2005MORTGAGORS: M o h a m m a d H .

Arefadib and Zahra Rabbi, Joint ten-ancy.

MORTGAGEE: PNC Bank, NationalAssociation, s/b/m to National CityBank, s/b/m to Commonwealth UnitedMortgage a division of National CityBank of Indiana.

DATE AND PLACE OF RECORDING:Reg is te red Novembe r 2 , 2005 ,


ASSIGNMENTS OF MORTGAGE :NONESa id Mortgage being Registered



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Commonwealth UnitedMortgage a division of National CityBank of Indiana


MORTGAGED PROPERTY ADDRESS:12407 Birnamwood Court, Burnsville,MN 55337


ERTY:Lot 12, Block 1, Birnamwood 9thAdditionCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on November 5, 2012unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.



Dated: March 7, 2012.PNC Bank, National AssociationMortgagee/Assignee of Mortgagee


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OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."




DATE: March 1, 2012YOU ARE NOTIFIED that default hasoccurred in the conditions of the fol-lowing described Mortgage:

INFORMATION REGARDINGMORTGAGE TO BE FORECLOSED1. Date of Mortgage: July 29, 20022. Mortgagors: Koshak Properties,

LLC3. Mortgagees: M&I Marshall & Ils-

ley Bank4. Recording Information:Recorded on September 27, 2002, as

Document Number 1941266, in theO f f ice of the Coun ty Recorder ofDakota County, Minnesota.5. Assignments of Mortgage, if any:

Not applicable.M&I Marshall & Ilsley Bank has

changed its name or identity to BMOHarris Bank National Association as aresu l t of merger , consol ida t ion,amendment to charter or articles ofincorporation, or conversion of articlesof incorporation or charter from fed-eral to state, state to federal, or fromone form of entity to another.For additional assignments of Mort-

gage, provide the relevant informa-tion below.Not applicable.

INFORMATION REGARDINGMORTGAGED PREMISES

6. Tax parcel identification numbero f t h e m o r t g a g e d p r e m i s e s :02-31900-03-021

7. Legal description of the mort-gaged premises: The West 90 feet ofLot 1, and the East 70 feet of Lot 2,Block 3, Happe Properties CommercialPark, Dakota County, MinnesotaAbstract Property8. The physical street address, city,

and zip code of the mortgaged pre-mises: 1831 121st Street East, Burns-ville, MN 55337

OTHER FORECLOSURE DATA9. The person holding the Mortgage

is not a transaction agent, as definedby Minn. Stat. 58.02, subd. 30. Thename(s) of the residential mortgageservicer and the lender or broker, asdefined in Minn. Stat. 58.02, is/are:Not applicable.10. If stated on the Mortgage, the

name of the mortgage originator, asdefined in Minn. Stat. 58.02, is: Notapplicable.

INFORMATION REGARDINGFORECLOSURE

11. The requisites of Minn. Stat.580.02 have been satisfied.12. The original principal amount

s e c u r e d b y t h e M o r t g a g e w a s$514,400.00.13. At the date of this notice the

amount due on the Mortgage, includ-ing taxes, if any, paid by the holder ofthe Mortgage, is: $432,944.46.14. Pursuant to the power of sale in

the Mortgage, the Mortgage will beforeclosed, and the mortgaged pre-mises will be sold by the Sheriff ofDakota County, Minnesota, at publicauction on April 13, 2012, 10:00 a.m.,in the lobby of the Dakota CountySheriff 's Office located at the LawEnforcement Center, 1580 Highway 55,Hastings, MN 55033.15. The t ime a l lowed by law for

r e d e m p t i o n b y M o r t g a g o r o rMortgagor's personal representativesor assigns is six (6) months after thedate of sale.16. Minn. Stat. 580.04(b) provides, "If

the real estate is an owner-occupied,single-family dwelling, the notice mustalso specify the date on or beforewhich the mortgagor must vacate theproperty if the mortgage is not rein-stated under section 580.30 or theproperty redeemed under sect ion580.23." If this statute applies, thetime to vacate the property is 11:59p.m. on: Not applicable.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.

Name of Mortgagee or MortgageAssignee:BMO Harris Bank NationalAssociation

Name and address of Attorney forMortgagee or Mortgage Assignee:David J. YungBarnes & Thornburg LLP225 S. 6th Street, Suite 2800Minneapolis, MN 554022924191 3/1-4/5/12




2010MORTGAGORS: Mark Richard Glynn

and Kendall M. Glynn, husband andwife.

wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded March 24, 2010, Dakota








MORTGAGED PROPERTY ADDRESS:1387 Michelle Drive, Eagan, MN 55123

T A X P A R C E L I . D . # :10-32900-01-030


Lo t 3 , B lock 1, H idden Va l ley ,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS















default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 18, 2007MORTGAGOR: Lisa Marie Oliver, A

Single Person.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association, s/i/i bypurchase from Federal Deposit Insur-ance Corporation as Receiver for Wash-ington Mutual Bank f/k/a WashingtonMutual Bank, FA..

DATE AND PLACE OF RECORDING:Recorded May 30 , 2007 , Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : Washington Mutua lBank, FA.


MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS:16337 Holbrook Avenue, Lakeville, MN55044


ERTY:Lot 1, Block 1, Vermillion SpringsAddition, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 22 , 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.








2006MORTGAGORS: O l y R . Ma t a and

Pedro Mata, Wife and Husband.MORTGAGEE:Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded July 17 , 2006 , Dakota








MORTGAGED PROPERTY ADDRESS:612 Annapolis Street, South SaintPaul, MN 55075

T A X P A R C E L I . D . # :36-62740-01-082


That part of Lot 7, Block 1, and thatpart of Lot 8, Block 1 of RADANT'SNEW ARRANGEMENT OF LOTS 1 TO8 BLOCK 1 LOTS 1 TO 8 BLOCK 2AND LOTS 21, 22, & 23 BLOCK 3 OFRADANT'S SUBDIVISION OF LOTS 1AND 19 ALBRECHT 'S OUTLOTS ,according to the recorded pla tthereof, Dakota County, Minnesota,and that part of Lot 9, Block 1 ofRADANT'S SUBDIVISION OF LOTS 1AND 19 OF ALBRECHT 'S OUT -LOTSTO DAKOTA COUNTY accord-ing to the recorded plat thereof,Dakota County, Minnesota, whichl i es wes te r ly o f the fo l l ow i ng

l i es wes te r ly o f the fo l l ow i ngdescribed line: Commencing at theNorthwest corner of sa id Lot 8 ;thence east along the North linethereof 39.42 feet to the point ofbeginning of the line to be described;thence deflect 97 degrees 32 min-utes 00 seconds right 52.64 feet;thence deflect 28 degrees 15 min-utes 00 seconds left 75.06 feet to theSouth line of said Lot 9,Block 1 ofRADANT'S SUBDIVISIONOF LOTS 1AND 19 OF ALBRECHT'S OUTLOTSTO DAKOTA COUNTY and said linethere terminating, and which liesEasterly of the following describedline: Commencing at the Northwestcorner of said Lot 8; thence Eastalong the North line thereof 2.16 feetto the point of beginning of the lineto be described; thence South 99.06feet to a point on the South line ofsaid Lot 7 distant 22.76 feet East ofthe Southwest corner of said Lot 7and said line there terminating.COUNTY IN WHICH PROPERTY IS



DUE AS OF DATE OF NOT I CE ,INCLUDING TAXES, IF ANY, PAID BYMORTGAGEE:$181,223.90





T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 19, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.


"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES, SEC-TION 582.032, DETERMINING, AMONGO T H E R T H I N G S , T H A T T H EMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."





default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 23, 2006MORTGAGOR: She r y l A . Dah l , A

Single Woman.MORTGAGEE: C it iMortgage, Inc . ,

s/b/m with ABN Amro Mortgage Group,Inc..

DATE AND PLACE OF RECORDING:Recorded June 14, 2006, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE : ABN Amro MortgageGroup, Inc.


MORTGAGED PROPERTY ADDRESS:1700 Four Oaks Road, Unit 316, Eagan,MN 55121


ERTY:Situated In The County Of DakotaAnd State Of Minnesota: Unit 316,

And State Of Minnesota: Unit 316,Coachman Oaks Condominium,Dakota County, Minnesota Condo-minium File No.45.COUNTY IN WHICH PROPERTY IS
















2007MORTGAGOR: Jayne Davis, a single

person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered November 26 , 2007 ,







LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Marketplace Home Mort-gage, LLC


MORTGAGED PROPERTY ADDRESS:7364 Bolton Way, Inver Grove Heights,MN 55076


ERTY:Unit No. 22, CIC No. 202, Summit Vil-lage Condominium, Dakota County,MinnesotaCOUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-plied with all notice requirements asrequired by statute; That no action or

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default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: July 29, 2005MORTGAGOR: Richard A. Bengtson,










MORTGAGED PROPERTY ADDRESS:2001 Southcross Drive West, Unit 607,Burnsville, MN 55337

T A X P A R C E L I . D . # :02-71216-04-607


Unit No. 607, Condominium No. 115,Southcross Village Condominium,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS













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required by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;










FORECLOSURE SALEDate: February 13, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the terms

and conditions of the Declaration ofCovenants Conditions, and Restric-t ions recorded as Documen t No.397941 (Lakebridge Association No. 2)and as Document No. 392793 (Lake-bridge Property Owners Association - amaster association), which was filed inthe of f ice of the Dako ta Coun tyRecorder, as amended, and also, pur-suant to Minn. Stat. '515B.3-116, cov-ering the following property:LEGAL DESCRIPTION OF PROP -ERTY: Apartment No. 63, BuildingNo. 16, Lakebridge CondominiumNo. 2, File #6, Dakota County, MNSTREET ADDRESS: 3420 ClomanWay East, Inver Grove Heights, MN55076T A X P A R C E L I D N U M B E R :20-44350-01-1902. Pursuant to said Declarations,

there is claimed to be due and owingas of February 13, 2012, from TameraK. Eide, title holder, to the Associa-tion, a Minnesota non-profit corpora-tion, the amount of $3,306.00 forunpaid association dues, late fees,attorneys' fees and costs, plus anyother such amounts that will accrueafter February 13, 2012, including rea-sonable attorneys' fees and costs ofcollection and foreclosure which willbe added to the amount claimed dueand ow ing at the t ime of the sa leherein.




6. The Dec larat ions , referencedabove, and Minn. Stat. §§515B.3-115and 515B.3-116 provide for a continu-ing lien against the property. A Noticeof Lien evidencing the amount due wasrecorded on November 28, 2011, asDocument No. 2832963 in the DakotaCounty Recorder's Office.

7. Pursuant to the power of sale con-tained in the same Declarations andgranted by the owner in taking title tothe premises subject to said Declara-tions and pursuant to Minn. Stat .§§515B.3-115 and 515B.3-116, saidLien will be foreclosed by the sale ofsaid property by the Sheriff of DakotaCounty, at the Dakota County SheriffsOffice, Dakota County Law Enforce-ment Center, 1580 Highway 55, LobbyS-100 , Hastings, MN 55033, on the20th day of April, 2012, at 10:00a.m. at public auction to the highestbidder, to pay the amount then due forsaid assessments, together with thecosts of foreclosure, including attor-neys fees as allowed by law.

8. The t ime a l lowed by law forredemption by the unit owner, her per-

redemption by the unit owner, her personal representatives or assigns is six(6) months from the date of sale. Thedate and time to vacate the propertyis 11:59 p.m. on October 22, 2012,if the account is not reinstated orthe owner does not redeem from theforeclosure sale.


FOR REDEMPTION BY THE MORT-GAGOR, THE MORTGAGOR'S PER-SONAL REPRESENTATIVES ORASSIGNS, MAY BE REDUCED TOFIVE WEEKS IF A JUDIC IALORDER IS ENTERED UNDER MIN-NESOTA STATUTES , SECTION582.032, DETERMINING, AMONGOTHER TH INGS , THAT THEMORTGAGED PREMISES AREIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED.9. THIS IS A COMMUNICATION FROM


L A K E B R I D G E P R O P E R T YOWNERS' ASSOCIATION

Attorneys for Lakebridge PropertyOwners' AssociationTHOMSEN & NYBECK, P.A.By: ___________________Gretchen S. Schellhas (#195595)3600 American Blvd. West, Suite 400Bloomington, Minnesota 55431(952) 835-7000(Lakebridge/Eide/11-7-281D)2921456 3/1-4/5/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: June 6, 2003MORTGAGOR: Ke l l ey L . S t ish , a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Reco rded Novembe r 10 , 2003 ,


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc..TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Lakeland Mortgage Cor-poration


MORTGAGED PROPERTY ADDRESS:17277 Idlewood Way, Lakeville, MN55044


ERTY:Lot 3, Block 1, Homestead CreekThird AdditionCOUNTY IN WHICH PROPERTY IS










"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."






