Marcelo Kosec, General Manager, Bantotal

Bantotal – A GeneXus Success Story

mkosec@dlya.com.uy

Our Story: Knowledge •  Products / Services •  Procedures •  Business Rules •  Policies •  Accounting Practices •  Information •  Regulations

Banking / Financial Services.

Our Story: Technology

100 % GeneXus

Our Story: Bantotal •  Core (RCIFs, Accounting, Deposits, Loans,

Delivery Channels, etc.) •  Foreign Trade •  Treasury •  Cash Management •  Loan Origination (i.e: Consumer, SMEs,

Microfinance) •  Anti-Money Laundering •  Internet Banking •  Management Information System

WE WILL HELP YOU

BELIEVE US,

Problems: “Technology changes faster than Knowledge” “Reality is always changing” “Technology is becoming more complex”

WE WILL HELP YOU

BELIEVE US,

Problems: “Technology changes faster than Knowledge” “Reality is always changing” “Technology is becoming more complex”

Piazza  Salimbeni  Siena,  Italy  Headquaters  of  Monte  Dei  Paschi  di  Siena  Bank  since  1472  

Knowledge / Technology •  RPG/400, C/S (Win), Java (Win), Java (Web), .net (Web) •  DB2/SQL Server/Oracle •  BPM (GXflow) •  OLAP (GXplorer) •  Webservices •  Smart Devices

WE WILL HELP YOU

BELIEVE US,

Problems: “Technology changes faster than Knowledge” “Reality is always changing” “Technology is becoming more complex”

Changing Reality - Functional

Corporations

Individuals

Wealthy

Very Poor

Peru

Changing Reality Workloads

Banks: 3 Countries: 2 Users: + 5 K Customers: + 4 MM Branches: + 350 Service Points: + 1 K Daily Txns: + 1,5 MM

Changing Reality •  Regulations

•  Basle Accords •  SOX •  Patriot Act

•  Financial Crisis

WE WILL HELP YOU

BELIEVE US,

Problems: “Technology changes faster than Knowledge” “Reality is always changing” “Technology is becoming more complex”

Problem: Lack of Human Resources

Options:

Options fundamentals: High population Lots of Math/Eng. degrees Low salaries

Our perspective: We do not have We do not want

Complex Technology

Our Options fundamentals: •  High School Degree •  Better Job than available choices in the surroundings

Where?:

•  Very Small towns (less than 10 K) •  Very Low Income Areas

Problem: Lack of Human Resources

Very  Small  Town  (5K  in  populaIon)  Available  Job  choices  in  the  surroundings:  •   At  the  fields  •   At  the  only  gas  staIon  in  town  •   At  the  only  general  store  in  town  

Very  Low  Income  Area  Available  Job  choices  in  the  surroundings:  •   None  Other  choices  in  the  surroundings:    •   Drugs  •   Violence  

Complex Technology •  “Innovative Social Responsability Programs!!” •  We found an “American Idol”

Lee  DeWyze  

Used  to  be  :  Salesman  in  a  paint  shop  Now:  Singer  –  An  “American  Idol”  

Enzo  Serena  

Used  to  be  :  High  School  student  in  a  very  small  town  Now:  GeneXus  Programmer    –  A  “GeneXus  Idol”  

WE WILL HELP YOU

BELIEVE US,

Problems: “Technology changes faster than Knowledge” “Reality is always changing” “Technology is becoming more complex”

WE WILL HELP YOU

BELIEVE US,

Problems: “Technology changes faster than Knowledge” “Reality is always changing” “Technology is becoming more complex”

Questions?