221657_1353073248Nov 21, 2012 Z1_layout LowRez
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When it comes to cos-
metic surgery, Dr.
Jeffrey Wise knows
that less is more. This facial plas-tic and reconstructive surgeon is
using emerging technologies that
are less invasive, less risky, and
less extreme, while giving patients
more options with more natural-
looking results.
Gone are the days of the
one-size-fits-all facelift, said Dr.
Wise, who has dedicated his
career exclusively to enhancing
the face, head and neck, having
performed over 4,000 faceliftingand eyelid procedures. When it
comes to facial rejuvenation,
were now using a combination of
incremental procedures that offer
quick recoveries and long-lasting
solutions.
This multi-faceted approach
requires Dr. Wise to tackle the
three components of aging: sag-
ging tissue, volume loss, and loss
of skin quality and elasticity.
Using the right combination ofnon-invasive and minimally inva-
sive treatments, he can create
beautiful subtle changes that help
maintain harmony in the face.
The facelift is still the most effec-
tive solution for sagging tissue. Dr.
Wise will typically combine this
with fat transfer, using the bodys
own fat cells to add volume and
eliminate fine lines and wrinkles.
He finishes with a laser rejuvena-
tion procedure to stimulate colla-gen production and improve skin
elasticity.
Based on Dr. Wises vast
knowledge and experience, the
Wise Signature Lift was developed
to address facial rejuvenation with
a global approach. The Wise Lift
is comprised of multiple proce-
dures including facelifting, fat
transfer, fractionated CO2 laser
skin resurfacing, and upper and
lower eyelid procedures (ble-pharoplasty). When performed
concurrently, these procedures
target the primary symptoms of an
aging face: loose skin, fine lines
and wrinkles, brown spots, fatty
deposits and loose skin around the
eyes, and lost volume in the
cheeks and folds.
The ultimate in facial rejuve-
nation, the Wise Signature Lift is
a multi-faceted comprehensive
technique developed and per-formed exclusively for the
patients of Dr. Wise. He has found
that combining these procedures
is an ideal and convenient way to
achieve patients aesthetic goals.
Individuals have discovered that
combining procedures into a sin-
gle surgery allows for minimal
downtime and unparalleled
results.
Since the eyes are often the
first to show signs of aging,women and men in their 30s and
40s are proactively undergoing an
eyelid procedure to stave off the
aging process. Frequently, people
are coming for eyelid surgery long
before they would ever consider a
face lift, says Dr. Wise, who adds
that when done properly, an eye-
lid procedure will last decades.
Dr. Wise practices in Wayne
and has performed thousands of
facelifts and eyelid procedures. Heis also a double board-certified
facial plastic and reconstructive
surgeon who underwent his train-
ing at some of our countrys finest
institutions, specifically Yale,
Cornell and the University of
Pennsylvania . He shares his
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Zone 1, Vol. 10, No. 22
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Less is more with cosmetic surgeryWaynes Dr. Wise offers latest technologies and procedures for facelifts
continued on page 15
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Note: To have your group's
announcement appear in
Community Happenings, please
e-mail the information in para-graph format to calendar@life-
andleisurenj.com.
Nov 26
The Penta School Montessori
Academy-ages 2 -6 years old,
located at 970 Black Oak Ridge
Rd Wayne will hold an Open
House, Monday, November 26
through Friday, November 30
from 9am-1pm. Make plans
now to come and see what ourschool has to offer. Best times to
visit, during work period from 9-
10:30am. For more information
call Staci Ajello at 973-835-
1848, e-mail us at pentamontes-
[email protected] or visit our
website at www.thepen-
taschool.com
Dec 8
The Pequannock Reformed
Church of Wayne will hold anew updated version of its annu-
al Christmas Festival on
Saturday, December 8 at 530
Newark Pompton Turnpike in
Wayne. Included in the event
are photos with Santa, crafts for
kids, bake sale, and a Christmas
gift sale. The festivities will con-clude with a free soup supper fol-
lowed by a tree lighting ceremo-
ny with Christmas carols. Doors
open at 1pm; soup will be served
at 5pm; free coffee, tea and juice
will be available throughout the
afternoon. Supper guests are
asked to donate non-perishable
food items to help supply local
food pantries. Come and join us
for this joyful Christmas cele-
bration. For more informationcontact the church office
at 973-692-3424 or e-mail
Pequannockreformed@yahoo.
com.
Dec 9
The Wayne Valley High
School Holiday Craft Show will
be held on Sunday, December 9,
from 10am-5pm. The school is
located at 551 Valley Rd,
Wayne. Over 100 qualityexhibitors, from four states, with
hand- made crafts, art & pho-
tography will be participating at
the show. Project Graduation
will be sponsoring the show and
P.J.'s Promotions will be organiz-
ing the event. Be sure to mark
your calendar for this greatopportunity to purchase that
unique and different holiday
gift, Admission is $3.00 each.
Information and directions for
this event at www.pjspromo-
tions.com or call P.J.'s
Promotions at 201-666-1340.
Dec 15 and 16
High Mountain Church of the
Nazarene will hold its Live
Nativity on Saturday,December 15 at 7pm and on
Sunday, December 16 at
6:30pm. This outdoor produc-
tion features live actors, music,
live animals and audience par-
ticipation in the singing of
Christmas carols. Children and
grown-ups of all ages are invited
to attend. Children may pet the
animals after the show. Hot
chocolate and other refresh-
ments and snacks will be servedindoors after the performance.
Admission is free. Please try to
bring a canned or dry good item,
visit our website at www.lifeandleisurenj.com November 21, 2012Page 2, Zone 1
100% mailed twice a month newspaper234 Main Street, 2nd Floor
Lincoln Park, NJ 07035 973.696.8008
Publisher: Joe Pellegrino Editors: Bethanne Pellegrino & Kenneth Nicholas Assistant Editor & Administrative: Jennifer Pellegrino
Multimedia: Joe Pellegrino, Jr. Art Director: Robin Banta Graphics: Mary Lalama
Sales: Lisa Buniewski, George Papendick, Veronica Pluta Classifie ds: Kathleen Todd
Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.
Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. 2012 Life & Leisure, LLC. Life & Leisure is a trademarks of Life & Leisure, LLC.
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visit our website at www.lifeandleisurenj.comNovember 21, 2012 Zone 1, Page 3
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Presidential elections are
over! Obamacare is here
to stay! Fiscal Cliff is on
the horizon! Recession rear-
ing! Inflation looming!Anemic interest rates linger!
Lousy stock markets persist!
Federal deficit increasing!
Short sales and foreclosures
mounting! Massive unemploy-
ment continues! Hurricane
Sandy aftermath: no power, no
internet, no TV, no phones, no
heat, no school no gas, no
patience, no paychecks, no
fun, no kiddingwow! This
makes me dizzy.
