081809

Timber Lake Topic

Timber Lake,SD Circ. 1335

From Page: 2

- . / 1 ^~'i' why .rural America needs a ~ublic health insurance plan I

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T h e f i h i n g commmrs a n j k m Jon more remote and smaller c u d areas. Baifq Director of hearch and Analysis These are all issues a public health at the Centerjr Rural Affairs in Lyons, insurance plan option would address,/ NE, author o f a report rebased T ~ Y all to the benefit of rural individuds, entitled "Why Rural America Nee& u families and businesses. Public Health Insurance Plan Option." Some of the key points in the re- The report examines sonre of the a p - port: merrtsforapublzc heahh insurancepbn, The cost of health insurance is how the public health insttrance plan crushing the self-employed and micro- would addrcss the health cart chdllmges businesses that fQrm the bulk of the that exlitfir rural area. rural economy.

The availability of affordable and In much of the mainstream media quality health insprance is the primary

the health care debate has largely been barrier to entrepreheurship -the most ported primarily as an urban issue. effective rural development strategy But this Center for Rural AfFairs an&- its for rural people sis demonstrates that rural people need rural communities. health care reform, and the option to Individual and business mandates obtain health insurance through a pub- with the current system as the only lic health insurance plan, as much or health insurance option are unlikely to more than their urban counterparts. address unique rural challenges.

They pay too much for too little Workplace characteristics more coverage and too little peace of mind. common in rural areas arc risk factors Health care reform that t based on the for higher rates of uninsurance, under- current system does little to address insurance and p t e r dependence on the unique issues faced by many individual i n s m e market, condi- people - why should rural people tions all subject to issues 6f cost, choice be satisfied with maintaining a system and l e d of covcw that a p"blic health that does not work for millions of them insurance plan could address. without significant rtforms? A public A public health insurance health insurance option is simply available as an option helps address that - a choice that addresses many the rural risk factors leading to r u d of the heath insurance issues and bar- insum, instability and would act as a riers faced by rural people, families and backup for all of the d fictors leading businesses." to greater insurance instability.

Rural people have much to gain A public health insurance plan from inclusion of a public health insur- could lead to significantly lower costs ante plan option in heath care reform for businesses and households. Models legislation, possibly more than any show public health insurance plan pre- other group in the nation. miums would be 16 to 30 percent lower

Rural people are subject to myriad than private plans, and pcemiurn savings risk factors that lead to higher rates of would be up to 41 percent greater with being without insurance and to insur- a public health insurance plan. ante instability. Rural workplace char- It seems folly to depend solely on acteristics such as greater dependence the current system that does not work on small business employment, more for large numbers of rural people. The self-employment, more low-wage work, cost of health insurance also dec ts the. and rural health disparities and less dreams ofpoccntial rural cnuepreneurs, choice in the health insurance market delaying or killing an idea by making all lead to increased risk of being unin- it too for one to leave s u d , t tnderhsudor having less stable provided insurance at a current job, the health insurance coverage. so-called 'job lock' phenomena.

Rural America has higher rates of AJWCOH Ofthcnportcan beuinocd uninsured adults under 65 (24 percent and downloaded at http:/$les.rf;a.org/ compared to 22 percent in urban areas). p d ~ b ~ c C p & n . p d f . The gaps grow wider in rural areas that A are not adjacent to urban areas and in

Date Thursday, July 30, 2009 Locat~on OLIVIA, MN C~rculatlon (DMA) 1 ,600 (15) Tvpe (Frequencv) Newspaper tW Page:' ' - '

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A4 Keyword: Center For Rural Affairs

Health care locks people in bad jobs Elisha

Greeley Smith

Center f Q d 3 d Affairs

Someone once told me that work is not fun, that's why it's called work. This person was stuck in an unsatis- factory job that they kept only because it provided health insurance. They aspired to start their o\cn business, but it was too risky.

