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hƉĚĂƚĞĚ August 2020 ^ŵĂůů ƵŝůĚŝŶŐ WĂƌƚŝĐŝƉĂƚŝŽŶ >ŽĂŶ WƌŽŐƌĂŵ ,ZƐ ^ŵĂůů ƵŝůĚŝŶŐ WĂƌƚŝĐŝƉĂƚŝŽŶ >ŽĂŶ WƌŽŐƌĂŵ ƉƌŽǀŝĚĞƐ ŐĂƉ ƉƌŽũĞĐƚ ĨŝŶĂŶĐŝŶŐ ĂƐƐŝƐƚĂŶĐĞ ĨŽƌ ƋƵĂůŝĨŝĞĚ ŚŽƵƐŝŶŐ ĚĞǀĞůŽƉĞƌƐ ĨŽƌ ĂĐƋƵŝƐŝƚŝŽŶ ĐĂƉŝƚĂů ĐŽƐƚƐ ĂŶĚ ƌĞůĂƚĞĚ ƐŽĨƚ ĐŽƐƚƐ ĂƐƐŽĐŝĂƚĞĚ ǁŝƚŚ ƚŚĞ ƉƌĞƐĞƌǀĂƚŝŽŶ ĂŶĚ ŝŵƉƌŽǀĞŵĞŶƚ ŽĨ ƌĞŶƚĂů ƉƌŽƉĞƌƚŝĞƐ ŝŶ ďƵŝůĚŝŶŐƐ ŽĨ ϱ ƚŽ ϰϬ ƵŶŝƚƐ ůŽĐĂƚĞĚ ŽƵƚƐŝĚĞ ŽĨ EĞǁ zŽƌŬ ŝƚLJ ,Z ƐƵďƐŝĚLJ ŝƐ ĐŽŵďŝŶĞĚ ǁŝƚŚ ďĂŶŬ ĨŝŶĂŶĐŝŶŐ ĨƌŽŵ Ă ƉĂƌƚŝĐŝƉĂƚŝŶŐ ƉƌŝǀĂƚĞ ŝŶƐƚŝƚƵƚŝŽŶĂů ůĞŶĚĞƌ ƌĞƐƵůƚŝŶŐ ŝŶ Ă ůŽǁĞƌ ďůĞŶĚĞĚ ĨŝŶĂŶĐŝŶŐ ĐŽƐƚ dŚĞ ƉƌŽŐƌĂŵƐ ƉƌŝŵĂƌLJ ƚĂƌŐĞƚ ŝƐ ƚŚĞ ƌĞŶŽǀĂƚŝŽŶ ŽĨ ƐŵĂůů ďƵŝůĚŝŶŐƐ ŝŶ ŵĞĚŝƵŵ ĚĞŶƐŝƚLJ ŶĞŝŐŚďŽƌŚŽŽĚƐ ǁŚĞƌĞ ƌĞŶƚƐ ĂƌĞ ĂůƌĞĂĚLJ ĂĨĨŽƌĚĂďůĞ ďƵƚ ŶŽƚ ƐƚƌŽŶŐ ĞŶŽƵŐŚ ƚŽ ƐƵƉƉŽƌƚ ŵĂƌŬĞƚ ƚƌĂŶƐĂĐƚŝŽŶƐ ǁŝƚŚ Ă ĨŽĐƵƐ ŽŶ ŶĞŝŐŚďŽƌŚŽŽĚƐ ƐƵƉƉŽƌƚĞĚ ďLJ ŽƚŚĞƌ ƚĂƌŐĞƚĞĚ ŝŶǀĞƐƚŵĞŶƚƐ ďLJ EĞǁ zŽƌŬ ^ƚĂƚĞ Žƌ ůŽĐĂů ŝŶŝƚŝĂƚŝǀĞƐ Ŷ ŽǀĞƌĂůů ŐŽĂů ŽĨ ƚŚĞ ƉƌŽŐƌĂŵ ŝƐ ŶĞŝŐŚďŽƌŚŽŽĚ ƌĞƐƚŽƌĂƚŝŽŶ ĂŶĚ ƚŚĞ ƌĞŵŽǀĂů ŽĨ ďůŝŐŚƚ ĐƚƵĂů ĂǁĂƌĚ ĂŵŽƵŶƚƐ ǁŝůů ďĞ ďĂƐĞĚ ŽŶ ƚŚĞ ĚĞŵŽŶƐƚƌĂƚĞĚ ŶĞĞĚ ĨŽƌ ƐƵĐŚ ĨƵŶĚŝŶŐ ďLJ ƵŶĚĞƌǁƌŝƚŝŶŐ ƐƚĂŶĚĂƌĚƐ ŽĨ ,Z ƐƚĂĨĨ ĂŶĚ ƚŚĞ ƉĂƌƚŝĐŝƉĂƚŝŶŐ ůĞŶĚĞƌ ĂŶĚ ŵƵƐƚ ďĞ ƌĞĐŽŵŵĞŶĚĞĚ ďLJ ,Z ^ƚĂĨĨ ƚŚĞ ,Z ƌĞĚŝƚ ŽŵŵŝƚƚĞĞ ĂŶĚ ĂƉƉƌŽǀĞĚ ďLJ ƚŚĞ ŽĂƌĚ ƉƉůŝĐĂŶƚƐ ĂƌĞ ƐƚƌŽŶŐůLJ ĞŶĐŽƵƌĂŐĞĚ ƚŽ ĂƉƉůLJ ĨŽƌ ŽŶůLJ ƚŚĞ ĨƵŶĚŝŶŐ ŶĞĐĞƐƐĂƌLJ ĨŽƌ ƚŚĞ ĨŝŶĂŶĐŝĂů ĨĞĂƐŝďŝůŝƚLJ ŽĨ ƚŚĞ ƉƌŽũĞĐƚ ĂŶĚ ƚŽ ůĞǀĞƌĂŐĞ ĨƵŶĚŝŶŐ ĨƌŽŵ ŶŽŶͲ,Z ƐŽƵƌĐĞƐ WZK'ZD ^Z/Wd/KE ůŝŐŝďůĞ hƐĞƐ ^ƵďƐƚĂŶƚŝĂů Žƌ ŵŽĚĞƌĂƚĞ ƌĞŚĂďŝůŝƚĂƚŝŽŶ ŽĨ ƐŝƚĞͲƐƉĞĐŝĨŝĐ ŵƵůƚŝĨĂŵŝůLJ ƌĞŶƚĂů ŚŽƵƐŝŶŐ ŝŶ ďƵŝůĚŝŶŐƐ ŽĨ ϱ ƚŽ ϰϬ ƵŶŝƚƐ When part of an overall revitalization initiative, demolition and new construction will be considered. ŽŶƐƚƌƵĐƚŝŽŶ ĂŶĚ ƉĞƌŵĂŶĞŶƚ ĨŝŶĂŶĐŝŶŐ ĂǀĂŝůĂďůĞ &ŝŶĂŶĐŝŶŐ ZĞƋƵŝƌĞŵĞŶƚƐ dŽ ďĞ ĞůŝŐŝďůĞ ĨŽƌ ĨƵŶĚŝŶŐ ƵŶĚĞƌ ƚŚŝƐ ƉƌŽŐƌĂŵ ƚŚĞ ƉƌŽũĞĐƚ ŵƵƐƚ ŚĂǀĞ Ă ĐŽŵŵŝƚŵĞŶƚ ĨŽƌ Ă ϯϬͲLJĞĂƌ ĨŝdžĞĚ ƌĂƚĞ ůŽĂŶ ǁŝƚŚ ƌĞƋƵŝƌĞĚ ŵŽƌƚŐĂŐĞ ŝŶƐƵƌĂŶĐĞ ĨƌŽŵ Ă ƉĂƌƚŝĐŝƉĂƚŝŶŐ ůĞŶĚĞƌ ĂĐĐĞƉƚĂďůĞ ƚŽ ,Z ƚŚĂƚ ǁŝůů ƐĞƌǀŝĐĞ ƚŚĞ ĐŽŵďŝŶĞĚ ĐŽŶƐƚƌƵĐƚŝŽŶ ĂŶĚ ƉĞƌŵĂŶĞŶƚ ůŽĂŶƐ Limited exceptions may be granted, but all projects must have a senior loan. &ƵŶĚŝŶŐ ŝƐ ŶŽƚ ĂǀĂŝůĂďůĞ ĨŽƌ ƉƌŽũĞĐƚƐ ĨŝŶĂŶĐĞĚ ǁŝƚŚ >/,dƐ Žƌ ďŽŶĚƐ, though funding may be available for projects previously financed through those programs. ŶƚŝĐŝƉĂƚĞĚ ŵŽƵŶƚ ǀĂŝůĂďůĞ hƉ ƚŽ Ψ60 ŵŝůůŝŽŶ WĞƌ ZĞƐŝĚĞŶƚŝĂů hŶŝƚ DĂdžŝŵƵŵ ǁĂƌĚ Generally, uƉ ƚŽ ΨϱϬϬϬϬ ƉĞƌ ŚŽƵƐŝŶŐ ƵŶŝƚ Up to $75,000 per unit will be considered for housing preservation projects with deeper affordability, detailed below in the Area Median Income Restrictions. WƌŽũĞĐƚƐ ĂƌĞ ƐƚƌŽŶŐůLJ ĞŶĐŽƵƌĂŐĞĚ ƚŽ ƐĞĐƵƌĞ ŽƚŚĞƌ ŶŽŶͲ,Z ƐƵďƐŝĚLJ ƌĞƐŽƵƌĐĞƐ dŚĞ ŵĂdžŝŵƵŵ ƉĞƌ ƵŶŝƚ ĂǁĂƌĚƐ ĂƌĞ ĞdžƉĞĐƚĞĚ ĨŽƌ ƉƌŽũĞĐƚƐ ƵŶĂďůĞ ƚŽ ƐĞĐƵƌĞ ůĞǀĞƌĂŐĞĚ ƌĞƐŽƵƌĐĞƐ ĂŶĚŽƌ ĨŽƌ ƉƌŽũĞĐƚƐ ǁŚĞƌĞ ƉƌĞǀĂŝůŝŶŐ ǁĂŐĞƐ ĂƌĞ ƌĞƋƵŝƌĞĚ WƌŝŽƌŝƚŝĞƐ ĐŽŶŽŵŝĐ ĞǀĞůŽƉŵĞŶƚ WƌŽũĞĐƚƐ ŽŵŵƵŶŝƚLJ ZĞŶĞǁĂů ĂŶĚ ZĞǀŝƚĂůŝnjĂƚŝŽŶ WƌŽũĞĐƚƐ ,ŽƵƐŝŶŐ KƉƉŽƌƚƵŶŝƚLJ WƌŽũĞĐƚƐ tŽƌŬĨŽƌĐĞ KƉƉŽƌƚƵŶŝƚLJ WƌŽũĞĐƚƐ ŝƐĂƐƚĞƌ ZĞůŝĞĨ WƌŽũĞĐƚƐ ŽǁŶƚŽǁŶ ZĞǀŝƚĂůŝnjĂƚŝŽŶ /ŶŝƚŝĂƚŝǀĞ WƌŽũĞĐƚƐ
