FRANCHISING

EXPRESSPAYE—BusinessFranchise

THE TRILLION$ INDUSTRY

1.0M

1.2M

1.5M

National distributor 4.0MTOTAL 7.7M

• Comparison to other business model like this

• BAYAD CENTER=1.5M

• Gprs Investment; Php. 1.2M

• UPS HUB 398K++++

• VIA EXPRESS:398K

• Expresspay=???how much?

E-BUSINESS

AGENDA:

About ExpressPay

What We Offer

Business Model

Revenue Projections

E-BUSINESS

Touch Solutions Incorporated

Sagesoft Solutions Incorporated

Touch Group

www.touchgroup.net

Touch Solutions Japan

Touch Solutions, Inc.

• IT company that has been operating for more than 10 years.

• A leader in the Open Source IT arena

• Publicly-listed Corporation (TSI:PM) IPO – Dec. 2011 – Raised P100 M

Partners:

Touch Solutions, Inc.

Partial List of Clients:

Touch Solutions, Inc.

Sagesoft Solutions, Inc.

Official Distributor of:

Sagesoft Solutions, Inc.

Partial List of Clients:

• Goodyear Steel Pipe Corporation

• Colgate-Palmolive• Kimberly-Clark

Philippines• Wella• Wyeth Pharmaceuticals• Marubeni Energy

Services Corporation• Masagana Gas

Corporation• Binalot• Bounty Fresh • Congo Grille• Gerry’s Grill

• CrownAsia• Discovery Suites• ABS-CBN Bayan Foundation• ABS-CBN Film Productions

• ABS-CBN

Broadcasting/Interactive• The Generics Pharmacy• Southstar Drug• IBM•   Magsaysay-Mitsui O.S.K

Marine, Inc.• Wan Hai Lines Limited• Dunlop Slazenger Group • Kodak Philippines Limited

ExpressPay

Anson UyChairman

-One of the leaders in open source services in the Philippines and has introduced the use of enterprise grade Linux and other open source

software to the country’s top companies as well as small and medium enterprises.

-Spearheads the Open Source Arena for BPOs

through the establishment of TSI Japan.

-President of Touch Group of Companies

ExpressPay

Incorporated: Apr. 12, 2011

Office: 6th Flr., Jafer Place, 19 Eisenhower St.,Greenhills, San Juan City

Branches: 360+ Nationwide

WHAT DO WE OFFER?

A Ready-to-Operate6 - in - 1

Bills PaymentTicketingLoading

RemmitanceCourier

XP OnlineHelpdesk

Marketing Support COMPUTER, PRINTER & INTERNET

CONNECTION

Franchise Business• TRAINING• HELPDESK

• MARKETING SUPPORT

WHAT DO WE OFFER?

E-Business Franchise features:

• An Integrated Online e-Payment System

• A Single Funding Account– To Maximize the Earning Potential of Your Fund

• Detailed Reports

• A Growing Service Portfolio– More Services/Revenue

Streams to come

E-BUSINESS OPPORTUNITIES

REMITTANCE:

Over 8 MILLION OFWs, about a tenth of the Population

2009 Remittance = US$17.348 BILLION, up by 5.4% from 2008 figures

2011 = over US$20 BILLION

Domestic Remittance

DOMESTIC REMITTANCE

DOMESTIC REMITTANCE SERVICES Door – to – door Cash Delivery

• Nationwide Delivery

Branch Pick-up Expresspay Branches (200 +)• Prime Asia Pawnshops (190 )

Credit to Bank Accounts• Metrobank, BPI, BDO, Landbank, PNB, etc.

VISA Cash Cardo ATM Cardo VISA Debit Cardo No Initial Deposit, No Min. Balance Requiremento First Load Transaction FREE of Charge

OVER 8,000 LOCATIONS

1. SMART PADALA

2. GLOBE GCASH

3. M. LHUILLIER

4. LBC

5. TAMBUNTING

LOWEST RATESBRANCH PICK-UP

AMOUNT FEE10 - 100.00 6.00

100.01 - 200.00 12.00200.01 - 300.00 18.00300.01 - 400.00 22.00400.01 - 500.00 28.00500.01 - 600.00 33.00600.01 - 700.00 36.00700.01 - 800.00 39.00800.01 - 1,000.00 40.00

1,000.01 - 1,500.00 50.001,500.01 - 2,000.00 70.002,000.01 - 2,500.00 90.002,500.01 - 3,000.00 100.003,000.01 - 3,500.00 120.003,500.01 - 4,000.00 130.004,000.01 - 5,000.00 150.005,000.01 - 6,000.00 180.006,000.01 - 6,500.00 210.006,500.01 - 9,500.00 220.009,500.01 - 10,000.00 225.00

10,000.01 - 14,000.00 230.0014,000.01 - 20,000.00 260.0020,000.01 - 30,000.00 280.0030,000.01 - 40,000.00 340.0040,000.01 - 50,000.00 390.00

PINAKAMURA!