MORTGAGE: $122,500.00MORTGAGOR(S): Richard Boals, an

unmarried manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Countrywide Bank, N.A., its suc-cessors and assignsDATE AND PLACE OF RECORDING:Reco rded : Novembe r 07 , 2005

Dakota County RecorderDocument Number: 2378870ASSIGNMENTS OF MORTGAGE:And assigned to: The Bank of New

York Mellon fka the Bank of New Yorkas Trustee for the CertificateholdersCWALT, Inc. Alternative Loan Trust2005-76 Mortgage Pass-through Cer-tificates, Series 2005-76Dated: January 13, 2010Recorded: January 14, 2010 Dakota



cation Number: 100133700010176215Lender or Broker : Countryw ide

Bank, N.A.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 3898 Rahn Rd,



ERTY : Lot 2 , Block 1, WoodhavenAddition and an undivided 1/4 interestin Lot 1, Block 1, Woodhaven Addition,Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:The Bank of New York Mellon fkathe Bank of New York as Trusteefor the Certificateholders CWALT,Inc . A l te rna t ive Loan T rus t2005-76 Mortgage Pass-throughCertificates, Series 2005-76





MORTGAGE: $139,359.00MORTGAGOR(S): Brian Lee Sand-

berg, Husband and Sheryl J. Sandberg,Wife

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc., as nomi-nee for Suntrust Mortgage, Inc. itssuccessors and assignsDATE AND PLACE OF RECORDING:Recorded: October 06, 2008 Dakota

County Recorder

County RecorderDocument Number: 2616384ASSIGNMENTS OF MORTGAGE:And assigned to: Suntrust Mortgage,

Inc.Dated: September 21, 2011Recorded: Sep tember 22 , 2011



cation Number: 100010402834914057Lender or Broker: Suntrust Mort-

gage, IncResidential Mortgage Servicer: Sun-

Trust Mortgage, Inc.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 773 Evergreen Ct,



ERTY: Lot 65, Block 1, Wood Park PlatEleven, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Suntrust Mortgage, Inc.




default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: June 12, 2006ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $347,000.00MORTGAGOR(S): John Strangis,


Registration Systems, Inc. as nomineefor EquiFirst CorporationTRANSACTION AGENT: Mortgage


LLCLENDER: EquiFirst Corporation.DATE AND PLACE OF F IL ING :

Dakota County Minnesota,Registrar ofTitle , on August 3, 2006, as Docu-ment No. 595324.ASSIGNED TO: DEUTSCHE BANK

NATIONAL TRUST COMPANY AsTrustee for the registered holder ofSoundview Home Loan Trust 2006-EQ1Asset-Backed Certificates , Series2006-EQ1 Dated: December 13, 2011 ,and recorded January 24, 2012 byDocument No. T690492 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot Twenty-six (26), Block One(1), in Rode`o Hills, according to therecorded plat thereof, Dakota County,MinnesotaPROPERTY ADDRESS: 13335 Hun-

tington Circle, Apple Valley, MN 55124PROPERTY I.D: 01-64500-01-260COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY ISLOCATED: DakotaTHE AMOUNT CLAIMED TO BE DUE

ON THE MORTGAGE ON THE DATE OFTHE NO T I C E : T h r e e H u n d r e dFifty-Nine Thousand Four HundredForty-Five and 03/100 ($359,445.03)THAT no action or proceeding has


tained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:DATE AND TIME OF SALE: 10:00 AM



"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: March 1, 2012

DEUTSCHE BANK NATIONALTRUST COMPANY As Trustee forthe registered holder ofSoundv iew Home Loan Trust2006-EQ1 Asset-BackedCertificates, Series 2006-EQ1




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 26, 2005MORTGAGOR: Thomas F. Vanhorn, a


Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded June 9, 2005, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Prime Mortgage Corpora-tion


MORTGAGED PROPERTY ADDRESS:758 Eve rg reen Knol ls , Mendo taHeights, MN 55118


ERTY:Lot 9, Block 1, Evergreen Knolls 1stAddition, according to the recordedplat thereof, and situate in DakotaCounty, Minnesota.COUNTY IN WHICH PROPERTY IS







PLACE OF SALE:Sheriff's Office, LawEnforcement Center, 1580 Hwy 55,

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�� Enforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MNto pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.







NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: February 06,


MORTGAGE: $288,800.00MORTGAGOR(S): Sarah Oster and

Jay Oster, Wife and HusbandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for Summit Mortgage Corp., itssuccessors and assignsDATE AND PLACE OF REGISTER-

ING:Reg iste red : Feb rua ry 25, 2004

Dakota County Registrar of TitlesDocument Number: 0530960ASSIGNMENTS OF MORTGAGE:And assigned to: Aurora Bank FSBDated: November 09, 2011Transaction Agent: Mortgage Elec-


cation Number: 100061900000106976Lender or Broker: Summit Mortgage

Corp.Res iden t ia l Mortgage Serv icer :

Aurora Bank, FSBMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:


LOCATED: DakotaProperty Address: 6341 Beckman Ct,



ERTY: Lot Seventeen (17), Block Two(2) in SALEM HILLS FARM SECONDADDITION, according to the recordedplat thereof.AMOUNT DUE AND CLAIMED TO BE








A DEBT COLLECTOR ATTEMPT-ING TO COLLECT A DEBT. ANYINFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF



ASSIGNEE OF MORTGAGEE :Aurora Bank FSB




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 13, 2006MORTGAGORS: John W. Gibson and

Karen Y. Gibson, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded June 2 , 2006 , Dakota








MORTGAGED PROPERTY ADDRESS:8764 Brunell Way, Inver Grove Heights,MN 55076


ERTY:Unit No. 203 , Common InterestCommuni t y No . 306 , a Condo -minium, the Gables at Arbor Pointe,Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS












Mortgagee/Assignee of MortgageeUSSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-3377THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.2923802 3/1-4/5/12




2005MORTGAGOR: Duke Geo rge T r i -

funov, Jr., a single person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Recorded January 17, 2006, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: US Bank, National

Association, as Trustee for StructuredAsset Investment Loan Trust, Mort-gage pass-through Certificates,Series2006-BNC 1.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: BNC Mortgage, Inc.


MORTGAGED PROPERTY ADDRESS:1141 South 8TH Avenue, South SaintPaul, MN 55075

T A X P A R C E L I . D . # :36-32100-03-210


The North half of Lot 20 and all ofLot 21, Block 3, Hauses Addition toSouth St. Paul, together with theWest half of vacated alley adjoiningwhich accrued thereto by reason ofvacation thereof, Dakota County,MinnesotaCOUNTY IN WHICH PROPERTY IS











Dated: February 22, 2012.US Bank, National Association asTrusteeMortgagee/Assignee of Mortgagee





2003MORTGAGORS: S teven J . Golden

and Joyce L. Golden, husband andwife.

MORTGAGEE: TCF Mortgage Corpo-ration.

DATE AND PLACE OF RECORDING:Registered March 14, 2003, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Mortgage Electronic

Registration Systems, Inc. And there-after assigned to: U.S. Bank NationalAssociation.Sa id Mortgage being Registered



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: TCF Mortgage Corpora-tion


MORTGAGED PROPERTY ADDRESS:9187 Cavanaugh Court, Inver GroveHeights, MN 55076

T A X P A R C E L I . D . # :20-32700-02-160


Lot 16, Block 2, Hidden ForestCOUNTY IN WHICH PROPERTY IS
















MORTGAGE: $145,608.00MORTGAGOR (S ) : Ka the r ine M .

Brown, a single personMORTGAGEE: CTX Mortgage Com-

pany, LLCDATE AND PLACE OF RECORDING:Recorded: Sep tember 07 , 2005

Dakota County Recorder

Dakota County RecorderDocument Number: 2358586ASSIGNMENTS OF MORTGAGE:And ass igned to: Cen tex Home

Equity Company, LLCDated: December 30, 2005Recorded: January 06, 2006 Dakota


cation Number: Not ApplicableLender or Broker: CTX Mortgage

Company, LLCRes iden t ia l Mortgage Serv icer :


LOCATED: DakotaProperty Address: 4835 Bisset Ln,



ERTY: Unit No. 8104, Lafayette ParkEast, Common Interest Community No.434, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE :Nationstar Mortgage, LLC f/k/aCentex Home Equity Company,LLC





2008MORTGAGOR: M ichael J . Hollen-

beck and Tina M. Hollenbeck, Hus-band and Wife.


DATE AND PLACE OF RECORDING:Recorded Apr i l 2 , 2008, Dakota






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bremer Bank, NationalAssociation


MORTGAGED PROPERTY ADDRESS:709 9th Street, Farmington, MN 55024


ERTY:Lot 3, Block 7, East Farmington Sec-ond Addition, Dakota County, Min-

ond Addition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS















default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: S e p t em b e r

29, 2008MORTGAGORS: M ichael Janacho-

vsky and Janice Janachovsky, hus-band and wife.


DATE AND PLACE OF RECORDING:Recorded October 10, 2008, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Rescue Mortgage Inc.,dba Mortgage Depot


MORTGAGED PROPERTY ADDRESS:17164 Eagleview Way, Farmington, MN55024

T A X P A R C E L I . D . # :22-44076-15-082


Unit No. 82, CIC No. 330, Lake Place,a condominium located in DakotaCounty, MinnesotaCOUNTY IN WHICH PROPERTY IS





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thereof;PURSUANT to the power of sale con-











default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: M a r c h 1 ,

2007MORTGAGOR: Rachel M. L'Heureux,

a single person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered March 27, 2007, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc.Sa id Mortgage being Registered

Land.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Mortgageit, Inc


MORTGAGED PROPERTY ADDRESS:13728 Hemlock Court, Apple Valley,MN 55124


ERTY:Lot 3, Block 2, CIC No. 324, Wild-wood Sixth AdditionCOUNTY IN WHICH PROPERTY IS








MN Stat. §580.07.TIME AND DATE TO VACATE PROP-

ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is1 1 : 5 9 p . m . o n _ O c t o b e r 2 2 ,2012_____________________, unless theredemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.







default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: January 10,


MORTGAGE: $234,000.00MORTGAGOR(S): Barbara A. Murray

and Ryan W. Murray, wife and hus-bandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineef o r D e c i s i o n O n e M o r t g a g eCompany,LLC.

TRANSACTION AGENT: MortgageElectronic Registration Systems, Inc.MIN#: 100077960000587114SERVICER: Ocwen as the sub-ser-

vicer for Saxon Mortgage Services, Inc.LENDER: Decision One Mortgage

Company,LLC.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on January 30, 2007, as Document No.2492566.ASSIGNED TO : Deutsche Bank

National Trust Company, as trustee forthe registered holders of Morgan Stan-ley ABS Capital I Inc. Trust 2007-HE5Mortgage Pass-Through Certificates,Series 2007-HE5. Dated: August 10,2011 , and recorded September 9, 2011by Document No. 2818598 .LEGAL DESCRIPTION OF PROP -

ERTY: Lot 82, Block 1, MeadowlandFirst addition, Dakota County, Minne-sota.PROPERTY ADDRESS: 1989 Badger

Court, Eagan, MN 55122PROPERTY I.D: 10-48050-01-082COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFTHE NOTICE: Two Hundred Forty-NineThousand Eight Hundred Twenty-Fiveand 04/100 ($249,825.04)THAT no action or proceeding has





"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURAL


Dated: March 1, 2012Deutsche Bank National TrustCompany, as trustee for theregistered holders of MorganStanley ABS Capital I Inc. Trust2 0 0 7 - H E 5 M o r t g a g ePass-Through Certificates, Series2007-HE5.





2005MORTGAGORS: Joseph Ackert and

Amy Ackert, husband and wife.MORTGAGEE: C it iMortgage, Inc . ,

s/b/m with ABN AMRO Mortgage Group,Inc..

