2014 WMDDS Holiday Bulletin

BulletinHOLIDA ISSUE 2014

VOL. 46, NO. 6

www.davislaboratory.com | Call 616-261-9191

Happy Holidays

Your loyalty as a customer in 2014 is very much appreciated.

- From Everyone at Davis

WEST MICHIGAN DISTRICT DENTAL SOCIETY | HOLIDAY ISSUE 2014 1

Mission StatementThe Bulletin is the newsletter of the WMDDS and its mission is to inform the membership of

upcoming and recent events, state & local issues related to dentistry, and as a forum for its officers,

representatives, and members to discuss appropriate topics of interest to the membership.

Communication & Advertising PolicyThe Bulletin will publish submitted articles from members and others that relate to the practice of

dentistry, small business, social, or political issues affecting dentists, or other subjects of interest to

the membership. All published items are subject to space restrictions and the community standards

of the WMDDS. The editors reserve the right to reject any article or advertisement deemed

inappropriate and to edit submissions as they see fit.

Submission & Publication Policy: Articles and advertisements must be submitted no later

than the 1st of the month preceding publication date. The Bulletin has six publications: the

winter issue, spring issue, summer issue, directory issue, fall issue, holiday issue. Direct

submissions or correspondences to:

Dr. Jeffrey S. Smith • 3050 Ivanrest SW, Suite B • Grandville, MI 49418

Phone: 616.531.1554 FAX 616.531.6947 • Email: [email protected]

Include “Newsletter” in the subject line

Editor Dr. Jeff Smith

Associate Editors Dr. Seth Vruggink Dr. Derek Draft Dr. David Huyser Dr. Brian Licari

Advertising Editor Elaine Fleming Executive Secretary WMDDS 511-F Waters Building Grand Rapids, MI 49503 (616) 234-5605 [email protected]

West Michigan District Dental Society Executive Board 2014-2015 President Dr. Samuel Bander President-Elect Dr. Steve Conlon Vice President Dr. Leonard Bartoszewicz Secretary-Treasurer Dr. Tyler Wolf Editor Dr. Jeff Smith Immediate Past President

Dr. Margaret Gingrich

Directors Dr. Brian Mulder Dr. Lathe Miller Dr. Kathleen EllsworthArea Representatives

Kent County Dr. James Papp Ionia-Montcalm

Dr. John O’Donald

County Mecosta County Dr. Erick Perroud Ottawa County Dr. Kevin Rebhan

MDA IV District Dr. Brian Cilla Trustees Dr. Colette Smiley

Big Rapids Dental Study Club OfficersPresident Dr. Erick Perroud Vice President Dr. Christa SternSecretary Dr. Christa SternTreasurer Dr. Erick Perroud

Holland-Zeeland Dental Society OfficersPresident Dr. Meredith Smedley Treasurer Secretary Immediate Past President

Ionia-Montcalm Dental Study Club OfficersPresident Treasurer Dr. Kirkwood Faber

Kent County Dental Society OfficersPresident Dr. Kathryn Swan Vice President Dr. James Papp Secretary Dr. Kathleen EisinTreasurer Dr. Christopher Leja

West Michigan Dental Foundation OfficersPresident Dr. Michael Palaszek Vice President Dr. Sarah Mahar Secretary Mrs. Dawn Kamyszek Treasurer Mr. Joe Van Laan

The Bulletin of the West Michigan Dental Society is published six times a year (the winter issue, spring issue, summer issue, directory issue, fall issue, and holiday issue). The opinions expressed in The Bulletin are not necessarily the opinions of the West Michigan District Dental Society.

Contributions to The Bulletin are welcome and should be addressed to The Bulletin Editor, 3050 Ivanrest SW, Suite B, Grandville, MI 49418. Requests for purchase of advertising space should be directed to the Advertising Editor, Elaine Fleming, (616) 234-5605. The deadline is the 1st of the month prior to publication.

© 2014-2015 West Michigan District Dental Society Bulletin

Contents

President’s Message ..................................................................................................... 2

Editor’s Thoughts ........................................................................................................ 4

Griffins Health and Wellness Expo...............................................................................6

GRCC News ...................................................................................................................8

2014 Executive Board Update .....................................................................................11

2014 Directory Corrections and Addition .................................................................12

WMDF News................................................................................................................14

Practice Management ..................................................................................................18

Technically Speaking ...................................................................................................20

Two Factors That Affect How Long Your Retirement Money Will Last .................22

Succession Planning for Your Dental Practice ..........................................................24

Classified Ads ...............................................................................................................26

Advertiser Index ...........................................................................................................28

ow fitting, as we bid farewell to 2014 and begin a

New Year. It seems as though it is with a little regret

that we say goodbye to the previous year. All of us

have had both highlights and lowlights in the past year. But no

matter what happened in 2014, we must all look ahead to 2015.

I became your president in May 2014. Since that time, the

WMDDS has been very active. Before we say goodbye to 2014,

let’s see what made us smile this year.

New Computer in the WMDDS Office: Elaine was glad

that we finally replaced the abacus. Look for big things in 2015

and beyond with our upgraded website and computer system.

Committee Activity UpdatesPeer Review – Standard of Care: Dr. Andrew Hoekwater,

chairperson, and Dr. Kevin Rebhan, board liaison. There were

four cases received by the committee, two were unable to be

mediated and a three-dentist panel was needed. One case was

mediated. The last case was dropped by the patient.

Nominations Committee: Dr. Margaret Gingrich, chair-

person. Ballots will be mailed to WMDDS members to vote for

the WMDDS delegation to the 2015 MDA House of Delegates

and WMDDS officers, first and second year directors, and the

editor of the WMDDS Bulletin. Be sure to vote and serve!

Legislative Committee: Dr. Leonard Bartoszewicz, Vice

President and committee chair. Dr. Bartoszewicz attended

the legislative breakfast sponsored by Rep. Arlan Meekhoff.

The committee will organize a WMDDS legislative breakfast

in the spring of 2015 so that WMDDS members can interact

with our representatives. Watch for the date. Please contact

Dr. Bartoszewicz if you want to get involved in the politics of

dentistry. It is critical to be at the political table. We are truly

the oral health authority in West Michigan.

Public Relations Committee: Dr. Suzanne Port, chair-

person, Dr. Brian Mulder, board liaison. WMDDS, along

with the second-year dental hygiene students at GRCC, par-

ticipated in November’s pre-game health and wellness expo

prior to the Griffins matinee game. WMDDS donated 2,000

toothbrushes and 500 game tickets. The event was a huge

success! (See pages 6 and 7 of this issue of the Bulletin, and

visit the WMDDS Facebook page for additional photos). The

PR committee helped secure a Michigan Dental Association

Foundation grant for the Kent County Oral Health Coalition

so they could purchase dental education materials to be

distributed by home health care providers. Finally, the PR

committee has organized the “Griffins Dental Appreciation

Night” on March 5, 2015. WMDDS will be doing a cheek

swab bone marrow drive. This is a big deal and can be life sav-

ing for those with leukemia. Be sure to attend with your entire

staff and family! Thanks, Dr. Port and committee members,

Dr. Matt Gietzen, Dr. Veronica Hamilton, and Dr. Brian

Mulder for a job well done on PR for the WMDDS.

Membership Committee: Dr. Kathryn Swan, chairperson,

Dr. Lathe Miller, board liaison. The Membership committee

has been very active in 2014. New Dentist Forum committee

co-chairs, Dr. Matt Lieto and Dr. Veronica Hamilton, have

been doing a great job organizing New Dentist Forum meet-

ings and had a well-attended social event in September in the

Centennial Room at Founders. In October, the Membership

committee organized the annual WMDDS new member

reception held at the home of Dr. Sarah Masterson. This

was a chance for the WMDDS Board to meet and greet new

members and their guests to the WMDDS. Our district con-

tinues to grow! The Membership committee also met with the

MDA’s “traveling road show” at the office of Dr. Katie Swan.

