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Transcript of 1 National Medigap Enrollees Survey Gary A. Ferguson Senior Vice President and Gina Scime Research...
![Page 1: 1 National Medigap Enrollees Survey Gary A. Ferguson Senior Vice President and Gina Scime Research Analyst N = 500 Medigap Enrollees, Nationwide. April.](https://reader036.fdocuments.net/reader036/viewer/2022083006/56649f305503460f94c4b65d/html5/thumbnails/1.jpg)
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National Medigap Enrollees SurveyNational Medigap Enrollees Survey
Gary A. FergusonGary A. FergusonSenior Vice PresidentSenior Vice President
andandGina ScimeGina Scime
Research AnalystResearch Analyst
•N = 500 Medigap Enrollees, Nationwide. April 1-4, 2005; Margin of Error = ± 4.5%
Coalition to Promote Choice for Seniors
![Page 2: 1 National Medigap Enrollees Survey Gary A. Ferguson Senior Vice President and Gina Scime Research Analyst N = 500 Medigap Enrollees, Nationwide. April.](https://reader036.fdocuments.net/reader036/viewer/2022083006/56649f305503460f94c4b65d/html5/thumbnails/2.jpg)
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Methodology
The Coalition to Promote Choice for Seniors commissioned American Viewpoint, Inc. to conduct a national survey of Medigap enrollees. In all, 500 telephone interviews with Medicare enrollees who have self-purchased Medigap plans were conducted between April 1 and April 4, 2005. The sample was drawn from a targeted Survey Sampling database of those age 65 and older and respondents were randomly selected. All surveys are subject to errors caused by interviewing a sample of persons rather than the entire population. The margin of error for N=500 is +4.5% at a 95% confidence level.
![Page 3: 1 National Medigap Enrollees Survey Gary A. Ferguson Senior Vice President and Gina Scime Research Analyst N = 500 Medigap Enrollees, Nationwide. April.](https://reader036.fdocuments.net/reader036/viewer/2022083006/56649f305503460f94c4b65d/html5/thumbnails/3.jpg)
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How satisfied are you with your Medigap coverage?
68%
22%
1%
5%
2%0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
Don't Know
Not Very Satisfied
Not At All Satisfied
Somewhat Satisfied
Very Satisfied
Total Satisfied 90%
Total Not Satisfied 7%
Enrollees are overwhelmingly satisfied with their Medigap coverage
![Page 4: 1 National Medigap Enrollees Survey Gary A. Ferguson Senior Vice President and Gina Scime Research Analyst N = 500 Medigap Enrollees, Nationwide. April.](https://reader036.fdocuments.net/reader036/viewer/2022083006/56649f305503460f94c4b65d/html5/thumbnails/4.jpg)
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How satisfied are you with the Medicare program?
Total Satisfied 87%
Total Not Satisfied 6%
Most enrollees are also satisfied with the Medicare program
![Page 5: 1 National Medigap Enrollees Survey Gary A. Ferguson Senior Vice President and Gina Scime Research Analyst N = 500 Medigap Enrollees, Nationwide. April.](https://reader036.fdocuments.net/reader036/viewer/2022083006/56649f305503460f94c4b65d/html5/thumbnails/5.jpg)
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Thinking about the monthly premiums you pay for your Medigap supplemental policy and the services that are covered, how good a value is your Medigap policy?
32%
48%
14%
3%
0%
5%
10%
15%
20%
25%
30%
35%
40%
45%
50%
Excellent Good Fair Poor
Eight in ten say that Medigap is an excellent or good value
![Page 6: 1 National Medigap Enrollees Survey Gary A. Ferguson Senior Vice President and Gina Scime Research Analyst N = 500 Medigap Enrollees, Nationwide. April.](https://reader036.fdocuments.net/reader036/viewer/2022083006/56649f305503460f94c4b65d/html5/thumbnails/6.jpg)
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Which of the following benefits do you value the most in your Medigap plan?
