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Vol, XXXINo;22' .
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,T AUgUS1,16-31. 1983\-> Re , . 1
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: 8 e !
Literacy among rural
women is being encour-
aged under the various
programmes to help
them play a m~aningful
role in society.
Ruralwomen
Mahila mandals have
played a useful role in
inculcating a spirit
of self-respect and
initiative among rural
women.
ThOugh constituting half of . the rural population, rural women are yet to make
their rightful contribution to the amelioration of the rural society. Kept back
by centuries of socia! taboos_, they even today hm'e to attend to various chores
from attending to household work to helping their menfolk in the farms.
The opportunities for their education were limited, that is why main thrust of
our rural development programmes has been io raise the standard of l i f e of our
rural women.
J
t
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(India's Journal of rural development)
CONTENTS"
Vol. XXXI
No. 22
.August 16, 1983
Sravana 25, 1905' . . .~' ;, - " i
1
f
.'~ 'f.r.J:j}itiJriGI
. I
~ I.
. ~ . I.-" '. .
. THE RESUMPTION of'import'of fo.odgrajnsduring
. . the laSt two years has given rise to a. debate.
wh;ther we have really attained ~elf-~uffihiencyin
foodgrains proouction. SOlfle'of the criticJ feer that .
'.after r~aping the fruits of, Green' Revolutio~ we have
. r~ached a level of stagnation 'i'n f~0d prod~>ticn and
something'ctIastic needs to be dn :3~li88& 382406.
.'. l!ditor','R ld.nce: 615920 . .
e views expressed by the authors "lIonot necessarily reflect thevwsof the GoverQrqent-~itor . --
reduce the losses to the minimum.. The .jevel of
'losses .in storage at the domestic level is m~ch mOTe. '. - . - \.
than the losses incurred as a result of storage in
. public god~. If. the.fanllers !;ould be 'Ie~tended
. the fitcilitiesof paper. warehousing.in thenlral areas
'.at- ~ < -teasonable fee, :w~~coitIdshve"millions ~ftnnues
offbodgrairi; from destfuctio~.': ' .
. . ' . .... " .. '. .In tJ:iisissue we carry. a,higliIy informative article onstePping up. warehousmg {acJ'lities:in our rotal :ire~s.
It js h0Pe4o~ ,read~~sw i l l . find',it useful. I . . '.. " ',' ....,. I
rII
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....,
,
N. K. GANDlll
Consultant, National P~ductiviryCouncil, ~ew Delhi
'T HE ADVENTOF moden;t technolOgyin agricultural
productioI) has brought about a 6reakthrough in .
farm technology in India. This has necessitated the
optimum utilisation.of limited fesources and the occur-
rence of .uncertain' factor associated with the' tradi-
tional Indian agriculture. Wiili the development in_
fann technology and consequent increase in agricul-
.tural production, marketed surpluses increased and
the storage facilities created to meet the need for sub..
sistence ianning have' not- simultaneously adopted the
change br~ught about by -the commercialized .Imming_
Efficient storage plays a prominent role in not ouly
sustaining -and stimulating production but also mini-
mising.the jnter-teI)lporal 'and inter-spatial dispari-
ties_ Efficiency in storage eliminates wastes and
helps in conserving nationiU resources_' To enable
. us to share the gains of increased agricul\urai produc.
.tion and productivity, we ought to have an efficient.1'storage system whIch can prolong. the _shelf.lIfe of
our perishable' coinmodities' and can preserve food.
grains from spoilage. In a situafion, where/he agri-
cuituraI production has stagnated over a period of
time and the population is increasing at a_steady rate,it becomes imperativ~ to examine the complete.system
. of agricultural pro-duction: stortge and n;i~rketing_
Extent of losseS, " - ' ,
T.-HE'PRODUCTIONOF foodgrains in the counfry has
, 'observed a significant increase over the last 30
years.' It ;has reached a production level' of~133.t
million tonnes in 1981-82 as against 52 million tonnes
in 1950-51. . .'
The iIicrease. in production is likely to -maint'ainthis-pace in futu~e too due' to substantia! increase. in
irrigation facilities, enhanced -:useof fertilizers; availa-
- -bility of improved' quality seedS, credit facilities -etc. '
In spite of aU this, it has not been sufficient to feedour masses and we liad. to .resort to imports year
after year, Excepting four- years since 1960-61, we
have been iinportID.gfoodgrains varying from about
0.45 millionton;,es (0.35 percenuo total production)
in 1980'81 to 10.31 million tmines (14.26 percent
of total production) in 1965-66 -(see Table 1), Bet-- . -
-ween 1960-61 and 1981-82, the foodgrains imports
have 'averaged to a level of 3,7.8 million tonnes' per
annum.
. . ,T A B LE 1 : _ Y ea r wi se AvaiiabilityofFoodgrains ..
,Year Production Imports I mp or ts a s
pe rc tgnt -
_age of""
Pro duc tion
1960-61 82 -0. .3.49 4'-26
1961-62 82-7 3 :63 4-39
1962-63 80-2 4-54 - 5 -66
1963-64 80-6 6-25 7.75-
1964-65 8,9-4 7-
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To AVOIDTHJ;SELOSSES,one_can think.; of three -alternatives; The altern.ativesalong with their imp.licatious are given below: .
The existing system consists of _about 7(l percent -
foodgrains production being retained at the farm level -
for domestic consumption and seed purposek and the
balance"which consists of marketable surplus~s, moves, -
to consuming centres through various Government
agencies as well as private trade channels. The grains
retained at farm level are stored in indigenohsly-made. -.- I
storage structures such as K/uUhis, Bukharies, Bharo.
rozaS , etc. which can hardly protect the gfaiI)s from
-_insects, pests androdenlS_ - The stocks procured b ythe public agencies are stored in godowns pwned -by
these agencies or hired by them from private parties.
- Similarly stocks purchased by the traders 1"re either
kept in warehouses of public agencies .or in!their ewn
godowns. The grains stored at the farm'level suffer
the !Jlaxirnumlosses.' -:I _
IHowt o avoid loss~s
URUKSHETJl.A August 16; 1983
I
5
1
3i
I, 7.1~
- 6 -12
6-38
6.89
6.57
7.96
7 - 3 2
8-32
8-68
7-22 -
8 - 5 3
8-76
;
I!i
f
I. 146-7
2
207-9
10-11
9-81-9-05
9-77
9.31
11 -29
10-37-11-79
12-31
10.23
12-09
12 -42
----~_._-
\
Total
'1970-71
1971-72
1972,73
1973-74
1974-75
1975-76 -
1976-77
1977-78
1978-79
1979-80
1981l-81
1981-82
,I
. . .. . ISince _the65-70 ,percent of the foodgrains arere-
tained by the farmers; they should be- ttained in
_the' scientific storage practices to enable: them - tominimise the losses. Government of Iudia has al.
ready launch,d a Save Grain Campaign u~der w~icli .
the trainiug is imparted and demonstraiions artl
given. But 'conSidering'the number of fatmers and
their spread, ihe task is so huge that thd existence . , ' r
of a few 'agencies c,annot serve the purpose.
'- Other facto~s whichjnhi~it t~e farmer! io make'
use of 'scientific-methods ef preserving Ithe food-
,~ains incJurle the unsuitabiijty of storage struc--.t]Ires for: chemical treatment -of grains stored in -
them, 'non-availability of cheinicals ai '~ght -time,
lack of kn-"wloogeabout the use of such'chemicals. . , r'
,and socio-economic aud cultural enVironrent. -
i
. -
. .
3 _
5-39
5-44
5-28
5-30
5-88
4-76
4;86_
6-28
6-18
6.55
2
_7.70
7-72
7 :48
7-52
8-34
6-75
6-92
8'878 -'/7 _
. 9 - 2 8
Total Losses Losses@ 9 . 33 -% . due to .
In ef f iC ien t -
storage
@6-58%
- ,
. . -
.
-. P"
TABLE2 : Post~HarvestCosses of Foodgrain during 196()"61 to ;- '1981-82
Y ea r ...