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hƉĚĂƚĞĚ August 2020
^ŵĂůůƵŝůĚŝŶŐWĂƌƚŝĐŝƉĂƚŝŽŶ>ŽĂŶWƌŽŐƌĂŵ
,ZƐ ^ŵĂůůƵŝůĚŝŶŐWĂƌƚŝĐŝƉĂƚŝŽŶ>ŽĂŶWƌŽŐƌĂŵƉƌŽǀŝĚĞƐ ŐĂƉƉƌŽũĞĐƚ ĨŝŶĂŶĐŝŶŐĂƐƐŝƐƚĂŶĐĞĨŽƌƋƵĂůŝĨŝĞĚŚŽƵƐŝŶŐĚĞǀĞůŽƉĞƌƐĨŽƌĂĐƋƵŝƐŝƚŝŽŶĐĂƉŝƚĂůĐŽƐƚƐĂŶĚƌĞůĂƚĞĚƐŽĨƚĐŽƐƚƐĂƐƐŽĐŝĂƚĞĚǁŝƚŚƚŚĞƉƌĞƐĞƌǀĂƚŝŽŶĂŶĚ ŝŵƉƌŽǀĞŵĞŶƚŽĨƌĞŶƚĂůƉƌŽƉĞƌƚŝĞƐŝŶďƵŝůĚŝŶŐƐŽĨϱƚŽϰϬƵŶŝƚƐ ůŽĐĂƚĞĚŽƵƚƐŝĚĞŽĨEĞǁzŽƌŬŝƚLJ ,ZƐƵďƐŝĚLJŝƐĐŽŵďŝŶĞĚǁŝƚŚďĂŶŬĨŝŶĂŶĐŝŶŐĨƌŽŵĂƉĂƌƚŝĐŝƉĂƚŝŶŐƉƌŝǀĂƚĞŝŶƐƚŝƚƵƚŝŽŶĂůůĞŶĚĞƌƌĞƐƵůƚŝŶŐŝŶĂůŽǁĞƌďůĞŶĚĞĚĨŝŶĂŶĐŝŶŐĐŽƐƚ
dŚĞƉƌŽŐƌĂŵƐƉƌŝŵĂƌLJƚĂƌŐĞƚŝƐƚŚĞƌĞŶŽǀĂƚŝŽŶŽĨƐŵĂůůďƵŝůĚŝŶŐƐŝŶŵĞĚŝƵŵĚĞŶƐŝƚLJŶĞŝŐŚďŽƌŚŽŽĚƐǁŚĞƌĞƌĞŶƚƐĂƌĞĂůƌĞĂĚLJĂĨĨŽƌĚĂďůĞďƵƚŶŽƚƐƚƌŽŶŐĞŶŽƵŐŚƚŽƐƵƉƉŽƌƚŵĂƌŬĞƚƚƌĂŶƐĂĐƚŝŽŶƐǁŝƚŚĂĨŽĐƵƐŽŶŶĞŝŐŚďŽƌŚŽŽĚƐƐƵƉƉŽƌƚĞĚďLJŽƚŚĞƌƚĂƌŐĞƚĞĚŝŶǀĞƐƚŵĞŶƚƐďLJEĞǁzŽƌŬ^ƚĂƚĞŽƌůŽĐĂůŝŶŝƚŝĂƚŝǀĞƐŶŽǀĞƌĂůůŐŽĂůŽĨƚŚĞƉƌŽŐƌĂŵŝƐŶĞŝŐŚďŽƌŚŽŽĚƌĞƐƚŽƌĂƚŝŽŶĂŶĚ ƚŚĞƌĞŵŽǀĂůŽĨďůŝŐŚƚ
ĐƚƵĂůĂǁĂƌĚĂŵŽƵŶƚƐǁŝůůďĞďĂƐĞĚŽŶƚŚĞĚĞŵŽŶƐƚƌĂƚĞĚŶĞĞĚĨŽƌƐƵĐŚĨƵŶĚŝŶŐďLJƵŶĚĞƌǁƌŝƚŝŶŐƐƚĂŶĚĂƌĚƐŽĨ,ZƐƚĂĨĨĂŶĚƚŚĞƉĂƌƚŝĐŝƉĂƚŝŶŐ ůĞŶĚĞƌ ĂŶĚŵƵƐƚďĞƌĞĐŽŵŵĞŶĚĞĚďLJ,Z^ƚĂĨĨƚŚĞ ,ZƌĞĚŝƚŽŵŵŝƚƚĞĞĂŶĚĂƉƉƌŽǀĞĚďLJƚŚĞŽĂƌĚƉƉůŝĐĂŶƚƐĂƌĞƐƚƌŽŶŐůLJĞŶĐŽƵƌĂŐĞĚƚŽĂƉƉůLJĨŽƌŽŶůLJƚŚĞĨƵŶĚŝŶŐŶĞĐĞƐƐĂƌLJĨŽƌƚŚĞĨŝŶĂŶĐŝĂůĨĞĂƐŝďŝůŝƚLJŽĨƚŚĞƉƌŽũĞĐƚĂŶĚƚŽůĞǀĞƌĂŐĞĨƵŶĚŝŶŐĨƌŽŵŶŽŶͲ,ZƐŽƵƌĐĞƐ
WZK'ZD^Z/Wd/KEůŝŐŝďůĞhƐĞƐ ^ƵďƐƚĂŶƚŝĂůŽƌŵŽĚĞƌĂƚĞƌĞŚĂďŝůŝƚĂƚŝŽŶŽĨƐŝƚĞͲƐƉĞĐŝĨŝĐŵƵůƚŝĨĂŵŝůLJƌĞŶƚĂůŚŽƵƐŝŶŐ
ŝŶďƵŝůĚŝŶŐƐŽĨϱƚŽϰϬƵŶŝƚƐ When part of an overall revitalization initiative, demolition and new construction will be considered.