Hurricane winds, earth-
quakes, fallen trees and otherbad news got you down? Feel
like you cant get off this train
or merry-go-round ride? Do
you feel like throwing up?
These last few weeks have
been rather grating on the
nerves. Even without power or
a working cable line for more
than 12 days, the headlines
listed above keep reverberating
in my head. Over the course of
Sandy, my smartphone was my
only link to the outside world.
The Charnet world was tem-porarily one of Monopoly,
Scrabble, Banana-Grams and
Gin Rummy, which replaced
the normal activities of inter-
active video gaming murder
and mayhem, DVDs and
homework. After a few days
our family got accustomed to
using the bathroom in the
dark, wearing jackets indoors
and spending most of our time
together in one room (the one
with the fireplace!). The smell
of gasoline permeated ourhome, as did the fumes from
the generator.
When my kids pulled up
to the gas pumps, the question
of cash or credit was replaced
with Fill up your tank or your
gas cans? With a $40 limit, it
was simply one or the other.
And though it was aggravating
and frustrating waiting for
JCP&L and Optimum to
show-up, we realized that we
were truly blessed. With no
injuries, no property loss and agenerator at hand, we were
considered among the fortu-
nate. Those around us did not
possess a generator, nor did
they have a multitude of
licensed children to go to the
gas pumps simultaneously to
wait three hours for a drop or
two of gas. As they waited in
line, I went to the hardware
store for a 25 foot piece of plas-
tic tubing to siphon our vehi-cles if it came to that. A 100-
foot extension cord from
Lowe's cost $89 plus tax and I
had to buy two. When added
to the existing ones, it
stretched 1,000 feet around
and through my home.
In NJ, 33 people perished
from the east coast storm of the
century named Sandy. The
Jersey shore was smashed with
property losses in the billions,but more than that, irreplace-
able mementos, pictures, col-
lectibles and heirlooms, furni-
ture and entire homes were
gone, swallowed up by the
Atlantic. Most of us in the
Wayne area lost a little time, a
week or two without pay, and
saw our blood pressure rise
when waiting on the power
company as well as the inter-
net provider. But by compari-
son to our brethren south and
east of us, we lost very little.
With our focus off Sandy, we
are ready to refocus on the
headlines once again.
Back to the quest of financial
independence:
Maximizing our income
today while simultaneously
preserving, protecting and per-petuating our wealth for
tomorrow! We can return to
the mission of eliminating,
avoiding and deferring income
taxes in addition to preparing
for the effects of the fiscal
cliff brought on by the elimi-
nation of tax reductions, the
increase in income tax rates
and the addition of the
Obamacare tax levies, along
with the mandatory cuts inentitlement and military
spending. Some experts predict
increases in unemployment,
decreases in stock prices,
reductions in credit availability
and more volatility in both the
domestic and foreign stock
markets. As we have all wit-
nessed firsthand, regardless of a
hurricane or portfolio plan-
ning, the seven P's prevail:
When can I get off this merry-go-round? By Mark Charnet
visit our website at www.lifeandleisurenj.com November 21, 2012Page 4, Zone 1
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Admission $3.00P.J.s Promotions201-666-1340
continued on page 15
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visit our website at www.lifeandleisurenj.comNovember 21, 2012 Zone 1, Page 5
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The tooth contains the
pulp (nerve) in the
center, which is made
up of nerves and blood vessels.
It provides feeling, as well as
new cells that repair the tooth.
Diseases of this area are hid-
den inside the tooth, diag-
nosed by symptoms, special
tests, and X-rays. Injury to the
pulp can cause pulpitis, which
causes sensitivity to different
degrees.
Injury to the dental pulp
causes changes that build upover time and destroy the
nerve. Most of the time it is
caused by deep tooth decay
(bacteria), deep fillings,
cracked teeth, broken fillings,
or trauma. If it is a mild injury,
inflammation will occur and
many times the pulp will
repair itself. The tooth will be
sensitive to hot and cold
things, but this should go away
in a short period of time. If a
long-standing injury is leftwithout treatment, the tooths
pulp will die. Sometimes the
pulp dies without any symp-
toms and may only be detected
if the tooth breaks, turns dark,
or shows up on an X-ray.
Reversible pulpitis is mild
inflammation and is capable of
healing when treated by a den-
tist. Symptoms and signs
include:
1. Sensitivity to cold, sweets, and
sometimes heat2. Pain stops in a few seconds
3. Pain is short and sharp but
doesnt occur by itself
4. Pain caused by extreme tem-
peratures, not mild ones
Irreversible pulpitis is not
capable of healing; the tooths
pulp dies and infection soon
follows. Symptoms include:
1. Lingering pain from hot or
cold
2. Initial sharp pain to cold or hot
3. Pain from mild temperatures
4. A dull ache or throbbing pain
5. Spontaneous pain that wakes
you up at night or when you lie
down6. Swollen face
Part 4 of this series will
conclude with diagnosis and
treatment.
Dr. Brusco is a 1980 graduate of
The University of Pennsylvania
and has been practicing in Kin-
nelon since 1982. Dr. Bruscos
practice is located at 170 Kin-
nelon Road, Suite 29A in Kin-
nelon. You may reach him bycalling 973-838-5862
or visiting him on the web at
www.drbrusco.com.
visit our website at www.lifeandleisurenj.com November 21, 2012Page 6, Zone 1
Tooth Sensitivty, Part 3 By Peter Brusco D.M.D.
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visit our website at www.lifeandleisurenj.comNovember 21, 2012 Zone 1, Page 7
NEWPATIENTSPECIAL
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which we will donate to Star of
Hope food pantry in Paterson.
High Mountain Church is
located at 681 High Mountain
Road, North Haledon. For more
information or directions, call
973-427-2575.
Around theCommunity ...
The new Entertainment
Books are here and WaynePresbyterian Church has them!
The price remains the same as
last year- just $30. The books
offer discounts on fine dining,
fast food, travel, family activi-
ties, movies and much more.
Books from other states and
Canada are also available upon
request. To purchase a book, call
Wayne Presbyterian Church at
973-694-7109 or stop by the
church office located at 1200
Alps Road at the corner of
Ratzer Road in Wayne. Office
hours are Monday through
Friday from 9am-1pm
The Golden Age Circle of
Wayne, Inc. (GACW) is an
active non-profit senior group
sponsored by the Wayne
Department of Parks and
Recreation that meets every
Thursday at 1p.m. in the PAL
Building, 1 PAL Drive in
Wayne. Coffee is served after
each regular meeting and mem-
bers enjoy an afternoon of fel-
lowship. Day trips and
overnight trips are scheduled
throughout the year, certain
meetings host special speakers,
and bingo is played for only
GACW members one Thursday
during each month. To qualify
as a member, you must be a
Wayne resident of at least 50
years of age. Yearly dues are $7.
For more information, call Val
Turner, assistant recording sec-
retary, at 973-694-5094. Or,
come visit us!