DATE AND PLACE OF RECORDING:Recorded July 25, 2005, Dakota





LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: ABN AMRO MortgageGroup, Inc.


MORTGAGED PROPERTY ADDRESS:7293 159TH Street West, Apple Valley,MN 55124


ERTY:Lot 4, Block 1, Apple Ponds 4thAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-gagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on _October 19, 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.








2010MORTGAGOR: Melvin Allen Fulker-

son and Sally C. Fulkerson, husbandand wife.


DATE AND PLACE OF RECORDING:Registered April 14, 2010, Dakota







LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: USAA Federal SavingsBank


MORTGAGED PROPERTY ADDRESS:50 Garden Drive, Burnsville, MN 55337

T A X P A R C E L I . D . # :02-28707-02-030


Lot 3, Block 2, Garden Homes 7thAdditionCOUNTY IN WHICH PROPERTY IS
















2007MORTGAGORS: Nicole J. Voss and

Scott Voss, wife and husband.MORTGAGEE: J PM o r g a n C h a s e

Bank, National Association, successorin interest by purchase from the Fed-

in interest by purchase from the Federal Deposit Insurance Corporation asReceiver for Washington Mutual Bankf/k/a Washington Mutual Bank, FA.

DATE AND PLACE OF RECORDING:Recorded October 23, 2007, Dakota







MORTGAGED PROPERTY ADDRESS:16440 Havelock Way, Lakeville, MN55044

T A X P A R C E L I . D . # :22-32902-080-05


Lot 8, Block 5, Highview Heights 3rdAdditionCOUNTY IN WHICH PROPERTY IS
















2006MORTGAGORS: Alicia Fredrickson

and Lucas Fredrickson, wife and hus-band.


DATE AND PLACE OF RECORDING:Reco rded Novembe r 30 , 2006 ,






LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America MortgageLLC, DBA Bell Mortgage


VICER: U.S. Bank Home MortgageMORTGAGED PROPERTY ADDRESS:

1126 Pine Street, Farmington, MN55024

T A X P A R C E L I . D . # :14-15300-02-070


Lot 7, Block 2, Bristol Square FirstAddition, according to the recordedplat thereof, Dakota County, Minne-sota, Common Interest CommunityNo. 258COUNTY IN WHICH PROPERTY IS
















2009MORTGAGORS: T imothy J . F irns -

tahl and Donette Gardner Firnstahl,husband and wife.


DATE AND PLACE OF RECORDING:Recorded Sep tember 14, 2009,


ASSIGNMENTS OF MORTGAGE :Assigned to: Freedom Mortgage

Corporation.TRANSACTION AGENT: Mortgage


GAGE IDENTIFICATION NUMBER ONMORTGAGE: 1000730-0083516344-5

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Freedom Mortgage Cor-poration

RESIDENTIAL MORTGAGE SER -VICER: LoanCare, a Division of FNFServicing, Inc.

MORTGAGED PROPERTY ADDRESS:14159 Dearborn Path, Rosemount, MN55068

T A X P A R C E L I . D . # :34-18301-06-260


Lot 26, Block 6, Country Hills Sec-ond Addition, Dakota County, Min-nesota.COUNTY IN WHICH PROPERTY IS



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Dated: February 17, 2012.Freedom Mortgage CorporationMortgagee/Assignee of Mortgagee




NOTICE IS HEREBY GIVEN: Thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: July 13, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $157,500.00MORTGAGOR(S): Holly Ann Alojado,

A Single WomanMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor MLSG, INC.TRANSACTION AGENT: Mortgage


LLCLENDER: MLSG, INC..DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on July 27, 2005, as Document No.2344458.ASSIGNED TO : HSBC Bank USA ,

N .A . , as Trustee on behalf of ACESecurities Corp. Home Equity LoanTrust and for the registered holders ofACE Securities Corp. Home EquityLoan Trust, Series 2005-HE6, AssetBacked Pass-Through CertificatesDa ted: December 22 , 2008 , andrecorded January 13, 2009 by Docu-ment No. 2630792 .LEGAL DESCRIPTION OF PROP -

ERTY: Wilderness Run 5th Addition,Lot 17, Block 3, Dakota County, Min-nesota.PROPERTY ADDRESS: 1346 Easter

Lane, Eagan, MN 55123PROPERTY I.D: 10-84354-03-170COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : O n e H u n d r e dSeventy-Seven Thousand Three Hun-d red Seven t y -Seven and 04 /100($177,377.04)THAT no action or proceeding has




Office, Law Enforcement Center, 1580

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343topay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the pre-mises and the costs and disburse-men ts a l lowed by law . The t imeallowed by law for redemption by saidmortgagor(s), their personal represen-tatives or assigns is 6.00 months fromthe date of sale. If Mortgage is notreinstated under Minn. Stat. §580.30or the property is not redeemed underMinn. Stat. §580.23, the Mortgagormust vacate the property on or before11:59 p.m. on October 17, 2012, or thenext business day if October 17, 2012falls on a Saturday, Sunday or legalholiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR`S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: March 1, 2012

HSBC Bank USA, N.A., as Trusteeon behalf of ACE Securities Corp.Home Equity Loan Trust and forthe registered holders of ACESecurities Corp. Home EquityLoan Trust, Series 2005-HE6,Asset Backed Pass-ThroughCertificates





MORTGAGE: $198,400.00MORTGAGOR(S): Yuriy Prokhorov

and Mariya Prokhorov, husband andwifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor GreenPoint Mortgage Funding, Inc.,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: March 19, 2007 Dakota

County RecorderDocument Number: 2503434ASSIGNMENTS OF MORTGAGE:And assigned to: Aurora Loan Ser-

vices, LLCDated: January 06, 2011Recorded: February 15, 2011 Dakota

County RecorderDocument Number: 2786397And assigned to: Aurora Bank FSBDated: November 08, 2011Transaction Agent: Mortgage Elec-


cation Number: 100013800914438045Lender or Broker: GreenPoint Mort-

gage Funding, Inc.Res iden t ia l Mortgage Serv icer :

Aurora Bank, FSBMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 3321 Brookview



ERTY: Lot 12, Block 4, Sunset Terrace2nd Addition, Dakota County, Minne-sota.AMOUNT DUE AND CLAIMED TO BE








A DEBT COLLECTOR ATTEMPT-

A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.THE RIGHT TO VERIFICATION OF



ASSIGNEE OF MORTGAGEE :Aurora Bank FSB




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: May 30, 2000MORTGAGOR: Nancy L . G ro te , a

single person.MORTGAGEE: We l ls Fa rgo Home

Mortgage, Inc.DATE AND PLACE OF RECORDING:Recorded June 19, 2000, Dakota



Association, successor by merger toThe Leader Mortgage Company.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Wells Fargo Home Mort-gage, Inc


MORTGAGED PROPERTY ADDRESS:1094 Gorman Avenue, West Saint Paul,MN 55118


ERTY:Lots 25 and 26 in Fred Michel's SubCOUNTY IN WHICH PROPERTY IS








to pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.



"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALP R O D U C T I O N , A N D A R EABANDONED."Dated: February 14, 2012.


Mortgagee/Assignee of MortgageeUSSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-3727THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.2923838 3/1-4/5/12



MORTGAGE: $125,000.00MORTGAGOR(S): Patrick M. Ham-

marsten, unmarried personMORTGAGEE: Postal Credit UnionDATE AND PLACE OF RECORDING:Recorded: May 30 , 2002 Dakota


cation Number: Not ApplicableLender or Broker : Postal Credit

UnionResidential Mortgage Servicer: Postal

Credit UnionMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 227 Ash St W,



ERTY: Parcel 1Lot 5, Block 3, Walter and Arthur

Add., according to the recorded platthereof, and situate in Dakota County,MinnesotaParcel 2Lot 6, Block 3, Walter and Arthur

Add., according to the recorded platthereof, and situate in Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE











MORTGAGEE: Postal Credit UnionWilford, Geske & Cook P.A.Attorneys for MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 021487F022924947 3/8-4/12/12




2004MORTGAGORS: James R . Mueller

and Mary C. Mueller, husband andwife.

MORTGAGEE: A r g e n t M o r t g a g eCompany, LLC.


Recorded March 2, 2004, DakotaCoun ty Recorder , Documen t No.2181237.


National Trust Company, as Trusteefor Ameriquest Mortgage SecuritiesInc . , Quest Trust 2004-X2 , AssetBacked Certificates, Series 2004-X2.And thereafter assigned to: DeutscheBank National Trust Company , asTrustee for Quest Trust 2004-X2, AssetBacked Certificates, Series 2004-X2.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Argent Mortgage Com-pany, LLC


MORTGAGED PROPERTY ADDRESS:1650 Hickory Hill Drive, Eagan, MN55122


ERTY:Lot 5, Block 2, Woodgate.COUNTY IN WHICH PROPERTY IS











Dated: February 27, 2012.Deutsche Bank National TrustCompany, as trusteeMortgagee/Assignee of Mortgagee




MORTGAGE: $165,300.00MORTGAGOR(S): Eric Berchtold and

Jamie Berchtold, husband and wifeMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor 1st Trust Mortgage Corporation, itssuccessor and assigns.DATE AND PLACE OF REGISTER-

ING:Registered: July 28, 2004 Dakota

County Registrar of TitlesDocument Number: 543148ASSIGNMENTS OF MORTGAGE:And assigned to: New York Commu-

nity BankDated: February 03, 2012Transaction Agent: Mortgage Elec-


cation Number: 100162500012494887Lender or Broker: 1st Trust Mort-

gage CorporationResidential Mortgage Servicer: New

York Community BankMortgage Originator: Not ApplicableCERTIFICATE OF TITLE NUMBER:

132481


LOCATED: DakotaProperty Address: 719 1st Ave S,

South St Paul, MN 55075-3002T a x P a r c e l I D N u m b e r :


ERTY: Lot Nineteen (19), in Block Two(2), of Lorraine Park Addition to theCity of South St. Paul, Dakota County,Minnesota.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:New York Community Bank




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: S e p t em b e r

18, 2006MORTGAGORS: Ma rk W in te r and

Elizabeth Winter, Husband and Wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Registered October 13, 2006, Dakota



Association, as trustee for J.P. Mor-gan Alternative LoanTrust 2007-S1.Sa id Mortgage being Registered




LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American Mortgage Net-work, Inc.


MORTGAGED PROPERTY ADDRESS:4053 Martin Lane, Hastings, MN 55033


ERTY:Lot Three (3), Block Two (2), SouthPines 6, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS




That prior to the commencement ofthis mortgage foreclosure proceedingMortgagee/Assignee of Mortgagee com-

��

��

Mortgagee/Assignee of Mortgagee complied with all notice requirements asrequired by statute; That no action orproceeding has been instituted at lawor o therw ise to recover the debtsecured by said mortgage, or any partthereof;







Dated: March 1, 2012.U.S. Bank, National Association,as TrusteeMortgagee/Assignee of Mortgagee




MORTGAGE: $208,000.00MORTGAGOR(S): Domingo Delos

Santos and Lerma Delos Santos, hus-band and wifeMORTGAGEE: Pillar Mortgage Ser-

vices CorporationDATE AND PLACE OF RECORDING:Recorded: July 19, 2005 Dakota

County RecorderDocument Number: 2341590ASSIGNMENTS OF MORTGAGE:And assigned to: Mortgage Elec-

tronic Registration Systems, Inc.Dated: July 12, 2005Reco rded : Novembe r 10 , 2005

Dakota County RecorderDocument Number: 2379686And assigned to: The Bank Of New

York Mellon Fka The Bank Of NewYork As Trustee For The Certificate-holders CWALT, Inc. Alternative LoanTrust 2005-J12 Mortgage Pass-throughCertificates, Series 2005-J12Dated: November 18, 2008Reco rded : Decembe r 09 , 2008



cation Number: 100077910004212821Lender or Broker: Pillar Mortgage

Services CorporationResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 1426 Circle Dr,



ERTY: Lot 15, Block 2, Vista View 3rdAddition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOT I CE :$260,727.55THAT all pre-foreclosure require-




Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-

to pay the debt secured by said mortgage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated






