Reflect ions • December 2012 | 1

New and At Rest

New

Abbey, Donald H (MI)Acosta, Nelson M (FL)Adams-Cook, Barbara

A (FL)Adams, Delbert (GA)Adams, Mary K (CA)Adams, William R (CA)Affolter, Gary L (OK)Aiwohi, Susan A (HI)Alarcon, Robert G Jr

(CO)Alexander, Eudoxia (IL)Alger, Sallie J (MI)Anderson, Judith Ann

(FL)Anderson, Norman L

(WA)Arcelay, Bienvenido

(CA)Arputham, Durairaj

(MD)Ash, Selwyn L (FL)Atchison, Bruce D

(WV)Atiga, Estelita L (CA)Badowski, Phyllis A

(KS)Baghdadi, Darlene J

(IL)Banaag, Laura A (CA)Banerjee, Nantoo (MD)Baran, Joyce A (IL)Barda, Sylvia H (IL)Bathini, Snehlatha M

(MD)Battistone, Alphonse

Anthony (FL)Bauer, Shirley A (CO)Baxter, Carol J (MI)Bayne, Gary L (PA)Beck, Kathleen M (OR)

Beck, Richard A (OR)Beckley, Frederick D

(HI)Beckworth, Constance

S (GA)Beets, Lynn A (OH)Belz, Debra K (TX)Benjamin, Minnette T

(MD)Bennie, Anita Louise

(CA)Berry, Billie A (GA)Bieber, Rodney L (NE)Bilbo, Joan Ellen (GA)Bitanga, Roger C (CA)Blachowski, Katherine

V (IL)Blodgett, Judith A

(MD)Bogar, Larry P (TN)Boling, Paul R (FL)Bortka, Patricia L (KS)Borton, David A (MI)Boughman, Carolyn A

(TN)Boughman, Larry W

(TN)Bowman, Martha T

(TN)Brannan, Frederick M

(NC)Braun, Wilma S (MD)Brecht, Richard B

(GUAM)Brenneman, James B

(TN)Brown, Harold E (FL)Brown, Judith L (CA)Brown, Rae J (CA)Brunet, Jack A (AL)Bubb, Franklin C (CA)Buchanan, Tim J (OR)Burlew, Sylvia A (CA)Burnette, Marcia A (AL)

Butler, Harold E (MD)Butler, Jonathan M (CA)Butman, Harold E

(WV)Byers, Pamela J (IN)Cabana, Emmanuel G

(IL)Cabanilla, Victor R (IL)Caldwell, Evelyn S (CO)Callo, Gloria (MD)Capistrano, Henry V

(CA)Carley, Roy R (HI)Carrington, Lewis R

(MI)Cass, Cora G (GA)Catlin, Elvia (MD)Ceniceros, Bernardo L

(ID)Chang, Richard M (WA)Chang, Sarah (MD)Chase, Fely P (CA)Chevalier, Lynn J (CA)Childers, Ronald F (CA)Chrissikos, Marie E

(VA)Cizmar, Judith A (IL)Cizmar, Teotim (IL)Clark, Vicki F (FL)Clayburn, Robert V

(OH)Cline, Donna S (CA)Cockrill, Linda F (TN)Collins, Gwendolyn

(CA)Cook, Martha J (MD)Cordoba, Reynaldo Y

(FL)Cowin, William Darrell

(MI)Cram, Wendy L (CA)Crawford, Lillian M

(CA)Crawley, Sandra K (FL)

Crofton, Laura J (FL)Crouch, Constance M

(VA)Cummins, Marilyn K

(MD)Curtis, Clara S (CA)Dahlberg, Bettie A

(MD)Daniels, Loretta (OH)Davidson, Nancy L

(CA)Davis, Barbara J (WA)Davis, Geraldine (MD)Davison, Harold G

(CA)De Melo, Eliaquim L

(MA)Dean, Lynn R (TX)Dela Cueva, Rizalina B

(FL)Delafield, Bernadine C

(FL)Deming, John M (WA)Denny, Jerry L (KS)Dent, Judy B (MD)Di Memmo, Frank

(TN)Dittes, Patricia L (TN)Doty, Phyllis L (CA)Downing, Shirley A

(AK)Drake, James R (WA)DuBosque, John L Jr

(TX)Durow, Loretta J (KS)Duvall, Anna (DC)Eagan, John P (UT)Earl, Gary (FL)Eastman, Virginia A