This was an opportunity for WMDDS committee members

to brainstorm with the MDA’s Mr. Josh Lord, Director of

Membership and Strategic Initiatives, and Dr. Alexa Vitek,

chair of the MDA’s Membership committee. The committee

discussed ways to make the WMDDS more effective in help-

ing member dentists succeed – new members as well as sea-

soned members. We can do this by using the committee struc-

ture and asking members to play a small role based on their

time availability and expertise in an area of interest. Thanks

to the committee members and Dr. Swan for a job well done.

WEST MICHIGAN DISTRICT DENTAL SOCIETY | HOLIDAY ISSUE 20142

P R E S I D E N T ’ S M E S S A G E

“Don’t Cry Because it is Over … Smile Because it Happened.” — Dr. Seuess

By Samuel Bander, DDS, WMDDS President

H


Distinguished Service Award Committee: Dr. John Bouws,

chairperson. Congratulations to Dr. Donald French! He was

presented with the prestigious Silent Bell Award on December

11, 2014. The Distinguished Service Award committee wrote:

“Dr. French has given unselfish service to missions in Guyana, the local dental societies, the dental programs at Ferris State University, and in his community and church. He has shared his leadership skills at all levels of our profession.” The Silent Bell is presented to a member of the WMDDS who has and are mak-ing outstanding selfless contributions to their profession and/or community. The award is a bell without a clapper symbolizing those who give and serve without recognition. The Silent Bell is the highest award of the WMDDS. On behalf of a grate-ful organization – the WMDDS says thank you to Dr. French for years of service to your patients, your community and your dental society. Remember, Dr. French … don’t cry because it is over, SMILE because it happened!

THANK YOU to all of the volunteers who selflessly serve the

MDA and the WMDDS. Happy New Year and may you have

a joyous and successful 2015!

WE WANT YOU!Editorial policies committee – Dr. Jeff Smith, editor.

Dr. Smith has served as editor for three years

per WMDDS bylaws. The editor serves a three-year

term as a voting member of the WMDDS Board.

His term ends in May 2015. If you are interested

in being considered for the editor position,

or serving on the committee with future hopes of serv-

ing as editor, contact executive secretary

Elaine Fleming at [email protected] or myself,

Dr. Sam Bander at [email protected].

The editor works with our staff and a full committee

to publish six issues of the Bulletin, attend monthly

WMDDS Board meetings (dinner included),

and pen an editor’s article in each issue.

He/she must have a passion for writing and the

ability to lead a committee.

P R E S I D E N T ’ S M E S S A G E

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had the pleasure to attend this year’s WMDDS new

dentist reception. It was held on a Thursday night in

late October. By the time that my wife, Susan, and I

got there it was almost dark, and I was low on energy from

what the last four days at the office had thrown at me. These

events are always fun, and while I have never been sorry for

making the effort to attend them, this was one of those nights

when it was mildly tempting to just head home, turn on the

fireplace, and settle into some good reading until nodding off

for the evening.

That all changed as soon as we were warmly greeted at the

door by our host, Dr. Sarah Lennan Masterson. The inside

of Sarah’s inviting home was alive with the energy of over

a dozen of our newest members. Most everybody was very

upbeat and excited to get the chance to meet new colleagues,

share some personal or professional experiences with each

other, and forge lasting friendships as well as associations with

organized dentistry.

Twenty-nine years ago, being new to Grand Rapids and

having maybe one month of practice under my belt, I

remember feeling some mild anxiety upon going to my first

such meeting. While all of the WMDDS board members who

were there to greet us new dentists were very friendly, it was

still challenging not to be a bit overwhelmed by the feeling

of being somewhat of an outsider in what appeared to be a

very close-knit group of individuals, most of whom had a

much greater level of professional knowledge and experience.

At least there was some mild consolation in that us newbies

outnumbered the old masters if things started turning sour.

(Oops, I am having flashbacks of college fraternity hazing

events again!). If there was any such anxiety in this latest

group of new dentists, it was impossible to detect. Our newest

colleagues (almost all younger than my own children), are a

very social, talented, bright, and optimistic bunch. Spending

a short evening with them convinced me that when their

time comes, they will easily be able to pick up the torch and

become the outstanding leaders of our profession.

For most of the history of dentistry, the prevalent model

was one of a small cottage industry, where a solo practitioner

(especially those who ran small rural practices) seldom got

out much to bounce things off of his or her colleagues unless

they picked up the phone or went to some kind of a dental

meeting. (Let us also not forget that until the mid to late

1980s, there were no continuing education requirements for

state license renewal.) The economy and costs of ever increas-

ing technology (which allow us to provide the best quality of

care that dentistry has ever seen, done even more efficiently

than before) has resulted in a shift toward group practice and

clinics. Group practice settings can’t help but increase the

exposure to new knowledge that each individual practitioner

receives from or shares with their colleagues.

If you are beginning to wonder where all of this is going, I

guess it is that we as individual dentists should feel an obliga-

tion to stay connected to one another regardless of the type or

size of practice where we work. Reach out to your colleagues.

Especially in this holiday season, try to make a little extra

effort to rekindle old professional relationships or friendships

that may have fallen off over time. Whether you are there to

help with a technical question, cover for a medical leave or

vacation, or are just there to lend an ear to someone who is

going through a rough spot in their career or life, belonging

to a group and realizing that others that you know and trust

have your back makes for a better night’s sleep, and probably

makes you a better doctor in the process.

I

E D I T O R ’ S T H O U G H T S

Reach Out This HolidayBy Jeffrey Smith, DDS, MS, Editor, West Michigan District Dental Society

Ph. (616) 957-2140 / www.studio2dental.com Follow us on Facebook at studio2dental

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I N T H E N E W S

he WMDDS and GRCC second-year dental hygiene

students teamed up to hand out toothbrushes and

talk about oral health at the Griffins Health and

Wellness Expo prior to the matinee hockey game attended

by thousands of area students. WMDDS provided tickets

for 500 students to attend. The dental hygiene students had

the opportunity to interact with some high school students

who were interested in pursing education to become dental

hygienists. The GRCC students were also interviewed by

Maranda and appeared on her TV show. Thanks to the GRCC

students for a job well done!

Griffins Health and Wellness Expo

T


G R C C N E W S

GRCC Dental Auxiliary Programs Start the Year with New Clinic, Equipment and TechnologySubmitted by Eve J. Sidney, RDH, MS, CDA, Director of Dental Auxiliary Programs, GRCC

rand Rapids Community College dental programs’

academic year began in August with the opening of a

beautiful new clinic, which was remodeled over the

summer. While a few items are nearing completion, the new

clinic is fully operational.

All clinic and labora-

tory courses are running

well. The “new” clinic

includes several improve-

ments and technological

advances. The clinic has

24 dental units (the “old”

clinic had 20). Each unit

has a desktop comput-

er and a separate mon-

itor attached to the dental

chair. The monitors can be

used for students to view

instructor demonstrations

or show patient education videos. The monitors may also be

used to view intra-oral camera or radiograph images.

The clinic now includes an instructor station equipped

with an overhead camera. Instructors can provide live dem-

onstrations and/or record a presentation. Recorded presenta-

tions can be uploaded to Blackboard for students to view at

any time. An instructor can demonstrate a technique, and the

video can be projected to each of the 24 stations. Students

no longer need to huddle around one manikin to observe a

demonstration.

Six ADEC patient simulators are now installed in the dental

lab. The simulators contain high- and low-speed handpieces

including water. Typodont teeth can be drilled and filled!

G

Students and faculty will use the ADEC patient simulators to

practice four-handed dentistry techniques.

The GRCC Auxiliary programs are 100% digital. We are

no longer able to honor requests for traditional radiographs.

