http://www.kiva.org/live

Watch all loans as they happen live online!

972,016 entrepreneurs funded since 2005

1.3mil registered lenders

In 2012 alone, US$150 mil crowd-funded loans

US$1mil every 2.5 days!

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10 minutes, 3 Things

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0% interest loan product funded

entirely via online crowdfunding

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Small starter loans up to $5,000 designed for low

income and/or financially excluded entrepreneurs

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Or ...“Getting ordinary folks to fund loans to those businesses no

banks will lend to.”

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Completely new model of microlending specifically addressing needs of US micro-entrepreneurs

Kiva Zip: reinventing small biz borrowing

Kiva Zip: reinventing small biz borrowing

Kiva Zip: reinventing small biz borrowing

Kiva Zip: reinventing small biz borrowing

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Trust =

Character + Competence

Kiva Zip “Trustees” and why they matter

In the Kiva Zip model of character-based lending, “Trustees” - organizations or individuals that work closely with small entrepreneurs - are absolutely crucial.

Trustees are those entrusted to recommend the most trustworthy small businesses for crowds to lend to:-

Identify eligible and deserving borrowers for 0% interest loan

Publicly endorse them on the Kiva Zip website

Support the borrower in their business (advice, mentorship, incubator space, networking)

Trustees have no financial risk if a borrower they endorse does not repay, but their reputation is tied to borrowers’ performance.

How ZIP works: example of Victor, SF

Lenders can also check out his Yelp

profile

Repaid 10 months on time

Victor engages his lenders with the “conversations”

feature

Now applying for a second ZIP

loan of $10,000

Created 5 new part-time

jobs

What’s in it for trustees?

Empower Clients

If you already work with financially excluded clients (unproven startups, or low credit score entrepreneurs)...

Kiva Zip will give the clients you endorse access to 0% business loans they would otherwise not qualify for

Promote what you

do

If you already do great work in your community that largely goes unrecognized or unpromoted...

being a Kiva Zip trustee automatically allows you to promote your work (in your own words) to >1 mil socially-conscious Kiva lenders everywhere. Also participate in Kiva PR initiatives.

Increase Impact,

Help Fundraise

If your organization’s potential funders care about tangible impact (businesses helped, $$ generated, jobs created)...

Kiva Zip helps you help more small businesses take off, faster. Endorsing a deserving borrower online takes 15min. Reducing time and cost for raising capital means you can impact more.

1.4mil, 20% Unemployment

Zero Entrepreneurs taking advantage of 0% Zip loans

Great local community programs stimulating entrepreneurship

We’d like to change that, and soon! sulin.lau@fellows.kiva.orgZip.Kiva.Org

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10 minutes, 3 Things

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0% interest loan product funded

entirely via online crowdfunding

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Small starter loans up to $5,000 designed for low

income and/or financially excluded entrepreneurs

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Together: we can get work together to finance good businesses no

banks will lend to.

And finally....If I haven’t run out of time

Play Video: “Crowdfunding Small Business - 1 small loan at a time http://youtu.be/LZRp7CmPpi0

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