PJSC CB PRIVATBANK Karina Demchenko

IE-10a

Alfred Nobel University Dnipropetrovs’k, Ukraine

Outline:1. Brief characteristic2. Market position3. Functions of Treasury department4. Completed tasks during practice5. Recommendations

PrivatBank is the largest commercial bank in Ukraine, in terms of the number of clients, assets value, loan portfolio and taxes paid to the national budget.

Main bank’s operations:1.Non-commercial operations with currency values.2.Maintenance of customer accounts in national currency of Ukraine and foreign currency .3.Cash transactions in foreign currency.4.The opening of correspondent accounts.5.Involvement, placement and trade of precious metals in the exchange market of Ukraine and international markets.

Annual report (2012) of Privatbank (official site of

Privatbank)

Functions of Treasury departmentThe treasury department is responsible for

balancing and managing the daily cash flow and liquidity of funds within the bank. The department also handles the bank's investments in securities, foreign exchange, asset management and cash instruments.

Functions of Treasury department

1. Raising Equity capital 2. Investing surplus funds3. Dealing operations 4. Analyzing

Strategy “ Cost-Income” per each of the staff (%)

below planplan

over plan

Ukraine Russia Latvia Georgia

Annual report (2012) of Privatbank ( official site of Privatbank)

Completed tasks during practice

• Acquaintance with banking system, obligations of Treasury department, functions of the department of correspondent relations, types of SWIFT- Messages.• Making a deal on trading platform “ Reuter” according

to the current exchange rate • Note down already made deals of other staff into

special interbank system

Completed tasks during practice• Acquaintance with the opening of correspondent

accounts (Nostro, Loro)• Training of sending SWIFT-messages and selection of

the route of payment• Visiting the front office of Privatbank (receiving

client’s applications)

Recommendations1. Train managers to work at tills during busy periods.2. Check that people have money before offer them

credit. 3. Pay people to bank with them. 4. Reducing the cost of credit.

A good bank is one which: Lends to those who others don’t lend to and does not

lend to those everyone else lends to Strikes the right balance between efficiency and

safety

Thank you for your attention!!!