1
960'61
961-62
962-61
963-64
964-65
1965-66
966-67
967'68
968-69
969-70
,
While- the production has maintained an upward -
end; the_facilities-for storage, processing Rna mar-
eting have not kept 'pace -with it. -Proper _ storage
nd handling of foodgrains is of utmost _ importance.view of the -substantial losses of food arising from,
efective methods of storing the -sanie. The U. -N.
Developm~nt Projects' Action stated thail- in India
ver 10 million tonnes of grains are lost each year
rough spoilage by pests and moisture, and that theseosses were so stupendous that they could- make up _
r the entire annual world shortage. _
A CCORDJ1olGTOthe Commonwealth Secretariat, it was
estimate'llthat the post-harvest losses vary from 10
_over 25 percent. _ The storage losses comprise more
hen two-third of the total -in most of the countries.
n general, it is said that 10 to 15 percent of the food-
rains are -lost during _storage in tropical and -sub-
opical countries. According to a report on 10sse1;-
f foodgrains in India by Birl;I Institute of Economic -
esearch, at least 10 percent of the foodgrains areost every year in'storage alone. ,-
~ Whereas -Panse Committee estimated_a p'ercentage
oss of 9.33 in foodgrains during all post-harvest
tages. The .losses during_storage are reported to be
t 6.58 percent level. Even at this level, India has
ost 146.6 million tonnes of foodgrains due to stor-
ge alone since 1961. The total post-harvest losses
ccount for 207.9 millii:mtonnes dnring the period
Table 2). As -against this: country imported 83_16
million tonnes of foodgrains during -the same period
which is about 56 percent of the losses occurring dur-
ng_storage alone. Hence if we can avert G O percent
f the storage losses, the country -will not only- be
ble to wipe out deficit but will become a net expor-
er. This underlies the need and -the importance for
n. appropriate storage system which can reduce the
osses.-
"
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,
2
Faodgrainsbe procured:from the farmers and stored
by public agencies in scientific storage strUctures.This system has its in-built limitation because it is
only 30-40 percent of' the foodgraJns praducti~n
which is, the marketable surplus and is disposed off
by 'the farmers immediately after harvest and isavailable' far procurement by 'public' agencies. Even
the storage' 'capacity available with' these agencies
is na~sufficient to stock the marketable surplus .of
'the farmers, a"large proponion.of which is concern-
c.j by the traders and .findsits storage in unscientificstarage structures tao. . .
The system is also plagued by the inability of .our
tailwaysystem to handle, . large-scale foodgrains
"f transportation during the' season. According to the'
Sixth Five Year Plan to, the Food Corporation ofIndia and 'other' public agencies are required to
handle only th" marketable surpluses... The. stor-
age capacity available With them, for alI kinds of
materials at the start of this plan was 138.78 lakh
tonnes. It was envisaged 'to add 86.60 lakh tonnes
of storage capacity in Sixth. Plan. Besides' this, '
,cooperative sector had about 47 'lill lonnes of
. capacity for rn.eeting their ag"icultural' input storing,
requirements. 'They have 'also planned to create
- about 35 lakh tonnes of 'additional storage 'capaclty
duri~g th~ Sixth Plan periad.
3
In view 6f high foodgrains losses in on-the-farm-.
storage and 'Drganised sector bypassing the rural
areas, there is an urgent need to create facilities
in rural are.as which .can meet the' economic requi-
rements of the farmers .alld ca'n reduce the unwant-
ed losses too.
THIS S~STEM' will not oclym a k ; more food avml-able fof' human consumption hut will, ah;o offer
t1)e following advantages :' ,
1. It will demonstrate the, utility of scientific stor-
age techniques to' the farmers. '
2. It will save them from the clutches of the money- '
. lende.rsby extending credit fa,ilities against'hypothe-
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" - eeCommand area
'developnlent:
achievements andperspectivyR. S. SAKSENA and D. TRIPATHY'
hectarc, the actual yield was around 1.7 tannes only.
The principal reasons for this shortfall werc :( a) in-
adequate irrigation or over-irrigation due to absence
of prbper distribution system; (bj heavy- waterlogging.
conditions in thf; qbsencc of proper drainage systems
leading to increase in water table in the command areas
and soil salinity in large areas; (c) some areas included'
in the culturable command areas not getting water 'for
irrigation; and (d) inadequate use.of strategic agricu1-, 'tural inputs in the absence of proper' ,water' control
structures,
The C.A.D, pro'gramme'
. '
. ,
IRRIGATION WATER is a vital need for agriculturalproduction where rainfall is deficient to meet thewater requirements of crops, When p~operly utilised,
it helps.in stabilising food and agriculturalprcduclionand their prices. Since about 43 per cent of the
national income is ~erived from agriculture in India,
stabilization, of its production illld price plays, a vitalrole in stabilising the general price leveL' '
, .
Upto 1979-80, the total irrigatio'n potential created'
in Indiawas 56,6 million hectares ami tlie total utiliza. "
tion was 52.6 millkm hectares leaving a gap of 4 millionhectares, Various Committees and Commissions imd
expert bodies from time to time have expressed grave
concern about the under-utilization of irrigation paten:
tial created with hea,:,y investments.
Tlie Planning Commission pOints out: "the return
from the, investment both in terms of yield as well as,
finance are very disappointing". The principal reasons
for these 'are delay in COmpletionof projects and undcr-
utiiization of. the potentia!' already created. 'Again,
the latter was due to (a) delay in construction, of field
channels and water courses and levelling arid 'shaping
of lands; and (b) deficiency in carial systems, .
So far as (a) is ooncerned, it was a product of the
past decision of the Government, i,e. leaving theresponsibility of the, construction of field channels a~d
water courses below the outlet of 30-40 hectares capa-
city to the .cultivators in the command, Due to
various constraints, the cultivators in the command
could not construCt the field channels and water courses
and could not level their land' to make them' suitable
fat getting water from the canal supplied for irrigatbnpurposes.
On the other hand,' irrigation, wherevor availabledid not yield'the desired results, Le., increased produc-
Hon as .enYlsaged in th e ~irrigation prograrinpes. A sagainst. potential, of 4 to 5 tbnnes' of foodgrains per
*The vi~wS"expressed are-;ntirely those of th e authors and not-
"ofthe"~i?istryof Irrigation to which"they belong.
KuiWKSHE'TRA August 16, 1983
THE COMMAN D AR EA DE VE LOPMENT PR OGR AMME
was introduced during the Fifth Plan as a centrally
spOnsored scheme. By J 980-81, 76 major and medium
projects covering an ultimate irrigati&npctential of 15
million hectares in 16 State~ and one Union Territory' ,
are benefitting from the C.A.D., Programme, Fortyfive
C.A.D, Authorities 'had been set up by 1980-81 covet-'
ing 71 irrigation projects; 5"pmjects falling in the
States of Assam, Manipur and Tamil Nadu are not
,'~overed by the CAD. AuthoriJies.
The principal objective of the programme was to
iricrease the utilization of the irrigation potential below
the 'outlet command thereby increasing prcductivity per
unit of land and water. This was to be achieved
.throllgh an. integrated system of eff.edive water distri-
bution and efficie"nt soil-crop-water managem"ent prac-
tices. As the principal prerequisites of an effectiv'i'"water distribution system, emphasis was to re giver! tothe construction of field channels and land levelling,
wherever nece'Ssary, after takinK into account. the SQil
characteristics. It was also to lay ,emphasis on the
construction of prop~r drains and recycling of drain
water to theco"romand area wl)erever necessary a n d ; -
feasible. To, be specific, theprograinme broadly
covers the following: '
L On farm development works comprising (a) field.,'
,irrigation channels, (b) field drains, (c) land level-
ling/shaping operations and (d) consolidation of
land holdings/realignment cf f,e1d boundaries wher-, ." ~. .ever nec~ssa(y,
4, Introduction of rotational system of water distri-bution within the outlet command, (warabandi).
3. Adoption of suitable cropping ,pattern and roster-
ing system of irrigation,
4. Strengthening of agricultural e lftension service,. 0-
5. ,Provision of adequate drai;;age network in the
c6ifmand areas' and modernization of existing irriga-. ,
, tlOn system,' .
6. Devei~pment of ground water for copjunctive use,
7, ' Arr'ang.ment, and supply of agricultural' inputs
":Jndextension services ,including short-te-rm credits.
