Post on 04-Jan-2016
description
Benefits 2014Updates and Changes
TIAA CREF Live Webinars
O The Starting Line! O Woman2Woman booth located in the
Exhibit HallO Access articles and on-demand
presentations on personal finance and long-term investing
O Join in interactive learning facilitated by TIAA-CREF Financial Consultants
http://vshow.on24.com/vshow/TIAACREF_VE?l=en#home
One-on-One O Alicia Scaly O On campus in Miller BldgO Must make an appointmentO Twice a month
Dental and VisionO No increase since 2010O $.62/$3.25 per month visionO $2.50/$13.75 per month dental
HIPPA O Law requires that you have a release
on file for all family members for each insurance company.
O Complete a form today in case you need to call or advocate for a family member.
O Complete one for your family member to inquire or advocate for you
Changes in Health Insurance
O Beginning Oct 1O You will receive new cards
PPO O Reduced Premiums by about 4%
Coverage Currently OCT 1
Specialist $15 $25
In patient Hospital
$0 $150
ER $50 $75
Rx $5/$15/$30 $5/$25/$50
High Deductible
Coverage Currently Oct 1
Deductible $1300/$2600 $1800/$3600
ASC Contribution to HSA
$1300/$2600 $1500/$3000
After Deductible 20%/80% 10%/90%
RX 10%/40%/50% $5/$35/$70
Wellness ---- Healthy Dollars
Reduce premiums just over 3%
Deductible 2014 - HDHP
O Deductible and out-of-pocket maximums met so far this calendar year will rollover
O They will reset 1/1/15
Healthy Dollars- only High Deductible
O Health Club MembershipO Open to the public
O Children’s Fitness ActivitiesO Community Based soccer, dance,
bowlingO Weight Management Programs
O Jenny Craig or Weight WatchersO Adult Physical Classes/Lesson
O Tai Chi, Yoga, Zumba, Jazzercise, Dance, Personal trainer
Blue 4 UO All who have ASC Health InsuranceO Onsite screening – BMI, blood
pressure, blood sugar, cholesterolO Every 6 monthsO Send individualize information based
on resultO Send info to your DoctorO Can see trends over time
Savings on Prescriptions
O Drug Discount cards (including Pets)O Not greater than your plan card
O Discount Pharmacy ServicesO Hundreds of drugs for $4 for 30 day
supplyO Patient Assistance Programs
Savings on Prescriptions
O Prime Mail O Wegman’s *New
O Three month supply for only 2 copays
O 33% savings
There’s an app for that
Find a Blue Cross provider – Urgent care while traveling- Child at College- Find in-network
specialist
- Iphone only
Brain Health O Mental HealthO Protecting brain from traumaO Directing the body functionsO ThinkingO Memory
Don’t pay taxes !Health Savings Accounts
Flexible Savings Accounts
Limit $1850/$3650 $2500
Rolls over year to year Roll over $500 year to year
Triple Tax free Double Tax Free
Use in after you leave employment
Cannot use after you leave employment
FSA/HSAO Use this for unreimbursed ( not paid
by insurance)O Dental O VisionO MedicalO PrescriptionO Hearing
O Why are you still paying taxes on these dollars?
Ask the PharmacistO Email and response within 3 days
O Over the counter sleep aidsO Grapefruit and Birth ControlO Calcium supplementsO Medicine storageO Time of day
Blue 365O Discount Program
O Blue Cross members receive discounts O Reebok sneakerO Hearing AidsO Nutri systems/Jenney Craig
January 2016O IRS forms 1094c
Questions?O Michelle BrackinO Sue Michales
Forms, Links & Phone numbers CORTLANDASC.COM click employees