Post on 12-Mar-2018
Hertfordshire Pensions UpdateA newsletter for Hertfordshire employers May 2014
Issue Highlights LGPS 2014
Monthly Contributions
LGPC Bulletin
We have now added a new leaflet to the website called lsquoBenefits of the LGPSrsquo which is designed to promote the positive aspects of the scheme As employers you may find this useful in advertising the benefits of the scheme without becoming a salesman
You can find the leaflet here
Also the member guides have been updated to reflect the new scheme These can be found on the members tab of our website wwwyourpensionorgukHertfordshireInformation-for-membersGuides-Factsheets
lsquoBenefits of the LGPSrsquo Promotional Leafletamp New Member Guides
ThisleafletisforemployeesinEnglandorWalesandreflectstheprovisionsoftheLGPSandoverridinglegislationatthe
timeofpublicationinApril2014TheGovernmentmaymakechangestooverridinglegislationandafterconsultationwith
interestedpartiesmaymakechangesinthefuturetotheLGPSThisleafletisabriefguidetotheschemeandcannotcover
everypersonalcircumstanceIntheeventofanydisputeoveryourpensionbenefitstheappropriatelegislationwillprevail
Thisleafletdoesnotconferanycontractualorstatutoryrightsandisprovidedforinformationpurposesonly
Forfurtherinformationvisitwwwyourpensionorguk
PublishedbyLPFADexterHouse2RoyalMintCourtLondonEC3N4LP
Wanttoknowmore
Ifyouwanttoknowmoreabouttheschemeorifyouhavemembershipintheschemebefore1
April2014andwanttoknowhowbenefitsbuiltupbeforethenareworkedoutyoucangetmore
informationatwwwyourpensionorguk
RememberApensionisnrsquotonlyaboutyourfuture
AsamemberoftheLGPSyoustillgetvaluable life coverwithalumpsumof3yearspayifyou
dieinservicecover for your familywithpensionsforyourdependentsifyoudieandill health
cover for you
Andyoucanalsopaymoretobuy extra pension
Torecap
bullYouhaveaccesstoaschemeofferingsecurebenefits
bullYoupaypensioncontributionsandyouremployerpaystoo
bullYourpensionisworkedouteachyearwithinflationaddedsoitkeepsupwiththecostof
livingbullYouhavethefreedomtochoosewhentotakeyourpensionbetweenage55and75
bullYoucanexchangepartofyourpensiononretirementforatax-freelumpsum
a tiered ill-health retirement package -ifyouhavetoleaveworkatany
ageduetopermanentillhealththeschemeprovidesyouwithapensionpaid
straightawaywhichcouldbepaidatanincreasedrateifyouareunlikelytobe
capableofgainfulemploymentwithin3yearsofleavingearly payment of your benefits - ifyouaremaderedundantorretiredon
businessefficiencygroundsandyouareaged55oroverflexible retirement - availablefromage55ifyoureduceyourhoursormove
toalessseniorpositionProvidedyouremployeragreesyoucandrawsomeor
allofyourbenefitshelpingyoueaseintoyourretirementProtection against inflation when yoursquove drawn your pension -youcan
lookforwardtoapensionforlifethatincreaseswiththecostoflivingTransferringintotheLGPSYoucanalsotransferpreviouspensionrightsintotheschemeDeferredbenefits
heldintheLGPSinEnglandandWalesarenormallyautomaticallytransferred
unlessyoudecidewithin12monthsofjoiningtheLGPStokeepthemseparate
Fortransfersfromotherpensionschemesyoumaybeabletotransferandyou
normallyhave12monthsfromjoiningtoopttomakeatransfer
OptingoutoftheLGPSYoucanleavetheLGPSatanytimeonceyouareamemberbygivingyour
employernoticeinwritingYoumighthoweverwanttotakeindependentfinancial
advicebeforemakingthefinaldecisiontooptoutAnddonrsquotforgetyoucanasan
alternativeoptfor5050whichallowsyoutoremainintheschemebuildingup
valuablepensionrightsbutpayhalfyournormalcontributionsforhalfyournormal
pension
Ifyouoptoutbeforecompleting3monthsmembershipyouwillbetreatedas
neverhavingbeenamemberandyouremployerwillrefundtoyouthrough
yourpayanycontributionsyouhavepaidduringthattimeIfyouoptoutwith
3ormoremonthsmembershipbutlessthan2yearsyoucantakearefundof
yourcontributions(lessanystatutorydeductions)ortransferoutyourpensionto
anotherschemeIfyouoptoutafter2yearsyouwillhavedeferredbenefitsinthe
schemewhichcanifyouwantbetransferredouttoanotherschemeIfyouopt-
outyoucanprovidedyouareotherwiseeligibletojointheschemeoptbackinto
theschemeatanytimebeforeage75IfyouoptoutoftheLGPSandyouremployerisrequiredtocomplywiththe
automatic enrolmentprovisionsunderthePensionsAct2008youremployer
mayautomaticallyenrolyouintotheLGPSatcertaintimesYouremployermust
notifyyouifthishappensYouwouldthenhavetherighttooptoutoftheLGPS
if yoursquore worried you canrsquot afford it - think again
Ifyoupaytaxyougett
ax relief on your pension contributionsasyour
contributionsarededuc