The radiography suite consists of six individual rooms (the

“old” clinic had four rooms). Each room contains a Progney

Preva x-ray machine, computer, and a digital scanner, which

receives images from photo-stimulable phosphor plates.

Future plans include teaching students to use a Gendex digital

intraoral sensor.

Armen Oumedian has made a generous donation of

$10,000 to the dental programs. The department will use the

donation toward the purchase of a Dentsply Dental X-Ray

Trainer manikin. The manikin is a realistic substitute patient

that allows unlimited

radiation exposures while

teaching students how to

take radiographs.

Enrollment for both

programs is strong. The

GRCC Dental Hygiene

program has 32 second-

year students and 32 stu-

dents enrolled in their first

year of the program. Once

a student meets the dental

hygiene program quali-

fications, they are added

to the ready/wait list. It

takes approximately two years on the ready/wait list before a

student is able to begin the dental hygiene curriculum. The

GRCC Dental Assisting Program has 23 full-time and six

part-time students that will complete the program in June

2015. Once a student meets the qualifications for the pro-

gram, it takes approximately two years before a student is able

to begin the dental assisting curriculum.

We extend a special thank you to all dental practices that par-

ticipated in our dental assisting externship by mentoring one

of our dental assisting students. During academic year 2013-14,

over 42 dental offices donated approximately 5,500 hours of

invaluable instruction to our dental assisting students. If your

office is interested in mentoring one of our dental assisting


G R C C N E W S

Julie Bera demostrates an intraoral technique as students watch on

monitors in the background.

A second-year dental hygiene student using the intraoral camera on a

classmate.

students this year, contact Julie Bera at 616-234-4542.

Plans are underway to offer a certified dental assistant the

opportunity to earn the registered dental assistant credential.

Curriculum revisions will be made during 2014–2015, which

will reflect accreditation changes and the new expanded

functions approved by the Michigan Board of Dentistry in

October. As soon as we have a target date to launch the pro-

gram, information will be published in the WMDDS Bulletin

for those who are interested.

The dental auxiliary department hosted the Annual

Infection Control Update Seminar on September 26, 2014.

Dr. John Molinari, PhD, delivered the review again for us

this year.

On December 12, 2014, the dental auxiliary programs will

host the third annual Senior Dental Day. The dental programs

partner with the Area Agency on Aging of Western Michigan

to deliver preventive care that includes bite-wing radiographs,

panoramic radiographs, prophylaxis and oral exams. Last year

we served 43 seniors. Volunteers for the event include dental

assisting and hygiene students, GRCC faculty and area dental

assistants, dental hygienists, and dentists. Cherry Street and

local dentists will complete basic dental services such as den-

ture reline, endodontic therapy, extractions, and restorations

at no charge to the seniors.

The GRCC dental clinic will serve as a testing site for the reg-

istered dental assistant examination scheduled for May 15, 2015.

The PoinTs of LighT ProjecT

If you would like more information regarding our project or would like to register as a participant, please visit our website at: pointsoflightonline.org.


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Dr. Samuel Bander President

Phone: 616.949.5980Fax: [email protected]

Dr. Steve Conlon President-elect


Dr. Leonard Bartoszewicz Vice President


Dr. Margaret Gingrich Immediate Past President

Phone: 231.796.8715 Fax: 231.796.6300 [email protected]

Dr. Tyler Wolf Secretary-Treasurer


Dr. Brian Mulder Third Year Director


Dr. Lathe Miller Second Year Director

UPDATE: Phone: 616.943.9320Fax: [email protected]

Dr. Kathleen Ellsworth First Year Director


Dr. James Papp Representative Kent County


Dr. Erick Perroud Representative Mecosta County


Dr. John O’Donald Representative Ionia/Montcalm Counties


Dr. Kevin Rebhan Representative Ottawa County

UPDATE: Phone: 616.772.2868Fax: [email protected]

Dr. Colette Smiley MDA Trustee


Dr. Brian Cilla MDA Trustee


2014 WMDDS Executive Board Update

RICK CHRISMAN, CPA MANAGING SHAREHOLDER [email protected](616) 949-3200

BRINGING MORE GOOD IDEASTO THE TABLE.C

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WMDDS TABLE 7.5 x 3.25.ait 1 10/13/2014 10:52:11 AM


WMDDS Bulletin ad Fall 2014rev.pdf 1 10/21/14 12:58 PM

2014 Directory Corrections & Addition

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BRIEDEN, MARK P (ORTHODONTIST)158 MARCELLROCKFORD, MI 49341866-3010 FAX 866-7401275 STATE STREETSPARTA, MI 49345887-4002 FAX 383-1183

CHARNLEY, ERIN600 PARK AVENUEGRAND HAVEN, MI 49417842-8820 FAX 846-8822

DOUBLESTEIN, JASON4320 - 44TH STREET SW, #106GRANDvILLE, MI 49418530-2200 FAX 530-8250

GRODE, DANIEL (NO LONGER PRACTICES IN HUDSONVILLE)1726 LEONARD STREET NEGRAND RApIDS, MI 49505459-0478 FAX 742-6021

HARSHMAN, TRAvIS Q1978 SOUTH STATE ROADIONIA, MI 48846527-0030 FAX 527-4722

KNIGHT, HILLARYFERGUSON DENTAL CLINIC101 SHELDON BLvD SEGRAND RAPIDS, MI 49503776-2340

MEEUWSEN, DANIEL12374 STAFFORD ST, PO BOX 204RAvENNA, MI 49451231-853-6618 FAX 231-853-8043

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RASHEWSKY, STEPHANIE E519 ADA DRIvE SE, PO BOX 157ADA, MI 49301676-9177 FAX 676-8836

RITZEMA, NICHOLAS C4565 WILSON AvENUE SW, STE 2AGRANDvILLE, MI 49418538-0700 FAX 538-0359 vANDER LAAN, MATTHEW R820 - 84TH STREET SWBYRON CENTER, MI 49315455-7310 FAX 455-0332

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WMDDS Bulletin ad Fall 2014rev.pdf 1 10/21/14 12:58 PM


W M D F N E W S

he West Michigan Dental Foundation is dedicated to the improvement of oral health through the finan-cial support of educational and service programs

to address needs identified by the dental profession and the communities which it serves.

The Foundation supports projects that impact oral health within its five county service area (Kent, Ottawa, Ionia, Montcalm and Mecosta). Grants are generally limited to educational projects, treatment-based projects, supplies, and equipment. The foundation does not generally support sala-ries, operations, or research-based projects.

The WMDF Grant Review Committee met on Wednesday, August 13, 2014 to review the grant applications submitted. This year there were ten grant applications and eight grants were awarded. Applications were reviewed by the committee and the following grant recommendations are submitted to the Board of the West Michigan Dental Foundation.

Mid Michigan District Health Department – $4,100 The Sidney Clinic in Montcalm County is part of the network of Michigan Community Dental Clinics serving Medicaid and low-income residents who have difficulty accessing oral health care. The clinic is operated by MCDC on behalf of MMDHD and sees 3,900 patients per year. They are request-ing a grant to be used towards the purchase of a dental chair. The additional chair will allow them to serve 600 more patients through 1,600 additional visits.

Ottawa County Health Department – $4,300The “Miles of Smiles” dental van program is used by the county health department to provide dental services to low income, at-risk, uninsured eligible individuals up to age 20 in Ottawa County.

T

Kids Food Basket – $1,250Kids Food Basket provides take-home sack dinners for chil-dren that receive subsidized school lunches. Twice a year they provide a toothbrush and small tube of toothpaste for the kids at holiday breaks. This December, over 6,000 children will receive break bags. Funds will be used to purchase toothpaste for the bags.

Grand Rapids Griffins Youth Hockey Foundation – $375This grant will partially cover the cost of providing mouth-guards to 375 youth hockey players. The WMDF has sup-ported this program since 2006.