ŽŶƐƚƌƵĐƚŝŽŶĂŶĚƉĞƌŵĂŶĞŶƚĨŝŶĂŶĐŝŶŐĂǀĂŝůĂďůĞ
&ŝŶĂŶĐŝŶŐZĞƋƵŝƌĞŵĞŶƚƐ
dŽďĞĞůŝŐŝďůĞĨŽƌĨƵŶĚŝŶŐƵŶĚĞƌƚŚŝƐƉƌŽŐƌĂŵƚŚĞƉƌŽũĞĐƚŵƵƐƚŚĂǀĞĂĐŽŵŵŝƚŵĞŶƚĨŽƌĂϯϬͲLJĞĂƌĨŝdžĞĚƌĂƚĞůŽĂŶǁŝƚŚƌĞƋƵŝƌĞĚŵŽƌƚŐĂŐĞŝŶƐƵƌĂŶĐĞĨƌŽŵĂƉĂƌƚŝĐŝƉĂƚŝŶŐůĞŶĚĞƌĂĐĐĞƉƚĂďůĞƚŽ,ZƚŚĂƚǁŝůůƐĞƌǀŝĐĞƚŚĞĐŽŵďŝŶĞĚĐŽŶƐƚƌƵĐƚŝŽŶĂŶĚƉĞƌŵĂŶĞŶƚůŽĂŶƐ Limited exceptions may be granted, but all projects must have a senior loan. &ƵŶĚŝŶŐŝƐŶŽƚĂǀĂŝůĂďůĞĨŽƌƉƌŽũĞĐƚƐĨŝŶĂŶĐĞĚǁŝƚŚ>/,dƐŽƌďŽŶĚƐ, though funding may be available for projects previously financed through those programs.
ŶƚŝĐŝƉĂƚĞĚŵŽƵŶƚǀĂŝůĂďůĞ
hƉƚŽΨ60ŵŝůůŝŽŶ
WĞƌZĞƐŝĚĞŶƚŝĂůhŶŝƚDĂdžŝŵƵŵǁĂƌĚ
Generally, uƉƚŽΨϱϬϬϬϬƉĞƌŚŽƵƐŝŶŐƵŶŝƚ Up to $75,000 per unit will be considered for housing preservation projects with deeper affordability, detailed below in the Area Median Income Restrictions. WƌŽũĞĐƚƐ ĂƌĞƐƚƌŽŶŐůLJ ĞŶĐŽƵƌĂŐĞĚ ƚŽƐĞĐƵƌĞŽƚŚĞƌŶŽŶͲ,ZƐƵďƐŝĚLJƌĞƐŽƵƌĐĞƐ dŚĞŵĂdžŝŵƵŵƉĞƌƵŶŝƚĂǁĂƌĚƐĂƌĞĞdžƉĞĐƚĞĚ ĨŽƌ ƉƌŽũĞĐƚƐ ƵŶĂďůĞ ƚŽ ƐĞĐƵƌĞůĞǀĞƌĂŐĞĚ ƌĞƐŽƵƌĐĞƐ ĂŶĚŽƌ ĨŽƌƉƌŽũĞĐƚƐǁŚĞƌĞƉƌĞǀĂŝůŝŶŐǁĂŐĞƐĂƌĞƌĞƋƵŝƌĞĚ
WƌŝŽƌŝƚŝĞƐ ĐŽŶŽŵŝĐĞǀĞůŽƉŵĞŶƚWƌŽũĞĐƚƐŽŵŵƵŶŝƚLJZĞŶĞǁĂůĂŶĚZĞǀŝƚĂůŝnjĂƚŝŽŶWƌŽũĞĐƚƐ,ŽƵƐŝŶŐKƉƉŽƌƚƵŶŝƚLJWƌŽũĞĐƚƐtŽƌŬĨŽƌĐĞKƉƉŽƌƚƵŶŝƚLJWƌŽũĞĐƚƐŝƐĂƐƚĞƌZĞůŝĞĨWƌŽũĞĐƚƐŽǁŶƚŽǁŶZĞǀŝƚĂůŝnjĂƚŝŽŶ/ŶŝƚŝĂƚŝǀĞWƌŽũĞĐƚƐ
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^ŵĂůůƵŝůĚŝŶŐWĂƌƚŝĐŝƉĂƚŝŽŶ>ŽĂŶWƌŽŐƌĂŵ
Ϯ hƉĚĂƚĞĚAugust 2020
'ĞŽŐƌĂƉŚŝĐdĂƌŐĞƚŝŶŐ
ǁĂƌĚƐǁŝůůƉƌŽŵŽƚĞĂƐƚĂƚĞǁŝĚĞŐĞŽŐƌĂƉŚŝĐĚŝƐƚƌŝďƵƚŝŽŶŽƵƚƐŝĚĞŽĨEĞǁzŽƌŬŝƚLJ
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ƌĞĂDĞĚŝĂŶ/ŶĐŽŵĞZĞƐƚƌŝĐƚŝŽŶƐ
For up to $50,000 per unit subsidy, tŚĞĂǀĞƌĂŐĞD/ŽĨƵŶŝƚƐŝŶƚŚĞƉƌŽũĞĐƚŵƵƐƚŶŽƚĞdžĐĞĞĚϴϬйĂŶĚĂůůƵŶŝƚƐŵƵƐƚďĞĂĨĨŽƌĚĂďůĞƚŽŚŽƵƐĞŚŽůĚƐĞĂƌŶŝŶŐŶŽŵŽƌĞƚŚĂŶϭϮϬйŽĨD/ For buildings with occupied housing in need of over $50,000 per unit in subsidy, an additional $25,000 in subsidy shall require a 15% reduction in maximum household AMI (i.e. $75,000 per unit must serve an average 65% AMI).
