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Conference Call - 2nd Quarter 2011

Anis Chacur Neto Sergio Lulia JacobCEO Financial Vice-President

Aug | 9th | 2011

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Highlights

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Net Income in 2Q11 totaled BRL 60.2 million.

Annualized Return on Equity (ROAE) reached 17.2% p.a.in 2Q11.

The credit portfolio including guarantees issued reachedBRL 12,234.8 million by the end of June 2011.

The quality of the credit portfolio remained high, with98,1% of credit operations rated between AA and C.

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1,346.1 1,365.3 1,520.4 1,573.9 1,680.0

5,426.1 5,784.0 6,109.0 5,905.2 5,788.7

2Q10 3Q10 4Q10 1Q11 2Q11

1,388.0 1,401.8 1,564.6 1,611.3 1,712.6

8,790.8 9,323.9 10,023.8 10,314.3 10,522.2

2Q10 3Q10 4Q10 1Q11 2Q11

Credit Portfolio

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Loan Portfolio

Total Portfolio

19.3%

2.6%

85% 86% 87% 86% 86%

14% 14% 13% 14% 14%

10,251.3 10,725.7 11,588.4 11,925.6 12,234.8

79% 79% 81% 80% 78%

20% 20% 19% 20% 22%

9.1%

6,844.6 7,149.4 7,629.5 7,479.1 7,468.7

BRL Million

Corporate

Middle

Corporate

Middle

-0.1%

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Business Segments

4

BRL million

Loan Portfolio

CorporateCompanies with annual revenues

over BRL 250 million

Loan Portfolio

MiddleCompanies with annual revenues

from BRL 30 to 250 million

Total Portfolio Total Portfolio

19.7%

2.0%

23.4%

6.3%

6.7%

-2.0%

24.8%

6.7%

8,790.8 9,323.9

10,023.8 10,314.3 10,522.1

2Q10 3Q10 4Q10 1Q11 2Q11

1,388.0 1,401.7 1,564.5 1,611.3 1,712.6

2Q10 3Q10 4Q10 1Q11 2Q11

5,426.1 5,784.0 6,109.0 5,905.2 5,788.7

2Q10 3Q10 4Q10 1Q11 2Q11

1,346.1 1,365.3 1,520.4 1,573.9 1,680.0

2Q10 3Q10 4Q10 1Q11 2Q11

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Segments Highlights

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BRL million

Minas Gerais / Goiás

South

Rio de Janeiro

São Paulo Countryside

São Paulo Capital

Corporate Middle Market

8,791 10,314 10,522 1,388 1,611 1,713

Average

Ticket

(BRL Million)

Average Tenor

(days)

Total Number

of Clients

Clients with

Credit Exposure

48% 43% 43%

11% 13% 12%9%10% 10%

27%29% 28%6%

5%7%

Jun/10 Mar/11 Jun/11

57% 54% 54%

21%21% 20%

13%15% 17%9%

10% 10%

Jun/10 Mar/11 Jun/11

360385 367 261

234 234

2.3 2.1 2.0

558 509 524

612 750 840

15.8 20.3 20.1

699 717 728 740 930 1,040

Jun/10 Mar/11 Jun/11 Jun/10 Mar/11 Jun/11

Credit Portfolio

(BRL Million)

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Geographical Presenceand Expansion Plan

6

Business Platforms

Corporate Middle

São Paulo Capital 3 4

São Paulo Countryside 1 2

South 1 3

Rio de Janeiro 1 1

Minas Gerais - 1

Midwest - 1

TOTAL 6 12

Presence in 20 cities

Offices

São Paulo Capital São Paulo

São PauloCountryside

Campinas, Ribeirão Preto, Taubaté, Sorocaba, São José do Rio Preto and Bauru

South Curitiba, Londrina, Blumenau, Criciúma, Porto Alegre, Caxias do Sul and Novo Hamburgo

Rio de Janeiro Rio de Janeiro

Minas Gerais Belo Horizonte and Uberlândia

Midwest Brasília, Goiânia and Cuiabá

RO

AC

AM

RR

PA

AP

MA

PI

CE

BA

MG

ES

RJSP

PR

SC

RS

MS

MT

GO

DF

RNPB

PE

AL

SE

TO

ABC BrasilOffices

Note: Cities in bold indicate where there was office opened in 2011

Presence in 20 cities and 6 newOffices opened in 2011

77

Credit Portfolio Quality

Loan Loss Reserves (% portfolio)