Professional musicians and
vocalists of the Wayne Seniors
Swing Band will perform foryour dancing and listening
pleasure on the third Tuesday of
each month. Requested dona-
tion is $2 from members of the
Wayne Elks Lodge and members
of the Wayne Adult
Community Center. For all oth-
visit our website at www.lifeandleisurenj.com November 21, 2012Page 8, Zone 1
Developing the Foundation for a Lifetime of School Success!
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Individualistic and holistic approach to each child 100% readiness for 1stgrade school placement
Community Happenings
PARENTS REGISTRATION GUIDE
continued on next page
continued from page 2
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ers, requested donation is $3.
Light refreshments will be
served. Performances will take
place from 12:30-2:30pm at the
Wayne Elks Lodge, 50
Hinchman Ave. For more infor-
mation, call 973-633-0734.
The Annual Membership
Drive for the Friends of the
Wayne Public Library is now
underway. Current members are
asked to renew their member-
ship for 2012. New members are
always welcomed; membership
forms are available at the main
library (461 Valley Road) and at
the Preakness branch (1006
Hamburg Tpke). Members of
the Friends serve as volunteers
in the Friends Room, help with
the Lunchbox Learning pro-
grams, and help sort donations
of used books that are sold by
the Friends to benefit the
library. Visit the Friends Room
at the main library, located on
the right after you enter. A large
selection of used media is avail-
visit our website at www.lifeandleisurenj.comNovember 21, 2012 Zone 1, Page 9
Community Happenings
PARENTS REGISTRATION GUIDE
continued on page 12
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Tax planning may seem
too difficult in the
current political and
economic environment. But
reviewing your tax situation
before the end of2012 will
position you to act quickly
when the timing is right.
Some rules that applied
when you prepared your 2011
federal income tax return
have expired, others are
expected to expire at the end
of this year and new provi-
sions are slated to begin in
2013. Here are a few tax
strategies to consider as year-
end 2012 approaches.
Review options for accelerat-
ing income
The idea of paying feder-
al and state income tax early
may make you wince, but hav-
ing a plan in place in case pay-
ing now results in saving later
is still a good idea. One rea-
son: Some methods of pulling
income from 2013 into 2012
require time time you may
not have if you wait until the
last minute.
For instance, say a viable
tax planning strategy involves
taking a payroll bonus from
your business at year-end. You
might choose to do this to
take advantage of the current
reduced rate of 4.2 percent for
the employee portion of social
security tax, which expires on
December 31, 2012. Perhaps
your goal is to lower the
amount of your 2013 income
that will be subject to either
the 3.8 percent or 0.9 percent
Medicare surtaxes taking
effect next year. Or maybe you
want additional earned
income so you can increase
your retirement plan contri-
bution.
Timing matters if youre
thinking of another tax plan-
ning move: distributing a div-
idend from your corporation
this year, while the maximum
tax rate for qualified dividends
is 15 percent.
Retirement accounts also
offer opportunities for acceler-
ating income into 2012. If you
turned 70 this year and you
expect to be subject to higher
taxes in 2013, it may make
sense to take your initial
required minimum distribu-
tion by December 31 instead
of waiting until next April.
Remember, too, that you
can withdraw funds without
penalty from traditional IRAs
beginning at age 59-1/2. In
some cases, penalty excep-
tions apply when youre under
age 59-1/2.
Converting your tradi-
tional IRA to a Roth also
increases income in 2012. You
can put this strategy in place
now, because it comes with an
added benefit: you can change
your mind later, even after the
visit our website at www.lifeandleisurenj.com November 21, 2012Page 10, Zone 1
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Tax-cutting time isticking away By Robert Sokoloff, CPA
continued on next page
-
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beginning of the year.
Roth conversions pro-
vide future-year tax breaks,
too. Unlike traditional IRAs,
withdrawals from Roth
accounts are not mandatory.
When you do choose to take
them, they are not subject to
the new 3.8 percent Medicare
surtax, nor are they included
in figuring the taxable amount
of your social security benefits.
Regular income tax plan-
ning is only one factor in the
decision to increase current-
year income.
The alternative mini-
mum tax (AMT) is another.
The last annual AMT patch
expired at the end of 2011 and
youll want to understand your
exposure based on current
rules.
Dont overlook less obvious
income
At this point in 2012,
you have a fairly complete pic-
ture of your income for the
year from sources such as
salary, retirement plan distri-
butions, and dividends. The
total of those, combined with
other predictable income
items, provides a good starting
point for tax planning one
youll want to augment by
thinking about less obvious
additions to income.
An example is taxable
capital gains distributed by
mutual funds. These differ
from the gain you recognize
when you sell mutual fund
shares you own. Capital gain
distributions from funds occur
when a fund manager makes a
profit selling investments the
fund owns. Those gains are
passed to shareholders, and
you generally have no control
over the timing. The distrib-
uted gains are taxable even if
you reinvest them in addition-
Tax-cutting time is ticking away
visit our website at www.lifeandleisurenj.comNovember 21, 2012 Zone 1, Page 11
9 Preakness Shopping Center Wayne, NJ 07470
973-696-6637Hours: Sun 10-3 Tues-Fri 9-8 Sat 9-4 Mon Closed
Welcome Dental Exam $95Includes Complete Set of X-Rays and
Oral Cancer ScreeningNew Patients Only
DENTAL INSURANCE ALERT!
Use Your Benefits By The End Of The Year Or They're Gone Forever!
Nothing is more important to us than your continuedcomfort and dental health. In todays uncertain economy,
our goal is to help you stretch your budget a little further!
HIGHEST PRICES
PAID ON THE SPOTParagon Jewelers
Record High Gold Prices
Sell The Gold JewelryYou No Longer Wear
Rt. 23 N. & Jackson Ave.Pompton Plains
In The A&P Shopping Ctr.Next To Home Goods
& T.J. Maxx
973-839-0611Open Tues.-Fri. 10-6, Sat. 10-5
Gold Now $1,725 oz.
WE ALSO BUY DIAMONDS,
STERLING SILVER & COINS.
continued from previous page
continued on page 33
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able at bargain prices, including
novels, children's books, non-
fiction, biography, cookbooks,
collectibles, vintage books,
records, and magazines. Be a part
of your library join the Friends.
For more information, call 973-
694-4272 ext. 5405.
Visiting Angels of Wayne
in association with the
Alzheimers Foundation of
America is offering free and
confidential year-round mem-
ory screenings. The screenings
are available on the third
Wednesday of each month
from 2-4pm by appointment
only. The screenings are held
at the Visiting Angels office
located at 2190 Hamburg
Turnpike in Wayne. Visiting
Angels is a senior homecare
agency that helps seniors
remain comfortably at home
through joyful companionship
and a commitment to profes-
sional services such as
hygiene, light housekeeping,
errands, and meal preparation.