tedfromyourpaybefor
eyoupaytaxYoualso
(upto
StatePensionAge)pay reduced national insurance contributions(although
thisreductionisexpecte
dtoberemovedfromA
pril2016-fulldetailso
nhowthis
willworkhaveyettobe
finalised)Youremployer currentlya
utomaticallypays
the balanceofthecostofprovidin
gyourpensionbenefits
you also have flexibility to pay less - withtheoptiontopay
halfyournormalcontrib
utionsinreturnforhalf
yournormal
pensionknownas5050Thisisdes
ignedtohelpmembers
stay
intheschemewhentime
sarefinanciallytough
you have flexibility to pay more -youcanboostyourpe
nsionbypayingmore
contributionswhichyou
wouldgettaxreliefon
OptionsincludeAdditio
nalPension
Contributions(APCs)an
dAdditionalVoluntaryC
ontributions(AVCs)
BenefitsatRetirement
TheLGPSisagreatway
tosaveforyourfuture
Youbuildupapension
fromthe
dayyoujointhescheme
andonceyoursquovebeen
payinginfor2yearsyo
urbenefits
include
a secure pension -everyschemeyear(1
Aprilto31March)ana
mountequal
toa49thofyourpayin
thatyearisaddedtoyo
urpensionaccountAtt
heend
ofeveryschemeyearth
etotalpensioninyoura
ccountisadjustedtota
keinto
accountthecostoflivin
g(ascurrentlymeasure
dbytheConsumerPric
esIndex
(CPI))
Tax-free cash -youhavetheoption
whenyoudrawyourpe
nsiontoexchange
partofitforsometax-f
reecash
The freedom to choose when to take your pension -yourNormalPension
AgeislinkedtoyourSt
atePensionAgebutyo
udonotneedtohaver
eached
yourNormalPensionAg
einordertotakeyourp
ensionYoucanchoose
to
retireanddrawyourpe
nsionatanytimebetwe
enage55and75Your
Normal
PensionAgeissimplyth
eageyoucanretirean
dtakethepensionyoursquov
ebuilt
upinfullIfyouchoose
totakeyourpensionbe
foreyourNormalPensio
nAgeit
willnormallybereduce
dasitrsquosbeingpaidear
lierIfyoutakeitlater
thanyour
NormalPensionAgeitrsquos
increasedbecauseitrsquosb
eingpaidlater
TofindoutyourStatePe
nsionAgepleasevisit
wwwgovukcalculate-s
tate-pension
5050
EachmonthYour
pension account
Did you know
bullTheLGPSisan
importa
ntpartofyouremploymentpackageandprovidesanexcellentrangeof
benefits
bullYoupayyourcontributionsandyour e
mployer pays t
oo
bullTheschem
eisflexible
-youcanchoosetopaylessormoreandyoucandrawyourbenefits
anytimefrom
age55to75
bullThebenefits
yougetincludeapensionwhenyouretireaswellasim
mediatelifecoverandill-
healthprotection
bullTherearealsobenefitsforyourlo
ved oneswithpensionsfordependantsifyoudie
Hereishowtheschemeworks
Cost
Theamountyoupaydependsonhow
muchyouarepaidinyourjobTheratesvaryfrom
55to
125
andyourcontributionratedependsonthebandyoufallintointhetablebelow
Member Contri
bution Table 201415
PayBands
ContributionRates
Uptopound13500
55
pound13501-pound21000
58
pound21001-pound34000
65
pound34001-pound43000
68
pound43001-pound60000
85
pound60001-pound85000
99
pound85001-pound100000
105
pound100001-pound150000
114
Overpound150000
125
WhenyoujoinandeveryAprilafterwardsyouremployerwilldecideyourappropriatecontribution
ratefrom
thecontributionstableAlsoifyourpaychangesthroughouttheyearyouremployermay
decidetoreviewyourcontributionrateThecontributionratesandorpaybandsinthistablewill
bereviewedperiodicallyandmaychangeinthefuture
LocalG
overnm
entPensionScheme(LGPS)
AreyousavingenoughforyourfutureCanyouaffordtoliveonyour
basicstatepensionThemaximumbasicstatepensionispound11310per
week(201415unmarriedrate)Youcouldstartsavingforyourfuture
nowwiththeLGPS
benefiTs of The lgps -
May 2014
for you fo
r now fo
r the fu
ture
5050 Election Form
We have received a number of comments on the volume of words contained in the current election form for members wishing to move into the 5050 section We plan to review and edit the form shortly to make it easier to understand whilst still ensuring that neither the LPFA or the employer could be accused of miss-selling the section
5050
Discretions
Below is a breakdown of the new discretions required under the new LGPS2014 these discretions should be made and in place by 30 June 2014
bull Voluntary funding of additional pension via Shared Cost Additional Pension Contribution (SCAPC) contract either by regular on going contribution or by one-off lump sum
bull Flexible retirement
bull Waiving all or part of an actuarial reduction
bull Award of additional pension (at whole cost to the employer)
bull Whether to apply 85 year rule to scheme member wishing to voluntarily draw benefits on or after 55 and before age 60
On our website are LPFArsquos draft discretionary policies which can be used as a guide