ASSIGNEE OF MORTGAGEE: The BankOf New York Mellon Fka The Bank OfNew York As Trustee For The Certifi-cateholders CWALT, Inc. AlternativeLoan T r u s t 2 0 05 -J12 Mo r tgagePass -through Cert i f icates , Ser ies2005-J12Wilford, Geske & Cook P.A.Attorneys for Assignee of MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 012043F022925744 3/8-4/12/12


NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: April 15, 2005ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $204,000.00MORTGAGOR(S): Peter Rosen and

Jennine McDonough, Husband andWife

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc., as nomi-nee for Ownit Mortgage Solutions, Inc.,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: April 25, 2005 Dakota

County RecorderDocument Number: 2315762LOAN MODIFICATION:Dated: February 17, 2010Recorded: February 25, 2010Document Number: 2716134ASSIGNMENTS OF MORTGAGE:And assigned to: HSBC Bank USA,

National Association, as Trustee forOwnit Mortgage Loan Trust, MortgageLoan Asset-Backed Certificates, Series2005-3Dated: October 28, 2011Transaction Agent: Mortgage Elec-


cation Number: 100224620000621634Lender or Broker: Ownit Mortgage

Solutions, IncRes iden t ia l Mortgage Serv icer :

Ocwen Loan Servicing, LLCMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 4343 Fox Ridge Ct,



ERTY: Lot 10, Block 6, Sun Cliff Sec-ond Addition, Dakota County, Minne-sotaAMOUNT DUE AND CLAIMED TO BE







obligation: NONE





ASSIGNEE OF MORTGAGEE :HSBC Bank USA, NationalAssociation, as Trustee for OwnitMortgage Loan Trust, MortgageLoan Asset-Backed Certificates,Series 2005-3




default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 24, 2006MORTGAGORS: Patrick J. Short and

Maria V. Short, husband and wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded June 2 , 2006 , Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc..TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Prime Mortgage Corpora-tion


MORTGAGED PROPERTY ADDRESS:14221 11TH Avenue South, Burnsville,MN 55337

T A X P A R C E L I . D . # :02-84805-01-170


Lot 17, Block 1, Wood Park Plat SixCOUNTY IN WHICH PROPERTY IS















NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: April 23, 2003ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $145,000.00MORTGAGOR(S): Guy C. Norman-

deau and Constance D. Normandeau,husband and wifeMORTGAGEE : IBM M id Amer ica

Employees Federal Credit UnionDATE AND PLACE OF RECORDING:Recorded: June 05, 2003 Dakota


cation Number: Not ApplicableLender or Broker: IBM Mid America

Employees Federal Credit UnionResidential Mortgage Servicer: Think

Credit UnionMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 7120 Upper 163rd

St W, Rosemount, MN 55068-1025T a x P a r c e l I D N u m b e r :


ERTY: Lot 5, Block 4, Donnay's ValleyPark 6th, Dakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE











MORTGAGEE : Think Mutua lBank F /K /A IBM M id Amer icaEmployees Federal Credit Union

Wilford, Geske & Cook P.A.Attorneys for MortgageeLawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 023428F042925694 3/8-4/12/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: September 5,

2006MORTGAGOR: Joel W. Biebighauser,

a single person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Recorded Sep tember 18, 2006 ,

Recorded Sep tember 18, 2006 ,Dakota County Recorder, DocumentNo. 2461935.

ASSIGNMENTS OF MORTGAGE :Assigned to: CitiMortgage, Inc. And

thereafter assigned to: US Bank TrustNational Association, as Trustee forLSF7 NPL II Trust.



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: American Brokers Con-duit

RESIDENTIAL MORTGAGE SER -VICER: Vericrest Financial Inc.

MORTGAGED PROPERTY ADDRESS:4675 B la ine Avenue, Inver GroveHeights, MN 55076


ERTY:Unit Number 0908, Lafayette Park,CIC 370, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS











Dated: February 23, 2012.U.S. Bank Trust, NationalAssociation, as TrusteeMortgagee/Assignee of Mortgagee


PUBLIC NOTICENOTICE OF VOLUNTARY

MORTGAGE FORECLOSURE SALE

Date: March 1, 2012THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTIFICATIONOF THE ORIGINAL CREDITORWITHIN THE TIME PROVIDED BYLAW IS NOT AFFECTED BY THISACTION

NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE, DATE AND

PLACE OF RECORDING: July 26, 2006,recorded August 9, 2006, in the officeof the Dakota County Registrar ofTitles as Document No. 595680.MORTGAGOR: Southview Sanitation,

Inc., a Minnesota corporationMcPhillips Trucking, Inc., a Minne-

sota corporationWilliam McPhillipsMORTGAGEE: River Country Coop-

erativeASSIGNMENTS OF MORTGAGE:

NoneDATE OF VOLUNTARY FORECLO-

SURE AGREEMENT: February 10, 2012MORTGAGED PROPERTY ADDRESS:

N/ATAX PARCEL I.D. #20.01100.27.012LEGAL DESCRIPTION OF PROP -

ERTY:That part of the NW 1⁄4 of the NW 1⁄4 ofSection 11, T27N, R22W, DakotaCounty, Minnesota, and that part ofGovernment Lot 8, said Section 11,

Government Lot 8, said Section 11,described as follows:Commencing at the northwest cor-ner of said Section 11; thence S 89degrees 06 minutes 40 seconds E.,assumed bearing along the northline of said Section 11 a distance of1 1 2 0 . 1 8 f e e t t o th e e a s t e r l yright-of-way line of S.T.H. No. 56 asbuilt and monumented by the Min-nesota Department of Transporta-tion, said point being marked by aJudicial Landmark and being thepoint of beginning of the parcel to bedescribed; thence S. 6 degrees 50minutes 27 seconds W, along saidright-of-way, 270.59 feet; thence S.83 degrees 09 minutes 33 seconds E.along said right-of-way, 15.00 feet;thence S. 6 degrees 50 minutes 27seconds W. along said right-of-way,150.00 feet; thence N. 83 degrees 09minutes 33 seconds W. along saidright-of-way, 15.00 feet; thence S. 6degrees 50 minutes 27 seconds W.along said right-of-way, 295.38 feetto the north line of the south 600.00feet of said NW 1⁄4 of the NW 1⁄4, saidpoint being marked by a JudicialLandmark; thence S. 89 degrees 06minutes 42 seconds E. along saidnorth line of the south 600.00 feetand the north line of the south600.00 feet of said Government Lot8, a distance of 655.38 feet to thewesterly right-of-way line of the Chi-cago and North Western Transporta-tion Company railroad right-of-way,said point being marked by a Judi-cial Landmark; thence N 6 degrees53 minutes 41 seconds W. along saidwesterly right-of-way line, 718.73feet to the north line of said Section11, said point being marked by aJudicial Landmark; thence N. 89degrees 06 minutes 40 seconds W.along said Section line, 483.79 feet,to the point of beginning and thereterminating.COUNTY IN WHICH PROPERTY IS



DUE AS OF THE DATE OF THISNOTICE, INCLUDING TAXES, IF ANY,PAID BY MORTGAGEE: $272,882.06No action or proceeding at law is

now pending to recover the deb tsecured by the Mortgage, or any partthereof. The holder of the Mortgagehas complied w ith a l l condit ionsprecedent to acceleration of the debts e c u r e d b y t h e M o r t g a g e a n dforeclosure of the Mortgage, and allnot ice and other requ irements ofapplicable statutes.

Pursuan t to the powe r of sa l econ ta i ned in the Mo r tgage , theabove-described property will be soldby the Sheriff of Dakota County asfollows:

DATE AND TIME OF SALE: April 19,2012, at 10:00 a.m.

PLACE OF SALE: Dako t a Coun t yEnforcement Center, 1580 Highway 55,Hastings, MN 55033to pay the debt then secured by saidMortgage, and taxes, if any, on saidproperty, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin 120 days from the date of thesale by the mortgagors, their personalrepresentatives or assigns. A holder ofa junior lien may redeem in the orderand manner provided in Minn. Stats. §582.32, subdivision 9, beginning afterth e e x p i r a t i o n o f mo r t g a g o r ' sredemption period.

River Country CooperativeMortgagee

ECKBERG, LAMMERS, BRIGGS,WOLFF & VIERLING, PLLP/S/ Nicholas J. VivianAttorneys for Mortgagee1809 Northwestern AvenueStillwater, MN 55082Telephone: (651) 439-28782926826 3/8-3/29/12



default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: October 26,

2004MORTGAGORS: N a r y S a o a n d

Tanratha Soeung, wife and husband.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc.DATE AND PLACE OF RECORDING:Reco rded Novembe r 29 , 2004 ,


ASSIGNMENTS OF MORTGAGE :Assigned to: Beal Bank SSB.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: M&I Bank FSB

RESIDENTIAL MORTGAGE SER -VICER: Beal Bank SSB

MORTGAGED PROPERTY ADDRESS:6389 Lower 161 Street West, Rose-mount, MN 55068


ERTY:A certain tract or parcel of land inDakota County, in the State of Min-nesota. Described as follows: Lot 9,Block 2, Donnay's Valley Park 8thAddition, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS

��

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Dated: February 23, 2012.Beal Bank, S.S.B.Mortgagee/Assignee of Mortgagee




MORTGAGE: $183,200.00MORTGAGOR(S): Mark R. Chalmers,

an unmarried manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Countrywide Bank, FSB., its suc-cessors and assignsDATE AND PLACE OF RECORDING:Recorded: Sep tember 26 , 2007

Dakota County RecorderDocument Number: 2546357AND CORRECTIVE MORTGAGE

RECORDING : December 08, 2008Dakota County RecorderDocument Number: 2625836ASSIGNMENTS OF MORTGAGE:And assigned to: Bank of America,

N .A . , successor by merger to BACHome Loans Servicing, LPDated: January 12, 2012Transaction Agent: Mortgage Elec-


cation Number: 1001337-0002343395-9Lender or Broker : Countryw ide

Bank, FSBResidential Mortgage Servicer: Saxon

Mortgage Services, Inc.Mortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address : 23 Arbor Ln,

Farmington, MN 55024-8454T a x P a r c e l I D N u m b e r :


ERTY: Lot 1, Block 3, Bristol SquareFifth Addition, Dakota County, Minne-sota.AMOUNT DUE AND CLAIMED TO BE





Law Enforcement Center, 1580 High-

Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.If the Mortgage is not reinstated






ASSIGNEE OF MORTGAGEE :Bank of America, N.A., successorby merger to BAC Home LoansServicing, LP f/k/a CountrywideHome Loans Servicing, LP





1998MORTGAGORS: Jeffrey R. Wiegand

and Carolyn M. Wiegand, husband andwife.

MORTGAGEE: D iscover MortgageCorporation.

DATE AND PLACE OF RECORDING:Recorded May 19, 1998, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Standard Federal Bank.

And thereafter assigned to: CitiMort-gage, Inc..



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Discover Mortgage Cor-poration


MORTGAGED PROPERTY ADDRESS:8724 Highwood Way, Apple Valley, MN55124

T A X P A R C E L I . D . # :01-33901-030-01


Lot 3, Block 1, Hunters Wood Sec-ond Addition.Dakota County








TIME AND DATE TO VACATE PROP-ERTY : I f th e r e a l e s t a t e i s anowner-occupied, single-family dwell-ing, unless otherwise provided by law,the date on or before which the mort-

the date on or before which the mortgagor(s) must vacate the property if themortgage is not reinstated under sec-tion 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on October 29, 2012, unlessthe redemption period is reduced to 5weeks under MN Stat. Secs. 580.07 or582.032.







