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awmhrSmyJqdkwm raocsmbl;vm;/

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vlav;rsKd;(1) vlwpf&mwGif ig;a,mufcefUonf tEkavmrcEÅDac: cE¨mig;yg;onf t0dZÆm? wPSm? uHaMumifh

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(4) usefav;q,fhig;a,mufonf ½kyfemrfESpfyg;udk aovQifjywfonf? bmrSrjzpfawmh[k ,lqaomOapä''d|dü usufpm;onf/ xdk'd|donf a'goESifh,SOf\/ tjypfBuD;\/ odkUaomf w&m;odvQifpGefUvGwf&ef vG,fulí r*fzdkvfudk t&jrefonf/

(rZÑdredum,f? 'DCecokwftzGifh)

edAÁmefjyóem  Ak'¨bmom0ifawG[m aowmeJU ywfouf&if oów'd|d jzpfwwfMuw,f/

edAÁmefeJU yufoufvm&if Oapä''d|d jzpfwwfMuw,f/ (rdk;ukwfq&mawmf)

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oaAÁ ocFg&m tedpöm? ,'g ynm, yówd?tx edAÁE´wd 'kau©? {o ra*¾g 0dok'd,m/

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oaAÁ ocFg&m 'ku©m? ,'g ynm, yówd?tx edAÁE´wd 'kau©? {o ra*¾g 0dok'd,m/

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oaAÁ "r®m tewåm? ,'g ynm, yówd/tx eAÁE´wd 'kau©? {o ra*¾g 0dok'd,m/

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ra[m&jcif; taMumif;um; - wdw¬dwdkU,lqtyfaom ]twå}ESifh xifa,mifxifrSm;jzpfrnfpdk;aomaMumifhyif jzpf\/

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NidaomaMumifh ajzzdkUroifhavsmf[k jrpfy,fawmfrl\/ oów'd|dESifh tb,fodkU Nidygoenf;/&[EÅm\ ½kyfemrfonf rysufrpD;bJ odkUr[kwf ½kyfomysufpD;NyD; emrfu rysufpD;bJ edAÁmefodkUa&mufoGm;ovdk ar;aomaMumifh oów'd|dESifh Nidjcif;jzpf\/

(2) &[EÅmyk*d¾Kvf aoNyD;aemuf tb,fodkUrQrjzpf? ra&mufawmhNyDavm/ þar;cGef;onfum; Oapä''d|dESifh NidaomaMumifh ajzzdkUroifhavsmf[k jrpfy,fawmfrl\/ Oapä''d|dESifh tb,fodkUNidoenf;/&[EÅmyk*¾dKvf aoonfESifh ½kyfemrf csKyfjywfoGm;onf/ edAÁmefcsrf;omudk cHpm;jcif;oabm r&Sd[k,lqaomaMumifh Oapä''d|dESifh Nidjcif;jzpf\/

,ckacwf Ak'¨bmom0iftrsm;pk\ t,ltqonf azmfjyyg t,ltqrsKd;jzpf\/ edAÁmef[lonf ½kyfemrfESpfyg; csKyfaysmufoGm;NyD; bmrQr&Sd [kom xifaeMu\/ a[majymol trsm;pkuvnf;]cEmig;yg; csKyfNidrf;oGm;wm edAÁmefaygh}[k rjynfhrpHk a[majymavh&Sd\/ xdkUaMumifhvnf; em,loltrsm;pkt,lrSm;Mujcif;jzpf\/ xdkt,ltqrsm;aMumifh edAÁmefudk wu,fvdkcsifol r&Sdoavmuf &Sm;yg;oGm;\/