(ME)Ellecom, Richenel S (IL)Eller, Marsha Carol (CA)Elliott, Ann L (CA)Emery, Gilbert T (WA)

Escarcha, Marina S (FL)Feliz, Daniel J (NY)Field, Carolyn A (FL)Fischer, Omar R (OR)Fisher, James R (WA)Fletcher, Lynda L (ID)Foster, Thomas D (FL)Freidline, Charles E

(NE)Freitas, Rita M (MA)Gaddis, Patricia (CO)Gallagher, J Tim (CA)Gammon, Michael V

(MI)Gammon, Shirley D

(MI)Garrido, Stanley S (CA)Geronimo, Amelia

Aldana (MA)Gibbs, Dennis S (CA)Gilliatt, Mary L (CA)Goff, Laura J (CO)Goitein, Joyce L (OR)Gray, Arthur E (MD)Grounds, Bethel Y (FL)Gumangan, Aurelia S

(CA)Gumangan, Rodolfo O

(CA)Hamilton, Irv (FL)Hanson, Cheryl F (OR)Hardy, Frank W (MD)Hawkins, James A (NC)Hazzard, Lloyd C (CA)Heller, Irving P (MD)Henley, June B (GA)Hoerner, Dawna G

(TX)Holt, Princeton H (NJ)Hoover, Irwin Atwood

(WA)Horst, Kathleen Anne

(MO)Horst, Patricia L (MN)

Reflect ions • December 2012 | 1

(Continued on page 2)

2 | December 2012 • Reflect ions

(Con’d from page 1)

Howe, Forrest L (CA)Huddleston, Sharon K (TN)Hyndman, Zelpha V (CA)Iaria, Joseph M (CA)Ingold, James C (CA)Jackson, Lilly S (HI)Jacob, Michael E (KS)Jelloe, Judith M (MA)Jewell, Donald W (WA)Jimenez, Mary B (CA)Johnson, Carol L (CA)Johnson, Gordon A (FL)Jones, Shirley A (MI)Joseph, Jesumani (MD)Kanane, Mary J (NJ)Kelley, Judith E (OH)Kelly, Ian H (MD)Kijowski, Janet E (PA)Kinkade, Anita (FL)Klau, Lanette A (OR)Knable, Luana F (MT)Knauff, Roger L (OR)Knopp, Ivan D (AZ)Krier, Diane E (CA)Kuhlman, Henry A (TN)Laabs, Alice Z (OR)Landry, Naomi R (FL)Lane, William B (HI)Lange, Jennifer L (CO)Lapierre, Isabelle D (CA)Le, Thoi Q (OR)Lehman, Connie F (OH)Liang, Lois S (OR)Liebelt, Lonny G (MT)Lim, Dell L (CA)Long, Betty A (CA)Long, Donna M (MS)Long, Levin Gail (MS)Lowry, Harold M (CA)Lucas, Gary L (IL)Lundberg, Linda J (MD)Lynch, Lois A (FL)Mack, Jeannie C (MI)Maddox, Sandra J (VA)Mag Akat, Edward D (CA)Malcolm, Roy E (AL)Mallari, Rosario A (CA)Mari, Elizabeth L (IL)Marti, Susanne E (KS)