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I
8. 'Development of necessary infrastructure in the
shape of roads, markets and warehousing facilities
within the command area. .
Pattern of Central. Assistance
DURING.THE P.ERIOD 1974-79, Go,,';,rriment of India
provided centraL assistance to the State Govern-
ments on.matching basis for the' establishment 6f
C.A.D .. organisations both at the State and project.Ievel; for carrying out soil and topographiCal surveys,
planning, design and supervision of on-farm develop-
mcnt (OFD) works; crop com,pensation to farmers who
have to forego a rabi crop during the execution of OFD.
works, equity capital suppprt. for. establishing land
development corporati-:ms, Farmers .ServiceS0cieties,
.etc. It also met 100 per cenC expenditure incurred ..
fot providing subsidies to small and marginal farmers
for execution of OFD works. and groundwater deve-
lopment as per pattern. applicable. in SFD,A/MYAL
Schemes. Goverinnent of jndia also provided loansto the State Governments for construction of field
channels and for purposes of equipment and machinery
for land and .groundwater development in the command
areas.. It participated,in the setting up of Special Loan'
Account (S.L.A.) with Agricultural Refinance and
'Development Corporation (ARDC, now NABARD)
for financing ineligible farmers; alongwith the .Statc
Governments and. the ARDC in ~he ration 0(2: .1: 1.
. Pattern "of Central assistance has b~cn changed dUJ:_
ing Sixth Five-Ycar.PIa!, (from 197;J-80) in aCCord-.
ance with the directive of National Development
Council's decision of providing central assistance. to
the States on ma1thing basis. The revi~d financing
pattern eff.;{,tive since 1979-80 envisages:
1. Grallts to. St~te Gover1lmeilts 0)" matchillgb aSi s : '" .
(a) for establishment of C~D. Authorities bOth
at the State and Proi.cct level; _
(b) for carrying out soil and topographical sur-
. veys, planning,. design and -Supervision ofOPD w orK S ; .
(c) for preparation. and' enforcement of turnschedule (warabandi) OJI outlct c.ommand
ba~is;
(d) subsidy to' small ~nd marginal farmcrsa.
.per approved pattern for groundwater deve-
lopm~nt, field drains, land levcllhag and
shaping;
(e) for construct jon of field channels, 25 per
cent of c,:st?;
(f) for conducting adaptivc trials, training . pro-
grammes and establishment of de~nstra-.
tion .farm and training centres;'.(g) crop compensation to f;rmers who lose a
. crop during' rabi for ~xecution- of OFD
workS.
2. Loans to Slate Govemmelits 011 matJ;hing
b asis :
(a) for "taking up construction of field channels;
, 25 per cent of cost;
(br for purchase of cquipment and machineryfor' land an~ groundy;ater development;
(c) fOLpJ:oviding equitY' support 'to .land deve-
-lopment .corporations, farmers' service'socie-tie.s etc,; .. .
(d) participation in creation of special loan fund
. for financing. the' ineligible farmers for' the
.the execution of OFD works' on matching'
basis .with the State Governments.
Since April 1982, the pattern of financing is as
feHows::-: . . ,'tt ~~~;4. Grant,s .. ;
(i) Half of the cost of all establiShment .required
for project prcparation, planning, implementation,
supervision and monitoring of CADp in the States/
Union Territories, including esiablishment of-cAD
- Authorities 'iJ1d Training Centres. . .
Gii) Half cif the cost of expenditure incurred for
topographical, soil and other surveys required for
preparation of CAD project reports, desigriing and
planning of. work of field . channels, Jinjng of field
.ch,annels, bnd levelling and shaping, reali~ent of
field drains, farm roads and warabandi efc.
(iii) Half of the cost' of design, planning and en-
forcement of warabandi system in outlet commandS
. including rostering of irrigation channels.. .
.(Iv) Half of the crop cotnpens'ation to be paid to
fajmers {or 2/3rd value of standing crops/rabi crops
. _to be foregone for doing Iqnd leveiling fn unavoid-
able cases.
(v) Half of the cost incurred for Adaptive .trials,.
Demonstration and Training on the schemes to be -
gOt pre-approved from Government of India. '
(vi) Half of the cost for giving' subsidy to be ad-
justed against loans' to small .and marginal farmers,
coop'cratives and community \vorks -on the IRDp.pattern in vogue'= - 'on the. f o l low ing ,~orks;
(a) Groundwater developments structures for.
con jll;nctive use. '
(b) FieLj channels inclu
truction of new field channels to carry irrigation.water from Government outlet to individual farm
holdings. The construction of field - channels
would inClude n~cessaTY-' and ,reql~red control and
, .
KURVKSHETRA August 16, 1983
,-
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. 'other structures and lining including laying O f
underground pipelines or overhead troughs on
pillars or arches, in satidy soil reaches or. he'avy ,
filling reaches,
(vili), Half of the cost of systematic evaluation
studies of on-going' CAD projects to ascertaiU the
merits and deficienciesof their implementation to
be entrusted to independent agencies (not privateconsultancy firms) like State Planning or Evalua-
tion DireCtorates" Institutes, already existng in
the States, if any, towards either getting up a new
Directorate of strengthening existing ones, . b'
B, Loans to the State Goyernments On "wtching'
basis i,e, 50 , 50,
1. Construction .of field 'channels ~25 percent of
cost). )F~~l-
2, Purchase of equipment and, machinery for land
and, groundwater development. "-
3. Providing equity support to Land Development
Corpor~tions, Farmers' Service Societies etc.
4, Creatioil/of the Special Loan Account for financ-
ing ineligible fan~ers for the exicution of' on-fami,development. .
Physical achievemeIlts
As A ,CONSEQUENCE OF the' implementation of the
CAD Programme 5,75 million hectares of culti-
vated land tas got the facilil}' of getting irrigationwater tIirough field channels by March, 1983. The
cumulative achievement in respect of, levelling andshaping of undulating 'land 'in the' command area -is
1.28 million hectares', UPtOMarch, 1983. This has
made the land more suitable for receiving flow i~iga-
gation water from the system,' Topogl'i'phical and soil
urveys arc essential prerequisites .for field' channels .
construction and land levellings, These surveys have
been conducted in the areas before construction of field
channels and levelling and...shapingof lands,
Fully lined field channels,heldinimnimising losses
in channel ~onveyance, But the costs of construction
of fully lined channels' are very high, A decision
was therefore taken that earthen channels wonld be
constructed and depending upon the quality of thesoil, linirig work would be taken up upto 20 per cent
of the length of the earthen channels. The initi.a-
'~tive taken ,by the comm.nd area authorities have initia-'
ted.in 0.84 million hectares of area getting facility of
, lined channels,
Irrigation projects should have a network o( pro-
per drainage systemto'maintain desired level of waterrequired by crpps in .the-field: The nmnber and size
of drains per umt of area will depend upon the .topo-:
graphy of' the land: , 'The provision for the main
drains' was,'the responsibility .of the earlier irrigationprojects. Development of. proper field drains con-
nected to the main drains comes under the purview ofCAD Programme, It is heartening to note that the '
steps taken under the programme have resulted in
'the provision of field drains in 0,83 million hectares
of cultivated land.
Data on cumulative achievements under various
items 'are presented in the Table 1 below, The in-terstate variations in achievements in respect of various
'items appear to 'be very wide., It is observed that
'Uttar Pradesh accounts fat 44 percent of the totalfield chann~ls and 42 per cent of the field drains. _
Similarly, Karnatak" and Maharashtra, each account,
for 35 per cent of total achievementsunder land level-
ling: Variations-in r;,spect of other physical items
are also obs~rved.
,
I,
-
(000 h a l t 1
+ +Fiekf* Lining ofdl~ains Field Channels '
14.33 0.93 ~ /-1.230'37 16'Hl1 .66
.4 .43 2-20
.3.67 0'04
6.67 71'79
1 .25-63 12.79
386'35 22 2
4,66 196 '97 '35 '00, . 4 -971.22 0.51
348 .36 510.420'07 I '27
832'42 840'52
+Field Land - WarabandiChannel Levelling
406.65 159.45 116-244'70
548.94 '1'19 30 '28
394-17 70 -19 55'22. 7--45 13 -73 .4'00
18.77 10.58 24 .88'727.51 -458.52 1'24
0.28 0.80 . 4-00207.59 29 '15 .13'72519.33 462 '43 ' 26'02
59.75 1 -45261 '11 61'51 ' 40.00
54.402519.36 7.56 101'50'o 12'12' 2'91
5742.13 1279-47 417'40
.' .
