Post on 29-Nov-2014
description
4th Floor, Citibank Center, Citibank Plaza
Paseo de Roxas, Makati City, 1226
Telephone Nos. (632) 892 5092 to 95
Fax No. (632) 892 5091
Email Address: www.encash-ph.com
PHILIPPINES’ ATM MARKET
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011
Card Holders 10.024M 11.930M 13.470M 14.922M 18.194M 20.620M 21.629M 24.660M 25.470M 31.640M 37.550M
ATMs 3,949 4,360 4,904 5,092 6,038 7,057 7,611 8,029 8,185 9,939 11,532
CH/ATM Ratio 2,538 2,747 2,746 2,936 3,013 2,922 2,842 3,072 3,112 3,183 3,256
THEN…
NOW…
GLOBAL PERSPECTIVE
CH/ATM ratio: 2,000
ATM Network Sizes◦Small: 400◦Medium: 2,000◦Large: 5,000 to 30,000
RP: Small-Large ATM network(Only one ATM switch required )
TIGHT CH/ATM ratio: 3,256
◦ 8 Medium: Up to 2,000 ATMs◦16 Small: 50 to 400 ATMs
◦44 Micro ATM Networks:1 - 49 ATMs
IS A COST CHANNEL: NO ROI
Monthly COSTS:
ATM Depreciation PhP14,000ATM Maintenance PhP 5,000Cash Management ???TOTAL >PhP19,000
Revenue: PhP8 per ACQUIRED withdrawal
IS A COST CHANNEL: NO ROI
Revenue, PhP8 per ACQUIRED withdrawal
2,375 withdrawals required or, 79 per day
ADD:ATM Switch, Data Center, Consortium Membership, 24/7 Operations & Staff, Back-Up, Software, HSM,Power, Communications, Settlement, Risk, Cost of Cash, etc.
IS A COST CHANNEL: NO ROI
PhP45 (per successful withdrawal)
◦ Your Customers? MOST EXPENSIVE ACTIVITY◦ Other Bank Customers? PhP 8.00
ACQUIRED Transactions BancNet– MegaLink Members
PSB519
PNB466
CBC496
RCBC668
LBP962
ONB115ENS
337
ALL307
“We are very excited with our investment in ENCASH, a young and very promising company. We strongly believe that ENCASH, by placing ATMs in remote areas, improves access to financial services in the rural community.”
- Sara Vermier
“We are excited about the opportunity to help ENCASH scale its business and broaden its reach in providing access to finance for rural and underserved Filipinos.”
- Anand Chandani
4th Floor, Citibank Center, Citibank Plaza
Paseo de Roxas, Makati City, 1226
Telephone Nos. (632) 892 5092 to 95
Fax No. (632) 892 5091
Email Address: www.encash-ph.com