MORTGAGE: $121,520.00M O R T G A G O R ( S ) : S u s a n

Reishus -LaBounty , an unmarr iedwomanMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for America's Wholesale Lender,its successors and assignsDATE AND PLACE OF RECORDING:Recorded: June 22, 2004 Dakota


YORK MELLON FKA THE BANK OFNEW YORK, AS TRUSTEE FOR THECERTIF ICATEHOLDERS OF THECWMBS INC . , CHL MORTGAGEPASS -THROUGH TRUST 2004-12 ,MORTGAGE PASS THROUGH CER-TIFICATES, SERIES 2004-12Dated: August 19, 2012Reco rded : Novembe r 17 , 2011






LOCATED: DakotaProperty Address: 15834 Fleet Trl,

Apple Valley, MN 55124-6013T a x P a r c e l I D N u m b e r :


ERTY : Unit No. 352 , CIC No. 280 ,Regatta Courthomes II, Dakota County,MinnesotaAMOUNT DUE AND CLAIMED TO BE










REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR'S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BEREDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDERMINNESOTA STATUTES , SECTION

MINNESOTA STATUTES , SECTION582 .032 , DETERMINING , AMONGOTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IMPROVEDWITH A RESIDENTIAL DWELLING OFLESS THAN FIVE UNITS, ARE NOTPROPERTY USED IN AGRICULTURALPRODUCTION, AND ARE ABANDONED.DATED: March 08, 2012

ASSIGNEE OF MORTGAGEE:THE BANK OF NEW YORKMELLON FKA THE BANK OF NEWYORK, AS TRUSTEE FOR THECERTIFICATEHOLDERS OF THECWMBS INC., CHL MORTGAGEPASS-THROUGH TRUST 2004-12,MORTGAGE PASS THROUGHCERTIFICATES, SERIES 2004-12



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: September

16, 2003ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $200,500.00MORTGAGOR(S): Jeremy Bardwell, a

single manMORTGAGEE: First Franklin Finan-

cial Corp., subsidiary of National CityBank of IndianaDATE AND PLACE OF RECORDING:Recorded: October 30, 2003 Dakota

County RecorderDocument Number: 2133714ASSIGNMENTS OF MORTGAGE:And a s s i g n ed to : U .S . BANK ,

NATIONAL ASSOCIATION, AS SUC-CESSOR TRUSTEE TO BANK OFAMERICA, N.A., AS SUCCESSOR TOLASALLE BANK, N.A. AS TRUSTEEFOR THE HOLDERS OF MERRILLLYNCH MORTGAGE INVESTORST R U S T , M O R T G A G E L O A NASSET -BACKED CERTIFICATES ,SERIES 2006-FF1Dated: February 27, 2012Transaction Agent: Not ApplicableTransaction Agent Mortgage Identifi-

cation Number: Not ApplicableLender or Broker: First Franklin

Financial Corp., subsidiary of NationalCity Bank of IndianaResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 204 5th Ave N,



ERTY: Lots Fifteen (15) and Sixteen(16), in Block Fourteen (14) in SouthSt. Paul.AMOUNT DUE AND CLAIMED TO BE











ASSIGNEE OF MORTGAGEE:U.S. BANK, NATIONALASSOCIATION, AS SUCCESSORT R U S T E E T O B A N K O FAMERICA, N.A., AS SUCCESSORTO LASALLE BANK , N .A . ASTRUSTEE FOR THE HOLDERS OF

TRUSTEE FOR THE HOLDERS OFMERRILL LYNCH MORTGAGEINVESTORS TRUST, MORTGAGELOAN ASSET-BACKEDCERTIFICATES, SERIES 2006-FF1





2004MORTGAGOR: Darry l T . Breckhe-

imer and Tara Breckheimer, husbandand wife.








LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Ryland Mortgage Com-pany


MORTGAGED PROPERTY ADDRESS:6844 158TH Street, Apple Valley, MN55124


ERTY:Lot 57 , Block 1, Hawthorne 2ndAddition, CIC No. 369, located in theCounty of Dakota, State of Minne-sota.Together w ith the benefits con-tained in Declaration for CIC No. 369dated May 10, 2002, filed July 31,2002 as Document No. 1921716COUNTY IN WHICH PROPERTY IS











Dated: February 27, 2012.Green Tree Servicing LLCMortgagee/Assignee of Mortgagee





2010MORTGAGOR: Bradley Plowman, A

Single Person.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered July 27, 2010, Dakota







LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Bell America MortgageLLC DBA Bell Mortgage

RESIDENTIAL MORTGAGE SER -VICER: U.S. Bank Home Mortgage, adivision of U.S. Bank National Associa-tion

MORTGAGED PROPERTY ADDRESS:14620 Garrett Avenue #210, Apple Val-ley, MN 55124


ERTY:Residential Unit No. 210 and GarageUnit No. 59 in Condominium No. 36,Ga r re t t Sq ua re Condomin iumHomes, Dakota County, MinnesotaCOUNTY IN WHICH PROPERTY IS








to pay the debt then secured by saidMortgage, and taxes, if any, on saidpremises, and the costs and disburse-ments , inc luding attorneys' feesallowed by law subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assignsunless reduced to Five (5) weeks underMN Stat. §580.07.








default has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 30, 2008MORTGAGORS: T imo thy F rances

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MORTGAGORS: T imo thy F rancesAnderson, a single person and andDiane Elizabeth Bell, a single person.


DATE AND PLACE OF RECORDING:Recorded May 14, 2008, Dakota


ASSIGNMENTS OF MORTGAGE :Assigned to: Liberty Savings Bank,

FSB.TRANSACTION AGENT: Mortgage



LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Liberty Savings Bank,FSB

RESIDENTIAL MORTGAGE SER -VICER: Liberty Savings Bank, FSB.

MORTGAGED PROPERTY ADDRESS:4597 B lay lock Way , Inve r G roveHeights, MN 55076

T A X P A R C E L I . D . # :20-44001-07-304


Unit 2304, Lafayette Park, CommonInterest Community Number 370,Dakota County, Minnesota Subjectto Easements,Restrictions and Res-ervations of record, if any.COUNTY IN WHICH PROPERTY IS











Dated: February 23, 2012.Liberty Savings Bank, FSBMortgagee/Assignee of Mortgagee





2005MORTGAGORS: Paul E. Werner and

Cheren J. Werner, Husband and Wife.MORTGAGEE: Mortgage Electronic

Registration Systems, Inc..DATE AND PLACE OF RECORDING:Registered September 15, 2005,


ASSIGNMENTS OF MORTGAGE :Assigned to: U. S. Bank National




TRANSACTION AGENT S MORTGAGE IDENTIFICATION NUMBER ONMORTGAGE: 100021278104475608

LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: Pioneer Mortgage Corpo-ration


MORTGAGED PROPERTY ADDRESS:3780 Upper 71st Street East, InverGrove Heights, MN 55076

T A X P A R C E L I . D . # :20-71155-020-06


Lot Two (2) in Block Six (6) of SouthG rove No . 6 , Acco rd ing to thereco rded p la t the reo f , Dako taCounty, Minnesota.COUNTY IN WHICH PROPERTY IS








T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on September 6 , 2012 ,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.




USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819-3359THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPu r s u an t to the p ro v i s i o n s o fM inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until May 1, 2012 at 10:00am a t the She r i f f ' s O f f ice , LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.Dated: March 9, 2012.





MORTGAGE: $490,000.00MORTGAGOR(S): Jeff Klose and Car-

rie Klose, husband and wifeMORTGAGEE: Bank of America, N.A.DATE AND PLACE OF RECORDING:Recorded: August 07, 2007 Dakota

County RecorderDocument Number: 2535698ASSIGNMENTS OF MORTGAGE:And assigned to: WELLS FARGO

BANK, N.A., AS TRUSTEE FOR THECERTIFICATEHOLDERS OF BANC OFAMERICA FUNDING CORPORATIONMORTGAGE PASS-THROUGH CER-TIFICATES, SERIES 2007-E

TIFICATES, SERIES 2007-EDated: June 18, 2010Recorded: July 23 , 2010 Dakota


cation Number: Not ApplicableLender or Broker: Bank of America,

N.A.Residential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 18660 Irenic Ave,

Lakeville, MN 55044-4436T a x P a r c e l I D N u m b e r :


ERTY: Lot 2, Block 5, Spring Hill,according to the recorded plat thereofand situate in Dakota County, Minne-sota.AMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: Septem-

ber 10, 2010 at 10:00 AMPLACE OF SALE: Dakota County


under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on March 10, 2011, or the nextbusiness day if March 10, 2011 falls ona Saturday, Sunday or legal holiday.Mortgagor(s) released from financial


A DEBT COLLECTOR ATTEMPTINGTO COLLECT A DEBT . ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOTAFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR

REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: July 29, 2010

ASSIGNEE OF MORTGAGEE :WELLS FARGO BANK, N.A., AST R U S T E E F O R T H ECERTIFICATEHOLDERS OF BANCO F A M E R I C A F U N D I N GCORPORAT ION MORTGAGEPASS-THROUGH CERTIFICATES,SERIES 2007-E



for September 10, 2010 at 10:00 AMhas been postponed to October 07,2010 a t 10 :00 AM in the Dako taCounty Law Enforcement Center, 1580Highway 55, Lobby S-100, Hastings,Minnesota in said County and State.DATED: September 07, 2010



for October 07, 2010 at 10:00 AM hasbeen postponed to November 12, 2010at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: September 30, 2010

ASSIGNEE OF MORTGAGEE :WELLS FARGO BANK, N.A., AST R U S T E E F O R T H ECERTIFICATEHOLDERS OF BANCOF AMERICA FUNDINGCORPORAT ION MORTGAGEPASS-THROUGH CERTIFICATES,SERIES 2007-E


for November 12, 2010 at 10:00 AM hasbeen postponed to December 03, 2010at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota in

Lobby S 100, Hastings, Minnesota insaid County and State.DATED: November 02, 2010



for December 03, 2010 at 10:00 AM hasbeen postponed to January 04, 2011 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: November 29, 2010



for January 04, 2011 at 10:00 AM hasbeen postponed to January 21, 2011 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: December 29, 2010



for January 21, 2011 at 10:00 AM hasbeen postponed to February 03, 2011at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: January 13, 2011

ASSIGNEE OF MORTGAGEE :WELLS FARGO BANK, N.A., ASTRUSTEE FOR THECERTIFICATEHOLDERS OF BANCO F A M E R I C A F U N D I N GCORPORAT ION MORTGAGEPASS-THROUGH CERTIFICATES,SERIES 2007-E


for February 03, 2011 at 10:00 AM hasbeen postponed to March 04, 2011 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: January 31, 2011



for March 04, 2011 at 10:00 AM hasbeen postponed to April 05, 2011 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: February 28, 2011



for April 05, 2011 at 10:00 AM hasbeen postponed to May 05, 2011 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: March 31, 2011



for May 05, 2011 at 10:00 AM has beenpostponed to June 06, 2011 at 10:00AM i n the Dako t a Coun t y LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: April 28, 2011



for June 06, 2011 at 10:00 AM hasbeen postponed to July 06, 2011 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: May 31, 2011

ASSIGNEE OF MORTGAGEE :

ASSIGNEE OF MORTGAGEE :WELLS FARGO BANK, N.A., AST R U S T E E F O R T H ECERTIFICATEHOLDERS OF BANCOF AMERICA FUNDINGCORPORAT I O N MORTGAGEPASS-THROUGH CERTIFICATES,SERIES 2007-E


for July 06, 2011 at 10:00 AM has beenpostponed to August 08, 2011 at 10:00AM i n the Dako t a Coun t y LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: July 01, 2011



for August 08, 2011 at 10:00 AM hasbeen postponed to September 07, 2011at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: August 03, 2011



for September 07, 2011 at 10:00 AMhas been postponed to October 07,2011 a t 10 :00 AM in the Dako taCounty Law Enforcement Center, 1580Highway 55, Lobby S-100, Hastings,Minnesota in said County and State.DATED: August 31, 2011

ASSIGNEE OF MORTGAGEE :WELLS FARGO BANK, N.A., ASTRUSTEE FOR THECERTIFICATEHOLDERS OF BANCOF AMERICA FUNDINGCORPORAT ION MORTGAGEPASS-THROUGH CERTIFICATES,SERIES 2007-E


for October 07, 2011 at 10:00 AM hasbeen postponed to November 07, 2011at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: October 03, 2011



for November 07, 2011 at 10:00 AM hasbeen postponed to December 07, 2011at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: November 01, 2011



for December 07, 2011 at 10:00 AM hasbeen postponed to January 06, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: December 06, 2011



for January 06, 2012 at 10:00 AM hasbeen postponed to February 06, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: January 03, 2012



for February 06, 2012 at 10:00 AM hasbeen postponed to March 09, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: February 01, 2012

ASSIGNEE OF MORTGAGEE :WELLS FARGO BANK, N.A., AST R U S T E E F O R T H ECERTIFICATEHOLDERS OF BANC

CERTIFICATEHOLDERS OF BANCO F A M E R I C A F U N D I N GCORPORAT ION MORTGAGEPASS-THROUGH CERTIFICATES,SERIES 2007-E


for March 09, 2012 at 10:00 AM hasbeen postponed to June 07, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: March 01, 2012