State
, TABLE1: Cumulativ~ Achievements 'under CAD Programme
(at the end of Marth 1983) -
Andhra Pradesh.AssamBiharGoaGujarat
HaryanaJammu & KashmirKarnatakaKeraIaMadhya PradeshMaharaslitraManipurOrissaRajasthan
Tamil NaduUttar Pradesh'Vest Bengal
lTotal,-.,-'-';'ur;p;:;;t~o~D"ece='m;;;;::be:r;C1;;9;Q8'2.-~---------~--_::::':-=-:':""---~~=::"_---"=-2'."---- ";J'J'S'2
.+For the 'year 1982-83"
Note: -The above data are provisional.
.KURUKSHETRA August 16 1983
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.TABLE2 : P~rcentage o( Command Area' covered under Field
. Channels
' 1 - RRIGATION MANAGERS are responsible tor makingthe irrigation water available \0 all potential users
according to. the requirement of crops under the plan-,
. ned cropping schedule. _They have to. ensure tlrat n opotential. user .group (grouped ~ccording.. to land.
situation~ land holding size: or social stratificatio~) is
discriminated aga.inst in_ their, attempt to get 1vaterfrom the irrigation system. IntrqductioI)- and, e:nf9rc.c~.
.ment of turn scheduling of .water In. the outlet com-
mands wiIigo a long. way in achieving this objective.
It. is' not proper to Compare the rhysical. achieve- _
ments as between the. States. as the variations. in. the
requirements of various items may.be very large. The
achievements 'a,re to be related to the .requirements.
If f~r exa~ple one goes by the necessity'of field chan-
nels, itis seen (Table 2) the States like Guja,at, Kar.
nataka Maharashtra and Utlar Pradesh have. provided
a 'sub~tantial portion of their command areas pnderfield channels' Raja~th;n, Jammu. and KaShmir,
Bihar Orissa Andhra Pradesh and Uttar Pradeshhave .'been m'aking concerted ~fforts f~r' construction
o j .field channels, .
1. Andhra- Pradesh t463 ,30
2. Assam 25,40
3. Bihar 2393.64
4. Goa 14 ,40 .
5: Gujarat 578.10
6. Haryana 443.87 ,
7. Jammu & Kas~1ii 44'68
. 8. Karnatak~ 1362.78
9. Kerala 134,83
10. Madhy", r'cadesh 805,46
1i. Maharashtra 1203.80
~1.' Manipuf 24.00
13. Orissa 443.zJ
14. Rajasthan 1450,00
15. Tamil Nadu 5 4 6 . 2 2
16. Uttar Pradesh - 2922.00
17. ~V.:st B,mJ;al 909'.OJJ
Total: : 14765.06
*(r~unded off figures):
. Warabandi has forma!1y been iIi practice for quite
a long period in the Northern States of Haryana, Pun-
jab, Rajasthan and Uttar Pradesh with minor variactiotis and ,in the form of 'shejpali' or-"bloc", systems.
in the Stat~s of Maharashtra and Gujarat. Ie essen-
tially, is an intervention by the Government to ensure
water. to the largest number of beneficiaries in an out-
. let .command. In Tamil Nadu ana otheeStates"the
beneficiaries themselves have..this system of rotational
water distribution on 1/2 to 4. days basis for ,paddy.
crop~ and a longer -iIiterval fer .othei crops,
. . ,
A complete Warabandi will, however, mean supply-.
ing of ,vater to .the. cultivators' iIi appropriate quanti .
ties' at appropriate times in accordance 'with crop
needs as also equitable distribution. of water among
the beneficiaries with due -adjustment, 0 / - in turns, of
conveyance losses. and travel'time requirements upto
individual holdings in farm. distribution . Such an ex-
ercise has been .successfully carried .out in some areas
of the States of Andhra Pradesh, .Gujaratand Mahara-
shtra in the recent past. These new experiments onWarabandi which took iIito consideration .the water
availability, the croppiIig patterns, the crop water re-
quirements, the soil cond,itions, and the farm distribu-
. tion efficiencies have evoked keen interest in the. users
as well as suppliers of water.. These pilot warabandi
projec[s have created confidence in the hearts of tail.
enders, weaker ones, and the '~~sma1Jand marginal
farmers, about dependability ot water sup~ly. The
results of these trials are highly encouraging. and, indi-
cative of substantial benefit .and this inn(wation has
provided the farmers with an oppor[unityto use their_
shares .of ~ater m o r e efficiently aiming at higlE~r re:'turn. iIi'terms of crop yields per unit of area and water
applied, The farmers hitherto not adapted to nightirrigati~n have resorted to 24 hours a da( ..iL:rigation.
r
this system is commonly known as, 'WarahandP.
'W.arabandi'. is one of the.mostimportaht items of the
CPU) Prograntine, '
'Wara' means turn and 'bal1dr me~ns .fixation and
the term 'warabandi' means fixation of turns, The
term can, however, be more comprehensively di,fined
as a' planned. system of equitable distribution of lurnsspecifying the day, the time and the. duration of sup-
- ply to each jrrigator in proportion to his area in the
outlet command, The irrigation schedule is worked
. out. in advance and is well publicised among the water- '
users. Assured and timely supply of~water and equity
. in .distribution are lhe essentiaICharacteristics of wara- .
oandi. Water"is p;.ovid~d to all c~tivators in an out-,
let once iIi each, rotation, the rotational iIiterval de~
..pendiIig upon the. watering interval required by the
crops for the ~oils on which' they are .grown.
60
2
42
. 5T
6
~.25
4 3
28
18
23
.39
13
18
10
8 6
(000, hal
ecA covered
under field-'
Channels inpe; cen/*
Warahand;
CCAS'ale/U,r,
'H, ' 1: .
.'" " KURtlKSHETRA August 16, 1983
. . ~
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They. have gone for suitable crops with sound mana-
gement practices and use of inputs and have started
pre-planning of their agricultural activities in ,.jew of
reliability of water supply.
The continuous emphasis,for enforceme"'t of War~-
bandi, by the Government of India, .has brought forthsubstaritial achievement in its introduction and,enforce-
ment. An area of about 4.17 hikh' hectares ,wasbrO~ght under Warabandi during 1982c83,duc to the
efforts made in the 'Productivity Year'
Benefits
THE BENEFITS' OF the programme could be. asses-
sed by folloWing 'with and Without' principles.
The direct gross benefits of the programme ,'are the
additional output produced over arid above the output
produced without the pnigramme, the lat~er serving.
as a controL .
The analysis of the yield data of principal crops in
.the sele
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Data oil additional benefits of the CAD that accrue
to the farmers in each of the command areas in India
are Il'"t available. ."Stepsare being taken at present to
get.these data through specific studies to be undertaken
by specialized iristitutions. Till such' data 'are avail-
able, one has to rely on whatever data.available through
~d-hoc. studies und~rtaken In anyco;Umand (or come.
mands) where CAD Programme is being executed.'. One such study was undertaken in the Command
area of Andhra Pradesh. It provides' the information
on expenditure and returns per bectare. of crop area
.under different' crops both in the ar~as where .land
development has taken place and where jt has not
been in operation.
The net additional benefit per hectare of paddy culti.
vation in the project areas varies from Rs. 501 in
Pochampad to Rs. 857 in Tungabhadra. In case of .
maize the net allditional benefit appears to be very
high i.e. Rs. 1987, for .Pochainpad .Project. It is alsoseen that the net additional benefit in case' of.another
. cereal crop, iowar, is as high as that of paddy. .The
net additional benefit of bajra cultivation in.the project
area appears to be negligible. .
So far as cash .crops are concerned, data are available
. for two crops' I.e. cotton and chillies. It is observed
that both the project areas and in" the areas where
OFD work 'was not taken, cotton cultivation leads'
to loss. It. is not possible to conclude anything with-
. out looking into the data on agroclimatic conditions,
input use, crop management practices etc., regarding
the suitability of this c~op in the project command
areas.