Martin, William R (WA)Mason, Mary L (NJ)Mason, Sandra L (WA)Massengill, Paul R (NC)Matejicka, Janice K (KS)Matsumoto, Arline L (HI)Matsuoka, Toshihiko (CA)Mattocks, Jurl O (MD)Matusik, Frederick J (MI)Matusik, Judith I (MI)Mayo, Geraldine (MD)McCrary, Doris A (AL)McGlynn, Julianne (FL)McIntyre, Donnis F (AZ)McIntyre, Lee A (CA)McLean, Rachel H (FL)McNair, Marlene (FL)McVicker, Frances F (OR)Mellor, Anita (FL)Mercill, Lelia E (MT)Merrow, Roberta A (ME)Mesones, Francisca M (MD)Meyer, Lynne (CO)Miller, David P (NC)Milton, Donna L (MD)Mitchell, Joseph C (MD)Molnar, Shareen M (FL)Moore, Connie J (FL)Moore, Judith M (CA)Moore, Mary A (KS)Morgan, Gerald H (TN)Morgan, Linda F (KS)Morkis, Joan L (FL)Morris, Linda Marie (OH)Morrison, Bonnie R (OR)Morrison, Coleene Morane

(FL)Morse, Ellen I (CA)Moser, Kathleen M (KS)Munoz, Avelina (FL)Nation, Beverly Janet (CA)Neal, Charles (CA)Negassa, Menasseh (CA)Neiheisel, Bonnie M (CO)Neirynck, Julianne R (IL)Nestares, Rose M (AZ)Newman, John D (MD)Nguyen, Thao T (OR)Nichols, Mary Ann (KS)

Nickolatos, Dan (RI)Noitup, Yuvadee (CA)Nored, Doris J (CA)Novel, Shirley Ann (FL)Noyes, Linda M (CA)Nugent, Beryl M (FL)Nunamann, Louise M (AL)Nyirady, Laura F (CA)Nyirady, Stephen A (CA)O’Reilly, Ellen M (NJ)Obando, Mario A (CA)Oberholtzer, Ruth E (GA)Obracevic, Josie A (CA)Ocampo, Cesar V (FL)Ohm, James L (CA)Oliveira, Raemel J. (CA)Ortega, Jose D (FL)Otterman, Joan L (OR)Paegel, Nadine (KS)Parker, Carolyn A (TX)Parker, Frances L (FL)Paschick, Mary E (NJ)Patacsil, Constancia T (IL)Patel, Kamla D (IL)Peckham, Timothy C (PA)Pedersen, Patricia A (CA)Pellymounter, Allen R (CA)Perez, Priscilla S (CA)Phillips, Louisa M (OH)Pimentel, James D (CA)Pleasants, James L (NC)Politano, James S (CA)Porter, Betty H (OH)Posadny, Theresa E (GA)Puen, Evangeline B (CA)Pulcer, Shirley F (NC)Radice, Carol L (FL)Radous, Joan B (IL)Raffety, Clyde Ray (TX)Rahymes, Patty A (MA)Rajan, Arockiaswamy I

(MD)Rakes, Linda D (NC)Ramos, Paula (MA)Reed, Dennis Leroy (WA)Refer, Linda N (KS)Reinoehl, Eugene S (NE)Rhodes, Susan E (KY)Rilea, Lester C (SC)

Riley, Janet K (MT)Ritterskamp, Julia H (NC)Rivas, Moraima N (MD)Ro, Laurie Y (MD)Robertson, Margery A (KS)Robinson, Rosemary E (KS)Roble, Elizabeth B (CA)Rockwell, Richard D (CA)Rodriguez, Ralph R (FL)Rogers, Freddy L (NC)Rose, Patricia E (GA)Rosenbaum, Nancy K (CA)Ross, Annie M (GA)Rourke Jr, Drury M (AL)Rouse, Charles W (CA)Ruiz, Maria L (FL)Russell, James Lee (FL)Sanchez, Maria Elena (CA)Sarles, Darlene J (FL)Schey, Diana Kay (OR)Schiller, Judith M (WY)Schraven, Rodney D (MD)Schwab, Robert (MI)Seaton, Judy S (TN)Sepulveda, Gloria B (AL)Shabo, Kenneth D (WA)Shultz, Leland R. (NV)Sigamani, Thangaraj (MD)Sines, Bonnie J (MD)Sirju, Deodasie (MD)Snook, Rosemarie Lydia

