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Apetition to push the

federal government toaddress Passaic River

Basin flooding has passed the

5,000 signature mark and con-

tinues to gain support from

local residents and people from

around the country who

acknowledge that severe flood-

ing of the Passaic River Basin

deserves federal funding of a

long-term solution.

Assemblyman Scott T.

Rumana (40th District,Passaic, Bergen, Essex, and

Morris) launched the on-line

petition drive (www.floodpeti-

tion.com) that encourages the

federal government to priori-

tize the Passaic River Basin in

New Jersey as a presidential

priority in the Fiscal Year 2013

budget request to Congress

with the late AssemblymanAlex DeCroce. Assemblyman

DeCroces widow Betty Lou

was recently sworn-in as the

Assemblywoman representing

her late husbands former

District, which encompasses

areas affected by flooding. She

has committed to continuing

her husbands efforts to bring

real solutions to thousands of

residents and businesses within

the Passaic River Basin.The federal government

needs to make solving the

chronic flooding of the Passaic

River Basin a priority, said

Rumana, who acknowledges

President Obamas inclusion of

$1 million in his FY 2013 budg-

et. I applaud the administra-

tion for making Passaic River

Basin flood control a

Presidential priority. I amhopeful that this will result in

an acceleration to achieve a

project that will once and for

all solve our flooding prob-

lems. To that end, we need to

keep the pressure on the feder-

al government.

Plans are underway to cre-

ate a video to accompany an

email blast. If you have any

photos or video from the latestflood or would like more infor-

mation on the petition or to

receive a paper petition, please

contact Assemblyman Scott

Rumanas Legislative Office

at 973-237-1362 or asmru-

[email protected].

Petition to address Passaic River Basin Floodinggathers 5,000+ signatures

Push for More Signatures Continues

as Assemblywoman

Betty Lou DeCroce Joins Efforts

Proverbs 3:5,6 God Bless America

February 22, 2012Zone 1, Vol. 10, No. 4

Recycled Paper from 30% Post Consumer WasteProud to Serve the Following Communities: Bloomingdale, Butler, Kinnelon, Lincoln Park,

Montville, Pequannock, Pompton Plains, Pompton Lakes, Riverdale, Smoke Rise, and Wayne

VISIT US ON

OUR WEBSITE

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Note: To have your groups

announcement appear in

Community Happenings please

email us the information in aparagraph format to calendar

@lifeandleisurenj.com.

Feb 24-26

The Packanack Mother's

Club is hosting a HUGE

Garage Sale on Friday, Feb24th 9am-3pm, Saturday, Feb

25th 9am-3pm and Sunday,

Feb 26th 9am-3pm. Located

at the Packanack Club

House, 52 Lake Drive West in

Wayne. Shop early for thebest selection of toys, appli-

ances, household items, elec-

tronics, games, books, movies,

sporting goods, jewelry and

much much more...

Feb 25-26

Holy Cross Church, located

at 17 Van Duyne Avenue in

Wayne, is hosting their gift

card fundraiser. Let us help

with your everyday shopping!

Select from a wide-variety of

retailers with no activation

fees. Order forms can be

picked up beginning the

weekend of February 25th &

26th following the 5:00 p.m.Mass on Saturday and follow-

ing the 10:00 a.m. Mass on

Sunday. Gift card orders will

be available for pick up after

Masses the weekend of March

17th and 18th. Any questions

please call Michele Cornell

(973) 694 4270

Feb 26

You are invited to join us for

an unforgettable lively event

featuring professional Kenyan

musicians and dancers, along

with a presentation about Our

Kids in Kenya orphanage, fol-

lowed by delicious native

Kenyan food (chapatti, ugali,

and samusa). St. Michaels

started and began supporting

this orphanage whenAssociate Priest Brother

David Esipila came to our

church from Kenya nine years

ago. We are responsible for

the spiritual, medical, school-

ing and physical welfare of

these wonderful children.

Our goal is to support them

through high school; 20 chil-dren are currently enrolled

in the orphanage located

in Kakamega, Kenya. St.

Michaels Mission Committee

meets frequently to help the

highly qualified staff with

guidance, ideas and direction.

Join us for this once-in-a-life-

time, multi-cultural free

event. A free-will offering

will be taken for the orphan-

age. St. Michaels is located at1219 Ratzer Road at

Hinchman Ave., Wayne. Call

973-694-1026, Ext. 10, for

more information.

visit our website at www.lifeandleisurenj.com February 22, 2012Page 2, Zone 1

Publisher: Joe Pellegrino Editor: Bethanne Pellegrino Art Department: Robin Banta, Mary LalamaSales: Lisa Buniewski, George Papendick, Veronica Pluta Classifieds: Kathleen Todd

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only

advertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisureare those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open toanyone desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paidfor by the author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsementof services, products or businesses advertised. 2012 Life & Leisure, LLC. Life & Leisure is a trademarks of Life & Leisure, LLC.

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Waiting to walk Why isnt my child walking yet? By Gena Livingston PT

What a thrilling time

for parents watch-

ing their baby tak-

ing their first tentative steps.

Sure its cute when they beginto roll, sit up and crawl, but

walking is different. The baby

is now able to venture out and

explore their world. What an

exciting and daunting time for

new parents when the baby

proofing must commence.

When a baby is late with a

milestone like walking it can be

difficult to tell whether it is ajustified concern or just a mat-

ter of time before they will start

taking steps.

Babies typically acquire

motor skills in a predictable

sequence, but the timing of the

attainment of those skills may

vary widely. Many factors affect

the timing of first steps from

heredity to body size. Abouthalf of all babies are walking by

their first birthday, but most

pediatricians do not consider a

child to be a late walker until

they are 15 months old.

Walking later than 15 months

is not very uncommon; one in

ten children takes their first

steps between 15 and 18

months. Regardless of how oldyour baby is catching a problem

as early as possible offers the

best chance for improvement.

Listed below are several red

flags that may signal an early

motor problem that can cause

late walking:

Your baby does not have a

large movement repertoire.

Children that are not moving

and may just stay in a sitting

position, or may only roll to gettheir toys and are beyond the

age at which they should have

begun to crawl or pull up to

stand, may have an underlying

issue that should be addressed.