Write Off

Past Due (90 days)

Brazilian Central BankResolution no. 2,682

0.66%

1.27%

0.95%

1.84%

2.28%

1.04%

0.69%0.60% 0.71%

0.39%0.57%

0.40%0.21%

0.34%

0.64%

1.18%

0.65%0.57%

0.11% 0.17% 0.15%

0.12% 0.10%0.38%

0.98%

0.52% 0.51%

0.05% 0.06% 0.08%

4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11

MiddleTotalCorporate

2.30% 2.24%

4.03%

5.54%

3.65%3.33%

3.60% 3.59% 3.45%

1.03% 1.05%

2.23%

2.98%

2.25%1.92% 1.62% 1.72% 1.69%

0.79%0.74%

1.80%2.29%

1.83%

1.13%1.22% 1.18%

4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4T10 1Q11 2Q11

Middle

Total

Corporate

0.08%

0.26%

0.13%

0.75% 0.69%

0.21%

0.50%

0.27%

0.47%

0.32%

0.04%0.11%

0.04% 0.04%

0.16%

0.28%

0.09%

0.32%

0.12%0.16%

0.08% 0.10% 0.06%

0.03% 0.08%0.01% 0.00%

0.13%

0.04%

0.27%

0.00%0.07% 0.03% 0.00% -0.01%

4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11

Middle

Total

Corporate

AA-C 98.1%

D-H 1.9%

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2Q10 3Q10 4Q10 1Q11 2Q11

1,862.6 1,924.5 1,723.3 1,792.5 1,938.8

3,583.6 3,113.9 3,314.7 3,271.6 3,525.7

1,796.1 2,140.5 2,386.7 2,387.7 2,240.9

1,816.2 1,827.6 1,836.3 1,872.9 1,886.1

9,058.6 9,006.4 9,261.0 9,324.7 9,591.5 Total

16% 14% 14% 14% 15%

6% 6% 5% 5% 5% Subordinated Debt

Shareholders´ Equity

20% 24% 26% 26% 23%BNDES

20% 21% 19% 19% 20% International

12% 10% 11% 11% 10%

11%9% 9% 9% 10%

9%6% 6% 7% 7%

8%

10% 10% 8% 10% Individual Investors

Financial Institutions

Institutional Investors

Corporate Investors

Funding

8

BRL million

37%35%36%35%40%

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Basel Index & Shareholders Equity

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12.5% 12.1% 11.7% 11.6% 11.6%

5.2% 4.8% 4.3% 4.1% 3.8%

2Q10 3Q10 4Q10 1Q11 2Q11

Tier II

Tier I (Core Capital)

Shareholders´ Equity(BRL Million)

17.7% 16.9% 16.0% 15.7% 15.4%

1,279.1 1,312.1

1,347.9 1,384.3

1,424.2

BRL Million

Capital Adequacy (BRL million) 2Q11 1Q11 2Q10Chg(%)/p.p.

2Q11/1Q11

Chg(%)/p.p.

2Q11/2Q10

Capital 1,886.4 1,866.1 1,821.8 1.1% 3.5%

Mininum Capital Required 1,348.1 1,305.8 1,128.0 3.2% 19.5%

Capital Surplus 538.3 560.3 693.8 -3.9% -22.4%

Basel Index 15.4% 15.7% 17.7% -0.3 -2.3

Tier I (Core Capital) 11.6% 11.6% 12.5% 0.0 -0.9

Tier II 3.8% 4.1% 5.2% -0.3 -1.4

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Financial Margin

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BRL million

NIM (% p.a.)

5.3% 5.1% 5.4% 5.6% 5.5% 5.5% 5.5%

2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11

2Q11 1Q11 Chg (%) 2Q10 Chg (%) 6M11 6M10 Chg (%)

Net Interest Income before Loan Loss Provision (LLP) 133.5 135.4 -1.4% 108.5 23.1% 268.9 221.8 21.2%

Financial Margin w ith Clients 118.7 121.8 -2.6% 104.7 13.3% 240.5 198.5 21.1%

Financial Margin w ith Market 14.9 13.5 9.9% 8.6 73.1% 28.4 23.3 21.9%

Managerial Loan Loss Provision (LLP) (5.7) (12.7) -55.2% (10.9) -47.7% (18.4) (25.0) -26.2%