MORTGAGE: $191,200.00MORTGAGOR(S): Carol Lego and

Gary E. Lego, wife and husbandMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Great Northern Financial Group,Inc., its successors and assignsDATE AND PLACE OF RECORDING:Reco rded : Novembe r 08 , 2006

Dakota County RecorderDocument Number: 2474182ASSIGNMENTS OF MORTGAGE:And assigned to: THE BANK OF NEW

YORK MELLON FKA THE BANK OFNEW YORK, AS TRUSTEE FOR THECERTIFICATEHOLDERS OF CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-25Dated: July 21, 2011Recorded: July 29, 2011 Dakota



cation Number: 1002614-9580938151-4Lender or Broker: Great Northern

Financial Group, Inc.Residential Mortgage Servicer: Spe-

cialized Loan ServicingMortgage Originator: Not ApplicableCOUNTY IN WHICH PROPERTY IS

LOCATED: DakotaProperty Address: 13522 Parkwood



ERTY : Lot 12 , B lock 1, ParkwoodSquare 2nd Addition, CIC No. 474,Dakota County, Minnesota.PRIVATE COMMON DRIVEWAY: Lots

10,11,12,13,14,15,16 and 17, Block 1,share a private common driveway overthe east 12 feet of Lot 10 and the east30 feet of Lot 10 lying north of thesouth 50 feet of Lot 10 and the east 30feet of Lot 11 and the east 32 feet ofLot 12 and the west 33 feet of Lot 15and the west 33 feet of Lot 16 and thewest 27 feet of Lot 17, in said Block 1.Lots 1 through 17, inclusive, Block

1, share a private common drivewayover the southwest 15 feet and south15 feet of said Lot 1 and that part ofsaid Lot 17 lying north of the southline of the north 15 feet of said Lot 17and its westerly extension and the east30.00 feet of Lot 10 lying northerly ofthe south 50.00 feet of said Lot 10 andthat part of Lot 9 lying southeasterly ofa line described as beginning at a pointon the northeasterly line of said Lot 9distant 36 feet southeasterly of themost northerly corner of said Lot 9;thence southwesterly to a point on thesouth line of said Lot 9 distant 87 feeteasterly of the most westerly corner ofsaid Lot 9 all in said Block 1.SIDEWALK EASEMENT: The south

10 fee t of Lo t 12 , B lock 1, ly ingeasterly of a line drawn northerly at anangle of 90 degrees from the south lineof said Lot 12 distant 46 feet easterlyof the southeast corner of said Lot 12.AMOUNT DUE AND CLAIMED TO BE

DUE AS OF DATE OF NOT I CE :$222,532.27T H A T a l l p r e - f o r e c l o s u r e

requirements have been complied with;that no action or proceeding has beeninst ituted at law or otherw ise torecover the debt secured by sa idmortgage, or any part thereof;PURSUANT to the power of sa le

con ta ined in sa id mor tgage , theabove-described property will be soldby the She r i f f o f sa id coun ty asfollows:DATE AND TIME OF SALE: October



��

��

If the Mortgage is not reinstatedunder M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on April 09, 2012, or the nextbusiness day if April 09, 2012 falls ona Saturday, Sunday or legal holiday.Mortgagor(s) released from financial




THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: August 25, 2011

ASSIGNEE OF MORTGAGEE:T H E B A NK O F N EW YO RKMELLON FKA THE BANK OF NEWYORK , AS TRUSTEE FOR THECERT I F I CATEHOLDERS OFCWABS, INC., ASSET-BACKEDCERTIFICATES, SERIES 2006-25



for October 07, 2011 at 10:00 AM hasbeen postponed by the mortgagor pur-suant to Minn. Stat. § 580.07 Subd. 2March 07, 2012 at 10:00 AM in theDakota County Law EnforcementCenter, 1580 Highway 55, Lobby S-100,Hastings, Minnesota in said Countyand State.DATED: September 19, 2011



for March 07, 2012 at 10:00 AM hasbeen postponed to March 21, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: March 06, 2012


The redempt ion per iod sha l l be 5weeks from the date of said sale.Wilford, Geske & Cook P.A.Attorneys for Assignee Of Mortgagee:Lawrence A. WilfordJames A. Geske8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 021903F012931068 3/15/12




2007MORTGAGORS: G i l b e r t o Yb a r r a

A/K/A Gilbert Ybarra and Estela S. Yba-rra, husband and wife.

MORTGAGEE: J PM o r g a n C h a s eBank, N.A.







LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: JPMorgan Chase Bank,N.A.


MORTGAGED PROPERTY ADDRESS:13020 Welcome Lane, Burnsville, MN55337

T A X P A R C E L I . D . # :02-56600-110-01


Lot 11, Block 1, Parkwood South 1stAddition, according to the recordedplat thereof, Dakota County, Minne-

plat thereof, Dakota County, Minnesota.COUNTY IN WHICH PROPERTY IS








T IME AND DATE TO VACATEPROPERTY: If the real estate is anowne r - o c cup i e d , s i n g l e - f ami l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on September 10, 2012,unless the redemp t ion per iod isreduced to 5 weeks under MN Stat.Secs. 580.07 or 582.032.




USSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee ofMortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688830-7208THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.NOTICE OF POSTPONEMENT OFMORTGAGE FORECLOSURE SALEPursuan t to the p rov is i ons o f

M inneso ta S ta tu tes 580 .07 , thef o r e g o i n g f o r e c l o s u r e s a l e i spostponed until April 27, 2012 at 10:00am a t the She r i f f ' s O f f ice , LawEnforcement Center, 1580 Hwy 55,Lobby #S-100, Hastings, MN, in saidcounty and state.





default has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: March 28,


MORTGAGE: $168,800.00MORTGAGOR(S): Rodney M. McCul-

lum and Jennifer McCullum, husbandand wife, joint tenantsMORTGAGEE: New Century Mort-

gage CorporationSERVICER: Carrington Mortgage Ser-

vices, LLCLENDER : New Century Mortgage

Corporation.DATE AND PLACE OF F IL ING :

Dakota County Minnesota, Recorder ,on April 22, 2005, as Document No.2315141.ASSIGNED TO : Deutsche Bank

National Trust Company, as Trustee,for Carrington Home Equity LoanTrust, Series 2005-NC4 Asset-BackedPass -Through Cert i f icates Dated:November 11, 2011 , and recordedNovember 23, 2011 by Document No.2832549 .LEGAL DESCRIPTION OF PROP -

ERTY: Unit 111, CIC 235, Regatta CourtHomes, Dakota County, Minnesota

Homes, Dakota County, MinnesotaPROPERTY ADDRESS: 6411 158TH

ST, APPLE VALLEY, MN 55124-0000PROPERTY I.D: 016340125111COUNTY IN WHICH PROPERTY IS


ON THE MORTGAGE ON THE DATE OFT H E N O T I C E : O n e H u n d r e dSeventy-Four Thousand Two HundredNinety-Nine and 10/100 ($174,299.10)THAT no action or proceeding has


tained in said mortgage, the abovedescribed property will be sold by theS h e r i f f o f s a i d c o u n t y a sollows:DATE AND TIME OF SALE: 10:00 AM

on January 31, 2012PLACE OF SALE : Sherif f`s Main

Office, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343to pay the debt then secured by saidmortgage and taxes, if any actuallypaid by the mortgagee, on the premisesand the costs and disbursementsallowed by law. The time allowed byl a w f o r r e d e m p t i o n b y s a i dm o r t g a g o r ( s ) , t h e i r p e r s o n a lrepresentatives or assigns is 6.00mon ths from the da te of sa le . I fMortgage is not reinstated under Minn.Stat. 580.30 or the property is notredeemed under Minn. Stat. 580.23,the Mo r tgago r mu s t vaca te theproperty on or before 11:59 p.m. onJuly 31, 2012, or the next business dayif July 31, 2012 falls on a Saturday,Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR `S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED."Dated: December 15, 2011

Deutsche Bank National TrustC omp a n y , a s T r u s t e e , f o rCarrington Home Equity LoanT r u s t , S e r i e s 2 0 0 5 - N C 4Asse t -Backed Pass -Th roughCertificates

Randall S. Miller & Associates, PLLCAttorneys for Assignee of Mortgage/MortgageeOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402Phone: 612-573-3677Our File No. 11MN00776-1THIS IS A COMMUNICATION FROMA DEBT COLLECTOR.A S A P # 4 1 5 1 5 0 2 1 2 / 1 5 / 2 0 1 1 ,12/22/2011, 12/29/2011, 01/05/2012,01/12/2012, 01/19/2012NOTICE OF POSTPONEMENT OF

FORECLOSURE SALEThe above referenced sale scheduled

for March 6, 2012 at 10:00 AM , hasbeen postponed to April 10, 2012 at10:00 AM, located at Sheriff`s MainOffice, Law Enforcement Center, 1580Highway 55, Hastings MN 55033-2343,Dakota MinnesotaDated: March 6, 2012

Deutsche Bank National TrustC omp a n y , a s T r u s t e e , f o rCarrington Home Equity LoanT r u s t , S e r i e s 2 0 0 5 - N C 4Asse t -Backed Pass -Th roughCertificates

Jennifer K Fischer (0311248)Attorneys for Deutsche Bank NationalT rus t Company , as T rus tee , fo rCarrington Home Equity Loan Trust,Se r i es 2 0 05 -NC4 As se t -BackedPass-Through CertificatesRandall S. Miller & Associates, PLLCOne Financial Plaza,120 South Sixth Street, Suite 1100Minneapolis, MN 55402(952) 232-0052Our File No. 11MN00776-1PURSUANT TO THE FA IR DEBTCOLLECTION PRACTICES ACT, YOUARE ADVISED THAT THIS OFFICEM A Y B E D E E M E D A D E B TCOLLECTOR ANY INFORMATIONOBTAINED MAY BE USED FOR THATPURPOSE. THIS NOTICE IS REQUIREDBY THE PROVISIONS OF THE FAIRDEBT COLLECTION PRACTICES ACTAND DOES NOT IMPLY THAT WE AREATTEMPTING TO COLLECT MONEYF R O M A N Y O N E W H O H A SDISCHARGED THE DEBT UNDER THEBANKRUPTCY LAWS OF THE UNITEDSTATES.ASAP# 4210891 03/15/20122929123 3/15/12



MORTGAGE: $230,433.00MORTGAGOR(S): Howard K. Sewell,

marriedMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Countrywide Bank, FSB., its suc-cessors and assignsDATE AND PLACE OF RECORDING:Recorded: July 23 , 2008 Dakota

County RecorderDocument Number: 2604117ASSIGNMENTS OF MORTGAGE:And assigned to: BAC HOME LOANS

SERVICING, LP FKA COUNTRYWIDE

SERVICING, LP FKA COUNTRYWIDEHOME LOANS SERVICING LPDated: May 10, 2011Recorded: June 03, 2011 Dakota



cation Number: 1001337-0003280641-9Lender or Broker : Countryw ide

Bank, FSBResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 17139 Eagleview

Way, Farmington, MN 55024-7305T a x P a r c e l I D N u m b e r :


ERTY: Unit No. 68, CIC No. 330, LakeP lace, a condominium located inDakota County, Minnesota.AMOUNT DUE AND CLAIMED TO BE






under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on September 10, 2012, or thenext business day if September 10,2012 falls on a Saturday, Sunday orlegal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: January 26, 2012

ASSIGNEE OF MORTGAGEE :B A N K O F A M E R I C A , N . A .successor by merger to BACHOME LOANS SERVICING , LPFKA COUNTRYW IDE HOMELOANS SERVICING LP



for March 09, 2012 at 10:00 AM hasbeen postponed to April 09, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: March 09, 2012

ASSIGNEE OF MORTGAGEE :B A N K O F A M E R I C A , N . A .successor by merger to BACHOME LOANS SERVICING , LPFKA COUNTRYW IDE HOMELOANS SERVICING LP



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:DATE OF MORTGAGE: November 30,