This type of child that is not

crawling or pulling up to stand

probably wont be walking in

the near future and should be

evaluated by a professional.The baby appears to be

lazy and uninterested in walk-

ing. Babies are not lazy.

Sometimes they may appear

uninterested in one area of

development when they are

refining their skills in another.

For example, a baby who has

just had a big burst in language

may be working on refining

these skills leaving their motor

skills on the back burner.When the language improves

the toddler will most likely pay

more attention to the motor

skills. On the other hand, a

child may appear to have a lack

of interest in walking, but the

infant may be physically unable

to do so and may not have the

necessary strength to perform.

A child may require interven-

tion to appropriately strength-

en the necessary muscles uti-lized for walking.

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walker, but never crawled and

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As introduced in the

last issue of Life and

Leisure, readers are

encouraged to call, mail, fax

or email their financial ques-tions to me for a response, so

everyone can benefit from the

answers. Questions must

include the name and contact

information of the reader, yet

may remain anonymous in the

paper. This weeks first two

questions are:

Dear Mark: My husband

and I are 40 something with

two girls ages 3 and 5. We feel

like we are doing everythingright, contributing monthly to

529s ($200 per child), auto-

matically contributing to my

husband's 401k and maxing

out his company match. We

refinanced our mortgage down

to 4%, which paid for itself in

7 months. We carry no credit

card debt, though we use them

to pay for EVERYTHING we

can, but we pay them off each

month. Our only other debt isone car payment, our mort-

gage and a student loan pay-

ment of $200/mos. Despite

being what we feel is finan-

cially responsible (we can

account for every dollar spent

in the past 10 years!) we are

anxious about paying for col-

lege, having enough for retire-

ment and knowing the right

amount of life insurance weshould be carrying on each of

us. Any help in how we can

work towards ensuring our

financial future and that of

our children's is secure would

be appreciated. Carolyn E.

Dear Carolyn: Thank

you for writing, what a pleas-

ure to read your financial

report card; I grade you and

your husband an A. Not an

A+ though, because of the529 plans which, as Ive writ-

ten before, I do not like them

at all. In concept and theory

they sound good, 2 kids and

the abhorrent future price of

college, the 529 plan created a

vehicle to accumulate wealth

for that purpose. The problem

is, the success you will enjoy

in the plan will hurt or hinder

the availability for financial

aid packages available to youfor college when the girls

apply. 529 assets are part of

the EFC, Expected Family

Contribution. There is a bet-

ter way that will accomplish

the goal of accumulating capi-

tal for college and at the same

time, maximize your aid eligi-

bility, in other words, have

your cake and eat it to.

Interestingly, the solution ties

into your second question,ample life insurance coverage

for you and your spouse. To

elaborate, I will need a bit

more information. In this way

I can do some work for you

and create some fascinating

proposals and illustrations

that will completely satisfy all

of your requirements.

The answer for Carolyn

lies in the proper life insur-ance for her and her husband.

Interestingly, life insurance

cash values are not factored in

the EFC formula; yet, their

cash value may be accessed for

college tuition needs, tax-free,

if removed from the policy

properly. Further, the cash

value accumulations may be

linked to a stock market index

like the S+P 500 where, by

formula, can only grow with-out the possibility of negative

returns from crashes and cor-

rections. Therefore, Carolyn

and her husband can use the

same money to provide for the

proper life insurance protec-

tion today, a supplemental

tuition reimbursement plan in

13 and 15 years respectively

and ultimately a tax-advan-

taged retirement plan at their

age 67, to complement theirSocial Security benefits all at

M

ediators have been

around for a long

time, but recentlythey have increasingly taken up

the burden of dispute resolu-

tion, in nearly every sector of

the law. It use to be that if you

wanted to get a divorce, you

hired a lawyer, and settled the

complaint in the courtroom.

After many long drawn out

adversarial meetings, which

cost lots of time and money, the

disputing parties usually came

to a conclusion on the steps ofthe courthouse on the day of

the hearing.

A mediator is a neutral

third party observer who does

not take sides, but tries to help

both parties come to an agree-

ment before they call in the

lawyers thus avoiding the

courts, the emotional fallout,

and especially the legal fees.

Mediators are a diverse set

of individuals they may beteachers, psychotherapists,

businessmen, retired judges and

yes even lawyers. They all

bring their expertise to the

negotiation table. The cost ofmediation services vary from

mediator to mediator, but if you

talked to a person who went

through a mediated divorce,

they will tell you that it is

cheaper and quicker than going

through legal proceedings.

All adversarial proceed-

ings have negative outcomes.

They create stress; they leaveone or both parties feeling

bruised or battered. If there are

children involved, they create

difficult situations that affect

the children in a negative way

both at home or in school, and


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Mar 3

A quality Craft show will be

held at Wayne Hills High

School on Saturday, March 3,from 10 to 5. The school is

located on Berdan Ave. This

Ladies Day Out show will fea-

ture 70 exhibitors and will fea-

ture hand crafted silver, poly-

mer clay, stone, bead and but-

ton jewelry, hand knits scarves,

hats, baby blankets, womens

and girls apparel, American

Girl Doll clothing, tutus,

mosaics, hand painted glass and

stained glass, florals, handmadesoaps, candles, olive oils, flo-

rals, newborn baby dolls,

designer hair accessories and

much more. The show is pro-

moted by P.J.s Promotions. For

further information, please

call P.J.s Promotions at 201-

666-1340 or go to www.pjspro-

motions.com Admission is

$3.00 each

Mar 4Due to the serious need for

resources for homeless families

ACraft Show will be

held at Wayne Hills

High School located

at 272 Berdan Ave, in Wayne

on Saturday, March 3, from 10

to 5. This Ladies Day Out

quality event will feature 70

exhibitors with hand crafted

items. Highlighting the show

will be a great selection of

bead, crystal, leather, silver,

polymer clay, knitted,

semi-precious and girls

jewelry. Also shown

will be new born babydolls, American Girl

doll clothing, mosaics,

slates, florals, girls

dresses and tutus,

woodenware, stained

and painted glass, hand knits,

baby items, hand crafted hats,

purses, leather goods, tie dye,

soaps and body products, can-

dles, silk scarves, designer hair

accessories and much more.

There will also be feather hair

extensions and face painting

available.