wwwyourpens ionorgukHert fordsh i reInformation-for-employersDiscretionary-Policies
Buying back lost pension (Shared Cost Additional Pension Contributions SCAPCs)
In some circumstances a member can buy back lost pension (for example for a period of authorised unpaid additional Maternity Adoption and Paternity leave or periods of unpaid authorised leave of absence) where the employer must also pay towards buying back this lost pension The Shared Cost Additional Pension Contributions (SCAPCs) factors to enable any member of staff returning from a period of unpaid leave have now been received and we can calculate the cost to the member to buy the lost pension back There is also a calculator for members to populate to see how much it costs to buy back lost pension for a period of absence
The calculator can be found here
We will amend our processes to ensure that anyone in this position is given the opportunity to buy back the lost pension however it should be noted that there is a much shorter time scale built into the new scheme for members wanting to buy back lost pension and receive any contribution from their employer (30 days)
PLEASE NOTE Employers should be aware that penalties will be incurred for late payments or non submission of monthly contribution forms on each occasion the deadline is not met This includes poormissing details on the contribution form as this incurs further work to correct or chase correct data on the forms
Monthly Contribution Forms
The deadline for monthly submission of Monthly Contribution Returns and payment of contributions is the 19th of each month For example for May payroll the due date for payment of contributions would be the 19th June and you should ensure that the funds are remitted in sufficient time to clear into the Pension Fund bank account by the 19th Employers paying by cheque need to ensure the cheque is received by us allowing 5 days for the cash to clear by the 19th (Please note if the 19th falls on a weekend you need to ensure that the payment of contributions are paid into the account prior to the 19th)
Employers that pay a lump sum in addition to their Employer contribution rate need to ensure these payments are paid on a monthly basis unless the Hertfordshire Pension Fund has agreed other payment arrangements If it has been agreed to pay a higher contribution rate to incorporate the lump sum payments you will still need to detail the breakdown per month on the contribution form
Contribution Returns should be submitted by email to hertsyearendlpfaorguk and contributions should be paid by BACS to the HCC Pensions-
LGPS Account number 23601137 Sort Code 20-17-19
The current penalties for late submission are set out in the Administration Strategy
If you should have any queries about this please contact Rachel Tisbury
Rachel TisburyProjects Team Leader01992 588 307racheltisburylpfaorguk
201415 Monthly Contribution Forms
The 1415 Monthly Contribution Forms have now been sent to all employers if you have not received this form please contact us on
01992 556 747 or hertsyearendlpfaorguk
Local Government Pensions Committee (LGPC)
As well as the usual latest updates on the structure of the 2014 Scheme and its Regulations the LGPC bulletin 114 contains a few other useful pieces of information
Training UpdateCircular 279 contains details of the forthcoming Practitioner workshops aimed primarily at those working in administering authorities and an Automatic Enrolment workshop aimed at scheme employer staff who are responsible for liaising with the Administering Authorities This course runs on various dates and venues through June and July
View Circular 279 here
Trusteesrsquo ConferenceCircular 280 contains the latest information on the forthcoming LGPS Trusteesrsquo Conference taking place on 19th and 20th June in Bournemouth
View Circular 280 here
The Pensions Regulator (tPR)TPR have recently published the findings of their review of record keeping which generally found good practise in the industry but they have also opened seven cases where they are investigating the findings of the report
The full report can be found on the tPRrsquos website here
State Pension Top-UpAt the last Budget the Government announced a new class of voluntary National Insurance contributions designed to allow some current pensioners and those soon to reach State Pension Age to boost their state pension Further details of this have now been released in a Ministerial Statement which can be found here and the Department for Work and Pensions has issued guidance regarding this which can be found here
