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Tax Filing Season: What to

Expect and New Opportunities

for the Enrollment Community

January 26, 2016

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I. Introduction• Zachary Baron, Senior Policy Analyst, Best Practices Institute

II. ACA Taxes Issues and How TurboTax Can Help• Mike D’Avolio, CPA, Intuit TurboTax

III. Tips for Tax Preparation Partnerships• Neil Deegan, Pennsylvania State Director, Enroll America

IV. VITA Sites As Gateways• Will Gonzalez, Executive Director, Ceiba

V. Q&A• Submit any time via chat (no questions will be taken by phone)

Agenda

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Making Sure Consumers Know: The Fine Amount is Increasing

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• Encourage Reporting of Income and Other Changes

• Set Expectations• Build More Extensive

Relationships With Tax Preparers

Importance of Year-round Outreach

Intuit Confidential and Proprietary1

ACA Tax Issues and How TurboTax Can Help Mike D’Avolio, CPA and Tax Expert for TurboTax®

January 26, 2016

Intuit Confidential and Proprietary2

• Information about how the ACA will affect taxes

• Options for finding financial assistance to purchase health insurance

TurboTax and Enroll America Partnership

Intuit Confidential and Proprietary3

• Another check the box year

• 1095-B & C

• 1095-A

• Advance Premium Tax Credit

• Penalties

• Exemptions

Year 2 of ACA Compliance

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How TurboTax Helps You Easily Report Your Health Insurance on Your Taxes

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• For the almost 8 out of 10 Americans who were already insured in 2015, reporting health care will be as simple as checking a few boxes.

Insured

Intuit Confidential and Proprietary6

• New 1095-B & 1095-C forms

• Not needed for filing

• Can rely on insurance card, EOB, payroll stub or W-2

Government, Employer or Market Coverage

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• Customers are not charged to file forms related to ACA

• They will need this form in order to file accurately

Marketplace Insurance

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• Reporting Marketplace insurance and premium tax credits is simple

Marketplace Insurance

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• More than half of the estimated 40 million Americans who are uninsured may be exempt from the penalty

• 30 plus exemptions

People Who Are Exempt

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• The penalty in 2015 is $325 per adult and $162.50 per child or about 2% of household income.

• The penalty for going without insurance for 2016 goes up to $695 per adult and $347.50 per child or about 2.5% of household income.

• TurboTax connects people to health insurance resources to help reduce penalties.

Uninsured Americans

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• TurboTax insured filer experience video*: https://www.youtube.com/watch?v=ztNCjneKhEQ&feature=youtu.be

• TurboTax Marketplace insurance filer experience*: https://www.youtube.com/watch?v=ayiPA4hUZso&feature=you

• TurboTax Forms video explainer – 1095 A, B, C: https://www.youtube.com/watch?v=R0H2k9HStdA

• 1095 inFORMation Calculator: http://blog.turbotax.intuit.com/health-care/turbotax-1095-information-20416/

• TurboTax Exemption Check Calculator: https://turbotax.intuit.com/health-care/exemptions/#!/exemption-home

• TurboTax Uninsured filer experience video*: https://www.youtube.com/watch?v=ZOOBwYuZq_A

Appendix – TurboTax Resources

Intuit Confidential and Proprietary12

Thank You

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TIPS FOR TAX PREPARATION

PARTNERSHIPSNeil Deegan, Pennsylvania State Director, Enroll America

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Get Covered PA

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• VITA sites (Campaign for Working Families)

• CEIBA

PA Tax Filing Partnerships

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• Initial conversations• Making the connection

between taxes and coverage• Developing partnerships

• Likely there are organizations in your networks that do tax prep, or can help you find those that do.

• Coalition-building• Bring those organizations into

your enrollment coalitions. They are a key connector!

Engaging Groups

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• Active ask• Ask every single client if

they have coverage!• Intake forms/data sharing

(with consent)• Ask at intake about

coverage status. Offer to make follow-up calls to those consumers to help them get covered.

• Follow-up• Follow-up is a critical

piece of this. Every additional conversation increases the likelihood that someone gets covered.

Identifying the Uninsured

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• Limited overlap with OE3• Only a few days where tax prep

events will overlap with open enrollment.

• Consumers don’t always have time to do taxes AND enrollment• Help them make an appointment

for enrollment assistance before they leave!

• Medicaid enrollment/SEPs• For those eligible for Medicaid or

an SEP, make sure they know they can get covered after 1/31!

Challenges/Opportunities

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• Final weekend of OE3

• Year-round outreach

• Maximizing existing partnerships

Looking Ahead

Health

&

Taxes

VITA Sites as Gateways to ACA

Health

& Wellness

are Pocket Book Issues

Promoting integration of various services for clients and economies of scale for service providers.

ACA increases the

need to file taxes

accurately

& inexpensively

Taxes offer a comprehensive view of a household's finances. This includes Unauthorized immigrants.

Undocumented immigrants are not excluded from the requirement to file taxes

The IRS created the Individual Taxpayer Identification Number (ITIN) to help people without Social Security numbers file tax returns.

At least half of the unauthorized immigrants in the country are subject to payroll tax withholdings because they present a 'made up' Social Security Number to their employer.

Giving people information to enroll in affordable health insurance is important.

It is just as important, however, to inform people if they do not qualify for ACA.

Some people have been improperly enrolled in health insurance and that may cause them legal harm later.

Talking about Health Insurance will help unauthorized immigrants not be afraid to enroll their US born children in health insurance.

This is important becuase the Pew Hispanic Center determined that:

• 45% of unauthorized immigrant households in the US are couples with children

• 37% of all unauthorized immigrants were parents of children who are US citizens

• There are 4.1 million US born children of unauthorized immigrant parents residing in this country and the number is growing

Screenings

provide clients with their own

health data to support their need to secure

health insurance.

Work with VITA sites to offer Free health screenings during Free tax preparation sessions – Great way to break the ice about health & the Affordable Care Act.

Workshops linking VITA and ACA before, during, and after the Open Enrollment Period are important.

Make presentations to the general public and to service providing professionals.

Information about the relatively new and complex Affordable Care Act is best absorbed through small doses, repetition, & letting people ask questions about it.

Fresh looks at ACA through: Health & Taxes Health & Wellness as Asset-Building Tools

Enhance community awareness through the media of the economic benefits of thinking of affordable health insurance and wellness programs as asset-building tools.

XX

s

CONCILIO

141 E. Hunting Park Avenue, Philadelphia, PA 19140

(215) 627 - 3100

Thursday/Jueves

April/Abril 2 & 9

For families with income less than $53,000 a year Para familias con ingresos menos de $53,000 al año

DIRECT

DEPOSIT

NO

FEES

RÁPIDO

IMPUESTOS

SERVICIO

GRATUITO

EITC E-FILE

TAXES FREE FAST

Health and Taxes SALUD e IMPUESTOS

Free health screenings and tax preparation Chequeos médicos y preparación de impuestos gratuita

¡LLAME PARA HACER SU CITA!

CALL FOR AN APPOINTMENT!

Free tax preparation is an ideal gateway to

help people

better understand ACA; secure affordable health insurance;

and

participate in wellness

programs.

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Key Takeaways

Tax Season is an Important Component of Year-round

Outreach

Get to Know ACA and Taxes 101

Engage New Partners to Identify the Uninsured

Health and Taxes Can Provide a New Vantage Point for

Consumers

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QUESTIONS?