The show is spon-

sored by the Future

Business Leaders ofAmerica and promoted

by P.J.s Promotions.

Admission is $3.00

each. For further infor-

mation about the show,

please call 201-666-1340 or go

to www.pjspromotions.com.


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Wayne Hills High School272 Berdan Ave., Wayne, NJ

Wayne Hills High School Craft Show CommunityHappeningscontinued from page 2


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E

rgonomics is the study of

the relationship between

people and their work-

place. Its fundamental purpose

is to improve the work environ-

ment in order to reduce unnec-

essary stress and strain on the

human body. Ergonomics has

now come to include not only

the workplace, but any envi-

ronment where one may do a

task or activity: the home, the

workshop, driving the car, and

so on. Whatever environment

one is in, being aware of body

positioning and continually

seeking to improve the design

of the environment to mini-

mize stress and strain on the

body will help to ensure a

healthy spine.

The following are some

key points to remember when

learning to "think ergonomi-

cally":

Whenever possible, posi-

tion your environment toreduce strain on your body

rather than straining your body

to accommodate the environ-

ment. For example, if you work

at a desk, do not place heavy

objects that you regularly use

(like heavy files or books) in

the drawer on the side of the

desk. In order to get them you

are forced to bend and twist at

the same time, a motion

responsible for many back dis-

orders. To avoid chronic neck

and upper back problems, posi-

tion computer and T.V. moni-

tors so that, when sitting nor-mally, you are not forced to

look down. Monitor and adjust

your environment to ensure

your body positioning and

motions are balanced.

Be "posturally aware" at

all times. Posture is vital to

spinal well-being and health in

general. Think optimum, bal-

anced posture as it relates to

everything you do. Question

how you can improve your

work or leisure environment so

that optimum posture can be

best maintained. For example,

does your environment allow

you to "think tall"?

Design your environment

so that your three basic spinal

curves are maintained as close

to normal as possible. While

you are sitting or standing, doesyour environment force you to

slouch, rounding your mid-

Thinkingergonomically By Dr Glenn Foss


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You Take Care

of Them...Well Take

Care of You!

8/3/2019 221657_1329839112Feb 22 2012 Z1 Low Rez

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Old age happens. Our

dogs are no excep-

tion. As our dogs

become senior citizens, their

physical and mental capabili-

ties change and their needs

change too. Being aware of

these changes and knowing

what to expect will help your

pets golden years be happy

and comfortable.

Some common changes

that you may expect to see in

your senior dog are: loss of

hearing or vision, decreased

activity and/or weight gain,

changes in skin or fur, dental

disease, more sensitive stom-

ach, lumps and bumps, or

even dementia. These

changes dont happen at the

same time for all dogs because

in general, smaller breeds live

longer than larger dogs. A

good rule of thumb is that, on

average, a dog is considered a

senior at 7 years of age.

Senior dogs may act dif-

ferently and may require dif-

ferent care but age is not a dis-

ease. These dogs arent lost

causes and minimal effort can

add years to their lives. The

main focus should be on pre-

vention. Whenever possible,

it is better and less costly to

prevent a problem from occur-

ring, rather than wait for a

problem to develop. Detecting

diseases in their early stages

greatly improves the out-

come. Advancements in vet-

erinary medicine have kept

our pets alive longer, healthier

and happier. If there is a prob-

lem with your dog, don't

assume its just because he/she

is old, and nothing can be

done. With the appropriate

treatment, which can be sim-

ple and non-invasive, many

conditions can improve.

Geriatric care for your

dog and prevention begins

with routine visits to your vet-

erinarian. Most pets visit

their veterinarian once a year

but it is recommended that

senior pets be seen every 6

months. Mainly because dogs

age approximately seven times

faster than us and early detec-

tion of problems is key. Your

veterinarian may do the fol-

lowing to assess and maintain

a healthy senior dog: take a

thorough medical history not-

ing changes in behavior and

physical abilities, a complete

physical examination, early

detection blood work and uri-

nalysis, aspiration of any new

lumps or bumps, x-rays, glau-

coma checks and blood pres-

sure checks.

Based on the veterinari-

ans findings, treatment

options and care can be dis-

cussed. One of the most

important aspects is nutri-

tion. In general, a high quali-

ty senior food is recommended

once your dog reaches 7 years

of age but there may be very

individual nutritional needs.

The best food to feed depends

on the specific problems or

nutritional requirements of

the individual animal. For

instance, obesity is a very

common problem of older ani-

mals and will shorten their

lifespan. A lower calo-

rie/higher fiber diet

would be recommend-

ed for these dogs.

Other diets would be

advised for dogs with

GI disorders, kidney or

liver disease, arthritis,

skin problems, etc.

Home care is also essen-

tial. Close observation of any

changes in mobility, drinking,

eating, etc should be noted

and reported to your veteri-

narian early. Potential prob-

lems may also be uncovered

by getting your hands on your

pet to inspect them periodi-

cally.

Feed a good quality dog

food that is appropriate for

your dog's specific needs. Do

not allow your pet to gain

excessive weight which is very

common when your senior

dogs metabolism slows down

and they dont exercise as

much. It can make them

more prone to arthritis, heart

disease and diabetes. Follow

your veterinarian's recom-

mendations as to exercise,

nutrition and any medications

that may be needed.

Our senior dogs may not

be able to do what they used

to but with a little prevention

and early detection they can

still live a happy, fulfilling life

and still be wonderful com-

panions to us.

Dr. Matthew Krupnick is the

owner of the Pequannock Ani-

mal Hospital. He grew up in

Kinnelon and is happy to be

home, with his wife, three cats

and two dogs, to provide quality

and compassionate care for your

pets in the community. The Pe-

quannock Animal Hospital is lo-

cated at 591 Newark Pompton

Turnpike in Pompton Plains.

You may reach them by calling

(973) 616-0400.

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If you're kept awake at night

by someone who snores,

you're not alone. Its esti-

mated that 70 million

Americans snore; and, it

becomes more common as we

age by age 60, more than

half of adults snore.

The log-sawing vibrations

are often the result of air trying

to move through narrowed or

floppy, soft passages in the

mouth, throat and nose. Other

times, the air is obstructed by

anatomical abnormalities, such

as over-sized tonsils or uvula

that punching-bag like thing

that hangs in the back of the

throat.