Jacqui LawrenceTechnical Officer020 7369 2688jacquilawrencelpfaorguk
We have a general HELPLINE NUMBER which is 01992 555466 This will put you through to a member of the Pension Team
If you have a specific enquiry you can telephone individual members of our team who will be happy to help you
Claire Robertson 01992 555 369 Team Leader Oliver Gardner 01992 555 466 Pensions AdministratorCaroline Clarke 01992 555 492 Pensions AdministratorGill Spicer 01992 555 468 Pensions Administrator Alex Achilles 01992 555 453 Pensions Administrator Sheila Rogers 01992 555 463 Pensions Administrator Susan Kirkby 01992 555 453 Pensions AdministratorJeremy Edgar 01992 555 466 Pensions Administrator Louise Charman 01992 555 478 Team Leader Paul Farrant 01992 555 461 Pensions Payroll AdministratorJohn Sawford 01992 555 461 Pensions Payroll AdministratorKevin Ayres 01992 555 461 Pensions Payroll AdministratorNatasha Thomas 01992 555 466 Pensions AdministratorCarol Smith 01992 555 466 Pensions AdministratorTheresa Makewell 01992 555 356 Pensions Administrator Claire Jarvis 01992 555 466 Pensions AdministratorLaura Hughes 01992 555 453 Pensions Administrator
For any in depth Pension Regulation enquiries please contactJohn Smith 01992 555 466 johnsmithlpfaorguk
For report requests please contactGeoff Phelan 01992 555 466 geoffphelanlpfaorguk
For any year end enquiries please contact the Projects TeamRachel Tisbury 01992 588 307 Team Leader Tina Mellor 01992 558 307 Pensions Administrator Victoria Hyam 01992 555 460 Pensions AdministratorIain Bagnall 01992 555 460 Pensions AdministratorRoss Curtis 01992 555 460 Pensions AdministratorMichelle OrsquoConnor 01992 588 307 Finance OfficerHolly Barnard 01992 556 747 Finance Admin AssistantAlyson Sharpe 01992 556 747 Finance Admin Assistant
Please return electronic year end spreadsheets (winzipped and password protected) to hertsyearendlpfaorguk
For any customer liaison presentations and employer guide enquires please contact the Pensions Service Delivery Manager
Taryn Mutter 01992 555 466 tarynmutterlpfaorguk
Postal address- LPFA Hertfordshire County Council Post Point CHO 033 County Hall Pegs Lane Hertford Herts SG13 8DQFax- 01992 588 401General Enquiries- hertscclpfaorgukWebsite- wwwyourpensionorguk
Contact Us
5050 Election Form
We have received a number of comments on the volume of words contained in the current election form for members wishing to move into the 5050 section We plan to review and edit the form shortly to make it easier to understand whilst still ensuring that neither the LPFA or the employer could be accused of miss-selling the section
5050
Discretions
Below is a breakdown of the new discretions required under the new LGPS2014 these discretions should be made and in place by 30 June 2014
bull Voluntary funding of additional pension via Shared Cost Additional Pension Contribution (SCAPC) contract either by regular on going contribution or by one-off lump sum
bull Flexible retirement
bull Waiving all or part of an actuarial reduction
bull Award of additional pension (at whole cost to the employer)
bull Whether to apply 85 year rule to scheme member wishing to voluntarily draw benefits on or after 55 and before age 60
On our website are LPFArsquos draft discretionary policies which can be used as a guide
wwwyourpens ionorgukHert fordsh i reInformation-for-employersDiscretionary-Policies
Buying back lost pension (Shared Cost Additional Pension Contributions SCAPCs)
In some circumstances a member can buy back lost pension (for example for a period of authorised unpaid additional Maternity Adoption and Paternity leave or periods of unpaid authorised leave of absence) where the employer must also pay towards buying back this lost pension The Shared Cost Additional Pension Contributions (SCAPCs) factors to enable any member of staff returning from a period of unpaid leave have now been received and we can calculate the cost to the member to buy the lost pension back There is also a calculator for members to populate to see how much it costs to buy back lost pension for a period of absence
The calculator can be found here