&[EÅmyk*¾dKvf aooGm;jcif;? ½kyfemrf csKyfoGm;jcif;onf edAÁmefr[kwfao;ay/ ]orkapä'r&P}[k ac:\/ taoudk jzwfvdkufjcif;? taoudk &yfvdkufjcif;om jzpf\/ xdkodkU ½kyfemrfcsKyfNyD;onfESifh cEmudk,fur®Z½kyft<uif;tusef r&Sdaom ]tEkyg'daoo} edAÁmefcsrf;omudkom cHpm;jcif;jzpf\/

aet&SdefaMumifh cE¨mudk,f ylavmifaeolonf at;jrMunfvifaom jrpfa&twGif; oufqif;vdkufvQif tylNidrf;jcif;? at;jraomt&omudk cHpm;jcif; ESpfrsKd;jzpf\/

xdkUtwl &[EÅmyk*¾dKvf pkawjcif;? ½kyfemrfcsKyfoGm;jcif;onf cEm'ku©tyl Nidrf;jcif;ESifhwl\/edAÁmef\t&omudk oEÅdokctjzpfjzifh cHpm;jcif;onf at;jrjcif;jzpf\/

(*rÇD&m*rÇD&r[medAÁKwm 'DyeDusrf;rS yxra&Tusifq&mawmfBuD;ay;aom Oyrm)oVm,weoH,kwfygVdawmfwGif -

um,ó ab'g "r®a|m ocsø aemaywd a0'*l/]]&[EÅmyk*¾dKvf cEmysufpD;onfrS aemufü edAÁmefüwnfonfjzpfí owå0g[laom a&wGuf

jcif;odkU ra&muf? (ocsøaemaywd)}} [k a[mxm;awmfrl\/tu,fí ,ckacwf vltrsm;pk xifaeouJhodkU edAÁmefonf bmrQr&Sdaomt&m[k qdkvQif

ocsø aemaywd- owå0g[laom a&wGufjcif;odkU ra&muf[k a[mcJhrnfr[kwf/ eówd- aysmufysuf\/ew¬d- r&Sdponfjzifh a[mMum;cJhrnfjzpf\/ xdkuJhodkU eówdç ew¬dponfjzifh ra[mMum;onfudk axmufaomtm;jzifh ]edAÁmefonf bmrQr&Sdaomt&mr[kwf/ oEÅdokc- Nidrf;at;aom csrf;omtaejzifh wu,f&SdaMumif; jywfom;pGm rSwfom;&rnf/

(3) &[EÅmyk*¾dKvf aoNyD;onfaemuf jzpfolvnf; jzpf? rjzpfolvnf; rjzpf[k rSwf&rnfavm/ þar;cGef;onf ]{upöoów0g'}ESifh NidaeaomaMumifh ajzzdkUroifhavQmuf[k jrpfy,fawmfrl\/{upöoów'd|dum; tcsKdUNrJ? tcsKdUrNrJ[k ,lqjcif;jzpf\/

(4) &[EÅmyk*¾Kvf aoNyD;onfaemuf jzpfonfvnf; r[kwf? rjzpfonfvnf; r[kwf[k rSwf&rnfavm/ þar;cGef;onf tr&m0dau©y0g'ESifh NidpGef;aomaMumifh ajzzdkUroifhavQmf[k jrpfy,fawmfrl\/ tr&mrnfaom ig;onf acsmaeaomaMumifh b,fae&mrQ udkifwG,fí r&ovdk ra&r&m[dkra&muf 'Dra&muft,ludk ]tr&m0dau©y'd|d}[k ac:\/

0päuonf edAÁmeft,ltqudk ÓPfrrDawmhaMumif; avQmufxm;ojzifh Ak'¨u &[EÅmyk*¾dKvf pkawNyD;aemuf edAÁmefcsrf;om cHpm;yHkudk rD;yHkBuD;Oyrmjzifh a[mjyawmfrl\/ avmifpmukefojzifhrD;yHkrSrD;rsm; Nidrf;oGm;\/ Nidrf;oGm;aom rD;awmufrsm;udk ta&SUt&yfodkU a&mufoGm;oavm? taemuft&yfodkU a&mufoGm;oavm ponfjzifhar;vQif ajzzdkU&m roifhavQmfay/

xdkUtwl cE¨mtopf rjzpfawmhojzifh 'ku©rD;Nidrf;oGm;aom &[EÅmudkvnf; b,ft&yfodkUa&mufonf? b,ft&yfodkUra&muf ponfjzifhajzvQif roifhavQmf[k &Sif;jyawmfrl\/