Ramtin Kassir, M.D., an

ear, nose and throat doctor and

Chairman of the Department

of Otolaryngology at St.

Josephs Wayne Hospital in

Wayne, NJ, says lots of patients

come into his office at the urg-

ing of their partners. They

report being "kicked out" of

their bedrooms for their loud

snoring.

Many men don't even

realize they're doing it, Kassir

says. And, yes, men are twice as

likely as women to snore.

"The reason men are

affected more than women is

likely due to fat distribution.

When men gain weight, it is

usually in the neck, upper torso

and abdomen," he says. "On

the other hand, women usually

gain weight in the hips and

thighs.

Fat in the neck area can

constrict airway passages and

lead to increased snoring. And,

as we age, the soft tissue inside

the mouth and palate can sag,

just as wrinkles develop with

aging skin.

HOME REMEDIES

Weight Loss and Sleep

Position

Weight loss is one of the

most important elements in the

treatment of sleep apnea.

Sleeping on your side and ele-

vating the head with an extra

pillow "may help prevent col-

lapsing in the back of the

throat," says Kassir.

Avoiding Alcohol

Alcohol and sedatives can

relax the palate of your mouth

and decrease the opening in

the throat, which leads to snor-

ing.

"I tell people to avoid

alcohol for the three to four

hours before going to bed," says

Kassir.

Treating A Stuffy Nose

If you have trouble

breathing through your nose,


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the same time! Thank you

Carolyn for your question,

additional information is

already on its way to you.

Our next question comes

from Bruce M, a high school

teacher in Wayne:

Dear Mark: Why would a

person ever have a Variable

Annuity inside a 403(b)? As

someone who deals in annu-

ities I am hoping you will have

an interesting take on this

issue. Thanks, Bruce

Dear Bruce: Your ques-

tion is an excellent one and

interesting at the same time,

the 403(b) industry was

devoted exclusively to vari-

able annuities in the begin-

ning of their introduction to

the investment community for

those people looking for equi-

ties (stocks or stock mutual

fund like alternatives). The

biggest difference with a vari-

able annuity is the death ben-

efit feature that protected the

value from market losses at

the death of the annuitant.

Another name for a 403(b) is

a tax-sheltered annuity or

TSA. TSAs are available to

teachers as well as hospital

workers and not for profit

organizations as their retire-

ment plan of preference and

all annuity types are available

as a TSA to include tradition-

al fixed, fixed indexed and

variable annuities.

Bruce, I believe your

underlying question is: Is their

value in rolling over or trans-

ferring an employer sponsored

403(b) into an IRA variable

annuity where they both pro-

vide income tax-deferral any-

way?

The answer is absolutely

yes! In addition to a death

benefit VAs also offer a liv-

ing benefit rider (LBR). This

feature, unavailable in most

TSA versions, would provide

immediate upgrades and

incentives for the partici-

pant. With different nuances

from each issuing carrier and

product, its important to

check the fine print to secure

the best benefits in line with

the purchasers individual

goals and objectives. The

over-the-counter deconges-

tants or breathing strips that

adhere to your nose could help.

"There can be a narrowing or a

collapse in your nose, and

[breathing strips] can keep that

area open, but if you have a

septal deviation or nasal polyps,

they need to be addressed, says

Kassir.

When Snoring Turns

Dangerous

Sometimes, snoring can

be a sign of sleep apnea, a

potentially serious disorder in

which breathing repeatedly

stops and starts. Sleep apnea is

more common in overweight

people, though normal weight

people can also develop it.

For someone who is

already prone to sleep apnea,

weight gain can increase the

risk, says Kassir. Fat "pads" can

constrict the airway and lead to

snoring, or in cases of sleep

apnea, a complete collapse of

the airway.

Obstructive sleep apnea

increases the chances of stroke,

heart attack, and high blood

pressure. A few studies have

also found an association

between snoring and higher

rates of cardio-vascular risk fac-

tors including high-blood pres-

sure.

"The important thing is to

do a take home sleep study to

find out if you have sleep apnea

in addition to just snoring,

says Kassir.

When Is Surgery

Recommended?

Doctor Kassir recom-

mends surgery when anatomi-

cal problems are causing exces-

sive snoring.

The Nose

For example, some people

have a deviated septum, which

is when the thin wall that sep-

arates the right and left side of

your nose is displaced to one

side. When a deviated septum

is severe, it can block one side

of your nose and reduce airflow.

ENTs also perform surger-

ies on people who have over-

sized "turbinates," or bumps on

the inside the nose.

"These bumps or shelves

help warm and clean the air"

says Kassir, "but if they're big or

become enlarged they can

crowd the nasal cavity."

The surgery shaves the

bone in the nose down to a

normal size. After the surgery,

the reduced turbinate ridges

open up space so air can move

through unobstructed.

The Mouth And Throat

The New Pillar Procedure

involves the placement of three

tiny woven implants, which are

inserted into the patient's soft

palate, causing the palate to

stiffen. The stiffened palate

helps to reduce or prevent

blockages of the airway - effec-

tively treating sleep apnea and

substantially reducing the

severity of snoring in most indi-

viduals.

Ramtin R. Kassir, MD, FACS,

is a double board-certified facial

plastic surgeon and otolaryngolo-

gist and director of the Mona Lisa

Cosmetic Surgery Center in

Wayne, NJ, and NY. He is also

the chairman of the Department

of Otolaryngology at St Joseph's

Wayne Hospital. He can be

reached at (973) 692-9300 or

via his Web site,

http://www.drkassir.com.

back and pushing your head

forward? When you sit, is your

back supported so that the nor-

mal arc is maintained without

you feeling strain? Does your

job or recreational activities

require you to look down or

bend forward for prolonged

periods?

Your chiropractor can

help you improve the ergonom-

ic factors in your life to ensure a

healthy spine.

Drs. Glenn and Christine Foss

are the owners of Advance Sports

Medicine & Chiropractic Center

in Riverdale. Both doctors have

been practicing chiropractic for

over thirteen years and have been

amongst the communities leading

health care providers. As innova-

tors in health care, they have

merged chiropractic and physical

therapy services together to en-

hance the quality of patient care

and overall treatment outcome.

