Post on 21-Jul-2015
ADVAM
Partnership: The Key To Driving Unattended EMV in the Transportation and Parking Sector
ADVAMJose Da Silva (CEO)Paul Sidwell (Channel Partner Director)
Partnership
“everyone moves at the pace of the slowest member and impacts not only innovation but
access to the system”
Unique Challenges in the Unattended space
Environmental Technological
SpeedSecurity Integration
User experienceRemote Communication
Operational
The Unattended Payment Chain - Actors
Cardholder Equipment Unattended Terminal
PSPPayment Service
Provider
Switch AcquirerMerchant
The Australian Market- How We Pay
30k+ATM Terminals
825k+EFTPOS Terminals
50 million Credit and debit cards.
17 million Txns per day
17
Australia- The Land of the Car and the Car Park
24%Growth in distance
travelled
13+ MillionVehicles
13%Public transport use
Urban SprawlMelbourne 2,500 km2 vs Greater Paris 2,800 km2
EMV - Case Study
Merchant POS Equipment
Supplier
Unattended Terminal Supplier
Payment Service
Provider
Switch Acquirer
Brisbane Airport
22 Million passengers
AUD$71+ millionCar parking revenue
14,000Parking spaces
AUD$5,000+Revenue per
car park space
$ $
The time, effort and cost required for planning, testing and communication of change should not be underestimated
Accuracy and timeliness of information is critical to ensure EMV functionality is implemented with minimal impact to the customer
Success Factors• Planning• Teamwork• Clarity• Testing • Communication
Success Factors• Clear and timely
communication• Accurate information• Correctly set customer
expectations
EMV- Case Study
MasterCard in partnership with ADVAM certified one of the first EMV terminals in Australia. Regular project calls ensured close collaboration and information sharing
ADVAM and CBA have taken a proactive stance in regards to EMV…through thought leadership and education we have aided merchants to become aware and informed
EMV- Case Study
Success Factors• Merchant participation• Support and advice from Schemes• Sustainable business model for each party
References
Slide 5- Finding new ways to pay, by Andrew Cornell, The Australian Financial Review, p56, 15th October 2010. Slide 7- EMVCo, Worldwide EMV Card and Terminal Deployment, http://www.emvco.com/about_emvco.aspx?id=202, viewed 20/10/2014Slide 11- Australian Payments Clearing Association, Cards, http://apca.com.au/about-payments/payments-today/cards, viewed 20/10/2014Slide 12- “Decline in cash payments” The Changing Way We Pay: Trends in Consumer Payments, Ossolinski, Lam, Emery,
Reserve Bank of Australia, June 2014, pg6Slide 12- “Increase in card payments” The Changing Way We Pay: Trends in Consumer Payments, Ossolinski, Lam, Emery,
Reserve Bank of Australia, June 2014, pg6Slide 12- “Increase in card payments primarily by people under 40 ” The Changing Way We Pay: Trends in Consumer Payments, Ossolinski, Lam, Emery,
Reserve Bank of Australia, June 2014, pg17Slide 12- “Speed is an important factor in choosing contactless payment” The Changing Way We Pay: Trends in Consumer Payments, Ossolinski, Lam, Emery,
Reserve Bank of Australia, June 2014, pg20Slide 13- “Passenger vehicles in Australia”, ABS, 9309.0 - Motor Vehicle Census, Australia, 31 Jan 2014, http://www.abs.gov.au/ausstats/abs@.nsf/mf/9309.0
viewed 20/10/2014Slide 13- “Growth in km Australians will drive” Estimating urban traffic and congestion cost trends for Australian cities Working Paper No 71, Bureau of
Transport and Regional Economics, 2007 pg 84Slide 13- “% of Adults who used public transport” ,ABS, Australian Social Trends, 2008,
http://www.ausstats.abs.gov.au/ausstats/subscriber.nsf/0/4028BBADB558AFFCCA25748E0012AEEF/$File/41020_2008_23.pdf pg 3Slide 17- Airport monitoring report 2012-13, ACCC, April 2014,
https://www.accc.gov.au/publications/airport-monitoring-reports/airport-monitoring-report-2012-13, viewed 20/10/2014