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(oVm,we oH,kwfygVdawmf)

(1) tocFwH - rlv&if;u ocFwyif jzpfaomfvnf; tvGefodrfarGUvSojzifh ocFw[k odaMumif; rSwfaMumif; vu©PmrS uif;íaexaom/

(2) tewH - 'ku©pdkufysKd; wPSmrsKd;wdkU rwdk;rn§yf rvmEdkif&mvnf; jzpfxaom/(3) temo0H - i&JNydwåm ab;{&mudk cgcgjzpfapwwfonfjzpfí aMumuftyfvSpGm wPSm'd|d

paom toa0gnpfqdk; w&m;rsKd;wdkU rwdkufcsKd;Edkif&m jzpfxaom/

(4) opöÍö - edAÁmef[laom trnfemr pum;rQomr[kwf edAÁmef[laom trnf&Sdonf tm;avQmfpGm Nidrf;at;jcif; y&rw¬oabmtm;jzifh wu,frSefBuD; rSefonf vnf; jzpfxaom/

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xaom(8) tZZÆ&EÅH - Nidrf;at;jcif; oabmtm;jzifh ay:vmNyD;aemuf b,favmufMumaomfvnf;

b,fonfhumvrS &ifhtdkysufpD;jcif;vnf; r&SdEdkifxaom/wpfenf; - tZZÆ&EÅH - Nidrf;at;jcif; oDwdbm0 obm0tm;jzifh ay:vmNyD;aemuf urÇm

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(10) ted'óeH - ewfrsufpdjzifhaomfvnf; pu©K0dÓPfjzifh rjrifpaumif;xaom/(11) edyÜyÍöH - tdkjyefem& ao&qif;&J azmufvGJcgcg oHo&mudkcsJUxGifwwfol wPSm? rme?

'd|dwdkU rjyLrvmEdkif&m jzpfxaom/(12) oEÅH - wpfq,fhwpfoD; rD;BuD;Nidrf;at;&mvnf; jzpfxaom/(13) trwH - rdrdxH wnfa&mufvmol y&dedAÁLwyk*¾dKvfwdkU\ rtdkçrao tNrJwnfpHae&m

vnf; jzpfxaom/(14) yPDwH - jrif& a&muf&olwdkU ra&mifh&JEdkifzG,f wu,fvGefjrwfawmfrlxaom/(15) od0Íö - BuD;jrwfaom *kPfusufoa& &Sdawmfrlxaom/(16) acrH - ab;cyfodrf; ukefNidrf;uif;a0;&mvnf; jzpfxaom/(17) wPSmu©a,m - ab;udkjyKwwf aMumuftyfvSpGm ajcmufwPSmwdkU\ ukef&mukefaMumif;vnf;

jzpfxaom/(rSwfcsuf) / / ½lywPSm? o'wPSm? *EwPSm? &owPSm? azm|AÁwPSm? "r®wPSm? wPSm

ajcmufrsKd;udk um&Hudkufatmif ]ajcmufwPSm}[k oHk;xm;jcif; jzpf\/(18) tpä&d,H - 'ge? oDv? bm0em paom taMumif;w&m;wdkUESifh ruif;aomfvnf; ,if;

taMumif;w&m;wdkUaMumifh jzpfyHk ocFwedrdwf t&dyfrxGuf ,if;ocFwyHk[ef ESifh tvGefa0;uGm vGefpGmxl;jrwfonfjzpfí tvGeftHhzG,fo&J tHhtJpavmuf jzpfawmfrlxaom/

(19) tAÇKwH - wpf&Hwpfqpf rjzpfzl;ao;bJ wpfcgwnf;om jzpfvmNyD;aemuf raysmufrysuf tNrJwnfaeonfvnf; jzpfxaom/

(20) teDwduH - tvHk;pHk qif;&Jab;'Pf[lorQ b,f[mwpfckrQ r&Sdxaom/(21) teDwd"r®H - qif;&J&SdaomoabmrsKd;rS qefUusifbufBuD; jzpfíaexaom/

{wH {wm'doH - þodkUoabm&Sdaom w&m;xl; w&m;jrwfudk? edAÁmeH - edAÁmef[lí? ok*awe- jrwfpGmbk&m;onf? a'odwH - a[mMum;awmfrltyfNyD? aom"ar®m - xdkedAÁmef w&m;awmfonf?