(KS)Snyder, Charles W (IL)Solares, Juan M (CA)Son, Young S (CA)Soucy, Betty A (FL)Sparkman, Fairl E (TN)Staples, Thomas G (CA)Starr, Sharon S (OH)Steinert, Donald C (MD)Stephens, Denise Foster (FL)Stephens, Margaret A (CA)Stich, William L (TX)Strange, Patricia A (MD)Strickland, Margaret R (FL)Strode, Janet R (WA)Strong, William Luke (SC)Struntz, Wolfgang D J (CA)Swan, Ruth M (FL)

Swanson, Kenneth E (CA)Swayze, Leta Faye (CA)Tam, Karen A (HI)Thomas, Thambiraj W (CA)Thompson, Gary L (CA)Tilton, Eugene M III (OR)Tomerlin, Judy M (TN)Tompkins, Kathleen C (TN)Torres, Joseph A (TX)Tuburan, Sonia P (CA)Turner, Charles T (CA)Twing, Bruce E (OR)Tynan, Karen L. (TX)Tynan, Luke H (CA)Vacca, Paula M (NJ)Van Rooyen, J.C. Smuts

(CA)Vasquez, Florida Ricanor

(CA)Vellakkatel, Mary J (CA)Vera Arenas, Herald M (CA)Verlo, Terence A (OR)Vicente, Rolando J (MD)Villanueva, Rebecca (FL)Villeda, Rogelio Antonio

(CA)Vipond, Terry D (OR)Vollmer, Keith W (KS)Waliuddin, / (IL)Wasenmiller, Joan A (WV)Wasiczko, Karen C (WA)Watson, Lynda L (MA)Watson, Shirley M (TN)Watson, Steven B (TN)Webster, Donna S (FL)Westfall, Ricki K (KS)White, Barry L (NC)Wiggin, Linda M (ME)Williams, Mary A (GA)Willis, Lloyd Allan (TX)Wilson, Frances M (TX)Winter, Darlene L (FL)Witherspoon, Carol L (OR)Wolff, John Carlton (IN)Worth, William F Jr (MI)Young, Lloyd D (FL)Zambreno, Paula A (FL)Zane, Joy A (HI)

At RestAhlberg, Vernon R. (CA)Among, Richard K. (HI)Appel, Edith E. (ID)Archbold, Frances V. (FL)Armbruster, Edward (CA)Armour, Marie L. (FL)Atherton, Kimball S. (CA)Austin, Marion (NE)Baasch, Iva M. (MD)Bacheller, Orren W. (OH)Badger, Martin L. (CA)Baker, Prince V. (OR)

Baldwin, Agnes (MI)Baldwin, Bernell Elwyn

(GA)Beaulieu, Carolyn W. (RI)Beaulieu, Ruth (MD)Benavides, Nora R (TX)Benefield, Helen (FL)Benson, Margaret P (FL)Bertochini, Gilbert J. (TX)Betz, H. Harriet (OR)Bradley, Donald W. (FL)Brown, Eddie C. Sr. (GA)

Brummett, James S. (SC)Burks, Quinton M. (FL)Caldwell, Helen H. (FL)Canada, Alma B. (MI)Card, Minnie Jane (ID)Castro, J. Gabriel (FL)Cheney, R. Lenbert (VT)Childs, Dorothy Lee (CA)Chiou, Chong-Jyo (CA)Christian, C Dionisio (FL)Clark, Eloise D. (CA)Clark, Harry M. (CA)

Cleveland, Lloyd D. (CA)Corey, Frances K. (WA)Covell, Mary E. (MI)Crabtree, Barry Lewin (AS)Cwiakala, L. Ruth (CA)Danks, Joseph T. (FL)David, Anna B. (MI)Denizard, Maria (NC)Dickinson, Margaret (TN)Dilts, Richard (TX)Dowell, Malcom Keith (FL)Downs, Nina W. (FL)

Draper, Nellie M. (TN)Edgerton, Gordon (NY)Elick, Marjorie (CA)Elliston, Melvin B. (NC)Erich, Louis Richard (OR)Erickson, Benjamin W. (IA)Fine, James A. (WV)Finney, Conrad Garvin Sr.