MORTGAGE: $161,600.00MORTGAGOR(S): Tracy A. Pearson, a

single personMORTGAGEE: Mortgage Electronic

Registration Systems, Inc. as nomineefor Citizens State Bank, its succes-sors and assignsDATE AND PLACE OF RECORDING:Reco rded : Decembe r 14 , 2005

Reco rded : Decembe r 14 , 2005Dakota County RecorderDocument Number: 2388633ASSIGNMENTS OF MORTGAGE:And assigned to: THE BANK OF NEW

YORK MELLON FKA THE BANK OFNEW YORK, AS TRUSTEE FOR THECERTIFICATEHOLDERS CWALT, INC.,A L T E R N A T I V E L O A N T R U S T2 0 0 5 - 8 0 C B , M O R T G A G EPASS -THROUGH CERTIFICATES ,SERIES 2005-80CBDated: January 13, 2010Recorded: January 21, 2010 Dakota



cation Number: 100226700000063777Lender or Broker: Citizens State

BankResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 363 Upper Wood

Way, Burnsville, MN 55337-5731T a x P a r c e l I D N u m b e r :


ERTY: Lot 9, Block 3, Wood Park PlatThirteen, Dakota County, MinnesotaAMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: February


Law Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the deb t secured by sa idmortgage and taxes, if any, on saidp r e m i s e s a n d t h e c o s t s a n ddisbursements, including attorney feesallowed by law, subject to redemptionwithin six (6) months from the date ofsaid sale by the mortgagor(s), theirpersonal representatives or assigns.If the Mortgage is not reinstated

under M inn. Stat . §580 .30 or theproperty is not redeemed under Minn.Stat. §580.23, the Mortgagor mustvacate the property on or before 11:59p.m. on August 17, 2012, or the nextbusiness day if August 17, 2012 fallson a Saturday, Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: January 05, 2012

ASSIGNEE OF MORTGAGEE:T H E B A NK O F N EW YO RKMELLON FKA THE BANK OF NEWYORK , AS TRUSTEE FOR THECERT I F I CATEHOLDERS OFCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 8 0 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-80CB



for February 17, 2012 at 10:00 AM hasbeen postponed to March 09, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: January 23, 2012

ASSIGNEE OF MORTGAGEE:T H E B A NK O F N EW YO RKMELLON FKA THE BANK OF NEWYORK , AS TRUSTEE FOR THECERT I F I CATEHOLDERS OFCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 8 0 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-80CB


for March 09, 2012 at 10:00 AM hasbeen postponed to June 07, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.DATED: March 01, 2012

ASSIGNEE OF MORTGAGEE:T H E B A NK O F N EW YO RK

T H E B A NK O F N EW YO RKMELLON FKA THE BANK OF NEWYORK , AS TRUSTEE FOR THECERT I F I CATEHOLDERS OFCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 8 0 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-80CB




MORTGAGE: $359,100.00MORTGAGOR(S): Gerald Rasmussen,

a single manMORTGAGEE: Mortgage Electronic

Registration Systems, Inc., as nomi-nee for America's Wholesale Lender,its successors and assignsDATE AND PLACE OF REGISTER-

ING:Registered: August 11, 2005 Dakota

County Registrar of TitlesDocument Number: 571769ASSIGNMENTS OF MORTGAGE:And assigned to: THE BANK OF NEW

YORK MELLON FKA THE BANK OFNEW YORK, AS TRUSTEE FOR THECERTIFICATEHOLDERS OF CWALT,INC . , ALTERNATIVE LOAN TRUST2 0 0 5 - 4 6 C B , M O R T G A G EPASS -THROUGH CERTIFICATES ,SERIES 2005-46CBDated: August 02, 2011Registered: August 09, 2011 Dakota

County Registrar of TitlesDocument Number: T682830Transaction Agent: Mortgage Elec-






LOCATED: DakotaProperty Address: 4778 Slater Rd,



ERTY: Lot Four (4), Block One (1), St.Charles Wood, Dakota County, Minne-sotaAMOUNT DUE AND CLAIMED TO BE



t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: Novem-

ber 04, 2011 at 10:00 AMPLACE OF SALE: Dakota County


under Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onMay 04, 2012, or the next business dayif May 04, 2012 falls on a Saturday,Sunday or legal holiday.Mortgagor(s) released from financial




REDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMOR TG AG ED P R EM I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.DATED: September 22, 2011

ASSIGNEE OF MORTGAGEE:THE BANK O F NEW YORKMELLON FKA THE BANK OF NEWYORK, AS TRUSTEE FOR THECERT IF ICATEHOLDERS OFCWALT , INC . , ALTERNATIVELOAN T R U S T 2 0 0 5 - 4 6 CB ,MORTGAGE PASS -THROUGH

��

MORTGAGE PASS THROUGHC E R T I F I C A T E S , S E R I E S2005-46CB



for November 04, 2011 at 10:00 AM hasbeen postponed to December 05, 2011at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: October 31, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK, AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 4 6 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-46CB


for December 05, 2011 at 10:00 AM hasbeen postponed to January 06, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: December 02, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK, AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 4 6 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-46CB


for January 06, 2012 at 10:00 AM hasbeen postponed to February 08, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: January 03, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK, AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 4 6 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-46CB


for February 08, 2012 at 10:00 AM hasbeen postponed to March 12, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: February 03, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK, AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 4 6 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-46CB


for March 12, 2012 at 10:00 AM hasbeen postponed to June 12, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: March 02, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK, AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 4 6 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-46CB



NOTICE IS HEREBY GIVEN thatdefault has occurred in the conditionsof the following described mortgage:

DATE OF MORTGAGE: September23, 2005


MORTGAGOR(S): Sharon Tenney, asingle person

MORTGAGEE: Mortgage ElectronicRegistration Systems, Inc. as nomineefor First Magnus Financial Corpora-tion, its successors and assigns

DATE AND PLACE OF RECORDING:Recorded: October 06, 2005 Dakota


YORK MELLON FKA THE BANK OFNEW YORK,AS TRUSTEE FOR THECERTIFICATEHOLDERS OF CWALT,

CERTIFICATEHOLDERS OF CWALT,INC . , ALTERNATIVE LOAN TRUST2 0 0 5 - 6 5 C B , M O R T G A G EPASS -THROUGH CERTIFICATES ,SERIES 2005-65CB

Dated: May 05, 2011Recorded: June 03, 2011 Dakota



cation Number: 100039223350015955Lender or Broker : First Magnus

Financial CorporationResidential Mortgage Servicer: Bank


LOCATED: DakotaProperty Address: 605 Crane Creek

Ln, Eagan, MN 55121-2377T a x P a r c e l I D N u m b e r :


ERTY: Lot 19, Block 1, CIC No. 297,Crane Creek Addition, Dakota County,Minnesota.

AMOUNT DUE AND CLAIMED TO BED U E A S O F D A T E O F N O T I C E :$267,832.18

THAT all pre-foreclosure require-ments have been complied with; thatno action or proceeding has been insti-tuted at law or otherwise to recover thedebt secured by said mortgage, or anypart thereof;

PURSUANT to the power of sale con-t a i n e d i n s a i d m o r t g a g e , t h eabove-described property will be soldby the Sheriff of said county as fol-lows:

DATE AND TIME OF SALE: Novem-ber 04, 2011 at 10:00 AM

PLACE OF SALE: Dakota CountyLaw Enforcement Center, 1580 High-way 55, Lobby S-100, Hastings, Minne-sotato pay the debt secured by said mort-gage and taxes, if any, on said pre-mises and the costs and disburse-ments, including attorney fees allowedby law, subject to redemption withinsix (6) months from the date of saidsale by the mortgagor(s), their per-sonal representatives or assigns.

If the Mortgage is not reinstatedunder Minn. Stat. §580.30 or the prop-erty is not redeemed under Minn. Stat.§580.23, the Mortgagor must vacatethe property on or before 11:59 p.m. onMay 04, 2012, or the next business dayif May 04, 2012 falls on a Saturday,Sunday or legal holiday.

Mortgagor(s) released from financialobligation: NONETHIS COMMUNICATION IS FROM

A DEBT COLLECTOR ATTEMPTINGTO COLLECT A DEBT . ANYINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.


THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEM O R T G A G E D P R E M I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.

DATED: September 22, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 6 5 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-65CB



for November 04, 2011 at 10:00 AM hasbeen postponed to December 05, 2011at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: November 01, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 6 5 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-65CB


for December 05, 2011 at 10:00 AM hasbeen postponed to January 06, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: December 02, 2011ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 6 5 C B ,MORTGAGE PASS -THROUGH



for January 06, 2012 at 10:00 AM hasbeen postponed to February 07, 2012at 10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: January 03, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 6 5 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-65CB


for February 07, 2012 at 10:00 AM hasbeen postponed to March 09, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: February 02, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 6 5 C B ,MORTGAGE PASS -THROUGHC E R T I F I C A T E S , S E R I E S2005-65CB


for March 09, 2012 at 10:00 AM hasbeen postponed to June 07, 2012 at10:00 AM in the Dakota County LawEnforcement Center, 1580 Highway 55,Lobby S-100, Hastings, Minnesota insaid County and State.

DATED: March 01, 2012ASSIGNEE OF MORTGAGEE:T H E B A N K O F N E W Y O R KMELLON FKA THE BANK OF NEWYORK ,AS TRUSTEE FOR THEC E R T I F I C A T E H O L D E R S O FCWALT , INC . , ALTERNATIVEL O A N T R U S T 2 0 0 5 - 6 5 C B ,MORTGAGE PASS -THROUGH



PUBLIC NOTICETHE RIGHT TO VERIFICATION OF


NOTICE IS HEREBY GIVEN: ThatDefault has occurred in the conditionsof the following described mortgage:

DATE OF MORTGAGE: 06/12/2007ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $188,000.00MORTGAGORS: Glen A. Tucker

and Kristin A. TuckerMORTGAGEE: U.S. Bank National

Association NDDATE AND PLACE OF FILING :

07/05 /2007 , as Document Number2528405, in the Office of the CountyRecorder, Dakota County, Minnesota,recorded on 07/05/2007, as DocumentNumber 613461, in the Office of theCounty Registrar, Dakota County,Minnesota

LEGAL DESCRIPTION OF PROP-ERTY: That part of the West 5.00 feetof Lot 1 and Lots 2 and 3, Block 115,Town of Hastings, on file and of recordin the office of the County Recorder,Dakota County, Minnesota, describedas follows: Beginning at the South-west corner of said Lot 3, Block 115,Town of Hastings , thence North 0degrees 05 minutes 01 seconds West,bearing assumed along the West line ofsaid Lot 3, a distance of 66.00 feet;thence North 89 degrees 55 minutes46 seconds East a distance of 102.39feet; thence North 3 degrees 57 min-utes 59 seconds West a distance of6.87 feet, thence North 86 degrees 02minutes 01 seconds East a distance of34.56 feet to the east line of the West5.00 feet of said Lot 1; thence South 0degrees 11 minutes 16 seconds East,along said East line, a distance of75.20 feet to the South line of said Lot

75.20 feet to the South line of said Lot1; thence South 89 degrees 55 min-utes 46 seconds West, along the Southline of said Lots 1, 2, and 3, a distanceof 136.54 feet to the point of begin-ning, Dakota County, Minnesota.

STREET ADDRESS OF PROPERTY:211 Clay St., Hastings, MN 55033


T A X P A R C E L I . D . N O . :19-32151-15-032

TORRENS /REGISTERED PROP-ERTY: Torrens Certificate No.: 148491

LENDER/RESIDENTIALMORTGAGE ORIGINATOR: U.S. BankNational Association ND

R E S I D E N T I A L M O R T G A G ESERVICER : U .S . Bank ConsumerFinance

TRANSACTION AGENT: NoneTHE AMOUNT CLAIMED TO BE

DUE ON THE MORTGAGE ON THEDATE OF THE NOTICE: $201,124.42

THAT no action or proceeding hasbeen instituted at law to recover thedebt secured by said mortgage, or anypart thereof ; that there has beencompliance with all preforeclosurenotice and acceleration requirementsof said mortgage, and/or applicablestatutes;

PURSUANT, to the power of salecontained in said mortgage, the abovedescribed property will be sold by theSheriff of said county as follows:

D A T E A N D T I M E O F S A L E :09/02/2011 at 10:00 a.m.