For more information or to
Theres another great
debate about the
feline as a pet besides
the declawing issue. This
great debate concerns allow-
ing the feline to roam out-
doors versus living indoors.
Should you allow your cat
to roam outdoors? Lets find
out.
Outdoor Felines
Cats are essentially
wild creatures, and they
have always loved the out-
doors. What feline owner
hasnt watched his cat loll
in a patch of sunshine on a
winter day, or roll content-
edly in the dirt in its own
backyard? Cats do love the
sunshine, the outdoors, and
the fresh air. However, out-
door cats are susceptible to
more diseases, more injuries,
and more health problems.
Outdoor cats may tussle
with other cats, catch para-
sites or other diseases, or be
hit by a car or caught by
other predators. They can
also be poisoned by pesti-
cides, antifreeze left unat-
tended, or other toxins. They
can cause problems with
neighbors by using their
yards as a cat box. Outdoor
cats simply arent as safe as
indoor cats.
Indoor Felines
Indoor cats live longer,
healthier lives. Studies prove
it and common sense dictates
it. Indoor cats have many
advantages outdoor cats cant
hope to have. Outdoor cats
live on an average of 3 to 5
years, while indoor cats live
an average of 12 years or
more. My last indoor cats
lived to be 19 and nearly 21.
Indoor cats enjoy safety
and comfort. They are safe
from diseases that feral cats
may carry and outdoor cats
pick up. They are safe from
cat fights, cars, and preda-
tors. And, indoor cats wont
harm other wildlife, such as
birds and small animals.
Alternatives
There are many alterna-
tives to the outdoor lifestyle.
When kittens first come
home, they should be
kept indoors. If your
cats miss their outdoor
excursions, you might
try to train them to
wear a harness and
walk on a leash.
They will still be
able to enjoy the
outdoors, but much more
safely.
Another alternative is
to create a safe outdoor
area or run where the cats
can go outside but cannot
escape the area. There are
many outdoor runs avail-
able now that connect to a
cat door and allow the cat
access to a run on a patio or
in a backyard.
You can also allow the
cat outdoors on a patio or
deck when you are outdoors,
and only for a short time. Or,
you can use a carrier to take
your kitty for walks in the
sunshine.
Keeping kitty indoors
will keep it healthy, happy,
and free of infectious diseases
it might catch outside. Each
pet owner is responsible for
his own pets health and
well-being. Keeping kitty
inside is the choice that
makes sense.
Article courtesy of pet-
articles.blogspot.com.
Brought to you by
Dr. Matthew Krupnick, owner
of the Pequannock Animal
Hospital. He grew up in Kin-
nelon and is happy to be home
with his w ife, three cats and
two dogs to provide quality
and compassionate care for
your pets in the community.
The Pequannock Animal Hos-
pital is lo cated at 591 Newark
Pompton Turnpike in Pompton
Plains. You can reach them at
973-616-0400.
visit our website at www.lifeandleisurenj.com November 21, 2012Page 12, Zone 1
WHERE YOUR
PET IS FAMILY
Dr. Matthew Krupnick, D.V.M.
Full Service Animal
Hospital, Specializing
in Cats & Dogs
Complete Medical,Dental & Surgical
Services On Premises
Caring & Competent Staff
591 Newark Pompton Tpke.
(near Friendly's)
Pompton Plains, NJ
973.616.0400
Hours: Mon 8-6pm Tues 8-4pm
Wed 8-7pm Thurs 8-6pm
Fri 8-5pm Sat 8-12pm
FREE ExamNEW CLIENTS ONLY.
Limit 1 per pet.
Not combinable w/other offers. Expires 12/5/12
15% OFFExam Fee
ONE TIME ONLY. Limit 1 per pet.Not combinable w/other offers. Expires 12/5/12
OpenSaturdays
www.PequannockVet.com
Indoor vs. outdoor cats CommunityHappenings
continued on page 15
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Over the past few
years, how many
times have you
heard or asked that question?
In Northern New Jersey, its
starting to become as com-
mon as Hello! People who
come into my store are always
asking me about backup
power solutions. After the
severe power outages that we
have suffered through last
year with the blizzards, floods
and hurricanes, the question
has been How do we keep
our power on?
Up until last week, I was
dismissing last year as an
anomaly. Well, the anomaly
is becoming a pattern. While
not a gambler, I do know and
believe a rule of gambling: If
something happens twice, its
a streak. Well, here we are
after the second straight year
of prolonged power outages. I
dont know whats
causing weather
changes, but I do
know something has
increased the severity
of our weather. More
multiple-day outages
are to be expected.
There are two prac-
tical solutions. Both
include gaining inde-
pendence from the
utilities, thus reducing
our dependence on
them as a reliable
power source. The first solu-
tion is to install a standby
power generator. Running off
natural gas or propane, this
solution can satisfy at least
your most critical require-
ments for power. In most
cases of severe weather, a
generator allows families to
continue to go about their
daily routines of showering,
cooking, heating, cooling and
visit our website at www.lifeandleisurenj.comNovember 21, 2012 Zone 1, Page 13
What's the best answer toDid you get power back yet?
By Tom Ferraro, President, Solar & More
continued on page 25
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Youll Love Itwhen your plans come together!Specializing inCustom Window TreatmentsCall 973.220.0640
Former owner of Metro Mills Inc. &
Fashion Windows in Paterson
DesignsFREE
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Pepe
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On All OrdersNot to be combined.
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Fred Pepe offers 35 years of experiencein design, manufacturing, and installationof custom window treatments. Togetherwith Interior DesignerVeronica Pluta,DESIGNS BY F. PEPE now offers a
complete Interior Design Service.Offering a variety of products including;blinds, shades, valances, draperies, andre-upholstering in a large selection offabrics. All custom made and installedby our staff.
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visit our website at www.lifeandleisurenj.com November 21, 2012Page 14, Zone 1
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make an appointment for a
screening, call 973-839-3761.
The Riverview Garden Club
in Wayne encourages local area
residents who are interested in
gardening and in expanding
their botanical knowledge to
become club members. Novice
and experienced gardeners are
welcomed. Monthly meetings
feature educational lectures by
experts on a variety of gardening
and nature related topics, and
excursions to various botanical
venues are scheduled through-
out the year. Club members can
also participate in demonstra-
Proper Prior Planning Prevents
Poor Performance Period!
Like the necessity of an electric
generator, a properly structured
portfolio requires a lifetime
income generator. Come learn
how to apply the seven Ps to
your financial life and portfolio
with no charge! Call me for a
no-obligation consultation
right now, 24 hours a day.
Mark E. Charnet is president and
founder of American Prosperity
Group. APG is the premier re-
tirement and estate planning fran-
chise in the U.S. with 18 offices
in 10 states. Charnet is a certified
annuity specialist and has over 30
years of experience in the retire-
ment and estate planning fields.