The lack of affordable, quality hcalth insurance is the primary barrier to entrepreneurship reaching its potential for rural people. The cost of health insurance prevents small businesses and entrepreneurs from expanding their businesses and creat- ing jobs; the cost of health insurance makes it less likely for rural small businesses to pro\ide health insurance to their eniplosees, aITectitiy llir health of their employees and making

it more likely they will seek em~lov- 1 .

ment in urban areas. Health insurance costs also affect the dreams of potential rural e~itrepre~ieun, delay- iiig or killing an idea by rnaking it too risky for orie lo 1c;ivc employcf-pro- \ided insurance at a current job, tlie so-called '34 lock" phenomena.

Tlie rural economy is based or1 entrepreneurship, both agriculture and non-agricultural. Entrepreneur? add jobs and create wealth. Spurring innovation and job creation in rural- communities through entrepreneur< ship is the key to revitalizing rural: communities and ensuring Rural: America's long-term future.

Properly developed axid adminis J tered, a public health insurance plan: could provide an affordable and quality choice to benefit the entrepre-: neurs of rural America. It would vide a cwerage option that docs not' currently cxist for rural small businesses to provide hcalth care coverage for o\+ners and employees, and for rural families that are pursuing their entrepreneurial dreams.

Page 1 of 1

B 2009 RENVLLE COUNTY REGISTER All Riihb Rererved.

Account: 18209C (25699) MN-293

For repin6 or rshm, please wmM;tthe publlshel

I U NIVERSAL Information Services, Inc

NEWSPAPER I THURSDAY WEEKLY WAHOO, NE Circulation = 4556

07/30/2009

i --- _ 6C Thursday, July 388. ?(lOtf

: -.A

i i

Guest Editorial

- Nebraskans have a say

By Virginia Wolking, Cerzter for Rural Aff~~trs, Lyons, Neh.

Farmers, small business owners and employees of small businesses across Nebraska agree: the time is now for health care reform.

Luckily for Nebraskans, Senator Ben Nelson, is playing a key role in the health care reforln debatc. As Sen a tor Nelson searches for solutions to rural America's health care challenges, he needs to hear from rural Nebraskans.

Make a difference by calling or writing to Senator Nelson.

Rural people know that our health care system can work better than it does today.

Owner-operated farms, ranches and small businesses dominate the rural economy. Keforin must provide options. including a public health insurance option, for small businesses and their employees.

Rural America also needs health care reform that provides quality, affordable options to

everyone, treats rural providers fairly and creates incentives to keep our doctors, nurses and other providers in our small towns. Health care reform will spur entrepreneurial rural development and stimulate our economy.

When you write to Nelson, be sure to include your own experi- ences with health care and the im- portance of health care reform to your community.

Help us track our progress to- ward health care reforill by email- ing ([email protected]) or calling (40'2-687-2103 x1017) to inform us that you wrote.

Find more information at iittp://www.cfra.org/09/Write-to- Nelson or mail your letter today to Senator Ben Nelson, Attention: Joe Hrilton 440 North 8th Street Suite 120 Lincoln, NE 68508.

Senator Nelson is positioning himself to be a mediator in the health care reform debate. That means Nebraskans have a power- ful voice in this debate.

WORLD-HERALD

OMAHA, Nebraska

Date: Sunday, ~ u ~ u s t 2,2009 Frequency: DAILY Circulation: 241 81 0

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MIDLANDS VOICES

I Vebraska examples show the need for hLdth reform

including Sen. Ben Nelson's bi- BY JANE KI.EER partisan letter this month stat-

.ASI> 1).4\.11> IIC~I.UVUIST ing he is "firmly committed to enactment of comprehensive

Jane Kleeb is the Nebraska reform this year." state director for the Service We want to remind our sena- Employees International Union, tors that we need their lea r- B and David Holmquist is the Ne- ship to pass health care ref m braska government relations di- this year. We need them to fight rector for the American Cancer Society.

This essay was jointly pre- pared by the following organizations and represents their of- ficial stance on the health carc issue: AARP Nebraska; Ameri- can Cancer Society Cancer Ac- tion Network Nebraska; or Rural Affairs; Nebraska % ppleseed Center for Law in the Public Interest; Nebraska Alli- ance for Healthcare Reform; Ne- braska Health Care for America Now; SEIU C h a n ~ e That Works Nebraska.

