Social Security Benefits

Supplemental Security Income

$721

Medicaid

Social Security Disability Insurance

$Amount$

Medicare

When you start work

SSI

Check

EXAMPLE

If you work, earn $1,000 gross monthly

$1,000 work earnings $263.50 SSI

Work Incentives

Work Earnings $ + SSI

SSI = BONUS!!!

$1527+ work earnings

SSI= $0

IF

NOW …Social Security Disability

Insurance (SSDI)

SSDI check will either CONTINUE OR STOP

If you start working…

9 Trial Work Period Months (TWP)

“TRY & WORK”

TWP = $770+/month

9 TWP months over 5 years

1st EXAMPLE….. if you worked

2010$720

2014$770

2011$720

2013$750

2012$720

Feb $300

Dec $375

July$350

Nov$515

Jan $800

March $220

April $80

August$375

Sept$425

FIRED! QUIT!

2nd EXAMPLE….. if you worked

2010$720

2014$770

2011$720

2013$750

2012$720

Feb $800

Dec $810

July$870

Nov$795

Jan $800

March $820

April $810

August$850

Sept$875

FIRED! QUIT!

AFTER 9 TRIAL WORK PERIOD MONTHS

USED….

Extended Period of Eligibility (EPE)

EPE = 3 years

If you earn OVER (+) $1070

Check STOPS

If you earn BELOW (-) $1070

Check continues

Work $ + SSDI $

SO DURING EXTENDED PERIOD OF ELIGIBILITY (EPE) -3 YEARS-

AND YOU CONTINUE EARNING OVER $1070

COMES GRACE PERIOD….

Extended Period of Eligibility (EPE)

EPE = 3 years

If you earn OVER (+) $1070

Check STOPSGRACE PERIOD

Grace Period

Consecutive 3 months

3 MORE CHECKSEarn OVER (+) $1070

AFTER GRACE PERIOD, CHECK STOPS COMPLETELY

Expedited Reinstatement (EXR)- 5 YEARS Begins

IF YOU WORK AND EARN BELOW $1070 THEN YOU MAY NEVER HAVE A

GRACE PERIODEXTENDED PERIOD OF ELIGIBILITY

(EPE)- 3 YEARS CONTINUES…YOUR CHECK KEEPS COMING!

IF YOU WORK AND EARN OVER $1070 THEN YOU WILL HAVE A GRACE PERIOD

SUPPOSE YOU GET FIRED/QUITIF YOU ARE IN STILL IN

EXTENDED PERIOD OF ELIGIBILITY (EPE) YOUR CHECK BEGINS AGAIN!

Expedited Reinstatement (EXR)

EXR = 5 years

IF QUIT OR FIRED

Check starts AGAIN quickly

9 TWP months

Extended Period of Eligibility (EPE)

3 YEARS

WORK CHECK

Maybe CHECK or NO CHECKExpedited

Reinstatement5 YEARS

THAT’S THE BASICS OF SSI AND SSDI

SSI & SSDI Work Incentives

• Impairment Related Work Expenses– Consumer pays out of pocket NOT DARS– MUST be related to disability– IRWE is approved by SSA and must show receipts

• EXAMPLES– Cell phone IF you use texting at work– Batteries for hearing aids– Hearing aid accessories– Internet on Ipad for VP

SSI Work Incentives

• Student Earned Income Exclusion– Under the age of 22 “student” HS OR College– Can work without SSI deductions–Work and earn $1750 month OR $7,060 year– SSI check should stay the SAME–NO Deductions to check!

THERE ARE MORE WORK INCENTIVES BUT THESE APPLY

THE MOST TO DEAF/HH CONSUMERS

NOW LETS DISCUSS HEALTH BENEFITS…

MEDICAID

If NO SSI, you may qualify for Medicaid 1619(b)- FREE!

Work earnings $1 SSI Medicaid

Medicaid 1619(b)- FREE!

• State of Texas 2014–Work earnings limit is $33,407 annually–Report income to SSA monthly–Keep resources $2000/$3000 for couple***Spouse’s income CAN affect eligibility

If you don’t qualify for Medicaid 1619 (b), Then try Medicaid Buy In (LOW COST!)

Healthcare continues…

SSI & Medicaid$1 of SSI = Medicaid

Work earnings $ increase + -1619 (b)

If you lose 1619 (b)-Medicaid Buy In (MBI)

SSDI & MedicareSSDI = Medicare

Work earnings $ increase +- NO SSDI- Extended

Medicare- Medicaid Buy In

SSDI, SSI, Medicare AND MedicaidSSDI = Medicare $1 SSI= Medicaid

Work earnings $ increase +NO SSDI- Extended Medicare

1619 (b) OR Medicaid Buy In (MBI)

Questions