Creator of the Trinity Method of
Investing, Charnet encourages
your inquiries and can be reached
at 877-885-1APG (1274) or
973-831-4424, or via e-mail at
Check out the website:
www.1apg.com. Interested in a
career in retirement and estate
planning? Check out this website:
www.apgfranchise.com. Securi-
ties through BCG Securities, Inc.
member SIPC,
FINRA, and a registered
investment advisor.
visit our website at www.lifeandleisurenj.comNovember 21, 2012 Zone 1, Page 15
+&'$"#&!+'#'!&'$
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Congratulations to Phyllis Serio and her wonderful, sweet
poodle, appropriate ly named Dulce. Dul ce passed theten-step test from Therapy Dogs International and can
now visit hospitals, nursing homes, libraries and other facilities.Dulce brings great pleasure while visiting with people. Pictured are
Phyllis and her daughter, Alicia. Anyone interested in getting adog certified can contact Esther Del Carpio
at [email protected] or call 201-407-0156.For more information about Therapy Dogs International,located in Flanders, visit the website at www.tdi-dog.org.
expertise at the New York
University School of
Medicine, where he teaches
facial plastic and reconstruc-
tive surgery. His artistry, com-
passion, and exceptional skills
led to his being named one of
Americas top physicians by
the Consumers Research
Council of America.
Additionally, he is one of
only a handful of plastic sur-
geons in the country to offer
Neograft, the most advanced
single-follicle hair grafting
technique available today. The
Wise Center for Plastic
Surgery also offers a variety of
aesthetic services including
Botox, Dysport, Restylane,
Perlane, Juvederm, Radiesse,
Sculptra, hair removal, nose-
reshaping surgery, ear-pinning
(otoplasty) surgery and perma-
nent lip enhancement.
Dr. Wise also offers
Ulthera, an exciting new
device recently featured on
the Doctors, the View, and
the Rachel Ray Show, that
tightens and lifts the tissues
of the face and brow. For
more information, visit
www.drwise.com or 1680
Route 23, Suite 120, Wayne,
NJ 07470, 973-305-1400.
Less is more with
cosmetic surgerycontinued from page 1
When canI get off this
merry-go-round?continued from page 4
Have a Happy & Blessed Thanksgiving!continued on page 28
CommunityHappeningscontinued from page 12
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i it b it t lif dl i jNovember 21 2012 Zone 1 Page 17
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visit our website at www.lifeandleisurenj.comNovember 21, 2012 Zone 1, Page 17
visit our website at www lifeandleisurenj com November 21, 2012Page 18, Zone 1
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Many people harbor
strong opinions
with regard to
which type of Christmas tree
they want to purchase.
Some cannot live
without a natural,
freshly-cut Christmas
tree, while others pre-
fer the convenience of
artificial trees. Those
who insist on a natu-
ral tree might want to
consider the following
tips when buying
whats likely their
biggest decorative
item of the holiday
season.
Ask when the tree
was cut down. Precut
trees may be cut down
weeks before theyre
sold. So if youre buy-
ing a precut tree, chances are
the tree was cut down much
earlier than you think. This
doesnt mean the tree wont
make it through the holiday
season, but a tree that was cut
several weeks ago should have
some of its bottom trunk
removed before its placed in
the stand. This will make it
easier for the tree to consume
water. This step likely isnt
necessary if the tree was cut
down the same day you bring
it home.
Have the tree shaken before
taking it home. A tree
should be shaken in a
shaker before you put
it in your car and
bring it home. A shak-er removes any debris
or dead needles from
the tree, which can
save you the trouble of
cleaning up all of
those dead needles
from your living room
floor later on.
Have the tree
wrapped before taking
it home. A tree should
also be wrapped in
twine before taking it
home. The twine
should be tight
enough to keep the trees
branches from blowing in the
wind when you attach the tree
Offer is valid for single family, owner occupied primary and secondary residences located in New Jersey. Offer is subject to credit approval. Minimum
loan amount $100,000. Maximum loan amount $729,750. Offer is subject to program availability and may be cancelled at any time. Not all applicantswill qualify and not all properties offered as collateral will be acceptable under this special program. (1) Applicants will be responsible at closing forfunding a tax and insurance escrow account, and any interim interest. If your loan application DOES NOT close, your $400 application fee WILL NOT berefunded. (2) Title and settlement services must be provided by a company from our Title Agency List. Applicants may select their own title or settlementprovider; however, Atlantic Stewardship Bank will not be responsible for any additional fees charged by the alternative provider. NMLS#737325
A Higher Level Of Banking
When your loan closes, you won'thave to pay a penny inclosing costs.1
When you refinance with Atlantic Stewardship Bank you pay...
In fact, the only fee you pay is a $400Application Fee which is refundedat closing.
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visit our website at www.lifeandleisurenj.com November 21, 2012Page 18, Zone 1
HolidayPreparation & Gift GuideTips when buying a naturalChristmas tree
continued on next page
visit our website at www.lifeandleisurenj.comNovember 21, 2012 Zone 1, Page 19
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to the top of your vehicle. If
possible, keep the tree
wrapped in twine as you place
it in the stand. This makes the
tree easier to control.
Choose the right location.
When looking for the right
place to set up your natural
tree, its best to choose a spot
thats cool and free of drafts.
The tree should not be placed
near heat sources, includingappliances, fireplaces or vents
because such heat sources cre-
ate a safety hazard and can
make it difficult for the tree to
retain moisture. There should
also be ample space between
the top of the tree and the
ceiling.
Place some covering on the
ground beneath the tree. Even
a freshly cut natural tree will
shed needles over the courseof the holiday season. Before
placing the stand in the loca-
tion youve chosen, put sometype of covering, such as a tree
bag, beneath the stand so its
easier to gather all those nee-
dles once the holiday season
has ended.
Remember that natural trees
are thirsty. Those who have
never had a natural Christmas
tree in the past might be sur-
prised at just how thirsty natu-
ral trees get. The stands reser-
voir should have lots of water,which should never dip below
the stump. If the water dips
below the stump, you might be
forced to cut a little more off
the bottom of the trunk to
ensure the tree will make it
through the holiday season.
That can be a hassle once the
tree has been decorated, so be
sure to check the water in the
reservoir at least once per day
to maintain adequate waterlevels.
As the Holidays are
approaching please consider
donating the following to
touch the lives of those who
lost so much:
Non-peri shabl e food ,
toiletries, personal hygiene
products, cleaning supplies
and cleaning tools, baby
items (especially diapers),paper goods, toilet paper,
paper towels, bedding, blan-
kets and yowels, new under-
wear only, coats, new or gen-
tly used hats and gloves, food
store gift cards, batteries,
over-the-counter medication.
The collection point in
our area will be in Spa 23,
located at 381 Route 23,
Pompton Plains Collections
will last now throughNovember 28.
