Ready NOW!r Geophysical (earthquake, tsunami, volcanic activity) Climatological (temperature...

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PLAN – PROTECT – SURVIVE

Ready NOW!

BUSINESS SURVIVAL CERTIFICATION

• Declared disasters more than doubled in

recent years (Insurance Information Institute)

• Largest catastrophic (CAT) losses from

severe convective storms occurred in last

5 years (Insurance Information Institute)

EMERGENCY PREPAREDNESS:

CRITICAL

Nu

mb

er

Geophysical (earthquake, tsunami, volcanic activity)

Climatological (temperature extremes, drought, wildfire)

Meteorological (storm)

Hydrological (flood, mass movement)

NATURAL DISASTERS IN THE

UNITED STATES, 1980 – 2013

NUMBER OF EVENTS (ANNUAL TOTALS 1980 – 2013)

Source: MR NatCatSERVICE

3

22

19191919 81

6

50

100

150

200

250

1980 1982 1984 1986 1988 1990 1992 1994 1996 1998 2000 2002 2004 2006 2008 2010 2012

There were 128 natural disaster events in 2013

WHY PLAN?

40-60% of small

businesses fail after a

major emergency Small Business Administration

All Disasters are not

national or even

regional in scope

A fire in your office is

a Disaster

PLANNING MAKES SENSE

91% said very or somewhat

important to prepare for an

emergency

Only 38% said they actually had a

plan in place

Major threats: hurricane, tornado,

winter storm, terrorist attack

Local threats: fire, computer crash,

flood, disgruntled employee

PROTECT YOUR

LIFE

&

TREASURE

Why Plan?

QUESTION:

WHAT IS YOUR MOST

BASIC GOAL?

To keep your business

capital operational

WHAT IS A BUSINESS SURVIVAL PLAN?

On-going process of creating,

testing, and maintaining policies

and procedures

The GOAL is to increase

likelihood of business survival

ELEMENTS of a SURVIVAL PLAN

• Must be written

• Printed & accessible to all staff

• Focus on highest threat to your

office/ business

• Practiced

• Insure that Supplies & Equipment are

accessible outside building

HOW DOES A DISASTER AFFECT

A SMALL BUSINESS?

• Damage or loss of physical assets

• Owner/worker injury or death

• Loss of communications, business records and transportation

• Community disruption

WHAT DOES IT MEAN TO

“SURVIVE” A DISASTER?

“Survival” is often defined as the financial

survival of the business owner.

Survival does not necessarily mean:

• Staying at the same location

• Serving the same customers

• Continuing in the same line of business

• Staying in any business at all

BUSINESS SURVIVAL ACTIVITIES

Develop an Emergency Planning Team

Risk Assessment & Mitigation Activities

Know your Operations

Protect your Employees

Alternative Location for Operations & Property Protection

Communication Plan

Insurance Check-up

Data & Information Plan

Test & Revise Regularly

READY NOW! SURVIVAL CERTIFICATION

Step 1 – Start writing the Plan

Step 2 – Finish the plan with

OKSBDC counselor

Step 3 – On-site Assessment

READY NOW! BSP: STEP 1

Start the Writing

• Importance of Emergency Preparedness

• Write your Business Survival Plan

• Risk Assessment Process

• Protect Most Precious Assets

• Communication Plans

• Store & Recover your Data

• Test & Revise

• Process of Community Resilience

READY NOW! BSP: STEP 2

Finish the Plan

• Counseling Session with OKSBDC

• Complete the Business Survival Plan

• Schedule an On-site Assessment

READY NOW! BCP: STEP 3

On site Assessment

• Verify Items listed in BSP

Business Survival kit ready

Off-site storage of Data/Records

Response Plans posted for assorted event scenarios

Employee Evacuation plan

Employee Shelter-in-Place plan

• Fire Suppression equipment

• Practice-drill Plans/Records

• Plan available to staff

Michael Raphael/FEMA

PLAN TO SURVIVE

Develop an Emergency Planning Team

Critical Operations Inventory Plan how to communicate with

employees, vendors & customers

Insurance & Data Storage Have an Alternative Location to

continue Operations

FEMA News Photo

Provide for evacuation

or sheltering in place

Prepare for medical

emergencies

Train on fire

extinguishers

First aid and CPR

training

PLAN TO SURVIVE

YOUR BUSINESS SURVIVAL PLAN

• Who does what

• What are your greatest risks

• What must be protected

• Plan to Protect to Survive

• Prepare to recover

Communication at all levels

is critical for

Success

COMMUNITY RESILIENCE

Community

Outreach

Be involved with

your Community

Commit to help your

neighbors

Be actively informed

Prepare to Survive

www.ready.gov

Resources to encourage

employees and their

families to prepare

www. redcross.org

Great information on

preparedness for

families & business

RESOURCES FOR EMPLOYEES

CONTACT INFORMATION

Dave Williams

dave.williams@oksbdc.org

580.745.2877

Senior Consultant

Business Survival Planning