As our U.S. senators prepare to come back home for the Au- gust recess, we ask them to fight for us. Every Nebraskan knows people who fights for their life while fighting insurance, or someone who runs a small business and fights to pay the in- creasing premiums, or someone who simply fights to get insurance coverage.

It's time our senators fight for Nebraskans. It's time to pass health'care reform this year.

Over the past few months, Nebraskans have heard from both senators about the critical need to fix the broken system,

for us. Recent reports document the

urgency to pass health care reform and what the cost of keep- ing the status quo represents: - Families USA reports

over 220 Nebraskans are losing health insurance every week because of the rising cost of health insurance premiums, and 100 Nebraskans die every year because they do not have health coverage - on top of the more than 200,000 Nebraskans who currently have no insurance. - The --

fairS issued a report from Small Business Majority which found that 63 percent of Nebraska's small busmesses, including our farms and ranches, believe health care reform is important to getting the economy back on track. Additionally, 82 percent of businesses not offering health insurance say they can't afford to or are really struggling to do so. - SEIU and NE Appleseed

report that the average Nebras- kan family currently spends more than $14,000 on health insurance. and that cost goes up at least $1,500 each year. - AARP reports that 31,534

Nebraskans between 50-64 are uninsured and people on Medi- care are spending about 30 percent of their incomes on out-of- pocket health care expenses.

If we do nothing to reform the system, the Robert Wood Johnson Foundation estimates that health costs for families, individuals and businesses will double over the next 10 years and the rate of the uninsured will increase to include some 40 percent of Americans.

All of these a re critical numbers -but we also have stories from our neighbors who make this issue real and who remind us why it's time for reform now.

Jim, a fellow Nebraskan who has farmed his entire life, needs Sens. Nelson and Mike Johanns to fight for him. Jim is already spending half of his income on health insurance for himself and his wife.

Bonnie and her husband, two professionals who were laid off, have been denied coverage by private insurance because of their pre-existing conditions, and they cannot afford the state's CHIP insurance program of last resort. They are now among the state's uninsured population.

Rodney, a fork-lift operator from Omaha, was diagnosed with cancer. Rodney's employ- e r ended his health insurance a year after he was diagnosed, leading to significant out-of- pocket medical bills. Unfortu-

nately, Rodney lost his battle with cancer, and the debt from his treatment still remains a burden for his wife and sister. The American Cancer Society Cancer Action Network all too often hears stories like Rod- ney's, demonstrating the need for health care reform.

Affordable health insurance must cover what Nebraskans need to keep them healthy, provide adequate coverage when they need it, and protect them from out-of-control costs.

Several committees in Con- gress have been working dili- gently for over a year to find the most helpful and productive policies for reform. The House health care reform bill contains several significant policy re- forms that will bring us closer to a health care system that works for all Nebraskans.

It's time to put good politics to work to get good policy in place for Nebraska's farmers, ranch- ers, families and businesses throughout our rural and urban communities.

We urge both Sens. Johanns and Nelson to work towards comprehensive reform that en- sures all Nebraskans, have the health care they need at a cost they can afford. Above all else. we ask the senators to fight for us. It's time to pass health care reform this year.

Universal Information Services , Inc. http://news.universaI-info.com Roil lo: 111 - Center for Rural Allaim Recipient: John Crabboo

Page: 1 / 1

NEWS-PRESS Date: Friday, July 31, 2009 Frequency: DAILY

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- Pagelsection: A 9 c c q j r i g h r 2W9\ All Righs Reasvrd

Report says families struggle despite jobs

dan SWANSON news I press

Some Otoe County families can not meet their basic needs despite having two adults working full-time, according to conclusions in a statewide study called The Family Bottom Line.,

Opportunity@Work, a coali- tion of organizations interested in the economic sustainability of the state, comparrd cost of living and wages to determine what it takes for Nebraskans to "just get by."

Regardless of population density, the report says, some Nebraskans with full-time jobs remain in poverty.

The Family Bottom Line highlights the fact that, although Nebraska is often ranked very highly for the number of individuals working, its child and family poverty rates have been on the rise since 2000.

From 2000 to 2007, child poverty has increased from 10 to 15 percent and family poverty has risen to 8 percent.

The study demonstrates how the age of children in a

' household and the regional cost of living impact the ability for a family to thrive.