Giving back in thewake of Super
Storm Sandy
Have a Holiday Season from L&L!
visit our website at www.lifeandleisurenj.com, , g
Save on any orderMinimum Order $25.00*Offer valid on select products. Cannot becombined with any other offers. Offer codemust be used when placing the order. Offerexpires 12/31/12. Code: lile1038
973-706-655587 Berdan Avenue
Wayne, NJ 07470
*Offer valid at participating locations. Valid on arrangements and dipped fruit boxes. Offer expires 12/31/12. Cannot be combined with anyother offers. Offer code must be used when placing order. Containers may vary. Arrangements available in a variety of sizes. Delivery notavailable in all areas. Patents Pending. EDIBLE ARRANGEMENTS & Design and all other marks noted are trademarks of Edible Arrangements,LLC. 2012 Edible Arrangements, LLC. All rights reserved.
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Blessed
continued from page 16
Tips when buying a
natural Christmas treecontinued from previous page
visit our website at www.lifeandleisurenj.com November 21, 2012Page 20, Zone 1
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v s t ou webs te at j
visit our website at www.lifeandleisurenj.comNovember 21, 2012 Zone 1, Page 21
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A Tradit ion of Delivering Value For Over 15 Years
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visit our website at www.lifeandleisurenj.com November 21, 2012Page 22, Zone 1
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With the economystill struggling,
money is tight for
many homeowners. That
reality can present a problem
to those who want to
improve their homes without
spending too much money.
The cost of a homeimprovement project
depends on a host of factors,
including the scale of the
project and the availability of
materials. Upscale projects
like a full roof replacement
will set homeowners back a
substantial amount of money.In its 2011-2012 Cost vs.
Value Report, Remodeling
magazine revealed that the
average cost of such a project
was nearly $38,000.
However, a smaller project
like a garage door replace-
ment could be completed forfewer than $3,000.
When deciding if a
home improvement project is
within your budget, its a
good idea to consult such fig-
ures before choosing a proj-
ect. For example, if your
home is a fixer-upper, then
one project may not be more
urgent than another, some-
thing that may allow you to
choose less expensive proj-ects now while saving money
for more expensive projects
down the road.
Its also important for
homeowners to know that
figures such as those in the
Cost vs. Value Report are
just averages. Some projects
might cost more than the
average, while others might
come in well under budget.
To ensure your project is oneof the latter and not the for-
mer, consider the following
ways to trim costs off yournext home improvement
project.
Avoid the DIY (do it your-
self) movement if you dont
have adequate experience.
Many homeowners fall intothe DIY trap, feeling they
can pull off a project without
hiring a professional contrac-tor. While this is an option
for those homeowners with
home improvement experi-
ence, its an approach thats
best avoided by those with-
out such experience.Homeowners who decide to
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continued on next page
visit our website at www.lifeandleisurenj.comNovember 21, 2012 Zone 1, Page 23
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go it alone on a home
improvement project shouldknow that mistakes are cost-
ly. One mistake could have
you paying for the same
materials twice: once when
you begin the project, and
then again when you need to
hire a contractor after your
efforts didnt work out. A
failed DIY project also costs
you time, something home-
owners hoping to sell their
homes post-project cannotafford to waste.
Hire the right contractor.
The best contractor for the
job wont necessarily be theone who comes in with the
lowest estimate. The right
contractor will know how
long a project will take and
what the materials will cost.
The wrong contractor, who
might lack the experience of
his competitors, might make
empty promises that ulti-
mately cost you more money
via overrun costs. Find a con-
tractor who comes highlyrecommended and is willing
to provide references and
show you his or her past proj-
ects like the one youre hiringhim or her to undertake. If
you hire the wrong contrac-
tor, the project may never be
completed and you may find
yourself in court, where the
money you had budgeted for
home improvements is being
spent on lawyers instead.
Consider supplying your
own materials. If you dili-
gently research your project,
you should be able to buy the
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maintaining communications
with the rest of the world.They do have a downside. An
endless supply of gas is not
guaranteed. As we recently
saw, natural gas companies
were forced in many loca-
tions to cut their supplies off
due to danger of explosion. In
these areas, the standby gen-
erators did no good until sup-
ply lines were brought back
online. Portable generators
help also, but you need gaso-
line, which, as weve seen,
was not easy to come by.
The second solution isthe ideal solution. Installing
a solar system with a backup
power supply can reduce your
dependence on your utility.
This technology is now an
affordable alternative. The
way it works is simple: A grid-
tied solar system on your
homes roof or in your yard
generates power during the
day. The power first charges a
set of batteries until fully
charged, then provides elec-
tricity to offset the usage in
your home. Any excess elec-tricity generated is sent back
into the grid. Through net
metering, you are paid nor-
mal retail rates for this elec-
tricity by your utility.
When utility power is
shut down due to an event
such as Hurricane Sandy or
Katrina, or a major blizzard or
earthquake, switches are acti-
vated that redirect your
power source completely to
solar and battery backup. As
long as we have daylight,
youll have power. If the sunshould stop shinning, it wont
matter anyway, as power
wont be our biggest concern!
Your homes usage dic-
tates how big of a solar system
youll need. The size of your
backup battery system is
dependent on how long youll
want that usage to continue.
Sizing your system is key to
providing the proper power
levels. These backup systems
can even be installed on
homes with existing solar sys-
tems.The one obstacle to
solar: not every home is solar
worthy. In that case, a
standby generator is the best
solution. But, if you are
solar worthy, installing
solar with a battery backup
system is your best bet to pro-
tecting your home and family.
So, whats the best reply
to Did you get power back
yet? Well, homeowners with
the solutions above can
answer I never lost it!
Tom Ferraro is theowner of the Solar & More
Store, a retail showroom
located at 598 Route 23 in
Pompton Plains. Solar &
More sells and installs solar,
geothermal and other renew-
able energy systems, as well as
energy-efficiency products
and backup systems. Visit its
website at www.solarnmore-
store.com.
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What's the best answer to Did you get power back yet?
continued from page 13
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Be a Thanksgiving
hero this year. If dis-
aster strikes on
Thanksgiving Day, face it
head-on with these simple
fixes for common mishaps.
1.Unexpected guests show
up.
Aunt Sally brought
along her new boyfriend
and his three brothers? Noproblem. Youve already
prepared for this by buying
a boneless turkey breast. A
2 1/2-pound boneless breast
only takes around 1 1/2 hours
to cook. After its sliced up and
added to the serving platter, no
one will be the wiser. And if
you dont end up using it, freeze
it for the next time you get a
turkey craving.
2.My potatoes are lumpy.Lumpy mashed potatoes
generally mean undercooked
potatoes. If you get to this point
and you realize youve under-
cooked your potatoes, just add a
little bit of milk or cream and
cook the potatoes over a low
heat until the lumps begin to
soften. Next time, make sure
you cook the potatoes fully by
inserting a fork into them
before taking them off the heat.