Cultivation of chillies in.the command areas Of right"
bank canal of Nagarjunsagar where CFD works have'
not een taken up leads'to loss of Rs. 1727 per hectare
whereas in the CAD ProjeCt areas th~ net benefit per
hectare of chillies cultivation is~about Rs. 2000. It
_ is hoped that data on the farin budgets of different ,
holding size group of farinersfrom different commands
will provide better insight into the benefits of the CAD
Programme in future.' .
CAD and water revolution
I.T WAS H~ART-ENIl{G. to note'that ir:igatio~ and farm'
teclinology were gtven the top pnonty mthe New
20-Point Programme announced by the Prime .Minis-. . . .
.ter. Irrigation management was to playa very impor-
tant rQle in increasing the production and productivity
in the. "productivity year" and thereafter. Consistent.
with .the efforts of.the CAD authorities, the achieve-
" menis under field channels for better utilisation' of
irrigation potential during 1982~83 was 11.33 lakh
hectares as against atarget of the 9 Inkh hectares .fixed
by the Planning COInrnission.Similarly . fOr moreequitable distribution and effective utilisation of water,
warabandi was executed in 4.17. laKh hectares of orrea.
As thought by many. CAD J:'rogramme is not an
. engineering solution to the. problem of effective water
'utiliiation. It is a~ integrated approach to effective
water uti1ization through engineering improvements'
and adoption of higher technology through appropriate
organizational restructuring withthe involvement of the
'beneficiarycultivators. Inadequate appreciation of the
above had wrongly led many to the belief that CADoffers an engineering solution to the problem. The con-
fusion, it is felt, a~isesdue to improper identification of
different aspects of the programme at various stages
" of development. . The confusion lies in distinguishinl';
the necessary.conditions from the sufficient conditions.
The construction of field channels and land levelling
and shapi~g are the Decessarycoriditions to supply
water, field'drains, warabandi, extension and organiza-
" tion required for. effective supply of inputs, marketing
of the products etc. are the sufficient"conditions for
successful implementation of tlie programme.
The benefits of the CAD. Programme will increase
further as the farmers get used. to .the new system. thi~ugh greater involvement. .It holds out the pnssi_.
bility of a better future through .substantial increase in
agricultural productivity. Since the Indian economy
is sensitive to the agricultural productivity. stability
in its' growth will ensure stability in other sectors of
the economy.and pave way for better economic order.. . . , .
The revolution that "had a ~odest start in the Fifth '"
Five Year Plan has consolidated its position in the'productivity year'. It. is expected that ccncerted
efforts in the years ahead will help in 'water revolution'
.for higher productivity, more equitable distribution of
the benefits and better quality of life.
",
PLAN YOUR FAMILY
DELAY THE FIRST SPACE THE SECOND
, -, .
STOP THE THIRD",
'- --'-__ .:......:_.......;..,_...:.- -'---J ..'
12. KURUKSHE'fRA Agust 1'6, 198.3
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. ' . - c S p e c i iJ Ccom~nen(p/iln' ' f o r~checlUledcostes
. -. , . VIDYA RAO
Reader, Deplt. of Social Welfare AdminiStration, T.I.S.s., Bombay
s CHEDULED,.CASTEPOPULATIO!'i'constitutes about15 per cent of the total population in India; of
which 90 per Ce'ntreside in .the rural areas. With a
view to reducing the inequality between them and the
.rest of the population and to bring them on par with
the rest of the population, many S!rdl1'gieshave been
adopted by the Government. They have mainly been
resid\Jai in nature. . ,
In the absence of special directive to spend a certain
portion of the resources from the general sector prO-grammes, the implementing aut1).oritieshave generally
neglected to identify the scheme that directly benefit the
SCs and to quantify in financial and physic31terms the
.targets for.each of the general sector programmes. They .
have also heen under the ;impression iliat only'special
provisions need to be expended as the SCs are a con-,
stitutionaliy recognized special group.' Further the
so-called integrated approaches have been little more
than arithmatic total, of the sectoral scheme as far as
the SCs, are concerned. Tpe' tendency of the imple-
menting authoritie~ to concentrate on those S9> who
are ready to avail these benefits have left majority ofthe SCs falling below tlie poverty line'without' cover-
age. ThUs the government's efforts in the 'paSt have
contributed little to the development of the ,weaker
sections amo:ggthe SCs and has only perpetrated new
patterns of inequalities among' the SCs.. Despite. the
sizable expe!lditure for their social and' economia
development, their 'Position has not only ~emained un-
changed, but is also not' commensurate with' the
expenditure.
T
HERE HAS THEREFORE,been a seaoch' for alter-
'native approach (1) to ensure adequate flow offunds from geneail sector programmes (2) toremov"e'j .
reduce stigmatization'(3~to uplift the SCs falling below
KURUKSHETRA AugusU6, 1983
the poverty line. In the case of Schednled Tribes,
a new approach called the tribal sub-plan was intro-
duced in 1974 to reduce the gap in the levels of deve-
lopment between the tribal communities and others,'.,
.to reduce their isolation and to improve the quality.
of their life: The Tribal Sub-Plan was mainly an
area development approach. As the tribals are gene-
rally concentrated iIi certaiD geographic areas, it has
been relatively easy to achieve the change from resi~
dual mcdel to institutional mode1 within the- tribal
areas.. In these areas everysector has to allocate andspend money' specifically for the tribal beneficiaries.
Although .the Sub-Plan is yet to be evaluated; from
the experience gained so far, the major problem has
been the lack of appropriate manpower for implemen-
ting the-Sub-Plan.
Special component plan
AREA DEVELOPMENTAPPROACHwonld not be suit;'
. able m the case of the SCs because they are'
geographically scattered.and are not found to be resia-o. mg in geographically remote inaccessible area~.. They' .
usually live in isolated pockets or specifically demar-
.eated areas within the large settlements.. .To reduce stigma anq/or' segregation, the program-
mes for promoting the welfare of .tbe SCs are univer-
salIzed. That is, every department and every sector
. within the divisible' pool of d~velopmcnt programme
is requiTed to set apart a certain portion' of funds
from their normal budgets specifically for the SCs. In
this way, ''liO additional fnnds are required. The
diversion of these funds for other weaker sections 'Orpurposes is disallowed and these' funds are non-Iapsa-
bIe; iil the sense, the unspent ~alance can b e carried
13
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over from year to ,year but they have to be used only
to promote the welfare of the SCs. By this method
of institutionalizing the norms for spending the Spe-
cial Component Plan (SCP) strives' to achieve func-
tional efficiency. The SCp, ensUres adequate flow of
funds and strives to remove stigmatization simultane-
ously. The, SCP also strives in this way to reduce'
the chances of the SO; being treated as "special
groups' in the negative sense. By the favourable
treatment of the unequals in a favourably unequal
, _ manner, the SCP expects to guarantee freedom and
equality within the democratic framework. Thus,
this strategy is based on the principles of. positive
discrimination.
TheSCP was introduced in 1979-80 by the Gov-
ernment of India with a' View to reaching at least 50
. , percent of the SCs falling beneath the poverty, line.
For this, the SCP espouses a sectoral and target-
group approaches' in combinatjon. Within each of'the sectors, resources and benefits are guaranteed in
finanl:ial and physical terms. Among the SCs, the
landless labourers, rural artisans, marginalismali far-
mers, the educated unemployed youtb, the handicap-
. ped and others failling below the poverty line
are to receive pre(erential.-treatIr!ent over 't h e rest.
Those programmes which lend themselves to quanti-
fication and the labour intensive programmes in the
. Social and Community 'Services, Agriculture and Alli-
ed services, Water and Power Development and
Transport and Communication sectors ;"e given hig-, 'her illlocations so that the' benefits can directly reach
, the target groups. In this' manner, while being in-'
elusive of the SCs as a group, the SCP is sele.etive of
the' poorer 'Ieft~outs among the SCs.