If you have any questions for ei-

ther of the doctors or would like to

schedule a consultation please call

973-616-4555.


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Thinking

ergonomically

What's behind the snore?

continued from page 8


Charnet answers financial questions



8/3/2019 221657_1329839112Feb 22 2012 Z1 Low Rez

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in Passaic County, a team of

dedicated volunteers represent-

ing several area congregations

of various faiths have formed a

nonprofit organization serving

homeless children and their

families in Passaic County.

This organization, Family

Promise of Passaic County

(FPPC), is an Affiliate of the

national organization Family

Promise, based in Summit, NJ.

Currently, Family Promise has

171 Affiliates in 41. The mis-

sion of Family Promise of

Passaic County is to provide

temporary shelter, meals, and

support, utilizing existing com-

munity resources, local faith

based communities and volun-

teers. Family Promise is dedi-

cated to keeping families

together, unlike other programs

for the homeless. PREAKNESS

REFORMED HAS SIGNED

ON TO BE PART OF THIS

WORTHY CAUSE. Vol-

unteers and additional congre-

gational support is greatly need-

ed as Family Promise of Passaic

County moves closer towards

its goal of serving homeless

families. To meet this need, pre-

senters will outline how Family

Toys that encourage

physical fitness are a

great way to keep your

children fit, active and hav-

ing fun all year-round.

Therefore, giving the right

activity-gift will not only

ensure your kids have fun, but

will also stay healthy without

even realizing it.

What is an activity-toy?

One of the most popular

activity gifts is the ride-on-

toy. Aside from being fun,

ride-on-toys offer many addi-

tional benefits, such as devel-

oping a sense of balance and

coordination, and make a big

contribution to a child's over-

all physical fitness. This year,

take a look at the PlasmaCar

by Plasmart Inc. It's a

mechanical marvel that can

be driven on any flat surface,

indoors and outdoors, and is

powered solely by kid-power.

This attractive vehicle is a

fun way for kids to ride

around the neighborhood,

keep their bodies fit, and have

fun at the same time. It

requires no batteries or fuel,

just the occasional cookie or

two for the driver.

What makes a good

outdoor gift?

Outdoor toys need to be

well made. Not only do they

need to stand-up to rough and

tumble kid treatment, they

need to be able to survive all

types of weather. Outdoor

toys should also have rounded

corners to help prevent

scrapes and cuts that go hand-

in-hand with outdoor fun.

Makers of the PlasmaCar say

it's highly durable and can

handle a load of up to 100 kg

(220 lbs) on a smooth, flat

surface, and 55 kg (120 lbs)

on a rough, flat surface. Not

only will it handle the daily

abuse at the hands of your

children, it's so durable that

parents can have fun riding it,

too. The colour is highly

appealing to kids -- and with

its rounded curves, seat and

steering wheel, this design

will help reduce summer

bumps and bruises.


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i it b it t lif dl i jFebruary 22 2012 Zone 1 Page 17

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It's the season for spring

cleaning, and homeowners

no doubt have a slew of

projects on tap in the weeks to

come. Clothes will be sorted

and donated and unnecessary

items thrown in the trash.

Sometimes, however, there's

little time for a thorough clean-

ing, so a quick tidying up is

done when guests are coming

to visit. There are many ways

to tackle the clutter and get a

home presentable in no time at

all. When you're short on time,

consider these ways to give liv-

ing spaces the appearance of

cleanliness.

Kitchen

Assess the kitchen sink and

move all the dishes awaiting

washing into the dishwasher.

Wipe down the inside of the

sink with a disinfecting wipe

or a clean sponge.

Wipe down the countertops

quickly with a wipe or sponge.

Wet a paper towel or rag and

attack any errant spots on the

stove and floor, which will

become sticky and attract

more dirt.

Fold or hang dish towels in a

way that camouflages any

stains.

Place a small pan of water on

the stove with some nutmeg

and cinnamon and bring to a

simmer. This will disguise any

smells lingering from last

night's dinner.

Take down magnets and notes

stuck to the refrigerator and

temporarily place them in a zip-

per-seal bag.


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visit our website at www lifeandleisurenj com February 22, 2012Page 18, Zone 1

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Use a static-charged sweeper

sheet to grab any hairs, dust or

pet fur from the floor.

Living Room

Go to the sofa and turn the

pillows to the side that is notoften facing outward. Consider

this the "company side" that

may not have any stains or

mars in the fabric. Fluff the pil-

lows to clear out dust.

Use a handheld vacuum to

clean up any crumbs or dirt on

tables or in the sofa cushions.

Wipe down coffee tables with

a damp cloth to clear away dust

and fingerprints.

Wet the fingertips of rubber

gloves and glide your hand over

upholstery to rid furniture ofpet hair.

Keep a basket handy to neat-

ly store newspaper, magazines

or books.

Gather and remove the most

obvious clutter and relocate it

elsewhere less noticeable.

Dim the lights and light can-

dles. It's harder to spot dirt in a

dim room.

Bathroom

A premoistened wipe can

quickly clean the sink and

counters from dried-on contactsolution or toothpaste.

The same wipe can be used to

rid the mirror of errant spots of

splatter.

Use the same cloth to wipe

down the toilet seat and the


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If I could tell you how to

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cally no more money than

a conventional heating and

cooling system, and youd

have no heating or cooling

bills, would you do it? If I

could then tell you how to

eliminate your electric bills

also and end up with a net

zero home, would you do it?I would hope so, because

this is all possible now, and

you really dont have any out

of pocket costs because its

part of the cost of the house.

A Geothermal Heating

and Cooling system works off

the constant 54o temperature

of the earth. With heat

pumps that take heat out of

the house in the summer and

bring it into the house in thewinter, you have an air distri-

bution system that is the most

comfortable of any heating or

cooling system there is. If dry

heat bothers you with asthma,

bronchitis or allergies, geot-

hermal will reduce those

symptoms and youll be much

more comfortable.