(22) tAsmyaZÆm p - ab;&efwGufwm b,f[mwpfck aMumifhMup&m r&Sdonfvnf; jzpf\/(23) 0d&ma*g p - ab;&efjzpfaMumif; &m*taygif;rS aumif;aumif;BuD; uif;a0;&mvnf;jzpf\/(24) ok'¨d p - ab;&efvmbG,f toG,foG,faom tnpftaMu;rS uif;a0; pifMu,fonf

vnf;jzpf\/(25) rkwåd p - ab;&efxlxyf bHkoHk;&yfwdkUrS vSvSBuD; vGwf&mvnf; jzpf\/(26) temv,H - tvdkvdk0 tvHk;pHkvSojzifh b,f[mwpfckrQ rawmifhwm&mvnf; jzpf\/(27) 'DyH - y&dedAÁLwmyk*¾dKvfwdkU\ ykef;atmif;&mwnf&m uRef;BuD;ozG,fvnf; jzpf\/(28) avPH - y&dedAÁLwmyk*¾dKvfwdkU\ ab;rSvGwfaMumif; ykef;atmif;cdkem;&mvnf; jzpf\/(29) wmPH - rdrdü wnfa&mufvmol y&dedAÁLwyk*¾dKvfwdkUtm; ab;rvm&atmif wu,f

apmifha&SmufEdkifonfvnf; jzpf\/(30) o&PÍö - rdrdxHcdkrSD;vmol y&dedAÁLwyk*¾dKvfü ab;rqdkuf&atmif ab;wumudkaumif;pGm

zsufpD;wwfonfvnf; jzpf\/(31) y&m,PH - y&dedAÁLwyk*¾dKvfwdkU\ tvGeftuJ wnfae&m vJavsmif;&mjzpf\/ (0g) ab;udk

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(yxra&Tusifq&mawmfBuD; ay;aomteufjzpf\)*kPf[lonf *kaP;rS jzpfay:vm\/ xdkUaMumifh *kPf&SdvQif *kaP;&Sdonf[k rSwftyf\/

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edAÁmef[laom *kaP;r&SdbJESifh þ (31)csufaom*kPfrsm; xGufay:rvmEdkifay/ þoHk;csufESifhywfoufí opöoHcdyfü jyxm;aom OyrmrSm rSwfzdkUaumif;\/

c,rwåH eedAÁmeH?*rÇD&m 'dó 0gpawm/tbm0ó[d ukr®meH?avmraó0 t0gpawm/

(opöoHcdyf)½kyfemrfcE¨m ukefNidrf;umrQonf edAÁmefr[kwf? tb,fhaMumifhenf;[lrlum; ygVdawmfwdkUü

okedykPH? ok'k'´oH? tZZÆ&EÅH ponfjzifh edAÁmef\*kPfyk'frsm;udk a[mawmfrlxm;aomaMumifh jzpf\/