In Otoe County, a family with two adults working and a p ~ a o k r . m u s t earn $26,716 . . for basic needs. The income requirement rises to $33,539 when an infant joins the family. When both children are school age, the cost rises to $34,090. .

"Up to now, we have tried to understand the struggles of low-incomes families without understanding the economic contexts of their daily lives," says Dr. Catherine Huddleston-

Casas, assistant professot: at the University of Nebraska - Lincoln and principal report researcher.

The biggest expenses for struggling Otoe County families are child tare, 22 percent; food, 19 percent; housing, 16 percent; transportation, 15 pcr- cent; and taxes, I1 percent.

Casas said the research gives policy makers insight into how income needs cha e as childrcn age and how th 22 needs vary based on the population density of Nebraska counties.

Key findings in the report include necessary incomc estimates for 10 different family types across population density regions in Nebraska. Findings include budget and expense breakdowns of basic needs such as child care, housing, fwd, transportation, health care, rnisceilaneous expenses and taxes, as well as the number of hours one must actually work to simply maintain the Family Bottom Line.

For example, in order to meet basic family needs independently, households with two adults, a schoolager and a prcschoolcr need a minimum annual income of, not less than:

$32,817 in counties such as Otoe, Polk, and Box Butte, $36,897 in counties such as Buffalo, Ilall and Scotts Bluff and $40,597 in counties such as Lancastcr, Douglas and Washington.

Additional.findings identify the percentage that each basic '

need requires of a family's incomc and any variations that may exist within reb' lions in Nebraska.

Child care, identified as the

highest cost for most families to not just get but to get in Nebraska, can require 22 to d ~ a d - ' ' 28 percent of a family budget in two-adult households or 27 to 32 percent of a family budget in ortc~adult households.

Health care, housing and food were also among the highest costs for working families striving to meet their basic ntvds independently.

"Too many Nebraskans and Nebraska families are struggling below the family bottom line, and the current economic climate only adds to the struggle, said Jon Bailey, a report co- author and director of the rural research and analysis program at the-

"We have too many families working in low paying jobs without benefits, too many families having to work multi- ple jobs, and too many families without sufficient time to ade- quately balance work, family, and their community," he said.

According to Amemarie Bailey Fowler, OpportunityCWorkCoordinato r at Voices for Children in Nebraska and also a report co- author, "The Family Bottom Line reveals a realistic picture of what it takes for families to 'just get by' in Nebraska. Regardless of where a family lives or of family composition, the data in this report show that the Family Bottom Line is far higher than what is most commonly recognized. With this report, policies and pro- grams Can be designed and tar- geted to truly meet the needs of hard-working families in Nebraska and provide oppor- tunities for families to move above the Family Bottom L i i -

Universal Information Services , Inc. http://news.universaI-info.com Profile: 1 I I - Center for Rural ARhirs Recipient: John Crabtree

Page: 111

MIRROR-SUN Date: Thursday, August 6,2009 MIRROR-SUN Date: Thursday, Aug~ist 6, 2009

Frequency: WEEKLY Frequency: WEEKLY LYONS, Nebraska Circulation: 735 LYONS, Nebraska Circulation: 735

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c C-& ZOW \ All Rim R-ed Pagelsection: 8

c CaWlim 2009 \All Rim Rersvd

Universal Information Services , Inc. http://news.universal-info.com Profile: 11 1 - Center for Rural ARairs Recipient: John Crabtree

Page: 3 14 Universal Information Services , Inc. http://news.universaI-info.com Page: 4 14 Profile: 1 11 - Center for Rural ARairs Recipient: John Crabtree

TIMES

PENDER, Nebraska

c CmVriPht 2W9 \ All Ri& Ressuad

Date: Thursday, August 6,2009 ,

Frequency: WEEKLY Circulation: 1338 Clip Size: 20.1 4 sq. inches Ad Rate: $5.75 Pagelsection: 8

next week at CFRA gffice Don't miss the chance to par;

ticipate in a pilot program for the development of a reglonae- commerce webslte by attending a meetIng at Lyons next week.

