Loan Against Property Documents - Axis Bank...Submit your documents and get a home loan /Loan...

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Transcript of Loan Against Property Documents - Axis Bank...Submit your documents and get a home loan /Loan...

Submit your documents and get a home loan /Loan against property sanctioned in 5 days

Proof of Identity Any one of the following:

Passport

Passport

Proof of Possession ofAadhaar number

Job Card by NREGA signed by ano�cer of the State Government

Letter issued by National Population Register con�rming details of Name, Address

Voter ID

Proof of Possession of Aadhar number

Job Card by NREGA signed by ano�cer of the State Government

Driving License

Letter issued by National PopulationRegister con�rming details of Name, Address

Proof of Address Any one of the following:

Driving License Voter ID

Date of Birth ProofAny one of the following:

Passport PAN Card Aadhaar Card with DOB

Driving License Birth Certi�cate SSC Marksheet

Signature ProofAny one of the following:

Passport PAN Card Banker's veri�cation

Notarized a�davit with ID & Address proof (not applicablefor �nancial applicant)

Salaried Self-EmployedProof of Income

2 yrs ITR, Computation ofIncome, P&L, Balance sheetwith CA seal and sign

For Asha HL - 1 yr ITR,Computation of Income, P&L,Balance sheet with CA sealand sign

Tax Audit Report (If GrossTurnover Exceeds Rs. 1 Cr orGross Receipts Exceeds 25 Lac)

6 months bank statements ofpersonal and businessaccounts

If ITR is �led without digitalsign - CPC and tax paidchallan

Business continuity proof (3 yrsfor HL / 5 yrs for LAP)

3 months pay slip

6 months pay slip / 2 yrs bonusproof (in case of variable pay)

6 months bank statementshowing salary credits

2 yrs Form 16 (or employmentcontinuity proof)

For NRI Salaried –

3 month pay slip

Appointment letter/contractletter

Continuos DischargeCertificate for Shipping cases

6 month Domestic NRE / NROA/c statement

6 month international salaryA/c statement

Overseas credit report

Valid visa copy / OCI card

Passport copy

POA details

For Balance Transfer /Takeover of Loan fromother bank / �nancialinstitution

12 months loan account statement with latest outstanding letter

Existing loan details and 6 months bank statement from where EMI isdeducted

Other Important Documentsand Checks

Completely �lled and duly signed application form along with all applicantslatest passport size photo

Aadhar card is mandatory for Credit Linked Subsidy Scheme (PMAY) applicants

PAN card is mandatory for all �nancial applicants

Processing Fee and CERSAI chequesSelf-attestation of borrowers on all documents submitted

Lease Rental Discounting 6 months bank statement where rent is creditedRegistered valid lease agreements2 yrs ITR, Computation of Income, P&L, Balance sheet with CA seal and sign

1 yr 26 ASIf Partnership �rm - Partnership deed, 2 yrs audited �nancials, operativeaccount, KYC, partnership authority letter

For applicants who arePartners in a Firm /Directors in a Company

Partner / Partnership Firm Director of a Company

Partnership Deed, List ofPartners, NOC as per Axis Bankformat

Partnership �rm's audited ITRalong with complete �nancials

Partnership authority letter onletterhead of the Firm signedby all partners in case Firm tostand as guarantor

For the company - 2 yrs ITR,Computation of Income, P&L,Balance sheet with CA sealand sign

Tax Audit Report (Where GrossTurnover Exceeds Rs. 1 Cr orGross Receipts exceeds 25 Lac)

Board Resolution (if Companyis applicant) as per Axis bankformat

Certi�cate of Incorporation,MOA and AOA

DIN of all Directors, BoardResolution if Company (as perAxis bank format)

Latest Share Holding Patternduly signed by Companysecretary / List of Directors