AML Monitoring usingBSA TrackerPresented by Sara Smith

BSA Specialist

The webinar will begin shortly.

Background

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Community Bank with $1 billion in assets

11 branches spread out over 120 miles

Utilizing BSA Tracker since 2005

Report Categories

Rules Based

StatisticalTransaction

Variance

Transaction Historical

Comparison

Account Detail Report

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Report Flow

Rules or Statistical

Transaction Variance Report

Transaction Historical

Comparison

Account Detail Report

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Report Flow

Rules or Statistical

Transaction Variance Report

Transaction Historical

Comparison

Account Detail Report

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Rules Based Reports

Account Structuring Wire Activity Professional Service Providers Non-Profit Accounts Micro ACH Debits Micro Transfers Cash with Outgoing Wires

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Rules Based Report Results

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Statistical Transaction Variance Reports

High Incoming & Outgoing Wires High ACH Credits & Debits High Transfers High Cash Transactions High Deposits

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Statistical Transaction Variance Report Results

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Report Flow

Rules or Statistical

Transaction Variance Report

Transaction Historical

Comparison

Account Detail Report

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Transaction Historical Comparison Report

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Report Flow

Rules or Statistical

Transaction Variance Report

Transaction Historical

Comparison

Account Detail Report

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Account Detail Report

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Account Detail Report

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Account Detail Report

The credits and debits are totaled for each month

Graphs are created in a new worksheet

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Review Reminders

You can set a client to “reviewed” in Tracker and set a follow-up review date.

You can also run a report that lists upcoming reviews.

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Risk Rating

Risk rating ranges from 1 through 51 is the default for all consumers2 is for NRAs (higher risk consumers)3 is the default for all businesses4 is high risk 5 is very high risk

High Risk Client Review & the Risk Tab

Save everything related to the review of the high risk client in one spot

Professional, easy to read report to put in their file to document the review

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Risk Review Research Report

The Risk Review Research Report is a summary of the information contained within the Risk Tab.

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Risk Review Research Report

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Thank you for attending today’s

AML Monitoring usingBSA Tracker

presented by Sara Smith

Questions?Contact Sara Smith directly

at 805.369.5292 or ssmith@heritageoaksbank.com