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ACKNOWLEDGEMENTS

It is with a feeling of happiness and gratitude on having finished

successfully this arduous but stimulating task, I thank  Godfor having sustained

me throughout.

I am grateful to the authority of  Bharthidasan University, for having

given me an opportunity to under go the Ph.D. programme.

My sincere thanks are due to the Management, Cauvery College for Women and  Dr. V. Sujatha, M.Com., M.Phil., Ph.D., Principal, Cauvery

College for Women, Trichy, for having permitted me to undergo the course in

the Department of Commerce.

I express my deep sense of gratitude to my learned and beloved

supervisor and Guide  Dr. V. Gomathi, M.Com., M.Phil., Ph.D.,  Head,

Department of Commerce, Cauvery College for Women, Trichy, without

whose guidance, encouragement, supervision and moral support, this work 

would not have been possible. She has been the prime personality in providing

me all possible assistance at every stage by sparing much of her precious time.

The present study is an inevitable outcome of her valuable comments. Her role

will remain a source of enduring inspiration throughout my life.

I owe my sincere thanks to Prof. M.V. Radhamoney, M.A., Principal,

Bharathiyar Arts and Science College for Women, for her accelerating drive

and motivational support to aim always for excellence in my endeavour.

I am thankful to   Dr. M. Shanmugavadivel,   Associate professor 

Department of Statistics, St. Joseph’s College, Trichy, and  Mr. A. Sakthivel,

M.A., M.Phil., HDCM.,   Assistant Professor, Department of Economics,

Selvam Arts and Science College, Namakkal for the remarkable help, they

have rendered in the application of statistical tools.

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My special indebtedness to Prof. P.T. Krishnakumar, M.A., for his

timely assistance in going through the draft thesis and for the constructive

suggestions given, all along the way.

I wish to express my deep sense of gratitude to my parents, brothers and

my husband Mr. J. Lenin, M.A., B.L., for their contribution in the completion

of the thesis. Without their encouragement and help, this work would not have

 been completed. I would like to express my special thanks to my daughter L.

Kowshika, for her patience and co-operation.

I am thankful to Mr. A. Manimurugan, M.Com., M.Phil., Assistant

Professor, Department of Commerce, Kings College of Arts and Science,

 Namakkal for the kind help and encouragement, during the course of my work.

I express my thanks to the  Entrepreneurs  of Attur and Gangavalli

Taluk, Salem district, who co-operated with me for probing questions. I am

grateful to Mr. Manickam, Accounts Officer and Mr. Ganesan, Sago Serve

for providing valuable information pertaining to the study.

I hereby acknowledge with gratitude the   Golden Net Computers,

Trichy, for the neat execution and the sincere and timely help in getting this

work printed out.

It is not possible to thank  every one who helped me for the completion

of this study individually. Hence I take this opportunity to express my gratitude

to all who assisted me in some way or other in the completion of this study.

  Rajakumari