We will amend our processes to ensure that anyone in this position is given the opportunity to buy back the lost pension however it should be noted that there is a much shorter time scale built into the new scheme for members wanting to buy back lost pension and receive any contribution from their employer (30 days)
PLEASE NOTE Employers should be aware that penalties will be incurred for late payments or non submission of monthly contribution forms on each occasion the deadline is not met This includes poormissing details on the contribution form as this incurs further work to correct or chase correct data on the forms
Monthly Contribution Forms
The deadline for monthly submission of Monthly Contribution Returns and payment of contributions is the 19th of each month For example for May payroll the due date for payment of contributions would be the 19th June and you should ensure that the funds are remitted in sufficient time to clear into the Pension Fund bank account by the 19th Employers paying by cheque need to ensure the cheque is received by us allowing 5 days for the cash to clear by the 19th (Please note if the 19th falls on a weekend you need to ensure that the payment of contributions are paid into the account prior to the 19th)
Employers that pay a lump sum in addition to their Employer contribution rate need to ensure these payments are paid on a monthly basis unless the Hertfordshire Pension Fund has agreed other payment arrangements If it has been agreed to pay a higher contribution rate to incorporate the lump sum payments you will still need to detail the breakdown per month on the contribution form
Contribution Returns should be submitted by email to hertsyearendlpfaorguk and contributions should be paid by BACS to the HCC Pensions-
LGPS Account number 23601137 Sort Code 20-17-19
The current penalties for late submission are set out in the Administration Strategy
If you should have any queries about this please contact Rachel Tisbury
Rachel TisburyProjects Team Leader01992 588 307racheltisburylpfaorguk
201415 Monthly Contribution Forms
The 1415 Monthly Contribution Forms have now been sent to all employers if you have not received this form please contact us on
01992 556 747 or hertsyearendlpfaorguk
Local Government Pensions Committee (LGPC)
As well as the usual latest updates on the structure of the 2014 Scheme and its Regulations the LGPC bulletin 114 contains a few other useful pieces of information
Training UpdateCircular 279 contains details of the forthcoming Practitioner workshops aimed primarily at those working in administering authorities and an Automatic Enrolment workshop aimed at scheme employer staff who are responsible for liaising with the Administering Authorities This course runs on various dates and venues through June and July
View Circular 279 here
Trusteesrsquo ConferenceCircular 280 contains the latest information on the forthcoming LGPS Trusteesrsquo Conference taking place on 19th and 20th June in Bournemouth
View Circular 280 here
The Pensions Regulator (tPR)TPR have recently published the findings of their review of record keeping which generally found good practise in the industry but they have also opened seven cases where they are investigating the findings of the report
The full report can be found on the tPRrsquos website here
State Pension Top-UpAt the last Budget the Government announced a new class of voluntary National Insurance contributions designed to allow some current pensioners and those soon to reach State Pension Age to boost their state pension Further details of this have now been released in a Ministerial Statement which can be found here and the Department for Work and Pensions has issued guidance regarding this which can be found here
Jacqui LawrenceTechnical Officer020 7369 2688jacquilawrencelpfaorguk
We have a general HELPLINE NUMBER which is 01992 555466 This will put you through to a member of the Pension Team
If you have a specific enquiry you can telephone individual members of our team who will be happy to help you
Claire Robertson 01992 555 369 Team Leader Oliver Gardner 01992 555 466 Pensions AdministratorCaroline Clarke 01992 555 492 Pensions AdministratorGill Spicer 01992 555 468 Pensions Administrator Alex Achilles 01992 555 453 Pensions Administrator Sheila Rogers 01992 555 463 Pensions Administrator Susan Kirkby 01992 555 453 Pensions AdministratorJeremy Edgar 01992 555 466 Pensions Administrator Louise Charman 01992 555 478 Team Leader Paul Farrant 01992 555 461 Pensions Payroll AdministratorJohn Sawford 01992 555 461 Pensions Payroll AdministratorKevin Ayres 01992 555 461 Pensions Payroll AdministratorNatasha Thomas 01992 555 466 Pensions AdministratorCarol Smith 01992 555 466 Pensions AdministratorTheresa Makewell 01992 555 356 Pensions Administrator Claire Jarvis 01992 555 466 Pensions AdministratorLaura Hughes 01992 555 453 Pensions Administrator