So heres how it can

work. Contracting for a geot-

hermal system with Solar &More will give you the oppor-

tunity to save 30% on your

system and your homes insu-

lation and ductwork. How do

we do this? We design and

include the homes air han-

dling and ductwork into the

Geothermal system. We then

provide the spray-in foam

insulation as part of the

Geothermal system also. This

does two things; it increasesthe insulation from the

homes envelope (the insu-

lated living area of the house)

and reduces the size of the

Geothermal system because of

this extra insulation. Spray in

insulation is much more effi-

cient than standard mat insu-

lations provided with most

homes.

Whats all this mean?

Basically, you get aGeothermal system for the

same amount as a traditional

heating and cooling system.

And, you get a much tighter

home with fewer drafts and

the most comfortable heat

and cooling system you can

buy!

So now youve finished

building the house and youre

in. What happens next?

Youve reduced your heating

and cooling bills by up to

70%! You also cover about

70% of your domestic hotwater bills with this geother-

mal system as we install a

desuperheater that transfers

heat from the heat pumps to a

hot water heater. What could

be better!

Tell your architect to be

sure he considers a

Geothermal system. If he

doesnt, weve got an architect

who will design this for you

and it wont cost you any more

than a traditional design. If

hes really good, hell also give

you a south facing roof forsome solar panels. This could

eliminate the remaining por-

tion of your electric bill to

give you that net zero

homeno electric, no heat-

ing and no cooling costsfor

the life of your home. Thats

energy efficiency!

Tom Ferraro owns Solar &

More, a retail showroom in

Pompton Plains, NJ where you

can go to see and learn about

solar, geothermal and other

renewable energy systems.

For more information, see their

website at www.solarnmore-

store.com, visit the store or call

800-782-0241.

visit our website at www.lifeandleisurenj.comy , , g

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Building a house? With Geothermal, I hope!By Tom Ferraro, Solar & More


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v s t ou webs te at j


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Promise assists homeless fam-

ilies and how those interest-

ed can become involved. For

additional information on

this upcoming meeting,

please contact Jim Andreanoat 973-785-0347 or at

Jimandreano @gmail.com

Mar 10

Esther Del Carpio and thera-

py dog, Molly, will be celebrat-

ing their 300th visit to

Emeritus assisted living inWayne. To celebrate, Esther

will hold a talent show on

March l0, 20l2 at 3:30 p.m.

with the assistance of the Girl's

Scouts Daisies Troop of

Wayne. This will be Esther's

second talent show, called Idols

of Wayne. If you would like to

rim underneath. Use the toilet

brush to scrub inside the bowl

to remove any rings.

Put new hand towels on racks

or on the counter.

Glide a lint roller overthe bath mat to remove hair

and fuzz.

Bedroom

If the children's rooms are

messes, close the doors and

make those rooms off-limits.

Make your bed and fluff the

pillows.Take dirty clothes to the ham-

per and put away anything left

out. If desperate, pile it into the

closet to attend to later.

Neaten the night stands

next to the bed, removing per-

sonal effects or storing it in

the drawers.

j

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Easy way to clean up in a snapcontinued from page 18

Community Happeningscontinued from page 16



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Call it a sign of the

times or just plain

good luck for those of

us yearning to swap fast food

fare for some tasty home

cooking. Potluck gatherings

are back and one of this year's

hottest trends in entertaining.

Although these communal

"luck of the pot" meals (where

everyone brings their favorite

dish) hearken back to the late19th century, they found their

footing in the mid-1950's

when it seemed like every

mom in the neighborhood

was filling casserole dishes for

church socials and family get-

togethers.

"There are three primary

reasons driving the return of

potluck -- our schedules, the

economy and childhood

memories," says Chef Jeff

Gillis, www.Celebrating

Home.com. "We live suchfast-paced lives that divvying

up the cooking makes home

entertaining more realistic

than putting all of the burden

on the hostess. Making one

dish instead of several also

helps stretch the budget --

something we're all looking to

do these days. And, let's face

it -- after years of dashing

through the drive-thru,

wouldn't you like to sit downto some home-cooked food,

even if it's only once a week?"

Got potluck fever but

not a clue what to do? Here

are four tips that'll make your

next gathering both tasty and

stylish, plus, a family-fave

recipe that'll put your home

on the map as potluck heaven.

Organize Participants

Divide the meal by cate-

gories so guests will have a

A Warm, Elegant &Engaging Atmosphere

Restaurant & Fine Catering Gift Certificates Available

Daily Lunch Buffet & Full Menu with Specials

Take-Out Full Bar

Since 1983

ATouchOfItalyInBlo

omingda

le Catering

ForAllOccasions

On&OffSite

49 Main St Bloomingdale, NJ 973-492-2211 1-888-522-Lina (5462)

www.linasristorante.comJust off Routes 23 & 287 Open Wed, Thurs & Sun 12pm-11pm Fri & Sat 12pm-12am

VISIT US ON FACEBOOK

Let Our Family Host YourChilds Communion Celebration,Reserve Your Party Today!Call Linas at 973-492-2211

Customer Appreciation NightEvery Wednesday & Friday

50% OFF Entire Check4pm-11pm. Cash only. 18% Gratuity added

to total bill. Not valid with any other offers.

We will open forprivate parties

on Mondays & Tuesdays

Coupon must be presented before ordering. Maximum 2 coupons per table. Not valid forparties of 8 or more. Not valid with other offers. Excludes beverage and tax.All coupons good for two meals. NOT VALID ON HOLIDAYS. Expires 3/21/12

*

Coupon must be presented before ordering. Maxi-mum 2 coupons per table. Not valid for partiesof 8 or more. Not valid with other offers. Excludestax. NOT VALID ON HOLIDAYS. Expires 3/21/12

*

Shrimp Scampi or Francaiseover Linguine, Veal, Chicken,

Shrimp or EggplantParmigiana w/Linguine,

Chicken or Sole Francaisew/Potato, Meat Loaf

w/Mashed Potatoes, FriedShrimp w/French Fries

***Soup or Salad***

With the purchaseof a beverage.