P6.00

CASH CARD

AMOUNT FEE500.00 - 1,000.00 35.00

1,001.00 - 1,500.00 55.001,501.00 - 2,000.00 70.002,001.00 - 2,500.00 90.002,501.00 - 3,000.00 105.003,001.00 - 3,500.00 125.003,501.00 - 4,000.00 140.004,001.00 - 4,500.00 160.004,501.00 - 5,000.00 175.005,001.00 - 5,500.00 195.005,501.00 - 6,000.00 210.006,001.00 - 6,500.00 230.006,501.00 - 7,000.00 245.007,001.00 - 7,500.00 265.007,501.00 - 8,000.00 280.008,001.00 - 8,500.00 300.008,501.00 - 9,000.00 315.009,001.00 - 9,500.00 335.009,501.00 - 10,000.00 350.00

10,001.00 - 50,000.00 370.00

LOWEST RATES

INTERNATIONAL REMITTANCE

INTERNATIONAL REMITTANCE SERVICE Pay-Out Center for Expresspay

partners:

o I-Remit

o EEC (No. 1 in Taiwan)

o Coinstar Money Transfer (138 Countries)

E-BUSINESS OPPORTUNITIES

E-LOAD: Philippines is the “Text Capital of the World”, which sends about 350 to 400 million SMS DAILY, more than all the SMS volumes of European countries, America, and China combined.

There are currently more than 60 million cellular phone subscribers in the country: 60% for Smart, 30% for Globe and 10% for Sun Cellular.

80% are PREPAID subscribers

PREPAID LOADS

ELOADS MASTER DEALERSHIP

11 – 13% discount

PREPAID LOADS

Sell over 200 types of prepaid e-loads, call cards, gaming, internet, and phone cards without the inventory.

XPRESSLOAD

ONE CELLPHONEONE SIM

REGISTER UNLIMITED NUMBER OF RETAILERS

P1000/DAYx 0.11

P1000/DAYx 0.11

P500/DAYx 0.11P110.0

0P110.00

P50.00

+ +

P270.00 x 30 DAYS = P8, 400.00/MO.

*COMPUTATION FOR SMART, GLOBE AND SUN ONLY.

RETAIL PROFIT / ORPERSONAL LIFETIME DISCOUNT

• IMAGINE EVERY FAMILY HAVE A LIFETIME DISCOUNT OF 10% TO 11%

• FOR EVERY LOAD ACCORDING TO STATISTICS 100,000 LOAD PER YEAR

• WAS CONSUMED PER FAMILY PER YEAR!• PERSONAL DISCOUNT PALANG PANALO KANA……….

*ASSUMING THAT YOU ONLY GET 11% OF THE TOTAL RETAIL INCOME.

2%2%

2%

2%

2%

2%

SPREAD YOUR RETAILERS NATIONWIDE

OVERRIDES COMMISSION EARN FOR EVERY LOAD CONSUMED BY YOUR

RETAILERSEXAMPLE: 100 RETAILERS x 1,000/LOAD/DAY=P100,000 WORTH OF LOAD SOLD/DAY 2% = P2,000/DAY X 30 DAYS

P60,000/MONTH*THE MORE RETAILERS YOU HAVE,THE BIGGER YOU EARN

Process payments of OVER 125 major bills, i.e. utilities, telecommunications, cable TV, credit cards, insurance, etc.Accept payments for a. Meralco Past Dueb. SSSc. NSO Documents

BILLS PAYMENT

Billers Intended Collections/ Payments

UTILITIESMeralco Electric Utility BillMeralco Past Due Electric Utility BillDavao Light (DLPC) Electric Utility BillVisayan Electric Co., Inc Electric Utility BillEasy Trip Toll feesE-Pass Skyway Toll feesePrime Business Solutions Water Utility BillingFirst Peak Water Utility BillingManila Water Co., Inc Water Utility BillingMaynilad Water Utility BillingPrimewater Water Utility BillingSta. Lucia Watersystem Water Utility BillingSubic Water Water Utility Billing