Published Loan Loss Prov ision (LLP) (1.7) (12.3) -86.2% (9.0) -81.0% (14.0) (22.8) -38.4%

Gain (Loss) w ith Assets Held for Sale (4.0) (0.4) 940.6% (1.9) 109.5% (4.4) (2.2) 101.6%

Managerial Financial Margin 127.8 122.6 4.2% 97.6 31.0% 250.5 196.8 27.2%

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Income from Services

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BRL million

Banking Service Fees (BRL million) 2Q11 1Q11 Chg (%) 2Q10 Chg (%) 6M11 6M10 Chg (%)

Guarantees Issued 22.6 20.8 8.5% 16.5 36.8% 43.4 31.4 38.3%

Capital Markets and M&A Fees 2.8 2.0 40.1% 1.6 77.5% 4.8 4.0 19.8%

Banking Tariffs 5.4 6.8 -19.9% 8.1 -32.9% 12.3 15.2 -19.5%

Total 30.9 29.6 4.1% 26.2 17.7% 60.5 50.6 19.5%

7,4129,886

12,355 14,050 14,882 16,509 17,43619,570 20,826 22,587

2,587

3,069

3,7295,113

7,1058,119 4,947

6,9056,804

5,450

303

485

29

6342,444

1,589 459

8,1832,013 2,820

1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11

Capital Markets and M&A Fees

Banking Tariffs

Guarantees Issued

14.0% 14.4%15.9%

17.3%

20.5% 20.1%

17.5%

23.4%

19.6% 19.1%Income from Services

Total of Revenues

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Expenses

12

BRL million

Efficiency Ratio

Expenses (BRL million) 2Q11 1Q11 Chg (%) 2Q10 Chg (%) 6M11 6M10 Chg (%)

Personnel (27.4) (26.2) 4.6% (22.4) 22.3% (53.5) (43.3) 23.6%

Other administrativ e ex penses (16.9) (15.4) 10.3% (13.5) 25.0% (32.3) (27.9) 15.8%

Profit Sharing (16.8) (17.6) -4.9% (15.4) 8.5% (34.4) (30.9) 11.3%

Total (61.1) (59.1) 3.3% (51.4) 18.9% (120.2) (102.1) 17.7%

37.6% 37.0% 37.9% 37.7% 38.8% 37.8% 38.2%

2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11

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Profitability

13

BRL million

Net Income ROAE (p.a.)

50.2 51.1 54.0 56.7 60.2

97.1116.9

2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11

15.9% 15.8% 16.3% 16.6% 17.2%15.6%

16.9%

2Q10 3Q10 4Q10 1Q11 2Q11 6M10 6M11

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Guidance 2011

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Credit Portolio

Corporate

Middle Market

Personnel Expenses & Other Administrative

Current(Revised)

12% - 18%

10% - 16%

25% - 35%

12% - 15%

Original

21% - 25%

18% - 23%

35% - 40%

12% - 15%

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Investor Relations

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Sergio Lulia Jacob Financial Vice-President

Alexandre Sinzato, CFA Head of Investor Relations

Web Site: www.abcbrasil.com.br/irEmail: ri@abcbrasil.com.brPhone: +55 (11) 3170-2186

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Disclosure

The following material, on this date, is a presentation containing general information about theBanco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly orexplicitly, as to the accuracy, completeness or scope of this information.

This presentation may include forward-looking statements of future events or results accordingto the regulations of the Brazilian and International securities and exchange commissions.These statements are based on certain assumptions and analyses by the Company that reflectits experience, the economic environment, future market conditions and expected events bythe company, many of which are beyond the control of the Company. Important factors thatmay lead to significant differences between the actual results and the statements ofexpectations about future events or results include the company’s business strategy, Brazilianand International economic conditions, technology, financial strategy, financial marketconditions, uncertainty regarding the results of its futurefactors, operations, plans, objectives, expectations and intentions, among others. Consideringthese factors, the actual results of the company may be significantly different from thoseshown or implicit in the statement of expectations about future events or results.

The information and opinions contained in this presentation should not be understood as arecommendation to potential investors and no investment decision is to be based on theveracity, current events or completeness of this information or these opinions. No advisors tothe company or parties related to them or their representatives should have any responsibilityfor any losses that may result from the use or contents of this presentation.