MONDAY - THURSDAY

$10.99

LUNCH SPECIAL6 Choices for

ALL DAYSPECIAL

1. Grilled Chicken or Shrimp Caesar Salad

2. Eggplant Parmigiana Platter or Hero

3. Chicken or Shrimp Scampi over Pasta

4. Chicken, Shrimp or Sole Francaise with Vegetable

5. Meatloaf with Mashed Potatoes

6. Fried Shrimp & French Fries

7. Fish & Chips

CANNOT COMBINE WITH LOBSTER OFFER. Coupon must be presented before ordering. Maximum 1 coupon per table.Not valid for parties of 8 or more. NOT VALID ON HOLIDAYS. Not valid with other offers. Excludes tax. Expires 3/21/12

With the purchase of a beverage.With minimum

Food purchase of$35.00$10 Off

$599

*

Not to be combined with $9.99 or $10.99 coupons.

RESTAURANT

*

MONDAY - SATURDAY

MONDAY - SATURDAY

With the purchaseof a beverage.

STEAKSCHICKENSEAFOOD PASTAKIDS MENU

710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS973-835-1426 www.gillysrestaurant.com

BUY 1 ENTREE - GET 1 FREE*!TUESDAY ALL DAY

*CASH ONLY. NOT VALID ON HOLIDAYS. Of equal or lesser value. Not valid with other offers. Excludes tax.Cannot be combined with any other offers. One offer per table. Must present coupon. Valid with purchase of beverage.

Up to 6 People. Valid on Food Only. Not valid w/cr edit card payments. 1 coupon per table. Exp. 3/22/12. LL

With This Ad Receive

754 Totowa Rd, Totowa 973-942-8229www.barnyardandcarriagehouse.com

YOUR

FOOD

TOTAL

To Advertise in Life & LeisureCall 973-696-8008

Potluck's back -- let's eat!By Carla Jordan

A slow cooker (like Celebrating Home's Venetian Home Spice Bean

Pot shown here) is potluck perfect. It's sized to feed a crowd and togo from kitchen to table without missing a stylish beat.

Photo courtesy of www.CelebratingHome.com

Bean Pot Beef StewThis twist on an

American favoriteyields a hearty,

flavorful entree thattakes less prep time

because it slow cooks inthe oven in a bean pot.



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finest LBRs share in com-

mon, a lifetime income guar-

antee for single or joint

annuitants, a step-up mecha-

nism to lock in performance

gains if any and an annually

increasing roll-up feature

that will increase your

income base in periods of

declining or negative market

performance. Most school

sponsored 403(b)s do notoffer living benefit riders

which is truly a shame! It

would be my pleasure to

demonstrate to you and your

fellow teachers the variable

annuities I feel offer the best

combination of benefits and

value. Bruce, just email me

or call, better yet, come on

over as I never charge for a

consultation and my kids

would like to see one of their

favorite former teachers. Allannuities are not created

equally nor are 403(b)s for

that matter; therefore they

should be studied carefully

before making any exchanges

or cancellations.

Readers, please continue

to send me your financial

questions. Every question

will get my personal response

even if it doesnt make it to

this page. Thank you all foryour participation and the

opportunity to be of service.

Maybe, next issue will be

your chance to see your name

and question in print!

Mark E. Charnet is President

and Founder of American

Prosperity Group. APG is the

Premier Retirement and Estate

Planning Franchise in the

United States with 16 offices in8 states. Mr. Charnet has

over thirty years of experience

in the Retirement and Estate

Planning fields. Creator of the

Trinity Method of Investing,

Mark encourages your in-

quiries and can be reached at:

877-885-1APG (1274) or

973-831-4424 or via email,

[email protected]

Check out our website:

www.1APG.com Interested ina career in retirement and es-

tate planning? Check out this

website: www.APGFran-

chise.com Securities through:

BCG Securities, Inc. Member

SIPC, FINRA and a Regis-

tered Investment Advisor.

balance of appetizers, en-

trees, sides and desserts from

which to choose. Cooks

needn't commit to a specific

recipe but it's helpful to

know up-front that a well-

rounded meal is in the mak-

ing.

Agree on Advance Prep

All dishes should be

cooked prior to arrival so

only a quick re-heating is

required. Everything shouldalso hit your doorstep ready

for presentation to avoid last

minute searches for serving

bowls and platters.

Choose Easy-Fix, Crowd-

Pleasing Recipes

To appeal to guests vary-

ing tastes, save the exotic for

later and dust off mom's

(or grandma's) cookbook.

Traditional potluck dishes

like casseroles, chili, soup,

bread, and cakes are alwayspopular and easy to make.

Dress Up the Table

Remember the special

tablecloth mom used for

Sunday dinner? Create some

memories for your own fami-

ly with a pretty fabric table-

cloth, cloth napkins (pretty

and eco-friendly!) and some

candles. A few minutes is all

it takes to create a festive

look that'll make guests feelhonored to have gathered

around your table.

Ingredients:

1 pound round steak, cut

into bite-sized pieces

1 large yellow onion,

roughly chopped

2 tablespoons olive oil

4 cloves garlic, chopped

fine

1 can (14.5 ounces) diced

tomatoes

6 cups beef broth(or stock)

112 teaspoons dried thyme

3 bay leaves

2 cups potatoes, cubed

1 cup celery, diced

1 cup carrots, diced

Salt and pepper to taste

Directions:

Rub steak with olive oil and

coat with salt and pepper.

Let steak sit at room temper-

ature in bean pot whilepreparing all other vegeta-

bles. Chop and dice every-

thing, then add to bean pot.

Add beef broth (or stock),

thyme, bay leaves, diced

tomatoes and salt and pep-

per. Cover and bake in 375 F

oven for 3 to 4 hours until

meat is tender.

*Recipe courtesy of www.

CelebratingHome.com

MARIA FERRITO

973-986-6914 Cell

LINCOLN PARK $249,9993BR Penthouse, hardwood floors.

Private back location.

OPEN HOUSESunday, Feb. 26th 1-4pm

Located at 39 Robertson Way

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in the WAYNE area.

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WAYNE $899,9995,000 s.f. of luxury - Custom 4br,

5.1 bath. Set on .75 acre private lot.

Call MARIA FERRITOfor CURRENT MARKET

VALUE OF YOUR HOME

2010 Coldwell Banker Real Estate LLC. Coldwell Bankeris a registered trademark of Coldwell Banker LLC. An Equal Opportunity Company.Equal Housing Opportunity.Owned and Operated by NRT LLC.

%!$#&)&*#

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2010 Coldwell Banker Real Estate LLC. Coldwell Banker is a registered trademark of Coldwell Banker LLC.An Equal Opportunity Company. Equal Housing Opportunity. Owned and Operated by NRT LLC.