On Tuesday, find out what's in it for you by attending the pre- sentation at the m r for m. The program, which will be@ at 6:30 p.m., I s being spon- sored by the Lyons' center aqd Nebraska Buslness Development Center (NBDC).

This will be a regional website available-to Pender. Thurston. -Ro- salie. Bancroft. Decatur and Ly- ons, with further development to incorporate other communities ~n northeast Nebraska. In the future.

"This is an opportunity for you to gain additional exposure for your business at mlnlmal or no cost as we will be utilizing Build- ing Entrepreneurial Communities Act grant funds to get the project up and running," said Stephanie Fritz of the Cmtcr for Rural Af- fam.

'Our goal is to provide a tool

to businesses that will enhance the sales of goods and services by drawlng ln customers who may not even know they exist." she said.

Jennffer Metzler; NBDC tram- ing director of marketing and sales. and Beth Giesbrecht, web team leader and project manage- ment consultant. will present In- formation on assisting area communities in developing a webslte that offers business presence and the opportunity to sell their prod- ucts and services -online.

Examples of the benefits of developing and having a strong web presence wlll be demonstrated at the meeting.

"As a busmess owner, you wlll have the opportunity to potential- ly increase your sales and exposure through this project." Fritz added.

For more information. con- tact Fritz at [email protected] or 270-1070. The Center for Ru- ral Affalrs is located at 145 Main Street in Lyons.

Universal Information Services , Inc. http://news.universaI-info.com Page: 111 Profile: 11 1 - Center for Rural AfFairs Recipient: John Crabtree

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TIMES-HERALD

ALLIANCE, Nebraska

Date: Thursday, August 13,2009 !

Frequency: DAILY 1 Circulation: 31 25 Clip Size: 17.64 sq. inches Ad Rate: $6.9 PageISection: 6

Conservation Stewardship Program (CSP) Sign Up LYONS - Morl(Vcy opcrlcd

Ihr Conscn/;~tion Stcwiir<lship Prc)gmr~i (CSR with tl'lcr tint sign up [x-ricxl rutotl' xichd- u l d ul)r Scpt. 30.

The (:orisc.rv;~tion Stmvttrrlship Prc@im is a vol- unt;iry stcxviu-ckhil) incrntivts prr)wun clrsignui to nwirci fiu-~nctrs, mnchcBrs, arid ton%try prtxl~rccr.j to nl;ihi- tilin existing conscwcition pr;ictictts ; u ~ d for adoption of

a r ~ 1 cwnservatio~~ sys- tems that pmvicie cnvirnn- nxntal servi(x!s txnefiting the: tlounby as a whole. lllis program pays pnxhxx:~~ for c lan ~vatcr, better soil manage- ment. inl[~rt)vcd hatlitat. crler- gy effidcncy, mi other mltlt- ral resource t~neflts.

Traci Bnlckner, with Ule Qntcr tor Rurd Affairs, is enco~ trdging farmers. ranch- ers and others to cidl ti^^

-11 Nl,urs : . ' Faml Hill 11ell)linc to lcam dx~ilt the progr,uli anti ;~i)l)lication pmxx..

USUKs Nklt llr,il lir~sollrcrs C ~ n ~ m t t i o r i 8.nic~ (NICS) adrninistvrs CSP. Eligible Ii~ncis inchak crol~lar~d. grass- land. pniiric, itnprovtyl pis- turvlnnd, ri~ngt~lantl. non- iritiustrkll ~~nvatc forx%tlar~cl-ia ncw land uw for tilt l)rogpim- and :gnciiltutal I;incl uncier

the j~lrixiiction of an lndiarl trilxa. Congress t.;lp[xd the anrit~il aemget eruoll~ncrlt at roughly thirtcum tho~lslnd acres fbr each fi.x-211 year nationwidlc?.

l ? - t ~ l t l ~ ~ r ~ ciin d l (402) 687-2100 and ask Ibr thc Rim) Rill 1 Ielplinc or sexxi an e-nuil to trac.ii)@Ocfm.org.

For I? .CSI' Eu:t shmt visit: http://www.cfra.org/csp-tcn- StC[xj

Universal Information Services , lnc. http://news.universal-info.com Profile: 111 - Center for Rural Affiin Recipient: John Crabtree

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