For any in depth Pension Regulation enquiries please contactJohn Smith 01992 555 466 johnsmithlpfaorguk
For report requests please contactGeoff Phelan 01992 555 466 geoffphelanlpfaorguk
For any year end enquiries please contact the Projects TeamRachel Tisbury 01992 588 307 Team Leader Tina Mellor 01992 558 307 Pensions Administrator Victoria Hyam 01992 555 460 Pensions AdministratorIain Bagnall 01992 555 460 Pensions AdministratorRoss Curtis 01992 555 460 Pensions AdministratorMichelle OrsquoConnor 01992 588 307 Finance OfficerHolly Barnard 01992 556 747 Finance Admin AssistantAlyson Sharpe 01992 556 747 Finance Admin Assistant
Please return electronic year end spreadsheets (winzipped and password protected) to hertsyearendlpfaorguk
For any customer liaison presentations and employer guide enquires please contact the Pensions Service Delivery Manager
Taryn Mutter 01992 555 466 tarynmutterlpfaorguk
Postal address- LPFA Hertfordshire County Council Post Point CHO 033 County Hall Pegs Lane Hertford Herts SG13 8DQFax- 01992 588 401General Enquiries- hertscclpfaorgukWebsite- wwwyourpensionorguk
Contact Us
PLEASE NOTE Employers should be aware that penalties will be incurred for late payments or non submission of monthly contribution forms on each occasion the deadline is not met This includes poormissing details on the contribution form as this incurs further work to correct or chase correct data on the forms
Monthly Contribution Forms
The deadline for monthly submission of Monthly Contribution Returns and payment of contributions is the 19th of each month For example for May payroll the due date for payment of contributions would be the 19th June and you should ensure that the funds are remitted in sufficient time to clear into the Pension Fund bank account by the 19th Employers paying by cheque need to ensure the cheque is received by us allowing 5 days for the cash to clear by the 19th (Please note if the 19th falls on a weekend you need to ensure that the payment of contributions are paid into the account prior to the 19th)
Employers that pay a lump sum in addition to their Employer contribution rate need to ensure these payments are paid on a monthly basis unless the Hertfordshire Pension Fund has agreed other payment arrangements If it has been agreed to pay a higher contribution rate to incorporate the lump sum payments you will still need to detail the breakdown per month on the contribution form
Contribution Returns should be submitted by email to hertsyearendlpfaorguk and contributions should be paid by BACS to the HCC Pensions-
LGPS Account number 23601137 Sort Code 20-17-19
The current penalties for late submission are set out in the Administration Strategy
If you should have any queries about this please contact Rachel Tisbury
Rachel TisburyProjects Team Leader01992 588 307racheltisburylpfaorguk
201415 Monthly Contribution Forms
The 1415 Monthly Contribution Forms have now been sent to all employers if you have not received this form please contact us on
01992 556 747 or hertsyearendlpfaorguk
Local Government Pensions Committee (LGPC)
As well as the usual latest updates on the structure of the 2014 Scheme and its Regulations the LGPC bulletin 114 contains a few other useful pieces of information
Training UpdateCircular 279 contains details of the forthcoming Practitioner workshops aimed primarily at those working in administering authorities and an Automatic Enrolment workshop aimed at scheme employer staff who are responsible for liaising with the Administering Authorities This course runs on various dates and venues through June and July
View Circular 279 here
Trusteesrsquo ConferenceCircular 280 contains the latest information on the forthcoming LGPS Trusteesrsquo Conference taking place on 19th and 20th June in Bournemouth
View Circular 280 here
The Pensions Regulator (tPR)TPR have recently published the findings of their review of record keeping which generally found good practise in the industry but they have also opened seven cases where they are investigating the findings of the report
