1 (833) 283-7399 | info@legalinsurecanada.ca | www.legalinsurecanada.ca

Legal Insure is the leading provider of legal cost protection in the Canadian market. Legal Insure Cost ProtectionTM protects law firms and their clients both, from the negative effects of adverse costs awards and disbursements incurred during personal injury litigation. Our product helps protect the financial interests of our law firm clients and the underlying plaintiffs they represent. It materially strengthens their position in their fight for justice, thus, levelling the litigation playing field between them and large insurance firms. Our product is critical for enabling all Canadians to access their constitutional rights, and is an important means to help law firms provide justice for all. It is not merely a financial security for you and your clients, but also a reminder to defence counsel that you are armed with insurance and are prepared to go the extra mile in order to seek justice.

Legal Insure, and its predecessors, have been the leader and innovator in the Canadian Legal Insurance market, since 2009. Our legal cost protection arrangements were the first to be approved in several courts across the country. Since its inception, the Legal Insure group has generated solid growth, while demonstrating to our clients, and the plaintiffs they represent, the economic reward and security this insurance product offers.

In personal injury litigation, Legal Insureʼs proprietary cost protection solutions have become the standard of best practice for many leading law firms across the country and have facilitated access to justice for tens of thousands of accident victims to date. As of today, we are servicing over a 100 firms in Canada. We have covered well over 30,000 plaintiffs till date, and paid the resulting claims.

Legal Insure Services Canada Inc. has partnered with leading insurers, global reinsurers and insurance brokers, who collectively provide Legal Insure Cost ProtectionTM for the benefit of plaintiffs and counsel across Canada. Our investors and management include seasoned insurance veterans who specialize in such niche programs.

Legal Insure Cost Protection™ is a regulated legal expense insurance product.Underwritten by Omega General Insurance Company. Insurance provided by Trebuchet.

“We understand, respect,support and protectthe rights of all thosewho are injured andempower those whostrive to defend them”

A B O U T L E G A L I N S U R E

Legal Insure Cost Protection™ is a regulated legal expense insurance product.Underwritten by Omega General Insurance Company. Insurance provided by Trebuchet.

S TA N D A R D F E AT U R E S A N D B E N E F I T S

• Coverage is available for any type of personal injury case

• Coverage includes both adverse costs and own disbursements

• Disbursements are covered retroactively

• NO upfront premium, and NO premium owed if the case is unsuccessful

• Premium is only due in successful outcomes

• Policy is purchased by lawyer/law firm, hence, we donʼt require any interaction with plaintiffs

• NO interference in the litigation process

• Policy is easy to administer through Legal Insureʼs digital platform - TREMS

• Automatic coverage for all current & future case files at the relevant attachment date, up to pre-trial

• Attaches underlying claimants to the policy at the commencement of litigation (Statement of Claim/NOCC)

Legal Insure Cost ProtectionTM is a regulated legal expense insurance product available for personal injury litigation. It covers both adverse costs and own disbursement losses in unsuccessful claims, by trial loss, or optionally, for dismissed, abandoned or discontinued claims.

Legal Insure created legal expense insurance for Canadian Lawyers and plaintiffs. Our product is designed to work in conjunction with the unique litigation procedures and cost exposure by provinces in Canada.

Law firms/Lawyers purchase the Legal Insure Cost ProtectionTM policy basis their own discretion. They may further recommend supplemental coverage to their plaintiff clients if they deem it necessary.

We strive to defend and protect our customers. Our policy empowers plaintiffs and their counsel to achieve greater awards and shields them from disappointing and costly outcomes in court. We are committed to providing the best in class product, at affordable prices, ensuring our customers have their voices heard and can claim their rights.

L E G A L I N S U R E ’ S P R O D U C T

• Customized legal expense insurance solutions available for file inventories in one policy

• Coverage of $15,000 CAD to $150,000 CAD per file available automatically

• Increased coverage for an additional $150,000 CAD is available automatically for all case files up to pre-trial

• Options available for reduced coverage limits for specific types of files

• Flexible terms, exclusive features and the most favourable pricing

• Cost of coverage starts from as little as $225 CAD, basis coverage amount chosen

• Options available for coverage of costs in Discontinued and Abandoned Claims

• Multiple defendants may be covered for the same incident with the plaintiff

• Multiple plaintiffs (related under Family Law Act) can be covered for the same incident with the plaintiff

At legal Insure, we always place the interests of our clients ahead of ourselves. Which is why, in the event that your successful outcome in court does not cover the premium due on our policy, we offer reduced premium charges.

Legal Insure Cost ProtectionTM policy need not be disclosed since this policy is between Legal Insure and the law firm/lawyer, and has nothing to do with the plaintiff.

Legal Insureʼs products are designed to protect all eligible files, in either a firm as a whole or by individual lawyerʼs portfolio. They may also protect individual case files under specific terms and conditions. Because of this approach, our products offer stable and sustainable pricing for long-term certainty in the market.

F I R M P R OT E C T T M

L AW Y E R P R OT E C T T M

F I L E P R OT E C T T M

Legal Insure Cost Protection™ is a regulated legal expense insurance product.Underwritten by Omega General Insurance Company. Insurance provided by Trebuchet.

File ProtectTM protects individual case files within a law firm/lawyerʼs portfolio. Each File ProtectTM policy between the Lawyer and Legal Insure will cover an individual plaintiffʼs case file, basis terms and conditions.

Lawyer ProtectTM is the best way for individual lawyers to benefit from Legal Insure Cost ProtectionTM and ensure all of their case files are insured, even if their law firm doesnʼt require this insurance or simply doesnʼt qualify for one. One Lawyer ProtectTM policy between the Lawyer and Legal Insure covers all files in the individual lawyerʼs portfolio.

Firm ProtectTM is the easiest and most cost effective way for law firms to ensure all of their clients are protected. One Firm ProtectTM policy between the Law Firm and Legal Insure covers all file portfolios in a firm.

Legal Insure Cost Protection™ is aregulated legal expense insurance product.Underwritten by Omega General Insurance Company.Insurance provided by Trebuchet.

L E G A L I N S U R E A D V A N TA G E S

Your clients rely on you to advise them of their legal cost exposure. They equally rely on you to advise them on the best solution to manage that risk. Legal Insure provides the leading, best in class product in the market, while continuously evaluating and evolving with market changes, to ensure our product and service are most appealing for clients.

We leave no stone unturned in our service delivery to clients, providing the peace of mind that should come with financial security. Despite the success of our products to date, we continue to listen to our clients, so as to refine our products.

Our aim is to remain Canadaʼs premier choice for After the Event

Insurance.When you come on board with Legal Insure Cost ProtectionTM, you donʼt just benefit from the confidence that comes with knowing that someoneʼs got your back at all times, you also benefit from the advantages that Legal Insure provides over any other product in the market:

Legal Insureʼs Competitive Advantages

Getting your insurance policy is really easy Our policy is with the law firm, and not the plaintiff Legal Insureʼs digital platform makes policy administration much easier for clients Adding new files is extremely easy We offer the option to add Non-Personal Injury files at the same rate No upfront payment is required to purchase our policy Our premium is due only when your file settles successfully Competitive and flexible conditions for Premium Waiver are available* Our Priority of Payment option allows law firms to prioritize recovery of their own disbursements Increased coverage is automatically available as your case progresses**

*Subject to terms & conditions**Up till pre-trial

C O N TAC T U S1 (833) 283-7399info@legalinsurecanada.cawww.legalinsurecanada.ca