3%
3%
17%
23%
34%
0% 5% 10% 15% 20% 25% 30% 35%
All of these
Covers skilled nursingfacility expenses
Covers prescriptiondrug expenses
Covers physicianexpenses
Covers hospitalexpenses
Enrollees value coverage of hospital and physician expenses most in their Medigap plan
![Page 7: 1 National Medigap Enrollees Survey Gary A. Ferguson Senior Vice President and Gina Scime Research Analyst N = 500 Medigap Enrollees, Nationwide. April.](https://reader036.fdocuments.net/reader036/viewer/2022083006/56649f305503460f94c4b65d/html5/thumbnails/7.jpg)
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Would you recommend Medigap coverage to a friend or relative when they turn 65 and enroll in Medicare?
84%
7%8%
Yes No Don't Know
Most enrollees would recommend their Medigap coverage to a friend or relative
![Page 8: 1 National Medigap Enrollees Survey Gary A. Ferguson Senior Vice President and Gina Scime Research Analyst N = 500 Medigap Enrollees, Nationwide. April.](https://reader036.fdocuments.net/reader036/viewer/2022083006/56649f305503460f94c4b65d/html5/thumbnails/8.jpg)
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Some people in Washington have suggested that Medigap causes seniors to use more health care services because it provides coverage for all out-of-pocket expenses. Would you favor or oppose a proposal that would require everyone with Medigap insurance to pay an annual deductible, such as the first $250 of their expenses, and some part of the cost for most doctor visits and hospital stays?
14%
13%47%
11%
11%0%
10%
20%
30%
40%
50%
60%
Favor Oppose Don't Know
Not Strongly
Strongly
Total Favor 27%
Total Oppose 58%
More than half oppose paying an annual deductible/part of cost for doctor visits and hospital stays
![Page 9: 1 National Medigap Enrollees Survey Gary A. Ferguson Senior Vice President and Gina Scime Research Analyst N = 500 Medigap Enrollees, Nationwide. April.](https://reader036.fdocuments.net/reader036/viewer/2022083006/56649f305503460f94c4b65d/html5/thumbnails/9.jpg)
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When you are deciding on purchasing health care services, how concerned are you about whether or not you will have out-of-pocket expenses?
56%
27%
9%
6%
2%0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
Don't Know
Not Very Concerned
Not At All Concerned
Somewhat Concerned
Very Concerned
Eight in ten enrollees are concerned about having out-of-pocket expenses for health care
![Page 10: 1 National Medigap Enrollees Survey Gary A. Ferguson Senior Vice President and Gina Scime Research Analyst N = 500 Medigap Enrollees, Nationwide. April.](https://reader036.fdocuments.net/reader036/viewer/2022083006/56649f305503460f94c4b65d/html5/thumbnails/10.jpg)
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Would you be willing to pay higher deductibles or other out of pocket expenses in order to reduce the monthly premiums you pay for your Medigap policy?
22%
64%
13%
Yes No Don't Know
A majority is not willing to pay higher deductibles or out of pocket expenses in order to reduce monthly premiums
![Page 11: 1 National Medigap Enrollees Survey Gary A. Ferguson Senior Vice President and Gina Scime Research Analyst N = 500 Medigap Enrollees, Nationwide. April.](https://reader036.fdocuments.net/reader036/viewer/2022083006/56649f305503460f94c4b65d/html5/thumbnails/11.jpg)
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Would you be more or less likely to vote to reelect a Member of Congress who votes to eliminate your ability to purchase Medigap insurance?