Health Intervention Services (HIS) – $3,500HIS provides care to uninsured individuals through the use of volunteer providers and a reduced fee schedule. They have requested a grant to help provide funds for 20-25 denture patients with comprehensive clinical care. They have request-ed additional monies to purchase small dental equipment and instruments.

Tooth Time – $1,400This grant is to help the WMDDS fund the Tooth Time pro-gram at the Grand Rapids Children’s Museum. This program is expected to draw 1,500-2,000 area children, their parents, and teachers in February of 2015.

Holland Free Health Clinic – $2,100The Holland Free Health Clinic aims to improve access to care for the underserved adult population in Ottawa and Allegan counties by utilizing dentists and hygienists volunteering in their clinic and those in their referral-based provider network. Last year, over $217,000 of care was provided. They are pro-jecting to serve 600 patients in 2015. This grant will be used to purchase supplies and equipment.

Baxter Community Center GAP Project – $2,000The Dental Health “GAP” (Getting Accustomed Preventative) Project, partners with Baxter’s Jubilee Jobs Program to pro-vide dental care for unemployed job-seekers. The grant will subsidize reduced fees for needed dental care to restore oral health for these job seekers. The program has grown to serve the needs of 97 individuals since 2007. The goal is to fund care for an additional 15-20 individuals in 2014-2015.

2014 WMDF Grant Review Committee ReportSubmitted by Sarah Mahar, DDS, Community Grant Committee Chair

TEN MiNuTEs To savE a LifE: EMErgENcy MEdiciNE iN dENTisTryPresented by Dr. Stanley F. Malamed | January 16, 2015 | Frederik Meijer Gardens & Sculpture Park

Life threatening emergencies can occur anytime, anywhere, and to anyone. Such situations are

somewhat more likely to occur within the confines of the dental office due to the increased level of

stress that is so often present.

In this course, Dr. Malamed will discuss the areas which are considered vital to a proper understanding

of emergency medicine: prevention, preparation, recognition and management.

The first session will include a discussion of preparation involving the office and staff, and includes a thorough review

of the office emergency kit (drugs and equipment). The second session will include the recognition and management

of specific emergency situations. It includes the management of unconsciousness, respiratory distress, seizures, drug-

related emergencies, and chest pain — including cardiac arrest and the use of the AED.

This course is designed for all members of the dental office staff,

not just the doctor and chairside personnel. Situations discussed here

can happen outside the dental environment as well as in the office.

Everyone should be prepared! West Michigan District Dental Society is an

ADA CERP Recognized Provider.

PAY BY CHECK: Make checks payable to: West Michigan District Dental Society. Remit to: Elaine Fleming | c/o WMDDS | 161 Ottawa NW | Suite 511-F, Waters Building | Grand Rapids, Michigan 49503 | Questions? Call 616.234.5605 or email [email protected]

NAME

ADDRESS EMAIL

ADDITIONAL REGISTRANT(S) AT THIS ADDRESS

MDA-member dentist – $250

WMDDS retired member dentist – $100

1st staff member – $100

2nd-5th staff members – $90

6th-12th staff members – $85

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Supporting Sponsor:Platinum Sponsors:


DENTAL APPRECIATION NIGHT

Presented by

MARCH 20, 2015 7:00PM VAN ANDEL ARENA The Grand Rapids Griffins invite your office to join us for all the fun and excitement of Dental Appreciation Night!

Last season, over 500 dental professionals, their families and friends enjoyed this special game.

This season’s Dental Appreciation Night will feature:• Special in-game promotions and concession specials

• Discounted tickets for your office

• Ticket proceeds benefiting the West Michigan Dental Foundation At the game, WMDDS volunteers will be doing a "Take A Bite Out Of Cancer" bone marrow drive to collect cheek swab samples that could save a life! If you haven't signed up for the registry, here's your chance. Encourage staff and family members to sign up too. Sponsored by the Michigan Dental Association, Delete Blood Cancer, and the West Michigan District Dental Society.

For more info including the game date and ticket pricing, please contact Joe Yancho at 616.774.4585 ext 3023 or [email protected]

6th Annual

/grgriffins /griffinshockey /griffinshockey


Visit mdaprograms.com or call today at

We do.Find out what thousands of Michigan dentists already know. Get your workers’ compensation and all your other insurance, from the most trusted and knowledgeable source.

Your panoramic x-ray equipment is state-of-the-art.But do you know if you’re getting the best

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Pre-Retirement Planning: Questions to Ask Yourself NowSubmitted by Richard L. Chrisman, CPA MST, Hungerford Nichols CPAs + Advisors

P R A C T I C E M A N A G E M E N T

he carrot at the end of our working career is called

“retirement.” Our hope is that someday we can

retire and enjoy the fruits of our labor. We expect

that when we finally get there, life will be fantastic.

We won’t have to work. We will be healthy; and have lots of

money and time. We will be able to do all the fun things on

our bucket list. Life will be bliss.

Of course, we know that reality doesn’t always happen the

way we hoped. There will be surprises, and some of those

surprises may not please us. But, like any stage of life, the

more proactively we plan for it, the more likely it will be an

enjoyable experience.

Planning for retirement is more than just meeting with

your financial planner and making sure you have enough

money. Money is important, but money alone will not make

retirement a fulfilling experience. Following are some ques-

tions to ask yourself now that will help you prepare for that

next stage of your life.

What is my vision of the ideal retirement? What is your grand plan? Retirement is the next chapter in

the adventure story of your life. You want to be eager to be

heading into this new chapter – not downhearted because of

what you are leaving behind. What are your goals and dreams

for retirement?

You will suddenly have 2,000 hours a year available for use.

How are you going to fill that time? What new experiences

would you like to have? Sure, you will play more golf and take

some trips, but you may also want a sense of purpose. You

want life to be fulfilling. How are you going to make that hap-

pen? What gives you joy, meaning, and purpose in life? That’s

how you want to spend your time.

Do my spouse and I have the same vision? After creating your list of goals and dreams, it’s a good time

to compare notes with your spouse. Hopefully you have

similar ideas. If you are planning to live in a remote cabin in

Michigan’s U.P. and your spouse is thinking about a condo in

downtown Chicago, you are not on the same page. It’s better

to know that now while you still have time to negotiate and/

or compromise.

On occasion, I ask my wife questions about her vision of

retirement. I want to be aware of what she wants, so I

can incorporate her wishes into my plans.

Will I be able to afford the lifestyle I want?You probably have a rough idea of what your retirement

income and expenses might be. As retirement draws closer,

it’s time to fine tune the budget. How much is it actually going

to cost to live the retirement lifestyle you desire, and where is

the funding for it going to come from? You certainly don’t

want to quit your job and then find out you are going to be a

few dollars short of balancing the budget.

You need to scrutinize your current spending and be real

on how your spending will change during retirement. What

is it going to cost you to live? Don’t panic if initially there is a

budget deficit. You still have time to make adjustments. There

are ways to increase income and decrease expenses. Some

examples include:

• Work another year – add to your savings account instead

of drawing on it.

• Find a part-time job or hobby that generates income – e.g.

work at the golf course or buy collectibles that you can sell

on eBay.

• Convert non-liquid assets to cash – e.g. sell that vacant

piece of real estate and invest the proceeds.

• Enjoy low cost leisure activities – e.g. ride bikes instead of

horses.

• Cut the financial apron strings on your adult children –

they can take care of themselves.

• Eliminate unnecessary expenses – are you watching all

those premium cable channels that you are paying for?

Also, review all your insurance policies for opportunities

to cut costs.

T


P R A C T I C E M A N A G E M E N T

When should I retire? Every individual is on their own timeline. There is no right or

wrong answer. It’s just a decision that you need to make based

on your own set of circumstances. Talk to your advisors and

family and get their input. Some variables to consider include:

• Do I enjoy my job?