The SCP clearly identifies and a~'sesses the socio-
cultural barriers to change and development, the spe-
, cial' needs of the poorer among the SCs, ,and their"
orgaiiisational potential. It is a preventive 'step in
tliat it aspires to prevent cornering of beoefits by the
beher-off among the SCs, to prevent further ,ieduc- -
, tion in the starus of the poorer SCs and any serioussocial disruption that may arise out of their feelingof deprivation. '
Ensuring perfect. implementation
TN PRACTICE, the SCP is' no mdre than a .program-
1.. me ,of monitoring and' coordination of sectoral .
programmes within the govef!}ment departments Since
the SCP is a c""scious effort to ensure that theSCs get their fair, share, the 'Outlays are carved out
of the diovisablepool of the developmen't budg~t. The
responsibility. of implementing these schemes will beshared' by the central, state and local governments ..
In addition, specific autonomous bodies like the Back- ,
waru Class Development Corporations have. also
14
b"een identified to carry out these programmes. P~o-
grammes of economic assistance, educational oppor-
runities, housing, health and 'other s-"cial services are
being extended to the SCs. SCP provides basic guide-
lines to identify the sectors and the schemes 'for mak-
ing the resources available. The ,administrative set-
up has. been designed to monitor and coordinate the
implementation of the 'welfare, programmes for ,theSCs. However;' much freedom for _operationalizing the
SCP has been, provided to the state governments ..
High Power Steering Communities at the ministerial
level in the state, SCP cells at the secretariat, divi-
sio"ualand' district levels have been set up in the
states to bring about functional. co-ordination among
the different tiers so'that right quantity of sources arc
made available at the right time and place. But the
membership 'composition of these coordinating bodies,
has been, left to the' stales and there are considerable
variations. It is not clear how the non-officials havebeen given the opportunity, to represent the' interests
of the SCs and. to participate in the SCPo , In some
states, the . social welfare committee of the Zilla
'.Parishad has been considered as the SCP cell at the
'district level. The powers and procedures for control
'and accountab,lity of these cells are ambiguous at
present.
ON THE monitoring side! a district officer, preferably
a social welfare officer (Class I) under the leader-
ship of the collector has been entrusted with the work.
He is, in charge of collecting 'progress' reports fromdifferent departments periodically and preparing a
consolidated report to be sent to tbe SCP Divisional
Cell for necessary action. Coordinathn and rational
alignment of various departmental programmes in the
district entails, a complex and elab0.rate process. c o . -
ordination would be impossible- without monitoring
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,
.Indebtedness \. .
To ciassily the -deht 'according to tJ;iepurpose. of
credit. .
4
among.tribals:T o examine the problems of repayments and 'over-dues.
a study To suggest policy measures to deal with the pfob-lem of indebtedness:
FAHIMUDDIN .
Giri Institute of De\'elopmcnt Studi~, Lucknow (D. P.)
'. '-Methodology
. ,
E ._ . - - - - - - - - _ _ : ! J
..To examine the structural changes in tribal 'credit
marke.! and assess the role of institutional agencies
in providing credit to different farm sizes.
Til~ PROBLEM 'oF indebtedness of the rural poor.
of the country has been cause of much cdncern
since decades. The natur~ of the problem assumes
serious dimensio'ns when reviewed -in' the' context of
tribal economy where agriculture as' the only source
of livelihood, is characterised by the traditional tech-
niques and practices: The credit procured even. for
economic .activities' like agriculture .becomcs debt be-
cause of the low yield of agriculture which further
compels the tribal people' to procure arid '\P,nt the
borrowings for unproductive' .uses: Th process o fcontinuous failure of repayment of loans, makes the.
tribal society to fall in the irap' of vicious circleof/ow
earnings,,poverty and indebtedness. Although due to "
the interve'!tion in the rural credit market by the'insti- '"
tutiona! 'agencies,-the RrofesS'ionalmoney.-lendersand
landlords who were the major sources of rural credit
n~be past , h~ve lost their _grip even in.tribal ~ono-my.
but the [position has not'improvedaPl1recia.bly'. The
purpose of .the present study is to assess the indebted-
ness in tribal community of Uinru Kalan Village,'KhatimaHock, district Nainital, ,Uttar Pradesh.
Objectives. of the"study
T . HE MAIN OBJpCTIVES of the study a~e etiu~erated, as under:' . .' P a tt er n o f Illdebiedlless.-The .extent and distribu.
tion" of. credit shows 'that magnitude 'oi iridebted-
ness .is very high in tribal econoniy as ~ixty
per cent of the total' households. arc under
debt. The position of landless agricultural
labourers,' margina! 'lUldsinall farmers is very dismal
"as lipto 66.67 per cent of their households are under'deht. . The percentage. of indebted medium and large
"farm size .households are lesser but the. average
amount. ofdeot. per indebted. h':lUsehold and per,'/ . .
.Findings of the_study
mHEm;IRU' KAlAN'village which is located 3 kms
1 .' away from the Khatima block, district Nainital,Uttar Pradesh was purpose!)' selected for this studyon account of the 'followingreasons ~ '
(ii) The agricultural development after mid.siXties
has' affected the tribal people of this area in particular
.and so their sOCia-economicconditions are belter-off
in' comparison to the tribal connminities living inotl)er P'~s or' Uttar, Pradesh. .
/Oii) The village is mostly inhabited by the Tharu
tribes which. is' the. largest tribal, caste in U.P.. 'The
sampling design of ~e study was stratified with Umru
KaIan' village' as''primary unit of sampling and tribal
households of the village as the ultimate 'unit of in-
vestigation, . 'Thus data were collected through the
petsonal interviews from" the fifty households by "a
prestructured questiOlmaire The year of.,the study
. was 1981c82. .'
(i). The village is located in that part of Nainital
.' district where land is plain and. prodnctive and this'
area is famous for paddy cultivation. .. '- - .
2
1
of credit.To estimate the extent, and distribution
in different,farm size groups.'
KURUKSHE!RA August 16,' 1983 . 1'5 '
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h6tis,ehold, is quite higher as is dear/orm .the following table:'
Distribution of Indebtedness of hou'je~olds
Farm Size Group Total'
No. ofi lOuseholds
Total No.
of indebtedh ouse ho ld s
P.erce nta ge Average AmOllil! of I!-ebt (M
o f h o u seh o ld s ~- -- -' -- -- -- -.under debt-' Per inaebted . Per house -
h oU se h o ld - h o ld
Landless 7 -S 71 -43 520 ,00 371 .43
Marginal (upto 1 ba.) . . 6 4 66.67 1000 .00 . 666.67
Smitll (1-~ ba.) 5 3 60 '00' 1368.00 . '8:1.0.80
Medium (2-10 ha.) 14 8 57 ,14 2668'75 1525110,.
!Mge (10,ha. 18 10 55,56 '7880 '00 4p7-18
and above)
TOTAL 50 30 ..60 110 3695'13 2217 .08
. The reasons for hign. indebtedneSs' of .agricultural
labour households are lower wages and'largeunem-
ployed days ina year which is further, a product of
the backward agriculture and undiversified economy,
The higher average 'amount of debt, per. iudebted
households and per household of medium and largefarmers, is the r~ult of the . existing agrarian and
credit system in which'land as a base, has enabled
the large. farmers t9 get the larger proportion of 'avail-
able credit.' Siuce the returus from agriculture are.
not sufficient to repay the loanS',,the problem o( iu-
.~ debtedness i~ .also serious iu large .farm P;r01lpS.. "
Financial lnstitutiolls.-!n a traditional tribal
'~ociety, with agriculture a; the oniy mC'ans of liveli~
'hood, the major sources of rural credit were profes-
sional money-lenders, landlords and relative;Cllm"'
friends: With the intervention of financial institutionsiu the niral' credit market,. the traditional sourcesI
?~m t~ hav~ losiug ground as is clear from the' fole
lowing table: "
. Percentage Share of Debt .of Di fferent 'Agencie 's
!Farm Size Group Percentage
sha re of .
fi nanci a l.institution
Per cen tag e
share of non "
. fi na nq aljllS titu tion s
'It appears froin this 'table that the share of
financial institutions, i.e. conun:ercial banks, regional
~ .!liral' ganks 'and cooperative 'societies' in ihe .total'
.credit was 82,90pel;. cent,'While the share of non-
financial iustitutions i.e: .professional mon~y-lenders,
landlords and relative-cum-friends was 17,10 per ,cent.
