20120928_The 10 Most Accident

8/10/2019 20120928_The 10 Most Accident

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The 10 most accident-prone cars

10 bad luck cars

By Daniel Bukszpan | CNBC 22 hours ago Email

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The Insurance Institute for Highway Safety offers consumers valuable data about currentautomobiles. By compiling and analyzing claims information the data helps drivers choose thesafest vehicle available when considering what car to purchase.

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!at t!e ealt!" Are #rivin$

The most recent issue of the IIHS Status !eport published Sept. "# contains a table of personalin$ury protection %PIP& claims for cars manufactured between "##' and "#((. It also ran)s the (#most dangerous cars on the road by that metric.

The data shows that smaller cars were involved in accidents with the most fre*uency. This ispartially a matter of physics since a small car is more li)ely than a large car to sustain damage inthe event of a collision. But according to +att +oore vice president of the Highway ,oss -ata
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Institute a drivers income location and rate of use can also come into play.

/Smaller vehicles are more li)ely to be in urban areas and smaller vehicles are li)ely to bedriven more fre*uently because theyre owned by a single person in a given household0 he saidin an interview. /,arge cars tend to be owned by drivers who have two or three cars garaged or

more cars than people per household.0

Since a small car is more li)ely to be driven by a person who is the sole owner it tends to getdriven every day he said. This increases its odds of being involved in an accident where a carthats driven only once a wee) is e1posed to less ris).

!ead ahead to see the (# unluc)iest cars in the 2.S. according to the IIHS Status !eport. 3llvehicles are "##'4"#(( models and all claim fre*uencies cited are per (### insured vehicleyears.

10. Chevrolet Aveo wagon

Claim frequency5 "".6

The 7hevrolet 3veo wagon is an ine1pensive mini station wagon with a high fuel economy.Those attributes ma)e it attractive to the driver who relies on one car all wee).

/If two vehicles are involved in a crash the smaller vehicle generally fares worse with regard topassenger protection0 8arl Brauer 7E9 and editor in chief of the automotive review aggregatorTotal 7ar Score said in an e4mail.

9. Nissan Sentra
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Claim frequency5 "6

,i)e the 3veo the :issan Sentra is also a small car. 3ccording to Brauer when manufacturerscrash4test small cars li)e the Sentra they normally test them in collisions with other small cars.This means that crash tests may not be the most reliable indicator of a vehicles susceptibility to

personal in$ury crashes.

/;hen a vehicle is crash4tested it hits either a stationary barrier or another vehicle of roughlythe same size and weight0 he said. /This means crash test ratings do not ta)e into account whathappens when two vehicles of different sizes collide.0

. !odge Avenger

Claim frequency5 "6.6 horsepower ?@ engine the most powerfulin its class. This may ma)e the urge to put the pedal to the metal difficult to resist.

/In addition to small vehicles the list of high in$ury4claim fre*uencies also includes models)nown for their powerful engines0 the IIHS Status !eport said. /3s with the high collisionlosses for these vehicles these high in$ury fre*uencies are li)ely a result of the way they aredriven.0
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". #tie$ %yundai Accent

Claim frequency5 "A.@

The Hyundai 3ccent is a subcompact that debuted in (''. Its low price ma)es it an attractiveoption but it received lower safety ratings from the :ational Highway Traffic Safety3dministration.

Cor the "##'and "#(#models the 3ccent received a three4out4of4five side impact rating forrear4seat passenger safety. It also received an overall rating of /poor0 in side4impact crashes fromthe IIHS.

". #tie$ Nissan &ersa

Claim frequency5 "A.@

The :issan ?ersa is more than $ust a small ine1pensive car. Its one of the smallest cars offeredby its manufacturer and it was briefly the lowest4priced car in the 2.S. with a manufacturerssuggested retail price of D'''# in "##>.

The ?ersas small size can ma)e it ris)y in an accident. /;e )now that in the real world if allelse is e*ual a larger heavier vehicle does a better $ob protecting occupants than a smallerlighter one0 8im Hazelba)er senior vice president of the Highway ,oss -ata Institute said inthe IIHS report. /These claim fre*uencies demonstrate that clearly.0

'agination

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10 bad luck cars

By Daniel Bukszpan | CNBC 22 hours ago

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(. )ia *io

Claim frequency5 "A.'

The !io is one of 8ias least e1pensive models. 3ccording to 2.S. :ews and ;orld !eport itsalso one of the least e1pensive cars to insure. However it ran)s as the fifth most dangerous car inthe IIHS Status !eport. In crash tests a driver had a greater ris) of rib and pelvis fractures andGorinternal organ in$uries.
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/. Suuki S+

Claim frequency5 "@.@

The SA is a compact car manufactured by Suzu)i. Its overall and dynamic ratings were bothlisted as /marginal0 on the IIHS site $ust one ran) higher than /poor.0

+ost of the vehicles with the highest fre*uency of personal4in$ury protection claims were mini4

cars or small cars the IIHS report said. Therefore the SAs small size ma)es it a te1tboo)e1ample of the type of cars most fre*uently involved in accidents in which personal4in$uryprotection claims are filed.

1. 2oyota 3aris

Claim frequency5 ">.

The Jaris is one of the smallest cars manufactured by Toyota and it has the highest claimfre*uency of any car in the IIHS report. In terms of its small size it fits the profile of the othervehicles on this list but at ">. claims filed per (### insured vehicle years it receives /abouttwice the average0 number of PIP claims among "##'4"#(( models according to the IIHS.

The "##'4"#(( Jaris models receive a score of /marginal0 in their overall and dynamic ratingson the IIHS site.

'agination

Cirst
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