• Is going part time an option?

• Am I financially able to leave my job?

• When do I qualify for Social Security?

• What health insurance options do I have?

• How is my health?

• Is working becoming physically difficult?

• What is on my bucket list for retirement?

Should I downsize my house?Most retirement planners focus on your investment portfolio.

Although this is important, for many people, a large percentage

of their wealth is the equity in their homes. As you approach

retirement, consider selling your existing home and buying a

smaller home or condo. This especially makes sense if the mort-

gage has been paid off and the property has significant value.

Your goal is to convert the equity in your home to cash

that you can invest and live on during retirement. What good

is having a home worth a million dollars if you can’t afford to

take that vacation you always dreamed of? Other reasons to

sell your current home include:

• You may not need as much space in retirement.

• A smaller home or condo is much easier to maintain.

• You may want to relocate.

When should I take Social Security?When to start taking Social Security is not as obvious as you

would think. Your goal is to maximize the benefits for you

and your spouse. Everyone’s circumstances are different so it

may take some research to fully understand your options and

choose the one that’s best for you. Consider meeting with a

financial advisor to help you sort it out.

What is my plan for the debt that I have?Prepare for retirement by paying off your debt. Eliminating

debt is a simple strategy to lower your expenses without

changing your life style.

A lesson I learned from my parents – once your mortgage/

debt is paid off (and your children are financially supporting

themselves), your monthly cost of living will drop signifi-

cantly.

Is my estate plan current?If you die without proper estate planning, it can create

unnecessary problems and expense for your heirs. Have your

accountant and lawyer review your estate plan to make sure

everything is up to date and appropriate for the size of your

estate and the stage you are in life. I have seen many families

get into major squabbles over their parents’ estate. If the estate

plan had been done properly, there would have been nothing

for the children to argue about.

Also, after you are gone, your spouse or children will have

to sort out your financial affairs. Do them a huge favor by

simplifying your finances and organizing your documents.

ConclusionYou have been working your whole life with the hope that

someday you will be able to retire. Now that you are in the

home stretch, it’s important that you prepare for it. You may

still have a few more years to work, so take advantage of the

time by dealing with the issues that will make your retirement

as enjoyable as possible.

Richard L. Chrisman, CPA, MST is the Managing Shareholder of Hungerford

Nichols CPAs + Advisors, a Tax, Auditing and Business Advisory firm with

offices in Grand Rapids and Greenville, Michigan. The firm is celebrating 73

years of helping local businesses, including many area dental practices.


T E C H N I C A L L Y S P E A K I N G

t’s that time of the year again! Cool tech stuff from the

year to marvel at, scoff at, or maybe even add to some-

one’s Christmas list. Some of this stuff isn’t even for sale

yet, but I hope it will be someday! This will also be on our

blog (ddsintegration.com/blog) where the links will be live,

perhaps easier than typing them.

Tile – Where did I put my ______________?It happens to all of us. Keys, wallets, pets, remotes … all get

lost and drive us crazy. What if your phone or computer

could find them all for you? Tiles are little Bluetooth devices

that your phone can track. They’re small enough to be unob-

trusive on a keychain and have a range of about 100 feet. If

you are outside of 100 feet, the Tile app will tell you the last

place it saw your item.

Website: http://tinyurl.com/plv4omr

Youtube video: http://tinyurl.com/nc9ctkh

Panono – Take instant 360 degree panoramic pictures, anywhere.I love fun camera innovations. Most are neat but in practice

not all that useful. Usually the ole DSLR is realistically the best

bet for most situations. The Panono, however, I think has real

potential to be something people actually take photos with

on a regular basis. The 360 degree capture gives you so much

more information than a standard camera. Go to their web-

site below to see (and play with) some of the images they’ve

taken. Then check out the video to see a really cool way you

can interact with the images using a smartphone.

Website: http://tinyurl.com/ohqr7xl

Youtube video: http://tinyurl.com/lyahnyh

FLIR – Find all the hotspots with your iPhone!Literal hotspots, that is. FLIR turns your iPhone 5 into a

thermal imaging camera. What’s that? It’s a device that nor-

mally costs thousands of dollars and shows you hot and cold,

wherever you point it. The most obvious application, and

one that could justify the $350 price tag, would be using it to

analyze your house to see where your insulation is not doing

its job (where you’re losing heat). The way this winter is look-

ing already you could almost call it an investment. Check out

the video link for some other ideas it can be useful for like

detecting shower leaks, working on your car, and detecting

moisture in flooring.

Website: http://tinyurl.com/px5ug4s

Video channel: http://tinyurl.com/p7893jj

Impossible – Let’s face it, we all miss Polaroids, at least sometimes.Whether you are reminiscing about your actual Polaroid

camera of yesteryear or just the prints, Impossible has a

product for you. They refurbish and re-sell cameras, and

their instant lab quickly and easily turns your iPhone into a

Polaroid printing machine. Also, Polaroid is coming out with

their own “socialmatic” that brings the old Polaroid into 2014

with some new innovations. Link for that below too.

Website: http://tinyurl.com/mtdda2b

Video: http://tinyurl.com/lq2mqeb

Socialmatic: http://tinyurl.com/ktqc67u

Amazon Echo – Think convenient, portable, even more useful, Siri.The video really tells all, but my take on this is a device that

is similar to Siri or “Ok Google.” It’s cool though because it’s

standalone, has speakers, and learns. My favorite example

in the video is asking Echo, while cooking with dirty hands,

“how many teaspoons are in a tablespoon?” It works with a

command word so you don’t have to touch it to make it start

listening.

Website (with video): http://tinyurl.com/kwvy7la

Kolibree toothbrush – Maybe you’ve already seen this? A techy toothbrush.You’ve probably told your patients to brush more. They’ve

probably had good intentions, but then not really done it.

Best of Tech 2014Submitted by Greg Feutz, President, DDS Integration

Greg Feutz is President of

DDS Integration, a

Grand Rapids based dental

technology company.

I


T E C H N I C A L L Y S P E A K I N G

Kolibree tries to help by connecting an electric toothbrush

with a smartphone app to track and encourage your brush-

ing habits. Kind of like MapMyRun for your dental health.

Beyond that it evens interfaces with a smartphone game

where the toothbrush’s orientation controls the character.

More tooth brushing? Maybe. More distracted tooth brush-

ing? Definitely.

Website: http://tinyurl.com/mc93wvd

Nest – The programmable, smartphone friendly, learning thermostat. And smoke alarm. And camera. Yeah, I’d heard of Nest for a while now. I didn’t know they

now have a smoke/carbon monoxide detector and camera.

Coolest thing about them all? They connect to your Wi-Fi and

can be accessed from anywhere, and they can give you reports

and alerts. Pretty handy in the event of a smoke detector inci-

dent when you’re not home. The camera is pretty much what

you would expect from a cloud-enabled security camera. The

thermostat, Nest’s first product, has lots of great features like

auto-away, remote programming, and learning.

Thermostat: http://tinyurl.com/mad4fd7

Smoke/Carbon monoxide detector: http://tinyurl.com/k5k7sfl

Dropcam: http://tinyurl.com/86qx5nw

Belkin WeMo – Making the dumb home smarter.Smart homes can be really cool, and really expensive. Usually

you would’ve had to plan ahead and gotten all the right prod-

ucts and wiring in place ahead of time. Belkin is working to

solve those issues. Well, except maybe the expensive one. But

you can start small and over time end up with a pretty smart

home. From the most basic electrical outlet to led light bulbs

to a crock pot, WeMo can make an awful lot of stuff in your

home programmable, and accessible via a smartphone. The

prerequisites for your home? Electricity & wi-fi.

Website: http://tinyurl.com/pdm7ss9

Video: http://tinyurl.com/opd2ahv

Quadcopter – Definitely a winner for a gift idea.You may not find it necessary to have one of these in your

office like we do, but they can be fun for just about anyone.