The large share of the finaricial'institutio;;" in the total
~redit implies that financial institutions' have been suc-
cessful in replacing the' traditional sources of rural
credit even, in the tribal economy. .But despite the
success of the financial iustitutionsin, the tribal c,redit
market,' the credit 'requirements of the mass of the
community, i.e. landless agricultural labourers, margi-
n~l and small farmers, are still met by the non-Man-
cial iustitntions:' The inadequate' access to. iustiw-tional credit is. ,. far more, critical deprivation
to niargin~l and small"cultivators than before since it
denies the' benefits of techuological change to them.2,
Thus, itseerus that although a bteakth~ough in the
traditional sources of credit hasheen. made by the'
instituti"nal agencies,bnt the mass of the tribal com-
munity is still in the grip of non-institutional soiirces.,
1..Landless
2. Marginal3. Small
4. MediunI
5. Large,
TOTAL
.16
"
45.00
51 :27
89.93
.87 .30
82 :90'
'.
.'
100.00
55.00
48;73
1 0 - Q 7
- 12,70
17 ,10.
Nature of Borrowings.'-The households borrow
, the money for different 'expenditure which ,is iudica-
tive Q!!J:teir potential.for repaylllent. The purpose of .
the loans. across different households has been exa- l
mined' in tIle following. tables :
,i
.' KURUKSHETRA August 16, 1?83
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Composit ion of Bank and NOD~BSnk~redit F low for Di f ferent Purposes
(Rs.)
- F i - m - ' n - , - S , - ' z - e -G-,'o-u''P''s-'',-.:---~---C--A-gr-'-.CI--A-/u~r
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fo medium ahd large farmers. The l~ck of assets
along with nnproductive uses also prevent the poor
to obtain in loans from institutional agenries,.. . .-
The shift from agriculture-based credit 'policy to'
diversified and differentiated credit policy)n 'the form
of Integrated Rural Development Programme of the
government, is an encouraging step in removing this.
dilemm~ .because of two counts :
(i) The. agricultural based. credit" policy benefits
those who are large landholders and deprives those'
.. who do not pperate land or !lave quite a. small
piece. '
.. (ii) . Al.ricultural development alone can oIlot bring
rural development and prosperity unless other eco-
nomie activities grow simultaneously in rural society .
The credit available for diversified. activities like
dairy, village industries e'le: will generate the addi-
.tional sources 'of income which lack i~ tribal societyand are mainly responsible for high degree of indeb-tedness. . '. ' .
REFERENCES
.' 1. For details see, Swamy, Dilip S., "I:aJldand Credit Reform..~in India", Part Two,
\
Social Sdentist, vol. 8, July, 1980, No. 12.- .
2.- Rao. V.G. and Malya Prakash, "Agricultura( Finance by Commercial Banks'" Ashish Publishing House, New Deihi.p. 21t., . '. -. . .
.-
3. Rajakutty, S.;"Small Fa,'!!ers :Problem 0 / Financing.: An Overview .The Eeonomic Tim .es, 'March. 3,1983, Ne\v Delhi._/.
4. Mishra,"G.P., in "DynamICS of Rural Development in Village India", Ashish Publishi':lg House .New Delhi, 1982,~. 49.
ments effectively are anticipated from the beginning
and are sorted out. Some of these bottlenecks are
likely to arise from multiple system of. control, role
ambiguity, role conflicts,' uneqUal status-po;itiolls,
.parochial' loyalties etc. - Within the liberal democratic
. framework, these problems' can be solv~d only to
some extent. From our pa'st' experi~nces .with regard'tO'the problems of cOordinat'ion in the Panchayati
~aj administration, IRDP, I('1)S' etc., it is clear that
. we should not expect too much from the SCPoas far
as the upliftment of ihC SCs is concerned. We must
.remember that the larger social forces will not allow
major changes ,,~ihin ,a short span of time. But smaller
changes go almost unnoticed. Hence, lhe SCP .should
aim 'at bringing 'aOO\ltincremenla! changes ste~dily and
continuously over a period of time. And, selling
apart 'funds without the necessary orga'lization can-.
not be expected to do more. -
.
' .
Problems of Coordination inPanchayati Raj, Indian. Journal
of Social Work, 'Vol. ~VI,.No. 2, pp, 75.86
Revised Draft-Special Compo .
nent Plan for' Sche4ulcd
Castes _ and ~ Neo-Buddhists-
Sixth Five -Year Plall 1980-85
an d An nu al PI(ln 1981-82,
(con/d, from p, 14) , '
to be governed b i - ihe status enjoyed by these depart~ments' on' the basis of their size, characteristics of
. their functions, their employees,. the: number and types
of Clients served, and the prestige they enjoy in the
community. Ther'efore, the system of organiZlltional '
stratification needs to be wel,l developed on the basis
of the consensus .. In the absence of that, the depart .monts which enjoy high prestige .will Fe more evasive
and will not comply with the requir,oordi-
nation. On the, other hand, entrusting the responsi-
bility. either on rotation basi~ o~ 'on some other eri-,
tena to the individuals/departments will perhaps
be more effective. A, mere district ,functionary .in
this sense enjoys lowprestioge and may not be effec-
tive due to no fault of his. - .
,A word of caution. ' \
,.
T..HE SCP is not a new scheme but is a new ~trategy ~
with somewhat different philosophy. .Th,s 'stra-
tegy espouses macro-level conception' of the total need.
of .the SCs as a group in the nation witli a view to .
eventually liquidate their needs and ensure their join-
,ing the mainstream of life. It reaffirms the, belief
that the SCs have a potential to contribiIte to the'
. society given an opportunity; such contribution from
ihem will, be more than worthwhile even' though we
. may not reap, the benefits immediatdy and in a tangi-
ble manner. The SCP is thus intended to bring about
. an orderly change i~ the Governmeflt's elitist poliCiesand to make 'them more egalitarian in nature.
It is imminent therefore that the major .bottleneckS
in operati6na1izing the coordin~fion between. depart-
, .. Government of India:
1978-1979
Government of .
, Maharashtra
-,
Murdia, R.
"
REFERENCES
Report . of the
for. . Scheduled
Scheduled 'Tribes ..
Commission.
Castes- and
18.Ia)Il.UKSHETRA August 1 .6 , 1983
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.,
,.
,
This feature is based all success stories viz. achievemellts gailled ill varioU3
. spheres of rural developlllellt by farmers, institutinns, experimenters and indivi-duals. There is hardly an . argument over the fact that dedication and zeal to
put in hard work can achieve anything. And olle achievement impires and shaw~Iheway to others/. '... . . .
. . 11. - ,. '.
. We hope our esteemed readers will send' us their. own experi~nces iii the
field so that" others can benefit by them to. usher in a better '/ife for our rural
people. (EDITOR) ... ... . ,
20-pt.programme helps the rural poor
"
MOST OF THE 43 .'families' living in village
Karari of Talwara block in HoShiarpur District
(Punjab) belong to the weaker section of the society.,
They make baskets and other bamboo articles to earn
a living.. A Gram Sewak visiting their village in-,
formed them that with the announcement of the New _
20_Point PrO'gramme,they. could benet}t from the'
ntegr",t~d Rural Development Programme (lRDP)
and. the National Rural Employment Programme
(NREPj. What they needed' moSt of all was funds!
o pnrchase ~awmaterials for the baskets: Soon each '
family was given.a loan of Rs. 1500/- by a nationali- ;se(l bank at Talwara. These backward families not
only repaid the whole amount iIi.10 months but also frebled their monthly' income..
They asked for yet .anbther loan. A sum of Rs.
3000/- was. given this time to each',amily through
he IRDP. (Qut of Rs. 3000/-, Rs. 1000/- was given
s subsidy) This loan also has been 'repaid' and the
mcome of each family which was only Rs. 100/- per
lOnth to begin with has become Rs. 500/- 'per month:
Lat,er, four' families took yet another loan from a'ank with the help.of which they have set up gerieral'
tores and tea shops, in 'addition to their regular
usjness' of basket weaving. _'
KURUKSHETRA August 16,'1983
/
Shri' Khushal Chand of Village Datarpur in the
same blOCkhas also benefited from the ZD-Pomt
Programme. He was earning' Rs.. 3/- per day onlytram his tonga (horse cart). He applied for a I~an
of Rs. 3,200/~ to purchase his own tonga and horse.