TELECOMSBayantel Phone Utility Billing Digitel Mobile Phils (SUN) Phone Utility Billing Digitel Communications Phone Utility Billing Eastern Telecoms Phone Utility Billing Globe Handyphone Phone Utility Billing Globe Quest Phone Utility Billing Globelines Phone Utility Billing Innove Phone Utility Billing Piltel Phone Utility Billing PLDT Phone Utility Billing - Clark Tel Phone Utility Billing - Cruz Telco Phone Utility Billing - Mara Tel Phone Utility Billing - PhilCom Phone Utility Billing - Subic Tel Phone Utility Billing Smart Phone Utility Billing SmartBRO Phone Utility Billing

BILLS PAYMENT

Billers Intended Collections/ Payments

CABLE / INTERNETCable Link Internet/Cable Utility bill- Bacoor Cable TV Internet/Cable Utility bill- Cable Internet Internet/Cable Utility bill- Imus Cable TV Internet/Cable Utility bill- Las Pinas Cable TV Internet/Cable Utility bill- Manila 1 Internet Internet/Cable Utility bill- Manila 2 Internet Internet/Cable Utility bill- Muntinlupa Cable TV Internet/Cable Utility bill- Paranaque Cable TV Internet/Cable Utility bill- Pasay Cable TV Internet/Cable Utility bill- Pasig Internet Internet/Cable Utility bill- Pateros Internet Internet/Cable Utility bill- Taguig Cable TV Internet/Cable Utility billCIGNAL Internet/Cable Utility billDestiny Cable Internet/Cable Utility billPlanet CATV Internet/Cable Utility BillPLUSCABLE Network Internet/Cable Utility billSkycable Internet/Cable Utility bill- Brightmoon Cable Internet/Cable Utility bill- Cavite Cable Internet/Cable Utility bill- Discovery Cable Internet/Cable Utility bill- HM Cable Internet/Cable Utility bill- Home Lipa Cable Internet/Cable Utility bill- Isla Cable Internet/Cable Utility bill- Pilipino Cable Internet/Cable Utility bill- Suburban Cable Internet/Cable Utility bill- Tarlac Cable Internet/Cable Utility billWi-Tribe Internet/Cable Utility bill

BILLS PAYMENT

Billers Intended Collections/ Payments

CREDIT CARDSAIG Visa/MC Credit Card BillingAllied Bank / PNB Credit Credit Card BillingBankard MC/VISA/JCB Credit Card BillingBDO Credit Card Credit Card BillingCitibank VISA/ MC Credit Card BillingEast West Card Credit Card BillingHSBC Cards Credit Card BillingMetrobank/ PSBank Card Credit Card BillingSBCards Diners/MC Credit Card BillingStandardChartered VISA/MC Credit Card BillingUnion Bank Visa Credit Credit Card Billing

GOVERNMENT SERVICESNSO Helpline Plus Government ServiceSSS Cont - Farmers & Fisherman ContributionsSSS Cont - Non working Spouse ContributionsSSS Cont - OFW ContributionsSSS Cont - Self Employed ContributionsSSS Cont - Voluntary Contributions

INSURANCEFortune Care Insurance PremiumFortune Life Insurance PremiumGreat Life Financial Insurance PremiumGREPALIFE Insurance PremiumManila Memorial Park Insurance PremiumManulife Chinabank Insurance PremiumManulife Financial Plans Insurance PremiumManulife Philippines Insurance PremiumParamount Life Insurance PremiumPioneer Life Inc. Insurance PremiumPNB Life Insurance, Inc. Insurance PremiumPrudentialife Plans, Inc. Insurance PremiumPrulife U.K. Insurance Insurance PremiumSun Life of Canada Phils Insurance Premium

BILLS PAYMENT

Billers Intended Collections/ Payments

LOAN PAYMENTSChinatrust Salary Stretch Loan AmortizationCitibank Savings Loan Loan AmortizationCitifinancial Corporation Loan AmortizationCitystate Savings Loan Loan AmortizationHSBC Personal Loan Loan AmortizationGolden Haven Memorial Loan AmortizationNorkis Financial Loan AmortizationOptimum Bank Loan AmortizationPSBank Loans Loan AmortizationStandardChartered EZ Loan Loan AmortizationSUMISHO Motor Loan Loan AmortizationUNISTAR Motor Loan Loan Amortization

SCHOOLS / UNIVERSITIESAteneo de Manila School Charges and FeesDBTC INC - CEBU School Charges and FeesLa Salle Greenhills School Charges and FeesMiriam College School Charges and FeesUSJ - R School Charges and Fees