PLACE OF SALE: Dakota CountySheriff 's Office, 1580 Highway 55,Hastings, MN 55033 to pay the debtthen secured by said mortgage andtaxes , i f any actua l ly pa id by themortgagee, on the premises and thecosts and disbursement allowed bylaw . The t ime a l lowed by law forredemption by said mortgagor(s), theirpersonal representatives or assigns issix (6) months from the date of sale.

Unless said mortgage is reinstatedor the property redeemed, or unlessthe time for redemption is reduced byjudicial order, the premises must bevacated by 11:59 p.m. on 03/02/2012


THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR 'S PERSONALREPRESENTATIVES OR ASSIGNS ,

REPRESENTATIVES OR ASSIGNS ,MAY BE REDUCED TO FIVE WEEKS IFA JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES ,SECTION 582.032, DETERMINING,A M O N G O T H E R T H I N G S T H A TM O R T G A G E D P R E M I S E S A R EIMPROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USED INAGRICULTURAL PRODUCTION, ANDARE ABANDONED.

Dated: 07/14/2011U.S. Bank National AssociationND Mortgagee

Dunakey & Klatt, P.C., By Brian SayerA t t o r n e y f o r M o r t g a g e e , 5 3 1Commercial Street, P.O. Box 2363,Waterloo, IA 50701.

NOTICE OF POSTPONEMENTThe above referenced sale scheduled

for 09 /02/2011 at 10 :00am at theDakota County Sheriff's Office, 1580Highway 55, Hastings, MN 55033 ishereby postponed until further notice.

Dated: 09/02/2011U.S. Bank National AssociationND Mortgagee,

Dunakey & Klatt, P.C., By Brian SayerA t t o r n e y f o r M o r t g a g e e , 5 3 1Commercial Street, P.O. Box 2363,Waterloo, IA 50701NOTICE OF RESCHEDULED SALEThe above postponed sale has been

scheduled for March 19, 2012 at 10:00A.M. at the Dakota County Sheriff'sOffice, 1580 Highway 55, Hastings, MN5 5 0 3 3 I f t h e r e a l e s t a t e i s a no w n e r - o c c u p i e d , s i n g l e - f a m i l ydwelling, unless otherwise provided bylaw, the date on or before which themortgagor(s) must vacate the propertyif the mortgage is not reinstated undersection 580.30 or the property is notredeemed under section 580.23 is11:59 p.m. on September 19, 2012.

Dated: March 8, 2012U.S. Bank National AssociationND, Mortgagee/Mortgage Assignee

Dunakey & Klatt, P.C., By Brian G.Sayer and Crystal W. Rink, Attorneysfor Mortgagee/Mortgage Assignee531 Commercial Street, P.O. Box 2363,Waterloo, IA 50701THIS IS A COMMUNICATION FROM AD E B T C O L L E C T O R A N D A N YINFORMATION OBTAINED WILL BEUSED FOR THAT PURPOSE.2934310 3/15/12


the Burnsville Chamber of Commerce and has been doing business in the city for years, she said. Peterson is also chair of the Dakota County Regional Chamber of Commerce. Peterson’s role as the Dakota County district di-rector for the Minnesota School Boards Association offers her an insight into the broader view of educa-tional issues. “My involvement with MSBA has allowed me to be in front of state and fed-eral issues,” Peterson said, referring to the times she has testified before the state Legislature and met with federal representatives. Because she is two years into her school board term, Peterson would need to re-sign from her seat, leaving an opening on the board. McCall, 63, of Burns-ville, announced his run on March 4. In an interview with Thisweek, McCall said his advantages over Peterson lie

with his more than 20 years of experience as a resident and political participant in Burnsville, though “I would never hold her youth and inexperience against her.” “My activist role, or more political involvement, over the decades in Burnsville might give (me) a bit of an edge there with the dele-gates and alternates who ul-timately make the decision,” he said. As to his political lean-ings, McCall said he was “more of a constitutionalist” when it comes to efficient, limited government. “I know a lot of Tea Party folks,” he said. “I’ve been to some of their functions. I’ve been a Ron Paul supporter, and was an alternate for him at the (GOP) national convention in 2008.” McCall recently cam-paigned to be the chair of the Minnesota GOP, in a bid to replace Tony Sutton. Pat Shortridge won that contest. Lakeville School Board Member Bob Erickson had been considering a run for

the GOP endorsement in 56B. His last bid for state office was in 2010, when he ran against Lakeville attorney Dave Thompson for endorsement for the Lakeville-Farmington state Senate seat Thompson now occupies. Thompson won the endorsement and was elected. Peterson said that “ob-viously Bob is a friend of mine and somebody I re-spect. I didn’t want to move forward without his ‘bless-ing,’ so to speak.” By running in the new 58A, Holberg ostensibly maintains the GOP trifecta that consists of herself, state Rep. Pat Garofalo of Farm-ington and Thompson of Lakeville. She also then is able to run for re-election in more familiar territory. State residency require-ments likely mean that Hol-berg, who has been in the House since 1999, will have to move to the new district upon winning the seat. She currently lives in northwest Lakeville, near Peterson. “I will miss those of you

who will be in the new Sen-ate District 56,” she wrote, “but will be working with you to make sure that the Republican candidate in the open seat in Lakeville/Burnsville will join me in the 2013 Republican major-ity House Caucus.” Thompson said at the time of Holberg’s an-nouncement that he was glad she seeks to remain in his Senate district. “She has been a model member of the House for all the years she has been there,” he said. “I look for-ward to continuing to work with her, both personally and professionally.” Thisweek has been un-able to connect with Hol-berg, despite the newspa-per’s multiple voice mail messages left with her staff.

Burnsville Editor John Gess-ner contributed to this report.

Aaron Vehling is at [email protected] or www.

facebook.com/thisweeklive.

GOP from Page 1A

Dakota County Techni-cal College’s Foundation will host its inaugural True\ Blue Gala on Thursday, April 19, at Brackett’s Crossing Coun-ty Club in Lakeville. Community members and college supporters are invited to attend the event, which was established to raise scholarship funds for students in need.

The evening will begin at 5:30 p.m. with a social hour and silent auction fol-lowed by dinner at 7 p.m. and an awards ceremony at 8 p.m. Gala tickets can be purchased online at dctc.edu/go/trueblue or by calling (651) 423-8777. Guests will have the op-portunity to try their luck at the Wall of Wine or by par-

ticipating in the raffle prize drawing. Greg Miller, chair of the DCTC Foundation Board and CEO of Dakota Elec-tric, along with Scott Rams-dale, senior vice president of Anchor Bank, will emcee the gala. The gala will also serve as a formal recognition event, with the following award re-

cipients recognized: Alumni of the Year, Faculty of the Year, Spirit of DCTC and Technical Education Advo-cate. For more information on the True Blue Gala, contact Tharan Leopold, executive director of the DCTC Foun-dation, at [email protected] or (651) 423-8293.

DCTC Foundation hosts True Blue Gala


Theater and Arts Briefs

Dakota Arts

Photo submitted

The Vecchione/Erdahl Duo, the husband-and-wife team of Rolf Erdahl (bass) and Carrie Vecchione (oboe) of Apple Valley, will be featured March 18 at the Lakeville Area Arts Center as part of the Chamber Music Coffee Concerts series. Tickets for the 2 p.m. event are $12 for adults, $10 for seniors and students, and are available at the arts center, 20965 Holyoke Ave., or by calling (952) 985-4640. The Coffee Concerts are held in a casual cabaret setting with complimentary coffee and refreshments. The series continues April 29 with the Balkan dance music of Orkestar Bez Ime; the full concert schedule is at www.ci.lakeville.mn.us.

Bounty of oboe and bass in Lakeville

by Matthew HankeyDakota County tribune

rosemount native and Lakeville resident Dan Mc-Carty has finally found a way to merge his military, police and writing experience into one. McCarty, who graduated in the first class at eastview High School in 1999 – joined the Minnesota army nation-al Guard that same year and served out of West St. Paul, completing two full-time call-ups. McCarty worked at the Minneapolis-St. Paul inter-national airport for eight months following the Sept. 11, 2001, attacks on the World trade Center in new york City, providing secu-rity augmentation for the airport. afterward, he served an 11-month deployment in kosovo in late 2003 and early 2004. McCarty was honor-ably discharged as a sergeant in 2005. in September 2005, Mc-Carty was hired by the eagan Police Department and has served there for more than six years. through all his life expe-riences, McCarty has main-tained a passion for creative writing, but did not always have the time to pursue it un-til recently. McCarty self-published his first novel, “a Soldier re-born,” with the help of the

edina-based beaver Press in november 2011. McCarty, 30, lives in Lakeville with his wife and two young boys. He took time recently to answer a few questions about his first nov-el. What made you decide to write your first novel? i began reading suspense novels at a young age. i loved the idea of getting engrossed in the story and following along with the twists and turns. after six years in the military and six years as a po-lice officer i felt i had enough experience to try and fabri-cate a unique story and write it in the voice of someone who has lived through some amazing experiences. In a nutshell, what is the book about? the book is about a spe-cial forces soldier, William Connelly, who is mortally wounded during a raid on a

terrorist compound. His dy-ing body is flown back to america where he undergoes a top-secret surgery that im-plants his brain into a donor body. Five years later a police detective investigates a mur-der that uncovers the top-se-cret program. With his life in danger, he must survive long enough to solve the murder and discover what really hap-pened to Connelly. How did your experienc-es in law enforcement, the military and as an emergen-cy medical technician shape this book? the book is a mix of military action, law enforce-ment action/investigation and medical science-fiction. as a former fire team leader in the army infantry, i used my training and experience to shape the military ac-tion using real methods and language. as a crime scene technician and police officer, i employed basic crime scene techniques with investigative reality to create a realistic in-vestigation and my time as an eMt helped me shape the lethality of certain wounds and some medical terminol-ogy used in the book. What has been the feed-back so far from friends, family and other readers of the book? What has impressed me most about the feedback has been the general audience’s

reaction to the book. i wrote the book for the enjoyment of fellow officers and military veterans, but i’ve had great re-sponse from both males and females from all walks of life. Most people have a hard time putting down the book and my two biggest complaints are people getting engrossed in the book and people want-ing more books. Do you have plans to write a second or follow-up novel?

the story of William Connelly is only one-third of the way complete. When i started writing the story i had no idea how long the book would be. i knew most novels come in around 300 pages so i aimed to stop writ-ing at that point and i feel like i have another two-thirds to go. i believe this book will be the first of a trilogy about William Connelly and i plan to write additional novels af-ter the trilogy is complete.

“a Soldier reborn” by Dan McCarty is available for purchase at local barnes & noble bookstores and bea-verspondbooks.com, barne-sandnoble.com and amazon.com. e-versions of the book are available on amazon.com and barnesandnoble.com.

Matthew Hankey is a community editor for Sun

Newspapers.

rosemount native, eagan police officer writes first novel

Military, law enforcement work merges on paper

Dan McCarty

Photo submitted

Eagan Police Officer Dan McCarty shared some time with children in Lescovika, Kosovo, in early 2004 while serving with the Minnesota Army National Guard in the country in early 2004.

ShamROCKS and Shenanigans music festival best Western Premier nicollet inn, 14201 nicol-let ave S., burnsville, will present ShamroCkS and Shenanigans, an all-day rock

’n’ roll irish celebration on March 17, St. Patrick’s Day. Performances will include Momentary Lapse of Floyd, ipso Facto, Wishful Sinful featuring Jef Cerniak, Saints of Circumstance and more. a pool party will begin at 3 p.m. with a special musical guest. all-night music in the

ballroom will start at 5:30 p.m. with doors opening at 5 p.m. tickets are available at www.jambasetickets.com, $10 in advance, $15 at the show. adults only. a special room rate will be available. Call (952) 435-2100 for more information.

Bach featured at Baroque BashPhoto by submitted

The Dakota Valley Symphony will present Baroque Bash concerts at 2 p.m. and 7 p.m. Sunday, March 18, at the Burnsville Performing Arts Center, 12600 Nicollet Ave. Baroque music fans will have the opportunity to hear Bach’s Brandenburg Concerto No. 4. Solo pianist Elise Molina, pictured above, will play Bach’s Piano Concerto in F minor. Tickets range from $5 to $15 and can be purchased in person at the box office, or via Ticketmaster at (800) 982-2787 or Ticketmaster.com.

3/15/2012 - Dakota County Tribune Business Weekly

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