The full report can be found on the tPRrsquos website here
State Pension Top-UpAt the last Budget the Government announced a new class of voluntary National Insurance contributions designed to allow some current pensioners and those soon to reach State Pension Age to boost their state pension Further details of this have now been released in a Ministerial Statement which can be found here and the Department for Work and Pensions has issued guidance regarding this which can be found here
Jacqui LawrenceTechnical Officer020 7369 2688jacquilawrencelpfaorguk
We have a general HELPLINE NUMBER which is 01992 555466 This will put you through to a member of the Pension Team
If you have a specific enquiry you can telephone individual members of our team who will be happy to help you
Claire Robertson 01992 555 369 Team Leader Oliver Gardner 01992 555 466 Pensions AdministratorCaroline Clarke 01992 555 492 Pensions AdministratorGill Spicer 01992 555 468 Pensions Administrator Alex Achilles 01992 555 453 Pensions Administrator Sheila Rogers 01992 555 463 Pensions Administrator Susan Kirkby 01992 555 453 Pensions AdministratorJeremy Edgar 01992 555 466 Pensions Administrator Louise Charman 01992 555 478 Team Leader Paul Farrant 01992 555 461 Pensions Payroll AdministratorJohn Sawford 01992 555 461 Pensions Payroll AdministratorKevin Ayres 01992 555 461 Pensions Payroll AdministratorNatasha Thomas 01992 555 466 Pensions AdministratorCarol Smith 01992 555 466 Pensions AdministratorTheresa Makewell 01992 555 356 Pensions Administrator Claire Jarvis 01992 555 466 Pensions AdministratorLaura Hughes 01992 555 453 Pensions Administrator
For any in depth Pension Regulation enquiries please contactJohn Smith 01992 555 466 johnsmithlpfaorguk
For report requests please contactGeoff Phelan 01992 555 466 geoffphelanlpfaorguk
For any year end enquiries please contact the Projects TeamRachel Tisbury 01992 588 307 Team Leader Tina Mellor 01992 558 307 Pensions Administrator Victoria Hyam 01992 555 460 Pensions AdministratorIain Bagnall 01992 555 460 Pensions AdministratorRoss Curtis 01992 555 460 Pensions AdministratorMichelle OrsquoConnor 01992 588 307 Finance OfficerHolly Barnard 01992 556 747 Finance Admin AssistantAlyson Sharpe 01992 556 747 Finance Admin Assistant
Please return electronic year end spreadsheets (winzipped and password protected) to hertsyearendlpfaorguk
For any customer liaison presentations and employer guide enquires please contact the Pensions Service Delivery Manager
Taryn Mutter 01992 555 466 tarynmutterlpfaorguk
Postal address- LPFA Hertfordshire County Council Post Point CHO 033 County Hall Pegs Lane Hertford Herts SG13 8DQFax- 01992 588 401General Enquiries- hertscclpfaorgukWebsite- wwwyourpensionorguk
Contact Us
Local Government Pensions Committee (LGPC)
As well as the usual latest updates on the structure of the 2014 Scheme and its Regulations the LGPC bulletin 114 contains a few other useful pieces of information
Training UpdateCircular 279 contains details of the forthcoming Practitioner workshops aimed primarily at those working in administering authorities and an Automatic Enrolment workshop aimed at scheme employer staff who are responsible for liaising with the Administering Authorities This course runs on various dates and venues through June and July
View Circular 279 here
Trusteesrsquo ConferenceCircular 280 contains the latest information on the forthcoming LGPS Trusteesrsquo Conference taking place on 19th and 20th June in Bournemouth
View Circular 280 here
The Pensions Regulator (tPR)TPR have recently published the findings of their review of record keeping which generally found good practise in the industry but they have also opened seven cases where they are investigating the findings of the report
The full report can be found on the tPRrsquos website here
State Pension Top-UpAt the last Budget the Government announced a new class of voluntary National Insurance contributions designed to allow some current pensioners and those soon to reach State Pension Age to boost their state pension Further details of this have now been released in a Ministerial Statement which can be found here and the Department for Work and Pensions has issued guidance regarding this which can be found here
Jacqui LawrenceTechnical Officer020 7369 2688jacquilawrencelpfaorguk