The learning curve is not too steep, they are cheap, and you

can get replaceable parts pretty cheaply and easily. Get them

in many sizes, shapes, speeds, you name it. Our choice is the

Syma X5C w/camera. It is a ton of fun to fly and actually takes

pretty decent photos and videos. The best feature is the rotor

guards so you can run into walls and other objects without

breaking the rotors. Tons of fun I promise.

Gizmodo comparison of a bunch of copters:

http://tinyurl.com/kral75x

Product page and video: http://tinyurl.com/kxo43jk

Doxie – Go paperless, without sitting in front of your computer to scan.

I actually just got this a few weeks ago. It is literally the

first scanner I’ve ever bought for my home. Why the first?

Not because I don’t want to be paperless. On the contrary,

I have a flat out loathing for paper. So why not a nice Xerox

Documate or Bulletscan or other multi-sheet scanner? My

disdain for paper is eclipsed only by the idea of spending

extra time on my computer at home. I simply don’t want to

take my mail downstairs to the computer/scanner and go to

town. The DoxieGo, the model I have, has built in memory

so you can scan from anywhere, no computer needed. It’s also

battery powered so you can do the majority of your scanning

totally unplugged. Then, you can set it up with an Eye-fi card

to automatically send the scanned files to your computer.

Is there still time needed on the computer? Definitely.

Once they are on the computer you’ll likely want to name the

files and organize them. In practice at home, however, this

still makes way more sense. When you only have one or two

things to scan at a time (I’m not scanning all my old paper

charts after all) it’s really nice. Open up the mail. Scan the

mail. Shred the mail. At some point when it’s convenient go

downstairs to the computer or fire up the laptop and rename

and organize your scans. So far I like it a lot. Simple to set up

and use, and even a three-year-old can do the scans. Trust me,

I’ve confirmed this.

Website: http://tinyurl.com/oqdsfjt

Thanks for reading. You are now more knowledgeable than

you ever thought possible and more prepared to be the best

gift giver at your holiday parties. Happy Holidays!

Comment on our blog or Facebook article. We’d love to

hear your opinions on Best of Tech or any other topic.

Facebook: facebook.com/ddsintegration

Blog: ddsintegration.com/blog


Two Factors That Affect How Long Your Retirement Money Will LastBy Bernard Bowhuis, CLU, ChFc, CFP®, CEO, Benchmark Financial Design Group, Inc.

F I N A N C I A L N E W S

ill your retirement money last as long as you

do? Maybe, maybe not. Conventional wisdom

in the financial industry was that you could take

4% from your savings the first year you retire, and then that

amount plus inflation each year and have a very high prob-

ability of not running out of money for 30 years or more.

This so-called 4% rule was devised in the 1990s by

California financial planner William Bengen and later refined

by other academics in the retirement planning field. Mr.

Bengen analyzed historical returns of stocks and bonds and

found that portfolios with 60% allocated to large-company

stocks and 40% to intermediate term U.S. bonds could sustain

withdrawal rates beginning at 4.15%, and adjust each year

for inflation, for every 30 year span going back to 1926-1955.

While this “Rule” seemed to define retirement income

strategies for a number of years, the recent financial crisis of

2008 has caused many to doubt. The unexpected and severe

market downtown of 2008 & 2009 would have caused 4%

withdrawals from a retirement account to have a much deeper

impact on the longevity of the account than in otherwise

normal years. In other words, timing is everything. If your

retirement nest egg loses 25% of its value just as you start to

use it, the 4% withdrawal rate may no longer hold true.

For example, if you had retired on January 1, 2000, with

an initial 4% withdrawal rate and a portfolio of 55% stocks

and 45% bonds rebalanced each month, with the first year’s

withdrawal amount increased by 3% a year for inflation, your

portfolio would have fallen by a third through 2010, accord-

ing to the investment firm T. Rowe Price. In this scenario you

would be left with only a 29% chance of making it up through

three decades, the firm estimates.

So then what becomes extremely important are two factors:

sustainable withdrawal rate and sequence of returns.

A sustainable withdrawal rate represents the maximum

percentage that can be withdrawn from an investment port-

folio each year to provide income with reasonable certainty that

the income provided can be sustained as long as it’s needed

(for example, throughout your lifetime).

Why is having a sustainable withdrawal rate important?Your retirement lifestyle will depend not only on your assets

and investment choices, but also on how quickly you draw

down your retirement portfolio. Figuring out an appropriate

withdrawal rate is a key factor in retirement planning.

However, this presents many challenges and requires multi-

faceted analysis of many aspects of your retirement income

plan. After all, it’s getting more and more common for retire-

ment to last 30 years or more, and a lot can happen during

that time. Drawing too heavily on your investment port-

folio, especially in the early years, could mean running out

of money too soon. Take too little, and you might needlessly

deny yourself the ability to enjoy your money. You want to

find a rate of withdrawal that gives you the best chance to

maximize income over your entire retirement period.

A sustainable withdrawal rate is critical to retirement

planning, but it can apply to any investment portfolio that

is managed with a defined time frame in mind. It’s also fun-

damental to certain types of mutual funds that are managed

to provide regular payments over a specific time period. For

example, some so-called distribution funds, which are often

used to provide retirees with ongoing income, are designed

to distribute all of an investor’s assets by the time the fund

reaches its targeted time horizon. As a result, the fund must

calculate how much money can be distributed from the fund

each year without exhausting its resources before that target

date is reached.

Why is sequence of returns important?Sequence of returns has to do with when a portfolio has

positive and negative returns. This chart shows two 30-year

income scenarios. The solid line shows a withdrawal plan

that started off with three years of negative returns in a row.

W



The dotted line represents a withdrawal

plan with the negative years at the end.

Both plans started with $250,000 and

both took out $12,500 per year inflated

by 3% for inflation. No other actions

were taken to manage income withdrawals.

Both plans had a 6.6% average annual rate

of return on the underlying investment for

the 30-year period.

Compare early negative versus late

negative returns on a hypothetical retire-

ment portfolio.1

Clearly different results. It is important

to note that Investors A and B had the

same annual returns over 30 years, with

each portfolio earning an average annual

return of 6.6%, except that Investor A’s

annual returns were inverted to represent

Investor B’s annual returns.2

Clearly, there are more factors that

will affect your retirement income besides

withdrawal rate and sequence of returns.

You may have to consider taxes, sources of retirement income

(such as from pensions or guaranteed income products) and

the length of your retirement just to name a few.

The details of this topic are too broad to address fully in this

Bulletin. However, if you would like additional information,

please feel free to write me at [email protected].

I would be happy to provide more information on this topic

at no charge.

1Chart source: MFS research. This hypothetical example is for illustrative pur-

poses only and is not intended to represent the future performance of any MFS®

product or actual market performance. Also note that this example does not

take into account other potential sources of retirement income, such as Social

Security, corporate pensions, etc. Keep in mind that all investments carry a

certain amount of risk including possible loss of the principal amount invested.

Chart used with permission of MFS.

2This hypothetical example is for illustrative purposes only and is not intended

to represent the future performance of any MFS product or actual market

performance.

Investment Advisor Representative of and Securities Offered

through Founders Financial Securities, LLC. Member FINRA,

SIPC and Registered Investment Advisor.

Benchmark Financial Design Group Inc.

Bernard M. Bowhuis, CLU, ChFC, CFP, CEO

2358 S. Garden Ct., Jenison, MI 49428

616-667-8834 | 616-667-8835

[email protected] | www.ddsmoneycoach.com

Insightful Investorfor public use

NOT FDIC INSURED • MAY LOSE VALUE • NO BANK GUARANTEE See the reverse side for other important information.