If the fork slips in easily, theyre
done.
3.My gravy isnt smooth.
If flour is added too quick-ly, the gravy will wind up with
clumps of flour. Avoid this
problem by gradually adding
the flour into the gravy base.
You can do this by sprinkling it
into the gravy or with a fine
sieve if you prefer. For extra
insurance, try pouring the
gravy through a sieve just
before serving.
4.My pie crust is soggy.
To prevent a soggy pie
crust, blind-bake the crust
either partially or fully before
pouring in the filling. This will
set the crust to prevent the wetfilling from sinking in.
Alternatively, keep a good-
quality store-bought pie crust
in the freezer. Pop it in the
oven to crisp up, and then pour
in your filling for a shortcut to
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With the purchase of a beverage.
for
Disaster? What disaster?
Five Thanksgiving Day fixes
continued on next page
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Ingredients
2 (14-ounce) packages
gingerbread mix
1 (5.1-ounce) box cook-
and- serve vanilla
pudding mix
1 (30-ounce) can pumpkin
pie filling12 cup packed brown sugar13 teaspoon ground
cardamom or cinnamon1 (12-ounce) container
frozen whipped topping12 cup gingersnaps, optional
Directions
Bake the gingerbread accord-
ing to the package directions;
cool completely. Meanwhile,
prepare the pudding and set
aside to cool. Stir the pumpkin
pie filling, sugar, and car-
damom into the pudding.
Crumble 1 batch of ginger-bread into the bottom of a
large, pretty bowl. Pour 1/2 of
the pudding mixture over the
gingerbread, then add a layer
of whipped topping. Repeat
with the remaining ginger-
bread, pudding, and whipped
topping. Sprinkle of the top
with crushed gingersnaps, if
desired. Refrigerate overnight.
Trifle can be layered in apunch bowl. Serves 20.
Thanksgiving dessert.
5.My pumpkin pie or cheesecake
has cracked on top.
Theres nothing a little
confectioners sugar or whipped
cream cant hide. Top your
cracked pie or cake with one or
the other and your guests will
admire you for rememberingthe finishing touches. There are
a lot of reasons custards may
crack, and two of the most
common involve cooking and
cooling time. Avoid the crack
next year by cooking the cus-
tard for less time. Custards need
to cook only until just set. And
cool custard gradually by turn-
ing off the oven, propping the
oven door slightly ajar and let-
ting it come to room tempera-ture before refrigerating.
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Pumpkin
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Disaster? What
disaster?
5 ThanksgivingDay fixes
continued from previous page
From Life & Leisure,we wish you a Blessed and
visit our website at www.lifeandleisurenj.com November 21, 2012Page 28, Zone 1
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tions and hands-on projects that
involve creating floral, land-scape, and nature related items.
The Riverview Garden Club
maintains several public gardens
in the Wayne area; this provides
club members with the opportu-
nity to improve their gardening
skills by being involved with
projects that beautify the localcommunity. Join now to allow
your gardening knowledge and
friendships blossom. For more
information, call our member-
ship chairperson Judy Sherpa at
973-838-8005, send an e-mail
or visit our website:www.riverviewgardenclub.com.
Jewish Family Service of
North Jersey, a recipient of
financial assistance from UJA
Federation of North Jersey, is
expanding its Kosher Meals on
Wheels program in Wayne. The
Meals on Wheels Program pro-vides hot, nutritious kosher
meals to people age 60 and over,
or those younger who have a
disability and who are unable to
cook or shop. Volunteer drivers
bring needed meals and offer
smiles, greetings, and personal
contact to the elderly, many of
whom seldom get out. Drivers
are needed to deliver meals two
times a month. We are accept-
ing referrals for people whowould like to receive meals. To
volunteer, to request Kosher
Meals on Wheels, or for addi-
tional information, call Paul
Klein at 973-595-0111.
Spa 23 Health & Racquet
Club in Wayne offers birthday
parties and special events for all
ages. Kids will have the time of
their lives at Spa 23 parties! In
addition to our pool parties,
choose from any of our themedparties, or add a theme to your
of course!Fresh seafood, the finest quality meats, seasonal ingredients and a chef
who ensures every course is prepared to perfection. Thats our recipe for success.
WE WILL BE OPENFOR PRIVATE PARTIES ON
MONDAYS & TUESDAYSvisit us on facebook
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Community Happenings
continued on page 33
continued from page 15
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Rhino Theatre lifts community
visit our website at www.lifeandleisurenj.com November 21, 2012Page 30, Zone 1
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Alot of work and effort goes into putting on a musical thats without a hurricane. Thanks
to Sandy, Rhino Theatres tech week was devastated and shortened by the storm.
They were scrambling to find gas to get to and from the theater for rehearsals.
Despite these setbacks, How to Succeed in Business Without ReallyTrying opened on
November 2 right on schedule. Their ensemble of talented, dedicated actors, musicians and crew
pulled together in team spirit because the show must go on. They invite you to come see this
wonderfully entertaining musical, and let the magic of the theater take you away from your worries.
Share their enthusiasm and enjoy the show! There is still one weekend of shows remaining,
Nov 23, 24, and 25. Friday and Saturday are at 8pm, Sunday at 2pm. Ticket prices are $25 foradults, $22 for seniors and $20 for children, plus tax. Group rates are available.
For tickets call 973-248-9491.Visit Rhino Theatres website at www.RhinoTheatre.com.