CHARITABLE INSTITUTIONSBantay Bata Donations/ CharityChurch of Jesus Christ Donations/ CharityFEBC Philippines Donations/ CharityPiso Para Sa Pasig Donations/ CharityResources for the Blind Donations/ CharityWorld Vision Donations/ Charity

OTHERSAlabang Country Club, Inc. Association duesBritish Embassy Visa feeCARISSA Real Estate Monthly DuesCashsense E-Wallet LoadingCebu Pacific Airplane Ticket PurchaseChinatrust VISA Card Prepaid VISA Card LoadingDirectories Phils Corp Subscription FeeI.O.S. Marketing Corp. Monthly Dues of SuppliersIPM Realty Real Estate Monthly DuesKnowledge Channel Subscription FeeMyDestiny SBC Subscription FeePAFP/ Family Physicians Pofessional Monthly DuesRockwell Residential Association dues

BILLS PAYMENT

BILLS PAYMENT

  We have gained the trust and  confidence of several major Services and Utilities companies in the Philippines. This empowers our merchants to handle bills collection ranging from water utilities, power companies, insurance providers, and even cable companies.  You can earn P3.00 to P5.00 in every transaction.PROJECTED INCOMEAssuming:You have at least 5,000 Households under the vicinity of the area. Each household have at least 3 to 4 bills.5,000 Households x 3 Bills = 15, 000 Bills15, 000 Bills x P4.00 = P60k income/month

BILLS PAYMENT

E-TICKETING

Airline & Shipping Tickets are cheaper when purchased ONLINE. But you need a credit card to do this.

Many travellers, especially in the provinces, do not own a credit card or are not comfortable transacting online.

Expresspay’s E-Ticketing Service allows you to book their tickets at a LOW COST and pay it in CASH.

E-TICKETING

TRAVEL & TOURS

Sell Tickets for Local & International Airlines

Book Local & International Hotels

Book Local & International Tour Packages

LOCAL TICKETS: DEALERS CAN EARN SERVICE CHARGE OF P150.00 TO P500.00 PER TICKET.

ASSUME:10 PAX ROUNDTRIP20 TICKETS SOLD PER MONTHX P300.00 PER TICKET

P6,000.00/MO.

TICKETING INCOME PROJECTION

INTERNATIONAL TICKETS: DEALERS CAN EARN SERVICE CHARGE OF P1,500.00 TO P2,000.00 PER TICKET.

ASSUME:10 PAX ROUNDTRIP 20 TICKETS SOLD PER MONTHX P1,000.00 PER TICKETP20,000.00/MO.

TICKETING INCOME PROJECTION

COURIER

COURIER

XPACK, a courier service that offers:

- SAME-DAY,

- insured parcel and cargo delivery

- with money back guarantee

- at rates that are lower than market standards.

E-BUSINESS FRANCHISE MODEL

Includes:OPTION = P 140,000.00+10K FUND Set-up of branch and user accounts Training of authorized users (Max. of 2) User Manual One set of Forms Marketing Collaterals, i.e. Signage, Roll-up Banner, etc. Marketing Support Helpdesk Franchise Territory

BUSINESS MODEL

FEE STRUCTURE

ELOADAMOUNT EXPRESSPAY FRACHISEE DISCOUNTSmart P30 0.60 3.30 3.90

REMITTANCE - CASH CARD LOADINGAMOUNT BANK EXPRESSPAY COOP FEE

P1,000.00 15.00 10.00 10.00 35.00

BILLS PAYMENTEXPRESSPAY COOP FEE

3.50 3.50 7.00

E-TICKETINGEXPRESSPAY COOP FEE

0.00 300.00 300.00

COURIEREXPRESSPAY COURIER franchisee FEE

10.00 50.00 10.00 70.00

BENEFITS

• 6 Full-Blown Business in 1

• VERY LOW Start up Cost

• User Friendly transactions

• Additional Sources of Income– Minimal Overhead Expenses

• Generates more store traffic / new members

• Excellent Investment/ FAST ROI

EXCLUSIVE OFFER

MULTIPLE BRANCH PACKAGES:

DISCOUNTS:

A. 5 BRANCHES: PHP10,000.00 / BRANCH

B. 10 BRANCHES: PHP20,000.00 / BRANCH

C. 15 OR MORE BRANCHES:PHP30,000.00 / BRANCH

EXCLUSIVE OFFER

BRANCH COOPERATIVE:

EXCLUSIVE OFFER

BRANCH COOPERATIVE:

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BRANCH COOPERATIVE:

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BRANCH COOPERATIVE:

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EXCLUSIVE OFFER