12%
7%
51%
14%
11%0%
10%
20%
30%
40%
50%
60%
70%
More Likely Less Likely Don't Know
Somewhat
Much
Total 19% Total 65%
A majority would be less likely to reelect a Member of Congress who votes to eliminate their ability to purchase Medigap insurance
![Page 12: 1 National Medigap Enrollees Survey Gary A. Ferguson Senior Vice President and Gina Scime Research Analyst N = 500 Medigap Enrollees, Nationwide. April.](https://reader036.fdocuments.net/reader036/viewer/2022083006/56649f305503460f94c4b65d/html5/thumbnails/12.jpg)
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Summary & Conclusions
Slide 3. Medigap enrollees express overwhelming satisfaction with their coverage. Overall, 90% are satisfied and only 7% are dissatisfied.
- Satisfaction increases with age (from 64% very satisfied among those age 65-69 to 79% among those age 80 and above).
- Satisfaction is strong across political and demographic groups
- The intensity of satisfaction is higher for Medigap than for Medicare
Slide 4. These Seniors also express a high level of satisfaction with the Medicare program. In all, 87% are satisfied and only 6% are dissatisfied.
- The intensity of satisfaction again increases with age (from 43% very satisfied among
those age 65-69 to 60% very satisfied among those age 75 and older).
Slides 5 & 6. A majority of enrollees say that their Medigap policy is an excellent (32%) or good (48%) value. 14% say it represents a fair value and 3% a poor value.
- Results are consistent by region, gender, age, partisanship and income.
![Page 13: 1 National Medigap Enrollees Survey Gary A. Ferguson Senior Vice President and Gina Scime Research Analyst N = 500 Medigap Enrollees, Nationwide. April.](https://reader036.fdocuments.net/reader036/viewer/2022083006/56649f305503460f94c4b65d/html5/thumbnails/13.jpg)
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Summary & Conclusions
Slide 7. The vast majority (84%) would recommend Medigap coverage to a friend or relative when they turn 65 and enroll in Medicare.
Slide 8. A majority (58%) opposes requiring all Medigap enrollees to pay a $250 annual deductible and some part of the cost for most doctor visits and hospital stays. Only 27% favor this requirement.
- Opposition is particularly high among those age 65 to 69 (70%), women 65-74 (69%), African-Americans (79%) and those not satisfied with Medicare (78%). A
majority of all partisan groups oppose.
Slide 9. More than half (56%) of Medigap enrollees are very concerned about having out-of-pocket expenses when deciding on purchasing health care services. Another 27% are somewhat concerned and 15% are not concerned.
- Women 65-74 (67% very concerned), blacks (76%), those dissatisfied with Medigap (69%), those dissatisfied with Medicare (70%) and those with incomes under $20,000 (71%) are most concerned about out-of-pocket expenses.
![Page 14: 1 National Medigap Enrollees Survey Gary A. Ferguson Senior Vice President and Gina Scime Research Analyst N = 500 Medigap Enrollees, Nationwide. April.](https://reader036.fdocuments.net/reader036/viewer/2022083006/56649f305503460f94c4b65d/html5/thumbnails/14.jpg)
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Summary & Conclusions
Slide 10. Only 22% of enrollees would be willing to pay higher deductibles or other out-of-pocket expenses in order to reduce monthly premiums for their Medigap policy. Another 64% are unwilling to pay higher deductibles and 13% are undecided. Willingness decreases with age (from 27% of those age 65-69 to 15% of those age 80 and older).
- Men 75+ (71% no), African-Americans (86%), those who oppose requiring a deductible (74%), those with fair or poor health (74%), those with five or more daily prescriptions (72%) and ticket-splitters (70%) are particularly unwilling to pay for these increases.
Slide 11. A majority (65%) of Medigap enrollees would be less likely to vote to reelect a Member of Congress who votes to eliminate their ability to purchase Medigap insurance. More than half (51%) say they would be much less likely and only 19% say they would be more likely to reelect.
- Members of Congress who vote to eliminate Medigap face repercussions from a majority of all age groups and voter types. 71% of those 65-69, 63% of those 70-74,
68% of those 75-79 and 60% of those 80 and above would be less likely to reelect. Similarly, 67% of Republicans, 70% of Ticket-splitters and 64% of Democrats would be less likely to reelect based on this vote.