ZĞŶƚ>ŝŵŝƚƐ &ŽƌĂůůŝŶĐŽŵĞͲƌĞƐƚƌŝĐƚĞĚƵŶŝƚƐŐƌŽƐƐƌĞŶƚƐĐĂŶŶŽƚĞdžĐĞĞĚϯϬйŽĨƚŚĞĂƉƉůŝĐĂďůĞƉĞƌĐĞŶƚĂŐĞŽĨD/ĂĚũƵƐƚĞĚĨŽƌĨĂŵŝůLJƐŝnjĞ/ŶƐŽŵĞĐĂƐĞƐ,ZŵĂLJĂůůŽǁĂŶŝŶĐŽŵĞďĂŶĚŝĨƌĞƋƵŝƌĞĚďLJŽƚŚĞƌĨƵŶĚĞƌƐŽĨƚŚĞƉƌŽũĞĐƚƚŽĂĐĐŽŵŵŽĚĂƚĞƐƉĞĐŝĨŝĐƉƵďůŝĐƉŽůŝĐLJŐŽĂůƐ&ŽƌĞdžĂŵƉůĞŵĂdžŝŵƵŵƌĞŶƚƐƐĞƚĂƚϱϳйŽĨD/ŵĂLJďĞƉĞƌŵŝƚƚĞĚĨŽƌĂƵŶŝƚƌĞƐƚƌŝĐƚĞĚĨŽƌŚŽƵƐĞŚŽůĚƐĞĂƌŶŝŶŐƵƉƚŽϲϬйŽĨD/
ZĞŐƵůĂƚŽƌLJŐƌĞĞŵĞŶƚZĞƋƵŝƌĞŵĞŶƚƐ
ŽƌƌŽǁĞƌƐǁŝůůďĞƌĞƋƵŝƌĞĚƚŽĞŶƚĞƌŝŶƚŽĂZĞŐƵůĂƚŽƌLJŐƌĞĞŵĞŶƚƚŽĞŶƐƵƌĞĐŽŵƉůŝĂŶĐĞǁŝƚŚ,Z ƉŽůŝĐLJŝŶĐůƵĚŝŶŐďƵƚŶŽƚůŝŵŝƚĞĚƚŽŝŶĐŽŵĞƌĞƐƚƌŝĐƚŝŽŶƐƌĞƐƚƌŝĐƚŝŽŶƐŽŶƚƌĂŶƐĨĞƌƐĂŶĚĨŝŶĂŶĐŝĂůƌĞƉŽƌƚŝŶŐƚLJƉŝĐĂůůLJĨŽƌĂƉĞƌŝŽĚŽĨĂƚůĞĂƐƚϯϬLJĞĂƌƐ
dŚĞZĞŐƵůĂƚŽƌLJŐƌĞĞŵĞŶƚŵƵƐƚďĞĞdžĞĐƵƚĞĚƉƌŝŽƌƚŽĐŽŶƐƚƌƵĐƚŝŽŶĐůŽƐŝŶŐZĞƋƵŝƌĞŵĞŶƚƐŝŵƉŽƐĞĚďLJ ŽƚŚĞƌůŽĂŶĂŶĚŽƌƐƵďƐŝĚLJƐŽƵƌĐĞƐŵĂLJďĞŵŽƌĞƌĞƐƚƌŝĐƚŝǀĞďƵƚŵƵƐƚďĞĐŽŶƐŝƐƚĞŶƚǁŝƚŚƚŚĞ,Z ZĞŐƵůĂƚŽƌLJŐƌĞĞŵĞŶƚ
>KEdZD^/ŶƚĞƌĞƐƚZĂƚĞĂŶĚ>ŽĂŶdĞƌŵƐ
WƌŝǀĂƚĞ>ŽĂŶƐĞƐƚĂďůŝƐŚĞĚďLJƚŚĞƉĂƌƚŝĐŝƉĂƚŝŶŐůĞŶĚĞƌϯϬLJĞĂƌƚĞƌŵ preferred. Limited exceptions may be granted for projects where the income where the developer can show evidence that affordable 30-year financing is not available or supportable.
