Attract and Capture Large IRA Accounts

People with $100,000+ in IRA or Retirement Plans

Where to Get Lists

Freeerisa.com 5310 Filings

Plans That Are Closing Down & People Retiring

Get into CompaniesKey is to position yourself as educator

http://www.botspot.com/BOTSPOT/Windows/Tracking_Bots/News_Bots/index.html

Plans That Are Closing Down & People Retiring

Larkspur Data - Judy Diamond

Datamaster - use for any size planSuggested criteria

< 25 employees Plan balances $500,000+ All 5500 EZ filers (almost all

$100,000+)

Retired Teachers

Teachers by ageListmart

(888) 216-7555More in SRDS

• Age 68+• Homeowners• Household Income $50,000+• Middle and Upper Middle Zip

codes• Winning seminar system

Seminars

                   

         

                   

         

Build Your Own List

Use Direct Mail to Find Motivated Prospects

STRETCHIRA

STRETCHIRA

Jack Tom

Bob Dan

Don’t let Your Custodian Mess You Up

Primary beneficiariesYour sons

Secondary beneficiariesYour grandsons

Selecting Beneficiaries

• Do it through an “IRA Asset Will” or Trust• This is where to count charities into

your plans• IRA can be split up after death (and should be)

Use Life Insurance as a Transfer Vehicle

• Reduce Income Tax• Reduce or Avoid Estate Tax• Provide Tax Free Benefit• Provide Leveraged Benefit

InsideRetirement

Plan

Form SUL 500 CA US Financial Life for married couple, both age 70, super standard non-smoker provides death benefit of $300,000, for three premium payments of $33,333 and a taxable value (cash surrender value) of $45,086 in distribution year 3—rounded to $50,000 in above illustration, based on current interest rates as of 1/30/03. Applies to above and following slide. Note that life insurance policies have internal expenses and may have surrender charges and provide an income tax free death benefit while mutual funds have management fees and may have contingent deferred sales charges and do not provide a death benefit.

Tax Benefit of Life Insurance

Mutual Funds$100,000

Life Policy$100,000

$100,000 $50,000Taxable Value

• Growth Mutual Funds

• Short Hold Stocks

• Taxable Bonds

Inside IRA

• Index/Low Turnover Mutual Funds

• Long Hold Stocks

• Tax Free Bonds

Outside

IRA

The Right Investments

Which is BetterTax Deferred or Tax Free?

Use the Roth IRA Now

Benefits of Roth Conversion

• Your life• Your spouse’s life• Your children’s life• Your grandchildren’s life

Convert to a Roth and get tax free accumulation through

Complete two day recording and speaker notes(100 sets) shipping NOW at

Order by May 28 and get 401k rollover presentation to give at companies

April 23-24, Dallas, TX

www.brokerville.com

IRA Distribution Expert Training

Over 4000 people turn 70½ each day and must start IRA distributions. If you want your share of those large retirement accounts, you cannot miss the only training of its kind on becoming an IRA Distribution Expert.

Next IRA Distribution Expert TrainingNovember 5-6, Disney World, Orlando, FL

Regular tuition is $1495Get the recording of the April 2004 training and attend ANY future training for $899

Complete two day recording and speaker notes(100 sets) shipping NOW at

Order by May 28 and get 401k rollover presentation to give at companies

www.brokerville.com