(CA)Foxworth, Sarah (MS)Frazier, Ellen G. (AL)Freeman, Billy Joe (CA)

Payroll Distribution Dates:December 24January 27

Reflect ions • December 2012 | 3

Del Johnson

Administrator

Lyn Wick

Associate Administrator

Lisa Turpen

Assistant Administrator

Adventist Risk Management: 1-800-447-5002

Healthcare Claims Queries

SHARP: 301-680-5036

Email: SHARP@nad.adventist.org

Healthcare Eligibility Queries

Submit all claims to:

Adventist Risk Management—SHARP

PO Box 1928

Grapevine, TX 76099-1928

Medco Health: 1-800-841-5396

Verify pharmacy participation with

Medco Health

Payroll: 1-888-838-8955

Bulletin Board of Payroll Information

NAD Retirement Department

Fax: 301-680-6190

Email: NADRetirement@nad.adventist.org

12501 Old Columbia Pike

Silver Spring, MD 20904-6600

Barbara Yowell: 301-680-6244

Lost checks, direct deposits,

1099R, tax withholding,

verification of benefits for loans,

housing, Medicaid

Shirley Jones: 301-680-6249

General Retirement Office Information

Reporting a death, change of address,

disability reviews

AdventistRetirement

Plans

Reflect ions • December 2012 | 3

PAYROLL BULLET IN BOARDChecks/EFT Released

This Month: Dec. 27Next Month: Jan. 25

Freeman, Leola J. (WA)Friesen, Franklin F. (IL)Giacomozzi, Edwin

(TN)Goin, Ollie M. (OR)Graham, Ardith Jean

(WA)Greene, Alfonzo (AL)Grellmann, F. George

(WA)Griswell, John K. (TX)Guptill, Bernice J.

(OR)Gutsche, Roy Eric (OR)Hadley, Gilbert

Gordon (CA)Hall, Robert (TN)Halvorsen, Anne M

(MI)Happer, Florence C.

(KS)Hardin, Edmund

Barton (ME)Harding, Lillian (TN)Harper, Freda R. (OH)Harris, Carole M. (CA)Harris, Patricia A. (FL)Haugen, Einar (WA)Haylock, Tulio R. (FL)Hayman, M. Zeldora

(CA)Heinbaugh, Elmer

Vernonne (UT)Heinlein, Dorothy A.

(TX)Herr, Arleen (TX)Hersch, Lorabel P.

(MD)Hester, Hazel (GA)Hoyt, Frederick G.

(CA)Huwae, Cato T. (CA)Ishol, Kathleen G. (HI)Jeffries, Davida M.

(CA)Jensen, Sigvart William

(MT)Jimenez, Teodoro B.

(CA)Johannessen, Helen

(CA)Johns, Laura M. (CA)Johnson, Melvin G.

(MA)Jones, Ronald W. (OH)Judkins, Eileen Meryl

(CA)

Kamita, Kenneth K. (HI)

Kebbas, Hanne Aboud (CA)

Keizer, Gloria E. (TN)Key, William J (CA)Knox, Marion (FL)Kruger, George W.

(KS)Kuebler, David F. (MI)La Rosa, Laura M.

(OH)Le, Huu (CA)Le, Te Phan (CA)Lewis, Larry Dean

(CA)Lewis, Sharon A (ID)Limm, Franz (CA)Lincoln, Darlene (NC)Little, Benjamin G.

(CA)Marinel, Ilie (CA)Marshall, Walter A.