,Z^ƵďƐŝĚLJ>ŽĂŶϬϱйŝŶƚĞƌĞƐƚͲŽŶůLJƉĂŝĚĚƵƌŝŶŐĐŽŶƐƚƌƵĐƚŝŽŶĂŶĚƉĞƌŵĂŶĞŶƚϯϬLJĞĂƌƚĞƌŵ
>ŽĂŶƚŽsĂůƵĞDĂdžŝŵƵŵϴϬйŽĨƚŚĞƉƌŝǀĂƚĞůŽĂŶďĂƐĞĚƵƉŽŶƚŚĞĂƐͲďƵŝůƚĂƉƉƌĂŝƐĞĚǀĂůƵĞĨƌŽŵĂŶŝŶĚĞƉĞŶĚĞŶƚĂƉƉƌĂŝƐĂůĐŽŵŵŝƐƐŝŽŶĞĚďLJƚŚĞƉĂƌƚŝĐŝƉĂƚŝŶŐůĞŶĚĞƌĂŶĚĂĐĐĞƉƚĂďůĞƚŽ,Z
>ŽĂŶƚŽŽƐƚDĂdžŝŵƵŵϵϬйŽĨƚŚĞĐŽŵďŝŶĞĚĚĞďƚŽĨƚŚĞƉƌŝǀĂƚĞůŽĂŶĂŶĚ,ZƐƵďƐŝĚLJůŽĂŶ
/ŶĐŽŵĞƚŽdžƉĞŶƐĞ^KEzDDŝŶŝŵƵŵŽĨϭϬϱĨŽƌϭϱLJĞĂƌƐĂŶĚƚŚĞŶŶŽƚůĞƐƐƚŚĂŶϭϬϬĨŽƌLJĞĂƌƐϭϲͲϮϬŽŶƉƌŽũĞĐƚƐǁŝƚŚ^KEzDŵŽƌƚŐĂŐĞŝŶƐƵƌĂŶĐĞKƚŚĞƌWĞƌŵĂŶĞŶƚƌĞĚŝƚŶŚĂŶĐĞƌƐƌĞƋƵŝƌĞŵĞŶƚƐŵƵƐƚďĞĂĐĐĞƉƚĂďůĞƚŽ,Z
Ğďƚ^ĞƌǀŝĐĞŽǀĞƌĂŐĞDŝŶŝŵƵŵŽĨϭϭϱŽĨƚŚĞĐŽŵďŝŶĞĚĚĞďƚŽĨƚŚĞƉƌŝǀĂƚĞůŽĂŶĂŶĚ,ZƐƵďƐŝĚLJůŽĂŶŽƌĂƐƐĞƚďLJƚŚĞƉĂƌƚŝĐŝƉĂƚŝŶŐůĞŶĚĞƌĂŶĚƉĞƌŵĂŶĞŶƚĐƌĞĚŝƚĞŶŚĂŶĐĞƌ
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^ŵĂůůƵŝůĚŝŶŐWĂƌƚŝĐŝƉĂƚŝŽŶ>ŽĂŶWƌŽŐƌĂŵ
ϯ hƉĚĂƚĞĚAugust 2020
ƋƵŝƚLJZĞƋƵŝƌĞŵĞŶƚƐ
ƵƌŝŶŐƚŚĞĐŽŶƐƚƌƵĐƚŝŽŶƉĞƌŝŽĚƚŚĞŵŝŶŝŵƵŵĞƋƵŝƚLJĞdžƉŽƐƵƌĞƌĞƋƵŝƌĞŵĞŶƚŽĨĂƚůĞĂƐƚϭϬйŽĨƚŽƚĂůĚĞǀĞůŽƉŵĞŶƚĐŽƐƚ;dͿ ĨŽƌĨŽƌͲƉƌŽĨŝƚĚĞǀĞůŽƉĞƌƐĂŶĚϮйĨŽƌŶŽƚͲĨŽƌͲƉƌŽĨŝƚĚĞǀĞůŽƉĞƌƐ ĐĂŶďĞŵĞƚǁŝƚŚĐĂƐŚƵƌŝŶŐƚŚĞƉĞƌŵĂŶĞŶƚƉĞƌŝŽĚ ĂĐĂƐŚĞƋƵŝƚLJĐŽŶƚƌŝďƵƚŝŽŶ ĐŽŶƐŝƐƚŝŶŐ ŽĨĐĂƐŚŽƌĚĞĨĞƌƌĞĚĚĞǀĞůŽƉĞƌĨĞĞ ŵƵƐƚďĞƚŚĞĂŐŐƌĞŐĂƚĞĂŵŽƵŶƚƚŚĂƚĐĂŶďĞƌĞƉĂŝĚďLJƚŚĞƉƌŽũĞĐƚĞĚĐĂƐŚĨůŽǁĂƐƵŶĚĞƌǁƌŝƚƚĞŶĨŽƌƚŚĞĨŝƌƐƚϭϱLJĞĂƌƐĂĨƚĞƌĐŽŶǀĞƌƐŝŽŶ
DŽƌƚŐĂŐĞ/ŶƐƵƌĂŶĐĞ
DŽƌƚŐĂŐĞŝŶƐƵƌĂŶĐĞŵƵƐƚďĞƉƌŽǀŝĚĞĚďLJ^KEzDŽƌĂŶŽƚŚĞƌŝŶƐƵƌĞƌĂĐĐĞƉƚĂďůĞƚŽ,Z
dĞƌŵŵŽƌƚŝnjĂƚŝŽŶ
džƉĞĐƚĞĚƉĞƌŵĂŶĞŶƚƚĞƌŵŽĨϯϬLJĞĂƌƐĨŽƌĨŝƌƐƚŵŽƌƚŐĂŐĞƐĨŽůůŽǁŝŶŐƚŚĞĐŽŶƐƚƌƵĐƚŝŽŶƚĞƌŵǁŝƚŚĂϯϬͲLJĞĂƌĂŵŽƌƚŝnjĂƚŝŽŶƐĐŚĞĚƵůĞShorter or lŽŶŐĞƌƚĞƌŵƐĂŶĚďĂůůŽŽŶƐǁŝůůďĞĐŽŶƐŝĚĞƌĞĚŽŶĂĐĂƐĞďLJĐĂƐĞďĂƐŝƐ
&ŝŶĂŶĐŝŶŐĂŶĚ^ĞƌǀŝĐŝŶŐ&ĞĞƐ
DŽŶŝƚŽƌŝŶŐ&ĞĞϭйŽĨƚŚĞƉƌŽũĞĐƚƐƌĞŐƵůĂƚĞĚƌĞŶƚ
WZK&KZDZYh/ZDEd^ĞǀĞůŽƉĞƌƐ&ĞĞ For non-profit developers, tŚĞŵĂdžŝŵƵŵĂůůŽǁĂďůĞĚĞǀĞůŽƉĞƌĨĞĞŝƐŶŽƚƚŽ
ĞdžĐĞĞĚϱйŽĨĂůůŽǁĂďůĞƉƌŽũĞĐƚƐĐŽƐƚƐĞdžĐůƵĚŝŶŐƌĞƐĞƌǀĞƐƉĂƌƚŶĞƌƐŚŝƉĞdžƉĞŶƐĞƐĂŶĚĚĞǀĞůŽƉĞƌĨĞĞ&ĞĞŵƵƐƚďĞĨƵůůLJĚĞĨĞƌƌĞĚĂƚĐŽŶƐƚƌƵĐƚŝŽŶůŽĂŶĐůŽƐŝŶŐĞǀĞůŽƉĞƌĨĞĞƐŵĂLJďĞƌĞĚƵĐĞĚƚŽŵŝŶŝŵŝnjĞƉƵďůŝĐƐƵďƐŝĚLJĂŶĚĂƌĞƐƵďũĞĐƚƚŽĂŐĞŶĐLJƌĞǀŝĞǁ For profit developers are eligible for a 2.5% developer fee, which may not be disbursed prior to permanent conversion.