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Coldwell Banker, Since 1906, Americas Premier Real Estate Company

OFFICE 973-696-6660 x140 or CELL 973-725-8810

Fax 973-694-3915 [email protected]

JOAN LA GRECAREALTOR

991 Hamburg Turnpike Wayne, NJ 07470

Call Me for a FREE Market Analysis of your home.I will bring you RESULTS in getting your homeSOLD!

2001 Brick 5BR, 3Bath Col. on Cul De Sac. Enjoy themountian views where home is high and dry. Kit. hasgranite counter tops, ss appliances. Slider door todeck. Great Room with cozy fplc. Master suite B/Rand Bath w/jacuzzi tub. Custom shaped IG pool andparklike prop. surrounded by breathtaking landscap-ing. Huge patio. High Ceilings. Marble & HW flrsthroughout 1st Floor. UG water sprinkler. 3 carattached gar.. Taxes are being appealed. Must See!

SOLD!

TopLister January2012

Potluck's back -- let's eat!continued from page 22

Charnet answers financial questionscontinued from page 14


8/3/2019 221657_1329839112Feb 22 2012 Z1 Low Rez

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participate contact Esther at

[email protected] or you

can call her at 973 890-7556.

There is no age requirement.

Prizes will be awarded and

refreshments will be served.

Mar 15

Immaculate Heart of Mary's

Annual Laughs for Ladies

Tricky Tray and Comedy Show

will be held on Thursday,

March 15th at the Westmount

Country Club in Woodland

Park (formerly W. Paterson).

Tickets are on sale now!

Tickets are $50 and include

dinner, a comedy show starring

Maureen Langan, and a Free

Sheet of Regular BasketTickets. Our numerous baskets

include Electronics, Coach

Purses, Theatre tickets, gift cer-

tificates and much more. Our

Super Gala Prize an iPad

package. The night will end

with our 50/50 raffle. Doors

open at 5:30. Large separate

room for viewing baskets. Hot

butler style Hors D'oeuvres!

Bring a friend or two and

have a great time. Tickets are

on sale in the school office. For

info and tickets, call the schooloffice at (973) 694-1225 or the

Rectory at (973) 694-3400.

You can also view the info on

our website. Go to IHM School

at http://www.ihmschoolon-

line.org/Support_IHM.html

SMARTER. BOLDER. FASTER.

Make your first choice the right choice.

Call Danielle today at 973.460.4352

Advertising on over 170 websites Direct access to all real estate listings

Short Sales & Foreclosure Certification

NJAR Circle of Excellence Award ~ 2006-2011Masters Emerald ~ 2011

Quality Service Pinnacle Producer ~ 2011

DANIELLE FIORINAREALTOR, ABR

Crest Real Estate142 Route 23 NPompton Plains, NJ 07444

[email protected]: 973.646.7440

HALEDON $299,000Great townhouse, 2 bedrooms, 3full baths and 1 half bath, includingmaster bedroom with master bath,walk-in closet, and jacuzzi tub.

Web#2915064

Joseph Simone

WAYNE $459,000Gorgeous Bi-level features 4bedrooms, 2.5 baths, updatedeat-in kitchen, formal dining, andfireplace in family room.

Web#2910683

David Massola

TOTOWA $599,000Beautiful Colonial in the gatedcommunity of Hickory Hill. 4bedrooms, 2.5 baths, and moderneat-in kitchen with granite counters.

Web#2910517

Joseph Simone

WAYNE $389,900Maintenance free home in LakeCommunity. 4 bedrooms, 2 fullbaths, hardwood floors, lots of tile,and great yard with pool.

Web#2913823

Joseph Salomone

WAYNE $929,000

Spectacular Center Hall Colonial

in prestigious Indian Hills. Custom

built features 4 bedroom, 2.5 bath.

Web#2880797

Gene Lowe

WAYNE $349,900Fantastic opportunity to own a 4bedroom, 2 bath Cape with updatedkitchen in Packanack! Just 1 blockfrom the lake.

Web#2915805

Shawn Anen

WAYNE $849,000Red Barn Estates! Great location!Brick front, 5 bedrooms, 4 baths,modern eat-in kitchen with centerisland, and formal dining room.

Web#2876575

Joseph Simone

WOODLAND PARK $299,900

Well kept expanded Cape offers 4

bedrooms, 2 updated baths and

kitchen with separate dining area.

Web#2910447

Shawn Anen

WAYNE $799,971

Immaculate Colonial features 5

bedrooms, 4.5 bath, loaded with

upgrades, custom hardwood floors.

Web#2908025

Joseph Simone

WOODLAND PARK $299,000Renovated expanded Ranch offers3 bedrooms, 3 baths, eat-in kitchenwith breakfast bar, separate din-ing area, and formal dining room.

Web#2850569

Gene Lowe

WAYNE $599,000Beautiful expanded Ranch in desir-able Packanack Lake. 3 bedrooms,2.5 bath, open floor plan and lotscloset space in bedrooms.

Web#2911313

Carolann Martello

WOODLAND PARK $257,000Charming Cape Cod home features2 bedrooms on first floor, eat-inkitchen, formal dining room, andliving room/dining room combo.

Web#2898538

Gene Lowe

970 Valley Road Wayne, New Jersey (973) 694-6500 RandRealty.com2012 Independently Owned and Operated by the Rand Family and Licensed in NY, NJ, and CT

PREAKNESS REALTYEstablished 1968

P r e a k n e s s R e a l t y h a s J o i n e d B e t t e r H o m e s a n d G a r d e n s R a n d R e a l t y

Same Faces...

NEW NAME

Community Happenings




8/3/2019 221657_1329839112Feb 22 2012 Z1 Low Rez

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SERVICE DIRECTORY & CLASSIFIEDS

FREEat Home Shopping

ServiceServing

NorthJersey

Proudlyforover

60years!

CMR SERVICES973-703-3039

Cleanouts &Dumpster ServicesFully Insured NJ Lic #A901

FREE ESTIMATE

Estates Abandoned PropStorefronts Basements

Whole House Attics

221657_1329839112Feb 22 2012 Z1 Low Rez

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