The sequence of returns mattersWhen an investor starts taking withdrawals, the sequence of positive and negative annual returns may be more critical to how long the assets last than the average annual rate of return over the life of an investment.

The chart below shows two 30-year income scenarios. The solid line shows a withdrawal plan that started off with three years of negative returns in a row. The dotted line repre-sents a withdrawal plan with the negative years at the end. Both plans started with $250,000 and both took out $12,500 per year inflated by 3% for inflation. No other actions were taken to manage income withdrawals. Both plans had a 6.6% average annual rate of return on the underlying investment for the 30-year period.

Built to last?

Compare early negative versus late negative returns on a hypothetical retirement portfolio.

READY TO RETIRE?When planning for income, consider how the sequence of returns could impact a portfolio’s value over time

The impact of negative return years early in retirement can result in funds exhausting at a much earlier age than expected.

Hypo

thet

ical a

ccou

nt v

alue

Age

$0

$250,000

$500,000

$750,000

$1,000,000

91858075706561

Investor B (late negative returns)

Investor A (early negative returns)

$4,031

$632,606

Chart source: MFS research

This hypothetical example is for illustrative purposes only and is not intended to represent the future performance of any MFS® product or actual market performance. Also note that this example does not take into account other potential sources of retirement income, such as Social Security, corporate pensions, etc.

Keep in mind that all investments carry a certain amount of risk includ-ing possible loss of the principal amount invested.



etirement may be the last thing on your mind … or

it might be at the forefront. It can be hard to think

about the future when you’re so focused on the day-

to-day operations of your practice. But, regardless of whether

you’ve been thinking about your retirement, developing a

written succession plan is key to creating a successful and

smooth retirement process. A solid plan will help ensure that

you, as well as your family, patients, and employees, are taken

care of once you’re ready to retire.

So what do you need to do? It may seem overwhelming to

start developing a succession plan, but it really comes down

to addressing four key areas:

1. Evaluate Your GoalsFirst and foremost, you need to define what a successful sale

of your practice/retirement means to you. Start by thinking

about the following:

• When do you want to stop working?

• How much do you want/need to retire?

• Do you want a lump sum of cash or a series of payments?

• Who do you want to run the practice after you leave?

2. Know the Value of Your BusinessTo get a fair price for your practice, you need to know what

it’s worth. In looking at the value of your practice, there

are typically three different approaches, each with its own

strengths and limitations. A valuation expert can work with

you to determine which approach is best and help you deter-

mine the current value of your practice. (For more on the

specifics of valuing a dental practice read, “What Is My

Practice Worth?” in the Fall 2013 issue of the WMDDS

Bulletin, available at wmdds.org/bulletin).

3. Who Do You Want to Sell To?Are you planning to approach another dentist in your prac-

tice to sell to? Will your son or daughter take over the family

business? Maybe you want to sell to another unrelated dental

practice. As you look at your options, it’s important to con-

sider the pros and cons of each, such as:

• Can your successor afford the full asking price?

• Do you have multiple children able and willing to take over

the business?

• How much influence do you want to have over the practice

in the future?

4. Assemble Your TeamIt’s never too early to start assembling the appropriate team of

advisors. With a strategic team in place, they’ll help you make

the most of your sale. Your team should include:

• A Certified Public Accountant to help review tax implica-

tions and minimize your tax burden as much as possible.

• A lawyer to develop and execute the appropriate sale

documents.

• A valuation expert to determine the fair value of your

practice.

• A financial planner to help manage your money in a way

that will allow for the retirement you’d like.

It’s important to remember that creating a succession plan

is a process, not a one-time event. Each owner’s sale will be

unique based on their specific goals and vision for the future

of their practice. With forethought, a strong team of advisors,

and a formal plan, you can work to ensure that your retire-

ment and exit is seamless.

If you have questions, or for more information on succes-

sion planning, contact Brian LaFrenier at 616.235.5200.

Connect with Brian LaFrenier on LinkedIn at:

www.linkedin.com/in/blafy

Like Beene Garter on Facebook at:

https://www.facebook.com/BeeneGarter

Follow Beene Garter on Twitter at:

https://twitter.com/BeeneGarter

Succession Planning for Your Dental PracticeBrian LaFrenier, CPA, Audit Partner, Beene Garter, LLP

R


56 Grandville Avenue sw . Suite 100Grand Rapids, Michigan 49503 . 616 235 5200

Your practice depends on the individualized service you provide each and every client. So does ours.With extensive hands-on experience in the healthcare industry, our team focuses on the financial and operational challenges you face everyday. We are committed to providing industry-specific expertise relevant to you, without compromising your patient focus.

For more information please visit BeeneGarter.com or contact Brian LaFrenier at (616) 235-5200.

Evolving your practice today for a healthier tomorrow.

Tax Planning and Preparation

Sales and Use Tax

Accounting Software Installation and Support

Bookkeeping and Assistance

Start-Up Consulting

Choice of Entity Analysis

Cash Flow Projections

Overhead Analysis

IRS Representation

Payroll Processing

Retirement Plan Design and Administration

Human Resources

Succession Planning

Business Valuation

Estate Planning and Wealth Management

Copyright © B

eene Garter LLP An independent m

ember of M

oore Stephens International Limited

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C L A S S I F I E D A D S

Part Time Associate Dentist – Well

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Grand Rapids in White Cloud is seek-

ing an energetic, motivated dentist

to join our busy office. We provide

quality dentistry and many advanced

procedures such as implants, soft and

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thetics, sinus augmentation, CT scan

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dontics and endodontics. This is a

great opportunity to provide advanced

dental services to patients who don’t

care to drive to the big city. We are

happy to work with a young dentist

just getting started or with a more

seasoned dentist. This position is for

1-2 days a week with the possibility

of progressing to partnership or

buyout. Please submit resume to

[email protected].

Dental Office Building for Sale –

1600 square feet on very high traffic

street. Has been a dental office since

1960. Very large signage. Free stand-

ing building with its own parking lot.

Brick exterior. Remodeled in 2010,

new roof 2010, high efficiency furnace/

AC 2009. Four equipped ops, dark

room, lab/sterilization area, reception,

business office, staff room, private

office, basement and a lot more. Will

be great for starting a new office or

relocating your office if you want to

own your building. Please contact

[email protected], or Michael R. Gantos,

Gantos Group LLC, at 616.957.5500

or email [email protected].

For Sale – Lab Master Foster Model

Trimmer, Model # MT115, like new

$400. Contact 616.949.7510.

Immediate opening for an associate

dentist in the Grand Rapids area. We

are an up-to-date, modern office that

is completely paperless. Our office

performs all aspects of general and

cosmetic dentistry. Email your resume

to [email protected].

Exciting Opportunities for Dentists in the Grand Rapids Area – Help

enhance the quality of life for chil-

dren by providing a positive dental

experience right in the school setting.

Excellent compensation. Monday-

Friday. No weekends. For more

information or to apply:

www.smileprograms.com.

For Sale – Family practice in Grand

Rapids NE that is part time with great

potential, located in an excellent high-

visibility location. There is 2050 sq.ft.

with 5 ops and a 6th op is plumbed

in. Opportunity for more footage if

desired. Call 616.485.4884 for details.

Seeking full-time employment in a

West Michigan general practice office

to contribute immediately to the suc-

cess of an office with a willingness to

work nights/weekends to help bolster

production and practice availability, as

well as generate new patients. I have a

desire to be included within the prac-

tice’s leadership team to contribute to

decision making, developing strate-

gies for practice growth, and to sup-

The classified ad rate is $10.00 up to and including 30 words; additional words 15¢ each. Space permitting, WMDDS members may

place ads free of charge as a membership service. Ads should be submitted in writing and sent with payment to Elaine Fleming,

WMDDS, 511-F Waters Building, Grand Rapids, MI 49503. Telephone numbers and hyphenations count as two words, abbrevia-

tions count as one word. Ads received after the first of the month prior to publication may appear in the following issue.

port team development and morale.