Rhino Theatre lifts communityspirits following Hurricane Sandy
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visit our website at www.lifeandleisurenj.com November 21, 2012Page 32, Zone 1
MARIA FERRITO
Customer Service That Exceeds
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32/36
KINNELON $229,995Kinnelon Heights-55+Community - 2BRS2BTHS/ EIK w/Mtn views/W/D in Unit/1C DetGar. KIN5987
Kinnelon/Smoke Rise 973-838-9300
NORTH HALEDON $875,000Live in true Luxury!Unparalled combination ofaesthetic appeal, exquisite finishings & er-gonomic design. KIN3347
Kinnelon/Smoke Rise 973-838-9300
OAKLAND $620,000Ramapo Reserve 3BR 3.5Bth young Col w/2-story foyer, Kit w/Maple cab, FamRm w/fpl,MBR/soaking tub/stall shower. 2 GAR.WYN0457
Wayne 973-694-8000
JEFFERSON TWP $489,0004BR 3.2BA Col. completely renovated/newBTHS/wood Flrs/newer Kit/no att. to detail leftout. A must see. KIN5992
Kinnelon/Smoke Rise 973-838-9300
POMPTON PLAINS $555,000The jewel you have been waiting for has arrived!A well appointed 4BR 2.5BA home that will trulysurprise you. KIN1346Kinnelon/Smoke Rise 973-838-9300
HALEDON $228,900Beautiful 2BR 2Bth 4yr young condo on top flof elev bldg. Contemp feel w/Cherry fls, Gran-ite, top of line appl + MORE! WYN0644
Wayne 973-694-8000
WAYNE $327,900Comfortable affordable 4BR Lionshead Lk homew/2 updtd Bths,Wdws,Siding, Big Country Kit/SSappl, fin bsmt. Great Value! WYN0569
Wayne 973-694-8000
WAYNE $698,000Lovely 5BR 4Bth Waterview Estates Colw/newer Kit & updtd Bths, fin LL-walkout in-law ste, 2GAR. Conv to everything! WYN0685
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WAYNE $1,099,000Spectacular LAKEFRONT 6BR 5.5Bth Customin Pines Lk. Nearly every room w/views, IGpool. WYN0868
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WAYNE $674,888Point View 5BR 3Bth Custom Col on cul-de-sac w/Brazilian HWs, FamRm w/Mbl fpl, EuroKit/Granite, huge MBR/MBth, 41' Deck +MORE! WYN0172
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WAYNE $379,000Lovely updated & expanded 4BR 2Bth Cape inPackanack Lk w/EIK, HW fls, fplc & gar. Nearschools, shops & transp. WYN0354
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KINNELON $600,000Smoke Rise-Charming 5BR/3.1BA Dutch Col.w/main level In-Law Suite/3C.Gar./C/A/lge.level/fenced yd. KIN1973
Kinnelon/Smoke Rise 973-838-8400
KINNELON $647,000Smoke Rise-Fab 8Rm 3/4BR/3.1BA Ranch com-pletely renovated 2003 w/quality materials/openlayout. KIN1955
Kinnelon/Smoke Rise 973-838-8400
KINNELON $614,900Fayson Lks.-5BR 3BA Lkfront w/spect.viewsfrom almost every Rm., fin. W/O LL/perfect In-Law suite. KIN5060
Kinnelon/Smoke Rise 973-838-9300
LINCOLN PARK $314,999Open plan 4BR 2.5Bth BiLevel w/cath ceil,Skylites, Wood fls, 50'Deck, priv yd + nwr roof,furnace, CA,Elec.Near town & trans. WYN0806
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BLOOMINGDALE $329,900Beautiful young 3BR 2.5Bth BiLevel w/LR/vaultceil,ovrszd DR & Kit, MBR w/full Bth wi clst,FamRm/gas fpl+2GAR. WYN0278
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KINNELON $1,425,000Fantastic 17 Rm. mountain top oasis in soughtafter Grandview Ests. w/NYC skyline views & I/Ggunite pool w/waterfall. KIN1958
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NORTH CALDWELL $979,900Elegant 4BR 4.5Bth Custom Col w/grand 2-story Foyer, Grmt Kit, Stunning Great Rmw/Vaulted Ceil, MBR Suite, lush grounds +3GAR. WYN0541
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KINNELON $739,000Fab 5BR 2.1BA Georgian Col./2 Story Grt. Rmw/floor to ceiling brick FP/custom fin. W/OLL/3C.Gar. KIN1967
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KINNELON $1,999,000Smoke Rise-"Experience the WOW" Comfort/el-egance/master craftmanship make this home theultimate. KIN1950
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KINNELON $389,900Timeless grace! 4BR/2BA Cape Cod/1CGar./H/W Flrs in LR/DR/Fam Rm w/custom win-dows. KIN1986
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RIVERDALE $215,000Buy-Don't Rent! 1BR condo w/upgradedKit/Granite/SS appl, wood fls, MBR/crownmoldings, pool, tennis & more. WYN0438
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MARIA FERRITO
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HappyThanksgiving!
2010 Coldwell Banker Real Estate LLC. Coldwell Bankeris a registered trademark of Coldwell Banker LLC. An Equal Opportunity Company.Equal Housing Opportunity.Owned and Operated by NRT LLC.
%!$#&)&*#
#&&'%!$#&-)&*#!')-#+!)'
&/"0/(#
#.,
Member GSMLS, NJMLS, MOMLS - North or South, I am Shore To PleaseREALTOR
Referralsgreatly
appreciated
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Buying or Selling...
Customer Service That ExceedsYour Expectations
visit our website at www.lifeandleisurenj.comNovember 21, 2012 Zone 1, Page 33
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pool party. Theme parties are
available seven days a week.Pool parties are available
Fridays, Saturdays, and Sundays.
You can also book the entire
club for your own private event!
The spa is located at 381 Route
23 in Pompton Plains. Contact
Spa 23s program director, Laura
Severance, at 973-839-8823.
View more information online
at www.spa23.com.An open invitation is extend-
ed to all seniors in the area to
join the Golden Key of Wayne.
Dont get housebound come
play bingo, dominoes, and card
games with some friendly sen-
al shares, and in some cases
can impact the AMT compu-tation. Check with your
mutual fund provider before
assuming youve captured all
your income for 2012.
Another potential item
thats easy to overlook: a 2010
Roth conversion. If you opted
to spread the tax over two
years, youll need to include
the second half on your 2012
federal income tax return.
That will increase yourincome, which in turn can
affect your marginal tax brack-
et, taxable social security ben-
efits and how much of your
rental real estate activity loss-
es are deductible. In addition,
your estimated tax payments
or withholding may need to be
adjusted.
Utilize expiring tax breaks
Bonus depreciation,
which lets you write off 50percent of the cost of assets
purchased in your business,
expires at the end of
December 2012. Review your
asset acquisition schedule todetermine if buying new
equipment this year will gar-
ner a larger tax benefit versus
waiting until 2013.
Robert Sokoloff is a CPA and
the principal with Robert P.
Sokoloff and Associates on
Main Street in Lincoln Park.
He is a QuickBooks certified pro
advisor and his firm specializes
in tax compliance and planning,IRS representation, business
start-ups and virtual CFO and
bookkeeping services.
Robert can be reached at
973-633-1001 or
You can also visit www.cpanew-
jersey.com. This article is de-
signed to be for informational
use only. Please consult with us
or your own tax professional
before applying this generalinformation to your
specific situation. 2010 Coldwell Banker Real Estate LLC. Coldwell Banker is a registered trademark of Coldwell Banker LLC.
An Equal Opportunity Company. Equal Housing Opportunity. Owned and Operated by NRT LLC.
REALTOR
%%$
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Patti TahanManager
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Call Maria T. Gencarelli
POMPTON LAKES $1,050Charming 1 bedroom condo forrent. Washer and dryer on site.Available with furniture. Communityoffers tennis and outdoor pool.
Web#2975206
Gene Lowe
MAHWAH $1,800First floor unit for rent. Featuresinclude 2 bedrooms, 2 full baths,eat-in kitchens, dining room andliving room with sliders to patio.
Web#2981103
Gene Lowe
WAYNE $359,900Move right in to this large Colonialhome with 2 car garage only 1block from Packanack Lake. Brandnew kitchen with stainless steelappl