We have a general HELPLINE NUMBER which is 01992 555466 This will put you through to a member of the Pension Team
If you have a specific enquiry you can telephone individual members of our team who will be happy to help you
Claire Robertson 01992 555 369 Team Leader Oliver Gardner 01992 555 466 Pensions AdministratorCaroline Clarke 01992 555 492 Pensions AdministratorGill Spicer 01992 555 468 Pensions Administrator Alex Achilles 01992 555 453 Pensions Administrator Sheila Rogers 01992 555 463 Pensions Administrator Susan Kirkby 01992 555 453 Pensions AdministratorJeremy Edgar 01992 555 466 Pensions Administrator Louise Charman 01992 555 478 Team Leader Paul Farrant 01992 555 461 Pensions Payroll AdministratorJohn Sawford 01992 555 461 Pensions Payroll AdministratorKevin Ayres 01992 555 461 Pensions Payroll AdministratorNatasha Thomas 01992 555 466 Pensions AdministratorCarol Smith 01992 555 466 Pensions AdministratorTheresa Makewell 01992 555 356 Pensions Administrator Claire Jarvis 01992 555 466 Pensions AdministratorLaura Hughes 01992 555 453 Pensions Administrator
For any in depth Pension Regulation enquiries please contactJohn Smith 01992 555 466 johnsmithlpfaorguk
For report requests please contactGeoff Phelan 01992 555 466 geoffphelanlpfaorguk
For any year end enquiries please contact the Projects TeamRachel Tisbury 01992 588 307 Team Leader Tina Mellor 01992 558 307 Pensions Administrator Victoria Hyam 01992 555 460 Pensions AdministratorIain Bagnall 01992 555 460 Pensions AdministratorRoss Curtis 01992 555 460 Pensions AdministratorMichelle OrsquoConnor 01992 588 307 Finance OfficerHolly Barnard 01992 556 747 Finance Admin AssistantAlyson Sharpe 01992 556 747 Finance Admin Assistant
Please return electronic year end spreadsheets (winzipped and password protected) to hertsyearendlpfaorguk
For any customer liaison presentations and employer guide enquires please contact the Pensions Service Delivery Manager
Taryn Mutter 01992 555 466 tarynmutterlpfaorguk
Postal address- LPFA Hertfordshire County Council Post Point CHO 033 County Hall Pegs Lane Hertford Herts SG13 8DQFax- 01992 588 401General Enquiries- hertscclpfaorgukWebsite- wwwyourpensionorguk
Contact Us
We have a general HELPLINE NUMBER which is 01992 555466 This will put you through to a member of the Pension Team
If you have a specific enquiry you can telephone individual members of our team who will be happy to help you
Claire Robertson 01992 555 369 Team Leader Oliver Gardner 01992 555 466 Pensions AdministratorCaroline Clarke 01992 555 492 Pensions AdministratorGill Spicer 01992 555 468 Pensions Administrator Alex Achilles 01992 555 453 Pensions Administrator Sheila Rogers 01992 555 463 Pensions Administrator Susan Kirkby 01992 555 453 Pensions AdministratorJeremy Edgar 01992 555 466 Pensions Administrator Louise Charman 01992 555 478 Team Leader Paul Farrant 01992 555 461 Pensions Payroll AdministratorJohn Sawford 01992 555 461 Pensions Payroll AdministratorKevin Ayres 01992 555 461 Pensions Payroll AdministratorNatasha Thomas 01992 555 466 Pensions AdministratorCarol Smith 01992 555 466 Pensions AdministratorTheresa Makewell 01992 555 356 Pensions Administrator Claire Jarvis 01992 555 466 Pensions AdministratorLaura Hughes 01992 555 453 Pensions Administrator
For any in depth Pension Regulation enquiries please contactJohn Smith 01992 555 466 johnsmithlpfaorguk
For report requests please contactGeoff Phelan 01992 555 466 geoffphelanlpfaorguk
For any year end enquiries please contact the Projects TeamRachel Tisbury 01992 588 307 Team Leader Tina Mellor 01992 558 307 Pensions Administrator Victoria Hyam 01992 555 460 Pensions AdministratorIain Bagnall 01992 555 460 Pensions AdministratorRoss Curtis 01992 555 460 Pensions AdministratorMichelle OrsquoConnor 01992 588 307 Finance OfficerHolly Barnard 01992 556 747 Finance Admin AssistantAlyson Sharpe 01992 556 747 Finance Admin Assistant
Please return electronic year end spreadsheets (winzipped and password protected) to hertsyearendlpfaorguk
For any customer liaison presentations and employer guide enquires please contact the Pensions Service Delivery Manager
Taryn Mutter 01992 555 466 tarynmutterlpfaorguk
Postal address- LPFA Hertfordshire County Council Post Point CHO 033 County Hall Pegs Lane Hertford Herts SG13 8DQFax- 01992 588 401General Enquiries- hertscclpfaorgukWebsite- wwwyourpensionorguk
Contact Us