P2P Microfinance Program

By Wirly Xiao

What is P2P?

P2P means ‘Peer to Peer’.

Nosebleeder

Gorilla

Chinatown uncle

Photographer “We ate lunch”

Zombie

Our team members

Villager #1: Luo Yanlin(罗彦林） 51 years old 5 family members Declining working

ability 2 past loan experiences No irrigated land Future loan plans:

Sheep breeding Income: Labor,

livestock, agriculture

Villager #2: Li Fengmei(李凤梅 ) 28 years old 4 family members No experience with

livestock No past loan

experiences 2 acres of irrigated land Future loan plans:

Sheep breeding Income: Labor

(husband)

Comparison of Cash Flow

Luo Yanlin (罗彦林） Li Fengmei (李凤梅 )

0

5000

10000

15000

20000

25000

30000

35000

40000

IncomeCost

Family

Yuan

Why am I even here?

Income: 17,990 RMB Income: 21,125 RMB

Costs: 18,000 RMB Costs: 36,000 RMB

Cash Flow: 10 RMB Cash Flow: 14,875 RMB

I’m taller than you

Final decision Villager #1: Luo Yanlin(罗彦林）

Reflection

What we learned: How to evaluate a business Taking risks Tolerance Decision making Perseverance Communication Money doesn’t come easily Team trust

Did we really learn all that?????

Thank you for your time!

Any questions for us?Q&A