I’ve been consistently regarded as

responsible, personable, a producer,

positive, professional, and upbeat. I

am currently in a hospital based GPR

and am comfortable with all aspects of

dentistry, including endodontics and

surgery. For a copy of my resume and

to discuss possible opportunities in-

detail, please contact me at grapdds@

gmail.com or call 989-225-0753.

Kavo Handpieces for Sale –

6000B have 5 at $400/handpiece,

6500B have 6 at $400/ handpiece,



649B have 2 at $200/handpiece.

Call 616-453-6323.

Dr. Matthew T. Lubbers has a Part-Time, Soon to be Full-time, Dental Associate Opportunity – available

in his successful, well-established,

growing, and privately owned general

dentistry practice located between

Holland and Grand Rapids, MI.

Hudsonville Family Dentistry offers

the entire family a quality dental

experience in a comfortable setting.

We are looking for a motivated, posi-

tive, and compassionate dentist with

an outgoing personality who wants to

make a difference in the lives of his/

her patients. If you feel you fit this

description and are looking for a

long-term relationship with growth

potential with an outstanding team,

please send your resume to:

[email protected]


C L A S S I F I E D A D S

Dental Dreams desires motivated, quality oriented associate dentists for its offices in Muskegon, Kalamazoo, Battle Creek, Saginaw, Flint, Ypsilanti and East Pointe –

At Dental Dreams, we focus on pro-

viding the entire family superior

quality general dentistry in a modern

technologically advanced setting with

experienced support staff. Our average

colleague dentist earns on average

$230,000 per year plus benefits.

Sign on/relocation bonus for certain

locations. Please contact Danielle

Tharp at 312.274.4524 or email

[email protected].

Panoramic x-ray unit (Gendex GX Pan. 70-98KVp. Film Size 5” x 12”) for Sale – Was in a good working

order when disassembled by dental

technicians. No longer needed.

Asking $2000 O.B.O. Please email

to [email protected].

Looking for a Dentist – To provide

general dentistry services for our

veterans at the Grand Rapids Home

for Veterans 2-3 days per week at a

per diem rate of $600. There is also a

production bonus as well but it will

only add a minimal amount to the per

diem. The best part about this posi-

tion is that it offers great flexibility in

terms of scheduling both in terms of

the days and hours worked. In addi-

tion, changes to the schedule can be

easily accomplished from week to

week as well. Interested parties should

contact 616.502.0069.

We are looking for a confident, personable, and energetic dentist who

has a positive attitude and relates well

with others. You will enjoy the tradi-

tional doctor-patient relationship in

a team environment, with the profes-

sional and clinical support you need

to best service your patients. You will

also enjoy living within a short drive

from Lake Michigan, fine inland lakes,

rivers, and woodlands. Swim, hunt,

fish, golf, ski, or go boating, all within

minutes from home. The area also

boasts of fine restaurants, breweries,

orchards, and vineyards. Live where

many others come to vacation!

Candidates must be competent

with all restorative procedures, and

be comfortable with extractions,

endodontic and prosthodontic pro-

cedures, and be focused on excellent

patient care.

If you fit this description and are

looking for a long-term relationship

with growth potential with an

outstanding team, please send the

following documents to

[email protected]:

Cover Letter - Explaining who you

are, what you are looking for in an

associate’s position, your qualifica-

tions, skills, talents, and what makes

you uniquely qualified for this position.

Curriculum Vitae – Including

employment history, with references,

education, licensure, and current

contact information.

Part-time Dentist needed at Ferris State University’s Dental Hygiene Clinic – Dentist needed 1–2 days a

week to provide legal clinical coverage,

conduct and supervise clinical per-

formance of dental hygiene students,

and act as a dental resource person for

clinical dental hygiene faculty, staff,

and students. For further information,

please email [email protected]

or call 231.591.2284. Detailed posting

and application available at

https://employment.ferris.edu/

For Sale – Small general dentist prac-

tice in the city of Walker. For a recent

grad, a satellite office, or to expand

your patient numbers. Interested

parties contact [email protected].

Associateship opportunity in NE Grand Rapids – Busy, established

practice; 3-4 days per week available.

Potential for future partnership. Please

call 616.742.6735 or email: beckwith-

[email protected]


The Bulletin wishes to thank our valued

advertisers who support organized

dentistry by helping to defray the cost

of printing and mailing.

Advertising in the Bulletin is seen

by over 90% of the dentists in the

West Michigan District. This includes

five of the fastest growing counties

in the state: Kent, Ottawa, Ionia,

Montcalm and Mecosta.

For information on advertising rates,

call Elaine Fleming, WMDDS Executive

Secretary at 234-5605. Target your Market

– advertise in the Bulletin!

Beene Garter ......................................25

DDS Integration .... outside back cover

Davis Dental

Laboratory ............... inside front cover

Founders Bank & Trust ....................12

Great Lakes Financial .........................3

Henry Schein ............inside back cover

Hungerford Nichols .........................11

Lake Michigan Credit Union ...........13

MDA IFG ...........................................17

Professional Solutions ......................10

Studio 2 Dental ...................................5

A D V E R T I S E R I N D E X

Mission Statement: An organization dedicated to the improvement of oral health through the

financial support of education and service programs to address the needs identified by the dental

profession and the communities it serves in Kent, Ottawa, Ionia, Mecosta and Montcalm counties.

West Michigan Dental Foundation Annual Golf Outing

Friday May 15, 2015

NEW LOCATION: Thousand Oaks Golf Club

WATCH FOR REGISTRATION FORMS

TO ARRIVE IN MARCH 2015.

VOLUNTEER OPPORTUNITY

Four years after the devastating earthquake in Haiti, thousands of

Haitian people still live in tent cities, with no clean water,

no food, no medical or dental care. For the last two years we have traveled

to Haiti to provide emergency dental care through a

Christian Ministry called Haiti Foundation Against Poverty.

Please visit haitipoverty.org to learn more about the

difference they are making in the lives of Haitian people. We have been

asked to bring two Dental Teams to Haiti in 2015.

The first team will travel March 14-21, 2015 and the second will go in

September. We know what caring dentists serve West Michigan

and we need you to serve with us for one week in Haiti.

To get more information please Email us at [email protected]

or call 616.874.1292.

MARK YOUR CALENDAR

CAD/CAM for the holidays

© 2014 Henry Schein, Inc. No copying without permission. Not responsible for typographical errors. Henry Schein Financial Services is not a bank, does not represent itself as such, and does not conduct banking activities. 14BS3140B

Henry Schein Dental–Grand Rapids Center2689 Walkent Dr. NW, Suite F • Grand Rapids, MI 49544616-791-2358www.henr yscheindenta l .com

What a great way to start 2015!

Contact your local CAD/CAM specialist, Jamie Myrick at 616-690-7416, for a demonstration.

Chairside CAD/CAM technology

Encounter a new level of precision, proficiency, and productivity that

is the future of dentistry.only modern dentistry offers.

EquipmEnt & tEchnology tax SavingS opportunity!

Section 179 encourages small business owners to invest in equipment or technology by allowing them to deduct the asset’s value the first year. When you acquire new equipment—including machinery, furniture, fixtures and off-the-shelf-software, you may deduct up to $25,000 of the value during the first year of ownership. Standard first year MACRS deduction applies to the remaining amount up to $200,000.

14BS3140B_GrandRapidsHolidayAd.indd 1 11/19/14 10:03 AM

WEST MICHIGAN DENTAL SOCIETY

511-F Waters Building

Grand Rapids, MI 49503

PRSRT STDUS POSTAGE

PAIDGRAND RAPIDS, MI

PERMIT # 657

2014 WMDDS Holiday Bulletin

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Transcript of 2014 WMDDS Holiday Bulletin