A dĞĨĞƌƌĞĚĨĞĞŝƐĐŽŶƐŝĚĞƌĞĚĂŶĞƋƵŝƚLJĐŽŶƚƌŝďƵƚŝŽŶĂŶĚƐŽƵƌĐĞĨŽƌƚŚĞƉƌŽũĞĐƚĞĨĞƌƌĞĚĨĞĞĂƚƉĞƌŵĂŶĞŶƚŵƵƐƚďĞƚŚĞĂŐŐƌĞŐĂƚĞĂŵŽƵŶƚƚŚĂƚĐĂŶďĞƌĞƉĂŝĚďLJƚŚĞƉƌŽũĞĐƚĞĚĐĂƐŚĨůŽǁĂƐƵŶĚĞƌǁƌŝƚƚĞŶĨŽƌƚŚĞĨŝƌƐƚϭϱLJĞĂƌƐĂĨƚĞƌĐŽŶǀĞƌƐŝŽŶŶLJĚĞĨĞƌƌĞĚĚĞǀĞůŽƉĞƌĨĞĞŝŶƚĞƌĞƐƚƌĂƚĞŝƐƐƵďũĞĐƚƚŽ,ZƌĞǀŝĞǁĂŶĚĐĂŶŶŽƚĞdžĐĞĞĚ&Z ůůŚŽƵƐŝŶŐĚĞǀĞůŽƉŵĞŶƚĐŽŶƐƵůƚĂŶƚĂŶĚŽǁŶĞƌƐƌĞƉƌĞƐĞŶƚĂƚŝǀĞĨĞĞƐƐŚŽƵůĚďĞƉĂŝĚĨƌŽŵĚĞǀĞůŽƉĞƌĨĞĞŽƌĨƌŽŵŽƵƚƐŝĚĞƚŚĞƉƌŽũĞĐƚďƵĚŐĞƚ
ZĞƐĞƌǀĞƐ ZĞƉůĂĐĞŵĞŶƚZĞƐĞƌǀĞĂƉŝƚĂůŝnjĞĚ Up to $ϭϬϬϬƉĞƌƵŶŝƚ
ZĞƉůĂĐĞŵĞŶƚZĞƐĞƌǀĞŶŶƵĂůŝnjĞĚ ΨϮϱϬƉĞƌƵŶŝƚƉĞƌLJĞĂƌŝŶĂŶŶƵĂůZĞƐĞƌǀĞƐĨŽƌZĞƉůĂĐĞŵĞŶƚƉĂLJĂďůĞŵŽŶƚŚůLJdŚŝƐĂŵŽƵŶƚŵĂLJďĞƐƵďũĞĐƚƚŽĂŶŶƵĂůŝŶĐƌĞĂƐĞƐ
KƉĞƌĂƚŝŶŐZĞƐĞƌǀĞƐ hƉƚŽƚŚƌĞĞŵŽŶƚŚƐŽĨĚĞďƚƐĞƌǀŝĐĞƉůƵƐƚŚƌĞĞŵŽŶƚŚƐŽĨŽƉĞƌĂƚŝŶŐĞdžƉĞŶƐĞƐ
ŶLJƌĞƐĞƌǀĞƐŝŶĞdžĐĞƐƐŽĨƚŚĞƐĞĂŵŽƵŶƚƐŝŶĐůƵĚŝŶŐƌĞƐĞƌǀĞƐƌĞƋƵŝƌĞĚďLJŽƚŚĞƌĨƵŶĚĞƌƐƐŚĂůůďĞĞƐƚĂďůŝƐŚĞĚǁŝƚŚĚĞǀĞůŽƉĞƌĨĞĞĞůŝŐŝďůĞĨŽƌƉĂLJŵĞŶƚĚƵƌŝŶŐƚŚĞĐŽŶƐƚƌƵĐƚŝŽŶƉĞƌŝŽĚ
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ϰ hƉĚĂƚĞĚAugust 2020
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ϱ hƉĚĂƚĞĚAugust 2020
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x EWŝĨŶĞĐĞƐƐĂƌLJǁŚĞŶ&ĞĚĞƌĂůĨƵŶĚƐĂƌĞŝŶĐůƵĚĞĚŝŶƚŚĞƉƌŽũĞĐƚ
x ŽŵŵŝƚŵĞŶƚ>ĞƚƚĞƌƐdžĞĐƵƚĞĚĐŽŵŵŝƚŵĞŶƚůĞƚƚĞƌƐĨƌŽŵƚŚĞƉĂƌƚŝĐŝƉĂƚŝŶŐůĞŶĚĞƌĂŶĚ ĂůůƐƵďŽƌĚŝŶĂƚĞůĞŶĚĞƌƐŝĨĂŶLJ
