Post on 29-May-2015
description
Private Lenders Gain
Secured
Hassle-Free
Superior Yields
Copyright 2009 Immaculate Enterprises, LLC
Private Lending
Andrea Allen, Manager
Immaculate Enterprises,LLC.
WELCOME
We are so glad that you are seeing this presentation it will help you to become acquainted with us.
I really want you to understand what we have to offer.
I encourage questions, too.
This is not a public offering or offer or invitation to sell securities or make an investment. Securities are offered or sold by registration or exempt offering only.
How Does Your Bank Make Money Today?
They take in money on CDs. (You)
They then loan the money out at a superior rate of interest to other people to buy houses. (Me)
I am cutting out the middleman.
Tired of making this type of ROI (return on investment)
Tired of This as well
And this too
Try another approach
It is really a very simple plan. We pay you 4% - 8% to use your
money.
Private Lender ProgramOverview
We buy & sell houses and multi-units
To buy houses, we prefer to borrow money from private individuals.
Private Lender ProgramHow it Works
1) We locate a property we want to buy.
2) We borrow from you to purchase the property.
3) We have a formal closing and you get a mortgage on the home with other important documents.
Availability of cash allows us to buy at a discount.
How it works
Private Lender
Purchase HouseDocuments Securing
Loan
Tenant Buyer
4%-8%
Interest Payments
Rent Payment
Private Lender ProgramPayments
1) We will make monthly payments if you like a monthly income.
Or
2) The interest accrues until the house is sold and you get one check for principal and interest.
Private Lender Program$100,000 Loan Sample
$100,000 x 8% = $2,000 per quarter This is $8,000 per year. A bank CD @ 2% pays $2000 per
year.
That’s a difference of $6,000 per year!!!
Early Withdrawal of Your$100,000 CD
Yield 12-Month Return
2% $2,0008% $8,000
A bank’s 6-month penalty is only $1,778 on this CD.
You still would make $4,222 more even with the penalty.
There is NO withdrawal penalty with us
How Can We Buy Houses So Far Below Market Value?
Our specialty is distressed properties that usually need to be renovated.
We know where to look, what to buy, what not to buy and how to renovate.
We create value by taking ugly, vacant homes that are eye sores and putting them back in use after renovation.
Documents Securing Your Loan
Promissory Note Mortgage Hazard Insurance Policy UCC-1 Filing Title Insurance Appraisal
Lenders have no expense!
Your BIGGEST ConcernProtection of Principal
#1 Rule: Money borrowed is no higher than 70.00% loan-to-value after renovation.
Additional security because we don’t over-leverage the property.
70.00% Loan-to-Value
$100,000 After- Repaired Value
$70,000 Max Loan
There Is Always Plenty of Equity Above Your Loan.
Take Control Of Your Future
Are You: Retired Laid Off
Have You: Quit Your job
You can self direct your IRA (Traditional/Roth) or pension plan.
Your returns stay tax deferred or tax free.
It’s simple, easy and we do the work.
Do You Have Money in IRA’s, 401K Pension Plans
You’re In ControlWe Do the Paperwork
1. Open account with IRA:(Called Custodian)
2. Rollover funds to TBA:From your current custodian
3. Self direct funds to closing4. You can earn up to 8% 5. When house sells (Closes), funds are
sent directly back to your custodian.6. You decide if you do it again!
Whole Life Insurance Policies?
Borrow your cash value, which is earning low rates of return
Loan back out to Immaculate Enterprises, LLC. to buy houses
You can earn up to 8%
People Who Sell us Houses
Banks Private Individuals Realtors
People Who Rent Then Buy Our Houses
Achieve the American Dream of home ownership
Many could not buy without our special programs and willingness to go the extra mile
What Happens to My Loan if Andrea Dies
•Business is structured to sell properties and pay you off. Your loan is still secured by the property.
• The property will be sold and your principal and interest will be paid as agreed.
Company Story
To define the reason for a company, is to understand how Immaculate Enterprises, LLC began.
How We Chose Our Name
Immaculate (adjective) singular- perfectly correct, without a flaw, fault or error.
How We Chose Our Name
Enterprises (noun) plural- Willingness to venture on such undertakings; readiness to take risks or try something untried; energy and initiative.
Company Story
LLC- A perfect structure for our future development. This is only the beginning of the story of Immaculate Enterprises, LLC.
Company Story
Immaculate Enterprises, LLC is a company working in the now, for a brighter future of America. Immaculate Enterprises, LLC takes necessary risks with regard to exploring new opportunities. We make houses affordable for The Dream of Home ownership to become a reality.
Company Story
Our goal is to grow the company by providing affordable housing to tenants and 1st time homeowners.
Company Story
The company is a private for-profit real estate investing company.
We acquire, rehab, and lease residential and, at times, commercial real estate.
Real Estate Investmentswith Integrity
That word has meaning for us. It was chosen because it is the way
we want to treat our customers, our suppliers, and each other.
Competitive Advantage
Our competitive advantage is speed to purchase a property and knowledge of creative real estate techniques.
Immaculate Enterprises, LLC.
We are a Limited Liability Company.
Short-term hold properties. Manage rentals.
How To Find Us
Mailing Address: 5482 Wilshire Blvd#157, L.A., CA 90036.
Web Site: http://www.BackedByRealEstate.com
E-Mail: Investor@ImmaculateEnterprisesLLC.biz
Critical Success Factors
What makes our company unique.– Affordable housing for our home
buyers is our goal.
More Success Factors
We strive to help as many people as we can to achieve the American Dream of home ownership.
Success Factors
– In today’s unstable economic conditions we realized a private investor is possibly the best vehicle for a person that is having trouble finding financing.
Critical Success Factorscontinued
– The private investor can also benefit from the programs of creative financing that we offer to our future homeowners. Our investors will have the ability to share in the rebuilding of America.
What makes our company successful.
– Teamwork, drive, focus, & hard work
A shared vision.
The Next Step?
By now you know how this program works and how you can earn 4% -8% starting today.
You have three options:
We hope you decide to join our team
The Next Step?
1) Option One - Do nothing. This isn’t for you. Can you give us names of folks that you feel it would serve.
2) Option Two - Set up a one-on-one meeting to discuss more details.
3) Option Three - Fill out the form and email it to us. We’ll be in touch.
We hope you decide to join our team
Commitment Form
Name __________Address ________City ___________Phone________YES! I would like to get started as soon
as possible.Fill out the form on the slideshare,
Thanks!
We will see you at the Top