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aMumifhrQ rjzpf/rif; / / 'DvdkqdkvQif t&Sifbk&m;onf r&Sdaomw&m;udk edAÁmef[k ñTefjyrdavNyD/ax&f / / rif;BuD;? edAÁmefonf &Sd\/ taem0dÓPfjzifh odtyf\/ pifMu,frGefjrwfaom? taESmifh

t,Suf tydwftyif uif;aom? umr*kPf tmrdo uif;aompdwfjzifh aumif;pGmusifh aom t&d,mwdkUonf edAÁmefudk odEdkifjrifEdkif\/

rif; / / t&Sifbk&m;? edAÁmefonf r&Sdw&m; r[kwfvQif edAÁmefudk Oyrmjzifhjyawmfrlyg? edAÁmefonf tb,fodkUenf;/

ax&f / / avonf tqif;? yHkoP²mef? tBuD;tao;? t&Snftwdk tb,fodkU&Sdygoenf; rif;BuD;/rif; / / avudk ñTefjy&ef rjzpfEdkifyg t&Sifbk&m;/ax&f / / odkUqdkvQif avr&Sdoavm? avonf r&Sdonfhw&m;avm/rif; / / avonf&Sdyg\/ avudkñTefjy&ef rpGrf;Edkifyg/ odkUaomf av&Sdonfudk ESvHk;om;ü odae

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&SdaMumif; odEdkif\/ avuJhodkUyif tqif;tm;jzifhvnf;aumif;? yHkoP²meftm;jzifhvnf; aumif; ñTefjyí rjzpfEdkifyg/

rif; / / vufcHygNyD t&Sifbk&m;? qufíar;vdkonfrSm edAÁmefonf wnf&mt&yf &Sdygoavm/ax&f / / rif;BuD;? edAÁmefonf wnf&mt&yf r&Sdyg/rif; / / edAÁmefonf wnf&mt&yf r&Sdjim;tHh/ edAÁmefonf r&SdEdkif? edAÁmefudk rnfuJhodkUrsufarSmuf

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rif; / / vufcHygNyD t&Sifbk&m;/vkyfief;pOfudk Munfhí edAÁmefudk rD;ESifh Oyrmay;xm;jcif; jzpf\/ 0g;vHk;ESpfvHk; yGwfwdkuf

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arwåm&Sif (a&Tjynfom)

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1/ rsuf&nfruscif odapcsif 2/ ,HkrSwfvdkU yHktyfrdolrsm;taMumif; (1) 3/ ,HkrSwfvdkU yHktyfrdolrsm;taMumif; (2) 4/ o&P*HktpGrf; tHhrcef; 5/ arwåmtpGrf; tHhrcef; 6/ oDvtpGrf; tHhrcef; 7/ pm&dwåowåd 8/ r*fwm;zdkvfwm; tEÅ&m,frsm; 9/ twGif;&efol10/ rdbarwåm&opmpkrsm; (rif;[def;xd0fESifhtwl)11/ jrefrmwdkU\touf12/ t½IH;r&Sdaom 'óe13/ Aprofitable Philosophy

14/ vli,frsm;twGuf *rÇD&0dyóem (1+2)15/ vli,frsm;twGuf *rÇD&0dyóem (3+4)16/ vli,frsm;twGuf *rÇD&0dyóem (5+6)17/ yg&rDxdkufaom'geESifh yg&rDrxdkufaom'ge18/ b0ESifh&if;&aom tawG;tjrifrsm; (1)19/ b0ESifh&if;&aom tawG;tjrifrsm; (2)20/ rd½dk;zvmAk'¨bmomESifh wu,fhAk'¨bmom (tdwfaqmif)21/ wu,fhAk'¨bmomESifh opöav;yg; (tdwfaqmif)22/ ausmif;tr ewforD;tvSBuD; (tdwfaqmif)23/ pkefvrf;ESifhqefvrf; (tdwfaqmif)24/ taojrwfcsif aoenf;oif (tdwfaqmif)25/ tpmpm;&if; r*fzdkvf&atmifusifhaqmifjcif; (tdwfaqmif)26/ arwåmjzifh pD;yGm;&Smjcif;27/ onmodESifh ynmod (ok'¨d0dyóemusifhpOf)28/ q&maumif;udk &SmazGjcif;29/ r*fzdkvf&rnfh orm"dtqifhqifh30/ udk;q,fhudk;urÇm idkcJh&olrsm;taMumif;31/ ax&0g'rSwfausmuf32/ vljzpf&jcif;\ t"du&nf&G,fcsuf