(MS)Marti, Jose L. (CA)Martin, Ralph A. (FL)Maxwell, Rosalyn

Helen (CA)McHenry, Aimee L.

(WA)McKeiver, Faith S. (FL)McKinney, Lillian

(OR)McMillen, Irene N.

(CO)Miles, Leon E. (VA)Mills, George C. (TN)Morford, Ernie (CA)Morton, Donald L.

(NM)Mueller, Konrad

Friedrich (GA)Muir, Wellesley (CA)Mulske, William (IL)Ordas, Naomi (CA)Osgood, Gordon

Conde (NL)Ott, Roger (MD)Owen, Max L. (ID)Pena, Pascual (TX)Perry, Melva R. (CA)Pham, Thien (FL)Plakotaris, Lena (MD)Prenier, Gordon M.

(NC)Pueschel, Ralph C.

(CA)

Randolph, Marie W. (MS)

Rees, Elrone E. (CA)Rees, Peggy F (OR)Remboldt, Eva (OR)Reyes, Primitivo T. (PA)Riesen, Mary V (FL)Rinehart, Jeanne R.

(CA)Rocha, Cruz (CA)Ross, Louise M. (MI)Santiago, Milagrina S

(CA)Schaefer, Harold A.

(TN)Schoen, Valentin

Walton (CA)Scott, Glena M. (FL)Seard, Marie H. (TN)Shimmin, Orson E.

(CA)Sparkman, Ruby (TN)Staples, Laura (MD)Stephens, Lyman

Harvey (TX)Stewart, Doris H.

(MD)Stinchfield, Beatrice

(TN)Sykes, Ruth S. (FL)Taylor, John Benton

(OH)Trego, Janet E (FL)Trilles, Cely A. (CA)VanDeusen, Jessie V.

(FL)Walker, Florence Alice

(OR)Wandersleben, Daniel

(TN)Warner, Shirley G.

(CA)Warner, Theodore L.

(CA)Weber, Charles H. (FL)Wentland, Eloise J

(TN)Werner, Evelyn (SC)Wheeler, Ann M. (SC)Wilkinson, Jeannine

(CA)Wilson, Marion (FL)Woods, Adrian C. (CA)Yamazaki, Mary (FL)Yoshioka, Dennis T.

(CA)

4 | December 2012 • Reflect ions

General Conference of SDANAD Retirement Plans12501 Old Columbia PikeSilver Spring, MD 20904-6600

Retirement Holiday ClosureIt is the culture and practice of the North American Division to close the office for the full week of Christmas. In

2012, this means that our offices will essentially be closed from December 21 and will re-open on Jan. 2, 2013. The December 27 payroll will be distributed as usual, but staff will not be available to answer phones. The time closed is a mix of holiday and mandatory vacation for our staff. This will include both Retirement Benefits staff and SHARP staff. If you leave a message, we will begin to return accumulated calls upon our return on January 2.

Retirement COLAThe North American Division year-end meetings today voted a 1.7% Cost of Living Adjustment for church

beneficiaries. This is based upon the government Consumer Price Index increase from July of 2011 to June of 2012. In January you will receive a modest benefits increase, and you will receive a statement. Please keep this annual

statement as a reminder of your benefits for the next year. If you are uncertain about what makes up your January deposit, please compare the enclosed statement with last January’s statement. Your monthly deposit change will be the result of several changes. Because of this, the change will seldom be precisely the percentage of any COLA announced.

As of this writing, we have not heard from Medicare what the Medicare B premium will be for 2013. The above example is only an estimate.

Hospital COLA’s are always 2.5% by policy regardless of inflation. In years of high inflation, church COLA has exceeded the hospital COLA. This year the hospital COLA is higher.

1099-R: You should receive your 1099-R statement in the first week in February. Save it for your tax preparation. Every January (even in December!) we get calls from retirees wanting their 1099-R’s early. We can’t issue the forms until the final reconciliation is complete, towards the end of January. Every April we get calls from retirees who have lost this important form and need a copy Right Now!