© 2008. Oklahoma State Department of Education. All rights reserved. 1

2© 2008. Oklahoma State Department of Education. All rights reserved.

The insurance decisions you make should be based on your age, family, and economic or financial situation. There are many kinds of insurance and, unluckily, no one-size-fits-all policy.

© 2008. Oklahoma State Department of Education. All rights reserved. 3

Often called parasol liability coverage, this takes effect when the individual liability and lawsuit coverage in other policies is tired. The cost for $ 1 million worth of safety especially necessary for high-income individuals and those with significant assets may be only a few hundred dollars per year.

4© 2008. Oklahoma State Department of Education. All rights reserved.

5© 2008. Oklahoma State Department of Education. All rights reserved.

Desjardins Life insurance, payable when you die, can give a surviving wife, children, and other dependents the funds necessary to assist maintain their standards of living, can aid repay debt, and can assist fund education tuition costs.

6© 2008. Oklahoma State Department of Education. All rights reserved.

Most people enjoy health insurance as a worker benefit, often with their employers paying all or part of the cash. Many employers offer a choice among HMOs and traditional fee-for-service care.

7© 2008. Oklahoma State Department of Education. All rights reserved.

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