The loan was given by the Central' 'Bank of India
through the efforts of the Rural Development Agency.
.He was so anxious to retnrn the loan that he . used
to deposit Rs.. 15/ ~ to 25/- each day iIi the bank
instead of waiiing to pay' the mO:ltb1y'instalment. He
repaid the whole loan within 7 months instead of
. ZO months that were agreed upon. Now lie has a
net income of about Rs. 600/- per'. month, after
deducting the daily expenditure on the' horse and. tiletonga." . . . .'
Shri Harnam Das of village Siporian in the Tal..ara
b~ockis a blind man who ,nsed to beg for hisliveli-
hood.' The Gram Sewak told him that he could'
get a monthly pension as a handicapped person whodid n';,t have any other'somce . of Iivlihood. Shri
Harnam Das' was so relieved to reCeivedthe pension
of, Rs. 50/- JJCrI]i0nth and that he gave up lieging.
Then he got a loan. of Rs. 1500/- from the New Bank
of India, Hajipur.. Through this m6~ey he purehased
,~ macliine for weaving ropes. Now, after' pay~g th",
mstalments to the bank; heeatns about Rs. 00/-per month by'selling the rope that he prodnces. He
.has also. got married. He intends to acqnire. a
buffalo after repaying the' full amount of the pre6ent
I' )
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The Cobbler's dream
-Press' Informati()":i"Bur~au
, "
."
\
bank loa~. Basket weavers, horse cart drivers, blind
beggars imdnianJ more who subsist near'the poverty
line are, benefiting from lhe' new 'lO-Poinl Pro-
gramme.
- - - E ' j P ( J , J u l l u n d u r
Tap water for SikkiJ."11villages
FOR Panchayat Presideut Choda Lepcha and othersliving in tp.e Naga viliage in North Sikkiin, it.was the end of centuries old-ordeal, They did not
have to ,traverse long hilly terrain for several kilo-
, , metres to fetch drinking water any longer. They had
crystal clear water flowing from the taps in theirvillagp.
Naga is one of the 51 villages in, Sikkim whiCh
got tap water during the last financial year, The
achievement was '170 percent of the targ~t of provid~
iilg drinking water to 30 villages. This brings the
number of villages provided with drinking wate~'under
. the Minimum Needs Programme and the Accelerated
Rural Water Supply Scheme 'in Sikkim (0 165,
\
Sikkimes~girls filling their,posts'at a tap in Naga village in "
North Sikkim ..
The Government is determined 10 provide drinking
water -.to all the 400 problem villages of Sikkim, the,
Cindrella of the Hills, in the next t'Y0 years, During
the current financial year, it has been decided,to sup- '
, ply tap waler to' 40 villages under the Minimum Needs
Programme and' to another' 48. under the Accelerated
, Rural Water Supply Scheme. ' The Central Govern-
ment has sanctioned Rs. 2.27 crores for this purpose-
almost twice the amount of Rs. 1.23 crores allocated
by the Slate Govern~erit. " '
In addition to these efforts, a UNICEF-aided
scheme has .also been,started at Mangalbary in West
Sikkim to cover 30 villages with a toial population of
7,000 people. ' '. '
In the Andaman and Nicobar Islands also, five
, more villages have been provided .with,drinking water
facility bringing the total number of villages covered
under the Water Supply Programme to '11. The
'target for the year is 35 villages.
In the last fuiaucjal, year; 54,523 villages in the
country' were provided drinking water under the 20-
point Pr~gramme, which vias about 12,000 villagesi
more thail the fixed target of 42,342. ' Fifteen States
in the eouniry achieved 100' percent or above the
allotted quota.
MADAKATTI, an obscure village lying 55 kms. east 'of Bidar in Karnataka has a',popnlationof about.
2,400 'People of all communities, including backward
, , Manilhas and Kumbas live here. ,A middle school
located in the centre is the only outstariding building
in the village whi;:h is dotted by' huts, mostly dilapidat-
ed..
The narrow mud-road leading to this village bas
not'seen many vehicles. For long, Poverty-stalked this
bamlet as the people lived off mostly as coolies as tbey
did not have anytbing better to do.o . \
Kallappa w!)o is now 70, comes from a scheduled
caste. His living memory, running back to' tbe last.
half-a-cen'tury, recalls only painful images, of penury.
. A cobbler by birth, Kallappa's earning could not give
him means even for a modest liVing So he abandon-
ed' cobbler's work and took to the work ' O f a' coolie., (Yet bis daily earriing was Rs:. 2. Kallappa say~ that it '\
has been so far the last 15,years. His cobbler's instru-
, ments Were hopelessly worn ant. He could not buy
neW.instruments for want of money... It has all along
been one meal-a-day for him all these years,
One fine morning a year ago, Kallappa was surpris-
ed t.o see a' white-eollared babu coming to his door~
steps. The stranger ~ked so many questionS about
20,...\ r.
! KURUK,SHETRA AUguSl16, 1983
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,
Kallappa's livelihood. He told Kallappa that he was'
from the State Bank of India. Then, as he was leav-
ing,.he gave Kallappa a gnmd dream.
.Many an event took place thereafter.'" Kallappa
visited the Bhalki BrarlChof the State Bank. of India .
where he was offered a loan of Rs. 400/- to re-start
his traditional~cobbler's profespion. Kallappa rushed'to Bhalki to buy leather. and other equipments.' To
his surprise, his daily earning started goingu p . Verysoon Kallappa repaid the bank loan.
Now Kallappa's dream started taking new roots.
He ~anted to' expand his trade by increasing his out-
'put. . This needed: more money. The bank once
, ag'lin gave him capItal loan assistance of Rs. 1,000,!-.
Kallappa was now poised'' t o manufacture morechappalsa day; repair more slioes a day and. earn
more money. ,As if by magic, Kallappa had.'crossed
the povetty line.-Pre~sIn/ormation. Bureau
Assistance to small and marginal farmers
. A T the initiative of. the Prime Minister,' the Gov-, .. ernment have 'launched during 1983-84:' a
,mass,,,e programine for assisting the small and margi-
nalfarmers for increasing agricultural production.
This: is the biggest.single project ever taken up, in-volvmg a total' outlay of Rs. 150 crores in one year
to '1;Jeshared equally by the Centre and State.Govern-
ments. The allocation for each block is Rs. 5 lakhs
to be"'given as 'subsidies, on tl,e LR,D. 'pattern, on
wells and, pump-sets (Rs. 3,50 lakhs), plantation of
fuel and fruit trees (Rs. 0.5 lakhs), anll free distribu-
tion of minikits of seeds and fertilizers for pulses and'
oilse
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,.
. ,
,;' ; : -
. " .
I - " '.' .,
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raining in vari-
us arts and crafts
nd skills has
elped the rural
omen to earn
dditional income.
u'ral
women
The daily routine
f most of the
u ral women is
uite tough and
ncludes working
n the fields
besides doing
ousehold chores.
A number of development programmes have been devoted to the emancipation
and development of rural lVOmen and help them in improdng- their life not only
as indil'iduals but also as part oj the society they live. Variou s programmes
oj women and child welfa re, mahila mandals, art an d craft training centres,
adult education have been started lilith this end- in view. And these programmes
are slowly but steadily changing the shape of things in tlie cowttrysfde.
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(Li censed under U (DN)-54 to post without prepay-
ment at Civil Lines Post Office, Delhi). .
r
Regd. No. D(DN)/39
RN 702/57(I
\
A smlll family .is fasf b~co~in.ga "popular norm. in t h e , rural areas of ,tile coUntry . .
Rural WOlnend..
.~
Th e Sixth Plan pledges to. continue tlze work of Women uplift in, a greater way. The main
emphasis in Sixth Plan will remain. to be on the economic upliftment of rural women through.'
greater opportlmitiesfor .self and more employment. For this purpose three-fold strategy should
be adopted consistilig of' irflpartfng free education to all rural women; provide necessary training
skills for at least one fema:e member in the family and help them in setting up self-employ-
ment ventures and in getting reasonable wages or prices for their products .
.~.,'.T .
".PUBLISHED BY .'>THE~~,DiRECTOR, PUBLICATImi~~ DIVISION, NEW -:DELID-llOOOl,