x KƚŚĞƌ&ƵŶĚŝŶŐǀŝĚĞŶĐĞŽĨĂůůŽƚŚĞƌƉƌŽũĞĐƚ ĨƵŶĚŝŶŐ
x WƌŽũĞĐƚƵĚŐĞƚDƵƐƚďĞĂŐƌĞĞĚƚŽĂŶĚŝŶĨŝŶĂůĨŽƌŵĨŽƌĂůůƉĂƌƚŝĞƐ
x WůĂŶƐƵŝůĚŝŶŐƉĞƌŵŝƚƐĨƌŽŵ ƚŚĞ ůŽĐĂůũƵƌŝƐĚŝĐƚŝŽŶ ŝƐƐƵĞĚĂƐŶĞĐĞƐƐĂƌLJ
x EŽƚĞŵŽƌƚŐĂŐĞĂƐƐŝŐŶŵĞŶƚŽĨůĞĂƐĞƐĂŶĚƌĞŶƚƐĂŶĚhƐůůĚŽĐƵŵĞŶƚƐŝŶĨŝŶĂůĨŽƌŵĂĐĐĞƉƚĂďůĞƚŽĂůůƉĂƌƚŝĞƐ
x ĞƌƚŝĨŝĐĂƚŝŽŶƐƉƉůŝĐĂďůĞĐĞƌƚŝĨŝĐĂƚŝŽŶƐĂŶĚĂƚƚŽƌŶĞLJŽƉŝŶŝŽŶůĞƚƚĞƌƐ
x /ŶƐƵƌĂŶĐĞWƌŽƉĞƌƚLJĂŶĚůŝĂďŝůŝƚLJŝŶƐƵƌĂŶĐĞŝŶĨŽƌŵ ĂŶĚƐƵďƐƚĂŶĐĞĂĐĐĞƉƚĂďůĞƚŽ,Z
x dŝƚůĞ'ŽŽĚĂŶĚŵĂƌŬĞƚĂďůĞƚŝƚůĞĨƌĞĞĂŶĚĐůĞĂƌŽĨĞŶĐƵŵďƌĂŶĐĞƐĞdžĐĞƉƚĂƐƉĞƌŵŝƚƚĞĚďLJ,Z
x dŝƚůĞ/ŶƐƵƌĂŶĐĞdŝƚůĞŝŶƐƵƌĂŶĐĞĂŶĚƐƵƌǀĞLJŝŶĨŽƌŵ ĂŶĚƐƵďƐƚĂŶĐĞĂĐĐĞƉƚĂďůĞƚŽ,Z
x ,Z EĂŵĞĚĞŶĞĨŝĐŝĂƌLJŽĐƵŵĞŶƚĂƚŝŽŶǁŝůůƌĞƋƵŝƌĞƚŚĂƚ,Z ďĞŶĂŵĞĚĂďĞŶĞĨŝĐŝĂƌLJŽŶƐĞǀĞƌĂůĚŽĐƵŵĞŶƚƐŝŶĐůƵĚŝŶŐďƵƚŶŽƚůŝŵŝƚĞĚƚŽŝŶƐƵƌĂŶĐĞĐĞƌƚŝĨŝĐĂƚĞƐĂŶĚĐŽŵƉůĞƚŝŽŶŐƵĂƌĂŶƚĞĞƐ
x DtWůĂŶŶ DthƚŝůŝnjĂƚŝŽŶWůĂŶ ĂĐĐĞƉƚĂďůĞƚŽƚŚĞĂŐĞŶĐLJ
x &ĂŝƌDĂƌŬĞƚŝŶŐWůĂŶ&ĂŝƌDĂƌŬĞƚŝŶŐWůĂŶ ĂĐĐĞƉƚĂďůĞƚŽ,ZƐKĨĨŝĐĞŽĨ&Ăŝƌ,ŽƵƐŝŶŐĂŶĚƋƵĂůKƉƉŽƌƚƵŶŝƚLJ
x ŐƌĞĞŵĞŶƚŽŶĂŶLJƌĞĂůĞƐƚĂƚĞƚĂdžĞdžĞŵƉƚŝŽŶĂďĂƚĞŵĞŶƚŵƵƐƚďĞŝŶƉůĂĐĞ
x ƉƉƌŽǀĂůĨƌŽŵƚŚĞEz^ƚƚŽƌŶĞLJ'ĞŶĞƌĂůKĨĨŝĐĞĨŽƌƉƌŽƉĞƌƚLJƐĂůĞĨƌŽŵŶŽŶͲƉƌŽĨŝƚĞŶƚŝƚLJ
x ŐƌĞĞŵĞŶƚŽĨĂŶLJƌĞŶƚĂůĂŶĚŽƉĞƌĂƚŝŶŐƐƵďƐŝĚŝĞƐŵƵƐƚďĞŝŶƉůĂĐĞ
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